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HomeMy WebLinkAboutACFR - Fiscal Year 2005 06 (PDF) �R r City of Saratoga City's Sot}1 anniversary parade September 2oo6 Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2oo6 City of Saratoga Comprehensive Annual Financial Report For the year ended June 30, 2006 Table of Contents Pale Introductory Section Tableof Contents.........................................................................................................................................................i Letterof Transmittal..................................................................................................................................................v GFOA Certificate of Achievement for Excellence in Financial Reporting.........................................................x PrincipalOfficials of the City...................................................................................................................................xi OrganizationChart...................................................................................................................................................xii Financial Section IndependentAuditors' Report................................................................................................................................1 Management's Discussion and Analysis (Required Supplementary Information) .....................................3 Basic Financial Statements: Government-Wide Financial Statements.......................................................................................................17 Statementof Net Assets..............................................................................................................................19 Statement of Activities and Changes in Net Assets................................................................................20 FundFinancial Statements...............................................................................................................................23 Governmental Funds: BalanceSheet................................................................................................................................................26 Reconciliation of the Governmental Funds Balance Sheet to the Government-Wide Statement of Net Assets..........................................................................27 Statement of Revenues, Expenditures and Changes in Fund Balances...............................................28 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Government-Wide Statement of Activities and Changes in Net Assets.........................................................................29 Fiduciary Funds: Statement of Fiduciary Net Assets............................................................................................................32 Index to Notes to the Basis Financial Statements........................................................................................33 Notes to the Basic Financial Statements.......................................................................................................35 City of Saratoga Comprehensive Annual Financial Report For the year ended June 30, 2006 Table of Contents, Continued Pale Financial Section, Continued Required Supplementary Information: BudgetaryInformation...............................................................................................................................58 Modified Approach for City Streets Infrastructure Capital Assets......................................................60 Supplementary Information: Non-Major Governmental Funds....................................................................................................................65 CombiningBalance Sheet...........................................................................................................................66 Combining Statement of Revenues,Expenditures and Changes in Fund Balances..........................68 Schedule of Revenues, Expenditures and Changes in Fund Balances-Budget and Actual: Local Law Enforcement Special Revenue Fund...............................................................................70 Streets and Roads Special Revenue Fund..........................................................................................71 Lighting and Landscaping Assessment District Special Revenue Fund.......................................72 Community Development Block Grant Special Revenue Fund.....................................................73 Library Bond Debt Service Fund........................................................................................................74 Park Development Capital Projects Fund.........................................................................................75 Library Expansion Capital Projects Fund..........................................................................................76 FiduciaryFunds..................................................................................................................................................77 Combining Statement of Fiduciary Net Assets-Agency Funds..........................................................78 Combining Statement of Changes in Assets and Liabilities-Agency Funds....................................79 Capital Assets Used in the Operation of Governmental Funds .................................................................81 Comparative Schedules by Source............................................................................................................82 Schedule by Function and Activity...........................................................................................................83 Schedule of Changes by Function and Activity......................................................................................84 ii City of Saratoga Comprehensive Annual Financial Report For the year ended June 30, 2006 Table of Contents, Continued Page Statistical Section (Unaudited) NetAssets By Component................................................................................................................................86 Changesin Net Assets.......................................................................................................................................87 Governmental Activities Tax Revenues By Source.......................................................................................88 Fund Balances of Governmental Funds..........................................................................................................89 Changes in Fund Balances of Governmental Funds.....................................................................................90 Governmental Activities Tax Revenues By Source.......................................................................................91 Assessed Value and Estimated Actual Value of Taxable Property.............................................................92 Direct and Overlapping Government.............................................................................................................93 Principal Property Taxpayers...........................................................................................................................94 Property Tax Levies and Collections...............................................................................................................95 Ratios of Outstanding Debt by Type...............................................................................................................96 Ratios of General Bonded Debt Outstanding................................................................................................97 Direct and Overlapping Governmental Activities Debt...............................................................................98 LegalDebt Margin Information.......................................................................................................................99 Demographic and Economic Statistics..........................................................................................................100 PrincipalEmployers........................................................................................................................................101 Full-Time Equivalent City Government Employees by Function.............................................................102 Operating Indicators by Function..................................................................................................................103 Capital Asset Statistics by Function..............................................................................................................104 iii iv (0-) � Qq 13777 FRUITVALE AVENUE • SARATOGA, CALIFORNIA 95070 • (408) 868-1200 v,o a�5� COUNCIL MEMBERS: Aileen Kao Incorporated October 22,1956 Kathleen King Chuck Page Jill Hunter Ann Waltonsmith December 6, 2006 Honorable Mayor and City Council: The Comprehensive Annual Financial Report (CAFR) of the City of Saratoga for the year ended June 30, 2006 is hereby submitted as mandated by applicable statutes. These statutes require that the City of Saratoga annually issue a report on its financial position and activity, and that an independent firm of certified public accountants audit this report. Responsibilities for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City's management. The information in this report is intended to present the reader with a comprehensive view of the City's financial position and the results of its operations for the fiscal year ending June 30, 2006, along with additional disclosures and financial information designed to enable the reader to gain an understanding of the City's financial activities. This report was prepared as prescribed in Governmental Accounting Standards Board (GAAP) Statement No. 34, Basic Financial Statements and Management's Discussions and Analysis-for State and Local Governments (GASB 34).This GASB Statement requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. This Comprehensive Annual Financial Report is organized into three sections: 1. Introductory Section - The introductory section, includes the table of contents, letter of transmittal, a list of the City of Saratoga's elected officials and City administrative personnel, an organization chart and the Government Finance Officers Association's (GFOA's) of the United States and Canada Certificate of Achievement for Excellence in Financial Reporting to the City of Saratoga for its CAFR for the fiscal year ending June 30, 2006. 2. Financial Section — The financial section includes the independent auditors' opinion, management's discussion and analysis, the basic financial statements, notes to the financial statements, combining statements of non-major funds, and required supplemental information. Printed on recycled paper. 3. Statistical Section —The statistical section includes both financial and non-financial data about the City. This information has been updated in accordance with the new GASB 44. THE REPORTING ENTITY AND ITS SERVICES The City, incorporated in 1956, is located 40 miles south of San Francisco in the Santa Clara Valley. The City currently covers a land area of approximately 12 square miles and contains a population of 30,835 as reported by the State of California Department of Finance. The City is a general law city of the State of California and operates under a council-manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a Mayor, Vice Mayor and three additional council members. City Council members are elected at-large for staggered four-year terms. The Mayor is selected annually by the City Council. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the City's eight advisory commissions and hiring the City Manager and City Attorney. The City Manager is responsible for implementing the policies and ordinances of the City Council, overseeing the daily operations of the City, and recommending appointments of the City's department directors to the City Council. The City provides a limited range of services including public safety, development regulation, public works, community and recreation activities and events, and general administrative functions. The City supports privatization and has supplemented its work force through numerous contracts with others. Contracted services include, but are not limited to, public safety, infrastructure maintenance, engineering services, legal services and recreation activities. The City is also committed to citizen participation in the evaluation, expansion and enhancement of services. Saratoga residents who wish to assist the City Council in forming government policy may do so by serving on an advisory commission. The commissions all act in an advisory capacity to the City Council, and are comprised of the Finance Commission, Heritage Preservation Commission, Library Commission, Parks and Recreation Commission, Planning Commission, Public Safety Commission, Arts Commission and Youth Commission. The Commission process is expected to be reviewed by the City Council and improvements are expected to be enacted by the City Council during the coming fiscal year. The financial reporting entity (the City) includes all the fund activity of the primary government, as well as all of its component units. Component units are legally separated entities for which the City is fully accountable. Blended component units, although legally separate entities, are in substance, part of the City's operations and data from these units are combined with data of the City. Accordingly, the operations of the Landscaping and Lighting Assessment District #1 and the agency cash flows and cash balances of the Saratoga Public Finance Authority are reported in the City's financial statements. ECONOMIC CONDITIONS AND OUTLOOK For the past four years the City and the nation faced an economy in recession, triggering significant City budget shortfalls resulting from cost increases that outpace revenue growth and funding takeaways by the State of California. The financial structure of Saratoga with its mostly built-out residential neighborhoods and limited commercial development means that the two largest sources of revenue for cities—property tax and sales tax—account for a smaller proportion of revenue than in other cities. During 2005-06 the City of Saratoga's revenue picture was eased somewhat by long overdue actions at the State level. Proposition 1A affords some protection to City revenues and it halts State takeaways by specifying how and when the State can take future funding. The measure also provided for repayment of the VLF Backfill Gap Loan of $516,000 which was repaid to the City in 2005-06. These additional funds were treated as one time revenues and appropriated separately from on-going expenditures in the 2005- 06 budget. In September, 2006 the City received a significant increase in new property tax revenues on an annual basis due to the passage of Assembly Billl 17. This legislation effective with the 2006-07 fiscal year increases the amount of property taxes allocated to the City as a result of the TEA (Tax Equity Allocation formula). Assembly Member Cohn sponsored the bill which resulted from a joint effort of the City of Saratoga, Santa Clara County and the 3 other affected cities — Cupertino, Monte Sereno and Los Altos Hills. These cities are referred to as "no/low tax cities" and will have restored a proportionate share of the property taxes which they lost to special legislation in 1989. This will result in a permanent increase in general fund property taxes of$785,777. Financial Information and Major Initiatives Management of the City is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed benefits likely to be derived, and (2) the valuation of costs and benefits requires estimates and judgments by management. As a recipient of federal, state and local financial assistance, the City is also responsible for guaranteeing that an adequate internal control structure is in place to ensure and document compliance with applicable laws and regulations related to these programs. This internal control structure is subject to periodic evaluation by the City's management. The City has practiced a passive approach to investments and maintains flexibility by managing a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturities planned to coincide with cash needs. Idle cash is vi invested in certain eligible securities as constrained by law and further limited by the City's investment policy. The goals of the City's investment policy are safety, liquidity and yield. In addition, the City maintains extensive budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the general fund, special revenue funds, capital projects funds and debt service funds are included in the annual appropriation. The level of budgetary control (i.e., the level at which expenditures cannot exceed the appropriated amount) is at the fund level. The City also maintains an encumbrance accounting system as another method of maintaining budgetary control. Encumbered amounts lapse at year-end with the exception of the Capital Improvements Projects, which are multiple-year projects. However, outstanding encumbrances of a material nature are reviewed by the responsible department and in some cases a recommendation is made to the City Council to take action by Resolution to re- appropriate these funds into the following year's budget. OTHER INFORMATION Independent Audit. California law requires cities to prepare an annual audit by an independent certified public accountant. In addition to meeting the requirements set forth in statutes, the audit was also designed to meet the requirements of the federal Single Audit Act of 1984, as amended, and the related U.S. Office of Management and Budget's Circular. Generally accepted auditing standards set forth in the General Accounting Office's Government Auditing Standards were used by the auditors in conducting the engagement. The auditor's unqualified report is included in the financial section of this report. Caporicci & Larson, CPA's, performed the City's fiscal year 2005-2006 audit. Awards. The City was awarded a certificate for its early implementation of GASB 34. Additionally, the Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement to the City for its Excellence in Financial Reporting on the CAFR for the fiscal year ended June 30, 2005. In order to be awarded a Certificate of Achievement, the City published an easily readable and efficiently organized financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. The Certificate of Achievement is valid for a period of one year. We believe our current CAFR continues to meet the Certificate of Achievement program's requirements, and plan on submitting it to the GFOA to determine its eligibility for another certificate. Acknowledgements. This CAFR represents the culmination of numerous hours of hard work expended by many individuals in the Accounting Division of the Administrative Services Department. In particular, we would like to express our appreciation to Vivian Gong, Accounting Supervisor and our staff members, Julie Ingraham, Karen Caselli and Rey Foronda. Furthermore, we would like to thank Caporicci & Larson, CPA's for their give credit to the City Council for their ongoing interest and support in planning, conducting and advising on the operations of the City in a responsible and progressive manner. Respectfully submitted, Dave Anderson Sandra Sato City Manager Interim Finance and Administrative Services Director ,x Certificate, o f. Achievement for Excellence in Financial R eportiong Presented:to City of Saratoga, California For its Comprehe=ve Annual Financial Ropoll for the.Fiscal Year Ended. June 30.,'2005 A Certi Ficate of Achievement for Excellence in C Fjaa: ial. I Repoitrig is presented by the G-overnment Firtaiace.Officers Association of the United:States and Canada.to government units and pu.bhc employeezetirement: systems whose.cornprebensive.annual financial reports(CAFIZs),achieve:the,highest, .standards in-government accoiaritiiig and financial reporting, UHITOD S President Executive Director Irpe or CITY OF SARATOGA ELECTED OFFICIALS AND ADMINISTRATIVE PERSONNEL As of June 30, 2006 CITY COUNCIL Norman Kline - Mayor Aileen Kao -Vice Mayor Nick Streit Ann Waltonsmith Kathleen King CITY STAFF Dave Anderson- City Manager Barbara Powell - Assistant City Manager Cathleen Boyer- City Clerk Michele Braucht- Administrative Services Director John Livingstone - Community Development Director John Cherbone - Public Works Director Joan Pisani- Recreation Director CITY ATTORNEY Richard S. Taylor -Shute, Mihaly & Weinberger INDEPENDENT AUDITOR Caporicci &Larson, CPAs *Council reorganization was completed on December 6, 2006 xi 3 \ o ) - § § } ) \ \ u - ) < A p a [ ) \ n4 § \ LL §� ) 0 } � k} / ` \\ � s ( ) co a) \ }\ §] �cu � k] �\ ��\ \ j j� ON j� )� )� ) ) § ) ` \ k j o) LU I / 2 a k\ n / « 2 u % CD ( \ ) / - D % Ek U a / / )E } K EE -[ k 2L i / § \ ) 2 \ _ \ - ! 2 j 2 o § ƒ # c _ ) \ O � - u § o e | 0 3 j \ 0 )/ cn # � a } Jo § % o m � [ u E I _ / G i I A 2 - § § � 0 2 } � O m a) \(n k/ o\ 2 > / )> � z } U- � xi1 CL . Caporicci&Larson Certified Public Accountants INDEPENDENT AUDITORS'REPORT The Honorable Mayor and Members of the City Council of the City of Saratoga Saratoga,California We have audited the accompanying financial statements of the governmental activities,each major fund,and the aggregate remaining fund information of the City of Saratoga,California(City),as of and for the year ended June 30,2006,which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards in the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall basic financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the basic financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities,each major fund,and the aggregate remaining fund information of the City as of June 30, 2006, and the respective changes in financial position for the year then ended in conformity with generally accepted accounting principles in the United States. As described in Note 1 to the basic financial statements, the City adopted the Governmental Accounting Standards Board Statement No. 42, Accounting and Financial Reporting for Impairment of Capital Assets and Insurance Recoveries, No. 44, Economic Condition Reporting: The Statistical Section (an amendment of NCGA Statement 1),No.46,Net Assets Restricted by Enabling Legislation,and No.47,Accounting for Termination Benefits. 'The accompanying Required Supplementary Information, such as Management's Discussion and Analysis, budgetary comparison information and other information as listed in the table of contents is not a required part of the basic financial statements but is supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the Required Supplementary Information. However,we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the City's basic financial statements. The accompanying supplementary information is presented for purpose of additional analysis and is not a required part of the basic financial statements. The supplementary information has been subjected to the auditing procedures applied in the audit of the basic financial statements and,in our opinion,are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The Introductory and Statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and,accordingly,we express no opinion on them. Irvine,California October 13,2006 Toll Free Ph:(877)862-2200 Toll Free Fax:(866)436-0927 Oakland Orange County Sacramento San Diego 180 Grand Ave.,Suite 1365 9 Corporate Park,Suite 100 777 Campus Commons Rd.,Suite 200 4858 Mercury,Suite 106 Oakland,California 94612 Irvine,California 92606 Sacramento,California 95825 San Diego,California 92111 This page intentionally left blank. 2 City of Saratoga Management's Discussion and Analysis June 30, 2006 Introduction The following provides a narrative overview and analysis of the fiscal operations during the fiscal year ended June 30, 2006 for the City of Saratoga. The Management Discussion and Analysis is to be read in conjunction with the annual Transmittal Letter and the Basic Financial Statements. Fiscal Year 2005-2006 Financial Highlights • The City's total net assets were$122,425,495 (reference pg#19). • Total City revenues, including program and general revenues were $19,389,877 (reference pg #20 & 21),while total expenses were$16,026,590 (reference pg#20&21). • Governmental program revenues were $7,464,152 (reference pg #20), while Governmental program expenses were$16,026,590 (reference pg#20 &21). • General Fund revenues were $15,349,927 (reference pg#28), while General Fund expenditures were $12,058,792(reference pg#28). The Basic Financial Statements The Basic Financial Statements are comprised of City-wide Financial Statements and Fund Financial Statements. These two sets of financial statements provide the reader two different viewpoints of the City's financial activities and financial position. The Government-Wide Financial Statements provide a longer-term view of the City's activities as a whole, and comprise the Statement of Net Assets and the Statement of Activities. The Statement of Net Assets provides information about the financial position of the City as a whole, including all its capital assets and long-term liabilities on a full accrual basis, similar to that used by corporations. The Statement of Activities provides information about all the City's revenues and all its expenses, also on a full accrual basis, with the emphasis on measuring net revenues and/or expenses for each of the City's programs. The Statement of Activities explains in detail the change in Net Assets for the fiscal year. All of the City's activities are required to be grouped into government activities and business-type activities. The entire amount in the Statement of Net Assets and the Statement of Activities are also required to be separated into governmental activities or business-type activities in order to provide a summary of these two activities of the City as a whole. In the case of the City of Saratoga, there are no business-type activities as of June 30,2006. The Fund Financial Statements report the City's operations in more detail than the government-wide statements and focus primarily on the short-term activities of the City's general fund and other major funds. The Fund Financial Statements measure only current revenues and expenditures and fund balances; they exclude capital assets,long-term debt,and other long-term amounts. Major funds account for the major financial activities of the City and are presented individually, while the activities of non-major funds are presented in summary, with subordinate schedules presenting the detail for each of these other funds. Major funds are explained below. The Government-Wide Financial Statements The Statement of Net Assets and the Statement of Activities present information about the following: 3 City of Saratoga Management's Discussion and Analysis June 30, 2006 Governmental activities - All of the City's basic services are considered to be governmental activities, including general government, community development, public safety, transportation, and, culture and leisure. These services are supported by general City revenues such as taxes, and by specific program revenues such as developer fees. Business-type activities - Enterprise activities are reported here; they would include activities such as water, sewer, and utilities. Unlike governmental services, these services are supported by charges paid by users based on the amount of services they use. The City of Saratoga does not have any business-type activities at this time. Government-wide financial statements are prepared on the accrual basis,which means they measure the flow of all economic resources of the City as a whole. Fund Financial Statements Fund financial statements provide detailed information about each of the City's most significant funds, called major funds. The concept of major funds,and the determination of which are major funds,was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non-major funds summarized and presented only in a single column. Subordinate schedules present the detail of these non-major funds. Major funds present the major activities of the City for the fiscal year, and may change from year to year as a result of changes in the pattern of the City's activities. Governmental fund financial statements are prepared on the modified accrual basis, which means they measure only current financial resources and uses. Capital assets and other long-lived assets, along with long-term liabilities are not presented in the governmental fund financial statements. Unlike the government- wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City's near-term financing requirements. Internal Service Funds-the City had no internal service funds as of June 30,2006. Enterprise Funds-the City had no enterprise funds as of June 30,2006. Fiduciary Funds - These funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. The City maintains two such funds: — Community Access Television Trust Fund - acts as a trustee for the CATV Foundation Board for investment purposes. — Assessment District Bonds- acts as an agent for bondholders for Village Parking District#3 which had its final fiscal transaction in FY 2004-05, the Leonard Road Improvement District and the Saratoga Public Financing Authority. Notes to the Financial Statements Notes to the Financial Statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes can be found immediately following the fund financial statements 4 City of Saratoga Management's Discussion and Analysis June 30, 2006 Required Supplementary Information Required supplementary information follows the basic financial statements and includes a budgetary comparison schedule that includes reconciliation between the statutory fund balance for budgetary purposes and the fund balance for the General Fund as presented in the governmental fund financial statements. Combining and Individual Fund Statements and Schedules Combining and individual fund statements and schedules provide information for non-major governmental funds,and special revenue funds. Government-Wide Financial Analysis Net assets may serve over time as an indicator of the City's financial position. The total City's assets increased by$3,363,287 or 2.8% to$122,425,495 in FY 2005-06 from$119,062,208 in FY 2004-05. The most significant portion of the City's net assets $107,100,370 or 87% accounts for its investment in capital assets, (e.g.,land,buildings, general government infrastructure, equipment,etc.;) less any related debt used to acquire those assets that are still outstanding. The City uses these capital assets to provide services to the citizens,consequently,these assets are not available for future spending. $9,955,339 or 8% of the City's net assets is unrestricted and may be used to meet the City's ongoing obligations to citizens and creditors. $5,369,786 or 4% of the City's net assets are subjected to external restrictions on how they may be used. Of these restricted net assets, $3,585,428 is restricted for capital projects, $865,378 is for repayment of long-term debt and$918,980 is restricted for housing activities. Statement of Net Assets Governmental Activities 2006 2005 Current Assets $ 18,439,042 $ 16,116,321 Non-Current Assets 111,670 - Capital Assets 121,270,370 120,224,434 Total Assets 139,821,082 136,340,755 Current Liabilities 3,278,189 2,863,253 Long-term Debt 14,117,398 14,415,294 Total Liabilities 17,395,587 17,278,547 Net Assets: Investment in capital assets,net of related debt 107,100,370 105,784,434 Restricted for Capital Projects 3,585,428 5,321,217 Restricted for Debt Service 865,378 539,890 Restricted for Special Projects 918,980 466,619 Unrestricted 9,955,339 6,950,048 Total Net Assets $ 122,425,495 $ 119,062,208 5 City of Saratoga Management's Discussion and Analysis June 30, 2006 Statement of Changes in Net Assets Governmental Activities Functions/Programs 2006 2005 Inc/(Dec) Program Revenues Charge for Services $ 4,348,173 $ 3,683,098 $ 665,075 Operating Grants&Contributions 1,549,441 968,213 581,228 Capital Grants&Contributions 1,566,538 864,553 701,985 Total Program Revenues 7,464,152 5,515,864 1,948,288 General Revenues Property Taxes 5,652,244 4,841,022 811,222 Special Assessments 348,803 328,185 20,618 Voter Approved Indebtness Property Taxes 1,020,681 1,174,484 (153,803) Sales Taxes 988,132 1,011,721 (23,589) Local Taxes 1,287,363 1,143,089 144,274 Franchise Fees 1,040,424 994,798 45,626 Intergovernmental-Motor Vehicle In-Lieu Fees 717,737 281,625 436,112 Intergovernmental-Other Unrestricted - 138,595 (138,595) Investment Earnings 708,551 282,823 425,728 Other Revenues 161,790 192,607 (30,817) Total Revenues 11,925,725 10,388,949 1,536,776 Expenses General and Intergovernmental Services 3,472,679 4,159,852 (687,173) Public Safety Services 3,426,766 3,735,516 (308,750) Environmental Services 464,681 378,539 86,142 Public Works 4,286,737 3,450,245 836,492 Community Services 1,395,064 1,929,480 (534,416) Community Development Services 2,226,317 2,347,383 (121,066) Interest on Long Term Debt(unallocated) 754,346 760,839 (6,493) Total Expenses 16,026,590 16,761,854 (735,264) Increase(Decrease)in Net Assets 3,363,287 (857,041) Net Assets,July 1,2005 119,062,208 119,919,249 Net Assets,June 30,2006 $ 122,425,495 $ 119,062,208 6 City of Saratoga Management's Discussion and Analysis June 30, 2006 Chart of Increase or (Decrease) in Revenues by Type Revenues 2005-06 & 2004-05 8,000,000 7,000,000 6,000,000 5,000,000 ❑2005 4,000,000 ❑2006 3,000,000 2,000,000 1,000,000 Chrg for Grants Property Other Tax Vehicle Interest All Other secs Tax License The net change in revenues for governmental activities from general revenues was an increase of$1,536,776. The net change in program revenues was an increase of$1,948,288 for a total increase in program revenues of $3,485,064 which is equal to an approximate 22% net increase. A brief analysis by revenue type of significant events follows: • Increases in Revenues o $811,222 Property Taxes: There are two major components to the increase in property tax revenues. The first is a reclassification of VLF (Vehicle License Fees) fees and triple flip to property tax revenues by the State and the second is due to growth in assessed property values in the City due to new homes and remodels. o A $701,985 increase in capital grants & contributions was due to the sidewalk relinquishment cooperative agreement in the Village. o $665,075 in charges for services was mostly due to increased planning and arborist activity and an increase in both the building fees and the number of building permits. o $581,228 of the increase in operating grants and contributions was due to the receipt a traffic congestion relief grant and a VTA (Valley Transportation Authority) grant. o The $436,112 net variance of In Lieu VLF is due to two factors: the continuing impact of the reclassification of VLF fees from intergovernmental to property taxes as a consequence of actions taken by the State and the $516,892 VLF Repayment to reimburse the City for an earlier State "take-away". o $425,728 in Use of Money and Property occurred because interest rates went up and rental income ($96,434)was received from cell phone towers. • Decreases in Revenues o $138,977 of the decrease in revenues from voter approved taxes resulted from a decrease in the tax rate on the library bond in order to draw down accumulated fund balance. 7 City of Saratoga Management's Discussion and Analysis June 30, 2006 Chart of Increase or (Decrease) in Expenditures by Function Expenditure 2005-06 &2004-05 OF 'W" SO a-.a i 4 1 y r & t _}, �1 The net change in expenditures for Governmental Activities was a decrease of$735,264. A brief analysis by expenditure function of significant events follows • Increases in Expenditures o The $836,492 increase in public works expenditures is due to the City's increased emphasis on pavement management. Also during 2005-06 a major portion of the Saratoga-Sunnyvale Road project was completed. • Decreases in Expenditures • Expenditures decreased for general and intergovernmental services by $687,173 due to the City Council re-prioritizing expenditures in a series of public meetings because of budgetary considerations. • A$534,416 decrease in community services is due to the re-prioritization of City services such as after school teen programs and other non-revenue generating programs as a result of budgetary considerations as discussed above. o $ 308,750 public safety services - This expenditure has decreased for two reasons: contract costs were lower than the previous year because the City received a credit from the Santa Clara County's Sheriff's Office against the current year's contract and animal control services ($155,000) were placed under General Services during the last fiscal year. 8 City of Saratoga Management's Discussion and Analysis June 30, 2006 Change in Fund Balance Included in the Major Funds are the General Fund, the Capital Improvement Fund and the Other Governmental Funds, which are a group of seven funds. They are the Local Law Enforcement, Streets and Roads, Lighting and Landscaping Assessment District, Community Development Block Grant, Library Bond, Park Development and Library Expansion funds. The net change of the fiscal year transactions is a net increase in the ending fund balance for the Major Funds of$2,233,499. Major Funds Other Capital Governmental General Improvement Funds Fund Balance Beginning of Year,as restated $ 7,358,951 $ 4,230,848 $ 1,925,761 Total Revenues 15,349,927 1,423,768 2,724,645 Total Expenditures 12,058,792 2,787,358 2,418,691 Transfer In 114,080 22,000 362,893 Transfer Out (384,893) (99,080) (15,000) Fund Balance End of Year $ 10,379,273 $ 2,790,178 $ 2,579,608 Net Change in Fund Balance $ 3,020,322 $ (1,440,670) $ 653,847 General Fund - As shown in the prior table the net change in the General Fund was an increase of $3,020,322. This occurred because revenues were more than$3 million greater than expenditures. Revenues are budgeted conservatively based upon the prior year experience while expenditures are adjusted to be in line with revenues. Between 2004-05 and 2005-06 revenues increased by $2,790,652. Some of the major reasons for the increases in revenues are as follows: o $817,667 over the prior year was received as a result of general increases in assessed property values for secured and unsecured property taxes and a reclassification of property tax revenues due to the State's treatment of VLF fees and the"triple flip". o Other local taxes increased by $413,061. The net increase was only $113,061 since approximately $300,000 of this was later reclassified to business license fees. While there was some decline in sales taxes ($56,825), other local taxes such as construction ($69,000) increased. The net increase was $113,061. o $516,892 was due to the receipt of a one time repayment from the State to reimburse the City for an earlier State "take-away", the VLF Gap Loan. o Increased interest rates resulted in an additional $75,948 overall from the use of money and property. o A decrease in current services charges of $455,950 represents the net difference between a reclassification of a grant to other revenues and the increase in service charges, which was mainly attributable to more than $600,000 in community development fees. This occurred because more planning and arborist services were provided. In addition, building fees increased as did the number of building permits. o The City received$1,702,270 in other revenues which included several grants. o The $253,197 decrease in franchise fees is due to the reclassification of $300,000 in local taxes discussed above. 9 City of Saratoga Management's Discussion and Analysis June 30, 2006 While revenues increased almost $2.8 million over the previous year, the base level of expenditures was reduced due to the City Council re-prioritizing expenditures in a series of public meetings because of budgetary considerations. The $991,131 increase in expenditures over the prior year was largely due to one time expenditures and the net result was expenditures of only $12,443,685, which created a positive budget variance of $2,805,919. After adjusting for the transfers discussed above the actual variance is $1,636,619. Much of this positive budget variance is due to one time money that has since been re-appropriated in 2006- 07. Capital Improvement Project Fund - As shown in the table above, the net change in the Capital Improvement Fund was a decrease of $1,440,670. Capital projects in the City of Saratoga do not have a distinct funding source, therefore as project expenditures are paid the existing fund balances are depleted. Major projects during FY 2005-06, were the Saratoga-Sunnyvale Road Gateway Project, Blaney Plaza and the De Anza Trail Project. Other Governmental Funds- As shown in the table above there was a net increase of$653,847 in this group of seven funds. The Streets and Roads Fund accounted for the bulk of the increase in fund balance. There was an overall decrease in expenditures from last year where much more of the existing fund balance of the Streets and Roads Fund was used to pay for capital projects. In the current year revenues exceeded expenditures in the Streets and Roads fund by $334,509. Transfers to the Streets and Roads fund from the General Fund made up another$270,000 of the increase in fund balance. General Fund Budgetary Highlights Changes from the City's original budget to the final budget are detailed in the Required Supplementary Information Section along with a comparison to actual activity for the year ended. Changes to the City's budget that increase or decrease the bottom line must be approved by a resolution of the City Council. Modifications to the budget that are a realignment of fiscal activities with no impact to the bottom line may be proposed by Department Heads and approved by the City Manager. The following table compares the General Fund budget to actual. With respect to transfers it shows a significant negative variance. In actuality, there was a small positive variance between budget and actual. The significant negative variance is a result of restating the budgetary information to comply with generally accepted accounting principles. For budgetary purposes the "General Fund" is comprised of a number of sub funds. This includes what is popularly referred to as the "General Fund" (Fund No. 001) which is more accurately referred to as the "General Purpose Fund". In addition to the aforementioned fund, examples of other sub funds included are the "Development Services Fund" (Fund No. 250), the Environmental Services Fund (Fund No. 260) and the Recreation, Teen, Facilities and Theater Funds (Fund Nos. 290, 291, 292 and 293). During 2005-06, $1,169,300 in transfers between funds included within the general fund were included in the budget. However, in order to comply with generally accepted accounting principles, the City eliminated these transfers from the "actual amounts". This resulted in a budget variance for the General Fund transfers. If this eliminations had not been made the transfers would have been as follows: Original Final Actual Positive Budget Budget Amounts (Negative) Variance Transfers in $636,600 $1,357,680 $1,283,380 $74,300 Transfers-out $ -0- $1,581,802 $1,554,193 $27,609 10 City of Saratoga Management's Discussion and Analysis June 30, 2006 As the following table shows, the final budget revenue estimates were more than estimated due to the City's policy of budgeting revenues conservatively. In addition expenditures were all less than budgeted, many of them significantly so with the result that fund balance increased by $3,020,322 as a result of expenditures not being made. As shown in the column for actual financial transactions the use of fund balance was not necessary. Adopted Final Variance Budget Budget Actual Final to Actual Source of Funds: Property taxes $ 5,216,000 $ 5,054,800 $ 5,652,244 $ 597,444 Other local taxes 2,367,000 2,156,400 2,275,495 119,095 Licenses&permits 17,000 17,000 79,098 62,098 Fines&forfeitures 120,100 120,100 259,256 139,156 Intergovernmental-State 318,700 810,300 877,688 67,388 Intergovernmental-Other - 102,500 112,587 10,087 Franchise fees 735,700 946,300 1,040,424 94,124 Use of money&property 280,400 554,400 681,805 127,405 Other revenue 15,000 15,000 1,702,270 1,687,270 Current Service Charges 3,802,100 4,056,855 2,669,060 (1,387,795) Transfers In 638,600 1,357,680 114,080 (1,243,600) Total Source of Funds $ 13,510,600 $ 15,191,335 $ 15,464,007 $ 272,672 Use of Funds: General and intergovt. $ 3,478,800 $ 3,840,355 $ 3,345,474 $ 494,881 Public safety 3,645,600 3,777,600 3,323,045 454,555 Environmental services 446,200 466,200 462,265 3,935 Public works 2,309,000 2,145,447 1,974,672 170,775 Community services 1,171,400 1,222,600 1,061,679 160,921 Community development 1,951,600 1,966,600 1,824,723 141,877 Capital outlay 47,000 249,000 66,934 182,066 Transfers out - 1,581,802 384,893 1,196,909 Total Use of Funds $ 13,049,600 $ 15,249,604 $ 12,443,685 $ 2,805,919 Capital Assets The City of Saratoga elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting in which eligible infrastructure capital assets are not required to be depreciated if the following requirements are met. • The City manages the assets using an asset management system which requires that the City (1) perform an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate the annual amount to preserve the assets at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. 11 City of Saratoga Management's Discussion and Analysis June 30, 2006 The City policy is to achieve an average Pavement Condition Index (PCI) rating of 70 for all streets. The City achieved the 70 rating with 86% of streets rated as Excellent to Good, 13% of streets are rated as "Poor", and 1% of streets are rated as "Very Poor". The City spent $1,030,682 to maintain and preserve eligible infrastructure assets. For more detailed information on Capital Assets activity, please refer to Note F in the section entitled"Notes to the Basic Financial Statements" and"Required Supplementary Section". As of June 30, 2006, the City had $121,270,370 invested in a variety of capital assets, as reflected in the following schedule,which represents an increase of$1,045,936 or less than 1% above the prior year. Capital Assets at Year End Net of Depreciation Governmental Activities 2006 2005 Land $ 9,887,095 $ 11,118,030 Builidng&Structures 17,282,484 16,649,809 Machinery&Equipment 213,102 262,466 Infrastructure 85,366,868 86,513,324 Construction in Progress 8,520,821 5,680,805 $ 121,270,370 $ 120,224,434 The following reconciliation summarizes the change in Capital Assets. Changes in Capital Assets Governmental Activities 2006 2005 Beginning Balance $ 120,224,434 $ 118,999,460 Addition: Land - - Building and Structures - - Construction in Progress 2,840,015 1,777,491 Infrastructure - - Machinery&Equipment 66,933 - Retirements: Construction in Progress - (321,164) Inventory Adjustments - 1,528,246 Depreciation (1,861,012) (1,759,599) Ending Balance $ 121,270,370 $ 120,224,434 12 City of Saratoga Management's Discussion and Analysis June 30, 2006 Debt Administration The net change in outstanding debt for the City of Saratoga is a decrease of$186,690. During the fiscal year, the City did not enter into any new debt structures. Outstanding Debt,at year-end Governmental Activities 2006 2005 2001 General Obligation Bond $ 14,170,000 $ 14,440,000 Claims Payable 92,957 - Compensated Absences 235,647 245,294 Total $ 14,498,604 $ 14,685,294 The current portions of long-term debt ($280,000 and $270,000 for 2006 and 2005, respectively) are classified as current liabilities in the City's Statement of Net Assets. 2001 General Obligation Bond - During the fiscal year, the City made debt service payments that include a principal reduction of$270,000 on the City's$15,000,000 2001 General Obligation Library bonds. Claims Payable - The City is fully funded through their membership in a pooled liability assurance network with the Association of Bay Area Governments. Economic Factors In September, 2006 the City received a significant increase in new property tax revenues on an annual basis due to the passage of Assembly Bill 117. This legislation effective with FY 2006-07 increases the amount of property taxes allocated to the City as a result of the TEA (Tax Equity Allocation formula). Assembly Member Cohn sponsored the bill which resulted from a joint effort of the City of Saratoga, Santa Clara County and the 3 other affected cities - Cupertino, Monte Sereno and Los Altos Hills. These cities are referred to as "no/low tax cities' and will have restored a proportionate share of the property taxes which they lost to special legislation in 1989. This will result in a permanent increase in general fund property taxes of$785,777. The economy of the City and its major initiatives for the coming year are discussed in detail in the accompanying Transmittal Letter. Request for Financial Information This financial report is designed to provide a general overview of the City of Saratoga's finances for all of Saratoga's residents, taxpayers, customers, investors, and creditors. This financial report seeks to demonstrate the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Administrative Services Department, 13777 Fruitvale Avenue,Saratoga,California 95070. 13 This page intentionally left blank. 14 BASIC FINANCIAL STATEMENTS 15 16 GOVERNMENT-WIDE FINANCIAL STATEMENTS 17 # G � Y�,. . - . ���, � `�_ ' . � � �s City of Saratoga Statement of Net Assets June 30, 2006 Primary Government Governmental Activities ASSETS Current assets: Cash and investments $ 14,952,855 Restricted cash and investments 2,286,451 Receivables: Accounts 1,005,677 Interest 180,727 Loans 13,332 Total current assets 18,439,042 Noncurrent assets: Loans receivable 111,670 Capital assets: Non-depreciable 63,649,381 Depreciable,net 57,620,989 Total capital assets 121,270,370 Total noncurrent assets 121,382,040 Total assets 139,821,082 LIABILITIES Current liabilities: Accounts payable 1,276,877 Accrued payroll 208,117 Other payable 268,435 Interest payable 309,898 Deposits payable 604,909 Unearned revenue 228,747 Long-term debt-due within one year 381,206 Total current liabilities 3,278,189 Noncurrent liabilities: Long-term debt-due in more than one year 14,117,398 Total noncurrent liabilities 14,117,398 Total liabilities 17,395,587 NET ASSETS Investment in capital assets,net of related debt 107,100,370 Restricted for: Capital projects 3,585,428 Debt service 865,378 Special projects 918,980 Total restricted 5,369,786 Unrestricted 9,955,339 Total net assets $ 122,425,495 See accompanying Notes to the Basic Financial Statements. 19 City of Saratoga Statement of Activities and Changes in Net Assets For the year ended June 30, 2006 Program Revenues Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Total Primary government: Governmental activities: General and intergovernmental services $ 3,472,679 $ 31,322 $ - $ - $ 31,322 Public safety 3,426,766 122,899 479,815 - 60Z714 Environmental services 464,681 508,574 45,503 - 554,077 Public works 4,286,737 12,003 939,896 1,485,203 2,437,102 Community services 1,395,064 1,008,157 13,000 81,335 1,102,492 Community development services 2,226,317 2,665,218 71,227 - 2,736,445 Interest on long-term debt(unallocated) 754,346 - - - - Total $ 16,026,590 $ 4,348,173 $ 1,549,441 $ 1,566,538 $ 7,464,152 General revenues: Taxes: Property taxes Special assessments Voter approved property tax Sales taxes Local taxes Franchise taxes Motor vehicle in-lieu Total taxes Investment earnings Other revenues Total general revenues Change in net assets Net assets-beginning of year,as restated Net assets-end of year See accompanying Notes to the Basic Financial Statements. 20 Net(Expense) Revenue and Changes in Net Assets Primary Government Governmental Activities $ (3,441,357) (2,824,052) 89,396 (1,849,635) (292,572) 510,128 (754,346) (8,562,438) 5,652,244 348,803 1,020,681 988,132 1,287,363 1,040,424 717,737 11,055,384 708,551 161,790 11,925,725 3,363,287 119,062,208 $ 122,425,495 21 # G 22 FUND FINANCIAL STATEMENTS 23 # G 24 GOVERNMENTAL FUND FINANCIAL STATEMENTS General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. Other Governmental Funds Other Governmental Funds is the aggregate of all the nonmajor governmental funds. 25 City of Saratoga Balance Sheet Governmental Funds June 30, 2006 Major Funds Other Total Capital Governmental Governmental General Improvement Funds Funds ASSETS Cash and investments $ 11,829,675 $ 3,123,180 $ - $ 14,952,855 Restricted cash and investments - - 2,286,451 2,286,451 Receivables: Accounts 622,853 - 382,824 1,005,677 Interest 160,112 3,814 16,801 180,727 Loans - - 125,002 125,002 Total assets $ 12,612,640 $ 3,126,994 $ 2,811,078 $ 18,550,712 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $ 1,075,273 $ 115,295 $ 86,309 $ 1,276,877 Accrued payroll 190,459 - 17,658 208,117 Deposits payable 604,909 - - 604,909 Other payable 265,934 - 2,501 268,435 Deferred revenue 96,792 221,521 125,002 443,315 Total liabilities 2,233,367 336,816 231,470 2,801,653 Fund Balances: Reserved for: Petty Cash 1,300 - - 1,300 Debt service - - 865,378 865,378 Unreserved,designated for: Operations 2,554,150 - - 2,554,150 Economic uncertainty 1,500,000 - - 1,500,000 Construction in Progress 614,997 - - 614,997 Community Development Services 1,339,563 - - 1,339,563 Environmental Services 909,760 - - 909,760 Equipment Replacement 247,148 - 247,148 Information Technology 403,520 - - 403,520 Facility Improvement 53,546 - - 53,546 Unreserved,undesignated,reported in: General fund 2,755,289 - - 2,755,289 Special revenue funds - - 918,980 918,980 Capital projects funds - 2,790,178 795,250 3,585,428 Total fund balances 10,379,273 2,790,178 2,579,608 15,749,059 Total liabilities and fund balances $ 12,612,640 $ 3,126,994 $ 2,811,078 $ 18,550,712 See accompanying Notes to the Basic Financial Statements. 26 City of Saratoga Reconciliation of the Governmental Funds Balance Sheet to the Government-Wide Statement of Net Assets June 30, 2006 Total Fund Balances-Total governmental funds $ 15,749,059 Amounts reported for governmental activities in the statement of net assets were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. The capital assets were adjusted as follows: Non-depreciable capital assets 63,649,381 Depreciable capital assets,net 57,620,989 Total capital assets 121,270,370 Interest payable on long-term debt did not require current financial resources. Therefore,interest payable was not reported as a liability in Governmental Funds Balance Sheet. (309,898) Long-term receivables were not current available resources and therefore, were offset by a deferred revenue amount equal to the net receivable in the governmental funds. 214,568 Long-term liabilities were not due and payable in the current period. Therefore,they were not reported in the Governmental Funds Balance Sheet. The long-term liabilities were adjusted as follows: General obligation bonds (14,170,000) Claims payables (92,957) Compensated absences (235,647) Total long-term liabilities (14,498,604) Net Assets of Governmental Activities $ 122,425,495 See accompanying Notes to the Basic Financial Statements. 27 City of Saratoga Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the year ended June 30, 2006 Major Funds Other Total Capital Governmental Governmental General Improvement Funds Funds REVENUES: Property taxes $ 5,652,244 $ - $ 1,369,484 $ 7,021,728 Other local taxes 2,275,495 - - 2,275,495 Licenses&permits 79,098 - - 79,098 Fines&forfeiture 259,256 - - 259,256 Intergovernmental-State 877,688 741,000 1,041,556 2,660,244 Intergovernmental-Other 112,587 652,878 210,341 975,806 Franchise fees 1,040,424 - - 1,040,424 Use of money and property 681,805 12,770 57,888 752,463 Other revenue 1,702,270 17,120 - 1,719,390 Current service charges 2,669,060 - 45,376 2,714,436 Total revenues 15,349,927 1,423,768 2,724,645 19,498,340 EXPENDITURES: Current: General and intergovernmental services 3,345,474 - - 3,345,474 Public safety 3,323,045 - 100,000 3,423,045 Environmental services 462,265 - - 462,265 Public works 1,974,672 - 1,064,185 3,038,857 Community services 1,061,679 - 148,179 1,209,858 Community development services 1,824,723 22,596 - 1,847,319 Capital outlay 66,934 2,764,762 76,356 2,908,052 Debt service: Principal - - 270,000 270,000 Interest and fiscal charges - - 759,971 759,971 Total expenditures 12,058,792 2,787,358 2,418,691 17,264,841 REVENUES OVER (UNDER)EXPENDITURES 3,291,135 (1,363,590) 305,954 2,233,499 OTHER FINANCING SOURCES(USES): Transfers in 114,080 22,000 362,893 498,973 Transfers out (384,893) (99,080) (15,000) (498,973) Total other financing sources(uses) (270,813) (77,080) 347,893 - Net change in fund balances 3,020,322 (1,440,670) 653,847 2,233,499 FUND BALANCES: Beginning of year,as restated 7,358,951 4,230,848 1,925,761 13,515,560 End of year $ 10,379,273 $ 2,790,178 $ 2,579,608 $ 15,749,059 See accompanying Notes to the Basic Financial Statements. 28 City of Saratoga Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Government-Wide Statement of Activities and Changes in Net Assets For the year ended June 30, 2006 Net Change in Fund Balances-Total governmental funds $ 2,233,499 Amounts reported for governmental activities in the Statement of Activities and Changes in Net Assets were different because: Governmental Funds report capital outlay as expenditures. However, in the Government-Wide Statement of Activities and Changes in Net Assets, the cost of those assets was allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period. 21906,948 Depreciation expense on capital assets was reported in the Government-Wide Statement of Activities and Changes in Net Assets, but it did not require the use of current financial resources. Therefore, depreciation expense was not reported as expenditures in the Governmental Funds. (1,861,012) Certain revenues were recorded as deferred revenue in the governmental funds because they did not meet the revenue recognition criteria of availability. However, they were included as revenue in the Governmental-Wide Statement of Activities and Changes in Net Assets under the full accrual basis. (108,463) Long-term compensated absences and claims payables were reported in the Government-Wide Statement of Activities and Changes in Net Assets,but they did not require the use of current financial resources.Therefore, long-term compensated absences and claims payable were not reported as expenditures in governmental funds. Claims Payables (92,957) Compensated absences 9,647 Repayment of bond principal was an expenditure in governmental funds, but the repayment reduced long- term liabilities in the Government-Wide Statement of Net Assets. Long-term debt repayments 270,000 Interest expense on long-term debt was reported in the Government-Wide Statement of Activities and Changes in Net Assets,but it did not require the use of current financial resources.Therefore, interest expense was not reported as expenditures in governmental funds. The following amount represented the change in accrued interest from prior year. 5,625 Change in Net Assets of Governmental Activities $ 3,363,287 See accompanying Notes to the Basic Financial Statements. 29 30 FIDUCIARY FUND FINANCIAL STATEMENTS Agency Funds Agency Funds is the aggregate of all the agency funds. 31 City of Saratoga Statement of Fiduciary Net Assets Fiduciary Funds June 30, 2006 Agency Funds ASSETS Cash and investments $ 61,903 Interest Receivable 689 Total assets $ 62,592 LIABILITIES Deposits payable $ 62,592 Total liabilities $ 62,592 See accompanying Notes to the Basic Financial Statements. 32 City of Saratoga Index to Notes to the Basic Financial Statements For the year ended June 30, 2006 Page Note 1 - Summary of Significant Accounting Policies.......................................................................................35 A. Financial Reporting Entity..................................................................................................................35 B. Basis of Accounting/Measurement Focus.......................................................................................36 C. Cash,Cash Equivalents and Investments........................................................................................38 D. Restricted Cash and Investments......................................................................................................39 E. Interfund Transactions........................................................................................................................39 F. Capital Assets.......................................................................................................................................40 G. Interest Payable....................................................................................................................................40 H. Claims Payable.....................................................................................................................................40 I. Compensated Absences......................................................................................................................41 J. Long-Term Obligations.......................................................................................................................41 K. Fund Balances......................................................................................................................................41 L. Net Assets.............................................................................................................................................42 M. Use of Restricted/Unrestricted Net Assets......................................................................................42 N. Property Tax and Special Assessments............................................................................................42 O. Uses of Estimates.................................................................................................................................43 P. Implementation of New GASB Pronouncements...........................................................................43 Note2- Cash and Investments ...............................................................................................................................44 A. Cash Deposits.......................................................................................................................................44 B. Investments ..........................................................................................................................................45 C. External Investment Pool ...................................................................................................................45 D. Risk Disclosures...................................................................................................................................46 Note3-Loans Receivable.......................................................................................................................................46 33 City of Saratoga Index to Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 Page Note 4- Fund Financial Statements Interfund Transaction...........................................................................47 Note5 - Capital Assets...........................................................................................................................................48 Note6- Long-Term Debt.......................................................................................................................................49 Note7- Non-City Obligations.............................................................................................................................50 Note8 - Risk Management....................................................................................................................................51 Note9 - Retirement Plans......................................................................................................................................53 Note10-Net Assets................................................................................................................................................54 A. Investment in Capital Assets,Net of Related Debt.......................................................................54 B. Restricted Net Assets ........................................................................................................................54 Note 11 -Joint Powers Agreements.....................................................................................................................54 Note 12-Excess Expenditures over Appropriations........................................................................................54 Note 13- Commitments and Contingencies......................................................................................................55 A. Lawsuits..............................................................................................................................................55 B. Federal and State Grant Programs..................................................................................................55 C. Commitments.....................................................................................................................................55 Note 14- Prior Period Adjustments.....................................................................................................................56 34 City of Saratoga Notes to the Basic Financial Statements For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Saratoga, California, (City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental agencies. The Governmental Accounting Standards Boards (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting policies are described below. A. Financial Reporting Entity The City was incorporated as a municipal corporation in 1956 under the general laws of the State of California, and had a population of 30,835 at June 30, 2006. The City is a largely residential community located in the foothills of the Santa Cruz Mountains. The City operated under the Council-Manager form of government, with five elected Council members served by a full-time City Manager and staff. At June 30, 2006, the City's staff comprised 52 full time, 10 part time, 2 contracted employees, and numerous recreation seasonal employees who were responsible for the following City provided services: • Public Safety - The City provides round-the-clock police services under a contract with the County Sheriff's offices. Fire services are provided by special district. Emergency management, code enforcement and inspection services are provided by 1 City employee. • Public Works/Maintenance -The City builds and maintains its parks, streets, curbs, gutters and related public property with a force of 27 employees. Major projects may be contracted out to reduce costs. • Community Development - Zoning administration, plan checking and advance planning services are provided by 13 employees. • Culture,Recreation and Community Support services are provided by a total of 8 employees. • General Government services are provided by a total of 15 employees. As required by GAAP, these basic financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City Council acts as the governing board. In addition,the City staff performs all administrative and accounting functions for these entities and these entities provide their services entirely to the City. Blended component units, although legally separate entities are, in substance, part of the City's operations and data from these units are combined with data of the City. Discretely presented component units, on the other hand, are reported in a separate column in the government-wide financial statements to emphasize their legal separateness from the City. Each blended component unit has a June 30 year-end. The City had no discretely presented component units. 35 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued A. Financial Reporting Entity, Continued The following entities are reported as blended component units: Lighting and Landscaping Assessment District - The Lighting and Landscaping Assessment District (District) was established in 1980 for the levy and the collections of assessments upon the several lots or parcels of land in the District, and for the construction or installation of improvements, including maintenance. The District is reported as a blended component unit of the City because it has the same Governing Board as the City. Saratoga Public Financing Authority - The Saratoga Public Financing Authority (Authority) is a joint powers authority organized by the City of Saratoga (City) and the City of Saratoga Parking Authority (Parking Authority) on June 16, 1993, under the laws of the State of California. The Authority was organized to provide financial assistance to the City and Districts for public improvements for the City and the purchase by the Authority of Local Obligations within the meaning of the Act. The Authority is reported as a blended component unit of the City because it has the same Governing Board as the City. Complete financial statements for each component unit may be obtained from the City of Saratoga, 13777 Fruitvale Avenue,Saratoga,California 95070. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government-Wide Financial Statements The City's government-wide financial statements include a Statement of Net Assets and a Statement of Activities and Changes in Net Assets. These statements present summaries of governmental activities for the City. Fiduciary activities of the City are not included in these statements. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting,revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions are reported as program revenues for the City in three categories: • Charges for services • Operating grants and contributions • Capital grants and contributions 36 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,Continued B. Basis of Accounting and Measurement Focus, Continued Government-Wide Financial Statements,Continued Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables and receivables. All internal balances in the Statement of Net Assets have been eliminated. The following interfund activities have been eliminated: ♦ Transfers in/out Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non-major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net assets as presented in these statements to the net assets presented in the government-wide financial statements. The City has presented all major funds that met the applicable criteria. The following funds are major funds: General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. All governmental funds are accounted for on a spending or current financial resources measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the balance sheets. The Statement of Revenues,Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Accordingly, revenues are recorded when received in cash, except that revenues subject to accrual (up to 7 months after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Fines, forfeitures, licenses and permits and parking meter revenues are not susceptible to accrual because they are usually not measurable until received in cash. Expenditures are recorded in the accounting period in which the related fund liability is incurred. 37 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued Governmental Fund Financial Statements,Continued Deferred revenues arise when potential revenues do not meet both the "measurable" and "available" criteria for recognition in the current period. Deferred revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods when both revenue recognition criteria are met or when the government has a legal claim to the resources, the deferred revenue is removed from the combined balance sheet and revenue is recognized. Reconciliation of the Fund Financial Statements to the Government-Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Fiduciary Fund Financial Statements Fiduciary fund financial statements include a Statement of Net Assets. The City's fiduciary funds represent agency funds. Agency funds do not have a measurement focus,although they do have a basis of accounting. An accrual basis of accounting is used to record the financial transactions. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. C. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. Deposit and Investment Risk Disclosures - In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB No. 3), certain disclosure requirements, if applicable, for Deposits and Investment Risks in the following areas: ➢ Interest Rate Risk ➢ Credit Risk - Overall - Custodial Credit Risk - Concentrations of Credit Risk ➢ Foreign Currency Risk Other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments,credit quality at year-end and other disclosures. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF),which has invested a portion of the pool funds in Structured Notes and Asset- Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset-Backed Securities are subject to market risk as to change in interest rates. 38 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,Continued D. Restricted Cash and Investments Certain restricted cash and investments are held by a fiscal agent for the redemption of bonded debt and for acquisition and construction of capital and special projects. E. Interfund Transactions Quasi-external transactions are accounted for as revenue, expenditures or expenses, as appropriate. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursed fund. All other interfund transactions, except quasi-external transactions and reimbursements, are reported as transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as transfers. F. Capital Assets Capital assets, which include land, buildings, improvements, furniture, equipment and infrastructure assets (e.g., roads,bridges, sidewalks, and similar items), were reported in the applicable governmental activities in the government-wide financial statements. Capital assets were recorded at historical cost or estimated historical cost if actual cost was not available. Donated assets were valued at their fair market value on the date of donation. City policy has set the capitalization threshold for reporting capital assets at $1,000. The City has chosen the Modified Approach for reporting the streets subsystem of infrastructure capital assets. Depreciation is recorded on a straight-line basis over the useful lives of the assets as follows: Buildings and structures 40 years Machinery and equipment 5-10 years Infrastructure 15-50 years In June 1999, the Governmental Accounting Standards Board (GASB) issued Statement No. 34 which requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with Statement No. 34, the City has included the value of all infrastructures into its basic financial statements. The City defines infrastructure as the basic physical assets that allow the City to function. The City defines infrastructure as the basic physical assets including the street system, park and recreation lands and improvements system; storm water conveyance and drainage system,buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. The City elected to use the Modified Approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets, concrete and asphalt pavements. The City commissioned a physical assessment of the streets condition as of June 30, 2005. This condition assessment will be performed every 2 years. The next condition assessment is scheduled for March 2007. A Pavement Condition Index (PCI) was assigned to each street segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to segments of street that have the physical characteristics of a new street. 39 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued F. Capital Assets, Continued The following conditions were defined: Condition Rating Excellent 80-100 Very Good 70-79 Good 50-69 Poor 25-49 Very Poor 0-24 The City's policy relative to maintaining the street assets is to achieve an average rating of 70 for all street segments. This acceptable rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. For all other infrastructure systems, the City elected to use the Basic Approach as defined by GASB Statement No. 34 for infrastructure reporting. The City commissioned an appraisal of City owned infrastructure and property as of June 30, 2001, and has completed an internal update for June 30, 2005. This appraisal determined the original cost, which is defined as the actual cost to acquire new property in accordance with market prices at the time of first construction/acquisition. Original costs were developed in one of three ways: 1) historical records; 2) standard unit costs appropriate for the construction/acquisition date; or 3) present cost indexed by a reciprocal factor of the price increase from the construction/acquisition date to the current date. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line, unrecovered cost method was computed using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. G. Interest Payable In the government-wide financial statements, interest payable of long-term debt is recognized as the liability is incurred for governmental fund types. The City has not allocated the interest on long-term debt to departments. In the fund financial statements, governmental fund types do not recognize the interest payable when the liability is incurred. H. Claims Payable The City records a liability to reflect an actuarial estimate of ultimate uninsured losses for both general liability claims (including property damage claims) and workers' compensation claims. The estimated liability for workers' compensation claims and general liability claims includes "incurred but not reported" (IBNR) claims. There is no fixed payment schedule to pay these liabilities. 40 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued I. Compensated Absences In the government-wide financial statements, compensated absences are recorded as incurred and the related expenses and liabilities are reported. In the fund financial statements, compensated absences are recorded as expenditures in the years paid, as it is the City's policy to liquidate any unpaid compensated absences at June 30 from future resources, rather than currently available financial resources. Only the amounts which become due at June 30 are reported in the fund financials statements as a liability. J. Long-Term Obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financial sources. Premiums received on debt issuance are reported as other financing sources while discounts on debt issuance reported as other financing uses. Issuance costs,whether or not withheld from the actual debt proceeds received,are reported as debt service expenditures. K. Fund Balances In the fund financial statements, governmental funds report reservations of fund balances for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balances represent tentative management plans that are subject to change. City Council has designated an amount for operations, which it has defined as being equal to the greater of one-quarter of the total budgeted General Fund appropriations for the current budget year or $2,554,149. The designation is increased annually by an amount equal to the interest the City earned on an equivalent amount of cash and investments. City Council has designated$1,500,000 for economic uncertainty. CIP designation is for future Capital Improvement Projects. Community development services designation is for development services that includes zoning administration,inspection services, and development regulation programs. Environmental services is designated for the environmental fees collected from surcharges on garbage bills and tipping fees at the landfills and associated grants related to integrated waste management and storm water management. 41 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued K. Fund Balances, Continued Equipment Replacement is designated for the maintenance and replacement of the City's tools, equipments, and vehicles. Information technology is designated for the support,maintenance, replacement and upgrade of existing computer network. Facility Improvement is designated for the maintenance and improvement of City's facilities. L. Net Assets In the governmental-wide financial statements,net assets are classified in the following categories: ♦ Invested in Capital Assets, Net of Related Debt - This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction,or improvement of the assets. ♦ Restricted Net Assets - This amount is restricted by external creditors, grantors, contributors, or laws or regulations of other governments. ♦ Unrestricted Net Assets - This amount is all net assets that do not meet the definition of "invested in capital assets,net of related debt" or"restricted net assets." M. Use of Restricted/Unrestricted Net Assets When an expense is incurred for purposes for which both restricted and unrestricted net assets are available,the City's policy is to apply restricted net assets first. N. Property Tax and Special Assessments County tax assessments included secured and unsecured property taxes, and special assessments. "Unsecured" refers to taxes on personal property. These tax assessments are secured by liens on the property being taxed. Revenue is recognized in the period for which the tax and assessment is levied. The County of Santa Clara levies, bills and collects property taxes for the City, the County remits the entire amount levied and handles all delinquencies, retaining interest and penalties. Secured and unsecured property taxes are levied on January 1. Secured property tax is due in two installments on November 1 and February 1, and becomes a lien on those dates. It becomes delinquent on December 10 and April 10, respectively. Unsecured property tax is due on July 1 and becomes delinquent on August 31. 42 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued O. Use of Estimates The preparation of basic financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly,actual results could differ from those estimates. P. Implementation of New GASB Pronouncements The City adopted new accounting standards in order to conform to the following Governmental Accounting Standards Board Statements: • GASB Statement No. 42 Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance Recoveries establishes accounting and financial reporting standards for impairment of capital assets. A capital asset is considered impaired when its service utility has declined significantly and unexpectedly. This Statement also clarifies and establishes accounting requirements for insurance recoveries. • GASB Statement No. 44 Economic Condition Reporting: The Statistical Section (an amendment of NCGA Statement 1) guides the preparation of the statistical section. The statistical section presents detailed information, typically in ten-year trends, that assists users in utilizing the basic financial statements, notes to basic financial statements, and required supplementary information to assess the economic condition of a government. • GASB Statement No. 46 Net Assets Restricted by Enabling Legislation addresses selected issues and amends GASB Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. The Statement enhances the usefulness and comparability of net asset information and clarifies the meaning of legal enforceability. The Statement also specified accounting and financial reporting requirements for restricted net assets. • GASB Statement No. 47 Accounting for Termination Benefits provides accounting guidance for state and local governmental employers regarding benefits (such as early-retirement incentives and severance benefits) provided to employees that are terminated. The Statement requires recognition of the cost of involuntary termination benefits in the period in which a government becomes obligated to provide benefits to terminated employees. 43 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 2. CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated to the funds based on average month-end cash and investment balances in these funds. The City has the following cash and investments at June 30: Government-Wide Statement of Fiduciary Net Assets Funds Governmental Statement of Activities Net Assets Total Cash and investments $ 14,952,855 $ 61,903 $ 15,014,758 Restricted cash and investments 2,286,451 - 2,286,451 Total $ 17,239,306 $ 61,903 $ 17,301,209 The City's Cash and Investments at June 30 in more detail: Cash and Cash equivalents: Petty Cash $ 1,300 Demand Deposit 261,527 Total cash and cash equivalents 262,827 Investments: Local Agency Investment Fund 17,037,321 Total cash and investments 17,300,148 Cash and Investments with Fiscal Agents 1,061 Total $ 17,301,209 A. Cash Deposits The carrying amounts of the City's cash deposits were $261,527 at June 30, 2006. Bank balances before reconciling items were$782,842 at that date. The total amount of which was collateralized or insured with securities held by the pledging financial institutions in the City's name is discussed below. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest in such collateral superior to those of a general creditor. Thus,collateral for cash deposits is considered to be held in the City's name. The market value of pledged securities must equal at least 110% of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes that have a value of 150% of the City's total cash deposits. The City may waive collateral requirements for cash deposits which are fully insured up to $100,000 by the Federal Deposit Insurance Corporation. The City, however,has not waived the collateralization requirements. 44 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 2. CASH AND INVESTMENTS, Continued A. Cash Deposits, Continued The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income from cash and investments with fiscal agents is credited directly to the related fund. B. Investments Under the provisions of the City's investment policy,and in accordance with California Government Code, the following investments are authorized: ♦ Securities of the U.S. Government or its agencies. • Certificates of Deposit (or Time Deposits) placed with commercial banks and/or savings and loan companies. ♦ Negotiable Certificates of Deposit. ♦ California Local Agency Investment Fund. ♦ Investment-grade obligations of state,local governments or public authorities. ♦ Money market mutual funds. ♦ Passbook savings account and demand deposits. The City has complied with the provisions of GASB Statement No. 31,Accounting and Financial Reporting for Certain Investments and for External Investments Pools. The City's investments are recorded at fair value. C. External Investment Pool The City's investments with Local Agency Investment Fund (LAIF) at June 30, 2006, include a portion of the pool funds invested in Structured Notes and Asset-Backed Securities. These investments include the following: ♦ Structured Notes - debt securities (other than asset-backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. ♦ Asset-Backed Securities - the bulk of which are mortgage-backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMO's) or credit card receivables. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. As of June 30, 2006, the City had $17,037,321 invested in LAIF which had invested 2.567% of the pool investment funds in Structured Notes and Asset-Backed Securities. The LAIF fair value factor of 0.998185821 was used to calculate the fair value of the investments in LAIF. 45 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 2. CASH AND INVESTMENTS, Continued D. Risk Disclosures Interest Rate Risk - The City's investment policy does not limit investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. At June 30, 2006, the City had the following: Investment Maturities in Years Fair Less Value Than 1 Year External Pool: State of California-Local Agency Investment Fund $ 17,037,321 $ 17,037,321 Credit Risk-As of June 30,2006,the City's investments in external investment pools are unrated. Custodial Credit Risk-For an investment,custodial credit risk is the risk that,in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. Of the City's investments, $1,061 of securities is held by the investment's counterparty,the trustee for the bonds,not in the name of the City as of June 30,2006. 3. LOANS RECEIVABLE The City had the following loans receivable as of June 30,2006: Classification Balance Balance Due within Due more then July 1,2005 Additions Deletions June 30,2006 one year one year Housing Rehabilitation Loan Program $ 264,494 $ - $ (139,492) $ 125,002 $ 13,332 $ 111,670 The City administers a housing rehabilitation program called the Saratoga Housing Assistance and Rehabilitation Program (SHARP) using Housing and Community Development Act funds. Under the SHARP, individuals with incomes below a certain level and corporations building rental housing for low- and-moderate income tenants are eligible to receive low interest loans, secured by deeds of trust, for construction work on their properties. Federal funds received by the City are deposited with a commercial bank. Upon approval of loans, the bank disburses the funds,arranges for and collects repayments. 46 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 3. LOANS RECEIVABLE, Continued At June 30, 2006, the City had outstanding SHARP loans of$125,002. During the year ended June 30, 2006, the City transferred six existing SHARP loans to the Santa Clara County (County). The County has agreed to accepted transfer and manage the six existing SHARP loans. In the Governmental Fund Financial Statements, these loans have been offset by deferred revenue as they are not expected to be repaid immediately. In the Government-Wide Financial Statements, the amount of deferred revenue was recognized as revenues. 4. FUND FINANCIAL STATEMENTS INTERFUND TRANSACTIONS Transfers In/Out Transfers for the year ended June 30,2006,were as follows: Transfers In Other General Capital Governmental Transfers Out Fund Improvement Funds Total General Fund $ - $ 22,000 $ 362,893 $ 384,893 Capital Improvement 99,080 - - 99,080 Other Governmental Funds 15,000 - - 15,000 Total $ 114,080 $ 22,000 $ 362,893 $ 498,973 The above transfers resulted from the normal course of the City's operations. 47 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 5. CAPITAL ASSETS Capital assets activity for the year ended June 30,2006,consisted of the following: Primary Government Balance Balance July 1,2005 Additions Retirements Reclassification June 30,2006 Governmental Activities: Capital assets,not being depreciated: Land and land improvements $ 11,118,030 $ - $ - $ (1,230,935) $ 9,887,095 Construction in progress 5,680,806 2,840,015 - - 8,520,821 Infrastructure: Street pavement system 45,241,465 - - - 45,241,465 Total capital assets,not being depreciated 62,040,301 2,840,015 - (1,230,935) 63,649,381 Capital assets,being depreciated: Buildings and structures 19,278,447 - - 1,223,902 20,502,349 Machinery and equipment 1,558,492 66,933 (206,149) 7,033 1,426,309 Infrastructure: Bridges 1,563,654 - - - 1,563,654 Signs and lights 762,527 - - - 762,527 Drainage system 39,855,914 - - - 39,855,914 Sidewalks 11,494,250 - - - 11,494,250 Total capital assets,being depreciated 74,513,284 66,933 (206,149) 1,230,935 75,605,003 Accumulated depreciation Buildings and structures (2,621,607) (598,258) - - (3,219,865) Machinery and equipment (1,303,058) (116,298) 206,149 - (1,213,207) Infrastructure: Bridges (825,741) (30,969) - - (856,710) Signs and lights (571,992) (31,013) - - (603,005) Drainage system (8,092,686) (797,118) - - (8,889,804) Sidewalks (2,914,067) (287,356) - - (3,201,423) Total accumulated depreciation (16,329,151) (1,861,012) 206,149 - (17,984,014) Total capital assets,being depreciated,net 58,184,133 (1,794,079) - 1,230,935 57,620,989 Governmental activities capital assets,net $ 120,224,434 $ 1,045,936 $ - $ - $ 121,270,370 48 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 5. CAPITAL ASSETS, Continued Depreciation Expense by Function: General Government $ 98,775 Public Safety 3,638 Public Works 1,223,637 Community Services 174,292 Community Development 360,670 Total $ 1,861,012 In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Assets. The City elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its pavement system. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the "Modified Approach" is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the Basic Approach whereby accumulated depreciation and depreciation expense have been recorded. 6. LONG-TERM DEBT A summary of the City's long-term debt transactions for the year ended June 30,2006,is presented below: Classification Amounts Amounts Balance Balance Due Within Due in More Description July 1,2005 Additions Retirements June 30,2006 One Year than One Year General Obligation Bonds: 2001 Library Bonds $ 14,440,000 $ - $ (270,000) $ 14,170,000 $ 280,000 $ 13,890,000 Claims payable - 92,957 - 92,957 30,512 62,445 Compensated absences 245,294 450,937 (460,584) 235,647 70,694 164,953 Total $ 14,685,294 $ 543,894 $ (730,584) $ 14,498,604 $ 381,206 $ 14,117,398 General Obligation 2001 Library Bonds - Original Issue$15,000,000 On May 1, 2001, the City issued General Obligation Bonds Series 2001 in the amount of $15,000,000. The proceeds of the bonds were used to improve, renovate, and expand the Saratoga Community Library. The bonds are payable from and secured by certain property taxes within the City. Interest on the bonds ranges from 5% to 6% and is payable on February 1 and August 1 of each year, commencing February 1, 2002. Principal is due annually beginning on August 1, 2002, in amounts ranging from $60,000 to $940,000. The bonds mature on August 1, 2031, and are subject to redemption prior to maturity at redemption prices ranging from 100% to 101% of par. The bonds may be called for redemption beginning on or after August 1, 2011, at the option of the City. At June 30, 2006, the outstanding balance of the bonds was $14,170,000. 49 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 6. LONG-TERM DEBT, Continued General Obligation 2001 Library Bonds - Original Issue $15,000,000, Continued The annual debt service requirements on these bonds are as follows: For the Year Ending June 30, Principal Interest Total 2007 $ 280,000 $ 736,756 $ 1,016,756 2008 295,000 720,906 1,015,906 2009 310,000 702,756 1,012,756 2010 330,000 683,556 1,013,556 2011 350,000 663,156 1,013,156 2012-2016 2,070,000 2,998,380 5,068,380 2017-2021 2,430,000 2,435,196 4,865,196 2022-2026 3,125,000 1,730,533 4,855,533 2027-2031 4,040,000 798,264 4,838,264 2032 940,000 24,675 964,675 Total $ 14,170,000 $ 11,494,178 $ 25,664,178 Claims Payable At June 30, 2006, the claims payable has been accrued. See Note 8 Risk Management for more information. The total amount of the claims payable was$92,957 at June 30,2006. Compensated Absences The City's liability for vested and unpaid compensated absences (accrued vacation and sick pay) has been accrued and amounts to $235,647 at June 30, 2006. The compensated absences liability will generally be liquidated through the General Fund. 7. NON-CITY OBLIGATIONS The following bonds bearing the City's name were issued to finance redevelopment projects; however, neither the faith and credit nor the general taxing power of the City has been pledged to the payment of the bonds. Furthermore, the City has no obligation for the payment of the bonds in the case of default. Therefore,the following obligations are not included in the accompanying basic financial statements. Original Outstanding at Amount June 30,2006 Leonard Road Improvement Assessment District $ 101,686 $ 40,000 The City is the collecting agent for the Leonard Road Improvement District (District), but is not obligated for the repayment of debt issued by the District. As a result, the District has not been included in the basic financial statements of the City. 50 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 8. RISK MANAGEMENT The City participates in the following public entity risk pools: ABAG Plan Corporation (ABAG PLAN) covers general liability claims in an amount up to $7,000,000. The City has a deductible or uninsured liability of up to $25,000 per claim. Once the City's deductible is met ABAG PLAN becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2006, the City contributed $122,610 for current year coverage and received no refund of prior year excess contributions. The ABAG Workers' Compensation Pool Insurance Authority (ABAG POOL) covers workers' compensation claims up to the statutory limit. The City has no deductible for these claims. During the fiscal year ended June 30,2006,the City contributed$197,298 for current year coverage. The City's contributions to each risk pool equal the ratio of the City's payroll to the total payrolls of all entities participating in the same layer of each program,in each program-year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. There have been no significant reductions of insurance settlements that exceeded insurance coverage for the past three years. The workers' compensation and general liability claims payable of $92,957 reported at June 30, 2006, are based on the requirements of GASB Statement No. 10,which requires that a liability for claims be reported if information prior to the issuance of the basic financial statements indicates that it is probable that a liability has been incurred at the date of the basic financial statements and the amount of the loss can be reasonably estimated. Changes in the claims liability amounts were as follows: Fiscal Year Year Claims Claims and Claims Ended Payable Changes in Claims Payable June 30, July 1 Estimates Payments June 30 2004 $ 297,194 $ (32,044) $ (34,285) $ 230,865 2005 230,865 (224,897) (5,968) - 2006 - 92,957 - 92,957 51 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 8. RISK MANAGEMENT,Continued Each risk pool is governed by a board consisting of representatives from member municipalities. The board controls the operations of each risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on the Board. The following represents summary audited financial information of ABAG Plan Corporation for the fiscal year ended June 30,2005: Total assets $ 41,866,497 Total liabilities $ 18,790,003 Net assets $ 23,076,494 Total revenues $ 9,534,589 Total expenses $ 15,482,622 Net decrease in net assets $ (5,948,033) The following represents summary audited financial information of ABAG Comp Shared Risk Pool for the fiscal year ended June 30,2005: Total assets $ 2,003,179 Total liabilities $ 1,044,765 Net assets $ 958,414 Total revenues $ 695,187 Total expenses $ 403,224 Net increase in net assets $ 291,963 Audited financial information for each risk pool may be obtained from ABAG at P.O. Box 2089, Oakland, California 94604-2089. 52 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 9. RETIREMENT PLANS Pension Plan Plan Description -The City contributes to the California Public Employees Retirement System (PERS), a cost- sharing multiple-employer defined benefit plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their Executive Office located at 400 P Street, Sacramento, California 95814. Funding Policy - Active plan members are required by state statute to contribute for miscellaneous employees 7% of their annual covered salary. The City employer makes the contributions required of City employees on their behalf and for their account, which amounted to $253,227 for the year ended June 30, 2006. The City employer is required to contribute for fiscal year 2005-2006 at an actuarially determined rate of 10.99% of annual covered payroll for miscellaneous employees. Annual Pension Cost - For fiscal year 2005-2006, the City's annual pension cost was $397,304. The required contribution was determined as part of the June 30, 2003, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included (a) 7.75% investment rate of return (net of administrative expenses), (b) projected annual salary increases ranging from 3.25% to 14.45% for miscellaneous employees depending on age, service, and type of employment, and (c) 3.25% per year payroll growth adjustments. Both (a) and (b) included an inflation component of 3.00%. The actuarial value of PERS assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period. PERS unfunded actuarial accrued liability (or surplus) is amortized as a level percentage of projected payroll on a closed basis. The amortization period at June 30,2003,was 20 years for miscellaneous employees for prior and current service unfunded liability. For the actuarial valuation year ended June 30, 2004, PERS established a cost sharing risk pool (Pool) for cities and other government entities that have less than 100 active members. Actuarial valuation was performed with all participants within the same Pool. Therefore, standalone information regarding Schedule of the Funding Progress for the City is no longer available. THREE-YEAR TREND INFORMATION FOR PERS Annual Percentage of Pension Cost APC Net Pension Fiscal Year (APC) Contributed Obligation 6/30/04 $ - 100% $ - 6/30/05 151,567 100% - 6/30/06 397,304 100% - 53 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 10. NET ASSETS A. Investment in Capital Assets,Net of Related Debt As of June 30,2006,the investment in capital assets,net of related debt consisted of the following: Capital assets,net(Note 5) $ 121,270,370 2001 General Obligation Library Bonds(Note 6) (14,170,000) Investment in capital assets,net of related debt $ 107,100,370 B. Restricted Net Assets As of June 30,2006,the restricted net assets consisted of the following: Restricted for Capital Debt Special Projects Service Projects Total Restricted net assets $ 3,585,428 $ 865,378 $ 918,980 $ 5,369,786 11. JOINT POWERS AGREEMENTS The City is a member of the Santa Clara County Traffic Authority (Traffic Authority), which consists of various cities in the San Francisco Bay area. The Traffic Authority was formed in 1985 by a joint exercise of powers agreement between the County of Santa Clara and the cities of Santa Clara County for the purpose of financing highway capital improvements within the County to serve transportation needs. Financial statements may be obtained from the Traffic Authority at 1754 Technology Drive,Suite 224,San Jose,California 95110. The City is also a member of other Joint Powers Authorities (JPA) but has had no material transactions with them. These JPA's are governed by boards consisting of representatives from their members. The boards control the operations of each JPA, including selection of management and approval of operating budgets, independent of any influence by its members beyond their representation on the board. 12. EXCESS EXPENDITURES OVER APPROPRIATIONS Excess of expenditures over appropriations occurred in individual funds during the fiscal year 2005-2006 as follows: Excess Expenditures over Fund Expenditures Appropriations Appropriations Street and Roads Special Revenue Fund $ 766,123 $ 658,400 $ 107,723 Library Expansion Capital Projects Fund 76,356 75,000 1,356 54 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 13. COMMITMENTS AND CONTINGENCIES A. Lawsuits The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases,in the aggregate,are not expected to result in a material adverse financial impact on the City. Additionally, City management believes that the City's insurance programs are sufficient to cover any potential losses should an unfavorable outcome materialize. B. Federal and State Grant Programs The City participates in Federal and State grant programs. These programs are audited by the City's independent accountants in accordance with the provisions of the Federal Single Audit Act Amendments of 1996 and applicable State requirements. No cost disallowance is expected as a result of these audits; however, these programs are subject to further examination by the grantors. Expenditures which may be disallowed, if any,by the granting agencies cannot be determined at this time. The City expects such amounts,if any,to be immaterial. C. Commitments The City had several outstanding contracts or planned construction projects as of June 30,2006. These projects are evidenced by contractual commitments with contractors and include: Original Commitment Project Commitment Remaining TEA Consultants $ 13,560 $ 5,950 Cost Allocation Study/Fee Analysis 31,800 24,338 McWilliams House Architectural Services 20,000 4,000 City's Emergency Radio System 131,108 131,108 Haymeadow Sub-Drainage Repair Project 312,345 123,045 Trail Segment#3 Repair Project 16,500 16,500 Lighting and Landscaping Districts 44,945 44,945 Document Imaging Software Upgrades 8,688 8,688 GIS Basemap Services 2,890 2,890 Administrative Services Financial Software Upgrades 100,000 100,000 Community Development Permit Software Upgrades 100,000 100,000 Vehicle Purchase for Field Operations 188,884 165,038 Additional TEA Funding through the Passage of AB117 14,875 14,875 Total $ 985,595 $ 741,377 As of June 30, 2006, in the opinion of City management, there were no additional outstanding matters that would have a significant effect on the financial position of the funds of the City. 55 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 14. PRIOR PERIOD ADJUSTMENTS Government-Wide Financial Statements The City recorded the following prior period adjustments to correct prior year: Prior Period Adjustment Net Assets, Planning Assessment as Previously Deposit TDA District CDBG Net Assets, Reported Payable Revenue Revenue Expenditure as Restated Governmental Activities: Net assets $ 118,900,964 $ 383,390 $ (249,725) $ 26,515 $ 1,064 $ 119,062,208 Fund Financial Statements The City recorded the following reclassifications to the City's funds to more accurately reflect certain transactions in the prior years: General Fund - The City determined that the prior year balance of the planning deposit payable was incorrect and need to be adjusted. Capital Improvement Fund-The City determined that prior year Transportation Development Act (TDA) revenue received for the Cox Avenue Railroad Crossing project should be reclassified to deferred revenue. Lighting and Landscaping Assessment District Fund - The City determined that the fund's revenue was understated in the prior year. CommuniW Development Block Grant Fund- The City determined that prior year expenditures should be restated to correct grant funded expenditures. Major Fund Non-Major Fund Capital Lighting and Community General Improvement Landscaping Development Fund Fund Assessment District Block Grant Total Fund Balances,as Previously Reported $ 6,975,561 $ 4,480,573 $ 75,892 $ 126,233 $ 11,658,259 Prior Period Adjustments 383,390 (249,725) 26,515 1,064 161,244 Fund Balances,as Restated $ 7,358,951 $ 4,230,848 $ 102,407 $ 127,297 $ 11,819,503 56 REQUIRED SUPPLEMENTARY INFORMATION 57 City of Saratoga Required Supplementary Information For the year ended June 30, 2006 1. BUDGETARY INFORMATION Through the budget, the City Council sets the direction of the City, allocates its resources and establishes its priorities. The Annual Budget assures the efficient and effective uses of the City's economic resources, as well as establishing that the highest priority objectives are accomplished. The Annual Budget serves from July 1 to June 30, and is a vehicle that accurately and openly communicates these priorities to the community,businesses, vendors, employees and other public agencies. Additionally, it establishes the foundation of effective financial planning by providing resource planning, performance measures and controls that permit the evaluation and adjustment of the City's performance. The City does not adopt an annual budget for the Capital Improvement Capital Projects Fund. The Capital Improvement Capital Projects Fund is budgeted on the project length basis. The City adopts an annual budget for Park Development and Library Expansion Capital Projects funds. The City follows these procedures in establishing the budgetary data reflected in the basic financial statements: a. The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating budget includes proposed expenditures and the means of financing them. b. Public hearings are conducted to obtain taxpayer comments. c. The budget is legally enacted through passage of a resolution. d. The City Manager may authorize transfers of budget amounts within a fund. However, any revisions that increase the total budgeted expenditures of any fund must be approved by the City Council. Expenditures may not legally exceed budgeted appropriations at the fund level without City Council approval. e. Formal budgetary integration in the form of legally adopted budgets is employed as a management control device for all funds except the agency funds. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted expenditures reported are as amended by supplemental appropriations of the City Council. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, special revenue and capital projects funds. Unexpended and unencumbered appropriations of these governmental funds automatically lapse at the end of the fiscal year. 58 City of Saratoga Required Supplementary Information, Continued For the year ended June 30, 2006 1. BUDGETARY INFORMATION,Continued The following are the budget comparison schedules for General Fund and all major special revenue funds. Budget Comparison Schedule, General Fund Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) Fund Balances-Beginning,as restated $ 6,975,561 $ 7,358,951 $ 7,358,951 $ - Resources(inflows): Property taxes 5,216,000 5,054,800 5,652,244 597,444 Other local taxes 2,367,000 2,156,400 2,275,495 119,095 Licenses and permits 17,000 17,000 79,098 62,098 Fines and forfeiture 120,100 120,100 259,256 139,156 Intergovernmental-State 318,700 810,300 877,688 67,388 Intergovernmental-Other - 102,500 112,587 10,087 Franchise fees 735,700 946,300 1,040,424 94,124 Use of money and property 280,400 554,400 681,805 127,405 Other Revenue 15,000 15,000 1,702,270 1,687,270 Current service charges 3,802,100 4,056,855 2,669,060 (1,387,795) Transfers in 638,600 1,357,680 114,080 (1,243,600) Amount available for appropriations 20,486,161 22,550,286 22,822,958 272,672 Charges to Appropriations(outflows): Current- General and'intergovernmental services 3,478,800 3,840,355 3,345,474 494,881 Public safety 3,645,600 3,777,600 3,323,045 454,555 Environmental services 446,200 466,200 462,265 3,935 Public works 2,309,000 2,145,447 1,974,672 170,775 Community services 1,171,400 1,222,600 1,061,679 160,921 Community development services 1,951,600 1,966,600 1,824,723 141,877 Capital outlay 47,000 249,000 66,934 182,066 Transfers out - 1,581,802 384,893 1,196,909 Total charges to appropriations 13,049,600 15,249,604 12,443,685 2,805,919 Fund Balances-Ending $ 7,436,561 $ 7,300,682 $ 10,379,273 $ 3,078,591 59 City of Saratoga Required Supplementary Information, Continued For the year ended June 30, 2006 2. MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets that allow the City to function and those resources utilized primarily by the public and provides future economic benefits for a minimum of two years. Infrastructure can be defined as assets that are immovable and of value only to the government. Major infrastructure system includes the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be divided into concrete and asphalt pavements, concrete curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. Subsystem detail is not presented in these basic financial statements;however,the City maintains detailed information on these subsystems. The City has elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its Streets Pavement System. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: • The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City commissioned a physical assessment of the streets conditions as of June 30, 2005. The study assists the City by providing current inspection data used to evaluate current pavement condition. This helps to maintain a City-defined desirable level of pavement performance while optimizing the expenditure of limited fiscal resources. The entire pavement network within the City is composed of approximately 139 centerline miles of pave surfaces. The City's road system can be grouped by function class and includes 23.2 centerline miles of arterial,23.3 centerline miles of collector, and 92.6 miles as residential. A visual survey of all pavement segments was conducted to assess the existing surface condition of each of the individual pavement segments. Upon completion of the study, a Pavement Condition Index (PCI) was calculated for each segment in the City's pavement network to reflect the overall pavement condition. Rating between 0 and 100, a PCI of 0 would correspond to a badly deteriorated pavement with virtually no remaining life. A PCI of 100 would correspond to a pavement with proper engineering design and construction at the beginning of its life cycle. 60 City of Saratoga Required Supplementary Information, Continued For the year ended June 30, 2006 2. MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS, Continued The following conditions were defined: Condition Rating Excellent 80-100 Very Good 70-79 Good 50-69 Poor 25-49 Very Poor 0-24 The City's policy is to achieve an average rating of 70 for all streets,which is a very good rating. This rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. As of June 30, 2005, the City's street system was rated at a PCI index of 70 on the average with the detail condition as follows: Condition 0/1 of Streets Excellent to Good 86% Poor 13% Very Poor 1% The City expended $1,030,682 on street maintenance for the year ended June 30, 2006. These routine maintenance expenditures delayed deterioration. The budget required to maintain and improve the current level of overall condition through the year 2007 is a minimum of $5,400,000. ($1,800,000 projected budget each year for the years ending June 30,2007,2008,and 2009.) A schedule of estimated annual amount calculated to maintain and preserve its streets at the current level compared to actual expenditures for street maintenance for the last five years is presented below: Funded Actual Funded by by Gas Total PCI Fiscal Year Budget Expenditures General Fund Tax Fund Funded Index 2000-01 $ 2,520,255 $ 801,160 $ 205,309 $ 595,851 $ 801,160 - 2001-02 3,529,420 2,214,717 1,631,855 582,862 2,214,717 - 2002-03 2,207,922 1,553,674 974,514 579,160 1,553,674 - 2003-04 1,961,844 1,489,667 907,327 582,340 1,489,667 70 2004-05 1,800,000 2,609,648 1,478,216 1,131,432 2,609,648 70 2005-06 1,156,547 1,030,382 353,652 676,730 1,030,382 70 As of June 30, 2005, approximately 14% of the City's streets were rated below the average standard of 70. The City will continue to rehabilitate these segments of the streets. Total deficiencies (deferred maintenance) identified in the Pavement Management System amounted to approximately$9,583,411 for all streets with an expected annual budget of$650,000. 61 t o 4 h 62 SUPPLEMENTAL INFORMATION 63 # G 64 NON-MAJOR GOVERNMENTAL FUNDS Special Revenue Funds Local Law Enforcement -This fund accounts for State Supplemental Law Enforcement entitlement allocated based on population. Streets and Roads - This fund accounts for revenues and expenditures received from the Federal Government, under I.S.T.E.A. and State,Street and Highway Code Sections 2105, 2106, 2107, and 2107.5. The allocations must be spent for street maintenance or repairs;a limited amount may be spent for engineering. Lighting and Landscaping Assessment District - This fund accounts for revenues and expenditures associated with development of the City. Community Development Block Grant - This fund accounts for grant funds received from the Federal Government for the purpose of developing viable urban communities and for the City's rehabilitation loan program. Debt Service Fund Library Bond -Santa Clara County lease revenues are accumulated in this fund to pay annual principal and interest payments on the 2001 library bond. Capital Projects Funds Park Development - This fund accounts for resources used for the acquisition and construction of major capital facilities by the City,primarily the acquisition and construction of various City parks. Library Expansion -This fund accounts for resources used for the construction of the City's library. 65 City of Saratoga Combining Balance Sheet Nonmajor Governmental Funds June 30, 2006 Special Revenue Debt Service Lighting and Community Landscaping Development Local Law Streets Assessment Block Library Enforcement and Roads District Grant Bond ASSETS Restricted cash and investments $ - $ 340,402 $ 264,687 $ 11,658 $ 854,155 Receivables: Accounts - 321,877 927 53,581 6,439 Interest - 3,730 2,085 811 4,784 Loans - - - 125,002 - Total assets $ - $ 666,009 $ 267,699 $ 191,052 $ 865,378 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $ - $ 41,341 $ 17,378 $ 1,900 $ - Accrued payroll - 17,658 - - - Other payable - Z501 - - - Deferred Revenue - - - 125,002 - Total liabilities - 61,500 17,378 126,902 - Fund Balances: Reserved for: Debt service - - - - 865,378 Unreserved,undesignated,reported in: Special revenues funds - 604,509 250,321 64,150 - Capital projects funds - - - - - Total fund balances - 604,509 250,321 64,150 865,378 Total liabilities and fund balances $ - $ 666,009 $ 267,699 $ 191,052 $ 865,378 66 Capital Projects Total Other Park Library Governmental Development Expansion Funds $ 115,606 $ 699,943 $ 2,286,451 - - 382,824 1,330 4,061 16,801 - - 125,002 $ 116,936 $ 704,004 $ 2,811,078 $ 25,690 $ - $ 86,309 - - 17,658 - 2,501 - - 125,002 25,690 - 231,470 - - 865,378 - - 918,980 91,246 704,004 795,250 91,246 704,004 2,579,608 $ 116,936 $ 704,004 $ 2,811,078 67 City of Saratoga Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the year ended June 30, 2006 Special Revenue Debt Service Lighting and Community Landscaping Development Local Law Streets Assessment Block Library Enforcement and Roads District Grant Bond REVENUES: Property taxes $ - $ - $ 348,803 $ - $ 1,020,681 Intergovernmental-State 100,000 933,573 1,236 - 6,747 Intergovernmental-Other - 156,760 - 53,581 - Use of money and property 6,323 3,044 17,646 12,508 Current service charges - 3,976 - - - Total revenues 100,000 1,100,632 353,083 71,227 1,039,936 EXPENDITURES: Current: Public safety 100,000 - - - - Public works - 766,123 298,062 - - Community services - - - 119,374 - Capital outlay - - - - - Debt service: Principal - - - - 270,000 Interest and fiscal charges - - - - 759,971 Total expenditures 100,000 766,123 298,062 119,374 1,029,971 REVENUES OVER (UNDER)EXPENDITURES - 334,509 55,021 (48,147) 9,965 OTHER FINANCING SOURCES(USES): Transfers in - 270,000 92,893 - - Transfers out - - - (15,000) - Total other financing sources(uses) - 270,000 92,893 (15,000) - Net change in fund balances - 604,509 147,914 (63,147) 9,965 FUND BALANCES: Beginning of year,as restated - - 102,407 127,297 855,413 End of year $ - $ 604,509 $ 250,321 $ 64,150 $ 865,378 68 Capital Projects Total Other Park Library Governmental Development Expansion Funds $ - $ - $ 1,369,484 1,041,556 210,341 4,152 14,215 57,888 41,400 - 45,376 45,552 14,215 2,724,645 - - 100,000 1,064,185 28,805 - 148,179 76,356 76,356 - 270,000 - - 759,971 28,805 76,356 2,418,691 16,747 (62,141) 305,954 - - 362,893 (15,000) - - 347,893 16,747 (62,141) 653,847 74,499 766,145 1,925,761 $ 91,246 $ 704,004 $ 2,579,608 69 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Local Law Enforcement Special Revenue Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING $ - $ - $ - $ - RESOURCES(INFLOWS): Intergovernmental-State 100,000 100,000 100,000 - Amount available for appropriation 100,000 100,000 100,000 - CHARGES TO APPROPRIATIONS(OUTFLOWS): Current: Public safety 100,000 100,000 100,000 - Total charges to appropriations 100,000 100,000 100,000 - FUND BALANCES-ENDING $ - $ - $ - $ - 70 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances -Budget and Actual Streets and Roads Special Revenue Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING $ - $ - $ - $ - RESOURCES(INFLOWS): Intergovernmental-State 611,100 611,100 933,573 322,473 Intergovernmental-Other - - 156,760 156,760 Use of money and property - - 6,323 6,323 Current service charges - - 3,976 3,976 Transfer in - 270,000 270,000 - Amount available for appropriation 611,100 881,100 1,370,632 489,532 CHARGES TO APPROPRIATIONS(OUTFLOWS): Current: Public works 607,200 658,400 766,123 (107,723) Total charges to appropriations 607,200 658,400 766,123 (107,723) FUND BALANCES-ENDING $ 3,900 $ 222,700 $ 604,509 $ 381,809 71 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Lighting and Landscaping Assessment District Special Revenue Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING,as restated $ 44,200 $ 102,407 $ 102,407 $ - RESOURCES(INFLOWS): Property taxes 356,500 351,700 348,803 (2,897) Intergovernmental-State - - 1,236 1,236 Use of money and property 1,700 1,700 3,044 1,344 Transfer in - - 92,893 92,893 Amount available for appropriation 402,400 455,807 548,383 92,576 CHARGES TO APPROPRIATIONS(OUTFLOWS): Current: Public works 290,100 290,100 298,062 (7,962) Transfer out 43,700 43,700 - 43,700 Total charges to appropriations 333,800 333,800 298,062 35,738 FUND BALANCES-ENDING $ 68,600 $ 122,007 $ 250,321 $ 128,314 72 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Community Development Block Grant Special Revenue Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING,as restated $ 92,000 $ 127,297 $ 127,297 $ - RESOURCES(INFLOWS): Intergovernmental-Other 217,500 427,411 53,581 (373,830) Use of money and property 2,300 2,300 17,646 15,346 Amount available for appropriation 311,800 557,008 198,524 (358,484) CHARGES TO APPROPRIATIONS(OUTFLOWS): Current: Community Services 202,491 412,402 119,374 293,028 Transfer out 15,000 15,000 15,000 - Total charges to appropriations 217,491 427,402 134,374 293,028 FUND BALANCES-ENDING $ 94,309 $ 129,606 $ 64,150 $ (65,456) 73 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Library Bond Debt Service Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING $ 766,500 $ 855,413 $ 855,413 $ - RESOURCES(INFLOWS): Property taxes 912,400 912,400 1,020,681 108,281 Intergovernmental-State - - 6,747 6,747 Use of money and property 8,200 8,200 12,508 4,308 Amount available for appropriation 1,687,100 1,776,013 1,895,349 108,281 CHARGES TO APPROPRIATIONS(OUTFLOWS): Debt service: Principal 270,000 270,000 270,000 - Interest and fiscal charges 762,400 762,400 759,971 Z429 Total charges to appropriations 1,032,400 1,032,400 1,029,971 2,429 FUND BALANCES-ENDING $ 654,700 $ 743,613 $ 865,378 $ 121,765 74 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Park Development Capital Projects Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING $ 10,100 $ 74,499 $ 74,499 $ - RESOURCES(INFLOWS): Use of money and property - - 4,152 4,152 Current service charges 62,100 124,200 41,400 (82,800) Amount available for appropriation 72,200 198,699 120,051 4,152 CHARGES TO APPROPRIATIONS(OUTFLOWS): Community services - 192,200 28,805 163,395 Total charges to appropriations - 192,200 28,805 163,395 FUND BALANCES-ENDING $ 72,200 $ 6,499 $ 91,246 $ 84,747 75 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances -Budget and Actual Library Expansion Capital Projects Fund For the year ended June 30, 2006 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) FUND BALANCES-BEGINNING $ 859,300 $ 766,145 $ 766,145 $ - RESOURCES(INFLOWS): Use of money and property 28,900 28,900 14,215 (14,685) Amount available for appropriation 888,200 795,045 780,360 (14,685) CHARGES TO APPROPRIATIONS(OUTFLOWS): Capital outlay 75,000 75,000 76,356 (1,356) Total charges to appropriations 75,000 75,000 76,356 (1,356) FUND BALANCES-ENDING $ 813,200 $ 720,045 $ 704,004 $ (16,041) 76 FIDUCIARY FUND FINANCIAL STATEMENTS Agency Funds Cable T.V. Trust -This fund accounts for funds of the Saratoga Community Access T.V.Foundation. Assessment Districts Bonds - This fund accumulates the monies for payment of bonds for Village Parking Districts #2 and #3, the Leonard Road Improvement District and the Saratoga Public Financing Authority which are financed by assessments placed on the County tax roll. 77 City of Saratoga Combining Statement of Fiduciary Net Assets Agency Funds June 30, 2006 Total Cable T.V. Assessment Agency Trust District Bonds Funds ASSETS Cash and investments $ 60,842 $ 1,061 $ 61,903 Interest Receivable 689 - 689 Total assets $ 61,531 $ 1,061 $ 62,592 LIABILITIES Deposits payable $ 61,531 $ 1,061 $ 62,592 Total liabilities $ 61,531 $ 1,061 $ 62,592 78 City of Saratoga Combining Statement of Changes in Assets and Liabilities Agency Funds For the year ended June 30, 2006 Balance Balance July 1,2005 Additions Deductions June 30,2006 Cable T.V.Trust Assets: Cash and investments $ 73,540 $ 2,302 $ (15,000) $ 60,842 Interest Receivable 524 689 (524) 689 Total assets $ 74,064 $ 2,991 $ (15,524) $ 61,531 Liabilities: Deposits payable $ 74,064 $ 2,991 $ (15,524) $ 61,531 Assessment District Bonds Assets: Cash and investments $ - $ 1,061 $ - $ 1,061 Restricted cash and investments 192,122 192,195 (384,317) - Interest Receivable 274 - (274) - Accounts receivable 42,946 - (42,946) - Total assets $ 235,342 $ 193,256 $ (427,537) $ 1,061 Liabilities: Deposits payables $ - $ 1,061 $ - $ 1,061 Due to assessment district bondholders 235,342 193,256 (428,598) - Total liabilities $ 235,342 $ 194,317 $ (428,598) $ 1,061 Total Agency Funds Assets: Cash and investments $ 73,540 $ 3,363 $ (15,000) $ 61,903 Restricted cash and investments 192,122 192,195 (384,317) - Interest Receivable 798 689 (798) 689 Accounts receivable 42,946 - (42,946) - Total assets $ 309,406 $ 196,247 $ (443,061) $ 62,592 Liabilities: Deposits payable $ 74,064 $ 4,052 $ (15,524) $ 62,592 Due to assessment district bondholders 235,342 193,256 (428,598) - Total liabilities $ 309,406 $ 197,308 $ (444,122) $ 62,592 79 # G so CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 81 City of Saratoga Capital Assets Used in the Operation of Governmental Funds Comparative Schedules by Source June 30, 2006 and 2005 2006 2005 GOVERNMENTAL FUNDS CAPITAL ASSETS: Land and land improvements $ 9,887,095 $ 11,118,030 Buildings and structures 20,502,349 19,278,447 Machinery and equipment 1,426,309 1,558,492 Infrastructure 98,917,810 98,917,810 Construction in progress 8,520,821 5,680,806 Total governmental funds capital assets 139,254,384 136,553,585 Accumulated depreciation (17,984,014) (16,329,151) Total governmental funds capital assets,net $ 121,270,370 $ 120,224,434 INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE: General Fund $ 109,636,671 $ 109,760,888 Special revenue funds 1,418,730 1,479,663 Capital projects funds 28,101,635 25,261,619 Donations 97,348 51,415 Accumulated depreciation (17,984,014) (16,329,151) Total governmental funds capital assets $ 121,270,370 $ 120,224,434 82 City of Saratoga Capital Assets Used in the Operation of Governmental Funds Schedule by Function and Activity June 30,2006 Land and Buildings Machinery Construction Land and and in Improvements Structures Equipment Infrastructure Progress Total FUNCTION AND ACTIVITY General and intergovernmental services: Management services $ - $ 271,631 $ 47,837 $ - $ 42,737 $ 362,205 Administrative services - 167,585 44,004 - - 211,589 Intergovernmental services 118,184 3,096,786 67,606 - - 3,282,576 Total general and intergovernmental services 118,184 3,536,002 159,447 - 42,737 3,856,370 Public safety: Police services - - 27,813 - - 27,813 Code enforcement - - 22,548 - - 22,548 Total public safety - - 50,361 - - 50,361 Public works: Streets and sidewalks 134,695 30,628 606,115 98,917,810 5,016,146 104,705,394 Parks/open space 2,529,529 92,622 338,913 - - 2,961,064 Total public works 2,664,224 123,250 945,028 98,917,810 5,016,146 107,666,458 Community services 5,362,223 2,543,198 227,811 - 2,635,068 10,768,300 Community development services 1,742,464 14,299,899 43,662 - 826,870 16,912,895 Total governmental funds capital assets 9,887,095 20,502,349 1,426,309 98,917,810 8,520,821 139,254,384 Accumulated depreciation - (3,219,865) (1,213,207) (13,550,942) - (17,984,014) Total governmental funds capital assets,net $ 9,887,095 $ 17,282,484 $ 213,102 $ 85,366,868 $ 8f520f821 $ 121,270,370 83 City of Saratoga Capital Assets Used in the Operation of Governmental Funds Schedule of Changes by Function and Activity For the year ended June 30, 2006 Governmental Governmental Funds Capital Funds Capital Assets Assets July 1,2005 Additions Deletions June 30,2006 FUNCTION AND ACTIVITY General and intergovernmental services: Management services $ 362,205 $ - $ - $ 362,205 Administrative services 211,589 - - 211,589 Intergovernmental services 3,282,576 - - 3,282,576 Total general and intergovernmental services 3,856,370 - - 3,856,370 Public safety: Police services 27,813 - - 27,813 Code enforcement 37,548 - (15,000) 22,548 Total public safety 65,361 - (15,000) 50,361 Public works: Streets and sidewalks 102,123,681 2,460,631 121,084 104,705,396 Parks/open space 3,061,212 - (100,148) 2,961,064 Total public works 105,184,893 2,460,631 20,936 107,666,460 Community services 10,409,526 359,874 (1,100) 10,768,300 Community development services 17,037,435 87,543 (212,085) 16,912,893 Total governmental funds capital assets 136,553,585 2,908,048 (207,249) 139,254,384 Accumulated depreciation (16,329,151) (1,861,012) 206,149 (17,984,014) Total governmental funds capital assets,net $ 120,224,434 $ 1,047,036 $ (1,100) $ 121,270,370 84 STATISTICAL SECTION (Unaudited) This part of the City of Saratoga's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the government' overall financial health. Contents Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 85 City of Saratoga Net Assets by Component Last Two Fiscal Years (accrual basis of accounting) (amounts expressed in thousands) Fiscal Year 2005 2006 Primary government Governmental activities Invested in capital assets,net of related debt $ 105,784 $ 107,100 Restricted 6,328 5,370 Unrestricted 6,789 9,955 Total primary government $ 118,901 $ 122,425 Source: CAFR 86 City of Saratoga Changes in Net Assets Last Two Fiscal Years (accrual basis of accounting) (amounts expressed in thousands) Fiscal Year 2005 2006 Expenses Govermental Activities: General government $ 4,160 $ 3,473 Public safety 3,736 3,427 Enviromental 379 465 Public works 3,450 4,287 Community services 1,929 1,395 Community development services 2,349 2,226 Interest on long-term debt(Unallocated) 760 754 Depereciation Expense(Unallocated) - - Total Governmental Activities Expenses $ 16,763 $ 16,027 Program Revenues Governmental activities: Charges for services General government $ - $ 31 Public safety 141 122 Enviromental 504 509 Public works 8 12 Community services 757 1,008 Community development services 1,890 2,665 Operating grants and contributions 1,218 1,549 Capital grants and contributions 865 11568 Total governmental activities program revenues 5,383 7,464 Total primary government program revenues $ (11,380) $ (8,563) Net(expense)/revenue: Governmental activities $ (11,380) $ (8,563) Total primary government net expense $ (11,380) $ (8,563) General Revenue and Other Changes in Net Assets Governmental activities: Property taxes $ 4,841 $ 5,652 Special assessments 302 348 Voter approved property taxes 1,174 1,021 Sales taxes 1,011 988 Local taxes 1,143 1,288 Franchise taxes 995 1,040 Motor vehicle in-lieu 420 718 Total taxes 9,886 11,055 Investment earnings 283 709 Other revenues 193 162 Total Governmental activities 10,362 11,926 Total primary government 10,362 11,926 Change in Net Assets Governmental activities (1,018) 3,363 Total primary government $ (1,018) $ 3,363 Source: CAFR 87 City of Saratoga Governmental Activities Tax Revenues by Source Last Two Fiscal Years (accrual basis of accounting) (amounts expressed in thousands) Fiscal Year 2005 2006 Property Taxes $ 4,841 $ 5,652 Special Assessment 302 348 Voters Approved Property Taxes 1,174 1,021 Sales Taxes 1,011 988 Local Taxes 1,143 1,288 Motor Vehicle In-lieu 420 718 Franchise Tax 995 1,040 Total $ 9,886 $ 11,055 Source: City of Saratoga 88 City of Saratoga Fund Balances of Governmental Funds Last Two Fiscal Years (modified accrual basis of accounting) (amounts expressed in thousands) Fiscal Year 2005 2006 General Fund Reserved $ - $ 1 Unreserved 6,976 10,378 Total General Fund $ 6,976 $ 10,379 All other governmental funds Reserved $ 855 $ 865 Unreserved,reported in: Special revenue funds 201 919 Debt service funds - - Capital Project funds 5,322 3,586 Total all other governmental funds $ 6,378 $ 5,370 Source: CAFR 89 City of Saratoga Changes in Fund Balances of governmental funds Last Two Fiscal Years (modified accrual basis of accounting) (amounts expressed in thousands) Fiscal Years 2005 2006 Revenues Property Taxes $ 6,304 $ 7,022 Other Local Taxes 1,862 2,275 Licenses and permits 100 79 Fines and forfeitures 162 259 Intergovernmental-State 1,375 2,660 Intergovernmental-Federal 90 - Intergovernmental-Other 671 976 Franchise Fees 1,294 1,041 Use of money and property 664 752 Other Revenues 153 1,719 Current Service Charge 3,093 2,715 Total Revenues 15,768 19,498 Expenditures General Government 3,238 3,346 Public Safety 3,731 3,423 Environmental Services 379 462 Public Works 2,220 3,039 Community Services 1,875 1,210 Community Development 1,990 1,847 Capital Outlay 1,777 2,908 Debt Service Principal 255 270 Interest 766 760 Bond Issuance Cost Total Expenditures 16,231 17,265 Excess of revenues over(under)expenditures (463) 2,233 Other financing sources (uses) Transfers in 2,492 499 Transfers out (2,492) (499) Total other financing sources(uses) - - Net change in fund balances $ (463) $ 2,233 Debt as a percentage of noncapital expenditures 7.06% 7.17% Source: CAFR 90 City of Saratoga Governmental Activities Tax Revenues by Source Last Two Fiscal Years (modified accrual basis of accounting) (amounts expressed in thousands) Fiscal Year 2005 2006 Property Taxes $ 4,841 $ 5,652 Special Assessment 302 348 Voters Approved Property Taxes 1,174 1,021 Sales Taxes 1,011 988 Local Taxes 1,143 1,288 Motor Vehicle In-lieu 420 718 Franchise Tax 995 1,040 Total $ 9,886 $ 11,055 Source: City of Saratoga 91 City of Saratoga Assessed Value and Estimated Actual Value of Taxable Property Last Two Fiscal Years (amounts expressed in thousands) Fiscal Total Year Total Less: Total Taxable Direct Ended Residental Commerical Industrial Institu- Vacant Other Unsecured Assessed Tax Exempt Assessed Tax June 30 Property Property Property tional Land Property Property Value Real Property Value Rate 2005 $ 7,114,095 $ 166,071 $ 8,746 $ 33,509 $ 70,276 $ 35,127 $ 42,965 $ 7,470,789 $ (76,932) $ 7,393,857 1.0560 2006 7,883,965 177,149 8,921 38,027 90,611 32,858 46,874 8,278,405 (133,951) 8,144,454 1.0529 Source: HdL Coren&Cone,Santa Clara County Assessor 2005/2006 Combined Tax Rolls Other Property includes: Irrigated,Dry Farm,Recreational,Government,SBE Nonunitary,Unknown &Miscellanous 92 City of Saratoga Property Tax Rates Direct and Overlapping Governments Last Two Fiscal Years Fiscal Year 2005 2006 Direct Rates County 1.04120 1.04120 City 0.01484 0.01170 Special District Santa Clara Valley Water District-State Water Project 0.00860 0.00690 Santa Clara Valley Water District-Zone W-1 0.00060 0.00090 Saratoga Fire Protection District 0.00170 0.00520 Overlapping Rates Campbell School District 0.05290 0.05120 Cupertino Elementary School District 0.03600 0.03500 Moreland Elementary School District 0.06120 0.05610 Saratoga School District 0.03610 0.03560 Campbell Union High School District 0.01970 0.02240 Fremont Union High School District 0.02680 0.02600 Los Gatos-Saratoga Joint Union High School District 0.04090 0.03710 Foothill-DeAnza Community College District 0.01290 0.01190 West Valley-Mission Community College District - 0.14000 Source: Caifornia Municipal Statistics,Inc 93 City of Saratoga Principal Property Taxpayers June 30, 2006 (amounts expressed in thousands) 2005 2006 of Total %of Total Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Primary Use Value Rank Value Value Rank Value Cupertino Village Associates LLC Commercial $ 19,850 1 0.24% Quito Village Group LLC Commercial $ 16,640 2 0.23% 16,973 2 0.21% John M.Sobrato Residental 16,299 3 0.20% Gregpenn Property Residental 14,280 4 0.18% San Jose Water Works Miscellaneous 9,904 4 0.13% 10,778 5 0.13% Coyote Properties LLC Vacant Land 10,197 6 0.13% David L.House Vacant Land 8,872 9 0.12% 9,773 7 0.12% Argonaut Associates LLV Commercial 11,427 3 0.15% 9,710 8 0.12% Ashok Krishnamurthi,Et.AI. Residental 9,644 9 0.12% David J. &Terri E.Morrison Commercial 9,606 5 0.13% 9,791 10 0.12% Public Storage Props IX Inc Commercial 8,530 10 0.12% Saratoga Office Center Partners LLC Commercial 19,300 1 0.26% David C. &Roxanne N.Peterschmidt Residental 9,173 7 0.12% Deloise A.Jordan Residental 9,020 8 0.12% Total 102,472 127,295 Assessed value 7,393,858 8,144,454 Source: HdL Coren&Cone,Santa Clara County Assessor 2005/2006 Combined Tax Rolls 94 City of Saratoga Property Tax Levies and Collections Last Two Fiscal Years (amounts expressed in thousands) Fiscal Year Total Tax Collected within the Collections in Ended Levy for Fiscal Year of the Levy' Subsequent Total Collections to Date June 30 Fiscal Year Amount Percentage Years' Amount Percentage 2005 $ 4,972,875 $ 4,839,668 97% 133,207 $ 4,972,875 3% 2006 5,243,038 5,112,766 98% 130,272 5,243,038 2% Source: County of Santa Clara Assessor Office Note: 1 Information presented differs from the information required per GASB 44. Data for deliquent tax collections by levy year is not available from the County of Santa Clara Assessor's Office. Data for the collections in subsequent years represents total deliquent amount received during the fiscal year. It does not reflect the actual fiscal year of the tax levy. 95 City of Saratoga Ratios of Outstanding Debt by Type Last Two Fiscal Years (amounts expressed in thousands,except per capita amount) Fiscal Year 2005 2006 Governmental Activities General Obligation Bonds $ 14,440 $ 14,170 Special Assessment Bonds - - Capital Leases - - Total Primary Government $ 14,440 $ 14,170 Percentage of Personal Income N/A N/A 1 Per Capita 468 460 Source:CAFR Note:1.Information for the City of Saratoga not available 96 City of Saratoga Ratios of General Bonded Debt Outstanding Last Two Fiscal Years (amounts expressed in thousands, except per capita amount) Fiscal Year 2005 2006 General Obligation Bonds $ 14,440 $ 14,170 Less Amount Available in Debt Service Fund (855) (865) Total $ 13,585 $ 13,305 Percentage of Estimated Actual Taxable Value of Property 0.18% 0.16% Per Capita 440 431 Source:CAFR&California Municipal Statistics,Inc 97 City of Saratoga Direct and Overlaping Governmental Activities Debt As of June 30,2006 (amounts expressed in thousands) Estimated Estimated Share of Debt Percentage Overlapping Outstanding Applicable Debt Overlapping Tax and Assessment Debt: Foothill-De Anza Community College District $ 240,260 1.809% $ 4,346 West Valley Community College District 100,000 11.919% 11,919 Campbell Union High School District 92,240 5.813% 5,362 Fremont Union High School District 138,590 3.851% 5,337 Los Gatos-Saratoga Joint Union High School District 70,355 41.204% 28,989 Campbell Union School District 92,135 7.501% 6,911 Cupertino Union School District 124,045 6.397% 7,935 Moreland School District 104,521 12.984% 13,571 Saratoga Union School District 54,495 85.598% 47,036 Saratoga Fire Protection District 5,684 97.509% 5,542 City of Saratoga 14,170 100.000% 14,170 City of Saratoga 1915 Act Bonds 40 100.000% 40 Santa Clara Valley Water District Benefit Assessment District 183,850 3.767% 6,926 Total Overlapping Tax and Assessment Debt $ 1,220,385 $ 158,085 Direct and Overlapping General Fund Debt: Santa Clara County General Fund Obligations $ 920,595 3.767% $ 34,679 Santa Clara County Board of Education Certificates of Participation 17,170 3.767% 647 Foothill-DeAnza Community College District Certificates of Participation 20,440 1.809% 370 West Valley Community College District Certificates of Participation 35,910 11.919% 4,280 Los Gatos-Saratoga Joint Union High School District Certificates of Participation 4,170 41.204% 1,718 Cupertino Union School District Certificates of Participation 4,520 6.397% 289 Saratoga Union School District Certificates of Participation 7,360 85.598% 6,300 Midpeninsula Regional Open Space Park District General Fund Obligations 111,690 6.608% 7,380 Total Direct and Overlapping General Fund Debt $ 1,121,855 $ 55,663 Combined Total Debt $ 2,342,240 $ 213,748 1 'Excludes tax and revenue anticipation notes,enterprise revenue,mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Note:Overlapping governments are those that coincide,at least in part,with the geographic boundaries of the City.This schedule estimates the portion of the outstanding debt of those overlapping governments that is home by the residents and businesses of the City of Saratoga.This process recognizes that, when considering the government's ability to issue and repay long-term debt,the entire debt burden borne by residents and businesses should be taken into account.However,this does not imply that every taxpayer is a resident,and therefore responsible for repaying the debt,of each overlapping government. Source: California Municipal Statistics,Inc. 98 City of Saratoga Legal Debt Margin Information Last Two Fiscal Years (amounts expressed in thousands) Fiscal Year 2005 2006 Debt Limit $ 1,120,618.4 $ 1,241,760.8 Total net debt applicable to limit 13,585 13,305 Legal debt margin 1,107,033 1,228,456 Total net debt applicable to the limit as a percentage of debt limit 1.21% 1.07% Legal Debt Margin Calculation Assessed value' 7,393,857 8,144,454 Add back:exempt real property' 76,932 133,951 Total assessed value' 7,470,789 8,278,405 Debt limit(15% of total assessed value) 1,120,618 1,241,761 Debt applicable to limit: General obligation bonds 14,440 14,170 Less:Amount set aside for repayment of general obligation debt (855) (865) Total net debt applicable to limit 13,585 13,305 Legal debt margin $ 1,107,033.4 $ 1,228,455.8 Note:Under state finance law,the City's outstanding debt should not exceed 15 percent of total assessed property value. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. 'Source: Santa Clara County 99 City of Saratoga Demographic and Economic Statistics Last Two Fiscal Years Per Capita Fiscal City Personal Income Personal Labor Unemployment Year Population 1 (in thousands) 2 Income 2 Force 3 Rate 3 2005 30,850 88,404 50,373 12,600 2.5% 2006 30,835 N/A N/A 12,700 2.1% Notes: 1 Source:State of California Department of Finance 2 Information for the City of Saratoga information not available. Personal income and per Capita Personal Income for the San Jose-Sunnyvale-Santa Clara Metropolitan area Source:http://www.bea.gov/bea 3 Annual Average.Source is EDD http://www.labormarketinfo.edd.ca.aov 100 City of Saratoga Principal Employers Last Two Fiscal Year 2005 2006 Percentage Percentage of Total City of Total City Employer Employees Rank Employmene Employees Rank Employment Gene's Fine Foods 85 1 1.39% 85 1 1.39% Safeway 65 2 1.06% 65 2 1.06% Saratoga Country Club 65 3 1.06% 65 3 1.06% 24 Hour Fitness 30 4 0.49% 30 4 0.49% Windemere SVP 27 5 0.44% 27 5 0.44% Longs Drugs 20 6 0.33% 20 6 0.33% Classic Car Wash 20 7 0.33% 20 7 0.33% Harmonie European Day Spa 20 8 0.33% 20 8 0.33% Hinshaw,Draa&Marsh 20 9 0.33% 20 9 0.33% Bella Saratoga 20 10 0.33% 20 10 0.33% Jakes of Saratoga 20 11 0.33% 20 11 0.33% La Fondue 20 12 0.33% 20 12 0.33% The Plumed Horse 20 13 0.33% 20 13 0.33% Viaggio 20 14 0.33% 20 14 0.33% Source: California Employment Development Department,Labor Market Information Division www.labormarketinfo.edd.ca.gov Per Janice at EDD-Total average employment 3rd Qtr.2005 6129 City of Saratoga Business License database 101 City of Saratoga Full-Time Equivalent City Government Employees by Function Last Two Fiscal Years Fiscal Year Function 2005 2006 General Government 12.65 10.75 Public Works 20.80 20.75 Community Development 13.00 13 Parks And Recreation 10.30 10.35 Total 56.75 54.85 Source: City of Saratoga Budget Document 102 City of Saratoga Operating Indicators by Function Last Two Fiscal Years Fiscal Year 2005 2006 Function Public Safety Part 1 crimes' 463 426 Total Incidents 42,011 40,567 Police reports 1,767 1,659 Public Works Street resurfacing(miles) N/A 5 Street lights repaired 2 3 Potholes filled(sq.ft.) N/A 5,000 Community Development Total permit valuation 3($000) 74,668 94,485 Parks and Recreation Classes,Trips(enrollment)Community events 6,579 6,458 Sports Programs(e.g.basketball,softball) 470 473 Child Care programs(Enrollment) 189 163 Day/Summer Camps(Enrollment) 301 287 Teen/Youth Council(Enrollment) 2,506 3,798 Danc3e Program(Four quarters) 432 452 Senior Center(Enrollment/attendance days) 22,312 22,591 Notes:Indicators are not available for the general government function. 'Part 1 Crimes are the following as reported to DOJ:homicide,rape,robbery, burglary,assault,theft,auto theft, and arson. Source:City of Saratoga various records 103 City of Saratoga Capital Asset Statistics by Function as of June 30, 2006 Function 2005 2006 Public Safety Police Station 1 1 Fire Station Saratoga Fire District 1 1 Central Fire District 1 1 Public Works Streets Miles-Private 13 13 Streets Miles-Public 137 137 West Valley Sanitation District Number of Connections 8601 8621 Length of Sewer Lines 20 20 Cupertino Sanitation District Number of Connections 2118 2118 Length of Sewer Lines 36 36 Parks and Recreation Parks acreage 81 81 Parks 15 15 Source:City of Saratoga various records Note:No capital asset indicators are available for the general government or community development functions. 104