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HomeMy WebLinkAbout102-CAFR Document.pdf CITY OF SARATOGA CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR 2007/08 SARATOGA, CALIFORNIA Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2008 City Council Ann Waltonsmith..........................................................................................................Mayor Chuck Page............................................................................................................Vice-Mayor Kathleen King..............................................................................................Council Member Jill Hunter.....................................................................................................Council Member Aileen Kao....................................................................................................Council Member Prepared under the direction of : David Anderson, City Manager Finance & Administrative Services Department ii CITY OF SARATOGA TABLE OF CONTENTS JUNE 30, 2008 iii INTRODUCTORY SECTION Principal Officials of the City Letter of Transmittal 3 GFOA Certificate of Achievement for Excellence in Financial Reporting 7 Organization Chart 8 FINANCIAL SECTION Independent Auditors' Report 11 Management's Discussion and Analysis 13 Basic Financial Statements Government-Wide Financial Statements Statement of Net Assets 26 Statement of Activities and Changes in Net Assets 27 Fund Financial Statements Governmental Funds - Balance Sheet 28 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets 29 Statement of Revenues, Expenditures, and Changes in Fund Balance 30 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government-Wide Statement of Activities and Changes in Net Assets 31 Fiduciary Funds - Statement of Net Assets 32 Notes to Financial Statements 33 REQUIRED SUPPLEMENTARY INFORMATION Budgetary Information 55 Modified Approach for City Streets Infrastructure Capital Assets 57 SUPPLEMENTARY INFORMATION Non-Major Governmental Funds 61 Combining Balance Sheet 62 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 64 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Streets and Roads Special Revenue Fund 66 Lighting and Landscaping Assessment City Special Revenue Fund 67 Community Development Block Grant Special Revenue Fund 68 Library Bond Debt Service Fund 69 Park Development Capital Projects Fund 70 Library Expansion Capital Projects Fund 71 Fiduciary Funds 73 Combining Statement of Fiduciary Net Assets – Agency Funds 74 Combining Statement of Changes in Assets and Liabilities – Agency Funds 75 Capital Assets Used in the Operation of Governmental Funds 77 Comparative Schedules by Source 79 Schedule by Function and Activity 80 Schedule of Changes by Function and Activity 82 CITY OF SARATOGA TABLE OF CONTENTS JUNE 30, 2008 iv Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Capital Improvement Capital Projects Fund 83 STATISTICAL SECTION Statistical Section – (Unaudited) Net Assets by Component 88 Changes in Net Assets 89 Governmental Activities Tax Revenues by Source (Modified Accrual) 90 Fund Balances of Governmental Funds 91 Changes in Fund Balances of Governmental Funds 92 Direct and Overlapping Government 93 Assessed Value and Estimated Actual Value of Taxable Property 94 Principal Property Taxpayers 96 Property Tax Levies and Collections 98 Ratios of Outstanding Debt by Type 99 Ratios of General Bonded Debt Outstanding 100 Direct and Overlapping Governmental Activities Debt 101 Legal Debt Margin Information 102 Demographic and Economic Statistics 103 Principal Employers 104 Full-Time Equivalent City Government Employees by Function 106 Operating Indicators by Function 107 Capital Asset Statistics by Function 108 1 INTRODUCTORY SECTION CITY OF SARATOGA ELECTED OFFICIALS AND ADMINISTRATIVE PERSONNEL As of June 30, 2008 CITY COUNCIL * Ann Waltonsmith - Mayor Chuck Page - Vice Mayor Kathleen King Jill Hunter Aileen Kao CITY STAFF Dave Anderson – City Manager Barbara Powell – Assistant City Manager Cathleen Boyer – City Clerk Mary Furey – Finance & Administrative Services Director John Livingstone – Community Development Director John Cherbone – Public Works Director Michael Taylor – Recreation & Facilities Director CITY ATTORNEY Richard S. Taylor – Shute, Mihaly & Weinberger INDEPENDENT AUDITOR Vavrinek, Trine, Day & Co., LLP, CPA * Council reorganization was completed on December 4, 2007 2 C ITY OF S ARATOGA C ITY H ALL 13777 F RUITVALE A VENUE S ARATOGA, C ALIFORNIA 95070 (408) 868-1200 3 December 19, 2008 Honorable Mayor and City Council, The Comprehensive Annual Financial Report (CAFR) of the City of Saratoga for the year ended June 30, 2008, is hereby submitted as mandated by applicable statutes. These statutes require that the City of Saratoga annually issue a report on its financial position and activity, and that an independent firm of certified public accountants audit this report. Responsibilities for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City's management. The information in this report is intended to present the reader with a comprehensive view of the City's financial position and the results of its operations for the fiscal year ending June 30, 2008, along with additional disclosures and financial information designed to enable the reader to gain an understanding of the City's financial activities. This report was prepared as described in Government Accounting Standards Board (GASB) Statement No. 34, Basic Financial Statements and Management's Discussions and Analysis-for State and Local Governments (GASB 34). This GASB Statement requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The Comprehensive Annual Financial Report is organized in three sections: 1. Introductory Section - The introductory section, includes the table of contents, letter of transmittal, a list of the City of Saratoga's elected officials and City administrative personnel, an organization chart and the Government Finance Officers Association's (GFOA's) of the United States and Canada Certificate of Achievement for Excellence in Financial Reporting to the City of Saratoga for its CAFR for the fiscal year ending June 30, 2008. 2. Financial Section - The financial section includes the independent auditors' opinion, management's discussion and analysis, the basic financial statements, notes to the financial statements, combining statements of non-major funds, and required supplemental information. 3. Statistical Section - The statistical section includes both financial and non-financial data about the City. This information has been updated in accordance with the new GASB 44. THE REPORTING ENTITY AND ITS SERVICES The City, incorporated in 1956, is located 40 miles south of San Francisco in the Santa Clara Valley. The City currently covers a land area of approximately 12 square miles and contains a population of 31,592 as reported by the Department of Finance. The City is a general law city of the State of California and operates under a council-manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a Mayor, Vice Mayor and three additional council members. City Council members are elected at-large for staggered four-year terms. The Mayor is selected annually by 4 the City Council. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the City's seven advisory commissions, and hiring the City Manager and City Attorney. The City Manager is responsible for implementing the policies and ordinances of the City Council, overseeing the daily operations of the City, and recommending appointments of the City's department directors to the City Council. The City provides a limited range of services including public safety, development regulation, public works, community and recreation activities and events, and general administrative functions. The City supports privatization and has supplemented its work force through numerous contracts with others. Contracted services include, but are not limited to, public safety, infrastructure maintenance, engineering services, legal services, and recreation activities. The City is also committed to citizen participation in the evaluation, expansion, and enhancement of services. Saratoga residents who wish to assist the City Council in forming government policy may do so by serving on an advisory commission. The commissions all act in an advisory capacity to the City Council, and are comprised of the Heritage Preservation Commission, Library Commission, Parks and Recreation Commission, Planning Commission, Public Safety Commission, and Youth Commission. The financial reporting entity (the City) includes all the fund activity of the primary government, as well as all of its component units. Component units are legally separated entities for which the City is fully accountable. The City's Saratoga Public Financing Authority (PFA) component unit which provided financial oversight of local bond obligations was finalized in FY 2005/06. The Authority's final financial report was issued in FY 2006/07. Blended component units, although legally separate entities, are in substance, part of the City's operations and data from these units are combined with data of the City. Accordingly, the operations of the Landscaping and Lighting Assessment Districts are reported in the City's financial statements. ECONOMIC CONDITIONS AND OUTLOOK The financial structure of Saratoga with its mostly built-out residential neighborhoods and limited commercial development means that the two largest sources of revenue for cities—property tax and sales tax—account for a smaller proportion of revenue than in other cities with minimal growth expected in future years. In addition, while proposition 1A protects the city from further ongoing unrestrained state takes of tax revenues, the potential exists under the state's current budget crisis. The city may see shortfalls of unprotected State or County based funding or temporary borrowings of property tax revenues permitted under Proposition 1A. With this in mind the city continues to restrict operations to minimal services and prepare for funding impacts. Capital improvements will continue to be funded with development fees, residual funding, and grant moneys as funding level allows. On a positive note the City began receiving a significant increase in property tax revenues due to the passage of Assembly Bill 117. This legislation, effective with the 2006/07 fiscal year, increased the property tax percentage allocated to the City as a result of the Tax Equity Allocation (TEA) formula. Assembly Member Cohn sponsored the bill which resulted from a joint effort of the City of Saratoga, Santa Clara County and 3 other affected cities – Cupertino, Monte Sereno and Los Altos Hills. While the TEA legislation restored the cities to the full "low tax" level of 7%, the State required the cities to continue to remit the County's ERAF rate on these funds so that the bill would have no effect on the State budget. The ERAF rate the County remits is 47.7%, compared to the City of Saratoga's rate of 17.14%, resulting in a significant impact to the revenues received. Financial Information and Major Initiatives Management of the City is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft or misuse and to ensure that 5 adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed benefits likely to be derived, and (2) the valuation of costs and benefits requires estimates and judgments by management. As a recipient of federal, state and local financial assistance, the City is also responsible for guaranteeing that an adequate internal control structure is in place to ensure and document compliance with applicable laws and regulations related to these programs. This internal control structure is subject to periodic evaluation by the City's management. The City has practiced a passive approach to investments and maintains flexibility by managing a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturities planned to coincide with cash needs. Idle cash is invested in certain eligible securities as constrained by law and further limited by the City's investment policy. The goals of the City's investment policy are safety, liquidity and yield. In addition, the City maintains extensive budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the general fund, special revenue funds, capital projects funds and debt service funds are included in the annual appropriation. The level of budgetary control (i.e., the level at which expenditures cannot exceed the appropriated amount) is at the fund level. The City also maintains an encumbrance accounting system as another method of maintaining budgetary control. Encumbered amounts lapse at year-end with the exception of the Capital Improvements Projects, which are multiple-year projects. However, outstanding encumbrances of a material nature are reviewed by the responsible department and in some cases a recommendation is made to the City Council to take action by Resolution to re-appropriate these funds into the following year's budget. The FY 2007/08 budget focused on maintaining the status quo level of services in anticipation of a leveling of the City's base revenue sources with the weakening economy. Departmental budgets were held or reduced to non-expansive levels. The City also prepared for a significant take by the State due to the publicity of the State's struggle with their budget. With the anticipation of decreasing resources, the FY 2007/08 budget process focused on operational efficiencies to streamline services, aligning fees with services provided to the public, and strengthening the organization's tracking and communication of City operations. OTHER INFORMATION Independent Audit – California law requires cities to prepare an annual audit by an independent certified public accountant. In addition to meeting the requirements set forth in statutes, the audit was also designed to meet the requirements of the federal Single Audit Act of 1984, as amended, and the related U.S. Office of Management and Budget's Circular. Generally accepted auditing standards set forth in the General Accounting Office's Government Auditing Standards were used by the auditors in conducting the engagement. The auditor's unqualified report is included in the financial section of this report. Vavrinek, Trine, Day & Co., LLP Certified Public Accountants performed the City's Fiscal Year 2007/08 financial audit. Awards – The City was awarded a certificate for its early implementation of GASB 34. Additionally, the Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement to the City for its Excellence in Financial Reporting on the CAFR for the fiscal year ended June 30, 2007. In order to be awarded a Certificate of Achievement, the City published an easily readable and efficiently organized financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. The Certificate of Achievement is valid for a period of one year. We believe our current CAFR continues to meet the Certificate of Achievement program's requirements, and plan on submitting it to the GFOA to determine its eligibility for another certificate. Acknowledgements – This CAFR represents the culmination of numerous hours of hard work expended by many individuals in the Finance & Administrative Services Department. In particular, we would like to express our appreciation to Robert Edris, Sr. Accountant, Ann Xu, Accountant, Julie Ingraham, Karen Caselli, and Melanie Whitaker, Accounting Technicians. Furthermore, we would like to thank Vavrinek, Trine, Day & Co. CPA's for their helpful assistance in the preparation of this report. Finally, we would like to give credit to the City Council for their ongoing interest and support in planning, conducting and advising on the operations of the City in a responsible and progressive manner. Respectfully submitted, 6 Dave Anderson Mary Furey City Manager Finance and Administrative Services Director 7 8 9 FINANCIAL STATEMENTS 10 5000 Hopyard Road, Suite 335 Pleasanton, CA 94588 Tel: 925.734.6600 Fax: 925.734.6611 www.vtdcpa.com FRESNO • LAGUNA HILLS • PLEASANTON • RANCHO CUCAMONGA • PALO ALTO 11 INDEPENDENT AUDITORS' REPORT The Honorable Mayor and Members of the City Council of the City of Saratoga Saratoga, California We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga (the City) as of and for the year ended June 30, 2008, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Governmental Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga, as of June 30, 2008, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga, as of June 30, 2008, and the respective changes in financial position, thereof and the respective budgetary comparison for the General Fund and each major Special Revenue fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated December 23, 2008, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in conjunction with this report in considering the results of our audit. 12 The required supplementary information, such as management's discussion and analysis, and the required supplementary information as listed on the table of contents, is not a required part of the basic financial statements, but is supplementary information required by the accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, and combining individual non- major fund statements and schedules, and statistical section listed in the table of contents, are presented for purposes of additional analysis and is not a required part of the basic financial statements. The combining, individual non-major fund statements and schedules, have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on it. Pleasanton, California December 23, 2008 CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 13 INTRODUCTION The following provides a narrative overview and analysis of the fiscal operations during the fiscal year ended June 30, 2008 for the City of Saratoga. The Management Discussion and Analysis is to be read in conjunction with the annual Transmittal Letter and the Basic Financial Statements. FISCAL YEAR 2007/08 FINANCIAL HIGHLIGHTS • The City's total net assets were $125,468,072 (reference pg #17). • Total City revenues, including program and general revenues were $22,660,539 while total expenses were $19,815,778 (reference pg #18). • Governmental program revenues were $7,397,944, while Governmental program expenses were $19,815,778 (reference pg #18). • General Fund revenues were $18,823,155, while General Fund expenditures were $16,561,663 (reference pg #21). THE BASIC FINANCIAL STATEMENTS The Basic Financial Statements are comprised of 1) Government-wide (City-wide) Financial Statements, and; 2) Fund Financial Statements. These two sets of financial statements provide the reader two different perspectives of the City's financial activities and financial position. Government-Wide Financial Statements provide a longer-term view of the City's activities as a whole, and comprise the Statement of Net Assets and the Statement of Activities. The Statement of Net Assets provides information about the financial position of the City as a whole, including all its capital assets and long-term liabilities on a full accrual basis, similar to that used by corporations. The Statement of Activities provides information about all the City's revenues and all its expenses, also on a full accrual basis, with the emphasis on measuring net revenues and/or expenses for each of the City's programs. The Statement of Activities explains in detail the change in Net Assets for the fiscal year. All of the City's activities are required to be grouped into government activities and business-type activities. The entire amount in the Statement of Net Assets and the Statement of Activities are also required to be separated into governmental activities or business-type activities in order to provide a summary of these two activities of the City as a whole. In the case of the City of Saratoga, there are no business-type activities as of June 30, 2008. Fund Financial Statements report the City's operations in more detail than the government-wide statements and focus primarily on the short-term activities of the City's general fund and other major funds. The Fund Financial Statements measure only current revenues and expenditures and fund balances; they exclude capital assets, long-term debt, and other long-term amounts. Major funds account for the major financial activities of the City and are presented individually, while the activities of non-major funds are presented in summary, with subordinate schedules presenting the detail for each of these other funds. Major funds are explained below. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 14 The Government -Wide Financial Statements Government-wide financial statements are prepared on the accrual basis, which means they measure the flow of all economic resources of the City as a whole. The Statement of Net Assets and the Statement of Activities present information about the following: Governmental Activities - All of the City's basic services are considered to be governmental activities, 4including general government, community development, public safety, transportation, and, culture and leisure. These services are supported by general City revenues such as taxes, and by specific program revenues such as developer and recreation program fees. Business-Type Activities - This category includes enterprise activities such as water, sewer, and utilities. Unlike governmental services, these services are fully supported by charges paid by users based on the amount of services they use. The City of Saratoga does not have any business-type activities at this time. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Fund financial statements provide detailed information about each of the City's most significant funds, called major funds. The concept of major funds, and the determination of which are major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non-major funds summarized and presented only in a single column. Subordinate schedules present the detail of these non-major funds. Major funds present the major activities of the City for the fiscal year, and may change from year to year as a result of changes in the pattern of the City's activities. The City's funds are segregated into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds - The City's basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances left at year-end that are available for spending. Financial statements are prepared on the modified accrual basis, which means they measure only current financial resources and uses. Capital assets and other long-lived assets, along with long-term liabilities are not presented in the governmental fund financial statements. Unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City's near-term financing requirements. Fiduciary Funds – These funds account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. Fiduciary funds are not reflected in the government-wide financial statements because these resources are not available to support the City's programs. The City maintains one such fund, the Community Access Television Fund, which acts as trustee for the CATV Foundation Board for investment purposes. Notes to the Financial Statements Notes to the Financial Statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes can be found immediately following the fund financial statements. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 15 REQUIRED SUPPLEMENTARY INFORMATION Required supplementary information follows the basic financial statements and includes a budgetary comparison schedule that includes reconciliation between the statutory fund balance for budgetary purposes and the fund balance for the General Fund as presented in the governmental fund financial statements. SUPPLEMENTARY INFORMATION Combining and individual fund statements and schedules are included to provide information for non- major governmental funds, special revenue funds, fiduciary funds, and uses of capital assets. An un- audited statistical section provides historical and current data on financial trends, revenue and debt capacity, demographic and economic information, and operating information. GOVERNMENT-WIDE FINANCIAL ANALYSIS Net assets may serve over time as an indicator of the City's financial position. The City's Total Net Assets increased $2,844,761, from $122,623,311 in FY 2006/07 to $125,468,072 in FY 2007/08. The most significant portion of the City's net assets $109,818,151 or 87.6% accounts for its investment in capital assets, (e.g., land, buildings, general government infrastructure, equipment, etc.;) less any related debt used to acquire those assets that are still outstanding. These capital assets represent infrastructure which provides services to the citizens, consequently, these assets are not available for future spending. $9,709,681 or 7.6% of the City's net assets is unrestricted and may be used to meet the City's ongoing obligations to citizens and creditors. $5,940,240 or 4.8% of the City's net assets are subjected to external restrictions on how they may be used. Of these restricted net assets, $4,768,478 is restricted for capital projects, $853,619 is for repayment of long-term debt and $318,143 is restricted for housing activities. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 16 NET ASSETS 2008 2007 Assets Current assets 18,463,116$ 17,551,165$ Non-current assets 85,003 98,336 Capital assets 123,413,151 121,992,246 Total Assets 141,961,270 139,641,747 Liabilities Current liabilities 2,859,025 3,083,213 Long-term debt 13,634,173 13,920,327 Total Liabilities 16,493,198 17,003,540 Net Assets Investment in capital assets, net of related debt 109,818,151 108,102,246 Restricted for Capital Projects 4,768,478 4,337,666 Restricted for Debt Service 853,619 746,557 Restricted for Special Projects 318,143 844,003 Unrestricted 9,709,681 8,607,837 Total Net Assets 125,468,072$ 122,638,309$ Governmental Activities CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 17 STATEMENT OF CHANGES IN NET ASSETS Increase Functions/Programs 2008 2007(Decrease) Program Revenues Charges for services 5,532,622$ 2,641,316$ 2,891,306$ Operating grants and contributions 150,564 2,154,998 (2,004,434) Capital grants and contributions 1,714,758 1,282,454 432,304 Total Program Revenues 7,397,944 6,078,768 1,319,176 General Revenues Property taxes 8,378,168 5,772,084 2,606,084 Voter approved debt 1,112,515 270,823 841,692 Sales taxes 1,057,977 994,680 63,297 Local taxes 693,950 1,099,174 (405,224) Franchise fees 1,625,414 1,187,010 438,404 Motor vehicle in-lieu 148,865 176,771 (27,906) Intergovernmental revenues 840,557 673,626 166,931 Investment earnings 1,056,891 2,812,875 (1,755,984) Other revenues 348,258 131,951 216,307 Total General Revenues 15,262,595 13,118,994 2,143,601 Expenses General and intergovernmental services 6,292,527 4,532,488 1,760,039 Public safety services 4,165,945 3,844,330 321,615 Environmental services 441,875 487,243 (45,368) Public works 4,883,909 5,938,148 (1,054,239) Community services 1,285,739 1,436,964 (151,225) Community development services 2,032,217 1,992,790 39,427 Interest on long-term debt (Unallocated)713,566 767,983 (54,417) Total Expenses 19,815,778 18,999,946$ 815,832$ Increase in Net Assets 2,844,761 Net Assets, Beginning of Year 122,623,311 Net Assets, End of Year 125,468,072$ Governmental Activities As shown in the above Statement of Changes in Net Assets schedule, the net change in revenues from the prior fiscal year for governmental activities from general revenues was an increase of: $2,143,601. The net change in program revenues from the prior year was an increase of $1,319,176 for a total increase in revenues of $3,462,777. The net change in expenses from the prior year was $815,529, resulting in an increase in Net Assets of $2,844,761. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 18 An analysis and graphical representation of the changes in revenues and expenditures by type of significant events follows: CHART OF REVENUE INCREASE OR (DECREASE) Total Revenues by Cateogory $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 Charge for Services Op Grants & Contrib Capital Grants & Contrib Property Taxes Voter Approved Debt Sales TaxesLocal Taxes Franchise Fees Motor Vehicle in Lieu Intergovt'l Revenues Investment Earnings Other Revenues FY 2007/08 FY 2006/07 Increases in Revenues • An increase of $2,891,306 in the Charge for Services is primarily due to the initial increase resulting from establishing citywide Internal Service Funds which charge prorated fees back to departments for services and expenses. • An increase of $2,606,084 in Property Tax revenues is due in part to the continuing rise in property tax assessment values resulting from real estate turnover. Additional revenues are comprised of a categorization shift in the financial report allocation from the prior fiscal year. • Voter Approved Debt revenues reflect actual property assessment receipts for the City's 2001 G.O. Library Improvement Bond. The $841,692 increase is attributed to a report categorization change from the prior year. • An increase of $216,307 in Other Revenues is again a result of changes in revenue categorization. Other Revenues includes miscellaneous reimbursements, rebates, publication sales, and fines. Decreases in Revenues • The decrease of $2,004,434 in Operating Grants reflects a change in revenue reporting categorization from the prior year. As of FY 2007/08, operating grants are restricted to reflect funding received for use in the annual operating budget, and for this year include the State's annual SLESF/COPS grant, and CDBG grants for operating budget expenses. • The decrease of $1,755,984 in investment earnings from the prior year is again primarily a change in revenue reporting categorization. FY 2007/08 category of investment earnings are restricted solely to interest earned from the City's excess cash flow invested in LAIF. Interest rate declines contributed to an 8% drop in the amount of interest earned from the prior fiscal year. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 19 • Local Taxes reflect a decrease of $405,224. In FY 2007/08, Local Taxes are limited to Business License Tax, Transient Occupancy Tax, and Construction Tax. The decrease in this report reflects a change in the categorization of revenue from the prior year. CHART OF EXPENDITURE INCREASE OR (DECREASE) Total Expenditure by Category 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 General and Intergov'tl Services Public Safety Services Environmt'l Services Public WorksCommunity Services Community Development Interest on Long Term Debt FY 2007/08 FY 2006/07 The net change in expenditures for Governmental Activities was an increase of $887,034. Expenditures with significant events include: Increases in Expenditures • A $1,760,039 increase in General and Intergovernmental Services from the prior year is primarily from the establishment of Internal Service Funds and their resulting service charges to departments. • Public Safety Services increased $321,615 is primarily due to an increase in officer service levels. A School/Neighborhood Resource Officer was added in FY 2007/08. Decreases in Expenditures • Public Works expenditures decreased by $1,054,239 due to changes in financial structures from the prior year. All capital improvements are now classified within the Capital Projects Funds instead of within the Public Works Operating Budget. MAJOR FUNDS: CHANGE IN FUND BALANCE Included in the Major Funds are the General Fund, the Capital Improvement Funds and the Other Governmental Funds. The Other Governmental funds include twenty-five Lighting and Landscape Assessment Districts, the Community Development Block Grant Funds, the Library Bond Debt Service Fund, and the Library Building Capital Improvement Fund. The net change of the Major Funds fiscal year transactions is a net increase of $1,865,861. General Fund - As shown in the following Major Funds table, the net change in the General Fund's Fund Balance was an increase of $1,235,337. A net operating gain resulted from increases in various tax and service revenues, and expenditures coming in less than budget. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 20 Revenues are budgeted conservatively based upon the prior year experience and specific information, while expenditures are limited at anticipated program needs at not-to-exceed projected revenue levels. Revenues increased by $2,690,935 from the prior year primarily due to increases in property taxes and the establishment of the Internal Service Fund charges. MAJOR FUNDS Other CapitalGovernmental GeneralImprovementFunds Fund Balance, Beginning of Year 9,161,279$ 3,444,025$ 2,484,198$ Total Revenues 18,823,155 2,261,688 1,677,545 Total Expenditures (16,561,663) (3,523,306) (1,430,243) Transfer In 171,564 2,033,696 35,554 Transfer Out (1,197,719) (141,554) (901,541) Fund Balance, End of Year 10,396,616$ 4,074,549$ 1,865,513$ Net Change in Fund Balance 1,235,337$ 630,524$ (618,685)$ Capital Improvement Project Fund - As shown in the table above, the net change in the Capital Improvement Fund was an increase of $630,524. The Capital Improvement Project Fund received numerous significant grants and donations, including a $505,064 Proposition 1B street resurfacing grant, $358,364 in STP street surfacing grant, $168,768 in a Safe Route to Schools grant for street improvements, $620,096 in several VTA grants, $150,285 in donations for rehabilitating a community facility, and various smaller grants for improvement projects. As a result, revenues increased by $1,973,208 from the prior year. As expected with increased grant funding, expenditures also increase by $1,432,353, leaving a resulting net operating increase of $630,524. Other Governmental Funds - As shown in the table, there was a net decrease of $618,507 in this group of funds. The Community Development Block Grant (CDBG) and the Lighting District Funds accounted for the bulk of the decrease in fund balance. Total revenues decreased by $1,113,527, in large part from categorization changes from the prior year, but also from a decrease in intergovernmental revenues and investment earnings. Expenditures also reflect a decrease due to categorization changes, most notably in the budgetary change of Public Works expenditures. GOVERNMENTAL FUNDS – BUDGETARY HIGHLIGHTS Changes from the City's General Fund original budget to the final budget are detailed in the Required Supplementary Information Section along with a comparison to actual activity for the year ended. Changes to the City's budget that increase or decrease appropriations in a fund must be approved by a resolution of the City Council. Modifications to the budget that are a realignment of fiscal activities with no impact to the fund's bottom line may be approved by the City Manager. The following tables compare total Governmental Funds budget amounts to actuals. With respect to transfers, the table below shows a significant variance between budget and actuals. This variance was due to the closing of inactive funds per the Council's approval to correctly align the financial structure effective with the FY 2007/08 budget. The original and adjusted budget amounts include transfers approved in relation to the City's operating/capital budgeted operations, while actual transfers include transfers to close funds. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 21 OriginalAdjustedFiscal Year BudgetBudgetActualsVariance Transfers in 2,194,170$ 3,160,491$ 2,240,814$ (919,677)$ Transfers out 992,057$ 1,627,736$ 2,240,814$ 613,078$ This second table shows the adopted and adjusted budget in comparison to actuals. For FY 2007/08 actual revenues, excluding intergovernmental, were more than estimated due to the City's policy of budgeting revenues conservatively. As a result of changes in the Capital Improvement Plan budgeting process, budgeted expenditures include carryforward Capital Improvement Plan (CIP) project balances in order to incorporate total appropriations into project funds. This resulted in an increase in budgeted expenditures for FY 2007/08 only. As a result, actual CIP expenditures are much lower than budgeted. BUDGET TO ACTUALS FISCAL YEAR JUNE 30, 2008 Adjusted Budget AdoptedAdjusted to Actual BudgetBudgetActualVariance Source of Funds Property taxes 8,960,555$ 8,963,755$ 9,443,435$ 479,680$ Other local taxes 1,720,900 1,720,900 1,831,227 110,327 Franchise fees 1,604,335 1,604,335 1,621,518 17,183 Motor vehicle in-lieu 235,400 235,400 148,865 (86,535) Intergovernmental 9,549,857 9,658,857 2,269,890 (7,388,967) Investment earnings 885,883 865,883 923,780 57,897 Other revenue 450,744 450,744 669,575 218,831 Charge for services 5,722,026 5,793,026 5,854,276 61,250 Transfers in 2,179,170 3,145,491 2,240,814 (904,677) Total Source of Funds 31,308,870$ 32,438,391$ 25,003,380$ (7,435,011)$ Use of Funds General and intergovernmental 5,781,773$ 5,370,153$ 4,082,504$ 1,287,649$ Public safety 3,964,467 3,964,467 4,165,945 (201,478) Environmental services 465,035 505,035 440,683 64,352 Public works 4,817,610 4,835,810 4,276,332 559,478 Community services 2,250,508 2,250,508 1,262,415 988,093 Community development 2,507,673 2,507,673 2,025,433 482,240 Capital outlay 13,751,501 13,751,501 4,245,959 9,505,542 Debt service 1,021,106 1,021,106 1,015,941 5,165 Transfers out 1,792,258 1,627,736 2,240,814 (613,078) Total Use of Funds 36,351,931$ 35,833,989$ 23,756,026$ 12,077,963$ CAPITAL ASSETS The City of Saratoga elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting in which eligible infrastructure capital assets are not required to be depreciated if the following requirements are met: CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 22 • The City manages the assets using an asset management system which requires that the City (1) perform an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate the annual amount to preserve the assets at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City policy is to achieve an average Pavement Condition Index (PCI) rating of 70 for all streets. The City achieved the 70 rating with 86% of streets rated as Excellent to Good, 13% of streets are rated as "Poor", and 1% of streets are rated as "Very Poor". The City spent $1,691,466 to maintain and preserve eligible infrastructure assets. For more detailed information on Capital Assets activity, please refer to Note F in the section entitled "Notes to the Basic Financial Statements" and "Required Supplementary Section". As of June 30, 2008, the City had $123,413,151 invested in a variety of capital assets, as reflected in the following schedule, which represents an increase of $1,420,905 or slightly more than a 1% increase from the prior year. CAPITAL ASSETS AT YEAR END NET OF DEPRECIATION ` 2008 2007 Land 9,887,095$ 9,887,095$ Buildings and structures 18,739,078 19,229,732 Machinery and equipment 470,217 445,910 Infrastructure 86,571,890 87,631,191 Construction in progress 7,744,871 4,798,318 123,413,151$ 121,992,246$ Governmental Activities The following reconciliation summarizes the changes in Capital Assets: CHANGES IN CAPITAL ASSETS 2008 2007 Beginning Balance 121,992,246$ 121,270,370$ Addition: Building and structures - 2,564,228 Construction in progress 3,338,920 2,220,878 Infrastructure 517,473 3,446,423 Machinery and equipment - 408,694 Retirements: Construction in progress (392,364) (5,943,381) Depreciation (2,043,124) (1,974,966) Ending Balance 123,413,151$ 121,992,246$ Governmental Activities Additional information on Capital Assets is included in note 5 to the financial statements. CITY OF SARATOGA MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2008 23 DEBT ADMINISTRATION The net change in outstanding debt for the City of Saratoga is a decrease of $271,154. During the fiscal year, the City did not enter into any new debt structures. OUTSTANDING DEBT AT YEAR END 2008 2007 2001 General Obligation Bond 13,595,000$ 13,890,000$ Compensated absences 488,599 464,753 Total Outstanding Debt 14,083,599$ 14,354,753$ Governmental Activities The current portions of long-term debt ($310,000 and $295,000 for 2008 and 2007, respectively), are classified as current liabilities in the City's Statement of Net Assets. 2001 General Obligation Bond - During the fiscal year, the City made debt service payments that include a principal reduction of $295,000 on the City's 2001 General Obligation $15,000,000 bond issue. Claims Payable - The City is a member of a pooled liability assurance network with the Association of Bay Area Governments. This JPA provides coverage for claims against the City, and any known liabilities at year end are included in the financial statements. Additional information on Outstanding Debt can be found in Note 6 to the financial statements. ECONOMIC FACTORS In September 2006, the City received a significant increase in new property tax revenues on an annual basis due to the passage of Assembly Bill 117. This legislation effective with FY 2006/07 increases the amount of property taxes allocated to the City as a result of the TEA (Tax Equity Allocation) formula. Assembly Member Cohn sponsored the bill which resulted from a joint effort of the City of Saratoga, Santa Clara County and the 3 other affected cities - Cupertino, Monte Sereno and Los Altos Hills. These cities are referred to as "no/low tax cities" and will have restored a proportionate share of the property taxes which they lost to special legislation in 1989. This resulted in a permanent increase in general fund property taxes to approximately 5.45% of the 1% ad valorem tax property owners pay. The economy of the City and its major initiatives for the fiscal year are discussed in the accompanying Transmittal Letter. REQUEST FOR FINANCIAL INFORMATION This financial report is designed to provide a general overview of the City of Saratoga's finances for all of Saratoga's residents, taxpayers, customers, investors, and creditors. This financial report seeks to demonstrate the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Administrative Services Department, 13777 Fruitvale Avenue, Saratoga, California 95070. 24 25 BASIC FINANCIAL STATEMENTS CITY OF SARATOGA STATEMENT OF NET ASSETS JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 26 Primary Government Governmental Activities ASSETS Current Assets: Cash and investments 15,698,155$ Restricted cash and investments 1,901,682 Receivables: Accounts 714,799 Interest 125,543 Loans 13,333 Prepaid items 9,604 Total Current Assets 18,463,116 Noncurrent Assets: Loans receivable 85,003 Capital Assets: Non-depreciable 63,265,798 Depreciable, net 60,147,353 Total Capital Assets 123,413,151 Total Noncurrent Assets 123,498,154 Total Assets 141,961,270 LIABILITIES Current Liabilities: Accounts payable 800,269 Accrued payroll 288,166 Other payable 216,727 Interest payable 296,690 Deposits payable 718,914 Unearned revenue 28,925 Claims payable 59,908 Long-term debt - due within one year 449,426 Total Current Liabilities 2,859,025 Noncurrent Liabilities: Long-term debt - due in more than one year 13,634,173 Total Liabilities 16,493,198 NET ASSETS Investment in capital assets, net of related debt 109,818,151 Restricted for: Capital projects 4,768,478 Debt service 853,619 Special projects 318,143 Total Restricted 5,940,240 Unrestricted 9,709,681 Total Net Assets 125,468,072$ CITY OF SARATOGA STATEMENT OF ACTIVITIES AND CHANGES IN NET ASSETS FOR THE YEAR ENDED JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 27 Net (Expense) Revenue and Changes in Net Assets Primary OperatingCapital Government Charges for Grants andGrants and Governmental Functions/Programs ExpensesServicesContributionsContributionsTotalActivities Primary Government: Governmental Activities: General and intergovernmental services6,292,527$ 1,787,186$ -$ -$ 1,787,186$ (4,505,341)$ Public safety 4,165,945 410,822 100,000 - 510,822 (3,655,123) Environmental services 441,875 - - - - (441,875) Public works 4,883,909 313,410 - - 313,410 (4,570,499) Community services 1,285,739 910,795 50,564 - 961,359 (324,380) Community development services 2,032,217 2,110,409 - 1,714,758 3,825,167 1,792,950 Interest on long-term debt (unallocated)713,566 - - - - (713,566) Total 19,815,778$ 5,532,622$ 150,564$ 1,714,758$ 7,397,944$ (12,417,834) General Revenues: Taxes: Property taxes 8,099,071 Special assessments 279,097 Voter approved property tax 1,112,515 Sales taxes 1,057,977 Local taxes 693,950 Franchise taxes 1,625,414 Motor vehicle in-lieu 148,865 Total taxes 13,016,889 Intergovernmental 840,557 Investment earnings 1,056,891 Other revenues 348,258 Total General Revenues 15,262,595 Change in Net Assets 2,844,761 Net Assets - Beginning of Year 122,623,311 Net Assets - End of Year 125,468,072$ Program Revenues CITY OF SARATOGA GOVERNMENTAL FUNDS BALANCE SHEET JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 28 Other Total Capital Governmental Governmenta l GeneralImprovementFunds Funds ASSETS Cash and investments 11,316,622$ 4,381,533$ -$ 15,698,155$ Restricted cash and investments 53,167 - 1,848,515 1,901,682 Receivables: Accounts 456,121 229,575 29,103 714,799 Interest 115,338 - 10,205 125,543 Loans - - 98,336 98,336 Prepaid items 8,054 1,550 - 9,604 Total Assets 11,949,302$ 4,612,658$ 1,986,159$ 18,548,119$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 424,417$ 353,720$ 22,132$ 800,269$ Accrued payroll 288,166 - - 288,166 Deposits payable 718,914 - - 718,914 Other payable 32,338 184,389 - 216,727 Deferred revenue 28,943 - 98,336 127,279 Claims payable 59,908 - - 59,908 Total Liabilities 1,552,686 538,109 120,468 2,211,263 Fund Balances: Reserved for: Petty cash 1,300 - - 1,300 Debt service - - 853,619 853,619 Unreserved, designated for: Operations 2,808,164 - - 2,808,164 Economic uncertainty 1,500,000 - - 1,500,000 Construction in progress 1,200,000 - - 1,200,000 Community development services 782,380 - - 782,380 Environmental services 679,917 - - 679,917 Unreserved, undesignated, reported in: General Fund 3,424,855 - - 3,424,855 Special revenue funds - - 318,143 318,143 Capital projects funds - 4,074,549 693,929 4,768,478 Total Fund Balances 10,396,616 4,074,549 1,865,691 16,336,856 Total Liabilities and Fund Balances 11,949,302$ 4,612,658$ 1,986,159$ 18,548,119$ Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 29 Total Fund Balances - Total Governmental Funds 16,336,856$ Amounts reported for governmental activities in the statement of net assets were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. The capital assets were adjusted as follows: Non-depreciable capital assets 63,265,798 Depreciable capital assets, net 60,147,353 Total Capital Assets 123,413,151 Interest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet.(296,690) Long-term r eceivables were not current available resources and therefore, were offset by a deferred revenue amount equal to the net receivable in the governmental funds.98,354 Long-term liabilities were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds Balance Sheet. The long-term liabilities were adjusted as follows: General obligation bonds (13,595,000) Compensated absences (488,599) Total Long-Term Liabilities (14,083,599) Net Assets of Governmental Activities 125,468,072$ CITY OF SARATOGA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 30 Other Tota l Capital Governmenta l Governmenta l Genera l ImprovementFunds Funds REVENUES: Property taxes 7,922,815$ -$ 1,520,620$ 9,443,435$ Other local taxes 1,831,227 - - 1,831,227 Licenses & permits 1,670,769 - - 1,670,769 Fines & forfeiture 343,744 - - 343,744 Intergovernmental - State 321,908 1,272,272 47,247 1,641,427 Intergovernmental - Other 69,834 656,930 50,564 777,328 Franchise fees 1,621,518 - - 1,621,518 Use of money and property 878,932 - 44,848 923,780 Other revenue 163,261 148,126 14,444 325,831 Current service charges 3,999,147 184,360 - 4,183,507 Total Revenues 18,823,155 2,261,688 1,677,723 22,762,566 EXPENDITURES: Current: General and intergovernmental services4,082,504 - - 4,082,504 Public safety 4,165,945 - - 4,165,945 Environmental services 440,683 - - 440,683 Public works 3,869,812 - 406,520 4,276,332 Community services 1,254,633 - 7,782 1,262,415 Community development services 2,025,433 - - 2,025,433 Capital outlay 722,653 3,523,306 - 4,245,959 Debt service: Principal - - 295,000 295,000 Interest and fiscal charges - - 720,941 720,941 Total Expenditures 16,561,663 3,523,306 1,430,243 21,515,212 REVENUES OVER (UNDER) EXPENDITURES 2,261,492 (1,261,618) 247,480 1,247,354 OTHER FINANCING SOURCES (USES): Transfers in 171,564 2,033,696 35,554 2,240,814 Transfers out (1,197,719) (141,554) (901,541) (2,240,814) Total Other Financing Sources (Uses)(1,026,155) 1,892,142 (865,987) - Net Change in Fund Balances 1,235,337 630,524 (618,507) 1,247,354 FUND BALANCES: Beginning of year 9,161,279 3,444,025 2,484,198 15,089,502 End of year 10,396,616$ 4,074,549$ 1,865,691$ 16,336,856$ Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES AND CHANGES IN NET ASSETS FOR THE YEAR ENDED JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 31 Net Change in Fund Balances - Total Governmental Funds 1,247,354$ Amounts reported for governmental activities in the Statement of Activities and Changes in Net Assets were different because: Governmental Funds report capital outlay as expenditures. However, in the Government-Wide Statement of Activities and Changes in Net Assets, the cost of those assets was allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period. 3,464,029 Depreciation expense on capital assets was reported in the Government-Wide Statement of Activities and Changes in Net Assets, but it did not require the use of current financial resources. Therefore, depreciation expense was not reported as expenditures in the Governmental Funds. (2,043,124) Certain revenues were recorded as deferred revenue in the governmental funds because they did not meet the revenue recognition criteria of availability. However, they were included as revenue in the Governmental-Wide Statement of Activities and Changes in Net Assets under the full accrual basis. (102,027) Long-term compensated absences and claims payables were reported in the Government-Wide Statement of Activities and Changes in Net Assets, but they did not require the use of current financial resources. Therefore, long-term compensated absences and claims payable were not reported as expenditures in governmental funds. Compensated absences (23,846) Repayment of bond principal was an expenditure in governmental funds, but the repayment reduced long-term liabilities in the Government-Wide Statement of Net Assets. Long-term debt repayments 295,000 Interest expense on long-term debt was reported in the Government-Wide Statement of Activities and Changes in Net Assets, but it did not require the use of current financial resources. Therefore, interest expense was not reported as expenditures in governmental funds. The following amount represented the change in accrued interest from prior year.7,375 Change in Net Assets of Governmental Activities 2,844,761$ CITY OF SARATOGA FIDUCIARY FUNDS STATEMENT OF NET ASSETS JUNE 30, 2008 The accompanying notes are an integral part of these financial statements. 32 Agency Funds ASSETS Cash and investments 38,365$ Interest receivable 296 Total Assets 38,661$ LIABILITIES Deposits payable 38,661$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 33 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Saratoga, California, (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental agencies. The Governmental Accounting Standards Boards (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting policies are described below. A. Financial Reporting Entity The City was incorporated as a municipal corporation in 1956 under the general laws of the State of California, and had a population of 31,592 at June 30, 2008. The City is a largely residential community located in the foothills of the Santa Cruz Mountains. The City operated under the Council-Manager form of government, with five-elected Council members served by a full-time City Manager and staff. At June 30, 2008, the City's staff comprised 54 full-time and 2 part-time employees, and numerous recreation seasonal employees who were responsible for the following City provided services: • Public Safety - The City provides round-the-clock police services under a contract with the County Sheriff's offices. Emergency management and Fire services are provided by special district. Code enforcement and inspection services are provided by 1 City employee. • Public Works/Maintenance - The City builds and maintains its parks, streets, curbs, gutters, and related public property with a force of 24 employees. Major projects may be contracted out to reduce costs. • Community Development - Zoning administration, plan checking and advance planning services are provided by 16 employees. • Culture, Recreation and Community Support services are provided by a total of 6 employees. • General Government services are provided by a total of 10 employees. As required by GAAP, these basic financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City Council acts as the governing board. In addition, the City staff performs all administrative and accounting functions for these entities and these entities provide their services entirely to the City. Blended component units, although legally separate entities are, in substance, part of the City's operations and data from these units are combined with data of the City. Discretely presented component units, on the other hand, are reported in a separate column in the government-wide financial statements to emphasize their legal separateness from the City. Each blended component unit has a June 30 year-end. The City had no discretely presented component units. The following entity is reported as blended component unit: Lighting and Landscaping Assessment District - The Lighting and Landscaping Assessment District (the District) was established in 1980, for the levy and the collections of assessments upon the several lots or parcels of land in the District, and for the construction or installation of improvements, including maintenance. The District is reported as a blended component unit of the City because it has the same Governing Board as the City. The activity for the District has been included in the accompanying basic financial statements and no separate financial statements are issued. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 34 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government-Wide Financial Statements The City's government-wide financial statements include a Statement of Net Assets and a Statement of Activities and Changes in Net Assets. These statements present summaries of governmental activities for the City. Fiduciary activities of the City are not included in these statements. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions are reported as program revenues for the City in three categories: • Charges for services • Operating grants and contributions • Capital grants and contributions Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables, and receivables. All internal balances in the Statement of Net Assets have been eliminated. The following interfund activities have been eliminated: • Transfers in/Transfers out Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non-major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net assets as presented in these statements to the net assets presented in the government-wide financial statements. The City has presented all major funds that met the applicable criteria. The following funds are major funds: General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 35 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Accordingly, revenues are recorded when received in cash, except that revenues subject to accrual (up to 60 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Fines, forfeitures, licenses and permits and parking meter revenues are not susceptible to accrual because they are usually not measurable until received in cash. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Deferred revenues arise when potential revenues do not meet both the "measurable" and "available" criteria for recognition in the current period. Deferred revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods when both revenue recognition criteria are met or when the government has a legal claim to the resources, the deferred revenue is removed from the combined balance sheet and revenue is recognized. Reconciliation of the Fund Financial Statements to the Government-Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Fiduciary Fund Financial Statements Fiduciary fund financial statements include a Statement of Net Assets. The City's fiduciary funds represent agency funds. Agency funds do not have a measurement focus, although they do have a basis of accounting. An accrual basis of accounting is used to record the financial transactions. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. C. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. Deposit and Investment Risk Disclosures - In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB Statement No. 3), certain disclosure requirements, if applicable, for Deposits and Investment Risks in the following areas: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 36 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued C. Cash, Cash Equivalents and Investments, Continued • Interest Rate Risk • Credit Risk o Overall o Custodial Credit Risk o Concentrations of Credit Risk • Foreign Currency Risk Other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments, credit quality at year-end and other disclosures. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in Structured Notes and Asset Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset-Backed Securities are subject to market risk as to change in interest rates. D. Restricted Cash and Investments Certain restricted cash and investments are held by a fiscal agent for the redemption of bonded debt and for acquisition and constitution of capital and special projects. E. Interfund Transactions Interfund services provided and used are accounted for as revenue, expenditures or expenses, as appropriate. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursed fund. All other interfund transactions, except for interfund services provided and used and reimbursements, are reported as transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as transfers. F. Capital Assets Capital assets, which include land, buildings, improvements, furniture, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), were reported in the applicable governmental activities in the government-wide financial statements. Capital assets were recorded at historical cost or estimated historical cost if actual cost was not available. Donated assets were valued at their fair market value on the date of donation. City policy has set the capitalization threshold for reporting capital assets at $10,000. The City has chosen the Modified Approach for reporting the streets subsystem of infrastructure capital assets. Depreciation is recorded on a straight-line basis over the useful lives of the assets as follows: Buildings and structures 40 years Machinery and equipment 5 to 10 years Infrastructure 15 to 50 years CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 37 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued F. Capital Assets, Continued In June 1999, GASB issued Statement No. 34 which requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with Statement No. 34, the City has included the value of all infrastructures into its basic financial statements. The City defines infrastructure as the basic physical assets that allow the City to function. The City defines infrastructure as the basic physical assets including the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. The City elected to use the Modified Approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets, concrete and asphalt pavements. The City commissioned a physical assessment of the streets condition as of June 30, 2005. This condition assessment will be performed every 2 years. The next condition assessment is scheduled for March 2009. A Pavement Condition Index (PCI) was assigned to each street segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to segments of street that have the physical characteristics of a new street. The following conditions were defined: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 The City's policy relative to maintaining the street assets is to achieve an average rating of 70 for all street segments. This acceptable rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. For all other infrastructure systems, the City elected to use the Basic Approach as defined by GASB Statement No. 34 for infrastructure reporting. The City commissioned an appraisal of City owned infrastructure and property as of June 30, 2001, and has completed an internal update for June 30, 2005. This appraisal determined the original cost, which is defined as the actual cost to acquire new property in accordance with market prices at the time of first construction/acquisition. Original costs were developed in one of three ways: 1) historical records; 2) standard unit costs appropriate for the construction/acquisition date; or 3) present cost indexed by a reciprocal factor of the price increase from the construction/acquisition date to the current date. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line, unrecovered cost method was computed using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 38 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued G. Interest Payable In the government-wide financial statements, interest payable of long-term debt is recognized as an incurred liability for governmental fund types. The City has not allocated the interest on long-term debt to departments. In the fund financial statements, governmental fund types do not recognize the interest payable when the liability is incurred. H. Claims Payable The City records a liability to reflect an actuarial estimate of ultimate uninsured losses for both general liability claims (including property damage claims) and workers' compensation claims. The estimated liability for workers' compensation claims and general liability claims includes "incurred but not reported" (IBNR) claims. There is no fixed payment schedule to pay these liabilities. I. Compensated Absences In the government-wide financial statements, compensated absences are recorded as incurred and the related expenses and liabilities are reported. In the fund financial statements, compensated absences are recorded as expenditures in the years paid, as it is the City's policy to liquidate any unpaid compensated absences at June 30 from future resources, rather than currently available financial resources. Only the amounts which become due at June 30 are reported in the fund financials statements as a liability. J. Long- Term Obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financial sources. Premiums received on debt issuance are reported as other financing sources while discounts on debt issuance reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. K. Fund Balances In the fund financial statements, governmental funds report reservations of fund balances for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balances represent tentative management plans that are subject to change. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 39 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued K. Fund Balances, Continued City Council has designated an amount for operations, which it has defined as being equal to the greater of one-quarter of the total budgeted General Fund appropriations for the current budget year or $2,808,164. The designation is increased annually by an amount equal to the interest the City earned on an equivalent amount of cash and investments. City Council has designated $1,500,000 for economic uncertainty. CIP designation is for future Capital Improvement Projects. Community development services designation is for development services that includes zoning administration, inspection services, and development regulation programs. Environmental services is designated for the environmental fees collected from surcharges on garbage bills and tipping fees at the landfills and associated grants related to integrated waste management and storm water management. Equipment Replacement is designated for the maintenance and replacement of the City's tools, equipments, and vehicles. Information technology is designated for the support, maintenance, replacement and upgrade of existing computer network. Facility Improvement is designated for the maintenance and improvement of City's facilities. L. Net Assets In the governmental-wide financial statements, net assets are classified in the following categories: • Invested in Capital Assets, Net of Related Debt - This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. • Restricted Net Assets - This amount is restricted by external creditors, grantors, contributors, or laws or regulations of other governments. • Unrestricted Net Assets - This amount is all net assets that do not meet the definition of "invested in capital assets, net of related debt" or "restricted net assets." M. Use of Restricted/Unrestricted Net Assets When an expense is incurred for purposes for which both restricted and unrestricted net assets are available, the City's policy is to apply restricted net assets first. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 40 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued N. Property Tax and Special Assessments County tax assessments included secured and unsecured property taxes, and special assessments. "Unsecured" refers to taxes on personal property. These tax assessments are secured by liens on the property being taxed. Revenue is recognized in the period for which the tax and assessment is levied. The County of Santa Clara levies, bills and collects property taxes for the City, the County remits the entire amount levied and handles all delinquencies, retaining interest and penalties. Secured and unsecured property taxes are levied on January 1. Secured property tax is due in two installments on November 1 and February 1, and becomes a lien on those dates. It becomes delinquent on December 10 and April 10, respectively. Unsecured property tax is due on July 1 and becomes delinquent on August 31. O. Use of Estimates The preparation of basic financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. P. New GASB Pronouncements GASB Statement No. 45 - In June 2004, GASB issued Statement No. 45, Accounting and Financial Reporting by Employers for Post employment Benefits Other Than Pensions. This Statement establishes standards for the measurement, recognition, and display of other post employment benefits expense/expenditures and related liabilities (assets), note disclosures, and, if applicable, required supplementary information (RSI) in the financial reports of State and local governmental employers. This Statement is not effective for the City until June 30, 2009. The City has not determined its effect on the financial statements. GASB Statement No. 48 - In September 2006, GASB issued Statement No. 48, Sales and Pledges of Receivables and Future Revenues and Intra-Entity Transfers of Assets and Future Revenues. This Statement addresses accounting and financial reporting standards for transactions where governments exchange an interest in their expected cash flows from collecting specific receivables or specific future revenues for immediate cash payments. This Statement establishes criteria and reporting standards regarding the exchange as either a sale or collateralized borrowing, resulting in a liability. The City has implemented with no effect on the financial statements. GASB Statement No. 49 - In November 2006, GASB issued Statement No. 49, Accounting and Financial Reporting for Pollution Remediation Obligations. This Statement addresses accounting and financial reporting standards for pollution (including contamination) remediation obligations, which are obligations to address the current or potential detrimental effects of existing pollution by participating in pollution remediation activities such as site assessments and cleanups. This Statement is not effective for the City until June 30, 2009. The City has not determined its effect on the financial statements. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 41 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued P. New GASB Pronouncements, Continued GASB Statement No. 50 - In May 2008, GASB issued Statement No. 50, Pension Disclosures-an amendment of GASB Statements No. 25 and No. 27. This Statement more closely aligns the financial reporting requirements for pensions with those for other post employment benefits (OPEB) and, in doing so, enhances information disclosed in notes to financial statements or presented as required supplementary information (RSI) by pension plans and by employers that provide pension benefits. The City has implemented with no significant effect on the financial statements. GASB Statement No. 51 - In June 2008, GASB issued Statement No. 51, Accounting and Financial Reporting for Intangible Assets. This Statement establishes accounting and financial reporting standards for many different types of assets that may be considered intangible assets, including easements, water rights, timber rights, patents, trademarks, and computer software. This Statement is not effective until June 30, 2010. The City has not determined its effect on the financial statements. GASB Statement No. 52 - In November 2007, GASB issued Statement No. 52, Land and Other Real Estate Held as Investments by Endowments. This Statement establishes consistent standards for the reporting of land and other real estate held as investments by essentially similar entities. This Statement is not effective until June 30, 2009. The City has not determined its effect on the financial statements. GASB Statement No. 53 - In June 2008, GASB issued Statement No. 53, Accounting and Financial Reporting for Derivative Instruments. This Statement addresses the recognition, measurement, and disclosure of information regarding derivative instruments entered into by State and local governments. This Statement is not effective until June 30, 2010. The City has not determined its effect on the financial statements. NOTE 2 - CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated to the funds based on average month-end cash and investment balances in these funds. The City has the following cash and investments at June 30, 2008: GovernmentalFiduciary Activities Funds Total Cash and investments 15,698,155$ 38,365$ 15,736,520$ Restricted cash and investments 1,901,682 - 1,901,682 Total 17,599,837$ 38,365$ 17,638,202$ Statement of Net Assets CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 42 NOTE 2 - CASH AND INVESTMENTS, Continued The City's Cash and Investments at June 30, 2008, in more detail: Cash and cash equivalents: Petty cash 1,300$ Demand deposit 296,801 Total Cash and Cash Equivalents 298,101 Investments: Local Agency Investment Fund (LAIF)17,340,076 Total Cash and Investments excluding fiscal agent 17,638,177 Cash and investments with fiscal agents 25 Total Cash and Investments including fiscal agents 17,638,202$ A. Cash Deposits The carrying amounts of the City's cash deposits were $296,801 at June 30, 2008. Bank balances before reconciling items were $352,906 at that date. The total amount of which was collateralized or insured with securities held by the pledging financial institutions in the City's name is discussed below. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest in such collateral superior to those of a general creditor. Thus, collateral for cash deposits is considered to be held in the City's name. The market value of pledged securities must equal at least 110 percent of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes that have a value of 150 percent of the City's total cash deposits. The City may waive collateral requirements for cash deposits which are fully insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC). The City, however, has not waived the collateralization requirements. The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income from cash and investments with fiscal agents is credited directly to the related fund. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 43 NOTE 2 - CASH AND INVESTMENTS, Continued B. Investments Under the provisions of the City's investment policy, and in accordance with California Government Code, the following investments are authorized: • Securities of the U.S. Government or its agencies. • Certificates of Deposit (or Time Deposits) placed with commercial banks and/or savings and loan companies. • Negotiable Certificates of Deposit. • California Local Agency Investment Fund. • Investment-grade obligations of State, local governments or public authorities. • Money market mutual funds. • Passbook savings account and demand deposits. The City has complied with the provisions of GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investments Pools. The City's investments are recorded at fair value. C. External Investment Pool The City's investments with LAIF at June 30, 2008, include a portion of the pool funds invested in Structured Notes and Asset-Backed Securities. These investments include the following: • Structured Notes - debt securities (other than asset-backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. • Asset-Backed Securities - the bulk of which are mortgage-backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMO's) or credit card receivables. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. As of June 30, 2008, the City had $17,340,076 invested in LAIF which had invested 2.29 percent of the pool investment funds in Structured Notes and Asset-Backed Securities. The LAIF fair value factor of 0.99950219 was used to calculate the fair value of the investments in LAIF. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 44 NOTE 2 - CASH AND INVESTMENTS, Continued D. Risk Disclosures Interest Rate Risk The City's investment policy does not limit investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. At June 30, 2008, the City had the following: Investment Maturities in Years Fair Less Than Value One Year State of California - Local Agency Investment Fund (LAIF)17,340,076$ 17,340,076$ Credit Risk As of June 30, 2008, the City's investments in external investment pools are unrated. Custodial Credit Risk For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. Of the City's investments, $25 of securities is held by the investment's counterparty, the trustee for the bonds, not in the name of the City as of June 30, 2008. NOTE 3 - LOANS RECEIVABLE The City had the following loans receivable as of June 30, 2008: Balance BalanceDue withinDue more July 1, 2007AdditionsDeletionsJune 30, 2008One YearThan 1 Year Housing Rehabilitation Loan Program 112,780$ -$ (14,444)$ 98,336$ 13,333$ 85,003$ T he City administers a housing rehabilitation program called the Saratoga Housing Assistance and Rehabilitation Program (SHARP) using Housing and Community Development Act funds. Under the SHARP, individuals with incomes below a certain level and corporations building rental housing for low and-moderate income tenants are eligible to receive low interest loans, secured by deeds of trust, for construction work on their properties. Federal funds received by the City are deposited with a commercial bank. Upon approval of loans, the bank disburses the funds, arranges for and collects repayments. At June 30, 2008, the City had outstanding SHARP loans of $98,336. In the Governmental Fund Financial Statements, these loans have been offset by deferred revenue as they are not expected to be repaid immediately. In the Government-Wide Financial Statements, the amount of deferred revenue was recognized as revenues. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 45 NOTE 4 - FUND FINANCIAL STATEMENTS INTERFUND TRANSACTIONS Transfers In/Out Transfers for the year ended June 30, 2008, were as follows: Other GeneralCapitalGovernmental Transfers Out FundImprovementFundsTotal General Fund -$ 1,197,719$ -$ 1,197,719$ Capital Improvement 141,554 - - 141,554 Other Governmental Funds 30,010 835,977 35,554 901,541 Total 171,564$ 2,033,696$ 35,554$ 2,240,814$ Transfers In The above transfers resulted from the normal course of the City's operations. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 46 NOTE 5 - CAPITAL ASSETS Capital assets activity for the year ended June 30, 2008, consisted of the following: Balance Balance July 1, 2007AdditionsRetirementsReclassificationJune 30, 2008 Governmental Activities: Capital assets, not being depreciated: Land 9,887,095$ -$ -$ -$ 9,887,095$ Construction in process 4,798,318 3,338,917 - (392,364) 7,744,871 Infrastructure: Street pavement system 45,241,465 - - 3,084,574 48,326,039 Total Capital Assets, not being depreciated 59,926,878 3,338,917 - 2,692,210 65,958,005 Capital assets, being depreciated: Buildings and structures 23,066,577 - - - 23,066,577 Machinery and equipment 1,835,003 125,112 - - 1,960,115 Infrastructure: Bridges 1,563,654 - - - 1,563,654 Signs and lights 1,124,376 - - 207,013 1,331,389 Drainage system 39,855,914 - - 14,679 39,870,593 Sidewalks 14,578,824 - - (2,913,902) 11,664,922 Total capital assets, being depreciated 82,024,348 125,112 - (2,692,210) 79,457,250 Accumulated depreciation: Buildings and structures (3,836,846) (490,653) - - (4,327,499) Machinery and equipment (1,389,093) (100,802) - - (1,489,895) Infrastructure: Bridges (917,175) 763 - - (916,412) Signs and lights (640,165) (27,040) - - (667,205) Drainage system (9,686,922) (1,046,291) - - (10,733,213) Sidewalks (3,488,779) (379,101) - - (3,867,880) Total accumulated depreciation(19,958,980) (2,043,124) - - (22,002,104) Total capital assets, being depreciated, net 62,065,368 (1,918,012) - (2,692,210) 57,455,146 Governmental Activities Capital Assets, Net 121,992,246$ 1,420,905$ -$ -$ 123,413,151$ Primary Government Depreciation Expense by Function: General Government 1,420,223$ Public Works 599,231 Community Services 21,655 Community Development 2,015 Total Depreciation Expense 2,043,124$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 47 NOTE 5 - CAPITAL ASSETS, Continued In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Assets. The City elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its pavement system. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the "Modified Approach" is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the Basic Approach whereby accumulated depreciation and depreciation expense have been recorded. NOTE 6 – LONG-TERM DEBT A summary of the City's long-term debt transactions for the year ended June 30, 2008, is presented below: Balance BalanceDue WithinDue In More DescriptionJuly 1, 2007AdditionsRetirementsJune 30, 2008One Yearthan One Year General Obligation Bonds: 2001 Library Bonds13,890,000$ -$ (295,000)$ 13,595,000$ 310,000$ 13,285,000$ Compensated absences464,753 23,846 - 488,599 139,426 349,173 Total 14,354,753$ 23,846$ (295,000)$ 14,083,599$ 449,426$ 13,634,173$ Classification General Obligation 2001 Library Bonds - Original Issue $15,000,000 On May 1, 2001, the City issued General Obligation Bonds Series 2001 in the amount of $15,000,000. The proceeds of the bonds were used to improve, renovate, and expand the Saratoga Community Library. The bonds are payable from and secured by certain property taxes within the City. Interest on the bonds ranges from 5 percent to 6 percent and is payable on February 1 and August 1 of each year, commencing February 1, 2002. Principal is due annually beginning on August 1, 2002, in amounts ranging from $60,000 to $940,000. The bonds mature on August 1, 2031, and are subject to redemption prior to maturity at redemption prices ranging from 100 percent to 101 percent of par. The bonds may be called for redemption beginning on or after August 1, 2011, at the option of the City. At June 30, 2008, the outstanding balance of the bonds was $13,595,000. The annual debt service requirements on these bonds are as follows: Year Ended PrincipalInterestTotal 2009 310,000$ 702,756$ 1,012,756$ 2010 330,000 683,556 1,013,556 2011 350,000 663,156 1,013,156 2012 370,000 641,556 1,011,556 2013 395,000 620,581 1,015,581 2014-2018 2,205,000 2,782,656 4,987,656 2019-2023 2,685,000 2,176,806 4,861,806 2024-2028 3,465,000 1,387,841 4,852,841 2029-2033 3,485,000 377,606 3,862,606 Total 13,595,000$ 10,036,516$ 23,631,516$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 48 6. LONG-TERM DEBT, Continued Compensated Absences The City's liability for vested and unpaid compensated absences (accrued vacation and sick pay) has been accrued and amounts to $488,599 at June 30, 2008. The compensated absences liability will generally be liquidated through the General Fund. NOTE 7 - RISK MANAGEMENT The City participates in the following public entity risk pools: ABAG Plan Corporation (ABAG PLAN) covers general liability claims in an amount up to $7,000,000. The City has a deductible or uninsured liability of up to $25,000 per claim. Once the City's deductible is met ABAG PLAN becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2008, the City contributed $130,951 for current year coverage and received no refund of prior year excess contributions. The ABAG Workers' Compensation Pool Insurance Authority (ABAG POOL) covers workers' compensation claims up to the statutory limit. The City has no deductible for these claims. During the fiscal year ended June 30, 2008, the City contributed $189,811 for current year coverage. The City's contributions to each risk pool equal the ratio of the City's payroll to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. There have been no significant reductions of insurance settlements that exceeded insurance coverage for the past three years. The workers' compensation and general liability claims payable of $59,908 reported at June 30, 2008, are based on the requirements of GASB Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the basic financial statements indicates that it is probable that a liability has been incurred at the date of the basic financial statements and the amount of the loss can be reasonably estimated. Changes in the claims liability amounts were as follows: Fiscal Year Claims and Claims PayableChanges inClaimsClaims Payable Year Ended July 1, 2007EstimatesPaymentsJune 30, 2008 2006 -$ 92,957$ -$ 92,957$ 2007 92,957$ -$ (54,262)$ 38,695$ 2008 38,695$ 21,213$ -$ 59,908$ The General Fund has been used in the prior years to liquidate the liability for claims and judgments. Each risk pool is governed by a board consisting of representatives from member municipalities. The board controls the operations of each risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on the Board. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 49 NOTE 7 - RISK MANAGEMENT, Continued The following represents summary audited financial information of ABAG Plan Corporation for the fiscal year ended June 30, 2007 (most recent available): Total Assets 43,306,059$ Total Liabilities 20,606,784$ Net Assets 22,699,275$ Total Revenues 8,368,584$ Total Expenses 9,211,526$ Net Decrease in Net Assets (377,217)$ The following represents summary audited financial information of ABAG Comp Shared Risk Pool for the fiscal year ended June 30, 2008: Total Assets 5,531,065$ Total Liabilities 3,443,668$ Net Assets 2,087,397$ Total Revenues 17,528,967$ Total Expenses 17,171,720$ Net Increase in Net Assets 357,247$ Audited financial information for each risk pool may be obtained from ABAG at P.O. Box 2089, Oakland, California 94604-2089. NOTE 8 - RETIREMENT PLANS Pension Plan Plan Description - The City contributes to the California Public Employees' Retirement System (CalPERS), a cost-sharing multiple-employer defined benefit plan. CalPERS provide retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. CalPERS act as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by State statute and City ordinance. Copies of CalPERS' annual financial report may be obtained from their Executive Office located at 400 P Street, Sacramento, California 95811. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 50 NOTE 8 - RETIREMENT PLANS, Continued Funding Policy - Active plan members are required by State statute to contribute for miscellaneous employees 7 percent (7%) of their annual covered salary. The City employer makes the contributions required of City employees on their behalf and for their account, which amounted to $358,139 for the year ended June 30, 2008. The City employer is required to contribute for fiscal year 2007/08 at an actuarially determined rate of 11.73 percent of annual covered payroll for miscellaneous employees. Annual Pension Cost - For fiscal year 2007/08, the City's annual pension cost was $538,526. The required contribution was determined as part of the June 30, 2005, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included (a) 12 percent (12%) investment rate of return (net of administrative expenses), (b) projected annual salary increases ranging from 3.25 percent to 14.45 percent for miscellaneous employees depending on age, service, and type of employment, and (c) 3.25 percent per year payroll growth adjustments. Both (a) and (b) included an inflation component of 3.00 percent. The actuarial value of CalPERS assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period. CalPERS unfunded actuarial accrued liability (or surplus) is amortized as a level percentage of projected payroll on a closed basis. The amortization period at June 30, 2005, was 20 years for miscellaneous employees for prior and current service unfunded liability. Three-Year Annual Pension Costs Trend Information for CalPERS Annual Pension CostAPCNet Pension Fiscal Year (APC)ContributedObligation 2006 397,304$ 100%-$ 2007 465,232 100%- 2008 538,526 100%- NOTE 9 - NET ASSETS A. Investment in Capital Assets, Net of Related Debt As of June 30, 2008, the investment in capital assets, net of related debt consisted of the following: Capital assets, net 123,413,151$ 2001 General Obligation Library Bonds (13,595,000) Investment in Capital Assets, Net of Related Debt 109,818,151$ B. Restricted Net Assets As of June 30, 2008, the restricted net assets consisted of the following: CapitalDebtSpecial ProjectsServiceProjectsTotal Restricted net assets 4,768,478$ 853,619$ 318,143$ 5,940,240$ Restricted For CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 51 NOTE 10 - JOINT POWERS AGREEMENTS The City is a member of the Santa Clara County Traffic Authority (Traffic Authority), which consists of various cities in the San Francisco Bay area. The Traffic Authority was formed in 1985, by a joint exercise of powers agreement between the County of Santa Clara and the cities of Santa Clara County for the purpose of financing highway capital improvements within the County to serve transportation needs. Financial statements may be obtained from the Traffic Authority at 1754 Technology Drive, Suite 224, San Jose, California 95110. The City is also a member of other Joint Powers Authorities (JPA) but has had no material transactions with them. These JP A's are governed by boards consisting of representatives from their members. The boards control the operations of each JP A, including selection of management and approval of operating budgets, independent of any influence by its members beyond their representation on the board. NOTE 11 - EXCESS EXPENDITURES OVER APPROPRIATIONS There were no excess of expenditures over appropriations in individual funds during the fiscal year 2008- 2009. NOTE 12 - COMMITMENTS AND CONTINGENCIES A. Lawsuits The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are not expected to result in a material adverse financial impact on the City. Additionally, City management believes that the City's insurance programs are sufficient to cover any potential losses should an unfavorable outcome materialize. B. Federal and State Grant Programs The City participates in Federal and State grant programs. These programs are audited by the City's independent accountants in accordance with the provisions of the Federal Single Audit Act Amendments of 1996 and applicable State requirements. No cost disallowance is expected as a result of these audits; however, these programs are subject to further examination by the grantors. Expenditures which may be disallowed, if any, by the granting agencies, cannot be determined at this time. The City expects such amounts, if any, to be immaterial. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2008 52 NOTE 12 - COMMITMENTS AND CONTINGENCIES, Continued C. Commitments The City had several outstanding contracts or planned construction projects as of June 30, 2008. These projects are evidenced by contractual commitments with contractors and include: OriginalCommitment Vendor CommitmentRemaining George Bianci Construction 598,747$ 57,811$ Town of Los Gatos 90,000 49,200 G, Bartolotto& Co 773,667 84,573 Schaaf & Wheeler Corporation 6,000 2,019 Colony Landscape Maintenance 195,000 8,645 Solectric Electric Contractors 14,100 4,020 Cal-West Lighting & Signal 9,600 9,600 MPA Design, Inc 68,000 13,656 Furlo & Furlo 30,000 22,242 Metro PCS 11,473 11,473 CRW Industries 838,080 299,456 2,634,667$ 562,695$ As of June 30, 2008, in the opinion of City management, there were no additional outstanding matters that would have a significant effect on the financial position of the funds of the City. 53 REQUIRED SUPPLEMENTARY INFORMATION 54 CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2008 55 NOTE 1 - BUDGETARY INFORMATION Through the budget, the City Council sets the direction of the City, allocates its resources and establishes its priorities. The Annual Budget assures the efficient and effective uses of the City's economic resources, as well as establishing that the highest priority objectives are accomplished. The Annual Budget serves from July 1 to June 30, and is a vehicle that accurately and openly communicates these priorities to the community, businesses, vendors, employees, and other public agencies. Additionally, it establishes the foundation of effective financial planning by providing resource planning, performance measures and controls that permit the evaluation and adjustment of the City's performance. The City does not adopt an annual budget for the Capital Improvement Capital Projects Fund. The Capital Improvement Capital Projects Fund is budgeted on the project length basis. The City adopts an annual budget for Park Development and Library Expansion Capital Projects funds. The City follows these procedures in establishing the budgetary data reflected in the basic financial statements: a. The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating budget includes proposed expenditures and the means of financing them. b. Public hearings are conducted to obtain taxpayer comments. c. The budget is legally enacted through passage of a resolution. d. The City Manager may authorize transfers of budget amounts within a fund. However, any revisions that increase the total budgeted expenditures of any fund must be approved by the City Council. Expenditures may not legally exceed budgeted appropriations at the fund level without City Council approval. e. Formal budgetary integration in the form of legally adopted budgets is employed as a management control device for all funds except the agency funds. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted expenditures reported are as amended by supplemental appropriations of the City Council. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, special revenue and capital projects funds. Unexpended and unencumbered appropriations of these governmental funds automatically lapse at the end of the fiscal year. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2008 56 NOTE 1 - BUDGETARY INFORMATION, Continued The following are the budget comparison schedules for General Fund. Budget Comparison Schedule, General Fund Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING 5,348,374$ 6,284,272$ 9,161,279$ 2,877,007$ RESOURCES (INFLOWS): Property taxes 7,503,000 7,503,000 7,922,815 419,815 Other local taxes 1,483,100 1,483,100 1,831,227 348,127 Licenses & permits 1,416,740 1,416,740 1,670,769 254,029 Fines & forfeiture 230,000 230,000 343,744 113,744 Intergovernmental - State 364,000 400,000 321,908 (78,092) Intergovernmental -Other 25,544 25,544 69,834 44,290 Franchise fees 1,599,335 1,599,335 1,621,518 22,183 Use of money and property 782,350 782,350 878,932 96,582 Other revenue 43,200 83,800 163,261 79,461 Charges for services 4,879,719 4,934,719 3,999,147 (935,572) Transfer in 195,761 618,330 171,564 (446,766) Amount available for appropriation 23,871,123 25,361,190 28,155,998 2,794,808 CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: General and intergovernmental services5,017,735 5,171,225 4,082,504 1,088,721 Public safety 4,160,259 4,160,259 4,165,945 (5,686) Environmental services 465,035 465,035 440,683 24,352 Public works 3,929,652 3,944,652 3,869,812 74,840 Community services 1,394,828 1,394,828 1,254,633 140,195 Community development services 2,298,881 2,298,881 2,025,433 273,448 Capital outlay 888,311 888,311 722,653 165,658 Transfer out 400,000 1,050,321 1,197,719 (147,398) Total charges to appropriations 13,536,966 19,373,512 17,759,382 1,614,130 FUND BALANCES - ENDING 10,334,157$ 5,987,678$ 10,396,616$ 4,408,938$ Budgeted Amounts CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2008 57 NOTE 2 - MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets that allow the City to function and those resources utilized primarily by the public and provides future economic benefits for a minimum of two years. Infrastructure can be defined as assets that are immovable and of value only to the government. Major infrastructure system includes the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be divided into concrete and asphalt pavements, concrete curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its Streets Pavement System. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: • The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City commissioned a physical assessment of the streets conditions as of June 30, 2007. The study assists the City by providing current inspection data used to evaluate current pavement condition. This helps to maintain a City-defined desirable level of pavement performance while optimizing the expenditure of limited fiscal resources. The entire pavement network within the City is composed of approximately 140 centerline miles of pave surfaces. The City's road system can be grouped by function class and includes 23.4 centerline miles of arterial, 23.3 centerline miles of collector, and 93.3 miles as residential. A visual survey of all pavement segments was conducted to assess the existing surface condition of each of the individual pavement segments. Upon completion of the study, a Pavement Condition Index (PCI) was calculated for each segment in the City's pavement network to reflect the overall pavement condition. Rating between 0 and 100, a PCI of 0 would correspond to a badly deteriorated pavement with virtually no remaining life. A PCI of 100 would correspond to a pavement with proper engineering design and construction at the beginning of its life cycle. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2008 58 NOTE 2 - MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS, Continued The following conditions were defined: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 The City's policy is to achieve an average rating of 70 for all streets, which is a very good rating. This rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. As of June 30, 2008, the City's street system was rated at a PCI index of 70 on the average with the detail condition as follows: Percent of Condition Streets Excellent to Good 86% Poor 13% Very Poor 1% The City expended $1,691,466 on street maintenance for the year ended June 30, 2008. These routine maintenance expenditures delayed deterioration. The budget required to maintain and improve the current level of overall condition through the year 2011 is a minimum of $6,000,000. ($2,000,000 projected budget each year for the years ending June 30, 2009, 2010 and 2011.) A schedule of estimated annual amount calculated to maintain and preserve its streets at the current level compared to actual expenditures for street maintenance for the last five years is presented below: Fiscal ActualGeneralGas TaxTotalPCI YearBudgetExpendituresFundFundFundedIndex 2000-012,520,255$ 801,160$ 205,309$ 595,851$ 801,160$ - 2001-023,529,420 2,214,717 1,631,855 582,862 2,214,717 - 2002-032,207,922 1,553,674 974,514 579,160 1,553,674 - 2003-041,961,844 1,489,667 907,327 582,340 1,489,667 70 2004-051,800,000 2,609,648 1,478,216 1,131,432 2,609,648 70 2005-061,156,547 1,030,382 353,652 676,730 1,030,382 70 2006-072,026,404 1,156,889 19,899 970,818 990,717 70 2007-082,246,152 1,691,466 1,252,709 438,757 1,691,466 70 Funded By As of August 2008, approximately 40 percent of the City's streets were rated below the average standard of 70. The City will continue to rehabilitate these segments of the streets. Total deficiencies (deferred maintenance) identified in the Pavement Management System at the end of a five-year period (2007-2011) amounted to approximately $11,600,000 for all streets with an expected annual budget of $1,000,000. 59 SUPPLEMENTARY INFORMATION 60 NON-MAJOR GOVERNMENTAL FUNDS 61 Special Revenue Funds Streets and Roads - This fund, closed in FY 2007/08, accounted for revenues and expenditures received from the Federal Government, under I.S.T.E.A. and State, Street and Highway Code Sections 2105, 2106, 2107, and 2107.5. The allocations are to be spent for street maintenance or repairs; a limited amount may be spent for engineering. Lighting and Landscaping Assessment District - This fund accounts for revenues and expenditures associated with development of the City. Community Development Block Grant - This fund accounts for grant funds received from the Federal Government for the purpose of developing viable urban communities and for the City's rehabilitation loan program. Debt Service Fund Library Bond - Santa Clara County lease revenues are accumulated in this fund to pay annual principal and interest payments on the 2001 Library Bond. Capital Projects Funds Park Development - This fund, closed in FY 2007/08, accounted for resources used for the acquisition and construction of major capital facilities by the City, primarily the acquisition and construction of various City parks. Library Expansion - This fund accounts for resources used for the construction of the City's library. CITY OF SARATOGA COMBINING BALANCE SHEET NON-MAJOR GOVERNMENTAL FUNDS JUNE 30, 2008 62 Lighting andCommunity LandscapingDevelopment StreetsAssessmentBlock and RoadsDistrictGrant ASSETS Restricted cash and investments -$ 228,689$ 83,454$ Receivables: Accounts - 963 24,040 Interest - 2,302 827 Loans - - 98,336 Total Assets -$ 231,954$ 206,657$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable -$ 22,132$ -$ Deferred Revenue - - 98,336 Total Liabilities - 22,132 98,336 Fund Balances: Reserved for: Debt service - - - Unreserved, undesignated, reported in: Special revenues funds - 209,822 108,321 Capital projects funds - - - Total Fund Balances - 209,822 108,321 Total Liabilities and Fund Balances -$ 231,954$ 206,657$ Special Revenue 63 Debt Service Total Other LibraryParkLibraryGovernmental BondDevelopmentExpansionFunds 845,505$ -$ 690,867$ 1,848,515$ 4,100 - - 29,103 4,014 - 3,062 10,205 - - - 98,336 853,619$ -$ 693,929$ 1,986,159$ -$ -$ -$ 22,132$ - - - 98,336 - - - 120,468 853,619 - - 853,619 - - - 318,143 - - 693,929 693,929 853,619 - 693,929 1,865,691 853,619$ -$ 693,929$ 1,986,159$ Capital Projects CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NON-MAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2008 64 Lighting andCommunity LandscapingDevelopment StreetsAssessmentBlock and RoadsDistrictGrant REVENUES: Property taxes -$ 453,173$ -$ Intergovernmental - State - 2,180 - Intergovernmental - Other - - 50,564 Use of money and property - 12,913 4,288 Other - - 14,444 Total Revenues - 468,266 69,296 EXPENDITURES: Current: Public works - 406,520 - Community services - - - Debt service: Principal - - - Interest and fiscal charges - - - Total Expenditures - 406,520 - REVENUES OVER (UNDER) EXPENDITURES - 61,746 69,296 OTHER FINANCING SOURCES (USES): Transfers in - - - Transfers out (438,337) (168,000) (50,564) Total Other Financing Sources (Uses)(438,337) (168,000) (50,564) Net Change in Fund Balances (438,337) (106,254) 18,732 FUND BALANCES: Beginning of year 438,337 316,076 89,589 End of year -$ 209,822$ 108,321$ Special Revenue 65 Debt Service Total Other LibraryParkLibraryGovernmental BondDevelopmentExpansionFunds 1,067,447$ -$ -$ 1,520,620$ 45,067 - - 47,247 - - - 50,564 10,489 - 17,158 44,848 - - - 14,444 1,123,003 - 17,158 1,677,723 - - - 406,520 - - 7,782 7,782 295,000 - - 295,000 720,941 - - 720,941 1,015,941 - 7,782 1,430,243 107,062 - 9,376 247,480 - 35,554 - 35,554 - (244,640) - (901,541) - (209,086) - (865,987) 107,062 (209,086) 9,376 (618,507) 746,557 209,086 684,553 2,484,198 853,619$ -$ 693,929$ 1,865,691$ Capital Projects CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL STREETS AND ROADS SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2008 66 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING (1,067,200)$ (848,000)$ 438,337$ 1,286,337$ Amount Available for Appropriation (1,067,200) (848,000) 438,337 1,286,337 CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Transfers out - - 438,337 (438,337) Total Charges to Appropriations - - 438,337 (438,337) FUND BALANCES - ENDING (1,067,200)$ (848,000)$ -$ 848,000$ Budgeted Amounts CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL LIGHTING AND LANDSCAPING ASSESSMENT DISTRICT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2008 67 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING (5,054)$ 48,353$ 316,076$ 267,723$ RESOURCES (INFLOWS): Property taxes 441,649 444,849 453,173 8,324 Intergovernmental - State - - 2,180 2,180 Use of money and property - - 12,913 12,913 Amount Available for Appropriation 436,595 493,202 784,342 291,140 CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Public works 527,362 530,562 406,520 124,042 Transfer out - 120,000 168,000 (48,000) Total Charges to Appropriations 527,362 650,562 574,520 76,042 FUND BALANCES - ENDING (90,767)$ (157,360)$ 209,822$ 367,182$ Budgeted Amounts CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL COMMUNITY DEVELOPMENT BLOCK GRANT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2008 68 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING 96,618$ 131,915$ 89,589$ (42,326)$ RESOURCES (INFLOWS): Use of money and property - - 4,288 4,288 Other - - 14,444 14,444 Transfer in 208,399 208,399 50,564 (157,835) Amount Available for Appropriation 305,017 340,314 158,885 (181,429) CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Transfer out 516,787 516,787 50,564 466,223 Total Charges to Appropriations 516,787 516,787 50,564 466,223 FUND BALANCES - ENDING (211,770)$ (176,473)$ 108,321$ 284,794$ Budgeted Amounts CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL LIBRARY BOND DEBT SERVICE FUND FOR THE YEAR ENDED JUNE 30, 2008 69 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING 633,000$ 721,913$ 746,557$ 24,644$ RESOURCES (INFLOWS): Property taxes 1,015,906 1,015,906 1,067,447 51,541 Intergovernmental - State - - 45,067 45,067 Use of money and property - - 10,489 10,489 Amount Available for Appropriation 1,648,906 1,737,819 1,869,560 131,741 CHARGES TO APPROPRIATIONS (OUTFLOWS): Debt service: Principal 295,000 295,000 295,000 - Interest and fiscal charges 726,106 726,106 720,941 5,165 Total Charges to Appropriations 1,021,106 1,021,106 1,015,941 5,165 FUND BALANCES - ENDING 627,800$ 716,713$ 853,619$ 136,906$ Budgeted Amounts CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL PARK DEVELOPMENT CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30, 2008 70 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING 72,200$ 198,699$ 209,086$ 10,387$ RESOURCES (INFLOWS): Transfer in - - 35,554 35,554 Amount Available for Appropriation 72,200 198,699 244,640 45,941 CHARGES TO APPROPRIATIONS (OUTFLOWS): Transfer out 190,280 190,280 244,640 (54,360) Total Charges to Appropriations 190,280 190,280 244,640 (54,360) FUND BALANCES - ENDING (118,080)$ 8,419$ -$ (8,419)$ Budgeted Amounts CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL LIBRARY EXPANSION CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30, 2008 71 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING 785,400$ 683,921$ 684,553$ 632$ RESOURCES (INFLOWS): Use of money and property 15,000 15,000 17,158 2,158 Amount Available for Appropriation 800,400 698,921 701,711 2,790 CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Community services 57,000 57,000 7,782 49,218 Total Charges to Appropriations 57,000 57,000 7,782 49,218 FUND BALANCES - ENDING 743,400$ 641,921$ 693,929$ 52,008$ Budgeted Amounts 72 FIDUCIARY FUND FINANCIAL STATEMENTS 73 Agency Funds Cable T. V. Trust - This fund accounts for funds of the Saratoga Community Access T.V. Foundation. Assessment Districts Bonds - This fund accumulates the monies for payment of bonds for Village Parking Districts No. 2 and No. 3, the Leonard Road Improvement District and the Saratoga Public Financing Authority which is financed by assessments placed on the County tax roll. CITY OF SARATOGA COMBINING STATEMENT OF FIDUCIARY NET ASSETS AGENCY FUNDS JUNE 30, 2008 74 Total Cable T.V.AssessmentAgency TrustDistrict BondsFunds ASSETS Cash and investments 38,365$ -$ 38,365$ Interest receivable 296 - 296 Total Assets 38,661$ -$ 38,661$ LIABILITIES Deposits payable 38,661$ -$ 38,661$ CITY OF SARATOGA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS FOR THE YEAR ENDED JUNE 30, 2008 75 Balance Balance July 1, 2007AdditionsDeductionsJune 30, 2008 Cable T.V. Trust Assets: Cash and investments 63,882$ 4,483$ (30,000)$ 38,365$ Accounts receivable 152 - (152) - Interest receivable 829 296 (829) 296 Total Assets 64,863$ 4,779$ (30,981)$ 38,661$ Liabilities: Deposits payable 64,863$ 4,779$ (30,981)$ 38,661$ Assessment District Bonds Assets: Cash and investments 1,230$ -$ (1,230)$ -$ Liabilities: Deposits payables 1,230$ -$ (1,230)$ -$ Total Agency Funds Assets: Cash and investments 65,112$ 4,483$ (31,230)$ 38,365$ Accounts receivable 152 - (152) - Interest receivable 829 296 (829) 296 Total Assets 66,093$ 4,779$ (32,211)$ 38,661$ Liabilities: Deposits payable 66,093$ 4,779$ (32,211)$ 38,661$ 76 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 77 78 CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS COMPARATIVE SCHEDULES BY SOURCE JUNE 30, 2008 AND 2007 79 2008 2007 GOVERNMENTAL FUNDS CAPITAL ASSETS: Land and land improvements 9,887,095$ 9,887,095$ Buildings and structures 23,066,577 23,066,577 Machinery and equipment 1,960,112 1,835,003 Infrastructure 102,756,600 102,364,233 Construction in progress 7,744,871 4,798,318 Total Governmental Funds Capital Assets 145,415,255 141,951,226 Accumulated depreciation (22,002,104) (19,958,980) Total Governmental Funds Capital Assets, Net 123,413,151$ 121,992,246$ INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE: General Fund 116,778,672$ 116,056,016$ Special revenue funds 1,418,730 1,418,730 Capital projects funds 27,120,505 24,379,132 Donations 97,348 97,348 Accumulated depreciation (22,002,104) (19,958,980) Total Governmental Funds Capital Assets 123,413,151$ 121,992,246$ CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY JUNE 30, 2008 80 Land andBuildingsMachinery Land and and ImprovementsStructuresEquipment FUNCTION AND ACTIVITY General and intergovernmental services: Management services -$ 271,631$ 47,837$ Administrative services - 167,585 577,807 Intergovernmental services 118,184 3,096,786 67,606 Total General and Intergovernmental Services 118,184 3,536,002 693,250 Public safety: Police services - - 27,813 Code enforcement - - 22,548 Total Public Safety - - 50,361 Public works: Streets and sidewalks 134,695 30,628 606,118 Parks/open space 2,529,529 2,656,850 338,913 Total Public Works 2,664,224 2,687,478 945,031 Community services 5,362,223 2,543,198 227,811 Community development services 1,742,464 14,299,899 43,662 Total Governmental Funds Capital Assets 9,887,095 23,066,577 1,960,115 Accumulated depreciation - (4,327,499) (1,489,895) Total Governmental Funds Capital Assets, Net 9,887,095$ 18,739,078$ 470,220$ 81 Construction in InfrastructureProgressTotal -$ 115,676$ 435,144$ - - 745,392 - - 3,282,576 - 115,676 4,463,112 - - 27,813 - - 22,548 - - 50,361 102,756,597 4,748,536 108,276,574 - - 5,525,292 102,756,597 4,748,536 113,801,866 - 2,880,659 11,013,891 - - 16,086,025 102,756,597 7,744,871 145,415,255 (16,184,710) - (22,002,104) 86,571,887$ 7,744,871$ 123,413,151$ CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE OF CHANGES BY FUNCTION AND ACTIVITY FOR THE YEAR ENDED JUNE 30, 2008 82 Governmental Governmental Funds Capital Funds Capital Assets Assets July 1, 2007AdditionsDeletionsJune 30, 2008 FUNCTION AND ACTIVITY General and intergovernmental services: Management services 362,205$ 72,940$ -$ 435,145$ Administrative services 620,283 125,109 - 745,392 Intergovernmental services 641,808 2,640,768 - 3,282,576 Total General and Intergovernmental Services 1,624,296 2,838,817 - 4,463,113 Public safety: Police services 27,813 - - 27,813 Code enforcement 22,548 - - 22,548 Total Public Safety 50,361 - - 50,361 Public works: Streets and sidewalks 107,489,974 2,494,604 (1,708,004) 108,276,574 Parks/open space 5,105,402 419,890 - 5,525,292 Total Public Works 112,595,376 2,914,494 (1,708,004) 113,801,866 Community services 10,768,300 1,163,741 (918,151) 11,013,890 Community development services 16,912,893 - (826,868) 16,086,025 Total Governmental Funds Capital Assets141,951,226 6,917,052 (3,453,023) 145,415,255 Accumulated depreciation (19,958,980) (2,043,124) - (22,002,104) Total Governmental Funds Capital Assets, Net 121,992,246$ 4,873,928$ (3,453,023)$ 123,413,151$ CITY OF SARATOGA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – BUDGET AND ACTUAL CAPITAL IMPROVEMENT CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30, 2008 83 Variance with Final Budget ActualPositive OriginalFinalAmounts(Negative) FUND BALANCES - BEGINNING 3,444,025$ 3,444,025$ 3,444,025$ -$ RESOURCES (INFLOWS): Intergovernmental - State 2,354,301 2,354,301 1,272,272 (1,082,029) Intergovernmental - Other 6,747,957 6,707,957 656,930 (6,051,027) Other revenue 30,000 179,000 332,486 153,486 Transfer in 1,641,262 1,641,262 2,033,696 392,434 Amount Available for Appropriation 14,217,545 14,326,545 7,739,409 (6,587,136) CHARGES TO APPROPRIATIONS (OUTFLOWS): Capital outlay 14,091,003 14,690,003 3,523,306 11,166,697 Transfer out 20,000 141,000 141,554 (554) Total Charges to Appropriations 14,111,003 14,831,003 3,664,860 11,166,143 FUND BALANCES - ENDING 106,542$ (504,458)$ 4,074,549$ 4,579,007$ Budgeted Amounts 84 85 STATISTICAL SECTION 86 STATISTICAL SECTION (UNAUDITED) 87 This part of the City of Saratoga's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the government' overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well being have changed over time. 76-80 Revenue Capacity These schedules contain information to help the reader assess the governments most significant local revenue source, the property tax. 81-87 Debt Capacity These schedules present information to help the reader assess the afford ability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. 88-90 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 91-93 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 94-96 CITY OF SARATOGA NET ASSETS BY COMPONENT LAST FOUR FISCAL YEARS (Accrual Basis of Accounting) (amounts expressed in thousands) 88 2005200620072008 Primary government Governmental activities Investment in capital assets, net of related debt 105,784$ 107,100$ 108,102$ 109,818$ Restricted 6,328 5,370 5,928 5,940 Unrestricted 6,789 9,955 8,593 9,710 Total primary government 118,901$ 122,425$ 122,623$ 125,468$ Fiscal Year Source: CAFR CITY OF SARATOGA CHANGES IN NET ASSETS LAST FOUR FISCAL YEARS (Accrual Basis of Accounting) (amounts expressed in thousands) 89 2005200620072008 Expenses: Governmental activities: General and intergovernmental services 4,160$ 3,473$ 4,532$ 6,293$ Public safety 3,736 3,427 3,844 4,166 Environmental services 379 465 487 441 Public works 3,450 4,287 5,938 4,884 Community services 1,929 1,395 1,437 1,286 Community development services 2,349 2,226 1,993 2,032 Interest on long-term debt (unallocated)760 754 768 714 Total governmental activities expenses 16,763 16,027 18,999 19,816 Program revenues: Charges for services: General and intergovernmental services - 31 452 1,787 Public safety 141 122 - 411 Environmental services 504 509 - - Public works 8 12 257 313 Community services 757 1,008 604 911 Community development services 1,890 2,665 1,328 2,110 Operating grants and contributions 1,218 1,549 2,155 151 Capital grants and contributions 865 1,568 1,282 1,715 Total governmental activates program revenues5,383 7,464 6,078 7,398 Net (expense) revenue and change in net assets(11,380) (8,563) (12,921) (12,418) General revenue and other changes in net assets Taxes: Property taxes 4,841 5,652 5,772 8,099 Special assessments 302 348 - 279 Voter approved property taxes 1,174 1,021 271 1,113 Sales taxes 1,011 988 995 1,058 Local taxes 1,143 1,288 1,099 694 Franchise taxes 995 1,040 1,187 1,625 Motor vehicle in-lieu 420 718 177 149 Total Taxes 9,886 11,055 9,501 13,017 Intergovernmental - - 673 841 Investment earnings 283 709 2,813 1,057 Other revenues 193 323 132 348 Total general revenues 10,362 12,087 13,119 15,263 Change in net assets (1,018) 3,524 198 2,845 Net assets - beginning of year 119,919 118,901 122,425 122,623 Net assets - end of year 118,901$ 122,425$ 122,623$ 125,468$ Fiscal Year Source: CAFR CITY OF SARATOGA GOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCE LAST FOUR FISCAL YEARS (Accrual Basis of Accounting) (amounts expressed in thousands) 90 2005200620072008 Tax revenues: Property taxes 4,841$ 5,652$ 5,772$ 8,099$ Special assessments 302 348 - 279 Voter approved property taxes 1,174 1,021 271 1,113 Sales taxes 1,011 988 995 1,058 Local taxes 1,143 1,288 1,099 694 Motor vehicle in-lieu 995 1,040 1,187 1,625 Franchise taxes 420 718 177 149 Total tax revenues 9,886$ 11,055$ 9,501$ 13,017$ Fiscal Year Source: CAFR CITY OF SARATOGA FUND BALANCES OF GOVERNMENTAL FUNDS LAST FOUR FISCAL YEARS (Modified Accrual Basis of Accounting) (amounts expressed in thousands) 91 2005200620072008 General fund: Reserved -$ 1$ 64$ 1$ Unreserved 6,979 10,378 9,097 10,395 Total general fund 6,979$ 10,379$ 9,161$ 10,396$ All other governmental funds: Reserved Debt service funds 855$ 865$ 746$ 854$ Unreserved, reported in: Special revenue funds 201 919 844 318 Capital project funds 5,322 3,586 4,338 4,768 Total all other governmental funds 6,378$ 5,370$ 5,928$ 5,940$ Fiscal Year Source: CAFR CITY OF SARATOGA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST FOUR FISCAL YEARS (Modified Accrual Basis of Accounting) (amounts expressed in thousands) 92 2005200620072008 Revenues: Property taxes 6,304$ 7,022$ 6,043$ 9,443$ Other local taxes 1,862 2,275 2,121 1,831 Licensed and permits 100 79 1,340 1,671 Fines and forfeitures 162 259 396 344 Intergovernmental - state 1,375 2,660 3,631 1,641 Intergovernmental - federal 90 - - - Intergovernmental - other 671 976 629 777 Franchise fees 1,294 1,041 1,187 1,622 Use of money any property 664 752 2,813 924 Other revenues 153 1,719 151 326 Current services charges 3,093 2,715 900 4,184 Total tax revenues 15,768 19,498 19,211 22,763 Expenditures: Current: General and intergovernmental services 3,238 3,346 3,806 4,083 Public safety 3,731 3,423 3,824 4,166 Environmental services 379 462 444 441 Public works 2,220 3,039 5,270 4,276 Community services 1,875 1,210 1,381 1,262 Community development services 1,990 1,847 1,962 2,026 Capital outlay 1,777 2,908 2,130 4,246 Debt service: Principal 255 270 280 295 Interest and fiscal charges 766 760 774 721 Total expenditures 16,231 17,265 19,871 21,516 Excess of revenues over (under) expenditures (463) 2,233 (660) 1,247 Other financing sources (uses): Transfers in 2,492 499 3,422 2,241 Transfers out (2,492) (499) (3,422) (2,241) Total other financing sources (uses)- - - - Net change in fund balances (463)$ 2,233$ (660)$ 1,247$ Debt as a percentage of noncapital expenditures7.06%7.17%5.94%5.62% Fiscal Year CITY OF SARATOGA PROPERTY TAX RATES DIRECT AND OVERLAPPING GOVERNMENTS LAST FOUR FISCAL YEARS 93 2005200620072008 General 1.00000 1.00000 1.00000 1.00000 County Retirement 0.03880 0.03880 0.03880 0.03880 County Library 0.00240 0.00240 0.00240 0.00240 City of Saratoga 0.01484 0.01170 0.00955 0.01130 Campbell School District 0.05290 0.05120 0.05080 0.04750 Cupertino Elementary School District 0.03600 0.03500 0.02890 0.03370 Moreland Elementary School District 0.06120 0.05610 0.05560 0.05690 Saratoga School District 0.03610 0.03560 0.03510 0.03630 Campbell Union High School District 0.01970 0.02240 0.01980 0.02850 Fremont Union High School District 0.02680 0.02600 0.02430 0.02410 Los Gatos-Saratoga Joint Union High School District0.04090 0.03710 0.06510 0.03450 Foothill-DeAnza Community College District 0.01290 0.01190 0.03460 0.01130 West Valley-Mission Community College District - 0.01400 0.01260 0.01180 Saratoga Fire District 0.00170 0.00520 0.00490 0.00530 Santa Clara Valley Water District - State Water Project0.00860 0.00690 0.00700 0.00670 Santa Clara Valley Water District - Zone W-1 0.00060 0.00090 0.00020 0.00400 Fiscal Year Source: California Municipal Statistics, Inc. CITY OF SARATOGA ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST FOUR FISCAL YEARS (amounts expressed in thousands) 94 Fiscal Year EndedResidentialCommercialIndustrial VacantOtherUnsecured June 30PropertyPropertyPropertyInstitutionalPropertyPropertyProperty 20057,114,095$ 166,071$ 8,746$ 33,509$ 70,276$ 35,127$ 42,965$ 20067,883,965 177,149 8,921 38,027 90,611 32,858 46,874 20078,467,894 187,142 9,099 45,706 107,228 39,536 39,764 20089,025,628 208,369 9,281 50,590 110,656 49,023 35,775 Source:1 HdL Coren & Cone, Santa Clara County Assessor 2007/08 Combined Tax Rolls Other property includes: Irrigated, Dry Farm, Recreational Government, and Miscellaneous 2 California Municipal Statistics, Inc. 95 Total2 TotalLess:Total Taxable1 Direct AssessedTax ExemptAssessedTax PropertyReal PropertyValueRate 7,470,789$ (76,932)$ 7,393,857$ 1.0560 8,278,405 (133,951) 8,144,454 1.0529 8,896,369 (140,859) 8,755,510 1.0508 9,489,322 (159,369) 9,329,953 1.0525 CITY OF SARATOGA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND FOUR YEARS AGO JUNE 30, 2008 (amounts expressed in thousands) 96 % of Total Taxable Taxable Assessed Assessed Taxpayer ValueRankValue Cupertino Village Associates, LLC 33,535$ 10.36% Quito Village Group, LLC 17,658 20.19% John M. & Abby J. Sobrato 16,958 30.18% Gregpenn Properties, LLC 15,288 40.16% David L. House 15,134 50.16% San Jose Water Works 11,460 60.12% David J. & Terri E. Morrison 10,192 70.11% Argonaut Associates, LLV 10,102 80.11% Ashok Krishnamurthi 10,034 90.11% David C. & Roxanne N. Petterschmidt 9,812 100.11% Saratoga Office Center Partners, LLC Deloise A. Jordan Public Storage Props IX Inc Assessed Value 9,329,953$ 1 Earliest information available Source: HdL Coren & Cone, Santa Clara County Assessor 2008 Combined Tax Rolls 2008 97 % of Total Taxable Taxable Assessed Assessed ValueRankValue 16,640$ 20.23% 8,872 90.12% 9,904 40.13% 9,606 50.13% 11,427 30.15% 9,173 70.12% 19,300 10.26% 9,020 80.12% 8,530 100.12% 7,393,858$ 20051 CITY OF SARATOGA PROPERTY TAX LEVIES AND COLLECTIONS LAST FOUR FISCAL YEARS 98 Fiscal YearTotal Tax Collections in EndedLevy for Subsequent June 30Fiscal YearAmountPercentageYearsAmountPercentage 20054,972,875$ 4,839,668$ 97.3%133,207$ 4,972,875$ 100.0% 20065,243,038 5,112,766 97.5%130,272 5,243,038 100.0% 20076,032,558 6,040,230 100.1%(7,672) 6,032,558 100.0% 20088,108,364 8,106,743 100.0%- 8,106,743 100.0% Collected within the Fiscal Year of the Levy Total Collections to Date Source: City of Saratoga Note: Information on this schedule is not provided from the County of Santa Clara. An estimate has been used for the total tax levy for the fiscal year based upon collections of prior year property taxes in the next fiscal year. CITY OF SARATOGA RATIOS OF OUTSTANDING DEBT BY TYPE LAST FOUR FISCAL YEARS (amounts expressed in thousands) 99 2005200620072008 Governmental activities General obligation bonds 14,440$ 14,170$ 13,890$ 13,595$ Total primary government 14,440$ 14,170$ 13,890$ 13,595$ Percentage of Personal Income 1 0.00%0.00%N/AN/A Per capita2 468 460 443 430 Fiscal Year Source: CAFR Note: 1Bureau of Economic Analysis - personal income information only available through 2006. San Jose-Sunnyvale-Santa Clara region. 2Population information from California State Controller's Office. CITY OF SARATOGA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST FOUR FISCAL YEARS (amounts expressed in thousands, except per capita amount) 100 2005200620072008 General obligation bonds 14,440$ 14,170$ 13,890$ 13,595$ Less: Amount available in debt service fund(855) (865) (747) (854) Total primary government 13,585$ 13,305$ 13,143$ 12,741$ Percentage of actual taxable value of property 0.18%0.16%0.15%0.14% Per capita1 440 431 419 403 Fiscal Year Source: CAFR 1Population information from California State Controller's Office. CITY OF SARATOGA DIRECT AND OVERLOAPPING GOVERNMENTAL ACTIVITIES DEBT JUNE 30, 2008 (amounts expressed in thousands) 101 Estimated EstimatedShare of DebtPercentageOverlapping OutstandingApplicable 1 Debt Direct and Overlapping Tax and Assessment Debt: Foothill-De Anza Community College District 484,814$ 1.811%8,780$ West Valley Community College District 86,325 11.676%10,079 Campbell Union High School District 143,980 5.510%7,933 Fremont Union High School District 132,000 3.852%5,085 Los Gatos-Saratoga Joint Union High School District65,100 41.077%26,741 Campbell Union School District 104,347 6.897%7,197 Cupertino Union School District 128,130 6.439%8,250 Moreland School District 72,492 12.777%9,262 Saratoga Union School District 52,537 86.250%45,313 Saratoga Fire Protection District 5,419 97.615%5,290 City of Saratoga 13,595 100.000%13,595 Santa Clara Valley Water District Benefit Assessment165,020 3.680%6,073 Total Direct and Overlapping Tax and Assessment Debt 153,598 Overlapping General Fund Debt: Santa Clara County General Fund Obligations 895,655 3.680%32,960$ Santa Clara County Pension Obligations 389,485 3.680%14,333 Santa Clara County Board of Education Certificates of Participation 15,445 3.680%568 Santa Clara County Vector Control District Certificates of Participation 4,275 3.680%157 Foothill-De Anza Community College District Certificates of Participation 27,685 1.811%501 Los Gatos-Saratoga Joint Union High School District Certificates of Participation 3,795 41.077%1,559 Cupertino Union School District Certificates of Participation 2,375 6.439%153 Saratoga Union School District Certificates of Participation 6,890 86.250%5,943 Midpeninsula Open Space Park District General Fund Obligations 104,840 6.490%6,804 Total Overlapping General Fund Debt 62,978 Combined Total Debt 2 216,576$ 1 Percentage of overlapping agencies assessed valuation located within boundaries of the City. 2 Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue, and tax allocation bonds and non-bonded capital lease obligations. Source: California Municipal Statistics, Inc. CITY OF SARATOGA LEGAL DEBT MARGIN INFORMATION LAST FOUR FISCAL YEARS (amounts expressed in thousands) 102 2005200620072008 Debt Limit 1,120,618$ 1,241,761$ 1,334,455$ 1,423,398$ Total net debt applicable to limit 13,585 13,305 13,143 12,741 Legal debt margin 1,107,033$ 1,228,456$ 1,321,312$ 1,410,657$ Total net debt applicable to the limit as a percentage of debt limit 1.21%1.07%0.98%0.90% Legal debt margin calculation Assessed value 7,393,857$ 8,144,454$ 8,755,510$ 9,329,953$ Add back: exempt real property 76,932 133,951 140,859 159,369 Total assessed value 7,470,789$ 8,278,405$ 8,896,369$ 9,489,322$ Debt limit (15% of total assessed value)1,120,618$ 1,241,761$ 1,334,455$ 1,423,398$ Debt applicable to limit: General obligation bonds 14,440$ 14,170$ 13,890$ 13,595$ Less: Amount available in debt service fund(855) (865) (747) (854) Total net debt applicable to limit 13,585 13,305 13,143 12,741 Legal debt margin 1,107,033$ 1,228,456$ 1,321,312$ 1,410,657$ Fiscal Year Source: CAFR CITY OF SARATOGA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST FOUR FISCAL YEARS 103 PersonalPer Capita FiscalCityIncomePersonalLaborUnemployment YearPopulation1 (in millions)2 Income3 Force 4 Rate4 2005 30,850 224,702$ 50,373$ 12,600 2.5% 2006 30,835 240,484 N/A 12,700 2.1% 2007 31,352 N/A N/A 12,900 2.3% 2008 31,592 N/A 73,848 13,100 3.2% Source: 1 State of California Controllers Office 2 Bureau of Economic Analysis – San Jose, Sunnyvale, Santa Clara region 3 Claritas Inc. 4 State of California Employment Development Department CITY OF SARATOGA PRINCIPAL EMPLOYERS LAST FOUR FISCAL YEARS 104 Percentage Percentage of Total City of Total City Employer EmployeesRankEmploymentEmployeesRankEmployment Gene's Fine Foods 85 1 1.39%85 1 1.39% Safeway 65 2 1.06%65 2 1.06% Saratoga Country Club 65 3 1.06%65 3 1.06% 24 Hour Fitness 20 4 0.33%30 4 0.49% Longs Drug 20 5 0.33%20 6 0.33% Classic Car Wash 20 6 0.33%20 7 0.33% Harmonie European Day Spa20 7 0.33%20 8 0.33% Hinshaw, Draa & Marsh 20 8 0.33%20 9 0.33% Jakes of Saratoga 20 9 0.33% Bella Saratoga 18 100.29%20 100.33% Windemere SVP 27 5 0.44% Total City Employment2 6,129 6,129 2008 2007 Source: City of Saratoga 1 Earliest information available 2 Current information unavailable 105 Percentage Percentage of Total City of Total City EmployeesRankEmploymentEmployeesRankEmployment 85 11.39%85 11.39% 65 21.06%65 21.06% 65 31.06%65 31.06% 30 40.49%30 40.49% 20 60.33%20 60.33% 20 70.33%20 70.33% 20 80.33%20 80.33% 20 90.33%20 90.33% 20 100.33%20 100.33% 27 50.44%27 50.44% 6,129 6,129 2006 20051 CITY OF SARATOGA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPOLYEES BY FUNCTION LAST FOUR FISCAL YEARS 106 2005200620072008 Function General government 12.65 10.75 11.00 13.00 Public works 20.80 20.75 21.75 22.75 Community development 13.00 13.00 14.00 14.00 Parks and recreation 10.30 10.35 10.60 10.60 Total 56.75 54.85 57.35 60.35 Fiscal Year Source: City of Saratoga Budget Document CITY OF SARATOGA OPERATING INDICATORS BY FUNCTION LAST FOUR FISCAL YEARS 107 2005200620072008 Function Public safety Part 1 crimes1 463 426 425 381 Total incidents 42,011 40,567 39,663 41,243 Police reports 1,767 1,659 1,767 1,941 Public Works Street resurfacing (miles)N/A 5 14 N/A Street lights repaired 2 3 3 12 Potholes filled (sq. ft.)N/A5,000 5,000 7,000 Community Development Total permit valuation ($000)74,668 94,485 69,935 70,442 Parks and Recreation Classes, trips (enrollment) community events5,192 5,260 4,606 4,740 Sports programs (e.g. basketball, softball)470 473 515 591 Child care programs (enrollment)200 163 159 225 Day/summer camps (enrollment)301 287 205 242 Teen/youth council (enrollment)2,506 3,798 2,221 94 Dance program (four quarters)412 452 211 42 Senior center (enrollment/attendance days)22,312 22,591 18,515 17,826 Fiscal Year Source: City of Saratoga various records 1 Part 1 Crimes are the following as reported to DOJ: homicide, rape, robbery, burglary, assault, theft, auto theft, and arson. CITY OF SARATOGA OPERATING INDICATORS BY FUNCTION LAST FOUR FISCAL YEARS 108 2005200620072008 Function Public safety Police Station 1 1 - - Fire Station Saratoga Fire District 1 1 1 1 Central Fire District 1 1 1 1 Public Works Street Miles - Private 13 13 13 13 Street Miles - Public 137 137 137 137 West Valley Sanitation District Number of Connections 8,601 8,621 8,651 8,651 Length of Sewer Lines 120 120 127 127 Cupertino Valley Sanitation District Number of Connections 2,118 2,118 2,915 2,927 Length of Sewer Lines 36 36 36 36 Parks and Recreation Parks Acreage 81 81 81 81 Parks 15 15 15 15 Fiscal Year Source: City of Saratoga various records