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HomeMy WebLinkAboutACFR - Fiscal Year 2014 15 (PDF) C I T Y OF S ARA T O G A C A L I F O R N I A R an k e d # 1 Saf e s t Cit y in C a l i f o r ni a FISCAL YEAR 2014/15 C OMPREHENSIVE A NNUAL F INANCIAL R EPORT Saratoga, California Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2015 City Council Howard Miller ............................................................................................................. Mayor Manny Capello ................................................................................................... Vice Mayor Emily Lo .................................................................................................... Council Member Mary-Lynne Bernald .................................................................................. Council Member Rishi Kumar ............................................................................................... Council Member Presented under the direction of: James Lindsay, City Manager Finance & Administrative Services Department This page is intentionally blank. CITY OF SARATOGA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2015 5 TABLE OF C ONTENTS I NTRODUCTORY SECTION Letter of Transmittal ......................................................................................................... 9 GFOA Certificate of Achievement for Excel lence in Financial Reporting ......................... 15 Pri ncipal Officers of the City .......................................................................................... 16 Organization Chart ......................................................................................................... 17 F INANCIAL S ECTION Independent Au ditor s ’ Report ........................................................................................... 21 Management’s Discussion and Analysis (Required Supplementary Information) ............. 23 Basic Financial Statements: Government -Wide Financial Statements Statement of Net Position .......................................................................................... 40 Statement of Acti vities and Changes in Net Position .................................................. 41 Fund Financial Statements Governmental Funds: Balance Sheet ........................................................................................................... 42 Reconciliation of the Government Funds Balance Sheet to the Government -Wide Financial Statement of Net Position ............................... 43 Statement of Revenues, Expenditures and Changes in Fund Balances ......................... 44 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Government -Wide Statement of Activities and Changes in Net Position ............................................. 45 Proprietary Funds: Statement of Net Position .......................................................................................... 46 Statement of Revenues, Expenses, a nd Changes in Fund Net Position ......................... 47 Statement of Cash Flows ........................................................................................... 48 Basic Financial Statement Notes: Notes to the Basic Financial Statements ..................................................................... 50 Required Supplementary Information Budgetary Information .............................................................................................. 82 Modified Approach for City Streets Infrastructure Capital Assets ............................... 84 Pension Information .................................................................................................. 86 CITY OF SARATOGA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2015 6 TABLE OF C ONTENTS C ONTINUED S UPPLEMENTARY I NFORMATION : Non -Major Governmental Funds Combining Balance Sheets ....................................................................................... 90 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ........ 91 Schedule of Revenues, Exp and Changes in Fun d Balances – Budget and Actual: Capital Improvements .......................................................................................... 92 Lighting & Landscape Assessment Districts Special Revenue Funds ..................... 93 Library Bond Debt Service Fund .......................................................................... 94 Internal Service Funds Combining Statement of Net Position ........................................................................ 96 Combining Statement of Revenues, Expense s, and Change in Fund Balance ............... 98 Comb ining Statement of Cash Flows ....................................................................... 100 Capital Assets Used in the Operation of Governmental Funds Comparative Schedule by Source ............................................................................. 105 Schedule by Function and Activity .......................................................................... 106 Sched ule of Changes by Function and Activity ........................................................ 108 Statistical Section (Unaudited) Net Position by Component ..................................................................................... 112 Changes in Net Position .......................................................................................... 114 Fund Balance of Governmental Funds ...................................................................... 116 Governmental Activities Tax Revenues by Source ................................................... 1 18 Changes in Fund Balances of Governmental Funds .................................................. 1 20 Property Tax Rates - Direct and Overlapping Government s ...................................... 1 22 Assessed Value of Taxable Property ........................................................................ 1 24 Principal Property Taxpayers ................................................................................... 1 26 Property Tax Levies and Collections ........................................................................ 1 27 Ratio s of Outstanding Debt by Type ........................................................................ 128 Ratios of Ge n eral Bonded Debt Outstanding ............................................................ 130 Legal Debt Margin Information ............................................................................... 1 32 Direct and Overlapping Governmental Activities Debt ............................................. 1 34 Demographic and Economic Statistics ..................................................................... 1 35 Principal Employers ............................................................................................... 1 36 Full -Time Equivalent City Government Employees by Function ............................... 1 38 Operating Indicators by Function ............................................................................. 1 40 Capital Asset Statistics by Function ......................................................................... 1 42 7 INTRODUCTORY SECTION 8 This page is intentionally blank. 9 C ITY OF S ARATOGA C ITY H ALL 13777 F RUITVALE A VENUE S ARATOGA , C ALIFORNIA 95070 (408) 868 -1200 November 18, 2015 Honorable Mayor, City Council, and Citizens of the City of Saratoga, California The Comprehensive Annual Financial Report (CAFR) of the City of Saratoga for the year ended June 30, 2015 is hereby submitted in accordance with mandated statutes. These statutes require the City of Saratoga to annually issue a report on its financial position and activity, and that an independent firm of certified public accountants audits this report. This annual report was prepared in accordance with accounting principles generally accepted in the United States of America. City Management is responsible for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures. To provide a reasonable basis for making these representations, the City has established internal controls to provide reasonable rather than absolute assurance that the financial statements will be free of material misstatement. To the best of our knowledge and belief, the enclosed data is accurate in all material respects and is reported in a manner designed to present fairly the financial position and results of operations of the various funds of the City. Information contained in this report is intended to present the reader with a comprehensive view of the City’s financial position and the results of its operations for the fiscal year ending June 30, 2015, along with additional disclosures and financial information designed to enable the reader to gain an understanding of the City’s financial activities. The report was prepared as prescribed in Governmental Accounting Standards Boa rd (GASB) Statement No. 34, Basic Financial Statements and Management’s Discussions and Analysis for State and Local Governments. To facilitate the general public’s understanding and usefulness of the City of Saratoga’s financial statements, GASB Statement 34 requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This formal letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. Unaudited sections of this document are presented to supplement the basic financial statements. While not audited, the supplemental information is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for operational, economic and historical context. THE REPORTING ENTITY AND ITS SERVICES The City of Saratoga (City), incorporated in 1956, is located 40 miles south of San Francisco in the Santa Clara Valley. The City currently covers a land area of approximately 12 square miles and contained a population of 30,779 at January 1, 2015, as reported by the Department of Finance. The City is a general law city of the State of California and operates under a council-manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a Mayor, Vice Mayor and three 10 additional council members. City Council members are elected at-large for staggered four-year terms. The Mayor is selected annually by the City Council. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the City’s seven advisory commissions and hiring the City Manager and City Attorney. The City Manager is responsible for implementing the policies and ordinances of the City Council, overseeing the daily operations of the City, and recommending appointments of the City's department directors to the City Council. The City provides a limited range of services including public safety, development regulation, public works, community and recreation activities and events, and general administrative functions. As a minimal service city, activities are supplemented through numerous contracts with others. Contracted services include, but are not limited to, public safety, infrastructure maintenance, engineering services, legal services and recreation activities. The City is also committed to citizen participation in the evaluation, expansion and enhancement of services. Saratoga residents who wish to assist the City Council in forming government policy may do so by serving on an advisory commission. The commissions act in an advisory capacity to the City Council, and are comprised of the Heritage Preservation Commission, Library Commission, Parks and Recreation Commission, Planning Commission, Public Safety Commission, and Youth Commission. The financial reporting entity (the City) includes all the fund activity of the primary government, as well as all of its component units. Component units are legally separated entities for which the City is fully accountable. The City’s Saratoga Public Financing Authority (PFA) component unit which provided financial oversight of local bond obligations was finalized in fiscal year 2005/06. The Authority’s final financial report was issued for fiscal year 2006/07. Blended component units, although legally separate entities, are in substance, part of the City’s operations and data from these units are combined with data of the City. Accordingly, the operations of the Landscaping and Lighting Assessment Districts are reported in the City’s financial statements. ECONOMIC CONDITIONS AND OUTLOOK Within close proximity to many businesses associated with the high technology industry, Saratoga is viewed as a desirable place to live and serves primarily as a residential community to the Silicon Valley. There is limited commercial or industrial activity within city boundaries. Due to its highly rated schools and beautiful neighborhoods nestled within the foothills at the edge of the valley, Saratoga has grown into an affluent residential city and in general is fiscally protected by the stability of its’ tax and development fee revenues. As is typical for California cities, the City of Saratoga’s largest funding sources are property tax, franchise fees, sales tax, and development fees and permits. It should be noted however, that while development fees are a significant funding source; expenses related to the intake of this fee-based revenue more than offsets the revenue received. Property Tax Effective with the 2006/07 fiscal year, the City began receiving a significant increase in property tax revenues due to the passage of Assembly Bill 117. This legislation increased the property tax percentage allocated to the City under the Tax Equity Allocation (TEA) formula. Allocation inequality originally arose from the passage of Proposition 13 in 1978, which froze property taxes at their current level for all cities across the State. This action created significant problems for cities with low property tax rates. Subsequently, Section 98 of the California Revenue and Taxation Code was passed establishing a minimum tax equity allocation of 7% of the 1.0% ad valorem tax to those cities 11 below the average rate as a condition for Counties to receive trial court funding. Impacts to ERAF created by the shift were backfilled by the State. Because Santa Clara County determined it would receive less from trial court funding than from the additional tax moneys flowing to the four low tax cities (Saratoga, Cupertino, Los Altos Hills, and Monte Sereno), additional legislation was enacted which limited the four low property tax cities in Santa Clara County to just 55% of the 7% minimum allocation. In 2006, Assembly Bill 117 repealed the 55% limit, however the four cities were required to continue to remit the County’s ERAF rate on these funds so that the bill would have no effect on the State Budget, and therefore avoid the Appropriations Committee. Unfortunately, the ERAF rate the County remits to the State is much higher at 47.7% than the four city’s ERAF rates ranging from 7.53% to 17.37 %.) Although made partially whole, these four cities continue to be treated differently than the State’s other TEA cities. For Saratoga, the 2006 legislative adjustments increased revenues from 3.85% to 5.46% of the 1.0% property tax paid by residents; however it remains below the minimum 7.0%. Due to this difference in treatment, efforts to bring the four cities up to the full tax rate continue. Franchise Fees Franchise Fees are assessments on a number of utility services, including gas, electricity, water, cable, and solid waste. These assessments are integrated into the utility agreements, to be collected and remitted by the service companies. The assessments are determined by easement formulas or a percentage of service costs and are a pass-through fee on their billings. With most of these services considered necessities in an urban setting, there is little fluctuation in most of the revenues stream. Cable revenue has increased due to growth in the use of enhanced cable services. And, over the last several years, solid waste franchise fee revenue has increased with the rise in service charges. Both of these fees are expected to remain fairly flat in the future. Sales Tax With Saratoga primarily a residential community with limited retail sources, Sales Tax is small in comparison to other cities of similar size. In an average year, the City receives approximately $1 million in Sales Tax, which is derived primarily from restaurants, grocery and drug stores, and gas stations. These revenue categories have remained fairly consistent over time as they provide a good balance to meet local needs. Revenue is not expected to grow significantly in the future as spending habits are migrating to online purchases, nor is it expected to decrease significantly as the Sales Tax comes from basic services and goods the community requires. Development Fees Development Fees revenue is derived from services related to planning reviews, planning applications, building plan reviews, engineering reviews, building inspections, and all permits, fees and costs associated with performing these activities. These services are regulatory to ensure compliance with all applicable laws, and to ensure health and safety of the community. Although the entire community benefits from an enforced regulatory program, the service requestor initiates the development change and benefits the most from it, and therefore should pay most if not all of the costs. While in the past, the financial strength of the Saratoga community has insulated this revenue source from minor economic fluctuations, the last few years have proven that development activity does correlate with the stronger economic highs and lows. Fiscal Outlook For Saratoga, these main funding sources continue to be stable and reliable. The City’s property and sales tax performances have weathered the storm of the “Great Recession” caused by the economic downturn of 2008. Over the past four fiscal years, California continues to experience a recovery that is being led by the Silicon Valley’s strong housing and labor markets. General Fund Property Tax revenues increased more than 9% in FY 2014/15 as the region’s assessed value of properties continues to exceed expectations. While Property Tax revenues continue to grow, there are signs 12 that the housing market has tempered its pace, prompting conservative Property Tax revenue projections of 3% for the following budget year and into the near future. Franchise Fee revenue remained stable throughout the recession due to the nature of the revenue. With no expectation for growth, minimal revenue increases are projected each year, in line with service fee increases. FY 2014/15 Sales Tax revenue increased over the prior year, partly due to timing differences in accruals, and corrections in allocations from the State. It is clear, however, that the overall strength of the economy remained strong in the region. While encouraging, minimal actual growth is expected in future years as the City’s land use structure consists primarily of built-out residential neighborhoods and a small number of commercial developments, thereby limiting large Sales Tax revenue generating sources. Development Fees have stabilized over the past three fiscal years as a result of increasing housing prices. Revenues have returned to pre-recession levels; in FY 2014/15 revenues maintained the healthy resurgence in construction activity in alignment with other strengthening revenues. A small portion of development fees are now being directed to fund long term planning services. California’s overall economy is improving, with Saratoga and the rest of the San Francisco Bay Area cities at the forefront of this swell. Even the State’s finances appear to have stabilized. However, ongoing reduced funding levels continue to have cities concerned that any unprotected State or County-based funding is still at risk, even with Proposition 1A protecting cities from unrestrained State takeaways. With this continuing fiscal uncertainty and with the anticipation of ever-increasing operating and capital improvement costs, Saratoga plans to continue operations at basic service levels in preparation for funding impacts as the new normal of government emerges. The Capital Improvement Program, primarily infrastructure, continues to be funded through dedicated funding sources, grant money, and residual funding from prior year operations. FINANCIAL INFORMATION AND MAJOR INITIATIVES Financial Controls Management of the City is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed benefits likely to be derived, and (2) the valuation of costs and benefits requires estimates and judgments by management. As a recipient of federal, state and local financial assistance, the City is also responsible for guaranteeing that an adequate internal control structure is in place to ensure and document compliance with applicable laws and regulations related to these programs. This internal control structure is subject to periodic evaluation by the City’s management. For Cash Management, the City practices a passive approach to investments and maintains flexibility by managing a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturities planned to coincide with cash needs. Idle cash is invested in certain eligible securities as constrained by law and further limited by the City’s investment policy. The goals of the City’s investment policy are safety, liquidity and yield. Cash management is tracked by fund and reconciled monthly. In addition, the City maintains extensive budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. 13 Activities of the general fund, special revenue funds, capital projects funds and debt service funds are included in the annual appropriation. The level of budgetary control (i.e., the level at which expenditures cannot exceed the appropriated amount) is at the fund level. The City also maintains an encumbrance accounting system as another method of maintaining budgetary control. Encumbered amounts lapse at year-end with the exception of the Capital Improvements Projects, which are multiple-year projects. On occasion, outstanding encumbrances of a material nature are reviewed by the responsible department at year end, and if deemed critical, a recommendation is made to the City Council to take action by Resolution to re-appropriate these funds into the following year’s budget. Major Initiatives The fiscal year 2014/15 Budget was developed with a focus on reinstatement of services and stabilizing workloads. It addressed cost increases for employee pensions and public safety services. These cost increases resulted from corrective actions taken by CalPERS and the addition of a traffic enforcement officer. Council also increased funding for the community grants program in order to maintain the importance of a sense of community and civic pride. In October 2014, the City received its most recent actuarial valuation from CalPERS. The report highlighted the changes to assumptions and methodologies that CalPERS adopted in order to address the slow recovery to an acceptable funded status as a result of the losses experienced during the recession. The report also identified an Unfunded Accrued Liability of approximately $6.9 million as of June 30, 2014. Council took quick action in order to address this liability. With the use of reserves and additional revenues received, the City was able to apply approximately $3.3 million towards this liability. The long-term interest savings is anticipated to be $3.6 million over the amortization period of 22 years. The FY 2014/15 Capital Projects Budget included funding for 17 new projects. Some of the projects funded include residential street reconstruction, turf reduction at city parks to reduce irrigation usage, replacement of an aging play structure at the Civic Center pre-school, and implementation of the Quarry Park Master Plan. The Quarry Park Master Plan was approved in fiscal year 2013/14. The Master Plan includes the addition of hiking trails, picnic areas, recreational facilities and amenities to the Quarry property that the City acquired in 2011. The first phase of this plan is anticipated to be completed in the fall of 2015. INDEPENDENT AUDIT The City engaged Chavan & Associates, LLP to express an opinion on the financial statements based on their audit. The audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. Generally accepted auditing standards set forth in the General Accounting Office’s Government Auditing Standards were used by the auditors in conducting the engagement. The City’s Annual Financial Report received an unmodified (clean) opinion from the auditors. The independent auditors’ report is presented as the first component of the financial section of this report. In addition to meeting the requirements set forth in statutes, the audit was also designed to meet the requirements of the federal Single Audit Act of 1984, as amended, and the related U.S. Office of Management and Budget’s Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. The City’s federal financial assistance program also received an unqualified (clean) opinion from the auditors. 14 Awards The Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement to the City for its Excellence in Financial Reporting on the CAFR for the fiscal year ended June 30, 2014. In order to be awarded a Certificate of Achievement, the City published an easily readable and efficiently organized financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. The Certificate of Achievement is valid for a period of one year. We believe our current CAFR continues to meet the Certificate of Achievement program’s requirements, and plan on submitting it to the GFOA to determine its eligibility for another certificate. ACKNOWLEDGEMENTS This CAFR represents the culmination of numerous hours of hard work expended by many individuals in the Finance & Administrative Services Department. In particular, we would like to express our appreciation to Anthony McFarlane, Finance Manager for his preparation of this annual financial report, and to our supporting staff members: Ann Xu, Accountant; Julie Ingraham, Karen Caselli, and Gina Scott, Accounting Technicians for their assistance with the audit and exemplary services throughout the year. Furthermore, we would like to thank Chavan & Associates, LLP Certified Public Accountants for their helpful assistance in the preparation of this report. Finally, we would like to give credit to the City Council for their ongoing interest and support in planning, conducting and advising on the operations of the City in a responsible and representative manner. Respectfully submitted, James Lindsay Mary Furey City Manager Finance and Administrative Services Director 15 Government Finance Officers Association Certificate of Achievem ent for Excellence in Financial Reporting Presented to City of Saratoga California For its Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2014 Executive Director/CEO 16 CITY OF SARATOGA ELECTED OFFICIALS AND ADMINISTRATIVE PERSONNEL As of June 30, 2015 CITY COUNCIL Howard Miller - Mayor Manny Capello – Vice Mayor Emily Lo Mary-Lynne Bernald Rishi Kumar CITY STAFF James Lindsay – City Manager Crystal Bothelio – City Clerk Mary Furey – Administrative Services Director Erwin Ordonez – Community Development Director John Cherbone – Public Works Director Michael Taylor – Recreation & Facilities Director CITY ATTORNEY Richard S. Taylor – Shute, Mihaly & Weinberger INDEPENDENT AUDITORS Chavan & Associates, LLP Certified Public Accountants 17 FY 2014/15 City of Saratoga - Organization Chart City AttorneyCity Manager Community Development Department Community Development Director Facilities Division 1 Facility Maint.Manager 1 Facility Maint. Leadworker 2 Facility Maint. Workers .60 Facility Coordinator Planning Division 1 Senior Planner 2 Planners 1 Arborist 1 Office Specialist Engineering Division 1 Sr. Civil Engineer 1 Engineer .90 Administrative Analyst .75 Office Specialist Parks Division 1 Manager -Parks 1 Park Maint. Leadworker 6 Park Maint. Workers .50 Office Specialist Finance Services Division 1 Finance Manager .90 Accountant 3 Accounting Technicians Information Technology Division 1 IT Analyst 1 IT Technician Finance & Administrative Services Department Finance & Administrative Services Director Recreation & Facilities Department Recreation & Facilities Director Public Works Department Public Works Director Recreation Services Division .90 Recreation Supervisor 2 Recreation Coordinators 1 Office Specialist Streets and Fleet Division 1 Manager -Streets and Fleet 2 Street Maint. Leadworker 4 Street Maint. Workers .50 Office Specialist Building Division 1 Sr. Building Inspector 2 Building Inspectors 1 Plan Check Engineer 1 Permit Technician 1 Office Specialist Citizen Advisory Commissions & Committees Citizens of Saratoga Elected City Council Human Resources Division 1 HR Manager .75 HR Technician City Manager's Office 1 Administrative Analyst .50 Executive Assistant Office of the City Clerk 1 City Clerk .50 Deputy City Clerk 18 This page is intentionally blank . 19 FINANCIAL SECTION 20 This page is intentionally blank 21 INDEPENDENT AUDITORS’ REPORT To the Honorable Mayor and Members of the City Council of the City of Saratoga Saratoga, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga (the “City"), as of and for the year ended June 30, 2015, and the related notes to the financial statements, which collectively comprise City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements The City’s management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America, the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga, as of June 30, 2015, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. 22 Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and other required supplementary information, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s financial statements as a whole. The introductory section, combining individual non- major fund statements and schedules, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the financial statements. The combining individual non-major fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. New Accounting Principles As discussed in Notes 1 and 7 to the financial statements, the City adopted the provisions of GASB Statement No. 68, Accounting and Financial Reporting for Pensions, effective June 30, 2015 and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date-an amendment of GASB Statement No. 68. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated September 4, 2015 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. September 4, 2015 San Jose, California CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 23 INTRODUCTION The Management’s Discussion and Analysis (MD&A) is a required section of the City’s Comprehensive Annual Financial Report (CAFR), as shown in the overview below. The purpose of the MD&A is to present discussion and analysis of the City’s financial performance during the fiscal year that ended on June 30, 2015. This report will (1) focus on significant financial issues, (2) provide an overview of the City’s financial activity, (3) identify changes in the City’s financial position, (4) identify any individual fund issues or concerns, and (5) provide descriptions of significant asset and debt activity. This information, presented in conjunction with the annual Transmittal Letter and Basic Financial Statements is intended to provide a comprehensive understanding of the City’s operations and financial standing. Required Components of the Annual Financial Report FISCAL YEAR 2014/15 FINANCIAL HIGHLIGHTS  Total net position decreased by $8.3 million last fiscal year.  The City's assets plus deferred outflow of resources exceed its liabilities plus deferred inflow of resources by almost $ 120.9 million; with total assets plus deferred outflow of resources of $144 million and liabilities plus deferred inflow of resources of $ 23.4 million.  Net Position is comprised of $112.1 million for investment in capital assets, net of depreciation and related debt; $2.1 million restricted for specific purposes; and $6.7 million in unrestricted Net Position (reference pg. #40).  Total City-wide revenues of $23.2 million consist of $16.2 million in general revenue and $7.0 million in program revenue (reference pg. #41).  City expenses total $22.6 million (reference pg. #41).  The Governmental Fund’s fund balances total $15.4 million, with $9.8 million in the General Fund, $3.9 million in the Capital Improvement Funds, and $1.8 million in the Other Management’s Discussion & Analysis Government-Wide Financial Statements Fund Financial Statements Notes to the Financial Statements Basic Financial Statements CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 24 Governmental Funds. This represents a decrease of $1.15 million from last year (reference pg. #42).  General Fund revenues total $19.5 million, while General Fund expenditures total $19.9 million (reference pg. #43). THE BASIC FINANCIAL STATEMENTS The Basic Financial Statements are comprised of 1) Government-Wide (City-wide) Financial Statements, and; 2) Fund Financial Statements. These two sets of financial statements provide the reader two different perspectives of the City's financial activities and financial position. Government-Wide Financial Statements provide a longer-term view of the City's activities as a whole, and are comprised of the Statement of Net Position and the Statement of Activities. The Statement of Net Position provides summary level information about the financial position of the City, including all its capital assets and long-term liabilities on a full accrual basis, similar to that used by corporations. The Statement of Activities provides summary level information about the City's revenues and expenses, also on a full accrual basis, with the emphasis on measuring net revenues and/or expenses for each of the City's programs. The Statement of Activities illustrates the change in Net Position for the fiscal year. City financial activities are required to be grouped as either government activities or business-type activities. The amount in the Statement of Net Position and the Statement of Activities are required to be separated into governmental activities or business-type activities in order to distinguish between the two types of activities. In the case of the City of Saratoga, there are no business-type activities as of June 30, 2015. Fund Financial Statements report the City's operations in more detail than Government-Wide statements and focus primarily on the short-term activities of the City's general fund and other major funds. The Fund Financial Statements measure current revenues and expenditures and fund balances; they exclude capital assets, long-term debt, and other long-term amounts. Major funds account for the major financial activities of the City and are presented individually, while the activities of non-major funds are presented in summary, with subordinate schedules presenting the detail for each of these other funds in the Supplementary Information section. Major funds are explained below. The Government-Wide Financial Statements Government-Wide financial statements are prepared on the accrual basis, which means they measure the flow of all economic resources of the City as a whole. The Statement of Net Position and the Statement of Activities present information about the following: Governmental Activities - All of the City's basic services are considered to be governmental activities, including general government, community development, public safety, transportation, and, culture and leisure. These services are supported by general City revenues such as taxes, and by specific program revenues such as development and recreation program fees. Business-Type Activities - This category includes enterprise activities such as water, sewer, and utilities. Unlike governmental services, these activities are meant to be fully supported by charges paid by users, based on the services used. The City of Saratoga does not have any business-type activities at this time. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 25 Fund Financial Statements A fund represents a grouping of related accounts and is used to maintain control over resources that are segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Fund financial statements provide detailed information about each of the City's most significant funds, called major funds. The concept of major funds, and the determination of which funds are classified as major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non-major funds summarized and presented in a single column. Subordinate schedules present the detail of these non-major funds. Major funds present the major activities of the City for the fiscal year, and may change from year to year as a result of changes in the pattern of the City's activities. The City's funds are segregated into three types: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds - The City's basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances available at year-end. Financial statements are prepared on the modified accrual basis, which means they measure only current financial resources and uses. Carrying amounts for capital assets and other long-lived assets, along with long-term liabilities are not presented on the balance sheet in the governmental fund financial statements. Unlike the Government-Wide financial statements, Governmental Fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City's near-term financing requirements. Proprietary Funds – Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for liability insurance and risk management, workers compensation, office equipment support services, information technology services, vehicle and building maintenance, and vehicle and information technology equipment replacement. Because internal service funds primarily benefit governmental functions, they have been included with the governmental activities in the Government-Wide financial statements. Fiduciary Funds – These funds account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. Fiduciary funds are not reflected in the government-wide financial statements because these resources are not available to support the City's programs. Currently the City does not have any fiduciary funds. NOTES TO THE FINANCIAL STATEMENTS Notes to the Financial Statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes can be found immediately following the fund financial statements. REQUIRED SUPPLEMENTARY INFORMATION Required supplementary information, other than presented in this MD&A, follows the Notes Section and includes a budgetary comparison for the General Fund as presented in the Governmental Fund financial statements, and information on the modified approach for city streets and infrastructure. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 26 SUPPLEMENTARY INFORMATION Combining and individual fund statements and schedules are included to provide additional information on non-major governmental funds including special revenue, debt service, and capital project funds, as well as proprietary internal service fund information and uses of capital assets. An un-audited statistical section provides historical and current data on financial trends, revenue and debt capacity, demographic and economic information, and operating information. GOVERNMENT-WIDE FINANCIAL ANALYSIS Net Position may serve over time as an indicator of the City's financial position. The City's Total Net Position decreased $8,334,786 from $129,256,133 in fiscal year 2013/14 to $120,921,347 in fiscal year 2014/15. The primary reason for this decrease in net position is due to the implementation of GASB Statement No. 68. The prior period adjustment related to Net Pension Liability reduced beginning Net Position by approximately $8.9 million. The most significant portion of the City's Net Position ($112,092,371 or 92.7%) accounts for its investment in capital assets, (e.g., land, buildings, general government infrastructure, equipment, etc.) less any related debt used to acquire those assets that are still outstanding. These capital assets represent infrastructure which provides services to the citizens, consequently, these assets are not available for future spending. $2,137,424 or 1.8% of the City's Net Position is subject to external restrictions on how the funding may be used. Within the restricted Net Position total, $867,642 is for lighting and landscaping assessment districts, $363,182 is for environmental programs, and $906,600 is for repayment of long-term debt. The remaining $6,691,522 or 5.5% of the City's Net Position are unrestricted and may be used to meet the City's ongoing obligations to citizens and creditors. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 27 Governmental Activities 2015 2014 Assets Current assets 20,597,864$ 20,853,961$ Capital assets 123,024,541 123,171,255 Total Assets 143,622,405 144,025,216 Deferred Outflow of Resources Deferred Outflow 703,379 - Total Deferred Outflow of Resources 703,379 - Liabilities Current liabilities 4,078,118 3,633,555 Long-term debt 17,575,706 11,135,528 Total Liabilities 21,653,824 14,769,083 Deferred Inflow of Resources Deferred Inflow 1,750,613 - Total Deferred Inflow of Resources 1,750,613 - Net Position Net investment in capital assets 112,092,371 112,116,255 Restricted for environmental services 363,182 413,182 Restricted for special assessment funds 867,642 733,832 Restricted for debt service 906,600 897,786 Unrestricted 6,691,552 15,095,078 Total Net Position 120,921,347$ 129,256,133$ Net Position CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 28 As shown in the above Statement of Changes in Net Position schedule, program revenues decreased by $293,407 from the prior fiscal year for governmental activities. General revenues increased by $1,358,690 from the prior year. This resulted in a total increase in revenues of $1,065,283. Expenses increased by $2,073,334 from the prior year. With total program and general revenues for fiscal year 2014/15 at $23,197,124 and total expenses at $22,630,394, the net activity resulted in an increase in Net Position of $566,730. However, due to the implementation of GASB 68, a prior period adjustment of $8,901,517 decreased the beginning balance of net position from $129,256,133 to $120,354,616. An analysis and graphical representation of the changes in revenues and expenditures by type of significant events follows: Governmental Activities Increase Functions/Programs 2015 2014 (Decrease) Program Revenues Charges for services 6,135,177$ 6,396,864$ (261,687)$ Operating grants and contributions 107,062 116,667 (9,605) Capital grants and contributions 785,366 807,481 (22,115) Total Program Revenues 7,027,605 7,321,012 (293,407) General Revenues Property taxes 10,669,281 9,737,145 932,136 Sales taxes 1,224,427 941,350 283,077 Local taxes 866,272 822,272 44,000 Franchise taxes 2,069,479 1,948,642 120,837 Motor vehicle in-lieu 13,113 13,575 (462) Intergovernmental revenues 1,022,838 980,938 41,900 Investment earnings 67,121 61,895 5,226 Other revenues 236,988 305,012 (68,024) Total General Revenues 16,169,519 14,810,829 1,358,690 Expenses General and intergovernmental services 7,566,201 4,521,784 3,044,417 Public safety 4,850,289 4,491,384 358,905 Public works 6,272,570 7,378,436 (1,105,866) Community services 1,588,840 1,586,353 2,487 Community development services 1,961,660 2,178,634 (216,974) Interest on long-term debt (unallocated)390,834 400,469 (9,635) Total Expenses 22,630,394 20,557,060 2,073,334$ Increase / (Decrease) in Net Position 566,730 1,574,781 (1,008,051) Net Position, Beginning of Year 129,256,133 127,681,352 1,574,781 Prior Period Adjustment - GASB 68 (8,901,517) - - Net Poistion, Beginning of Year, As Adjsuted 120,354,616 127,681,352 1,574,781 Net Position, End of Year 120,921,347$ 129,256,133$ (8,334,786)$ Statement of Changes in Net Position CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 29 Revenues Increases from Property Tax, Sales Tax and Franchise Taxes were offset by decreases in Charges for Services and Grants during FY 2014/15, resulting in a net increase of $1,065,283 in total general and program revenues. CHART OF REVENUE INCREASE OR (DECREASE) Increase in Revenues General Revenues increased $1,358,690 from the prior year. The most significant changes include:  A $932,136 increase in Property Tax Revenue due to higher assessed valuations of property within the City.  A $283,077 increase in Sales tax due timing differences in accruals and allocation adjustments received from the State Board of Equalization in the City’s favor.  A $120,837 increase in Franchise taxes primarily due to an in increase in payments received from Water, $26,063, and Solid Waste, $93,475, franchises. Program Revenues decreased overall:  Charges for services decreased $261,687 due to a decrease in park development fees of $310,831.  Operating and Capital Grants & Contributions decreased in aggregate $31,720. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 30 Expenses The FY 2014/15 net change in expenses for Governmental Activities was a n increase of $2,073,334. Increases in General and Intergovernmental Services and Public Safety were offset by decreases in Public Works, and Community Development Services as illustrated in the chart below. CHART OF EXPENSE INCREASE OR (DECREASE) Increases in Expenses Significant increases in expenses from the prior year occurred in several categories:  General and Intergovernmental Service increased by $3,044,417 due to the payment to CalPERS towards the Unfunded Accrued Liability, as related to pensions, in the amount of $3,294,619.  Public Safety increased by $358,905 as a result of additional costs for Sheriff, ($386,000), and Animal Control, ($4,000), contract services. Decreases in Expenses Notable decreases in expenses from the prior year occurred in two categories:  Public Works decreased in total by $1,105,866. This decrease is primarily due to the reclassification of expenses related to capital projects from expenses to capital assets. The amount of expenses reclassified to capital assets increased $1,019,233 from the prior year as several CIP projects were either completed or Construction in Progress spending increased during the fiscal year.  Community Development Services decreased $216,974 due to staffing vacancies of $99,837, a GASB 68 adjustment reducing pension expense by $72,718 and other personnel costs being reduced by $52,302. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 31 MAJOR AND OTHER GOVERNMENTAL FUNDS: CHANGE IN FUND BALANCE A summary of the changes in fund balance of the Major Funds and Other Governmental Funds is presented below: Included in the Major Funds are the General Fund and the Capital Improvement Funds. The Other Governmental Funds include twenty-seven Lighting and Landscape Assessment Districts (accounted for as one fund in the financials) and the Library Bond Debt Service Fund. The total net change from fiscal year transactions, including Major Funds and Other Governmental Funds, was a decrease of $1,153,808. General Fund As shown in the preceding Major Funds table, the net change in the General Fund's ending fund balance is a decrease of $2,028,903. A Net Loss is a result of the net operating expenses exceeding net operating revenues. A number of the General Fund revenue categories increased from the prior year for a net revenue gain of $1,251,178, most notably property tax revenue. General Fund revenues budgets are conservatively based upon prior year experience and revenue specific information; however the strengthening of the housing market at a fairly rapid pace and a couple of other revenue streams resulted in a positive variance from budgeted revenues. Expenses are budgeted at anticipated program needs at not-to-exceed projected funding levels. However, during the fiscal year, the City opted to commit additional funding towards the Unfunded Accrued Liability, or UAL, related to pensions. Based on a valuation report received from CalPERS and in anticipation of the implementation of GASB 68, the City was informed that the Net Pension Liability, or NPL, was approximately $6.9 million as of June 30, 2014. The report also included several funding options to pay down this liability available to the City. The City Council chose to partially fund the UAL in the amount of $3,294,619 during the fiscal year. Capital Improvement Project Fund As shown in the table above, the net change in the Capital Improvement Fund increased by $732,470 as funding transfers for new Capital Improvement Projects exceeded expenses for the year. Other Capital Governmental General Improvement Funds Total Revenues 19,519,546$ 2,284,991$ 1,464,257$ Total Expenditures 19,882,351 3,217,619 1,322,632 Revenues Over (Under) Expenditures (362,805) (932,628) 141,625 Transfers in - 1,767,108 1,000 Transfers out (1,666,098) (102,010) - Net change in fund balances (2,028,903) 732,470 142,625 Beginning of year 11,835,634 3,126,307 1,631,617 End of year 9,806,731$ 3,858,777$ 1,774,242$ Major Funds CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 32 Other Governmental Funds Of the net $142,625 increase in Other Governmental Funds, the collective 27 Landscaping & Lighting funds comprise $133,811 of the total. The Library Bond debt service fund accounts for the remaining $8,814 of the increase. Both net gains represent a small excess of revenue over expenditures in the normal course of operations. GENERAL FUND – BUDGETARY HIGHLIGHTS Changes from the City's General Fund original budget to the final budget are detailed in the Required Supplementary Information Section along with a comparison to actual activity for the year ended. Changes to the City's budget that increase or decrease appropriations in a fund must be approved by a resolution of the City Council. Modifications to the budget that are a realignment of fiscal activities with no impact to the fund's bottom line may be approved by the City Manager. Significant changes from the City’s original budget to the final budget are summarized as follows: Revenues and Transfers In The General Fund adopted revenue budget was $18,212,217 as shown in the first column in the schedule below: Adopted to Final Budget Fiscal Year Ended June 30, 2015 At mid-year, a budget adjustment was made to increase expected revenues. Impacts from the upturn in the housing market coupled with a rare ERAF payment contributed to an anticipated $460,000 increase in property taxes. += Adopted Budget Final Budget Adjustments Budget Revenues 18,212,217$ 460,000 18,672,217$ Transfers in -$ - -$ CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 33 Expenses and Transfers Out The General Fund expense budget was adopted at $17,527,884 and adopted transfers out at $1,733,345, as shown in the first column in the schedule below: Adopted to Final Budget Fiscal Year Ended June 30, 2015 A budget adjustment was made during the year; the City Council approved $3,380,000 in additional expense related to the Unfunded Accrued Liability. The original amount of $1,733,345 of budgeted transfers from the General Fund to the Capital Improvement funds was allocated as follows; $730,000 for street, sidewalk, and storm drain repair, $443,445 for trail improvements, $479,900 for various facility improvements, and $80,000 for various administrative projects. CAPITAL ASSETS The City of Saratoga elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting in which eligible infrastructure capital assets are not required to be depreciated if the following requirements are met:  The City manages the assets using an asset management system which requires that the Ci ty (1) perform an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate the annual amount to preserve the assets at the established condition assessment level.  The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. City policy is to achieve a Pavement Condition Index (PCI) average rating of 70 for all streets, at minimum. The City’s overall rating was 69 with 0% of streets rated as Excellent, 81% of streets rated as “Very Good” to "Good," 16% of streets rated “Poor,” and 3% of streets rated as "Very Poor." With the overall rating below target, the City has begun the process to review infrastructure investment strategies. Overall, the City spent $2,079,413 to maintain and preserve eligible infrastructure assets. For more detailed information on Capital Assets activity, please refer to Note 4 in the section entitled "Notes to the Basic Financial Statements" and Note 2 in the "Required Supplementary Section". The latest assessment study was conducted during the fall of 2013. As reflected in the following schedule, the City has $123,024,541 invested in a variety of capital assets as of June 30, 2015. This represents a decrease of $147,329 or a 0.12% decrease from the prior year. += Adopted Budget Final Budget Adjustments Budget Expenses 17,527,884$ 3,380,000 20,907,884$ Transfers out 1,733,345$ - 1,733,345$ CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 34 The following reconciliation summarizes the changes in Capital Assets. Major capital projects in progress during fiscal year 2014/15 included the following expenditures:  Saratoga Village Sidewalk, Curb & Gutters - $657,744  Quito Road Bridge Replacement - $221,069  Hakone Gardens Master Plan - $206,009  Quarry Park - $129,420  Highway 9 Traffic Safety - $126,540 Additional information on Capital Assets is included in Note 4 to the financial statements. Governmental Activities 2015 2014 Land 14,885,401$ 14,585,401$ Building and structures 17,252,520 17,738,462 Machinery and equipment 673,182 715,874 Infrastructure 82,857,393 81,607,369 Construction in progress 7,356,045 8,524,764 Total Capital Assets, Net of Depreciation 123,024,541$ 123,171,870$ Capital Assets at Year End Net of Depreciation Balance Balance July 1, 2014 Additions Retirements Reclassification June 30, 2015 Land 14,585,401$ 300,000$ -$ -$ 14,885,401$ Building and structures 25,701,330 210,539 - - 25,911,869 Machinery and equipment 2,589,440 86,538 (95,963) - 2,580,015 Infrastructure 105,026,791 2,464,219 - - 107,491,010 Construction in progress 8,524,764 1,806,039 (2,974,758) - 7,356,045 Depreciation (33,255,856) (2,039,906) 95,963 - (35,199,799) Total Capital Assets, Net of Depreciation 123,171,870$ 2,827,429$ (2,974,758)$ -$ 123,024,541$ Changes in Capital Assets CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 35 DEBT AND OTHER LONG-TERM OBLIGATION ADMINISTRATION The net change in outstanding obligations for the City of Saratoga is a decrease of $563,929. Total long term bonded debt, net of premium decreased by $506,892. Outstanding compensated absences decreased by $47,037. The current portion of long-term debt ($500,000 for the refunded 2001 General Obligation Bonds for fiscal year 2014/15) and $21,892 of amortized net original premium, are classified as a current liability in the City's Statement of Net Position. General Obligation Bonds The City refunded the 2001 General Obligation Bonds and in their place issued 2011 General Obligation Bonds in the amount of $11,995,000 on July 14, 2011 with interest rates on the bonds ranging from 2.0% to 4.0%, with final payment due August 1, 2031. Principal of $495,000 and interest of $394,960 were paid during the fiscal year. Compensated Absences Compensated absences are accrued liabilities for vested and unpaid vacation and sick pay. The compensated absences balance decreased during the fiscal year by $47,037 due to an increase in use and payouts of unused compensated absences to retiring, separated, and general employees. An estimated current liability of $404,988 is expected to be used in the next fiscal year. Additional information on outstanding obligations can be found in Note 5 to the financial statements. GASB STATEMENT 68 With the implementation of GASB Statement 68, a new approach to recording the pension liability will be required and will be a closer measure of the unfunded actuarial liability. The recorded liability is termed the “net pension liability. The net pension liability is calculated as the present value of projected benefit payments less the plan’s fiduciary net position. Under Statement 68, absent any special funding situations, each employer in a cost-sharing plan will record a new liability representing the “proportionate share” of the collective net pension liability. The proportionate share should be determined on a basis consistent with how contributions are determined. This new approach will have a material adverse impact on the City’s Net Position. CalPERS provided the necessary reports in order to determine the City’s net pension liability. Each report has a valuation date and a measurement date. The valuation date determines the present value of projected benefit payments to current active and inactive employees in the City’s cost-sharing pension plan. The Governmental Activities 2015 2014 2011 General obligation bond 10,560,000$ 11,055,000$ Net original issue premuim 372,170 394,062 Compensated absences 624,500 671,537 Total Outstanding long-term obligations 11,556,670$ 12,120,599$ Outstanding Long-Term Obligation at Year End CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 36 valuation date for the present value of benefit payments is June 30, 2013. The measurement date indicates when the net pension liability is determined. The measurement date of the net pension liability is June 30, 2014. Under GASB 68, the measurement date can be no earlier than the end of the prior fiscal year. Since the valuation date occurs prior to the measurement date, the valuation date needs to be updated to the measurement date as a prior period adjustment. The prior period adjustment is a decrease to Net Position of $8,902,130. Net Pension Liability is increased $6,945,916 to record the City’s proportionate share of the plan’s net pension liability as of June 30, 2014. Deferred inflow of resources refers to revenue received but not recognized. The deferred inflow of resources balance increased a net $1,750, 613 to reflect the net difference between projected and actual earnings and the amortization of differences in earnings and proportions. The deferred outflow of resources refers to expenses paid but not recognized. The deferred outflow of resources balance increased a net $703,379 to reflect the pension contributions made by the City subsequent to the measurement date, adjustments due to differences in proportion and amortization of differences in earnings and proportions. There is also a reduction in the current year pension expense of $908,980 to reflect contributions made but not recognized and the amortization of the difference between actual contributions made by the City and the City’s proportionate share of the plan’s total contributions. GASB 68 requires expanded footnote disclosures in order to provide more transparency in the assumptions used and more transparency in the cost of benefits promised. They include the following;  Effects of changes in benefit provisions  Changes in actuarial assumptions  Differences between investment assumptions and actual returns  Employer and employee contributions  Pension plan income and expenses  Multi-year schedules displaying balances of deferred outflows/inflows of resources that will recognized in expense in subsequent years  The City’s proportionate share of the Plan’s pension liability  Assumptions used to determine the Plan’s pension liability  The City’s proportionate share information Additional information on pension disclosures can be found in Note 7 of the Financial Statements. USE OF GENERAL FUND RESERVES In the most recent Actuarial Valuation Report received from CalPERS in October, 2014, an Unfunded Accrued Liability (UAL) of approximately $6.9 million was identified. This amount was the result of changes in assumptions and methodology adopted by CalPERS in 2012 and 2013. In 2012, CalPERS reduced the discount rate from 7.75 percent to 7.50 percent. In 2013, CalPERS adopted a new smoothing policy in order to restore funding levels to acceptable amounts. The changes made to the risk pools combined all existing pooled plans into two pools; one for Miscellaneous and the other for Safety. Each Plan is also allocated its proportionate share of the UAL on an annual basis. The changes were made to ensure proper funding and to ensure that all participating agencies were paying their fair share. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 37 Under this new smoothing policy the City’s UAL is presented in three portions, $3.2 million for its share of the historical gains and losses from the pre-2013 pool, $3.8 million in Asset losses in 2013 and a $36,000 gain in Non-Assets in 2013. Going forward, gains and losses from investment earnings, methodology changes or changes in assumptions will be amortized over a fixed 30 year period starting with a gradual ramp up in the first 5 years, holding steady over the next 20 years, and gradually ramping down in the last 5 years. Agencies can also pay off a portion of the UAL in order to save on interest costs. Presented with this information, the Council directed the use of General Fund reserves and additional General Fund appropriations in the amount of $3.38 million to pay off the Pre-2013 Pool portion of the UAL. The reserves identified included, $1.0 million from the Fiscal Stabilization Reserve, $.95 million from current year appropriations, $.93 million from the Working Capital Reserve and $.50 million from the Capital Improvement Reserve. In February 2015, the City paid $3,294,619 towards the Pre-2013 Pool UAL amount. This payment will be reflected in the Actuarial Valuation dated June 30, 2015 and will be reflected in the Net Pension Liability adjustment under GASB 68 in next year’s financial statements. ECONOMIC FACTORS The fiscal year 2014/15 budget was developed in early spring of 2014. Increases continue to be seen in the local tax base as the overall health of the economy recovers. Factors that continue to put pressure on the budget include operating cost increases related to health care, pensions and public safety. Infrastructure costs continue to increase coupled with decreasing state and federal aid. The City continues to budget using conservative revenue projections while pursuing decreases in ongoing program expenditures in order to maintain a sustainable Operating Budget. As a carryover trend from fiscal year 2013/14, the City continues to see stability in revenues.  General Fund Property Taxes increased in total by 9.6%, with increases of $366,000 in Secured Property Tax, $279,000 in ERAF, more than $56,000 in Unsecured Property Tax, and $20,000 in Transfer Tax.  Development fees maintained stability as evidenced by:  Construction Tax and Supplemental Business License Tax (based on building permit values) revenues were flat.  Planning and Building revenues decreased by 1.9% and Development Review revenues increased by 4.9% - almost $39,000  Transient Occupancy Tax, long an indicator of economic temperament, saw a strong uptick with a 20% increase – almost $53,000.  Interest rates remain at historic lows; however, a slight tick upward is anticipated in fiscal year 2015/16. Development engineering income decreased 17.4%, primarily from reduced map check review and inspection revenues. Many other revenues remained flat – however General Fund expenses continued to increase.  Salary and Benefit costs increased by $76,000 (1.2%), primarily due to the hiring of additional personnel to address service levels. With new employee benefit levels reduced through the implementation of lower cost pension plans and the capping of medical benefits, future labor cost CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2015 38 increases will be mitigated with the turnover of staff over time.  Consultant and Contract Services grew by more than $252,711. This is in part attributable to the $368,000 increase in public safety services provided by the Santa Clara County Sheriff’s Office. The Council approved the use of an additional traffic enforcement officer. Excluding the payment towards the UAL, FY 2014/15 revenues grew at a faster pace than expenditures (net of transfers), both in dollars and percentage. The substantial revenue increase which occurred in FY 2014/15 helped to firm the City’s long-term fiscal sustainability at current levels while allowing for the opportunity to start repayment of the reserves used for the UAL payment. Outlook Although the City’s fiscal health continues to improve, General Fund revenues are not expected to continue on this rapid growth trajectory. Fiscal projections anticipate a leveling off in revenues as this growth is tempered by economic hesitation. Fiscal uncertainty remains, therefore the City plans to continue to maintain operations at core service levels in preparation of potential funding impacts. Potential revenue impacts include State takeaways of unprotected funding and changes in State directed revenue allocations. Known impacts will come from reductions in capital funding grants from state and federal sources to fund infrastructure improvement projects. In addition to generally rising operational costs, aging infrastructure maintenance expenses are increasing as our city ages. New infrastructure also adds to rising maintenance expenses, such as the implementation of Quarry Park, or maintenance of new trails, and increased water bills for tree plantings and median improvements. In a long term status-quo projection, rising expenditures are certain, while revenue growth is not. As local governments do not have the ability to increase taxes or other revenues at a sufficient pace to maintain increasing operations, management must consider a long term view in the decision-making process. One of the hardest challenges the City faces is balancing community expectations against the fiscal reality of long-term operational practicality. The City continues to focus on this challenge. REQUEST FOR FINANCIAL INFORMATION This financial report is designed to provide a general overview of the City of Saratoga's finances for all of Saratoga's residents, taxpayers, customers, investors, and creditors. This financial report seeks to demonstrate the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Administrative Services Department, 13777 Fruitvale Avenue, Saratoga, California 95070. 39 BASIC FINANCIAL STATEMENTS CITY OF SARATOGA STATEMENT OF NET POSITION JUNE 30, 2015 40 Primary Government Governmental Activities ASSETS Current Assets: Cash and investments 19,245,652$ Restricted cash and investments - Receivables: Accounts 1,350,913 Interest 92 Prepaid 1,207 Total Current Assets 20,597,864 Noncurrent Assets: Capital Assets: Non-depreciable 73,861,285 Depreciable, net 49,163,256 Total Capital Assets 123,024,541 Total Noncurrent Assets 123,024,541 Total Assets 143,622,405 DEFERRED OUTFLOW OF RESOURCES Pension contributions 703,379 Total Deferred Outflow of Resources 703,379 LIABILITIES Current Liabilities: Accounts payable 764,145$ Accrued payroll 186,031 Other payable 15,770 Interest payable 161,806 Deposits payable 1,864,234 Unearned Revenue 24,998 Claims payable 134,254 Long-term obligations - due within one year 926,880 Total Current Liabilities 4,078,118 Noncurrent Liabilities: Net Pension Liabilty 6,945,916 Long-term obligations - due in more than one year 10,629,790 Total Noncurrent Liabilities 17,575,706 Total Liabilities 21,653,824 DEFERRED INFLOW OF RESOURCES Difference between projected and actual earnings 1,750,613 Total Deferred Inflow of Resources 1,750,613 Net Position Net investment in capital assets 112,092,371 Restricted for: Environmental funds 363,182 Special assessment funds 867,642 Debt service 906,600 Total Restricted 2,137,424 Unrestricted 6,691,552 Total Net Position 120,921,347$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF ACTIVITIES AND CHANGES IN NET POSITION JUNE 30, 2015 41 Net (Expense) Revenue and Changes in Program Revenues Net Position Primary Operating Capital Government Charges for Grants and Grants and Governmental Functions/Programs Expenses Services Contributions Contributions Total Activities Primary Government: Governmental Activities: General and intergovtl services 7,566,201$ 122,151$ -$ -$ 122,151$ (7,444,051)$ Public safety 4,850,289 353,534 107,062 - 460,596 (4,389,693) Public works 6,272,570 2,473,934 - 785,366 3,259,301 (3,013,269) Community services 1,588,840 951,517 - - 951,517 (637,324) Community development services 1,961,660 2,234,041 - - 2,234,041 272,382 Interest on long-term debt (unall.)390,834 - - - - (390,834) Total 22,630,395$ 6,135,177$ 107,062$ 785,366$ 7,027,606$ (15,602,789)$ General Revenues: Taxes Property taxes 10,669,281$ Sales taxes 1,224,427 Local taxes 866,272 Franchise taxes 2,069,479 Motor vehicle-in-lieu 13,113 Total taxes 14,842,571 Intergovernmental 1,022,838 Investment earnings 67,121 Other revenues 236,988 Total General Revenues 16,169,519 Change in Net Position 566,730 Net Position - Beginning of Year 129,256,133 Prior Period Adjustment - GASB 68 (8,901,517) Net Position - Beginning of Year as Adjusted 120,354,616 Net Position - End of Year 120,921,347$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA GOVERNMENTAL FUNDS – BALANCE SHEET JUNE 30, 2015 42 Other Total Capital Governmental Governmental General Improvement Funds Funds ASSETS Cash and investments 11,623,739$ 3,469,298$ 1,786,532$ 16,879,569$ Receivables: Accounts 615,650 726,774 4,792 1,347,216 Interest 92 - - 92 Prepaid Items 1,207 - - 1,207 Total assets 12,240,688$ 4,196,072$ 1,791,324$ 18,228,084$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 391,829$ 308,138$ 17,082$ 717,049$ Accrued payroll 163,020 3,257 - 166,277 Deposits payable 1,863,334 900 - 1,864,234 Other payable 15,770 - - 15,770 Unearned Revenue 4 25,000 - 25,004 Total liabilities 2,433,957 337,295 17,082 2,788,334 Fund Balances: Restricted: Environmental services 363,182 - - 363,182 Special assessment funds - - 867,642 867,642 Debt service - - 906,600 906,600 Committed: Capital improvement program - 3,858,777 - 3,858,777 Hillside stability 1,000,000 - - 1,000,000 Assigned: Future capital & efficiency 1,657,896 - - 1,657,896 Carryforwards 176,560 - - 176,560 Facility replacement 900,000 - - 900,000 Unassigned: Working capital 2,007,545 - - 2,007,545 Fiscal stabilization 1,000,000 - - 1,000,000 Compensated absences 208,167 - - 208,167 Development services 713,891 - - 713,891 Other unassigned 1,779,491 - - 1,779,491 Total fund balances 9,806,731 3,858,777 1,774,242 15,439,750 Total liabilities and fund balances 12,240,688$ 4,196,072$ 1,791,324$ 18,228,084$ The accompanying notes are an integral part of these financial statements Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION JUNE 30, 2015 43 Total Fund Balances - Total Governmental Funds 15,439,750$ Amounts reported for governmental activities in the statement of net position were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. The capital assets were adjusted as follows: Non-depreciable capital assets 73,861,285 Depreciable capital assets, net 48,967,358 Total Capital Assets 122,828,643 Interest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet.(161,806) Internal service funds are used by management to charge the costs of office stores, vehicle and equipment maintenance and replacement, information services and replacement, building maintenance, risk management, and workers compensation. The assets and liabilities of the internal service funds are included in the governmental activities in the statement of net assets 2,364,574 Long-term receivables were not current available resources and therefore, were offset by a deferred revenue amount equal to the net receivable in the governmental funds.6 Deferred outflow of resources are transactions that have already taken place but are not ready to be recognized on the financial statements as expenses Reclassify FY 2014/15 pension contribution 609,860 Adjustment due to difference in proportions 145,474 Amortization of difference in proportions (51,955) 703,379 Long-term obligations were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds Balance Sheet. The long-term liabilities were adjusted as follows: General obligation bonds (10,560,000) Net Pension Liability (6,945,916) Compensated absences (624,500) Net original issue premium (372,170) Total Long-Term Obligations (18,502,586) Deferred inflow of resources are transactions that have already taken place but are not ready to be recognized on the financial statements as revenues Net difference between projected and actual earnings on pension plan investments (2,334,150) Amortization of difference in projected and actual earnings on investments 583,537 (1,750,613) Net Position of Governmental Activities 120,921,347$ CITY OF SARATOGA STATEMENT OF REVENUES, EXPENDITURES AND CHANGE IN FUND BALANCE FOR THE YEAR ENDED JUNE 30, 2015 44 Other Total Capital Governmental Governmental General Improvement Funds Funds REVENUES: Property taxes 10,436,622$ -$ 232,659$ 10,669,281$ Special assessments - - 1,220,272 1,220,272 Sales taxes 1,224,427 - - 1,224,427 Other local taxes 866,272 - - 866,272 Licenses & permits 1,388,443 224,189 - 1,612,632 Fines & forfeiture 172,888 1,750 - 174,638 Intergovernmental - Federal - 651,093 - 651,093 Intergovernmental - State 523,991 1,014,299 - 1,538,290 Intergovernmental - Other 62,605 34,000 - 96,605 Franchise fees 2,069,479 - - 2,069,479 Use of money and property 519,979 33,580 3,712 557,271 Other revenue 2,254,840 326,080 7,614 2,588,534 Total revenues 19,519,546 2,284,991 1,464,257 23,268,794 EXPENDITURES: Current: General and intergovernmental services 6,624,327 - - 6,624,327 Public safety 4,859,379 - - 4,859,379 Public works 4,948,539 - 432,672 5,381,211 Community services 1,328,083 - - 1,328,083 Community development services 2,086,680 - - 2,086,680 Capital outlay 35,343 3,217,619 - 3,252,962 Debt service: Principal - - 495,000 495,000 Interest and fiscal charges - - 394,960 394,960 Total expenditures 19,882,351 3,217,619 1,322,632 24,422,602 REVENUES OVER (UNDER) EXPENDITURES (362,805) (932,628) 141,625 (1,153,808) OTHER FINANCING SOURCES (USES): Transfers in - 1,767,108 1,000 1,768,108 Transfers out (1,666,098) (102,010) - (1,768,108) Total other financing sources (uses)(1,666,098) 1,665,098 1,000 - Net change in fund balances (2,028,903) 732,470 142,625 (1,153,808) FUND BALANCES: Beginning of year 11,835,634 3,126,307 1,631,617 16,593,558 End of year 9,806,731$ 3,858,777$ 1,774,242$ 15,439,750$ The accompanying notes are an integral part of these financial statements. Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE TO THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES AND CHANGES IN NET POSITION FOR THE YEAR ENDED JUNE 30, 2015 45 Net Change in Fund Balances - Total Governmental Funds (1,153,808)$ Amounts reported for governmental activities in the Statement of Activities and Changes in Net Position were different because: Governmental Funds report capital outlay as expenditures. However, in the Government-Wide Statement of Activities and Changes in Net Position, the cost of those assets was allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period.1,745,419 Depreciation expense on capital assets was reported in the Government-Wide Statement of Activities and Changes in Net Position, but it did not require the use of current financial resources. Therefore, depreciation expense was not reported as expenditures in the Governmental Funds.(1,888,809) Internal service funds are used by management to charge the costs of office stores, vehicle and equipment maintenance and replacement, information services and replacement, building maintenance, risk management, and workers' compensation. The net revenue or excess expenses of the internal service funds is reported with government activities.386,893 GASB 68 Adjustments to pension expense Reclassify 2015 pension contribution 609,860 Change in net pension liability - current year (232,462) Amortization of changes in deferred outflows/inflows 531,582 Adjustments to pension expense as a result of GASB 68 908,980 Long-term compensated absences and claims payables were reported in the Government-Wide Statement of Activities and Changes in Net Position, but they did not require the use of current financial resources. Therefore, long-term compensated absences and claims payable were not reported as expenditures in governmental funds. Compensated absences 47,037 Repayment of bond principal was an expenditure in governmental funds, but the repayment reduced long-term liabilities in the Government-Wide Statement of Net Position. Long-term debt repayments 495,000 Revenues resulting from the refunding of outstanding debt are not available to pay current-period expenditures and therefore, are revenue in the funds. Net original issue premium 21,892 Interest expense on long-term debt was reported in the Government-Wide Statement of Activities and Changes in Net Position, but it did not require the use of current financial resources. Therefore, interest expense was not reported as expenditures in governmental funds. The following amount represented the change in accrued interest from prior year.4,126 Change in Net Position of Governmental Activities 566,730$ CITY OF SARATOGA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2015 46 Governmental Activities - Internal Service Funds ASSETS Current assets: Cash and investments 2,366,083$ Accounts receivable 3,697 Total current assets 2,369,780 Noncurrent assets: Capital assets: Machinery and equipment 992,560 Less: accumulated depreciation (796,662) Total capital assets (net of accumulated depreciation) 195,898 Total assets 2,565,678 LIABILITIES Liabilities: Current liabilities: Accounts payable 47,096$ Accrued payroll 19,754 Other payables 134,254 Total current liabilities 201,104 NET POSITION Net investment in capital assets 195,898 Unrestricted 2,168,676 Total net position 2,364,574$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2015 47 Governmental Activities - Internal Service Funds Operating revenues: Charges for services 2,495,000$ Other operating revenues 74,727 Total operating revenues 2,569,727 Operating expenses: Cost of services 1,072,893 Administration 1,054,807 Depreciation 55,134 Total operating expenses 2,182,834 Operating income (loss)386,893 Transfers out - Change in net position 386,893 Total net position - beginning 1,977,681 Total net position - ending 2,364,574$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS JUNE 30, 2015 48 Governmental Activities - Internal Service Funds Cash flows from operating activities: Receipts from customers and users 2,576,556$ Payments to suppliers (1,145,719) Payments to employees (890,924) Net cash provided (used) by operating activities 539,913 Cash flows from capital activities: Acquisition of capital assets (51,196) Net cash provided for the acquisition of capital assets (51,196) Net increase in cash and cash equivalents 488,717 Cash and cash equivalents, beginning of year 1,877,366 Cash and cash equivalents, ending of year 2,366,083$ Reconciliation of operating income to net cash provided by operating activities: Operating income (loss)386,893$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation 55,134 Change in operating assets and liabilities: Accounts receivables 6,829 Accounts payable (5,404) Claims payable 94,754 Accured payroll 1,707 Net cash provided (used) by operating activities 539,913$ The accompanying notes are an integral part of these financial statements 49 This page is intentionally blank CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 50 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Saratoga, California, (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental agencies. The Governmental Accounting Standards Boards (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting policies are described below. A. Financial Reporting Entity The City was incorporated as a municipal corporation in 1956 under the general laws of the State of California, and had a population of 30,887 at June 30, 2014. The City is a largely residential community located in the foothills of the Santa Cruz Mountains. The City operates under the Council-Manager form of government, with five-elected Council members served by a full-time City Manager and staff. At June 30, 2014, the City's staff was comprised of 57 full- time or part-time employees, and numerous part-time temporary and seasonal employees. Staff is responsible for the following City services:  Public Safety - The City provides round-the-clock police services under a contract with the Santa Clara County Sheriff's offices. Emergency management and Fire services are provided by a special district. Code enforcement and inspection services are provided by City employees.  Public Works/Maintenance - The City builds and maintains its parks, streets, curbs, gutters, and related public property with a force of 21 employees. Major projects may be contracted out to reduce costs.  Community Development - Zoning administration, plan checking and advance planning services are provided by 12 employees.  Culture, Recreation and Community Support services are provided by a total of 10 employees.  General Government services are provided by a total of 14 employees. As required by GAAP, these basic financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City Council acts as the governing board. In addition, the City staff performs all administrative and accounting functions for these entities and these entities provide their services entirely to the City. Blended component units, although legally separate entities are, in substance, part of the City's operations and data from these units are combined with data of the City. Discretely presented component units, on the other hand, are reported in a separate column in the government-wide financial statements to emphasize their legal separateness from the City. Each blended component unit has a June 30 year-end. The City had no discretely presented component units. The following entity is reported as blended component unit: Lighting and Landscaping Assessment District - The Lighting and Landscaping Assessment District (the District) was established in 1980, for the levy and the collection of assessments upon the several lots or parcels of land in the District, and for the construction or installation of improvements, i ncluding CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 51 maintenance. The District is reported as a blended component unit of the City because it has the same Governing Board as the City. The activity for the District has been included in the accompanying basic financial statements and no separate financial statements are issued. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government-Wide Financial Statements The City's government-wide financial statements include a Statement of Net Position and a Statement of Activities and Changes in Net Position. These statements present summaries of governmental activities for the City. Fiduciary activities of the City are not included in these statements. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, long-term liabilities, and deferred inflows and outflows of resources are included in the accompanying Statement of Net Position. The Statement of Activities presents changes in net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions are reported as program revenues for the City in three categories:  Charges for services  Operating grants and contributions  Capital grants and contributions Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables, and receivables. All internal balances in the Statement of Net Position have been eliminated. The following interfund activities have been eliminated:  Transfers in/Transfers out  Internal Service Fund charges  Land and Lighting District Service Fees Deferred Outflow of Resources and Deferred Inflow of Resources Deferred outflow of resources is a consumption of net assets by the City that is applicable to a future reporting period, such as prepaid items and deferred charges. Deferred inflow of resources is an acquisition of net assets by the City that is applicable to a future reporting period, such as unearned revenue and advance collections. Unearned Revenue CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 52 Unearned revenue arises when assets are received before revenue recognition criteria have been satisfied. Grants and entitlements received before eligibility requirements are met are recorded as deferred inflows from unearned revenue. In the governmental fund financial statements, receivables as sociated with non- exchange transactions that will not be collected within the availability period have been recorded as deferred inflows from unearned revenue. Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non-major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net position as presented in these statements to the net position presented in the government-wide financial statements. The City has presented all major funds that met the applicable criteria. The following funds are major funds: General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets , deferred outflows of resources, current liabilities and deferred inflows of resources are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Accordingly, revenues are recorded when received in cash, except that revenues subject to accrual (up to 45 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Fines, forfeitures, licenses and permits and parking meter revenues are not susceptible to accrual because they are usually not measurable until received in cash. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Unearned revenues arise when potential revenues do not meet both the "measurable" and "available" criteria for recognition in the current period. Unearned revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods when both revenue recognition criteria are met or when the government has a legal claim to the resources, the unearned revenue is removed from the combined balance sheet and revenue is recognized. Reconciliation of the Fund Financial Statements to the Government -Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 53 Proprietary Funds The City’s internal service funds are proprietary funds. In the fund financial statements, proprietary funds are presented using the accrual basis of accounting. Revenues are recognized when they are earned and expenses are recognized when the related goods or services are delivere d. In the fund financial statements, proprietary funds are presented using the “economic resources measurement focus”. This means all assets and liabilities (whether current or noncurrent) associated with their activities are included on their balance sheets. Proprietary fund type operating statements present increases (revenues) and decreases (expenses) in total net position. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal value. Non-operating revenues, such as subsidies, taxes, and investment earnings result from non-exchange transactions or ancillary activities. Amounts paid to acquire capital assets are capitalized as assets in the internal service funds financial statements. Internal service funds account for charges to City departments for services provided, on a cost reimbursement basis, in the following areas: general liability, workers’ compensation, office stores, information technology services, vehicle maintenance, building maintenance, equipment replacement, and information technology replacement. Fiduciary Fund Financial Statements During fiscal year 2014/15 the City has no fiduciary responsibility as prior reported agency funds have been transferred to other outside government agencies. C. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. Deposit and Investment Risk Disclosures - In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB Statement No. 3), certain disclosure requirements, if applicable, for Deposits and Investment Risks in the following areas:  Interest Rate Risk  Credit Risk ▬ Overall ▬ Custodial Credit Risk ▬ Concentrations of Credit Risk  Foreign Currency Risk Other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments, credit quality at year-end and other disclosures. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 54 The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in St ructured Notes and Asset Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset -Backed Securities are subject to market risk as to change in interest rates. D. Inter-fund Transactions Inter-fund services provided and used are accounted for as revenue, expenditures or expenses, as appropriate. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursed fund. All other inter-fund transactions, except for inter-fund services provided and used and reimbursements, are reported as transfers. Nonrecurring or non -routine permanent transfers of equity are reported as residual equity transfers. All other inter-fund transfers are reported as transfers. E. Capital Assets Capital assets, including land, buildings, improvements, furniture, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental activities in the government-wide financial statements. Capital assets were recorded at historical cost or estimated historical cost if actual cost was not available. Donated assets were valued at their fair market value on the date of donation. City policy has set the capitalization threshold for reporting capital assets at $10,000. The City has chosen the Modified Approach for reporting the streets subsystem of infrastructure capital assets. Depreciation is recorded on a straight-line basis over the useful lives of the assets as follows: Buildings and structures 40 Years Machinery and equipment 5 to 10 Years Infrastructure 15 to 50 Years In June 1999, GASB issued Statement No. 34 Basic Financial Statements – and Management’s Discussion and Analysis – for State and Local Governments which requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with Statement No. 34, the City has included the value of all infrastructure assets in its basic financial statements. The City defines infrastructure as the basic physical assets that allow the City to function, which includes the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. The City elected to use the Modified Approach as defined by GASB Statement No. 34 for CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 55 infrastructure reporting of its streets, concrete and asphalt pavements. The City commissioned a physical assessment of the streets condition as of June 30, 2013. This condition assessment was performed in the fall of 2013 with the final report presented in March, 2014. A Pavement Condition Index (PCI) was assigned to each street segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to segments of street that have the physical characteristics of a new street. The following conditions were defined: The City's policy relative to maintaining the street assets is to achieve an average rating of 70 for all street segments. This acceptable rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. For all other infrastructure systems, the City elected to use the Basic Approach as defined by GASB Statement No. 34 for infrastructure reporting. An appraisal determined the original cost, which is defined as the act ual cost to acquire new property in accordance with market prices at the time of first construction/acquisition. Original costs were developed in one of three ways: 1) historical records; 2) standard unit costs appropriate for the construction/acquisition date; or 3) present cost indexed by a reciprocal factor of the price increase from the construction/acquisition date to the current date. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line, unrecovered cost method was computed using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. F. Interest Payable In the government-wide financial statements, interest payable of long-term debt is recognized as an incurred liability for governmental fund types. The City has not allocated the interest on long -term debt to departments. In the fund financial statements, governmental fund types do not recognize the interest payable when the liability is incurred. Interest on long-term debt is recorded in the fund statements when payment is made. G. Claims Payable The City records a liability to reflect an actuarial estimate of ultimate uninsured losses for both general liability claims (including property damage claims) and workers' compensation claims. The estimated Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 56 liability for workers' compensation claims and general liability claims includes "incurred but not reported" (IBNR) claims. There is no fixed payment schedule to pay these liabilities. H. Compensated Absences In the government-wide financial statements, compensated absences are recorded as incurred and the related expenses and liabilities are reported. In the fund financial statements, compensated absences are recorded as expenditures in the years paid, as it is the City's policy to liquidate any unpaid compensated absences at June 30 from future resources, rather than currently available financial resources. Only the amounts which become due at June 30 are reported in the fund financial statements as a liability. I. Long- Term Obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financial sources. Premiums received on debt issuance are reported as other financing sources while discounts on debt issuance reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. J. Fund Balances In February 2009, the Governmental Accounting Standards Board (GASB) issued Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. This standard left unchanged the total amount reported as fund balance, but substantially altered the categories and terminology used to describe its components. Rather than focus on financial resources available for appropriation, the new categories focus on “the extent for which the government is bound to honor constraints in the specific purposes for which amounts in the reserve can be spent”. The components of fund balance are now categorized as follows: “non-spendable fund balance”, resources that are inherently non-spendable from the vantage point of the current period; “restricted fund balance”, resources that are subject to enforceable legal restrictions; “committed fund balance”, resources whose specified use is constrained by limitations the government entity imposes upon itself through formal action at its highest level of decision making and remains binding unless removed in the same manner; “assigned fund balance”, resources that reflects a government’s intended general use of resources, such intent would have to be established at either the highest level of decision making, by a body, or an official designated for that purpose; and “unassigned fund balance”, net resources in excess of what can properly be classified in one of the other four categories. Currently, the City’s fund balance CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 57 reserves fall into one of the four spendable categories; restricted, committed, assigned, or unassigned fund balance. The City maintains three restricted fund balances constrained by external legal restrictions that can be spent only for the stipulated purposes. These fund balances are:  Special Assessments Fund Balance – collectively represents year-end fund balances of twenty- five landscape and/or lighting assessment districts which use is restricted to the individual district.  Environmental Services Fund Balance – represents surcharges collected on solid waste bills for use as supplemental funding of Environmental Services program fees for household hazardous waste fees, storm drain, street sweeping, and other pollution mitigation expenses related to integrated waste programs and storm water management. These funds are used to supplement environmental expenditures by using $50,000 per year.  Debt Service Fund Balance – represents funding collected for and use in the City’s general obligation bond debt. The committed category, in which fund balance is constrained by limitations that the government imposes upon itself at its highest level of decision making by formal vote on a resolution of the City Council, and remains binding unless removed in the same manner, includes the following:  Capital Improvement Program (CIP) Fund Balance – represents the collective balance of funding appropriated for specific capital improvement projects. Capital Projects are funded through direct revenues or budgeted transfers for improvement work within the following program funds: Streets, Park & Trail, Facility, or Administrative Improvements.  Hillside Stability - funding set aside for use either in emergency repairs or high-cost and non- routine mitigation of hillside or landslide projects. In the assigned category, fund balance reflects an intended use as established by Council. Use of Assigned Fund Balance is approved by formal vote of the Council or official authorized to assign amounts to a specific purpose, either through specific action, fund balance policy, or through budget direction and approval. This category includes the following reserves:  Future Capital & Efficiency Funding - represents General Fund funding set aside for capital and/or efficiency projects but not yet committed for a specific improvement project. During fiscal year 2014/15, Council directed the use of $500,000 of the Future Capital & Efficiency Reserve balance toward the $3,294,619 partial payment of the Unfunded Accrued Liability.  Facility Replacement Reserve – represents accumulated funding for the future replacement, major rehabilitation, or new construction of City-owned facilities. This funding is to be used for funding the construction or provide for the services of related debt, but is not yet committed for a specific improvement project.  Carryforward – represents either prior-year funds designated for one-time operational activities not yet completed by year-end, or to carryforward prior-year funding for specific activities as directed by Council. Carryover funds are appropriated for use in the following fiscal year. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 58 The Unassigned Fund Balance category represents funding which may be held for specific types of uses or stabilization purposes, but is not yet directed to be used for a specific purpose. Reserve amounts are determined by, and align with, fund policy direction.  Working Capital Reserve – provides funds for cash flow. Council policy set aside $2,000,000 on July 1, 1999, to be increased annually by an amount equal to the interest the City earned on the equivalent amount of cash and investments. As of June 30, 2015 the Working Capital Reserve balance is $2,000,007. During fiscal year 2014/15, Council directed the use of $930,184 of Working Capital Reserve toward the $3,294,619 partial payment of the Unfunded Accrued Liability.  Fiscal Stabilization Reserve – Council policy is to maintain $1,500,000 for use by Council direction in case of disasters, emergencies, and economic downturns. As of June 30, 2015, the Fiscal Stabilization Reserve balance is $1,000,000. During fiscal year 2014/15, Council directed the use of $500,000 of Fiscal Stabilization Reserve toward the $3,294,619 partial payment of the Unfunded Accrued Liability.  Development Services Reserve– represents reserve funds collected for development services to be used to support multi-year funding levels for zoning administration, inspection services, and development regulation programs during periods where expenditures exceed revenues.  Compensated Absences Reserve – represents reserve funding for employee payout compensation equal to the one-third of annual liability balance. This funding level is anticipated to be the maximum potential payout in excess of budgeted salary in a fiscal year.  Other Unassigned Fund Balance – represents funding not yet appropriated or assigned for use. Council policy is to maintain a minimum of $500,000 in unassigned funds as a buffer for unplanned expenditures or revenue shortfalls. Flow Assumption / Spending Order Policy – When expenditures are incurred for purposes for which both restricted and unrestricted fund balance is available, the City considers restricted funds to be spent first. When expenditures are incurred for which committed, assigned, or unassigned fund balances are available, the City considers amounts to be spent first out of committed funds, then assigned funds, and finally unassigned funds, as needed, unless the City Council has directed otherwise. K. Net Position In the government-wide financial statements, net position is classified in the following categories:  Net Investment in Capital Assets – This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. In addition, deferred outflows of resources and deferred inflows of resources that are attributable to the acquisition, construction, or improvement of those assets or related debt also are included in the net investment in capital assets component of net position.  Restricted Net Position – This amount is restricted by external creditors, grantors, contributors, or laws or regulations of other governments. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 59  Unrestricted Net Position – This amount is all net position that does not meet the definition of "invested in capital assets, net of related debt" or "restricted net position." L. Use of Restricted/Unrestricted Net Position When an expense is incurred for purposes for which both restricted and unrestricted net positions are available, the City's policy is to apply restricted net position first. M. Property Tax and Special Assessments County tax assessments include secured and unsecured property taxes and special assessments. "Unsecured" refers to taxes on personal property. These tax assessments are secured by liens on the property being taxed. Revenue is recognized in the period for which the tax and assessment is levied. The County of Santa Clara levies, bills and collects property taxes for the City, the County remits the entire amount levied and handles all delinquencies, retaining interest and penalties. Secured and unsecured property taxes are levied on January 1. Secured property tax is due in two installments on November 1 and February 1, and becomes a lien on those dates. It becomes delinquent on December 10 and April 10, respectively. Unsecured property tax is due on July 1 and becomes delinquent on August 31. N. Use of Estimates The preparation of basic financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. O. Subsequent Events Management has reviewed subsequent events and transactions that occurred after the date of the financial statements through the date of issuance. The financial statements include all events or transactions, including estimates, required to be recognized in accordance with generally accepted accounting principles. Management has determined that there are no non-recognized subsequent events that require additional disclosure. P. New GASB Pronouncements A. Implemented New Accounting Pronouncements GASB Statement No. 68 - Accounting and Financial Reporting for Pensions - an amendment of GASB Statement No. 27 (Issued 06/12). The primary objective of this Statement is to improve CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 60 accounting and financial reporting by state and local governments for pensions. It also improves information provided by state and local governmental employers about financial support for pensions that is provided by other entities. This Statement replaces the requirements of Statement No. 27, Accounting for Pensions by State and Local Governmental Employers, as well as the requirements of Statement No. 50, Pension Disclosures, as they relate to pensions that are provided through pension plans administered as trusts or equivalent arrangements (hereafter jointly re ferred to as trusts) that meet certain criteria. This Statement establishes a definition of a pension plan that reflects the primary activities associated with the pension arrangement-determining pensions, accumulating and managing assets dedicated for pensions, and paying benefits to plan members as they come due. This Statement has been implemented as of June 30, 2015. See Note 7 for information related to the financial statement impact of this Statement. GASB Statement No. 69 – In January, 2013, GASB issued Statement No. 69, Government Combinations and Disposal of Government Operations. This Statement establishes accounting and financial reporting standards related to government combinations and disposal of government operations. As used in this Statement, combinations include a variety of transactions referred to as mergers, acquisitions, and transfers of operations. There is no financial statement effect related to this Statement. GASB Statement No. 70 – In April, 2013, GASB issued Statement No 70, Accounting and Financial Reporting for Non-exchange Financial Guarantees. Some governments extend financial guarantees for the obligations of another government, a not-for-profit entity, or private entity without directly receiving equal or approximately equal value in exchange (a non-exchange transaction). The City does not participate in non-exchange transactions. Therefore, this Statement has no financial statement effect. GASB Statement No. 71 – In November, 2013, GASB issued Statement No 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68. The objective of this Statement is to address an issue regarding application of the transiti on provisions of Statement No. 68, Accounting and Financial Reporting for Pensions. The issue relates to amounts associated with contributions, if any, made by a state or local government employer or non-employer contributing entity to a defined benefit pension plan after the measurement date of the government’s beginning net pension liability. The provisions of this Statement were required to be applied simultaneously with the provisions of Statement 68 and have been implemented as of June 30, 2015. See Note 7 for information related to the financial statement impact of this Statement. B. Upcoming Accounting and Reporting Changes GASB Statement No. 72 – In February, 2015, GASB issued Statement No 72, Fair Value Measurement and Application. This Statement addresses accounting and financial reporting issues related to fair value measurements. The definition of fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. This Statement provides guidance for determining a fair value measurement for CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 61 financial reporting purposes. This Statement also provides guidance for applying fair value to certain investments and disclosures related to all fair value measurements. The requirements of this Statement are effective for financial statements for periods beginning after June 15, 2015 (fiscal year ending June 30, 2016). The City is in the process of determining the impact this statement will have on the financial statements, but does not anticipate a material impact on its financial statements. GASB Statement No. 73 – Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68. Effective date: the provisions in Statement 73 are effective for fiscal years beginning after June 15, 2015—except those provisions that address employers and governmental non-employer contributing entities for pensions that are not within the scope of Statement 68, which are effective for fiscal years beginning after June 15, 2016. The objective of this Statement is to improve the usefulness of information about pensions included in the general purpose external financial reports of state and local governments for making decisions and assessing accountability. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits with regard to providing decision-useful information, supporting assessments of accountability and inter-period equity, and creating additional transparency. This Statement also clarifies the application of certain provisions of Statements 67 and 68 with regard to the following issues:  Information that is required to be presented as notes to the 10 -year schedules of required supplementary information about investment-related factors that significantly affect trends in the amounts reported  Accounting and financial reporting for separately financed specific liabilities of individual employers and non-employer contributing entities for defined benefit pensions  Timing of employer recognition of revenue for the support of non -employer contributing entities not in a special funding situation. Management is in the process of determining the effect this Statement will have on the financial statements, but does not anticipate a material impact. GASB Statement No. 74 – Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans. Effective date: the provisions in Statement 74 are effective for fiscal years beginning after June 15, 2016. The objective of this Statement is to improve the usefulness of information about postemployment benefits other than pensions (other postemployment benefits or OPEB) included in the general purpose external financial reports of state and local governmental OPEB plans for making decisions and assessing accountability. This Statement replaces Statements No. 43, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, as amended, and No. 57, OPEB Measurements by Agent Employers and Agent Multiple-Employer Plans. It also includes requirements for defined contribution OPEB plans that replace the requirements for those OPEB plans in Statement No. 25, Financial Reporting for Defined Benefit Pension Plans and Note Disclosures for Defined Contribution Plans, as amended, Statement 43, and Statement No. 50, Pension Disclosures. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 62 The scope of this Statement includes OPEB plans—defined benefit and defined contribution— administered through trusts that meet the following criteria:  Contributions from employers and non-employer contributing entities to the OPEB plan and earnings on those contributions are irrevocable.  OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms.  OPEB plan assets are legally protected from the creditors of employers, non-employer contributing entities, and the OPEB plan administrator. If the plan is a defined benefit OPEB plan, plan assets also are legally protected from creditors of the plan members. The City does not offer OPEB plans to its employees. Therefore, this statement will have no financial statement effect. GASB Statement No. 75 – Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. Effective date: the provisions in Statement 75 are effective for fiscal years beginning after June 15, 2017. The primary objective of this Statement is to improve accounting and financial reporting by state and local governments for postemployment benefits other than pensions (other postemployment benefits or OPEB). It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities. This Statement replaces the requirements of Statements No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions, as amended, and No. 57, OPEB Measurements by Agent Employers and Agent Multiple-Employer Plans, for OPEB. Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, establishes new accounting and financial reporting requirements for OPEB plans. The scope of this Statement addresses accounting and financial reporting for OPEB that is provided to the employees of state and local governmental employers. This Statement establishes standards for recognizing and measuring liabilities, deferred outflows of resources, deferred inflows of resources, and expense/expenditures. For defined benefit OPEB, this Statement identifies the methods and assumptions that are required to be used to project benefit payments, discount projected benefit payments to their actuarial present value, and attribute that present value to periods of employee service. Note disclosure and required supplementary information requirements about defined benefit OPEB also are addressed. In addition, this Statement details the recognition and disclosure requirements for employers with payables to defined benefit OPEB plans that are administered through trusts that meet the specified criteria and for employers whose employees are provided with defined contribution OPEB. This Statement also addresses certain circumstances in which a nonemployer entity provides financial support for OPEB of employees of another entity. In this Statement, distinctions are made regarding the particular requirements depending upon whether the OPEB plans through which the benefits are provided are administered through trusts that meet the following criteria:  Contributions from employers and nonemployer contributing entities to the OPEB plan and earnings on those contributions are irrevocable. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 63  OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms.  OPEB plan assets are legally protected from the creditors of employers, nonemployer contributing entities, the OPEB plan administrator, and the plan members. The City does not offer OPEB plans to its employees. Therefore, this statement will have no financial statement effect. GASB Statement No. 76 – The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments. Effective date: the provisions in Statement 76 are effective for reporting periods beginning after June 15, 2015. The objective of this Statement is to identify—in the context of the current governmental financial reporting environment—the hierarchy of generally accepted accounting principles (GAAP). The “GAAP hierarchy” consists of the sources of accounting principles used to prepare financial statements of state and local governmental entities in conformity with GAAP and the framework for selecting those principles. This Statement reduces the GAAP hierarchy to two categories of authoritative GAAP and addresses the use of authoritative and nonauthoritative literature in the event that the accounting treatment for a transaction or other event is not specified within a source of authoritative GAAP. This Statement supersedes Statement No. 55, The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments. The requirements of this Statement are effective for financial statements for periods beginning after June 15, 2015, and should be applied retroactively. Management anticipates that this statement will not have a material impact on the City’s financial statements. GASB Statement No. 77 – Tax Abatement Disclosures. Effective date: the requirements of this Statement are effective for reporting periods beginning after December 15, 2015. This Statement requires governments that enter into tax abatement agreements to disclose the following information about the agreements:  Brief descriptive information, such as the tax being abated, the authority under which tax abatements are provided, eligibility criteria, the mechanism by which taxes are abated, provisions for recapturing abated taxes, and the types of commitments made by tax abatement recipients  The gross dollar amount of taxes abated during the period  Commitments made by a government, other than to abate taxes, as part of a tax abatement agreement. Management anticipates that this statement will not have a material impact on the City’s financial statements. Q. Pensions For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Local Government of Example’s California Public Employees’ Retireme nt System (CalPERS) plans (Plans) and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 64 employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value NOTE 2 - CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated to the funds based on average month-end cash and investment balances in these funds. The City has the following cash and investments at June 30, 2015: The City's Cash and Investments at June 30, 2015, in more detail: A. Cash Deposits The carrying amounts of the City's cash deposits were $451,909 at June 30, 2015. Bank balances before reconciling items were $995,530 at that date due to deposits in transit and outstanding checks. The total amount was collateralized or insured with securities held by the pledging financial institutions. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest, and places the City ahead of general creditors of the institution. The market value of pledged securities must equal at least 110 percent of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes that have a value of 150 percent of the City's total cash deposits. The City has waived the collateral requirements for cash deposits which are fully insured to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Other accounts are insured up to $250,000 per custodian within agency. Statement of Net Position Governmental Activities Cash and investments 19,245,651$ Cash and cash equivalents: Petty cash 1,450$ Demand deposits 528,498 Total Cash and Cash Equivalents 529,948 Investments: Local Agency Investment Fund (LAIF)18,715,703 Total Cash and Investments 19,245,651$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 65 The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income from cash and investments with fiscal agents is credited directly to the related fund. B. Investments Under the provisions of the City's investment policy, and in accordance with California Government Code, the following investments are authorized:  Securities of the U.S. Government or its agencies.  Certificates of Deposit (or Time Deposits) placed with commercial banks and/or savings and loan companies.  Negotiable Certificates of Deposit.  California Local Agency Investment Fund.  Investment-grade obligations of State, local governments or public authorities.  Money market mutual funds.  Passbook savings account and demand deposits. The City is in compliance with GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investments Pools which requires the City's investments be recorded at fair value instead of cost. Under GASB 31, the carrying value of investments are adjusted to reflect their fair value at each fiscal year-end, with the effects of these adjustments included in the carrying value of the investments. C. External Investment Pool The City's investments with LAIF at June 30, 2015, include a portion of the pool funds invested in Structured Notes and Asset-Backed Securities. These investments include the following:  Structured Notes - debt securities (other than asset-backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options.  Asset-Backed Securities - the bulk of which are mortgage-backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMO's) or credit card receivables. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The approved investments policy is listed on the LAIF website, located at http://www.treasurer.ca.gov/pmia-laif/ As of June 30, 2015, the City had $18,715,703 invested in LAIF. The LAIF fair value factor of 1.00037573 was used to calculate the fair value of the investments in LAIF. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 66 D. Risk Disclosures Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the term of an investment’s maturity, the greater the sensitivity to changes in market interest rates. Although the City’s investment policy allows for a broad range of investment instruments with varying terms of maturity, investments are limited to the Local Agency Investment Fund (LAIF) which is managed by the State Treasurer Office and overseen by the Pooled Money Investment Board, the State Treasurer investment committee, and a Local Agency Advisory Board. Included in LAIF’s investment portfolio are U.S. Treasuries, Federal Agency obligations, time deposits, negotiable certificates of deposits, commercial paper, corporate bonds, and security loans. Funds are available for withdrawal on demand, and are recorded on an amortized cost basis. At June 30, 2015, these investments had a weighted average maturity of 239 days. The City had the following invested in LAIF: Credit Risk As of June 30, 2015, the City's investments in external investment pools are unrated. The City only invests in LAIF, therefore has no other policy relating to the credit risk of investments. Custodial Credit Risk For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City did not hold any securities through investment counterparties at the year ended June 30, 2015. Investment Maturities in Years Fair Less Than Value One Year State of California - Local Agency Investment Fund (LAIF)18,715,703$ 18,715,703$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 67 NOTE 3 - FUND FINANCIAL STATEMENTS INTERFUND TRANSACTIONS Transfers In/Out Transfers for the year ended June 30, 2015 were as follows: The Capital Improvement Fund received monies from the General Fund adopted in the Budget in the amount of $1,767,108. $730,000 was allocated for street, sidewalk, and storm drain repair, $443,445 for trail improvements, $479,900 for various facility improvements, and $80,000 for various administrative projects. $101,000 was transferred from projects that were closed during the fiscal year. The Special Revenue Fund received monies of $1,000 from the Capital Improvement Fund to offset costs associated with the creation of a new Landscape and Lighting District. Transfer in Transfer out Amount Special Revenue Capital Improvement Fund 1,000$ 1,000 Capital Improvement Fund Capital Improvement Fund 101,010 General Fund 1,666,098 1,767,108 Total 1,768,108$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 68 NOTE 4 - CAPITAL ASSETS Capital asset activity for the year ended June 30, 2015 is illustrated in the following table: In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Position. The City elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its pavement system. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the "Modified Approach" is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the Basic Approach whereby accumulated depreciation and depreciation expense have been recorded. Primary Government Balance Balance July 1, 2014 Additions Retirements Reclassifications June 30, 2015 Governmental activities: Capital assets, not being depreciated: Land and land improvements 14,585,401$ 300,000$ -$ -$ 14,885,401$ Construction in progress 8,524,764 1,806,039 (2,974,758) - 7,356,045 Infrastructure: Street pavement system 49,155,619 2,464,219 - - 51,619,838 Total capital assets, not being depreciated 72,265,784 4,570,258 (2,974,758) - 73,861,284 Capital assets, being depreciated: Buildings and structures 25,701,330 210,539 - - 25,911,869 Machinery and equipment Governmental funds 1,648,074 35,343 (95,963) - 1,587,454 Internal service funds 941,366 51,195 - - 992,561 Infrastructure: Bridges 1,563,654 - - - 1,563,654 Signs and lights 1,835,143 - - - 1,835,143 Drainage system 40,100,053 - - - 40,100,053 Sidewalks 12,372,322 - - - 12,372,322 Total capital assets, being depreciated 84,161,942 297,077 (95,963) - 84,363,056 Accumulated depreciation: Buildings and structures (7,962,868) (696,481) - - (8,659,349) Machinery and equipment Governmental funds (1,132,039) (74,096) 95,963 - (1,110,172) Internal service funds (741,528) (55,134) - - (796,662) Infrastructure: Bridges (1,076,417) (22,347) - - (1,098,763) Signs and lights (1,057,525) (63,690) - - (1,121,215) Drainage system (15,533,372) (802,001) - - (16,335,373) Sidewalks (5,752,109) (326,157) - - (6,078,266) Total accumulated depreciation (33,255,857) (2,039,906) 95,963 - (35,199,800) Total capital assets, being depreciated, net 50,906,085 (1,742,828) - - 49,163,257 Governmental activities capital assets, net 123,171,869$ 2,827,430$ (2,974,758)$ -$ 123,024,541$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 69 NOTE 5 – LONG-TERM OBLIGATIONS A summary of the City's long-term obligations transactions for the year ended June 30, 2015, is presented below: General Obligation 2011 Library Bonds - Original Issue $11,995,000 On July 14, 2011, the City issued General Obligation Bonds Series 2011 in the amount of $11,995,000. The bonds were issued to fully refund the General Obligation 2001 Library Bonds. The bonds are payable from and secured by certain property taxes within the City. Interest on the bonds ranges from 2.0 percent to 4.0 percent and is payable on February 1 and August 1 of each year, commencing February 1, 2012. Principal is due annually beginning on August 1, 2012, in amounts ranging from $455,000 to $790,000, with a final payment on August 1, 2031 of $820,000. The bonds maturing on or before August 1, 2021 are not subject to redemption prior to their respective stated maturity dates. Bonds maturing on or after August 1, 2022 are subject to redemption prior to their respective stated maturity dates at the option of the city at the principal amount of the bonds called for redemption, together with interest accrued thereon to the date of redemption, without premium. The annual debt service requirements on these bonds are as follows: Compensated Absences The City's liability for vested and unpaid compensated absences (accrued vacation and sick pay) has been accrued and amounts to $624,500 at June 30, 2015. The compensated absences liability will generally be liquidated through the General Fund. Classification Balance Balance Due Within Due In More Description July 1, 2014 Additions Retirements June 30, 2015 One Year Than One Year General Obligation Bonds: 2011 Library bonds 11,055,000 - (495,000) 10,560,000 500,000 10,060,000 Net original issue premium 394,062 - (21,892) 372,170 21,892 350,278 Compensated absences 671,537 - (47,037) 624,500 404,988 219,512 Total 12,120,599$ -$ (563,929)$ 11,556,670$ 926,880$ 10,629,790$ Year Ended Principal Interest Total 2016 500,000$ 383,335$ 883,335$ 2017 475,000 371,210 846,210 2018 485,000 356,810 841,810 2019 500,000 339,535 839,535 2020 525,000 319,035 844,035 2021-2025 2,930,000 1,278,050 4,208,050 2026-2030 3,535,000 673,638 4,208,638 2031-2032 1,610,000 65,000 1,675,000 Total 10,560,000$ 3,786,613$ 14,346,613$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 70 NOTE 6 - RISK MANAGEMENT The City participates in the two following public entity risk pools: ABAG Plan Corporation (ABAG PLAN) - covers general liability claims up to a limit of $5 million and purchases an additional $15 million of excess insurance coverage, for a total of $20 million per occurrence limit. The City has a deductible or uninsured liability of up to $25,000 per claim. Once the City's deductible is met, ABAG PLAN becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2014, the City contributed $182,465 for current year coverage and received no refund of prior year excess contributions. ABAG Workers' Compensation Pool Insurance Authority (ABAG POOL) – covers workers' compensation coverage up to $250,000 and excess coverage provides an employer liability limit of $5 million per occurrence, and workers’ compensation per occurrence limit to $100 million. The City has no deductible for these claims. During the fiscal year ended June 30, 2015, the City contributed $139,776 for current year coverage. The City's contribution equals the ratio of the City's payroll to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. There have been no significant reductions of insurance settlements that exceeded insurance coverage for the past three years. The workers’ compensation and general liability claims payable of $134,254 reported at June 30, 2015, are based on the requirements of GASB Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the basic financial statements indicates that it is probable that a liability has incurred at the date of the basic financial statements and the amount of the loss can be reasonably estimated. Changes in the claims payable amounts were as follows: The General Fund has been used in the prior years to liquidate the liability for claims and judgments. Each risk pool is governed by a board consisting of representatives from member municipalities. The board controls the operations of each risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on the Board. Year Ended Year Ended June 30, 2015 June 30, 2014 Claims payable, beginning of year 39,500$ 24,800$ Fiscal year claims and changes in estimates 134,254 14,700 Claims payments (39,500) - Claims payable, end of year 134,254$ 39,500$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 71 The following represents summary audited financial information of ABAG Plan Corporation and the ABAG Workers’ Compensation Pool Insurance Authority for the fiscal year ended June 30, 2014 (most recent available): Audited financial information for each risk pool may be obtained from ABAG at P.O. Box 2089, Oakland, California 94604-2089. NOTE 7 - RETIREMENT PLANS Defined Benefit Pension Plan Plan Description – All CalPERS qualified employees are eligible to participate in the City’s Miscellaneous Employee Pension Plan (the Plan), a cost-sharing multiple-employer defined benefit pension plan administered by the California Public Employees’ Retirement System (CalPERS). CalPERS act as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by State statute and City ordinance. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website or copies of these reports may be obtained from their Executive Office located at 400 P Street, Sacramento, California 95811. Benefits Provided – CalPERS provides service retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 55. All members are eligible for non-duty disability death benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1959 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the Plan are applied as specified by the Public Employee’s Retirement Law. The Plan’s provisions and benefits in effect at June 30, 2015, are summarized as follows: Plan Comp Shared Corporation Risk Pool Total Assets 43,297,653$ 4,392,425$ Total Liabilities 30,226,598 877,821 Net Position 13,071,055$ 3,514,604$ Total Revenues 7,805,136$ 844,159$ Total Expenses 1,177,087 511,694 Net Increase in Net Position 6,628,049$ 332,465$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 72 The amounts reported in the Classic-Tier 2 and PEPRA accounting valuation reports were immaterial to the City’s financial statements. Therefore, that information has not been included in this disclosure and the components related to the net pension liability and pension expense from these tiers have not been included in the financial statements. Employees Covered – At June 30, 2015, the following employees were covered by the benefit terms for the Plan: Contributions – Section 20814(c) of California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers are determined on an annual basis by an actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. For the year ended June 30, 2015, the contributions recognized as part of pension expense for the Plan were as follows: New Employees Tier 1 Tier 2 PEPRA Hire date Before May 12, 2012 Hired on or after May 12, 2012 Hired on or after January 1, 2013 Benefit formula 2% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 Years 5 Years 5 Years Benefit payments Monthly for Life Monthly for Life Monthly for Life Retirement age 55 60 62 Monthly benefits as a % of eligible compensation 2.0% to 2.5%2.0%2.0% Required employee contribution rates 8%7%6.50% Required employer contribution rates 15.58%8.77%6.70% Classic Employees Miscellaneous Inactive employees receiving benefits 92 Inactive employees entitiled to but not receiving benefits 96 Active members 55 Total 243 Miscellaneous Contributions - employer $ 918,919 Contributions - employee 416,529 CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 73 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2015, the City reported net pension liabilities for its proportionate sha re of the net pension liability of the Plan as follows: The City’s net pension liability for the Plan is measured as the proportionate share of the net pension liability. The net pension liability of the Plan is measured at June 30, 2014, and the total pension liability for the plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2013 rolled forward to June 30, 2014 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of the contributions to the pension plan relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability for the Plan as of June 30, 2013 and 2014 was as follows: For the year ended June 30, 2015, the City recognized a negative pension expense of (-$299,120). At June 30, 2015, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: The City reported $609,860 as deferred outflows of resources related to contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ende d June 30, 2016. Proportionate Share of Net Pension Liability Miscellaneous $ 6,945,916 Total Net Pension Liability $ 6,945,916 Miscellaneous Proportion - June 30, 2013 0.2896% Proportion - June 30, 2014 0.2810% Change -0.0086% Deferred Outflows of Resources Deferred Inflows of Resources 609,860$ -$ Adjustment due to Differences in Proportions 145,474 - (51,955) 583,537 (2,334,150) 703,379$ (1,750,613)$ Pension contributions subsequent to measurement date Amortization of differences in earnings and proportions Net differences between projected and actual earnings on plan investments Total CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 74 Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Actuarial Assumptions – The total pension liabilities in the June 30, 2013 actuarial valuations were determined using the following actuarial assumptions: The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2013 valuation were based on the results of a January 2014 actuarial experience study for the period 1997 to 2011. Further details of the Experience Study can be found on the CalPERS website. Fiscal Year Ended June 30 Recognized to Pension Expense 2016 531,582$ 2017 531,582 2018 531,582 2019 531,582 Total 2,126,328$ Miscellaneous Valuation Date June 30, 2013 Measurement Date June 30, 2014 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.50% Inflation 2.75% Payroll Growth 3.00% Projected Salary Increase 3.3% - 14.2% (1) Investment Rate of Return 7.5% (2) Mortality (3) (3) Derived using CalPERS' membership data for all funds (1) Depending on age, service and type of employment (2) Net of pension plan investment expenses, including inflation CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 75 Discount Rate – The discount rate used to measure the total pension liability was 7.50 percent for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for the Plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans ran out of assets. Therefore, the current 7.50 percent discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.50 percent will be applied to all plan in the Public Employees’ Retirement Fund (PERF). The stress test results are presented in the detailed report that can be obtained from the CalPERS website. According to Paragraph 30 of Statement 68, the long-term discount rate should be determined without reduction for pension plan administrative expense. The 7.50 percent investment return assumption used in this accounting valuation is net of administrative expenses. Administrative expenses are assumed to be 15 basis points. An investment return excluding administrative expenses would have been 7.65 percent. Using this lower discount rate has resulted in a slightly higher Total Pension Liability and Net Pension Liability. CalPERS checked the materiality threshold for the difference in calculation and did not find it to be a material difference. CalPERS is scheduled to review all actuarial assumptions as part of its regular Asset Liability Management (ALM) review cycle that is scheduled to be completed in February 2018. Any changes to the discount rate will require Board action and proper stake holder outreach. For these reason, CalPERS expects to continue using a discount rate net of administrative expenses for GASB 67 and GASB 68 calculations through at least fiscal year 2017/2018. CalPERS wi ll continue to check the materiality of the difference in calculation until such time as we have changed our methodology. The long-term expected rate of return on pension plan investments was determined using a building -block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short -term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short -term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short -term and long- term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 76 Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate – The following presents the City’s proportionate share of the net pension liability for the Plan, calculated using the discount rate for the Plan, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1- percentage point higher than the current rate: Pension Plan Fiduciary Net Position – Detailed information about each pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. New Strategic Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 47.00%5.25%5.71% Global Fixed Income 19.00%0.99%2.43% Inflation Sensitive 6.00%0.45%3.36% Private Equity 12.00%6.83%6.95% Real Estate 11.00%4.50%5.13% Infrastructure and Forestland 3.00%4.50%5.09% Liquidity 2.00%-0.55%-1.05% Total 100.00% (b) An expected inflation of 3.0% used for this period. (a) An expected inflation of 2.5% used for this period. Miscellaneous 1% Decrease 6.50% Net Pension Liability $ 12,375,475 Current Discount Rate 7.50% Net Pension Liability $ 6,945,916 1% Increase 8.50% Net Pension Liability $ 2,439,898 CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 77 NOTE 8 - NET POSITION A. Net Investment in Capital Assets As of June 30, 2015, the net investment in capital assets consisted of the following: B. Restricted Net Position As of June 30, 2015, the restricted net position consisted of the following: NOTE 9 - JOINT POWERS AGREEMENTS The City is a member of several Joint Power Agreements, as follows: The Santa Clara County Valley Transportation Authority (VTA) consists of various cities in the San Francisco Bay area. The Transportation Authority was formed in 1985, by a joint exercise of powers agreement between the County of Santa Clara and the cities of Santa Clara County for the purpose of financing highway capital improvements within the County to serve transportation needs. Financial statements may be obtained from the Traffic Authority at 1754 Technology Drive, Suite 224, San Jose, California 95110. The West Valley Solid Waste Management Joint Powers Authority consists of the west valley cities of Campbell, Los Gatos, Monte Sereno, and Saratoga. The JPA was formed to coordinate efforts in carrying out solid waste collection and disposal activities, and in meeting the mandates of AB939, the States’ Integrated Waste Management Act. The Silicon Valley Regional Interoperability Authority (SVRIA) consists of Silicon Valley agencies formed to coordinate the design and implementation of an interoperable public safety communication system. The Santa Clara County Library System JPA consists of various member agencies as a policy making and governing body of the County’s library system. These JPA's are governed by boards consisting of representatives from their members. The boards control the operations of each JPA, including selection of management and approval of operating budgets, independent of any influence by its members beyond their representation on the board. Capital assets, net 123,024,541$ 2011 general obligation library bonds (10,560,000) Net original issue premium (372,170) Net investment in capital assets 112,092,371$ Environmental Special Debt Services Assessments Service Total Restricted Net Position 363,182$ 867,642$ 906,600$ 2,137,424$ Restricted For CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 78 NOTE 10 - EXCESS EXPENDITURES OVER APPROPRIATIONS There were no excess of expenditures over appropriations in individual funds during fiscal year 2014/15. NOTE 11 - COMMITMENTS AND CONTINGENCIES A. Lawsuits The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are not expected to result in a material adverse financial impact on the City. Additionally, City management believes that the City's insurance programs are sufficient to cover any potential losses should an unfavorable outcome materialize. B. Federal and State Grant Programs The City participates in Federal and State grant programs. These programs are audited by the City's independent accountants in accordance with the provisions of the Federal Single Audit Act Amendments of 1996 and applicable State requirements. For Federal programs, the City reached the level of qualifying cost during the current fiscal year so a single audit was required. Expenditures which may be disallowed, if any, by the granting agencies, cannot be determined at this time. The City expects such amounts, if any, to be immaterial. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015 79 C. Commitments The City had several outstanding contracts or planned construction projects as of June 30, 2015. These projects are evidenced by contractual commitments with contractors and include: In the opinion of City management, there were no additional outstanding matters that would have a significant effect on the financial position of the funds of the City as of June 30, 2015. Guerra Construction Group 1,203,867$ 418,964$ Mark Thomas & Company 397,462 97,023 Amland Corporation 315,200 24,400 Portico, Inc.300,000 95,512 Peele Technologies 252,160 57,894 George Bianchi Construction 230,500 181,880 Sanchez Electric, Inc.139,857 28,136 CXT, Inc.115,500 115,500 Placeworks, Inc.102,415 9,926 Dino Turchet Construction 44,480 44,480 BKF Engineers 35,395 9,018 Mike Brown Electric Co.32,159 32,159 Bartos Architecture, Inc 25,000 25,000 Joson Fence 23,547 23,547 Alta Planning + Design 22,156 22,156 David L. Gates & Associates 20,263 2,931 Peterson Tractor, Inc 18,973 15,002 Our City Forest 17,160 12,350 Tripepi, Smith & Associates 15,500 6,141 Budget Flooring, Inc.14,000 7,246 Heid, W. Jeffrey 9,570 1,715 Fehr Engineering 5,000 2,825 Labor Consultants 3,907 2,375 TJKM 3,845 3,845 Vista Landscaping 3,174 3,174 3,351,090$ 1,243,199$ Vendor Original Commitment Commitment Remaining 80 This page is intentionally blank 81 REQUIRED SUPPLEMENTARY INFORMATION CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2015 82 NOTE 1 - BUDGETARY INFORMATION The following is the budget comparison schedules for General Fund. Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Property taxes 9,763,750$ 10,223,750$ 10,436,622$ 212,872$ Special assessments - - - - Sales taxes 1,085,000 1,085,000 1,224,427 139,427 Other local taxes 785,000 785,000 866,272 81,272 Licenses & permits 1,346,650 1,346,650 1,388,443 41,793 Fines & forfeitures 165,525 165,525 172,888 7,363 Intergovermental - state 389,000 389,000 523,991 134,991 Intergovermental - other 44,500 44,500 62,605 18,105 Franchise fees 1,942,000 1,942,000 2,069,479 127,479 Use of money & property 490,508 490,508 519,979 29,471 Other revenue 2,200,284 2,200,284 2,254,840 54,556 Total revenues 18,212,217 18,672,217 19,519,546 847,329 EXPENDITURES: Current: General and intergovernmental services 3,841,900 7,124,900 6,624,327 500,573 Public safety 4,886,102 4,886,602 4,859,379 27,223 Public works 5,060,067 5,102,067 4,948,539 153,528 Community services 1,500,778 1,506,278 1,328,083 178,195 Community development services 2,239,037 2,288,037 2,086,680 201,357 Capital outlay - - 35,343 (35,343) Total expenditures 17,527,884 20,907,884 19,882,351 1,025,533 REVENUES OVER (UNDER) EXPENDITURES 684,333 (2,235,667) (362,805) 1,872,862 OTHER FINANCING SOURCES (USES): Transfers in - - - - Transfers out (1,733,345) (1,733,345) (1,666,098) 67,247 Total other financing sources (uses)(1,733,345) (1,733,345) (1,666,098) 67,247 Net change in fund balances (1,049,012)$ (3,969,012)$ (2,028,903) 1,940,109$ FUND BALANCES: Beginning of year 11,835,634 End of year 9,806,731$ CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2015 83 Through the budget, the City Council sets the direction of the City, allocates its resources and establishes its priorities. The Annual Operating and Capital Budgets assure the efficient and effective uses of the City's economic resources, as well as establishing that the highest priority objectives are accomplished. The annual budgets are adopted for the period of July 1 to June 30, and prepared to accurately and openly communicate service and infrastructure priorities to the community, businesses, vendors, employees, and other public agencies. The Annual Operating Budget is developed on a program basis for all funds with fund level authority. It establishes the foundation of effective financial planning by providing resource planning, performance measures and controls that permit the evaluation and adjustment of the City's performance. The City adopts an annual budget for the capital projects as part of adopting the five-year Capital Improvement Plan. The annual capital budget is adopted on a project-by-project basis. The City follows these procedures in establishing the budgetary data reflected in the basic financial statements: a. The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating and capital budgets include proposed expenditures and the means of financing them. b. Public hearings are conducted to obtain taxpayer comments. c. The budgets are legally enacted through the passage of a resolution. d. For the Operating Budget, the City Manager may authorize transfers of budget amounts within a fund. However, any revisions that increase the total budgeted expenditures of any fund must be approved by the City Council. Expenditures may not legally exceed budgeted appropriations at the fund level without City Council approval. e. As Capital Projects are adopted on a project basis, the City Council must approve increases or decreases of budgeted amounts or changes in project scope. Upon project completion, immaterial amounts are transferred to ongoing maintenance projects within the capital program. If remaining project funds are material, the project balance is brought back to Council for approval to transfer. f. Formal budgetary integration in the form of legally adopted budgets is employed as a management control device for all funds. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted expenditures reported are as amended by supplemental appropriations of the City Council. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, Special Revenue, Internal Service, and Capital funds. Unexpended and unencumbered appropriations automatically lapse at the end of the fiscal year. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2015 84 NOTE 2 - MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets that allow the City to function and those resources utilized primarily by the public which provide future economic benefits for a minimum of two years. Infrastructure can be defined as assets that are immovable and of value only to the government. Major infrastructure includes the street system, park and recreation lands and improvements; storm water conveyance and drainage systems, and buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be divided into concrete and asphalt pavements, concrete curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its Streets Pavement System. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements:  The City manages the eligible infrastructure capital assets using an asset manageme nt system with characteristics of (1) an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level.  The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City commissioned a physical assessment of the streets conditions with the final report received March 17, 2014. The study assists the City by providing current inspection data used to evaluate current pavement condition. This helps to maintain a City-defined desirable level of pavement performance while optimizing the expenditure of limited fiscal resources. The entire pavement network within the City is composed of approximately 141.1 centerline miles of paved surfaces. The City’s road system can be grouped by function class and includes 24.2 centerline miles of arterial, 23.2 centerline miles of collector, and 93.7 miles as residential. A visual survey of all pavement segments was conducted to assess the existing surface condition of each of the individual pavement segments. Upon completion of the study, a Pavement Condition Inde x (PCI) was calculated for each segment in the City's pavement network to reflect the overall pavement condition. Rating between 0 and 100, a PCI of 0 would correspond to a badly deteriorated pavement with virtually no remaining life. A PCI of 100 would correspond to a pavement with proper engineering design and construction at the beginning of its life cycle. The assessment study was conducted during the fall of 2013. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2015 85 The following conditions were defined: The City's policy is to achieve an average rating of 70 for all streets, which is a very good rating. This rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. As of June 30, 2015, the City's street system was rated at a PCI index of 69 on the average with the detail condition as follows: The City expended $2,261,620 on street maintenance for the year ended June 30, 2015. These projects include resurfacing, safety improvements, sidewalks, curbs and gutters, storm drain improvements, beautification projects, and various other routine maintenance projects help to delay deterioration and beautify the City’s roadway system. Council policy requires a minimum of $1,000,000 be budgeted for the CIP Streets program on an annual basis. $10,801,888 is budgeted for various projects in the five-year CIP for fiscal year 2014/15. A schedule of estimated annual amount calculated to maintain and preserve its streets at the current level compared to actual expenditures for street maintenance for the last ten years is presented below: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 Percent of Condition Streets Excellent 0% Very Good 58% Good 23% Poor 16% Very Poor 3% Funded By Fiscal Actual Other Gas Tax Total PCI Year Budget Expenditures Sources Fund Funded Index 2005/06 1,156,547 1,030,382 353,652 676,730 1,030,382 70 2006/07 2,026,404 1,156,889 19,899 970,818 990,717 70 2007/08 2,246,152 1,691,466 1,252,709 438,757 1,691,466 70 2008/09 2,680,504 1,574,485 1,148,650 425,835 1,574,485 70 2009/10 1,811,130 771,386 575,710 195,676 771,386 70 2010/11 4,770,782 1,847,221 1,449,686 397,535 1,847,221 76 2011/12 4,683,078 2,856,603 1,622,401 1,234,202 2,856,603 76 2012/13 4,826,265 2,417,444 1,660,028 757,416 2,417,444 76 2013/14 11,191,684 2,079,413 1,651,156 428,256 2,079,413 69 2014/15 10,799,852 2,261,620 1,275,681 985,939 2,261,620 69 CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2015 86 As of June 2015, approximately 19 percent of the City's streets were rated below the average standard of “Good.” The City will continue to rehabilitate these segments of the streets. Total deficiencies (deferred maintenance) identified in the Pavement Management System Report at the end of a five-year period (2014-2018) will amount to approximately $15,400,000 for all streets and are expected to be rehabilitated with a minimum annual budget of $1,000,000. NOTE 3 – PENSION INFORMATION 87 SUPPLEMENTARY INFORMATION 88 This page is intentionally blank. 89 NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Lighting and Landscape Assessment District Funds – These funds account for revenues and expenditures associated with maintaining the City’s 25 Landscape and Lighting districts which were approved by consent of property owners living along or within the boundaries of the Districts. Debt Service Fund Library Bond - Santa Clara County general obligation bond tax revenues are accumulated in this fund to pay annual principal and interest payments on the voter approved 2001 Library Improvement Bond. CITY OF SARATOGA COMBINING BALANCE SHEETS NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2015 90 Special Revenue Debt Service Lighting and Total Landscaping Other Assessment Library Governmental District Bond Funds ASSETS Cash and investments 882,830$ 903,702$ 1,786,532$ Receivables: Accounts 1,894 2,898 4,792 Interest - - - Total assets 884,724$ 906,600$ 1,791,324$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 17,082$ -$ 17,082$ Total liabilities 17,082 - 17,082 Fund Balances: Restricted: Special revenue funds 867,642 - 867,642 Debt service - 906,600 906,600 Total fund balances 867,642 906,600 1,774,242 Total liabilities and fund balances 884,724$ 906,600$ 1,791,324$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2015 91 Special Debt Revenue Service Lighting and Total Landscaping Other Assessment Library Governmental District Bond Funds REVENUES: Property taxes 232,659$ -$ 232,659$ Special assessment 323,031 897,241 1,220,272 Use of money and property 2,179 1,533 3,712 Other revenue 7,614 - 7,614 Total revenues 565,483 898,774 1,464,257 EXPENDITURES: Current: General and ingov't services Public works 432,672 - 432,672 Debt service: Principal - 495,000 495,000 Interest and fiscal charges - 394,960 394,960 Total expenditures 432,672 889,960 1,322,632 REVENUES OVER (UNDER) EXPENDITURES 132,811 8,814 141,625 OTHER FINANCING SOURCES (USES): Transfers in 1,000 - 1,000 Transfers out - - - Total other financing sources (uses)1,000 - 1,000 Net change in fund balances 133,811 8,814 142,625 FUND BALANCES: Beginning of year 733,831 897,786 1,631,617 End of year 867,642$ 906,600$ 1,774,242$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CAPITAL IMPROVEMENT FOR THE YEAR ENDED JUNE 30, 2015 92 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Licenses & permits 165,000$ 165,000$ 224,189$ 59,189$ Fines & forfeitures - - 1,750 1,750 Intergovermental - federal 6,849,553 6,849,553 651,093 (6,198,460) Intergovermental - state 864,140 930,263 1,014,299 84,036 Intergovermental - other 831,857 901,957 34,000 (867,957) Use of money and property 35,000 35,000 33,580 (1,420) Other revenue 333,617 485,138 326,080 (159,058) Total revenues 9,079,167 9,366,911 2,284,991 (7,081,920) EXPENDITURES: Capital outlay 13,882,518 14,150,162 3,217,619 10,932,543 Total expenditures 13,882,518 14,150,162 3,217,619 10,932,543 REVENUES OVER (UNDER) EXPENDITURES (4,803,351) (4,783,251) (932,628) 3,850,623 OTHER FINANCING SOURCES (USES): Transfers in 1,843,445 1,831,741 1,767,108 (64,633) Transfers out (90,000) (98,396) (102,010) (3,614) Total other financing sources (uses)1,753,445 1,733,345 1,665,098 (68,247) Net change in fund balances (3,049,906)$ (3,049,906)$ 732,470 3,782,376$ FUND BALANCES: Beginning of year 3,126,307 End of year 3,858,777$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIGHTING & LANDSCAPING ASSESSMENT DISTRICT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2015 93 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Property taxes 199,565$ 199,565$ 232,659$ 33,094$ Special assessments 322,468 326,077 323,031 (3,046) Use of money and property 1,734 1,734 2,179 445 Other revenue - - 7,614 7,614 Total revenues 523,767 527,376 565,483 38,107 EXPENDITURES: Current: Public works 606,905 611,514 432,672 178,842 Total expenditures 606,905 611,514 432,672 178,842 REVENUES OVER (UNDER) EXPENDITURES (83,138) (84,138) 132,811 216,949 OTHER FINANCING SOURCES (USES): Transfers in - - - - Transfers out - - 1,000 1,000 Total other financing sources (uses)- - 1,000 1,000 Net change in fund balances (83,138)$ (84,138)$ 133,811 217,949$ FUND BALANCES: Beginning of year 733,831 End of year 867,642$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIBRARY BOND DEBT SERVICE FUND FOR THE YEAR ENDED JUNE 30, 2015 94 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Special assessments 850,000$ 850,000$ 897,241$ 47,241$ Use of money and property 1,300 1,300 1,533 233 Total revenues 851,300 851,300 898,774 47,474 EXPENDITURES: Debt service: General and ingov't services - - - - Principal 495,000 495,000 495,000 - Interest and fiscal charges 394,985 394,985 394,960 25 Total expenditures 889,985 889,985 889,960 25 REVENUES OVER (UNDER) EXPENDITURES (38,685) (38,685) 8,814 47,499 Net change in fund balances (38,685)$ (38,685)$ 8,814 47,499$ FUND BALANCES: Beginning of year 897,786 End of year 906,600$ 95 INTERNAL SERVICE FUNDS Liability/Risk Management Insurance Fund – Accounts for insurance premiums, self-insurance portion of claims, and administrative cost associated with settling claims. Charges made to operating departments are based on liability risk and claim occurrence history. Worker’s Compensation Self-insurance Fund – Accounts for insurance premiums, self insured portion of claims, and administrative costs associated with settling claims. Charges made to operating departments are based on liability risk and claim occurrence history. Office Stores Fund - Photocopy equipment, postage and bulk mail meter expenses are controlled at one source point and expended to the departments as goods or services are utilized. Information Technology Services Fund – Supports the delivery of technology based services and infrastructure, including desktop support, network systems, technology upgrades and initiatives, community systems, and associated information technology equipment. Vehicle & Equipment Maintenance Fund – Accounts for the cost of operating and maintaining automotive equipment used for service operations in various City departments. Building Maintenance Fund – Accounts for operating costs associated with building maintenance. Expenses include custodial supplies and services, maintenance and repair, utilities, and staffing costs. Vehicle & Equipment Replacement Fund – Established to accumulate funding for the replacement of vehicles and equipment. Replacement costs are charged to program over the asset’s life span, reflective of usage. Information Technology Equipment Replacement Fund – Established to accumulate funding for the replacement of information technology equipment. Replacement costs are charged to departments over the asset’s lifespan, reflective of usage. CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF NET POSITION JUNE 30, 2015 96 Liability / Risk Workers'Office Management Compensation Stores ASSETS Current assets: Cash and investments 427,358$ 314,142$ 75,420$ Accounts receivable - 1,146 405 Total current assets 427,358 315,288 75,825 Noncurrent assets: Capital assets: Machinery and equipment - - - Less: accumulated depreciation - - - Total capital assets (net of accumulated depreciation) - - - Total assets 427,358 315,288 75,825 LIABILITIES Liabilities: Current liabilities: Accounts payable 12$ -$ 750$ Accrued payroll 1,829 762 - Claims payable 134,254 - - Total current liabilities 136,095 762 750 NET POSITION Investment in capital assets - - - Unrestricted 291,263 314,526 75,075 Total net position 291,263$ 314,526$ 75,075$ 97 Information Information Vehicle Vehicle Technology Technology and Equipment Building and Equipment Equipment Services Maintenance Maintenance Replacement Replacement Total 270,427$ 120,242$ 304,964$ 649,498$ 204,032$ 2,366,083$ 596 49 1,501 - - 3,697 271,023 120,291 306,465 649,498 204,032 2,369,780 - - - 882,095 110,465 992,560 - - - (700,354) (96,308) (796,662) - - - 181,741 14,157 195,898 271,023 120,291 306,465 831,239 218,189 2,565,678 4,444$ 2,865$ 29,094$ -$ 9,931$ 47,096$ 6,257 1,861 9,045 - - 19,754 - - - - - 134,254 10,701 4,726 38,139 - 9,931 201,104 - - - 181,741 14,157 195,898 260,322 115,565 268,326 649,498 194,101 2,168,676 260,322$ 115,565$ 268,326$ 831,239$ 208,258$ 2,364,574$ CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION FOR THE YEAR ENDED JUNE 30, 2015 98 Liability / Risk Workers'Office Management Compensation Stores Operating revenues: Charges for services 375,000$ 200,000$ 55,000$ Other operating revenues 24,482 17,567 13,183 Total operating revenues 399,482 217,567 68,183 Operating expenses: Cost of services - - - Administration 391,345 184,683 46,228 Depreciation - - - Total operating expenses 391,345 184,683 46,228 Operating income 8,137 32,884 21,955 Transfers out - - - Change in net position 8,137 32,884 21,955 Total net position - beginning 283,126 281,642 53,120 Total net position - ending 291,263$ 314,526$ 75,075$ 99 Information Information Vehicle Vehicle Technology Technology and Equipment Building and Equipment Equipment Services Maintenance Maintenance Replacement Replacement Total 425,000$ 300,000$ 875,000$ 200,000$ 65,000$ 2,495,000$ 5,803 - 7,299 6,393 - 74,727 430,803 300,000 882,299 206,393 65,000 2,569,727 - 220,785 813,842 14,579 23,687 1,072,893 432,551 - - - - 1,054,807 - - - 51,089 4,045 55,134 432,551 220,785 813,842 65,668 27,732 2,182,834 (1,748) 79,215 68,457 140,725 37,268 386,893 - - - - - - (1,748) 79,215 68,457 140,725 37,268 386,893 262,070 36,350 199,869 690,515 170,989 1,977,681 260,322$ 115,565$ 268,326$ 831,240$ 208,257$ 2,364,574$ CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2015 100 Liability / Risk Workers'Office Management Compensation Stores Cash flows from operating activities: Receipts from customers and users 390,734$ 213,095$ 65,054$ Payments to suppliers (260,096) (204,472) (39,260) Payments to employees (60,996) (25,477) - Net cash provided by operating activities 69,642 (16,854) 25,794 Cash flows from capital activities: Acquisition of capital assets - - - Net cash used for acquisition of capital assets - - - Net increase (decrease) in cash and cash equivalents 69,642 (16,854) 25,794 Cash and cash equivalents, beginning of year 250,245 296,293 29,227 Cash and cash equivalents, ending of year 319,887$ 279,439$ 55,021$ Reconciliation of operating income to net cash provided by operating activities: Operating income (loss)53,067$ (12,078)$ 29,099$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation - - - Change in operating assets and liabilities: Accounts receivables 924 (4,337) 28 Accounts payable 434 (715) (3,333) Claims payable 14,700 - - Accrued payroll 517 276 - Net cash provided (used) by operating activities 69,642$ (16,854)$ 25,794$ 101 Information Information Vehicle Vehicle Technology Technology and Equipment Building and Equipment Equipment Services Maintenance Maintenance Replacement Replacement Total 402,990$ 250,001$ 836,343$ 207,049$ 55,000$ 2,420,266$ (182,290) (138,410) (344,199) (10,508) (48,538) (1,227,773) (236,841) (79,411) (479,716) - - (882,441) (16,141) 32,180 12,428 196,541 6,462 310,052 - - - (129,138) (20,225) (149,363) - - - (129,138) (20,225) (149,363) (16,141) 32,180 12,428 67,403 (13,763) 160,689 291,578 15,046 223,831 442,089 168,368 1,716,677 275,437$ 47,226$ 236,259$ 509,492$ 154,605$ 1,877,366$ (19,214)$ 25,923$ 14,968$ 147,454$ 14,672$ 253,891$ - - - 48,474 2,023 50,497 (500) - 3,869 - - (16) 2,503 5,971 (8,603) 613 (10,233) (13,363) - - - - - 14,700 1,070 286 2,194 - - 4,343 (16,141)$ 32,180$ 12,428$ 196,541$ 6,462$ 310,052$ 102 This page is intentionally blank 103 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 104 This page is intentionally blank CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS COMPARATIVE SCHEDULE BY SOURCE JUNE 30, 2015 AND 2014 105 2015 2014 Governmental Funds Capital Assets: Land and land improvements 14,885,401$ 14,585,401$ Buildings and structures 25,911,869 25,701,330 Machinery and equipment 1,587,454 1,648,075 Infrastructure 107,491,010 105,026,791 Construction in progress 7,356,045 8,524,764 Total Governmental Funds Capital Assets 157,231,779 155,486,361 Accumulated depreciation (34,403,138) (32,514,261) Total Governmental Funds Capital Assets, Net 122,828,641$ 122,972,100$ Investments in Governmental Funds Capital Assets by Source: General Fund 115,212,479$ 115,273,099$ Special revenue funds 960,970 960,972 Capital projects funds 40,210,981 38,404,942 Donations 847,348 847,348 Accumulated depreciation (34,403,138) (32,514,261) Total Governmental Funds Capital Assets 122,828,641$ 122,972,100$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded from the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY1 JUNE 30, 2015 106 Land Buildings and Land and Improvements Structures Function and Activity General and intergovernmental services: Management services -$ 564,632$ Administrative services - 521,073 Intergovernmental services 118,184 3,138,641 Total General and Intergovernmental Services:118,184 4,224,346 Public safety: Police services - - Code enforcement - - Total Public Safety:- - Public works: Streets and sidewalks 835,154 62,921 Parks/open space 4,012,061 2,971,928 Total Public Works:4,847,215 3,034,849 Community services 8,177,538 4,337,775 Community development services 1,742,464 14,314,899 Total Governmental Funds Capital Assets 14,885,401 25,911,869 Accumulated depreciation - (8,659,349) Total Governmental Funds Capital Assets, Net 14,885,401$ 17,252,520$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded form the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. 107 Machinery Construction and in Equipment Infrastructure Progress Total 553,507$ -$ 422,615$ 1,540,754$ 140,332 - - 661,405 22,225 - - 3,279,050 716,064 - 422,615 5,481,209 15,434 - - 15,434 7,548 - - 7,548 22,982 - - 22,982 315,275 107,363,772 3,954,822 112,531,944 151,110 - 129,420 7,264,519 466,385 107,363,772 4,084,243 119,796,464 365,392 127,237 2,776,277 15,784,220 16,632 - 72,909 16,146,904 1,587,455 107,491,010 7,356,044 157,231,779 (1,110,172) (24,633,617) - (34,403,138) 477,283$ 82,857,393$ 7,356,044$ 122,828,641$ CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE OF CHANGE BY FUNCTION AND ACTIVITY JUNE 30, 2015 108 Governmental Governmental Funds Capital Funds Capital Assets Assets July 1, 2014 Additions Deletions June 30, 2015 Function and Activity General and intergovernmental services: Management services 1,490,888$ 49,867$ -$ 1,540,754$ Administrative services 661,405 - - 661,405 Intergovernmental services 3,279,050 - - 3,279,050 Total General and Intergovernmental Services:5,431,343 49,867 - 5,481,209 Public safety: Police services 15,435 - - 15,435 Code enforcement 7,548 - - 7,548 Total Public Safety:22,983 - - 22,983 Public works: Streets and sidewalks 111,470,443 1,122,530 (61,029) 112,531,944 Parks/open space 6,755,897 543,556 (34,934) 7,264,519 Total Public Works:118,226,340 1,666,086 (95,963) 119,796,463 Community services 15,658,790 125,429 - 15,784,219 Community development services 16,146,905 - - 16,146,905 Total Governmental Funds Capital Assets 155,486,361 1,841,382 (95,963) 157,231,779 Accumulated depreciation (32,514,329) (1,984,772) 95,963 (34,403,138) Total Governmental Funds Capital Assets, Net 122,972,032$ (143,390)$ -$ 122,828,641$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded form the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. 109 STATISTICAL SECTION 110 This page is intentionally blank 111 This part of the City of Saratoga's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the government's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well being have changed over time. 112-117 Revenue Capacity These schedules contain information to help the reader assess the government’s most significant local revenue source; property tax. 118-127 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. 128-134 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 135-136 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 138-143 The City of Saratoga implemented GASB Statement No. 34 in fiscal year 2001/02; schedules presenting government-wide information include information beginning in that year. The City of Saratoga implemented GASB Statement No. 44 in fiscal year 2007/08; newly required schedules presenting information in the Statistical Section include the earliest available information. CITY OF SARATOGA NET POSITION BY COMPONENT LAST TEN YEARS (ACCRUAL BASIS OF ACCOUNTING) 112 (amounts expressed in thousands) 2006 2007 2008 2009 Primary government Governmental activities Net investment in capital assets 107,100$ 108,102$ 109,818$ 108,818$ Restricted 5,370 5,928 5,940 5,281 Unrestricted 9,955 8,593 9,710 8,759 Total primary government 122,425$ 122,623$ 125,468$ 122,858$ Source: CAFR Fiscal Year $- $50,000 $100,000 $150,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Net Position by Component Net investment in capital assets Restricted Unrestricted 113 2010 2011 2012 2013 2014 2015 108,966$ 110,016$ 111,201$ 112,353$ 112,116$ 112,092$ 5,519 5,830 1,938 1,971 2,045 2,138 8,533 7,964 12,248 13,357 15,095 6,691 123,018$ 123,810$ 125,387$ 127,681$ 129,256$ 120,921$ CITY OF SARATOGA CHANGES IN NET POSITION LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 114 (amounts expressed in thousands) 2006 2007 2008 2009 Expenses: Governmental activities: General and intergovernmental services 3,473$ 4,532$ 6,293$ 5,595$ Public safety 3,427 3,844 4,166 4,211 Public works 4,752 6,425 5,325 7,643 Community services 1,395 1,437 1,286 1,634 Community development services 2,226 1,993 2,032 2,000 Interest on long-term debt (unallocated)754 768 714 697 Total governmental activities expenses 16,027 18,999 19,816 21,780 Program revenues: Charges for services: General and intergovernmental services 31 452 1,787 133 Public safety 122 - 411 520 Public works 1,890 528 1,705 2,379 Community services 1,008 604 911 935 Community development services 2,665 1,328 2,110 1,802 Operating grants and contributions 1,549 2,155 151 228 Capital grants and contributions 1,568 1,282 1,715 339 Total governmental activates program revenues 8,833 6,349 8,790 6,336 Net (expense) revenue and change in net assets (7,194) (12,650) (11,026) (15,444) General revenue and other changes in net assets Taxes: Property taxes 5,652 5,772 8,099 8,336 Sales taxes 988 995 1,058 1,043 Local taxes 1,288 1,099 694 663 Franchise taxes 1,040 1,187 1,625 1,657 Motor vehicle in-lieu 718 177 149 116 Total Taxes 9,686 9,230 11,625 11,815 Intergovernmental - 673 841 474 Investment earnings 709 2,813 1,057 397 Other revenues 323 132 348 148 Total general revenues 10,718 12,848 13,871 12,834 Change in net position 3,524 198 2,845 (2,610) Net position - beginning of year 118,901 122,425 122,623 125,468 GASB 68 adjustment - - - - Net position - beginning of year, as adjusted 118,901 122,425 122,623 125,468 Net position - end of year 122,425$ 122,623$ 125,468$ 122,858$ Source: CAFR Fiscal Year 115 2010 2011 2012 2013 2014 2015 3,729$ 4,368$ 3,486$ 4,143$ 4,522$ 7,566$ 4,339 4,457 4,300 4,382 4,491 4,850 6,535 6,645 9,121 6,922 7,379 6,273 1,711 1,846 1,996 1,804 1,586 1,589 1,751 1,839 1,553 1,713 2,179 1,962 677 656 453 410 400 391 18,742 19,811 20,909 19,374 20,557 22,631 125 171 140 102 120 122 425 561 594 607 330 354 2,535 2,771 2,079 3,316 2,768 2,474 917 1,020 890 946 958 952 1,586 1,734 1,923 2,184 2,220 2,234 275 401 1,319 75 117 107 674 1,221 2,337 599 808 785 6,537 7,879 9,282 7,829 7,321 7,028 (12,205) (11,932) (11,627) (11,545) (13,236) (15,603) 8,371 8,199 8,457 9,153 9,737 10,669 955 991 1,101 1,051 941 1,224 560 632 683 769 822 866 1,664 1,821 1,852 1,920 1,949 2,070 101 146 16 16 14 13 11,651 11,789 12,109 12,909 13,463 14,842 522 773 910 766 981 1,023 101 65 67 51 62 67 91 97 118 113 305 237 12,365 12,724 13,204 13,839 14,811 16,169 160 792 1,577 2,294 1,575 566 122,858 123,018 123,810 125,387 127,681 129,256 - - - - - (8,901) 122,858 123,018 123,810 125,387 127,681 120,355 123,018$ 123,810$ 125,387$ 127,681$ 129,256$ 120,921$ CITY OF SARATOGA FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 116 (amounts expressed in thousands) 2006 2007 2008 2009 General fund: Restricted 910$ 711$ 679$ 613$ Committed - - - 550 Assigned 615 831 1,258 322 Unassigned 8,854 7,619 8,459 6,744 Total general fund 10,379$ 9,161$ 10,396$ 8,229$ All other governmental funds: Restricted Special revenue funds 919$ 844$ 318$ 484$ Debt service 865 746 854 931 Committed Capital project funds 3,586 4,338 4,768 3,866 Total all other governmental funds 5,370$ 5,928$ 5,940$ 5,281$ Source: CAFR Information prior to fiscal year 2011 have been updated to conform with GASB 54 requirements Fiscal Year $- $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 General - Restricted General - Committed General - Assigned General - Unassigned Debt Service Special Revenue Capital Projects Fund Balances of Governmental Funds 2006 2007 2008 2009 2010 2011 2012 2012 2014 2015 117 2010 2011 2012 2013 2014 2015 563$ 513$ 513$ 463$ 413$ 363$ 300 500 600 675 993 1,000 196 667 3,161 792 2,648 2,854 6,952 5,804 4,655 7,989 7,782 5,589 8,011$ 7,484$ 8,929$ 9,919$ 11,836$ 9,806$ 569$ 504$ 563$ 622$ 734$ 868$ 893 851 862 886 898 907 4,057 4,475 3,544 3,420 3,126 3,859 5,519$ 5,830$ 4,969$ 4,928$ 4,758$ 5,634$ CITY OF SARATOGA GOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCE LAST TEN YEARS (ACCRUAL BASIS OF ACCOUNTING) 118 (amounts expressed in thousands) 2006 2007 2008 2009 Tax revenues: Property taxes 5,652$ 5,772$ 8,099$ 8,336$ Special assessments 1,369 271 1,392 1,368 Sales taxes 988 995 1,058 1,043 Local taxes 1,288 1,099 694 663 Franchise taxes 1,040 1,187 1,625 1,657 Motor vehicle in-lieu 718 177 149 116 Total tax revenues 11,055$ 9,501$ 13,017$ 13,183$ Source: CAFR Fiscal Year $- $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 Property taxes Special assessments Sales taxes Local taxes Franchise taxes Motor vehicle in-lieu Tax Revenues by Source 2006 2007 2008 2009 2010 2011 2012 2012 2014 2015 119 2010 2011 2012 2013 2014 2015 8,371$ 8,199$ 8,457$ 9,153$ 9,737$ 10,669$ 1,247 1,255 1,243 1,185 1,207 1,220 955 991 1,101 1,051 941 1,224 560 632 683 769 822 866 1,664 1,821 1,852 1,920 2,024 2,069 101 146 16 16 14 13 12,898$ 13,044$ 13,352$ 14,094$ 14,745$ 16,061$ CITY OF SARATOGA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 120 (amounts expressed in thousands) 2006 2007 2008 2009 Revenues: Property taxes 5,652$ 4,758$ 7,877$ 8,335$ Special assessments 1,370 1,285 1,566 1,368 Sales taxes 987 995 1,058 1,043 Other local taxes 1,288 1,126 773 663 Licenses and permits 79 1,340 1,671 1,460 Fines and forfeitures 259 396 344 360 Intergovernmental - federal - - - - Intergovernmental - state 2,660 3,631 1,641 1,283 Intergovernmental - other 976 629 777 290 Franchise fees 1,041 1,187 1,622 1,657 Use of money any property 752 2,813 924 794 Other revenues 1,719 151 326 1,966 Total tax revenues 19,498 19,211 22,763 19,219 Expenditures: Current: General and intergovernmental services 3,346 3,806 4,083 3,330 Public safety 3,423 3,824 4,166 4,206 Public works 3,501 5,714 4,717 4,700 Community services 1,210 1,381 1,262 1,424 Community development services 1,847 1,962 2,026 2,450 Capital outlay 2,908 2,130 4,246 4,060 Debt service: Principal 270 280 295 310 Interest and fiscal charges 760 774 721 705 Total expenditures 17,265 19,871 21,515 21,185 Excess of revenues 2,233 (660) 1,247 (1,966) Other financing sources (uses): Transfers in 499 3,422 2,241 2,043 Transfers out (499) (3,422) (2,241) (2,043) Total other financing sources (uses)- - - - Net change in fund balances 2,233$ (660)$ 1,247$ (1,966)$ Debt as a percentage of noncapital expenditures 7.06%7.17%5.94%5.62% Source: CAFR Fiscal Year CITY OF SARATOGA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 121 2010 2011 2012 2013 2014 2015 8,371$ 8,199$ 8,457$ 9,153$ 9,737$ 10,669$ 1,247 1,255 1,243 1,185 1,207 1,220 954 991 1,101 1,051 941 1,224 560 632 683 769 823 866 1,489 1,950 1,728 2,177 2,023 1,613 359 285 234 199 196 175 430 1,033 1,915 975 796 651 1,258 1,480 1,728 1,142 1,410 1,538 258 337 73 269 129 97 1,664 1,821 1,852 1,920 1,949 2,070 595 550 589 527 521 557 1,794 2,169 2,199 2,421 2,547 2,589 18,979 20,702 21,802 21,788 22,279 23,269 3,102 3,524 3,145 3,269 3,247 6,624 4,349 4,467 4,310 4,392 4,491 4,860 4,730 4,717 4,751 4,966 5,243 5,381 1,223 1,322 1,269 1,318 1,383 1,328 2,111 2,193 1,888 2,047 2,182 2,087 2,584 3,704 5,179 3,979 3,096 3,253 330 350 370 455 485 495 685 665 551 414 405 395 19,114 20,942 21,463 20,840 20,532 24,423 (135) (240) 339 948 1,747 (1,154) 1,172 1,725 510 1,291 785 1,768 (1,017) (1,700) (485) (1,291) (785) (1,768) 155 25 245 - - - 20$ (215)$ 584$ 948$ 1,747$ (1,154)$ 4.89%5.80%4.91%4.56%4.96%3.64% CITY OF SARATOGA PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN YEARS 122 (Property Tax Rates per $100 of Assessed Value) 2006 2007 2008 2009 General 1.0000 1.0000 1.0000 1.0000 County Retirement Levy 0.0388 0.0388 0.0388 0.0388 County Library 0.0024 0.0024 0.0024 0.0024 City of Saratoga 0.0117 0.0096 0.0113 0.0104 1.0529 1.0508 1.0525 1.0516 Campbell School District 0.0512 0.0508 0.0475 0.0524 County Bond 2008 Hospital 0.0000 0.0000 0.0000 0.0000 Campbell Elementary 2002 0.0000 0.0000 0.0000 0.0000 Campbell Elementary 2010 0.0000 0.0000 0.0000 0.0000 Campbell Union High 1999 0.0224 0.0198 0.0285 0.0299 Campbell Union High 2006 0.0000 0.0000 0.0000 0.0000 Cupertino Elementary School District 0.0350 0.0289 0.0337 0.0306 Moreland Elementary School District 0.0561 0.0556 0.0569 0.0565 Saratoga School District 0.0356 0.0351 0.0363 0.0363 Campbell Union High School District 0.0224 0.0198 0.0285 0.0299 Fremont Union High School District 0.0260 0.0243 0.0241 0.0339 Los Gatos-Saratoga Joint Union High School District 0.0371 0.0651 0.0345 0.0330 Foothill-DeAnza Community College District 0.0119 0.0346 0.0113 0.0123 West Valley Community College District 2004 0.0140 0.0126 0.0118 0.0032 West Valley Community College District 2012 0.0000 0.0000 0.0000 0.0000 Mid Peninsula Open Space 2014 0.0000 0.0000 0.0000 0.0000 Saratoga Fire District 0.0052 0.0049 0.0053 0.0053 Santa Clara Valley Water District - State Water Project 0.0069 0.0070 0.0067 0.0059 Santa Clara Valley Water District - Zone W-1 0.0009 0.0002 0.0040 0.0002 0.3247 0.3587 0.3291 0.3294 Total Tax Rate 1.3776 1.4095 1.3816 1.3810 Source: Muniservices, LLC Fiscal Year 123 2010 2011 2012 2013 2014 2015 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.0388 0.0388 0.0388 0.0388 0.0388 0.0388 0.0024 0.0024 0.0024 0.0024 0.0024 0.0024 0.0094 0.0094 0.0088 0.0080 0.0074 0.0065 1.0506 1.0506 1.0500 1.0492 1.0486 1.0477 0.0285 0.0249 0.0283 0.0246 0.0264 0.0220 0.0122 0.0095 0.0047 0.0051 0.0035 0.0088 0.0267 0.0298 0.0266 0.0220 0.0288 0.0196 0.0000 0.0005 0.0003 0.0086 0.0000 0.0136 0.0183 0.0196 0.0186 0.0165 0.0134 0.0119 0.0131 0.0131 0.0156 0.0160 0.0156 0.0138 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0140 0.0139 0.0137 0.0139 0.0125 0.0118 0.0000 0.0000 0.0000 0.0150 0.0130 0.0114 0.0000 0.0000 0.0000 0.0000 0.0000 0.0008 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0071 0.0070 0.0063 0.0069 0.0070 0.0057 0.0003 0.0002 0.0001 0.0000 0.0000 0.0000 0.1202 0.1185 0.1142 0.1286 0.1202 0.1194 1.1708 1.1691 1.1642 1.1778 1.1688 1.1671 CITY OF SARATOGA ASSESSED VALUE OF TAXABLE PROPERTY LAST TEN YEARS 124 (amounts expressed in thousands) Fiscal Year Total Ended Residential Commercial Industrial Other Unsecured Assessed June 30 Property Property Property Property Property Property 2006 7,883,965 177,149 8,921 161,496 46,874 8,278,405 2007 8,467,894 187,142 9,099 192,470 39,764 8,896,369 2008 9,025,628 208,369 9,281 210,269 35,775 9,489,322 2009 9,605,309 213,951 9,467 223,190 43,933 10,095,850 2010 9,724,687 120,769 9,656 327,898 58,210 10,241,220 2011 9,639,782 107,269 9,633 323,881 57,172 10,137,737 2012 9,834,082 111,232 9,706 323,563 55,535 10,334,118 2013 10,312,597 112,875 11,455 335,765 62,378 10,835,070 2014 11,158,775 113,915 11,684 352,830 59,684 11,696,888 2015 11,775,973 117,466 11,737 361,202 56,354 12,322,732 Source:Santa Clara County Assessor data, MuniServices, LLC $- $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Total Assessed Property Unsecured Other Industrial Commercial Residential 125 Total Less:Total Taxable Direct Tax Exempt Assessed Tax Real Property Value Rate (133,951) 8,144,454 1.0529 (140,859) 8,755,510 1.0508 (159,369) 9,329,953 1.0525 (161,488) 9,934,362 1.0516 (230,127) 10,011,093 1.0506 (230,477) 9,907,260 1.0506 (230,868) 10,103,250 1.0476 (233,895) 10,601,175 1.0492 (238,683) 11,458,205 1.0486 (242,724) 12,080,008 1.0477 CITY OF SARATOGA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO JUNE 30, 2014 126 (amounts expressed in thousands) % of Total % of Total Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value SHP Saratoga II LLC 57,554$ 1 0.48%0.00% San Jose Water Works 20,573 2 0.17%10,778 5 0.13% Keller Trustee 14,541 3 0.12%0.00% Stormin Norman LLC 12,657 4 0.10% HJJ LLC 13,267 5 0.11%0.00% Argonaut Associates, LLV 11,041 6 0.09%9,710 7 0.12% Public Storage Inc 9,893 7 0.08%8,700 10 Krishnamurthi Trustee 9,454 8 0.08%9,644 8 David J. & Terri E. Morrison 9,184 9 0.08%6,810 Jain Trustee 8,223 10 0.07%7,231 0.09% Saratoga Office Center Partnres 19,850 1 0.25% Quito Village Group LLC 16,973 2 0.21% Gregpenn Properties 14,280 3 0.18% Sobrato Trustee 14,172 4 0.18% Coyote Properties LLC 10,198 6 0.13% Top Ten Total Assessed Value 166,387$ 128,346$ City Total Assessed Value 12,080,008$ 8,087,313$ 2015 2006 CITY OF SARATOGA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN YEARS 127 Fiscal Year Total Tax Collections in Ended Levy for Subsequent June 30 Fiscal Year Amount Percentage Years Amount Percentage 2006 5,243,038$ 5,243,038$ 100.0%-$ 5,243,038$ 100.0% 2007 6,032,558 6,032,558 100.0%- 6,032,558 100.0% 2008 8,108,364 8,108,364 100.0%- 8,108,364 100.0% 2009 8,332,184 8,332,184 100.0%- 8,332,184 100.0% 2010 8,371,396 8,371,396 100.0%- 8,371,396 100.0% 2011 8,199,341 8,199,341 100.0%- 8,199,341 100.0% 2012 8,456,687 8,456,687 100.0%- 8,456,687 100.0% 2013 9,152,865 9,152,865 100.0%- 9,152,865 100.0% 2014 9,737,144 9,737,144 100.0%- 9,737,144 100.0% 2015 10,669,281 10,669,281 100.0%- 10,669,281 100.0% Source: City of Saratoga Collected within the Fiscal Year of the Levy Total Collections to Date CITY OF SARATOGA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN YEARS 128 (amounts expressed in thousands, except per capita amounts) 2006 2007 2008 2009 Governmental activities General obligation bonds 14,170$ 13,890$ 13,595$ 13,285$ Net original issue premium - - - - Total primary government 14,170$ 13,890$ 13,595$ 13,285$ Percentage of Personal Income 1 0.82%0.75%0.74%0.76% Per capita2 460 443 430 419 Source: CAFR 1US Census Bureau, adjusted for inflation, MuniServices LLC 2Population information from California State Controller's Office Fiscal Year 129 2010 2011 2012 2013 2014 2015 12,955$ 12,605$ 11,995$ 11,540$ 11,055$ 10,560$ - - 438 416 394 372 12,955$ 12,605$ 12,433$ 11,956$ 11,449$ 10,932$ 0.54%0.57%0.57%0.53%0.49%0.47% 405 417 409 389 371 355 CITY OF SARATOGA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN YEARS 130 (amounts expressed in thousands, except per capita amounts) 2006 2007 2008 2009 General obligation bonds 14,170$ 13,890$ 13,595$ 13,285$ Net original issue premium - - - - Less: Amount available in debt service fund (865) (747) (854) (926) Total primary government 13,305$ 13,143$ 12,741$ 12,359$ Percentage of actual taxable value of property 0.16%0.15%0.14%0.12% Per capita 1 431 419 403 390 Source: CAFR 1Population information from California State Controller's Office Fiscal Year 131 2010 2011 2012 2013 2014 2015 12,955$ 12,605$ 11,995$ 11,540$ 11,055$ 10,560$ - - 438 416 394 372 (890) (848) (860) (885) (898) (906) 12,065$ 11,757$ 11,135$ 10,655$ 10,157$ 9,654$ 0.12%0.12%0.11%0.10%0.09%0.08% 377 389 367 347 329 313 CITY OF SARATOGA LEGAL DEBT MARGIN INFORMATION LAST TEN YEARS 132 (amounts expressed in thousands) 2006 2007 2008 2009 Debt Limit 1,241,761$ 1,334,455$ 1,423,398$ 1,514,378$ Total net debt applicable to limit 13,305 13,143 12,741 12,359 Legal debt margin 1,228,456$ 1,321,312$ 1,410,657$ 1,502,019$ Total net debt applicable to the limit as a percentage of debt limit 1.07%0.98%0.90%0.82% Legal debt margin calculation Assessed value 8,144,454$ 8,755,510$ 9,329,953$ 9,934,362$ Add back: exempt real property 133,951 140,859 159,369 161,488 Total assessed value 8,278,405$ 8,896,369$ 9,489,322$ 10,095,850$ Debt limit (15% of total assessed value)1,241,761$ 1,334,455$ 1,423,398$ 1,514,378$ Debt applicable to limit: General obligation bonds 14,170$ 13,890$ 13,595$ 13,285$ Net original issue premium - - - - Less: Amount available in debt service fund (865) (747) (854) (926) Total net debt applicable to limit 13,305$ 13,143$ 12,741$ 12,359$ Legal debt margin 1,228,456$ 1,321,312$ 1,410,657$ 1,502,019$ Source: CAFR Fiscal Year 133 2010 2011 2012 2013 2014 2015 1,536,183$ 1,520,660$ 1,550,118$ 1,625,261$ 1,754,233$ 1,848,410$ 12,065 11,757 11,135 10,655 10,157 9,654 1,524,118$ 1,508,903$ 1,538,983$ 1,614,606$ 1,744,076$ 1,838,756$ 0.79%0.77%0.72%0.66%0.58%0.52% 10,011,093$ 9,907,259$ 10,103,250$ 10,601,175$ 11,458,205$ 12,080,008$ 230,127 230,477 230,868 233,895 236,683 242,724 10,241,220$ 10,137,736$ 10,334,118$ 10,835,070$ 11,694,888$ 12,322,732$ 1,536,183$ 1,520,660$ 1,550,118$ 1,625,261$ 1,754,233$ 1,848,410$ 12,955$ 12,605$ 11,995$ 11,540$ 11,055$ 10,560$ - - 438 416 394 372 (890) (848) (860) (885) (898) (906) 12,065$ 11,757$ 11,135$ 10,655$ 10,157$ 9,654$ 1,524,118$ 1,508,903$ 1,538,983$ 1,614,606$ 1,744,076$ 1,838,756$ CITY OF SARATOGA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT 134 (amount expressed in thousands) Estimated Estimated Share of Debt Percentage Overlapping Outstanding Applicable1 Debt Direct Debt: City of Saratoga 10,560$ 100.000%10,560$ Total Direct Debt 10,560 Overlapping Tax and Assessment Debt: Santa Clara County 799,180 3.398%27,156 Foothill-De Anza Community College District 596,734 1.622%9,679 West Valley Community College District 424,754 10.085%42,836 Campbell Union High School District 146,910 5.576%8,192 Fremont Union High School District 378,045 3.587%13,560 Los Gatos-Saratoga Joint Union High School District 79,245 39.176%31,045 Campbell Union School District 170,131 6.779%11,533 Cupertino Union School District 249,418 5.984%14,925 Moreland School District 108,809 13.027%14,175 Saratoga Union School District 37,170 86.195%32,039 Saratoga Fire Protection District 3,519 97.443%3,429 Santa Clara Valley Water District Benefit Assessment 106,690 3.398%3,625 Total Overlapping Tax and Assessment Debt 212,194 Overlapping General Fund Debt: Santa Clara County General Fund Obligations 707,614$ 3.398%24,045$ Santa Clara County Pension Obligations 371,444 3.398%12,622 Santa Clara County Board of Education Certificates of Participation 9,030 3.398%307 Santa Clara County Vector Control District Certificates of Participation 3,085 3.398%105 Foothill-De Anza Community College District Certificates of Participation 11,617 1.622%188 West Valley-Mission College District General Fund Obligations 64,660 10.085%6,521 Campbell Union High School District Certificates of Participation 8,953 5.576%499 Los Gatos-Saratoga Joint Union High School District Certificates of Participation 6,995 39.176%2,740 Campbell Union High School District Certificates of Participation 3,425 6.779%232 Saratoga Union School District Certificates of Participation 4,925 86.195%4,245 Midpeninsula Open Space Park District General Fund Obligations 127,087 5.909%7,510 Total Overlapping General Fund Debt 59,014 Total Overlapping Tax & Assessement and General Fund Debt 271,208 Combined Total Debt2 281,768$ 1Percentage of overlapping agency's assessed valuation located within boundaries of the city. 2Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Source: Muniservices, LLC CITY OF SARATOGA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN YEARS 135 Personal Per Capita Fiscal City Income Personal Labor Unemployment Year Population1 (in thousands)2 Income2 Force3 Rate3 2006 30,835 1,719,175 55,754 12,700 2.1% 2007 31,352 1,860,365 59,338 12,900 2.3% 2008 31,592 1,843,425 58,351 13,100 3.2% 2009 31,679 1,747,699 55,169 13,300 6.0% 2010 31,997 2,401,151 75,043 13,200 5.6% 2011 30,195 2,211,963 73,256 13,400 5.0% 2012 30,363 2,119,463 69,804 14,000 4.4% 2013 30,706 2,179,904 70,993 13,900 4.2% 2014 30,887 2,243,458 72,634 14,200 3.4% 2015 30,799 2,248,481 73,005 15,100 0.0% Source:1Popluaton information from California State Controller's Office 2US Census Data, adjusted for inflation, MuniServices LLC 3EDD Labor Market Information Division, MuniServices LLC 10,000 15,000 20,000 25,000 30,000 35,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Labor Force vs. Population Population Labor Force CITY OF SARATOGA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO AT JUNE 30, 2014 136 Percentage Percentage of Total City of Total City Employer Employees Rank Employment Employees Rank Employment West Valley Community College 408 1 2.70%- Saratoga Retirement Community 275 2 1.82%- Saratoga Union School District 240 3 1.59%- Mountain Winery 214 4 1.42%- Sub-Acute Saratoga Hospital 140 5 0.93%- YMCA 133 6 0.88%- Saratoga High School 124 7 0.82%- Our Lady Fatima Villa 108 8 0.72%- Prospect High School 101 9 0.67%- Safeway 83 10 0.55%65 2 0.51% Gene's Fine Foods 85 1 0.67% Saratoga Country Club 65 3 0.51% 24 Hour Fitness 30 4 0.24% Windermere 27 5 0.21% Longs Drugs 20 6 0.16% Classic Car Wash 20 7 0.16% Harmonie European Day Spa 20 8 0.16% Hinshaw, Draa & Marsh 20 9 0.16% Bella Saratoga 20 10 0.16% Total City Employment1 15,100 12,700 1EDD Labor Market Information Division, MuniServices LLC 2015 20061 137 This page is intentionally blank CITY OF SARATOGA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST NINE FISCAL YEARS 138 2006 2007 2008 2009 Function General government 10.75 11.00 13.00 12.00 Public works 20.75 21.75 22.75 21.75 Community development 13.00 14.00 14.00 14.00 Parks and recreation 10.35 10.60 10.60 10.60 Total 54.85 57.35 60.35 58.35 Source: City of Saratoga Budget Document Fiscal Year - 10 20 30 40 50 60 70 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Full-Time Equivalents Parks & Rec Comm Development Public works General gov't 139 2010 2011 2012 2013 2014 2015 11.75 11.45 10.80 10.90 13.65 13.70 21.75 21.65 21.55 20.65 20.75 20.65 12.00 12.00 12.00 11.00 12.00 12.00 9.35 9.50 9.50 9.60 9.60 9.55 54.85 54.60 53.85 52.15 56.00 55.90 CITY OF SARATOGA OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS 140 2006 2007 2008 2009 Function Part 1 crimes1 426 425 381 282 Total incidents 40,567 39,663 41,243 41,384 Police reports 1,659 1,767 1,941 1,949 Public Works Street resurfacing (miles)5 14 - 6 Street lights repaired 3 3 12 25 Potholes filled (sq. ft.)5,000 5,000 7,000 10,000 Community Development Total permit valuation ($000)94,485 69,935 70,442 61,117 Parks and Recreation Classes, trips (enrollment) community events 5,712 4,817 4,782 4,698 Adult Exercise (e.g. JS Dance. Jazzerxcise)312 285 362 515 Sports programs (e.g. Adult basketball, softball)473 515 591 459 Preschool programs (enrollment)163 159 225 171 Staffed Day/summer camps (enrollment)287 205 242 225 Teen/youth council (enrollment)3,798 2,221 94 419 Senior center (enrollment/attendance days)22,591 18,515 17,826 16,325 1Part 1 Crimes are the following as reported to DOJ: homicide, rape, robbery, burglary, assault, theft, auto theft, and arson. Source: City of Saratoga various records Fiscal Year 141 2010 2011 2012 2013 2014 2015 173 373 287 277 408 315 39,942 41,642 35,664 40,141 41,228 40,695 1,273 1,549 1,329 1,106 978 917 3 - 6 6.2 4.3 2.5 24 25 41 29 34 39 10,000 11,000 10,000 12,060 11,000 10,500 44,658 50,936 59,675 79,896 79,702 89,929 4,366 6,135 5,479 5,365 6,235 8,390 545 661 647 1,663 2,173 1,650 423 - - - - - 161 142 132 188 274 186 331 326 - 45 160 90 2,110 1,323 787 605 673 747 16,533 14,640 15,221 12,269 12,941 10,786 CITY OF SARATOGA CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS 142 2006 2007 2008 2009 Function Public safety Police Station 1 - - - Fire Station Saratoga Fire District 1 1 1 1 Central Fire District 1 1 1 1 Public Works Street Miles - Private 13 13 13 14 Street Miles - Public 137 137 137 140 West Valley Sanitation District Number of Connections 8,621 8,651 8,651 8,683 Length of Sewer Lines 120 127 127 127 Cupertino Valley Sanitation District Number of Connections 2,118 2,915 2,927 2,938 Length of Sewer Lines 36 36 36 37 Parks and Recreation Parks Acreage 81 81 81 84 Parks 15 15 15 15 Source: City of Saratoga various records Fiscal Year 143 2010 2011 2012 2013 2014 2015 - - - - - - 1 1 1 1 1 1 1 1 1 1 1 1 14 14 14 14 14.5 14.5 140 140 140 141 142 142 8,687 8,664 8,679 8,821 8,919 8,402 127 127 127 127 127 128 2,949 2,954 2,959 2,961 2,963 2,963 37 37 37 37 37 37 84 84 84 84 84 84 15 15 15 15 15 15