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HomeMy WebLinkAboutACFR - Fiscal Year 2006 07 (PDF) City of Saratoga Comprehensive Annual Financial Report Pathway to the Orchard For the Fiscal Year Ended June 30, 2007 Prepared: City of Saratoga - Finance Department City of Saratoga Comprehensive Annual Financial Report For the year ended June 30, 2007 Table of Contents Page i Introductory Section Table of Contents.........................................................................................................................................................i Letter of Transmittal ..................................................................................................................................................v GFOA Certificate of Achievement for Excellence in Financial Reporting ........................................................ix Principal Officials of the City....................................................................................................................................x Organization Chart....................................................................................................................................................xi Financial Section Independent Auditors’ Report ................................................................................................................................1 Management’s Discussion and Analysis (Required Supplementary Information).....................................3 Basic Financial Statements: Government-Wide Financial Statements .......................................................................................................17 Statement of Net Assets..............................................................................................................................18 Statement of Activities and Changes in Net Assets................................................................................19 Fund Financial Statements ...............................................................................................................................21 Governmental Funds: Balance Sheet................................................................................................................................................24 Reconciliation of the Governmental Funds Balance Sheet to the Government-Wide Statement of Net Assets..........................................................................25 Statement of Revenues, Expenditures and Changes in Fund Balances...............................................26 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Government-Wide Statement of Activities and Changes in Net Assets.........................................................................27 Fiduciary Funds: Statement of Fiduciary Net Assets............................................................................................................30 Index to Notes to the Basis Financial Statements ........................................................................................31 Notes to the Basic Financial Statements .......................................................................................................33 City of Saratoga Comprehensive Annual Financial Report For the year ended June 30, 2007 Table of Contents, Continued Page ii Financial Section, Continued Required Supplementary Information: Budgetary Information...............................................................................................................................55 Modified Approach for City Streets Infrastructure Capital Assets......................................................57 Supplementary Information: Non-Major Governmental Funds ....................................................................................................................61 Combining Balance Sheet...........................................................................................................................62 Combining Statement of Revenues, Expenditures and Changes in Fund Balances..........................64 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Streets and Roads Special Revenue Fund..........................................................................................66 Lighting and Landscaping Assessment District Special Revenue Fund.......................................67 Community Development Block Grant Special Revenue Fund.....................................................68 Library Bond Debt Service Fund........................................................................................................69 Park Development Capital Projects Fund.........................................................................................70 Library Expansion Capital Projects Fund..........................................................................................71 Fiduciary Funds ..................................................................................................................................................73 Combining Statement of Fiduciary Net Assets - Agency Funds..........................................................74 Combining Statement of Changes in Assets and Liabilities – Agency Funds....................................75 Capital Assets Used in the Operation of Governmental Funds .................................................................77 Comparative Schedules by Source............................................................................................................78 Schedule by Function and Activity...........................................................................................................79 Schedule of Changes by Function and Activity......................................................................................80 City of Saratoga Comprehensive Annual Financial Report For the year ended June 30, 2007 Table of Contents, Continued Page iii Statistical Section (Unaudited) Net Assets By Component ......................................................................................................................................82 Changes in Net Assets.............................................................................................................................................83 Governmental Activities Tax Revenues By Source .............................................................................................84 Fund Balances of Governmental Funds................................................................................................................85 Changes in Fund Balances of Governmental Funds ...........................................................................................86 Governmental Activities Tax Revenues By Source .............................................................................................87 Assessed Value and Estimated Actual Value of Taxable Property...................................................................88 Direct and Overlapping Government....................................................................................................................89 Principal Property Taxpayers.................................................................................................................................90 Property Tax Levies and Collections.....................................................................................................................92 Ratios of Outstanding Debt by Type.....................................................................................................................93 Ratios of General Bonded Debt Outstanding.......................................................................................................94 Direct and Overlapping Governmental Activities Debt.....................................................................................95 Legal Debt Margin Information .............................................................................................................................96 Demographic and Economic Statistics..................................................................................................................97 Principal Employers.................................................................................................................................................98 Full-Time Equivalent City Government Employees by Function...................................................................100 Operating Indicators by Function........................................................................................................................101 Capital Asset Statistics by Function.....................................................................................................................102 iv v February 15, 2008 Honorable Mayor and City Council, The Comprehensive Annual Financial Report (CAFR) of the City of Saratoga for the year ended June 30, 2007 is hereby submitted as mandated by applicable statutes. These statutes require that the City of Saratoga annually issue a report on its financial position and activity, and that an independent firm of certified public accountants audit this report. Responsibilities for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City's management. The information in this report is intended to present the reader with a comprehensive view of the City’s financial position and the results of its operations for the fiscal year ending June 30, 2007, along with additional disclosures and financial information designed to enable the reader to gain an understanding of the City’s financial activities. This report was prepared as prescribed in Governmental Accounting Standards Board (GAAP) Statement No. 34, Basic Financial Statements and Management’s Discussions and Analysis-for State and Local Governments (GASB 34).This GASB Statement requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. THE REPORTING ENTITY AND ITS SERVICES The City, incorporated in 1956, is located 40 miles south of San Francisco in the Santa Clara Valley. The City currently covers a land area of approximately 12 square miles and contains a population of 32,308 as reported by ESRI. The City is a general law city of the State of California and operates under a council-manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a Mayor, Vice Mayor and three additional council members. City Council members are elected at-large for staggered four-year terms. The Mayor is selected annually by the City Council. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the City’s seven advisory commissions and hiring the City Manager and City Attorney. The City Manager is responsible for implementing the policies and ordinances of the City Council, overseeing the daily operations of the City, and recommending appointments of the City's department directors to the City Council. vi The City provides a limited range of services including public safety, development regulation, public works, community and recreation activities and events, and general administrative functions. The City supports privatization and has supplemented its work force through numerous contracts with others. Contracted services include, but are not limited to, public safety, infrastructure maintenance, engineering services, legal services and recreation activities. The City is also committed to citizen participation in the evaluation, expansion and enhancement of services. Saratoga residents who wish to assist the City Council in forming government policy may do so by serving on an advisory commission. The commissions all act in an advisory capacity to the City Council, and are comprised of the Finance Commission, Heritage Preservation Commission, Library Commission, Parks and Recreation Commission, Planning Commission, Public Safety Commission, and Arts and Youth Commission. The Commission process is expected to be reviewed by the City Council and improvements are expected to be enacted by the City Council during the coming fiscal year. The financial reporting entity (the City) includes all the fund activity of the primary government, as well as all of its component units. Component units are legally separated entities for which the City is fully accountable. Blended component units, although legally separate entities, are in substance, part of the City’s operations and data from these units are combined with data of the City. Accordingly, the operations of the Landscaping and Lighting Assessment District #1 and the agency cash flows and cash balances of the Saratoga Public Finance Authority are reported in the City’s financial statements. ECONOMIC CONDITIONS AND OUTLOOK The financial structure of Saratoga with its mostly built-out residential neighborhoods and limited commercial development means that the two largest sources of revenue for cities—property tax and sales tax—account for a smaller proportion of revenue than in other cities with minimal growth expected in future years. In addition, while proposition 1A protects the city from further ongoing unrestrained state takes of tax revenues, the potential exists under the states current budget crisis. The city may see shortfalls of unprotected State or County based funding or temporary borrowings of property tax revenues permitted under Proposition 1A. With this in mind the city continues to restrict operations to minimal services and prepare for funding impacts. Capital improvements will continue to be funded with development fees, residual funding and grant moneys as funding level allows. On a positive note the City received a significant increase in property tax revenues due to the passage of Assembly Bill117. This legislation effective with the 2006/07 fiscal year increased the property tax %age allocated to the City up to the maximum rate of 7% as a result of the TEA (Tax Equity Allocation formula). Assembly Member Cohn sponsored the bill which resulted from a joint effort of the City of Saratoga, Santa Clara County and 3 other affected cities – Cupertino, Monte Sereno and Los Altos Hills. These cities, referred to as “no/low tax cities” are now restored to a proportionate share of the minimum property taxes which was lost under special legislation in 1989. This additional funding is primarily allocated to restore previously reduced public safety services and deferred capital maintenance projects on an ongoing basis. vii Financial Information and Major Initiatives Management of the City is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed benefits likely to be derived, and (2) the valuation of costs and benefits requires estimates and judgments by management. As a recipient of federal, state and local financial assistance, the City is also responsible for guaranteeing that an adequate internal control structure is in place to ensure and document compliance with applicable laws and regulations related to these programs. This internal control structure is subject to periodic evaluation by the City’s management. The City has practiced a passive approach to investments and maintains flexibility by managing a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturities planned to coincide with cash needs. Idle cash is invested in certain eligible securities as constrained by law and further limited by the City’s investment policy. The goals of the City’s investment policy are safety, liquidity and yield. In addition, the City maintains extensive budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the general fund, special revenue funds, capital projects funds and debt service funds are included in the annual appropriation. The level of budgetary control (i.e., the level at which expenditures cannot exceed the appropriated amount) is at the fund level. The City also maintains an encumbrance accounting system as another method of maintaining budgetary control. Encumbered amounts lapse at year-end with the exception of the Capital Improvements Projects, which are multiple-year projects. However, outstanding encumbrances of a material nature are reviewed by the responsible department and in some cases a recommendation is made to the City Council to take action by Resolution to re-appropriate these funds into the following year’s budget. OTHER INFORMATION Independent Audit. California law requires cities to prepare an annual audit by an independent certified public accountant. In addition to meeting the requirements set forth in statutes, the audit was also designed to meet the requirements of the federal Single Audit Act of 1984, as amended, and the related U.S. Office of Management and Budget’s Circular. Generally accepted auditing standards set forth in the General Accounting Office’s Government Auditing Standards were used by the auditors in conducting the engagement. The auditor’s unqualified report is included in the financial section of this report. Caporicci & Larson, CPA’s, performed the City’s fiscal year 2006-2007 audit. viii Awards. The City was awarded a certificate for its early implementation of GASB 34. Additionally, the Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement to the City for its Excellence in Financial Reporting on the CAFR for the fiscal year ended June 30, 2006. In order to be awarded a Certificate of Achievement, the City published an easily readable and efficiently organized financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. The Certificate of Achievement is valid for a period of one year. We believe our current CAFR continues to meet the Certificate of Achievement program’s requirements, and plan on submitting it to the GFOA to determine its eligibility for another certificate. Acknowledgements. This CAFR represents the culmination of numerous hours of hard work expended by many individuals in the Accounting Division of the Administrative Services Department. In particular, we would like to express our appreciation to Anil Paul, Accounting Supervisor and our staff members, Ann Xu, Julie Ingraham and Karen Caselli. Furthermore, we would like to thank Caporicci & Larson, CPA’s for their helpful and timely assistance in the preparation of this report. Finally, we would like to give credit to the City Council for their ongoing interest and support in planning, conducting and advising on the operations of the City in a responsible and progressive manner. Respectfully submitted, Dave Anderson Mary Furey City Manager Finance and Administrative Services Director ix x CITY OF SARATOGA ELECTED OFFICIALS AND ADMINISTRATIVE PERSONNEL As of June 30, 2007 CITY COUNCIL * Aileen Kao – Mayor Ann Waltonsmith – Vice Mayor Kathleen King Chuck Page Jill Hunter CITY STAFF Dave Anderson – City Manager Barbara Powell – Assistant City Manager Cathleen Boyer – City Clerk Mary Furey – Administrative Services Director John Livingstone – Community Development Director John Cherbone – Public Works Director Michael Taylor – Interim Recreation Director CITY ATTORNEY Richard S. Taylor – Shute, Mihaly & Weinberger INDEPENDENT AUDITOR Caporicci & Larson, CPAs *Council reorganization was completed on December 6, 2006 xi xii 2 This page intentionally left blank. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 3 Introduction The following provides a narrative overview and analysis of the fiscal operations during the fiscal year ended June 30, 2007 for the City of Saratoga. The Management Discussion and Analysis is to be read in conjunction with the annual Transmittal Letter and the Basic Financial Statements. Fiscal Year 2006-2007 Financial Highlights • The City’s total net assets were $122,623,311 (reference pg #19). • Total City revenues, including program and general revenues were $19,197,762 (reference pg #20 & 21), while total expenses were $ 18,999,946 (reference pg #20 & 21). • Governmental program revenues were $5,663,703 (reference pg #20), while Governmental program expenses were $18,999,946 (reference pg #20 & 21). • General Fund revenues were $ 16,132,220 (reference pg #28), while General Fund expenditures were $ 15,129,270 (reference pg #28). The Basic Financial Statements The Basic Financial Statements are comprised of City-wide Financial Statements and Fund Financial Statements. These two sets of financial statements provide the reader two different viewpoints of the City’s financial activities and financial position. The Government-Wide Financial Statements provide a longer-term view of the City’s activities as a whole, and comprise the Statement of Net Assets and the Statement of Activities. The Statement of Net Assets provides information about the financial position of the City as a whole, including all its capital assets and long–term liabilities on a full accrual basis, similar to that used by corporations. The Statement of Activities provides information about all the City’s revenues and all its expenses, also on a full accrual basis, with the emphasis on measuring net revenues and/or expenses for each of the City’s programs. The Statement of Activities explains in detail the change in Net Assets for the fiscal year. All of the City’s activities are required to be grouped into government activities and business-type activities. The entire amount in the Statement of Net Assets and the Statement of Activities are also required to be separated into governmental activities or business-type activities in order to provide a summary of these two activities of the City as a whole. In the case of the City of Saratoga, there are no business-type activities as of June 30, 2007. The Fund Financial Statements report the City’s operations in more detail than the government-wide statements and focus primarily on the short-term activities of the City’s general fund and other major funds. The Fund Financial Statements measure only current revenues and expenditures and fund balances; they exclude capital assets, long-term debt, and other long-term amounts. Major funds account for the major financial activities of the City and are presented individually, while the activities of non-major funds are presented in summary, with subordinate schedules presenting the detail for each of these other funds. Major funds are explained below. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 4 The Government - Wide Financial Statements The Statement of Net Assets and the Statement of Activities present information about the following: Governmental activities – All of the City’s basic services are considered to be governmental activities, including general government, community development, public safety, transportation, and, culture and leisure. These services are supported by general City revenues such as taxes, and by specific program revenues such as developer fees. Business-type activities – Enterprise activities are reported here; they would include activities such as water, sewer, and utilities. Unlike governmental services, these services are supported by charges paid by users based on the amount of services they use. The City of Saratoga does not have any business-type activities at this time. Government-wide financial statements are prepared on the accrual basis, which means they measure the flow of all economic resources of the City as a whole. Fund Financial Statements Fund financial statements provide detailed information about each of the City’s most significant funds, called major funds. The concept of major funds, and the determination of which are major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non-major funds summarized and presented only in a single column. Subordinate schedules present the detail of these non-major funds. Major funds present the major activities of the City for the fiscal year, and may change from year to year as a result of changes in the pattern of the City’s activities. Governmental fund financial statements are prepared on the modified accrual basis, which means they measure only current financial resources and uses. Capital assets and other long-lived assets, along with long-term liabilities are not presented in the governmental fund financial statements. Unlike the government- wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City’s near-term financing requirements. Internal Service Funds – the City had no internal service funds as of June 30, 2007. Enterprise Funds – the City had no enterprise funds as of June 30, 2007. Fiduciary Funds – This fund is used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. The City maintains one such fund:  Community Access Television Trust Fund – acts as a trustee for the CATV Foundation Board for investment purposes. Notes to the Financial Statements Notes to the Financial Statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes can be found immediately following the fund financial statements CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 5 Required Supplementary Information Required supplementary information follows the basic financial statements and includes a budgetary comparison schedule that includes reconciliation between the statutory fund balance for budgetary purposes and the fund balance for the General Fund as presented in the governmental fund financial statements. Combining and Individual Fund Statements and Schedules Combining and individual fund statements and schedules provide information for non-major governmental funds, and special revenue funds. Government-Wide Financial Analysis Net assets may serve over time as an indicator of the City’s financial position. The total City’s assets increased by $197,816 to $122,623,311 in FY 2006-07 from $122,425,495 in FY 2005-06. The most significant portion of the City’s net assets $108,102,246 or 88% accounts for its investment in capital assets, (e.g., land, buildings, general government infrastructure, equipment, etc.;) less any related debt used to acquire those assets that are still outstanding. The City uses these capital assets to provide services to the citizens, consequently, these assets are not available for future spending. $8,592,841 or 7% of the City’s net assets is unrestricted and may be used to meet the City’s ongoing obligations to citizens and creditors. $5, 928,224 or 5% of the City’s net assets are subjected to external restrictions on how they may be used. Of these restricted net assets, $4,337,664 is restricted for capital projects, $746,557 is for repayment of long-term debt and $844,003 is restricted for housing activities. Statement of Net Assets Governmental Activities 2007 2006 Current Assets 17,551,165 18,439,042$ Non-Current Assets 98,336 111,670 Capital Assets 121,992,246 121,270,370 Total Assets 139,641,747 139,821,082 Current Liabilities 3,098,109 3,278,189 Long-term Debt 13,920,327 14,117,398 Total Liabilities 17,018,436 17,395,587 Net Assets: Investment in capital assets, net of related debt 108,102,246 107,100,370 Restricted for Capital Projects 4,337,664 3,585,428 Restricted for Debt Service 746,557 865,378 Restricted for Special Projects 844,003 918,980 Unrestricted 8,592,841 9,955,339 Total Net Assets 122,623,311$ 122,425,495$ CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 6 Governmental Activities Functions/Programs 2007 2006 Inc/(Dec) Program Revenues Charge for Services 2,641,316$ 4,348,173$ (1,706,857)$ Operating Grants & Contributions 2,154,998 1,549,441 605,557 Capital Grants & Contributions 1,282,454 1,566,538 (284,084) Total Program Revenues 6,078,768 7,464,152 (1,385,384) General Revenues Property Taxes 5,772,084 5,652,244 119,840 Special Assessments - 348,803 (348,803) Voter Approved Indebtness Property Taxes 270,823 1,020,681 (749,858) Sales Taxes 994,680 988,132 6,548 Local Taxes 1,099,174 1,287,363 (188,189) Franchise Fees 1,187,010 1,040,424 146,586 Intergovernmental - Motor Vehicle In-Lieu Fees 176,771 717,737 (540,966) Intergovernmental - Other Unrestricted 673,626 - 673,626 Investment Earnings 2,812,875 708,551 2,104,324 Other Revenues 131,951 161,790 (29,839) Total Revenues 13,118,994 11,925,725 1,193,269 Expenses General and Intergovernmental Services 4,532,488 3,472,679 1,059,809 Public Safety Services 3,844,330 3,426,766 417,564 Environmental Services 487,243 464,681 22,562 Public Works 5,938,148 4,286,737 1,651,411 Community Services 1,436,964 1,395,064 41,900 Community Development Services 1,992,790 2,226,317 (233,527) Interest on Long Term Debt (unallocated)767,983 754,346 13,637 Total Expenses 18,999,946$ 16,026,590 2,973,356$ Increase(Decrease) in Net Assets 197,816 Net Assets, July 1, 2006 122,425,495 Net Assets, June 30, 2007 122,623,311$ Statement of Changes in Net Assets CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 7 Chart of Increase or (Decrease) in Revenues by Type Revenues 2006-07 & 2005-06 $0 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 Ch a r g e f o r Se r v i c e s Ca p i t a l G r a n t s & Co n t r i b u t i o n s Sp e c i a l As s e s s m e n t s Sa l e s T a x e s Fr a n c h i s e F e e s In t e r g o v e r n m e n t a l - O t h e r Ot h e r R e v e n u e s 2007 2006 The net change in revenues for governmental activities from general revenues was an increase of $1,193,269. The net change in program revenues was a decrease of $1,385,384 for a total decrease in program revenues of $192,115. A brief analysis by revenue type of significant events follows: • Increases in Revenues o $119,840 Property Taxes: The increase was based on standard 2% rise in assessment rolls over the previous year as provided under Proposition 13. o $146,586 Franchise fees: The City collects 1% of Gas and Electric gross receipts based on prior calendar year usage. The increase was due to higher receipts collected by PG&E. o $1,706,857 in Use of Money and Property occurred because of rise in interest rates. o $605,557 in Operating grants and contributions: The City usually does not receive operating grants. As opposed to TCRP and VTA grants received in the prior year. • Decreases in Revenues o $749,858 of the decrease in revenues from voter approved taxes resulted from a decrease in the tax rate on the library bond in order to draw down accumulated fund balance. o $2,121,922 in Charges for Services: The drop in revenue was due to lower number of building permits issued during the year and decline in planning and geology fees. o A $284,084 Capital grants & contributions: The City usually funds the cost of capital projects from with in. The decrease was due to lower transfers from the general fund. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 8 Chart of Increase or (Decrease) in Expenditures by Function Expenditure 2006-07 & 2005-06 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 Ge n e r a l a n d In t e r g o v e r n m e n t a l Se r v i c e s Pu b l i c S a f e t y Se r v i c e s En v i r o n m e n t a l Se r v i c e s Pu b l i c W o r k s Co m m u n i t y Se r v i c e s Co m m u n i t y De v e l o p m e n t Se r v i c e s In t e r e s t o n L o n g Te r m D e b t (u n a l l o c a t e d ) 2007 2006 The net change in expenditures for Governmental Activities was an increase of $2,973,356. A brief analysis by expenditure function of significant events follows • Increases in Expenditures o The $1,651,411 increase in public works expenditures is due to completion of Saratoga- Sunnyvale Road, Library Building Program and the Azule Park projects. o The $1,059,809 increase in general and intergovernmental services is due to unallocated borrowing costs from the general fund for financing ongoing capital projects during the year. o $ 417,564 public safety services - This expenditure has increased due to the re-prioritization of City services. • Decreases in Expenditures o $233,527 decrease in community development services is due to the re-prioritization of City services. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 9 Change in Fund Balance Included in the Major Funds are the General Fund, the Capital Improvement Fund and the Other Governmental Funds, which are a group of seven funds. They are the Streets and Roads, Lighting and Landscaping Assessment District, Community Development Block Grant, Library Bond, Park Development and Library Expansion funds. The net change of the fiscal year transactions is a net decrease in the ending fund balance for the Major Funds of $659,556. Other Capital Governmental General Improvement Funds Fund Balance Beginning of Year 10,379,273$ 2,790,178$ 2,579,608$ Total Revenues 16,132,220 288,480 2,791,250 Total Expenditures 15,129,270 2,090,953 2,651,283 Transfer In 600,303 2,806,204 15,043 Transfer Out (2,821,247) (349,884) (250,419) Fund Balance End of Year 9,161,279$ 3,444,025$ 2,484,199$ Net Change in Fund Balance (1,217,994)$ 653,847$ (95,409)$ Major Funds General Fund – As shown in the prior table the net change in the General Fund was a decrease of $1,217,994. This occurred because of net transfer out of $2,220,944 and the net revenue was $1.1 million greater than expenditures. Revenues are budgeted conservatively based upon the prior year experience while expenditures are adjusted to be in line with revenues. Between 2005-06 and 2006-07 revenues increased by $782,293. Some of the major reasons for the change in revenues are as follows: o Licenses and fees rose by $1,260,848 due to higher number of licenses renewed and issued during the year. o The $146,586 increase in franchise fees is due to higher receipts collected by PG&E for Electricity and Water usage. o $652,421 decrease in tax revenue over the prior year was a result of lower special assessments and voter approved taxes received. o Other local taxes decreased by $154,033. Decline in sales taxes was the major contributor towards the decrease. o A decrease in current services charges of $1,893,308 was mainly due to lower request for City wide services. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 10 While the Revenue decreased by $286,390 the base level expenditures rose by $2,606,665 resulting in a deficit of $659,556. Public Works accounted for most of the increase as some of the larger high value capital projects were completed during the year. Capital Improvement Project Fund - As shown in the table above, the net change in the Capital Improvement Fund was an increase of $653,847. Capital projects in the City of Saratoga do not have a distinct funding source therefore as project expenditures are paid the existing fund balances are depleted. Major projects during FY 2006-07, were the Saratoga-Sunnyvale Road Gateway Project, Library Building Program and the Azule project. Other Governmental Funds – As shown in the table above there was a net decrease of $95,409 in this group of six funds. The Community Development Block Grant (CDBG) and the Lighting District accounted for the bulk of the increase in fund balance. There was an overall decrease in expenditures from last year. The Streets and Roads recorded a deficit of $166,171 with greater emphasis placed on pavements and streets. General Fund Budgetary Highlights Changes from the City’s original budget to the final budget are detailed in the Required Supplementary Information Section along with a comparison to actual activity for the year ended. Changes to the City’s budget that increase or decrease the bottom line must be approved by a resolution of the City Council. Modifications to the budget that are a realignment of fiscal activities with no impact to the bottom line may be proposed by Department Heads and approved by the City Manager. The following table compares the General Fund budget to actual. With respect to transfers it shows a significant negative variance. In actuality, there was a small positive variance between budget and actual. The significant negative variance is a result of restating the budgetary information to comply with generally accepted accounting principles. For budgetary purposes the “General Fund” is comprised of a number of sub funds. This includes what is popularly referred to as the “General Fund” (Fund No. 001) which is more accurately referred to as the “General Purpose Fund”. In addition to the aforementioned fund, examples of other sub funds included are the “Development Services Fund” (Fund No. 250), the Environmental Services Fund (Fund No. 260) and the Recreation, Teen, Facilities and Theater Funds (Fund Nos. 290, 291, 292 and 293). During 2006-07, of the $2,821,247 in transfers between funds $ 2,487,081 were included within the general fund budget. However, in order to comply with generally accepted accounting principles, the City eliminated these transfers from the “actual amounts”. This resulted in a budget variance for the General Fund transfers. If this eliminations had not been made the transfers would have been as follows: Adopted Final Variance Budget Budget Actual Final to Actual Transfer in 484,600$ 484,600$ 600,303$ 115,703$ Transfer out 2,487,081$ 2,487,081$ 2,821,247$ 334,166$ As the following table shows, the final budget revenue estimates were more than estimated due to the City’s policy of budgeting revenues conservatively. However expenditures were higher than budgeted, mainly due to completion of high value capital projects. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 11 As shown in the column for actual financial transactions the use of fund balance was not necessary. Adopted Final Variance Budget Budget Actual Final to Actual Source of Funds: Property taxes 5,770,100$ 6,554,877$ 4,999,823$ (1,555,054)$ Other local taxes 2,203,000 2,203,000 2,121,462 (81,538) Licenses & permits 361,000 361,000 1,339,946 978,946 Fines & forfeitures 132,200 132,200 395,997 263,797 Intergovernmental - State 977,300 1,064,300 2,154,998 1,090,698 Intergovernmental - Other - - 539,544 539,544 Franchise fees 1,035,800 1,035,800 1,187,010 151,210 Use of money & property 358,800 558,800 2,467,668 1,908,868 Other revenue 633,200 633,200 150,020 (483,180) Current Service Charges 3,299,100 3,299,100 775,752 (2,523,348) Transfers In 484,600 484,600 600,303 115,703 Total Source of Funds 15,255,100$ 16,326,877$ 16,732,523$ 405,646$ Use of Funds: General and intergovt. 2,284,821$ 2,284,821$ 3,805,817$ (1,520,996)$ Public safety 3,788,008 3,788,008 3,823,711 (35,703) Environmental services - - 443,713 (443,713) Public works 3,885,695 3,885,695 3,811,134 74,561 Community services 1,954,021 1,954,021 1,246,271 707,750 Community development 1,783,896 1,783,896 1,933,217 (149,321) Capital outlay 1,159,765 1,159,765 30,075 1,129,690 Debt service - - 35,332 (35,332) Transfers out 2,487,071 2,487,081 2,821,247 (334,166) Total Use of Funds 17,343,277$ 17,343,287$ 17,950,517$ (607,230)$ Capital Assets The City of Saratoga elected to use the “Modified Approach” as defined by GASB Statement No. 34 for infrastructure reporting in which eligible infrastructure capital assets are not required to be depreciated if the following requirements are met. • The City manages the assets using an asset management system which requires that the City (1) perform an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate the annual amount to preserve the assets at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 12 The City policy is to achieve an average Pavement Condition Index (PCI) rating of 70 for all streets. The City achieved the 70 rating with 86% of streets rated as Excellent to Good, 13% of streets are rated as “Poor”, and 1% of streets are rated as “Very Poor”. The City spent $1,156,889 to maintain and preserve eligible infrastructure assets. For more detailed information on Capital Assets activity, please refer to Note F in the section entitled “Notes to the Basic Financial Statements” and “Required Supplementary Section”. As of June 30, 2007, the City had $121,992,246 invested in a variety of capital assets, as reflected in the following schedule, which represents an increase of $721,876 or less than 1% above the prior year. Capital Assets at Year End Net of Depreciation Governmental Activities 2007 2006 Land 9,887,095 9,887,095$ Builidng & Structures 19,229,732 17,282,484 Machinery & Equipment 445,910 213,102 Infrastructure 87,631,191 85,366,868 Construction in Progress 4,798,318 8,520,821 121,992,246$ 121,270,370$ The following reconciliation summarizes the change in Capital Assets. Changes in Capital Assets Governmental Activities 2007 2006 Beginning Balance 121,270,370 120,224,434$ Addition: Land - - Building and Structures 2,564,228 - Construction in Progress 2,220,878 2,840,015 Infrastructure 3,446,423 - Machinery & Equipment 408,694 66,933 Retirements: Construction in Progress (5,943,381) - Depreciation (1,974,966) (1,861,012) Ending Balance 121,992,246$ 121,270,370$ CCiittyy ooff SSaarraattooggaa MMaannaaggeemmeenntt’’ss DDiissccuussssiioonn aanndd AAnnaallyyssiiss JJuunnee 3300,, 22000077 13 Debt Administration The net change in outstanding debt for the City of Saratoga is a decrease of $143,851. During the fiscal year, the City did not enter into any new debt structures. Outstanding Debt, at year-end Governmental Activities 2007 2006 2001 General Obligation Bond 13,890,000 14,170,000$ Claims Payable - 92,957 Compensated Absences 464,753 235,647 Total 14,354,753$ 14,498,604$ The current portions of long-term debt ($295,000 and $280,000 for 2007 and 2006 respectively) are classified as current liabilities in the City’s Statement of Net Assets. 2001 General Obligation Bond – During the fiscal year, the City made debt service payments that include a principal reduction of $280,000 on the City’s $15,000,000 2001 General Obligation Library bonds. Claims Payable – The City is fully funded through their membership in a pooled liability assurance network with the Association of Bay Area Governments. Economic Factors In September, 2006 the City received a significant increase in new property tax revenues on an annual basis due to the passage of Assembly Bill 117. This legislation effective with FY 2006-07 increases the amount of property taxes allocated to the City as a result of the TEA (Tax Equity Allocation formula). Assembly Member Cohn sponsored the bill which resulted from a joint effort of the City of Saratoga, Santa Clara County and the 3 other affected cities – Cupertino, Monte Sereno and Los Altos Hills. These cities are referred to as “no/low tax cities” and will have restored a proportionate share of the property taxes which they lost to special legislation in 1989. This will result in a permanent increase in general fund property taxes of $785,777. The economy of the City and its major initiatives for the coming year are discussed in detail in the accompanying Transmittal Letter. Request for Financial Information This financial report is designed to provide a general overview of the City of Saratoga’s finances for all of Saratoga’s residents, taxpayers, customers, investors, and creditors. This financial report seeks to demonstrate the City’s accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Administrative Services Department, 13777 Fruitvale Avenue, Saratoga, California 95070. 14 BASIC FINANCIAL STATEMENTS 15 16 GOVERNMENT-WIDE FINANCIAL STATEMENTS 17 City of Saratoga Statement of Net Assets June 30, 2007 Primary Government Governmental Activities ASSETS Current assets: Cash and investments 14,204,530$ Restricted cash and investments 2,110,240 Receivables: Accounts 1,025,329 Interest 196,016 Loans 14,444 Prepaid items 606 Total current assets 17,551,165 Noncurrent assets: Loans receivable 98,336 Capital assets: Non-depreciable 59,926,878 Depreciable, net 62,065,368 Total capital assets 121,992,246 Total noncurrent assets 122,090,582 Total assets 139,641,747 LIABILITIES Current liabilities: Accounts payable 1,105,072 Accrued payroll 292,159 Other payables 177,682 Interest payable 304,065 Deposits payable 729,491 Unearned revenue 15,000 Claims payable 38,695 Due to Bondholders 1,519 Long-term debt - due within one year 434,426 Total current liabilities 3,098,109 Noncurrent liabilities: Long-term debt - due in more than one year 13,920,327 Total noncurrent liabilities 13,920,327 Total liabilities 17,018,436 NET ASSETS Investment in capital assets, net of related debt 108,102,246 Restricted for: Capital projects 4,337,664 Debt service 746,557 Special projects 844,003 Total restricted 5,928,224 Unrestricted 8,592,841 Total net assets 122,623,311$ See accompanying Notes to the Basic Financial Statements. 18 City of Saratoga Statement of Activities and Changes in Net Assets For the year ended June 30, 2007 Net (Expense) Revenue and Changes in Net Assets Primary Operating Capital Government Charges for Grants and Grants and Governmental Functions/Programs Expenses Services Contributions Contributions Total Activities Primary government: Governmental activities: General and intergovernmental services 4,532,488$ 452,595$ -$ -$ 452,595$ (4,079,893)$ Public safety 3,844,330 - - - - (3,844,330) Environmental services 487,243 - - - - (487,243) Public works 5,938,148 256,566 2,154,998 1,282,454 3,694,018 (2,244,130) Community services 1,436,964 604,431 - - 604,431 (832,533) Community development services 1,992,790 1,327,724 - - 1,327,724 (665,066) Interest on long-term debt (unallocated) 767,983 - - - - (767,983) Total 18,999,946$ 2,641,316$ 2,154,998$ 1,282,454$ 6,078,768$ (12,921,178) General revenues: Taxes: Property taxes 5,772,084 Voter approved property tax 270,823 Sales taxes 994,680 Local taxes 1,099,174 Franchise taxes 1,187,010 Motor vehicle in-lieu 176,771 Total taxes 9,500,542 Intergovernmental 673,626 Investment earnings 2,812,875 Other revenues 131,951 Total general revenues 13,118,994 Change in net assets 197,816 Net assets - beginning of year 122,425,495 Net assets - end of year 122,623,311$ See accompanying Notes to the Basic Financial Statements. Program Revenues 19 20 FUND FINANCIAL STATEMENTS 21 22 General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. Other Governmental Funds Other Governmental Funds is the aggregate of all the nonmajor governmental funds. GOVERNMENTAL FUND FINANCIAL STATEMENTS 23 City of Saratoga Balance Sheet Governmental Funds June 30, 2007 Other Total Capital Governmental Governmental General Improvement Funds Funds ASSETS Cash and investments 10,375,937$ 3,828,593$ -$ 14,204,530$ Restricted cash and investments - - 2,110,240 2,110,240 Receivables: Accounts 547,149 - 478,180 1,025,329 Interest 177,502 - 18,514 196,016 Loans - - 112,780 112,780 Prepaid items 606 - - 606 Total assets 11,101,194$ 3,828,593$ 2,719,714$ 17,649,501$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 619,072$ 384,568$ 101,432$ 1,105,072$ Accrued payroll 274,876 - 17,283 292,159 Deposits payable 729,491 - - 729,491 Other payable 175,181 - 2,501 177,682 Deferred revenue 102,600 - 112,780 215,380 Claims payable 38,695 - - 38,695 Due to Bondholders 1,519 1,519 Total liabilities 1,939,915 384,568 235,515 2,559,998 Fund Balances: Reserved for: Petty Cash 1,300 - - 1,300 Retiree medical 62,500 - - 62,500 Debt service - - 746,557 746,557 Unreserved, designated for: Operations 2,688,036 - - 2,688,036 Economic uncertainty 1,500,000 - - 1,500,000 Construction in Progress - - - - Community Development Services - - - - Environmental Services - - - - Equipment Replacement - - - Information Technology - - - - Facility Improvement - - - - Unreserved, undesignated, reported in: General fund 4,909,443 - - 4,909,443 Special revenue funds - - 844,003 844,003 Capital projects funds - 3,444,025 893,639 4,337,664 Total fund balances 9,161,279 3,444,025 2,484,199 15,089,503 Total liabilities and fund balances 11,101,194$ 3,828,593$ 2,719,714$ 17,649,501$ See accompanying Notes to the Basic Financial Statements. Major Funds 24 City of Saratoga Reconciliation of the Governmental Funds Balance Sheet to the Government-Wide Statement of Net Assets June 30, 2007 Total Fund Balances - Total governmental funds 15,089,503$ Amounts reported for governmental activities in the statement of net assets were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. The capital assets were adjusted as follows: Non-depreciable capital assets 59,926,878 Depreciable capital assets, net 62,065,368 Total capital assets 121,992,246 Interest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet.(304,065) Long-term receivables were not current available resources and therefore, were offset by a deferred revenue amount equal to the net receivable in the governmental funds.200,380 Long-term liabilities were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds Balance Sheet. The long-term liabilities were adjusted as follows: General obligation bonds (13,890,000) Compensated absences (464,753) Total long-term liabilities (14,354,753) Net Assets of Governmental Activities 122,623,311$ See accompanying Notes to the Basic Financial Statements. 25 City of Saratoga Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the year ended June 30, 2007 Other Total Capital Governmental Governmental General Improvement Funds Funds REVENUES: Property taxes 4,999,823$ -$ 1,043,083$ 6,042,906$ Other local taxes 2,121,462 - - 2,121,462 Licenses & permits 1,339,946 - - 1,339,946 Fines & forfeiture 395,997 - - 395,997 Intergovernmental - State 2,154,998 221,520 1,254,846 3,631,364 Intergovernmental - Other 539,544 61,604 27,728 628,876 Franchise fees 1,187,010 - - 1,187,010 Use of money and property 2,467,668 4,637 340,571 2,812,876 Other revenue 150,020 1,000 - 151,020 Current service charges 775,752 (281) 125,022 900,493 Total revenues 16,132,220 288,480 2,791,250 19,211,950 EXPENDITURES: Current: General and intergovernmental services 3,805,817 - - 3,805,817 Public safety 3,823,711 - - 3,823,711 Environmental services 443,713 - - 443,713 Public works 3,811,134 - 1,459,535 5,270,669 Community services 1,246,271 - 134,390 1,380,661 Community development services 1,933,217 29,477 - 1,962,694 Capital outlay 30,075 2,061,476 38,874 2,130,425 Debt service: - Principal - - 280,000 280,000 Interest and fiscal charges 35,332 - 738,484 773,816 Total expenditures 15,129,270 2,090,953 2,651,283 19,871,506 REVENUES OVER (UNDER) EXPENDITURES 1,002,950 (1,802,473) 139,967 (659,556) OTHER FINANCING SOURCES (USES): Transfers in 600,303 2,806,204 15,043 3,421,550 Transfers out (2,821,247) (349,884) (250,419) (3,421,550) Total other financing sources (uses)(2,220,944) 2,456,320 (235,376) - Net change in fund balances (1,217,994) 653,847 (95,409) (659,556) FUND BALANCES: Beginning of year 10,379,273 2,790,178 2,579,608 15,749,059 End of year 9,161,279$ 3,444,025$ 2,484,199$ 15,089,503$ See accompanying Notes to the Basic Financial Statements. Major Funds 26 City of Saratoga Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Government-Wide Statement of Activities and Changes in Net Assets For the year ended June 30, 2007 Net Change in Fund Balances - Total governmental funds (659,556)$ Amounts reported for governmental activities in the Statement of Activities and Changes in Net Assets were different because: Governmental Funds report capital outlay as expenditures. However, in the Government-Wide Statement of Activities and Changes in Net Assets, the cost of those assets was allocated over their estimated useful lives as depreciation expense. The amount of capital assets recorded as capital outlay expenditures and included in general and intergovernmental services expenditures in the current period. 2,696,842 Depreciation expense on capital assets was reported in the Government-Wide Statement of Activities and Changes in Net Assets, but it did not require the use of current financial resources. Therefore, depreciation expense was not reported as expenditures in the Governmental Funds. (1,974,966) Certain revenues were recorded as deferred revenue in the governmental funds because they did not meet the revenue recognition criteria of availability. However, they were included as revenue in the Governmental-Wide Statement of Activities and Changes in Net Assets under the full accrual basis. (14,188) Long-term compensated absences and claims payables were reported in the Government-Wide Statement of Activities and Changes in Net Assets, but they did not require the use of current financial resources. Therefore, long-term compensated absences and claims payable were not reported as expenditures in governmental funds. Claims Payables 92,957 Compensated absences, net (229,106) Repayment of bond principal was an expenditure in governmental funds, but the repayment reduced long-term liabilities in the Government-Wide Statement of Net Assets. Long-term debt repayments 280,000 Interest expense on long-term debt was reported in the Government-Wide Statement of Activities and Changes in Net Assets, but it did not require the use of current financial resources. Therefore, interest expense was not reported as expenditures in governmental funds. The following amount represented the change in accrued interest from prior year.5,833 Change in Net Assets of Governmental Activities 197,816$ See accompanying Notes to the Basic Financial Statements. 27 28 Agency Funds FIDUCIARY FUND FINANCIAL STATEMENTS Agency Funds is the aggregate of all the agency funds. 29 City of Saratoga Statement of Fiduciary Net Assets Fiduciary Funds June 30, 2007 Agency Funds ASSETS Cash and investments 65,112$ Account receivable 152 Interest receivable 829 Total assets 66,093$ LIABILITIES Deposits payable 66,093$ Total liabilities 66,093$ See accompanying Notes to the Basic Financial Statements. 30 City of Saratoga Index to Notes to the Basic Financial Statements For the year ended June 30, 2007 Page 31 Note 1 - Summary of Significant Accounting Policies .......................................................................................33 A. Financial Reporting Entity..................................................................................................................33 B. Basis of Accounting/Measurement Focus.......................................................................................34 C. Cash, Cash Equivalents and Investments........................................................................................36 D. Restricted Cash and Investments......................................................................................................37 E. Interfund Transactions........................................................................................................................37 F. Capital Assets.......................................................................................................................................37 G. Interest Payable....................................................................................................................................38 H. Claims Payable.....................................................................................................................................38 I. Compensated Absences......................................................................................................................39 J. Long-Term Obligations.......................................................................................................................39 K. Fund Balances ......................................................................................................................................39 L. Net Assets.............................................................................................................................................40 M. Use of Restricted/Unrestricted Net Assets......................................................................................40 N. Property Tax and Special Assessments............................................................................................40 O. Uses of Estimates.................................................................................................................................41 Note 2 - Cash and Investments ...............................................................................................................................41 A. Cash Deposits.......................................................................................................................................42 B. Investments ..........................................................................................................................................42 C. External Investment Pool ...................................................................................................................43 D. Risk Disclosures...................................................................................................................................43 Note 3 – Loans Receivable .......................................................................................................................................44 City of Saratoga Index to Notes to the Basic Financial Statements, Continued For the year ended June 30, 2006 Page 32 Note 4 – Fund Financial Statements Interfund Transaction ...........................................................................44 Note 5 – Capital Assets ...........................................................................................................................................45 Note 6 – Long-Term Debt.......................................................................................................................................46 Note 7 – Non-City Obligations .............................................................................................................................47 Note 8 – Risk Management ....................................................................................................................................48 Note 9 – Retirement Plans ......................................................................................................................................50 Note 10 – Net Assets ................................................................................................................................................51 A. Investment in Capital Assets, Net of Related Debt.......................................................................51 B. Restricted Net Assets ........................................................................................................................51 Note 11 – Joint Powers Agreements .....................................................................................................................51 Note 12 – Excess Expenditures over Appropriations ........................................................................................51 Note 13 – Commitments and Contingencies ......................................................................................................52 A. Lawsuits..............................................................................................................................................52 B. Federal and State Grant Programs..................................................................................................52 C. Commitments.....................................................................................................................................52 City of Saratoga Notes to the Basic Financial Statements For the year ended June 30, 2007 33 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Saratoga, California, (City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental agencies. The Governmental Accounting Standards Boards (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the City’s accounting policies are described below. A. Financial Reporting Entity The City was incorporated as a municipal corporation in 1956 under the general laws of the State of California, and had a population of 32,308 at June 30, 2007. The City is a largely residential community located in the foothills of the Santa Cruz Mountains. The City operated under the Council-Manager form of government, with five elected Council members served by a full-time City Manager and staff. At June 30, 2007, the City’s staff comprised 54 full time and 2 part time employees, and numerous recreation seasonal employees who were responsible for the following City provided services: ♦ Public Safety – The City provides round-the-clock police services under a contract with the County Sheriff’s offices. Emergency management and Fire services are provided by special district. Code enforcement and inspection services are provided by 1 City employee. ♦ Public Works/Maintenance – The City builds and maintains its parks, streets, curbs, gutters and related public property with a force of 24 employees. Major projects may be contracted out to reduce costs. ♦ Community Development – Zoning administration, plan checking and advance planning services are provided by 16 employees. ♦ Culture, Recreation and Community Support services are provided by a total of 6 employees. ♦ General Government services are provided by a total of 10 employees. As required by GAAP, these basic financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City Council acts as the governing board. In addition, the City staff performs all administrative and accounting functions for these entities and these entities provide their services entirely to the City. Blended component units, although legally separate entities are, in substance, part of the City’s operations and data from these units are combined with data of the City. Discretely presented component units, on the other hand, are reported in a separate column in the government-wide financial statements to emphasize their legal separateness from the City. Each blended component unit has a June 30 year-end. The City had no discretely presented component units. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 34 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued A. Financial Reporting Entity, Continued The following entity is reported as blended component unit: Lighting and Landscaping Assessment District - The Lighting and Landscaping Assessment District (District) was established in 1980 for the levy and the collections of assessments upon the several lots or parcels of land in the District, and for the construction or installation of improvements, including maintenance. The District is reported as a blended component unit of the City because it has the same Governing Board as the City. Saratoga Public Financing Authority - The Saratoga Public Financing Authority (Authority) is a joint powers authority organized by the City of Saratoga (City) and the City of Saratoga Parking Authority (Parking Authority) on June 16, 1993, under the laws of the State of California. The Authority was organized to provide financial assistance to the City and Districts for public improvements for the City and the purchase by the Authority of Local Obligations within the meaning of the Act. The Authority is reported as a blended component unit of the City because it has the same Governing Board as the City. Complete financial statements for each component unit may be obtained from the City of Saratoga, 13777 Fruitvale Avenue, Saratoga, California 95070. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government-Wide Financial Statements The City’s government-wide financial statements include a Statement of Net Assets and a Statement of Activities and Changes in Net Assets. These statements present summaries of governmental activities for the City. Fiduciary activities of the City are not included in these statements. These statements are presented on an “economic resources” measurement focus and the accrual basis of accounting. Accordingly, all of the City’s assets and liabilities, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions are reported as program revenues for the City in three categories: ♦ Charges for services ♦ Operating grants and contributions ♦ Capital grants and contributions City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 35 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued Government-Wide Financial Statements, Continued Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables and receivables. All internal balances in the Statement of Net Assets have been eliminated. The following interfund activities have been eliminated: ♦ Transfers in/out Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non-major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net assets as presented in these statements to the net assets presented in the government-wide financial statements. The City has presented all major funds that met the applicable criteria. The following funds are major funds: General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. All governmental funds are accounted for on a spending or “current financial resources” measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Accordingly, revenues are recorded when received in cash, except that revenues subject to accrual ((up to 60 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Fines, forfeitures, licenses and permits and parking meter revenues are not susceptible to accrual because they are usually not measurable until received in cash. Expenditures are recorded in the accounting period in which the related fund liability is incurred. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 36 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued Governmental Fund Financial Statements, Continued Deferred revenues arise when potential revenues do not meet both the “measurable” and “available” criteria for recognition in the current period. Deferred revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods when both revenue recognition criteria are met or when the government has a legal claim to the resources, the deferred revenue is removed from the combined balance sheet and revenue is recognized. Reconciliation of the Fund Financial Statements to the Government-Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Fiduciary Fund Financial Statements Fiduciary fund financial statements include a Statement of Net Assets. The City’s fiduciary funds represent agency funds. Agency funds do not have a measurement focus, although they do have a basis of accounting. An accrual basis of accounting is used to record the financial transactions. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. C. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City’s cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. Deposit and Investment Risk Disclosures - In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB No. 3), certain disclosure requirements, if applicable, for Deposits and Investment Risks in the following areas: ¾ Interest Rate Risk ¾ Credit Risk - Overall - Custodial Credit Risk - Concentrations of Credit Risk ¾ Foreign Currency Risk Other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments, credit quality at year-end and other disclosures. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in Structured Notes and Asset- Backed Securities. LAIF’s investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset-Backed Securities are subject to market risk as to change in interest rates. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 37 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued D. Restricted Cash and Investments Certain restricted cash and investments are held by a fiscal agent for the redemption of bonded debt and for acquisition and construction of capital and special projects. E. Interfund Transactions Interfund services provided and used are accounted for as revenue, expenditures or expenses, as appropriate. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursed fund. All other interfund transactions, except quasi-external transactions and reimbursements, are reported as transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as transfers. F. Capital Assets Capital assets, which include land, buildings, improvements, furniture, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), were reported in the applicable governmental activities in the government-wide financial statements. Capital assets were recorded at historical cost or estimated historical cost if actual cost was not available. Donated assets were valued at their fair market value on the date of donation. City policy has set the capitalization threshold for reporting capital assets at $1,000. The City has chosen the Modified Approach for reporting the streets subsystem of infrastructure capital assets. Depreciation is recorded on a straight-line basis over the useful lives of the assets as follows: Buildings and structures 40 years Machinery and equipment 5-10 years Infrastructure 15-50 years In June 1999, the Governmental Accounting Standards Board (GASB) issued Statement No. 34 which requires the inclusion of infrastructure capital assets in local governments’ basic financial statements. In accordance with Statement No. 34, the City has included the value of all infrastructures into its basic financial statements. The City defines infrastructure as the basic physical assets that allow the City to function. The City defines infrastructure as the basic physical assets including the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. The City elected to use the Modified Approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets, concrete and asphalt pavements. The City commissioned a physical assessment of the streets condition as of June 30, 2005. This condition assessment will be performed every 2 years. The next condition assessment is scheduled for March 2009. A Pavement Condition Index (PCI) was assigned to each street segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to segments of street that have the physical characteristics of a new street. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 38 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued F. Capital Assets, Continued The following conditions were defined: Condition Rating Excellent 80-100 Very Good 70-79 Good 50-69 Poor 25-49 Very Poor 0-24 The City’s policy relative to maintaining the street assets is to achieve an average rating of 70 for all street segments. This acceptable rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. For all other infrastructure systems, the City elected to use the Basic Approach as defined by GASB Statement No. 34 for infrastructure reporting. The City commissioned an appraisal of City owned infrastructure and property as of June 30, 2001, and has completed an internal update for June 30, 2005. This appraisal determined the original cost, which is defined as the actual cost to acquire new property in accordance with market prices at the time of first construction/acquisition. Original costs were developed in one of three ways: 1) historical records; 2) standard unit costs appropriate for the construction/acquisition date; or 3) present cost indexed by a reciprocal factor of the price increase from the construction/acquisition date to the current date. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line, unrecovered cost method was computed using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. G. Interest Payable In the government-wide financial statements, interest payable of long-term debt is recognized as a incurred liability for governmental fund types. The City has not allocated the interest on long-term debt to departments. In the fund financial statements, governmental fund types do not recognize the interest payable when the liability is incurred. H. Claims Payable The City records a liability to reflect an actuarial estimate of ultimate uninsured losses for both general liability claims (including property damage claims) and workers’ compensation claims. The estimated liability for workers’ compensation claims and general liability claims includes “incurred but not reported” (IBNR) claims. There is no fixed payment schedule to pay these liabilities. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 39 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued I. Compensated Absences In the government-wide financial statements, compensated absences are recorded as incurred and the related expenses and liabilities are reported. In the fund financial statements, compensated absences are recorded as expenditures in the years paid, as it is the City’s policy to liquidate any unpaid compensated absences at June 30 from future resources, rather than currently available financial resources. Only the amounts which become due at June 30 are reported in the fund financials statements as a liability. J. Long-Term Obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financial sources. Premiums received on debt issuance are reported as other financing sources while discounts on debt issuance reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. K. Fund Balances In the fund financial statements, governmental funds report reservations of fund balances for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balances represent tentative management plans that are subject to change. City Council has designated an amount for operations, which it has defined as being equal to the greater of one-quarter of the total budgeted General Fund appropriations for the current budget year or $2,688,036. The designation is increased annually by an amount equal to the interest the City earned on an equivalent amount of cash and investments. City Council has designated $1,500,000 for economic uncertainty. CIP designation is for future Capital Improvement Projects. Community development services designation is for development services that includes zoning administration, inspection services, and development regulation programs. Environmental services is designated for the environmental fees collected from surcharges on garbage bills and tipping fees at the landfills and associated grants related to integrated waste management and storm water management. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 40 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued K. Fund Balances, Continued Equipment Replacement is designated for the maintenance and replacement of the City’s tools, equipments, and vehicles. Information technology is designated for the support, maintenance, replacement and upgrade of existing computer network. Facility Improvement is designated for the maintenance and improvement of City’s facilities. L. Net Assets In the governmental-wide financial statements, net assets are classified in the following categories: ♦ Invested in Capital Assets, Net of Related Debt – This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. ♦ Restricted Net Assets – This amount is restricted by external creditors, grantors, contributors, or laws or regulations of other governments. ♦ Unrestricted Net Assets – This amount is all net assets that do not meet the definition of “invested in capital assets, net of related debt” or “restricted net assets.” M. Use of Restricted/Unrestricted Net Assets When an expense is incurred for purposes for which both restricted and unrestricted net assets are available, the City’s policy is to apply restricted net assets first. N. Property Tax and Special Assessments County tax assessments included secured and unsecured property taxes, and special assessments. “Unsecured” refers to taxes on personal property. These tax assessments are secured by liens on the property being taxed. Revenue is recognized in the period for which the tax and assessment is levied. The County of Santa Clara levies, bills and collects property taxes for the City, the County remits the entire amount levied and handles all delinquencies, retaining interest and penalties. Secured and unsecured property taxes are levied on January 1. Secured property tax is due in two installments on November 1 and February 1, and becomes a lien on those dates. It becomes delinquent on December 10 and April 10, respectively. Unsecured property tax is due on July 1 and becomes delinquent on August 31. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 41 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued O. Use of Estimates The preparation of basic financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 2. CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated to the funds based on average month-end cash and investment balances in these funds. The City has the following cash and investments at June 30: Government-Wide Statement of Fiduciary Net Assets Funds Governmental Statement of Activities Net Assets Total Cash and investments 14,204,530$ 65,112$ 14,269,642$ Restricted Cash and Investments 2,110,240 - 2,110,240 Total 16,314,770$ 65,112$ 16,379,882$ The City’s Cash and Investments at June 30 in more detail: Cash and Cash equivalents: Petty Cash 1,300$ Demand Deposit 481,671 Total cash and cash equivalents 482,971 Investments: Local Agency Investment Fund 15,830,280 Total investments 16,313,251 Cash and Investments with Fiscal Agents 1,519 Total cash and investment with fiscal agents 16,314,770$ City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 42 2. CASH AND INVESTMENTS, Continued A. Cash Deposits The carrying amounts of the City’s cash deposits were $481,671 at June 30, 2007. Bank balances before reconciling items were $1,005,039 at that date. The total amount of which was collateralized or insured with securities held by the pledging financial institutions in the City’s name is discussed below. The California Government Code requires California banks and savings and loan associations to secure the City’s cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest in such collateral superior to those of a general creditor. Thus, collateral for cash deposits is considered to be held in the City's name. The market value of pledged securities must equal at least 110% of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes that have a value of 150% of the City’s total cash deposits. The City may waive collateral requirements for cash deposits which are fully insured up to $100,000 by the Federal Deposit Insurance Corporation. The City, however, has not waived the collateralization requirements. The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income from cash and investments with fiscal agents is credited directly to the related fund. B. Investments Under the provisions of the City’s investment policy, and in accordance with California Government Code, the following investments are authorized: ♦ Securities of the U.S. Government or its agencies. ♦ Certificates of Deposit (or Time Deposits) placed with commercial banks and/or savings and loan companies. ♦ Negotiable Certificates of Deposit. ♦ California Local Agency Investment Fund. ♦ Investment-grade obligations of state, local governments or public authorities. ♦ Money market mutual funds. ♦ Passbook savings account and demand deposits. The City has complied with the provisions of GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investments Pools. The City’s investments are recorded at fair value. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 43 2. CASH AND INVESTMENTS, Continued C. External Investment Pool The City’s investments with Local Agency Investment Fund (LAIF) at June 30, 2007, include a portion of the pool funds invested in Structured Notes and Asset-Backed Securities. These investments include the following: ♦ Structured Notes - debt securities (other than asset-backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. ♦ Asset-Backed Securities - the bulk of which are mortgage-backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMO’s) or credit card receivables. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. As of June 30, 2007, the City had $15,830,280 invested in LAIF which had invested 3.466% of the pool investment funds in Structured Notes and Asset-Backed Securities. The LAIF fair value factor of 0.999545022 was used to calculate the fair value of the investments in LAIF. D. Risk Disclosures Interest Rate Risk – The City’s investment policy does not limit investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. At June 30, 2007, the City had the following: Investment Maturities in Years Fair Less Value Than 1 Year External Pool: State of California - Local Agency Investment Fund 15,830,280$ 15,830,280$ Credit Risk – As of June 30, 2007, the City’s investments in external investment pools are unrated. Custodial Credit Risk - For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. Of the City’s investments, $1,519 of securities is held by the investment’s counterparty, the trustee for the bonds, not in the name of the City as of June 30, 2007. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 44 3. LOANS RECEIVABLE The City had the following loans receivable as of June 30, 2007: Balance Balance Due within Due more then July 1, 2006 Additions Deletions June 30, 2007 one year one year Housing Rehabilitation Loan Program 125,002$ -$ (12,222)$ 112,780 14,444$ 98,336$ Classification The City administers a housing rehabilitation program called the Saratoga Housing Assistance and Rehabilitation Program (SHARP) using Housing and Community Development Act funds. Under the SHARP, individuals with incomes below a certain level and corporations building rental housing for low- and-moderate income tenants are eligible to receive low interest loans, secured by deeds of trust, for construction work on their properties. Federal funds received by the City are deposited with a commercial bank. Upon approval of loans, the bank disburses the funds, arranges for and collects repayments. At June 30, 2007, the City had outstanding SHARP loans of $112,780. In the Governmental Fund Financial Statements, these loans have been offset by deferred revenue as they are not expected to be repaid immediately. In the Government-Wide Financial Statements, the amount of deferred revenue was recognized as revenues. 4. FUND FINANCIAL STATEMENTS INTERFUND TRANSACTIONS Transfers In/Out Transfers for the year ended June 30, 2007 were as follows: Other General Capital Governmental Transfers Out Fund Improvement Funds Total General Fund -$ 2,806,204$ 15,043$ 2,821,247$ Capital Improvement 349,884 - - 349,884 Other Governmental Funds 250,419 - - 250,419 Total 600,303$ 2,806,204$ 15,043$ 3,421,550$ Transfers In The above transfers resulted from the normal course of the City’s operations. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 45 5. CAPITAL ASSETS Capital assets activity for the year ended June 30, 2007 consisted of the following: Balance Balance July 1, 2006 Additions Retirements Reclassification June 30, 2007 Governmental Activities: Capital assets, not being depreciated: Land and land improvements 9,887,095$ -$ -$ -$ 9,887,095$ Construction in progress 8,520,821 2,220,878 - (5,943,381) 4,798,318 Infrastructure: Street pavement system 45,241,465 - - - 45,241,465 Total capital assets, not being depreciated 63,649,381 2,220,878 - (5,943,381) 59,926,878 Capital assets, being depreciated: Buildings and structures 20,502,349 2,564,228 - - 23,066,577 Machinery and equipment 1,426,309 408,694 - - 1,835,003 Infrastructure: Bridges 1,563,654 - - - 1,563,654 Signs and lights 762,527 361,849 - - 1,124,376 Drainage system 39,855,914 - - - 39,855,914 Sidewalks 11,494,250 3,084,574 - 14,578,824 Total capital assets, being depreciated 75,605,003 6,419,345 - - 82,024,348 Accumulated depreciation: Buildings and structures (3,219,865) (616,981) - - (3,836,846) Machinery and equipment (1,213,207) (175,886) - - (1,389,093) Infrastructure: Bridges (856,710) (60,465) - - (917,175) Signs and lights (603,005) (37,160) - - (640,165) Drainage system (8,889,804) (797,118) - - (9,686,922) Sidewalks (3,201,423) (287,356) - - (3,488,779) Total accumulated depreciation (17,984,014) (1,974,966) - - (19,958,980) Total capital assets, being depreciated, net 57,620,989 4,444,379 - - 62,065,368 Governmental activities capital assets, net 121,270,370 6,665,257$ -$ (5,943,381)$ 121,992,246$ Primary Government Depreciation Expense by Function: General Government 1,305,858$ Public Safety - Public Works 644,568 Community Services 21,937 Community Development 2,603 Total 1,974,966$ City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 46 5. CAPITAL ASSETS, Continued In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Assets. The City elected to use the “Modified Approach” as defined by GASB Statement No. 34 for infrastructure reporting for its pavement system. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the “Modified Approach” is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the Basic Approach whereby accumulated depreciation and depreciation expense have been recorded. 6. LONG-TERM DEBT A summary of the City’s long-term debt transactions for the year ended June 30, 2007 is presented below: Amounts Amounts Balance Balance Due Within Due in More Description July 1, 2006 Additions Retirements June 30, 2007 One Year than One Year General Obligation Bonds: 2001 Library Bonds 14,170,000$ -$ (280,000)$ 13,890,000$ 295,000$ 13,595,000$ Claims payable 92,957 - (92,957) - - - Compensated absences 235,647 551,340 (322,234) 464,753 139,426 325,327 Total 14,498,604$ 551,340$ (695,191)$ 14,354,753$ 434,426$ 13,920,327$ Classification General Obligation 2001 Library Bonds - Original Issue $15,000,000 On May 1, 2001, the City issued General Obligation Bonds Series 2001 in the amount of $15,000,000. The proceeds of the bonds were used to improve, renovate, and expand the Saratoga Community Library. The bonds are payable from and secured by certain property taxes within the City. Interest on the bonds ranges from 5% to 6% and is payable on February 1 and August 1 of each year, commencing February 1, 2002. Principal is due annually beginning on August 1, 2002, in amounts ranging from $60,000 to $940,000. The bonds mature on August 1, 2031, and are subject to redemption prior to maturity at redemption prices ranging from 100% to 101% of par. The bonds may be called for redemption beginning on or after August 1, 2011, at the option of the City. At June 30, 2007 the outstanding balance of the bonds was $13,890,000. The annual debt service requirements on these bonds are as follows: City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 47 6. LONG-TERM DEBT, Continued General Obligation 2001 Library Bonds - Original Issue $15,000,000, Continued For the Year Ending June 30, Principal Interest Total 2008 295,000$ 720,906$ 1,015,906$ 2009 310,000 702,756 1,012,756 2010 330,000 683,556 1,013,556 2011 350,000 663,156 1,013,156 2012 370,000 641,556 1,011,556 2013-2017 2,140,000 2,891,280 5,031,280 2018-2022 2,555,000 2,309,550 4,864,550 2023-2027 3,290,000 1,564,011 4,854,011 2028-2032 4,250,000 580,651 4,830,651 Total 13,890,000$ 10,757,422$ 24,647,422$ Compensated Absences The City's liability for vested and unpaid compensated absences (accrued vacation and sick pay) has been accrued and amounts to $464,753 at June 30, 2007. The compensated absences liability will generally be liquidated through the General Fund. 7. NON-CITY OBLIGATIONS The following bonds bearing the City’s name were issued to finance redevelopment projects; however, neither the faith and credit nor the general taxing power of the City has been pledged to the payment of the bonds. Furthermore, the City has no obligation for the payment of the bonds in the case of default. Therefore, the following obligations are not included in the accompanying basic financial statements. Original Outstanding at Amount June 30, 2007 Leonard Road Improvement Assessment District 101,686$ 35,000$ The City is the collecting agent for the Leonard Road Improvement District (District), but is not obligated for the repayment of debt issued by the District. As a result, the District has not been included in the basic financial statements of the City. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 48 8. RISK MANAGEMENT The City participates in the following public entity risk pools: ABAG Plan Corporation (ABAG PLAN) covers general liability claims in an amount up to $7,000,000. The City has a deductible or uninsured liability of up to $25,000 per claim. Once the City’s deductible is met ABAG PLAN becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2007, the City contributed $147,797 for current year coverage and received no refund of prior year excess contributions. The ABAG Workers’ Compensation Pool Insurance Authority (ABAG POOL) covers workers’ compensation claims up to the statutory limit. The City has no deductible for these claims. During the fiscal year ended June 30, 2007, the City contributed $178,265 for current year coverage. The City’s contributions to each risk pool equal the ratio of the City’s payroll to the total payrolls of all entities participating in the same layer of each program, in each program- year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. There have been no significant reductions of insurance settlements that exceeded insurance coverage for the past three years. The workers’ compensation and general liability claims payable of $38,695 reported at June 30, 2007, are based on the requirements of GASB Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the basic financial statements indicates that it is probable that a liability has been incurred at the date of the basic financial statements and the amount of the loss can be reasonably estimated. Changes in the claims liability amounts were as follows: Fiscal Year Year Claims Claims and Claims Ended Payable Changes in Claims Payable June 30, July 1 Estimates Payments June 30 2005 230,865$ (224,897)$ (5,968)$ -$ 2006 -$ 92,957$ -$ 92,957$ 2007 92,957$ -$ (54,262)$ 38,695$ The General Fund has been used in the prior years to liquidate the liability for claims and judgments. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 49 8. RISK MANAGEMENT, Continued Each risk pool is governed by a board consisting of representatives from member municipalities. The board controls the operations of each risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on the Board. The following represents summary audited financial information of ABAG Plan Corporation for the fiscal year ended June 30, 2006: Total assets 43,306,059$ Total liabilities 20,606,784$ Net assets 22,699,275$ Total revenues 8,368,584$ Total expenses 9,211,526$ Net decrease in net assets (377,217)$ The following represents summary audited financial information of ABAG Comp Shared Risk Pool for the fiscal year ended June 30, 2005: Total assets 2,003,179$ Total liabilities 1,044,765$ Net assets 958,414$ Total revenues 695,187$ Total expenses 403,224$ Net increase in net assets 291,963$ Audited financial information for each risk pool may be obtained from ABAG at P.O. Box 2089, Oakland, California 94604-2089. City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 50 9. RETIREMENT PLANS Pension Plan Plan Description - The City contributes to the California Public Employees Retirement System (PERS), a cost- sharing multiple-employer defined benefit plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS’ annual financial report may be obtained from their Executive Office located at 400 P Street, Sacramento, California 95814. Funding Policy – Active plan members are required by state statute to contribute for miscellaneous employees 7% of their annual covered salary. The City employer makes the contributions required of City employees on their behalf and for their account, which amounted to $284,396 for the year ended June 30, 2007. The City employer is required to contribute for fiscal year 2006-2007 at an actuarially determined rate of 11.45% of annual covered payroll for miscellaneous employees. Annual Pension Cost – For fiscal year 2006-2007, the City’s annual pension cost was $465,232. The required contribution was determined as part of the June 30, 2004, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included (a) 12% investment rate of return (net of administrative expenses), (b) projected annual salary increases ranging from 3.25% to 14.45% for miscellaneous employees depending on age, service, and type of employment, and (c) 3.25% per year payroll growth adjustments. Both (a) and (b) included an inflation component of 3.00%. The actuarial value of PERS assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period. PERS unfunded actuarial accrued liability (or surplus) is amortized as a level percentage of projected payroll on a closed basis. The amortization period at June 30, 2004, was 20 years for miscellaneous employees for prior and current service unfunded liability. For the actuarial valuation year ended June 30, 2006, PERS established a cost sharing risk pool (Pool) for cities and other government entities that have less than 100 active members. Actuarial valuation was performed with all participants within the same Pool. Therefore, standalone information regarding Schedule of the Funding Progress for the City is no longer available. THREE-YEAR TREND INFORMATION FOR PERS Annual Percentage of Pension Cost APC Net Pension Fiscal Year (APC) Contributed Obligation 6/30/05 151,567$ 100% -$ 6/30/06 397,304 100% - 6/30/07 465,232 100% - City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 51 10. NET ASSETS A. Investment in Capital Assets, Net of Related Debt As of June 30, 2007, the investment in capital assets, net of related debt consisted of the following: Capital assets, net (Note 5) 121,992,246$ 2001 General Obligation Library Bonds (Note 6) (13,890,000) Investment in capital assets, net of related debt 108,102,246$ B. Restricted Net Assets As of June 30, 2007, the restricted net assets consisted of the following: Capital Debt Special Projects Service Projects Total Restricted net assets 4,337,666$ 746,556$ 844,002$ 5,928,224$ Restricted for 11. JOINT POWERS AGREEMENTS The City is a member of the Santa Clara County Traffic Authority (Traffic Authority), which consists of various cities in the San Francisco Bay area. The Traffic Authority was formed in 1985 by a joint exercise of powers agreement between the County of Santa Clara and the cities of Santa Clara County for the purpose of financing highway capital improvements within the County to serve transportation needs. Financial statements may be obtained from the Traffic Authority at 1754 Technology Drive, Suite 224, San Jose, California 95110. The City is also a member of other Joint Powers Authorities (JPA) but has had no material transactions with them. These JPA’s are governed by boards consisting of representatives from their members. The boards control the operations of each JPA, including selection of management and approval of operating budgets, independent of any influence by its members beyond their representation on the board. 12. EXCESS EXPENDITURES OVER APPROPRIATIONS Excess of expenditures over appropriations approved by the City Council occurred in individual funds during the fiscal year 2006-2007 as follows: Excess Expenditures over Fund Expenditures Appropriations Appropriations General Fund 15,129,270$ 14,856,206$ 273,064$ Lighting and Landscaping Assessment District Special Revenue Fund 302,647 273,041 29,606 Park Development Capital Projects Fund 71,970 - 71,970 City of Saratoga Notes to the Basic Financial Statements, Continued For the year ended June 30, 2007 52 13. COMMITMENTS AND CONTINGENCIES A. Lawsuits The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are not expected to result in a material adverse financial impact on the City. Additionally, City management believes that the City’s insurance programs are sufficient to cover any potential losses should an unfavorable outcome materialize. B. Federal and State Grant Programs The City participates in Federal and State grant programs. These programs are audited by the City’s independent accountants in accordance with the provisions of the Federal Single Audit Act Amendments of 1996 and applicable State requirements. No cost disallowance is expected as a result of these audits; however, these programs are subject to further examination by the grantors. Expenditures which may be disallowed, if any, by the granting agencies cannot be determined at this time. The City expects such amounts, if any, to be immaterial. C. Commitments The City had several outstanding contracts or planned construction projects as of June 30, 2007. These projects are evidenced by contractual commitments with contractors and include: Original Commitment Vendor Commitment Remaining El Camino Paving 1,106,500$ 81,439$ Graham Contractors 162,379 72,123 Union Pacific Rail road Co 291,116 38,508 George Bianci Construction 478,747 38,493 Town of Los Gatos 90,000 49,200 Top Grade Construction, Inc. 623,667 154,540 Schaaf & Wheeler Corp 6,000 2,019 Colony Landscape Maintenance 195,800 105,414 John Deere Landscapes 17,506 2,257 Ewing Irrigation 6,300 604 Steve Benzing Architects 20,439 15,221 Sungard HTE/Pentamation 100,000 65,344 ECS Document Imaging 341,498 94,155 3,439,952$ 719,318$ As of June 30, 2007, in the opinion of City management, there were no additional outstanding matters that would have a significant effect on the financial position of the funds of the City. 53 REQUIRED SUPPLEMENTARY INFORMATION 54 City of Saratoga Required Supplementary Information For the year ended June 30, 2007 55 1. BUDGETARY INFORMATION Through the budget, the City Council sets the direction of the City, allocates its resources and establishes its priorities. The Annual Budget assures the efficient and effective uses of the City's economic resources, as well as establishing that the highest priority objectives are accomplished. The Annual Budget serves from July 1 to June 30, and is a vehicle that accurately and openly communicates these priorities to the community, businesses, vendors, employees and other public agencies. Additionally, it establishes the foundation of effective financial planning by providing resource planning, performance measures and controls that permit the evaluation and adjustment of the City's performance. The City does not adopt an annual budget for the Capital Improvement Capital Projects Fund. The Capital Improvement Capital Projects Fund is budgeted on the project length basis. The City adopts an annual budget for Park Development and Library Expansion Capital Projects funds. The City follows these procedures in establishing the budgetary data reflected in the basic financial statements: a. The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating budget includes proposed expenditures and the means of financing them. b. Public hearings are conducted to obtain taxpayer comments. c. The budget is legally enacted through passage of a resolution. d. The City Manager may authorize transfers of budget amounts within a fund. However, any revisions that increase the total budgeted expenditures of any fund must be approved by the City Council. Expenditures may not legally exceed budgeted appropriations at the fund level without City Council approval. e. Formal budgetary integration in the form of legally adopted budgets is employed as a management control device for all funds except the agency funds. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted expenditures reported are as amended by supplemental appropriations of the City Council. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, special revenue and capital projects funds. Unexpended and unencumbered appropriations of these governmental funds automatically lapse at the end of the fiscal year. City of Saratoga Required Supplementary Information, Continued For the year ended June 30, 2007 56 1. BUDGETARY INFORMATION, Continued The following are the budget comparison schedules for General Fund and all major special revenue funds. Budget Comparison Schedule, General Fund Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund Balances - Beginning 7,436,561$ 7,300,682$ 10,379,273$ 3,078,591$ Resources (inflows): Property taxes 5,770,100 6,554,877 4,999,823 (1,555,054) Other local taxes 2,203,000 2,203,000 2,121,462 (81,538) Licenses and permits 361,000 361,000 1,339,946 978,946 Fines and forfeiture 132,200 132,200 395,997 263,797 Intergovernmental - State 977,300 1,064,300 2,154,998 1,090,698 Intergovernmental - Other 539,544 539,544 Franchise fees 1,035,800 1,035,800 1,187,010 151,210 Use of money and property 358,800 558,800 2,467,668 1,908,868 Other Revenue 633,200 633,200 150,020 (483,180) Current service charges 3,299,100 3,299,100 775,752 (2,523,348) Transfers in 484,600 484,600 600,303 115,703 Amount available for appropriations 22,691,661 23,627,559 27,111,796 3,484,237 Charges to Appropriations (outflows): Current: General and intergovernmental services 2,284,821 2,284,821 3,805,817 (1,520,996) Public safety 3,788,008 3,788,008 3,823,711 (35,703) Environmental services - - 443,713 (443,713) Public works 3,885,695 3,885,695 3,811,134 74,561 Community services 1,954,021 1,954,021 1,246,271 707,750 Community development services 1,783,896 1,783,896 1,933,217 (149,321) Capital outlay 1,159,765 1,159,765 30,075 1,129,690 Debt service - - 35,332 (35,332) Transfers out 2,487,081 2,487,081 2,821,247 (334,166) Total charges to appropriations 17,343,287 17,343,287 17,950,517 (607,230) Fund Balances - Ending 5,348,374$ 6,284,272$ 9,161,279$ 2,877,007$ Budgeted Amounts City of Saratoga Required Supplementary Information, Continued For the year ended June 30, 2007 57 2. MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets that allow the City to function and those resources utilized primarily by the public and provides future economic benefits for a minimum of two years. Infrastructure can be defined as assets that are immovable and of value only to the government. Major infrastructure system includes the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be divided into concrete and asphalt pavements, concrete curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the “Modified Approach” as defined by GASB Statement No. 34 for infrastructure reporting for its Streets Pavement System. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: ♦ The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. ♦ The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City commissioned a physical assessment of the streets conditions as of June 30, 2005. The study assists the City by providing current inspection data used to evaluate current pavement condition. This helps to maintain a City-defined desirable level of pavement performance while optimizing the expenditure of limited fiscal resources. The entire pavement network within the City is composed of approximately 139 centerline miles of pave surfaces. The City’s road system can be grouped by function class and includes 23.2 centerline miles of arterial, 23.3 centerline miles of collector, and 92.6 miles as residential. A visual survey of all pavement segments was conducted to assess the existing surface condition of each of the individual pavement segments. Upon completion of the study, a Pavement Condition Index (PCI) was calculated for each segment in the City’s pavement network to reflect the overall pavement condition. Rating between 0 and 100, a PCI of 0 would correspond to a badly deteriorated pavement with virtually no remaining life. A PCI of 100 would correspond to a pavement with proper engineering design and construction at the beginning of its life cycle. City of Saratoga Required Supplementary Information, Continued For the year ended June 30, 2007 58 2. MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS, Continued The following conditions were defined: Condition Rating Excellent 80-100 Very Good 70-79 Good 50-69 Poor 25-49 Very Poor 0-24 The City’s policy is to achieve an average rating of 70 for all streets, which is a very good rating. This rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. As of June 30, 2007, the City’s street system was rated at a PCI index of 70 on the average with the detail condition as follows: Condition % of Streets Excellent to Good 86% Poor 13% Very Poor 1% The City expended $1,156,889 on street maintenance for the year ended June 30, 2007. These routine maintenance expenditures delayed deterioration. The budget required to maintain and improve the current level of overall condition through the year 2009 is a minimum of $3,600,000. ($1,800,000 projected budget each year for the years ending June 30, 2008, and 2009.) A schedule of estimated annual amount calculated to maintain and preserve its streets at the current level compared to actual expenditures for street maintenance for the last five years is presented below: Funded Actual Funded by by Gas Total PCI Fiscal Year Budget Expenditures General Fund Tax Fund Funded Index 2000-01 2,520,255$ 801,160$ 205,309$ 595,851$ 801,160$ - 2001-02 3,529,420 2,214,717 1,631,855 582,862 2,214,717 - 2002-03 2,207,922 1,553,674 974,514 579,160 1,553,674 - 2003-04 1,961,844 1,489,667 907,327 582,340 1,489,667 70 2004-05 1,800,000 2,609,648 1,478,216 1,131,432 2,609,648 70 2005-06 1,156,547 1,030,382 353,652 676,730 1,030,382 70 2006-07 2,026,404 1,156,889 19,899 970,818 990,717 70 As of August 2007, approximately 40% of the City's streets were rated below the average standard of 70. The City will continue to rehabilitate these segments of the streets. Total deficiencies (deferred maintenance) identified in the Pavement Management System at the end of a five year period (2007-2011) amounted to approximately $11,500,000 for all streets with an expected annual budget of $1,000,000. SUPPLEMENTAL INFORMATION 59 60 Special Revenue Funds Streets and Roads - This fund accounts for revenues and expenditures received from the Federal Government, under I.S.T.E.A. and State, Street and Highway Code Sections 2105, 2106, 2107, and 2107.5. The allocations must be spent for street maintenance or repairs; a limited amount may be spent for engineering. Lighting and Landscaping Assessment District - This fund accounts for revenues and expenditures associated with development of the City. Community Development Block Grant - This fund accounts for grant funds received from the Federal Government for the purpose of developing viable urban communities and for the City's rehabilitation loan program. Library Bond - Santa Clara County lease revenues are accumulated in this fund to pay annual principal and interest payments on the 2001 library bond. Park Development - This fund accounts for resources used for the acquisition and construction of major capital facilities by the City, primarily the acquisition and construction of various City parks. Library Expansion - This fund accounts for resources used for the construction of the City's library. NON-MAJOR GOVERNMENTAL FUNDS Debt Service Fund Capital Projects Funds 61 City of Saratoga Combining Balance Sheet Nonmajor Governmental Funds June 30, 2007 Debt Service Lighting and Community Landscaping Development Streets Assessment Block Library and Roads District Grant Bond Restricted cash and investments 89,799$ 326,031$ 69,630$ 737,388$ Receivables: Accounts 442,840 1,108 27,254 4,478 Interest - 3,750 1,011 6,210 Loans - - 112,780 - Total assets 532,639$ 330,889$ 210,675$ 748,076$ Liabilities: Accounts payable 74,517$ 14,813$ 8,306$ -$ Accrued payroll 17,283 - - - Other payable 2,501 - - - Deferred Revenue - - 112,780 - Due to Bondholders - - 1,519 Total liabilities 94,301 14,813 121,086 1,519 Fund Balances: Reserved for: Debt service - - - 746,557 Unreserved, undesignated, reported in: Special revenues funds 438,338 316,076 89,589 - Capital projects funds - - - - Total fund balances 438,338 316,076 89,589 746,557 Total liabilities and fund balances 532,639$ 330,889$ 210,675$ 748,076$ LIABILITIES AND FUND BALANCES ASSETS Special Revenue 62 Total Other Park Library Governmental Development Expansion Funds 210,263$ 677,129$ 2,110,240$ - 2,500 478,180 2,619 4,924 18,514 - - 112,780 212,882$ 684,553$ 2,719,714$ 3,796$ -$ 101,432$ - - 17,283 - - 2,501 - - 112,780 - - 1,519 3,796 - 235,515 - - 746,557 - - 844,003 209,086 684,553 893,639 209,086 684,553 2,484,199 212,882$ 684,553$ 2,719,714$ Capital Projects 63 City of Saratoga Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the year ended June 30, 2007 Debt Service Lighting and Community Landscaping Development Streets Assessment Block Library and Roads District Grant Bond REVENUES: Property taxes -$ 165,539$ -$ 877,544$ Intergovernmental - State 970,818 1,226 277,271 5,531 Intergovernmental - Other - - - - Use of money and property 19,077 248,300 14,301 16,588 Current service charges 822 - - - Total revenues 990,717 415,065 291,572 899,663 EXPENDITURES: Current: Public safety - - - - Public works 1,156,888 302,647 - - Community services - - 62,420 - Capital outlay - - - - Debt service: Principal - - - 280,000 Interest and fiscal charges - - - 738,484 Total expenditures 1,156,888 302,647 62,420 1,018,484 REVENUES OVER (UNDER) EXPENDITURES (166,171) 112,418 229,152 (118,821) OTHER FINANCING SOURCES (USES): Transfers in - 43 - - Transfers out - (46,706) (203,713) - Total other financing sources (uses)- (46,663) (203,713) - Net change in fund balances (166,171) 65,755 25,439 (118,821) FUND BALANCES: Beginning of year 604,509 250,321 64,150 865,378 End of year 438,338$ 316,076$ 89,589$ 746,557$ Special Revenue 64 Total Other Park Library Governmental Development Expansion Funds -$ -$ 1,043,083$ - - 1,254,846 27,728 - 27,728 22,882 19,423 340,571 124,200 - 125,022 174,810 19,423 2,791,250 - - - - - 1,459,535 71,970 - 134,390 - 38,874 38,874 - - 280,000 - - 738,484 71,970 38,874 2,651,283 102,840 (19,451) 139,967 15,000 - 15,043 - - (250,419) 15,000 - (235,376) 117,840 (19,451) (95,409) 91,246 704,004 2,579,608 209,086$ 684,553$ 2,484,199$ Capital Projects 65 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Streets and Roads Special Revenue Fund For the year ended June 30, 2007 Variance with Final Budget Actual Positive Original Final Amounts (Negative) FUND BALANCES - BEGINNING 3,900$ 222,700$ 604,509$ 381,809$ RESOURCES (INFLOWS): Intergovernmental - State 977,300 977,300 970,818 (6,482) Intergovernmental - Other - - - - Use of money and property - - 19,077 19,077 Current service charges - - 822 822 Amount available for appropriation 981,200 1,200,000 1,595,226 395,226 CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Public works 2,048,400 2,048,400 1,156,888 891,512 Total charges to appropriations 2,048,400 2,048,400 1,156,888 891,512 FUND BALANCES - ENDING (1,067,200)$ (848,400)$ 438,338$ 1,286,738$ Budgeted Amounts 66 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Lighting and Landscaping Assessment District Special Revenue Fund For the year ended June 30, 2007 Variance with Final Budget Actual Positive Original Final Amounts (Negative) FUND BALANCES - BEGINNING 68,600$ 122,007$ 250,321$ 128,314$ RESOURCES (INFLOWS): Property taxes 246,050 246,050 165,539 (80,511) Intergovernmental - State - - 1,226 1,226 Use of money and property - - 248,300 248,300 Transfer in - - 43 43 Amount available for appropriation 314,650 368,057 665,429 297,372 CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Public works 273,041 273,041 302,647 (29,606) Transfer out 46,663 46,663 46,706 (43) Total charges to appropriations 319,704 319,704 349,353 (29,649) FUND BALANCES - ENDING (5,054)$ 48,353$ 316,076$ 267,723$ Budgeted Amounts 67 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Community Development Block Grant Special Revenue Fund For the year ended June 30, 2007 Variance with Final Budget Actual Positive Original Final Amounts (Negative) FUND BALANCES - BEGINNING 94,309$ 129,606$ 64,150$ (65,456)$ RESOURCES (INFLOWS): Intergovernmental - Other 217,500 427,411 277,271 (150,140) Use of money and property 2,300 2,300 14,301 12,001 Amount available for appropriation 314,109 559,317 355,722 (203,595) CHARGES TO APPROPRIATIONS (OUTFLOWS): Current: Community Services 202,491 412,402 62,420 349,982 Transfer out 15,000 15,000 203,713 (188,713) Total charges to appropriations 217,491 427,402 266,133 161,269 FUND BALANCES - ENDING 96,618$ 131,915$ 89,589$ (42,326)$ Budgeted Amounts 68 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Library Bond Debt Service Fund For the year ended June 30, 2007 Variance with Final Budget Actual Positive Original Final Amounts (Negative) FUND BALANCES - BEGINNING 766,500$ 855,413$ 865,378$ 9,965$ RESOURCES (INFLOWS): Property taxes 895,400 895,400 877,544 (17,856) Intergovernmental - State - - 5,531 5,531 Use of money and property - - 16,588 16,588 Amount available for appropriation 1,661,900 1,750,813 1,765,041 (7,891) CHARGES TO APPROPRIATIONS (OUTFLOWS): Debt service: Principal 280,000 280,000 280,000 - Interest and fiscal charges 748,900 748,900 738,484 10,416 Total charges to appropriations 1,028,900 1,028,900 1,018,484 10,416 FUND BALANCES - ENDING 633,000$ 721,913$ 746,557$ 24,644$ Budgeted Amounts 69 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Park Development Capital Projects Fund For the year ended June 30, 2007 Variance with Final Budget Actual Positive Original Final Amounts (Negative) FUND BALANCES - BEGINNING 10,100$ 74,499$ 91,246$ 16,747$ RESOURCES (INFLOWS): Intergovernmental - Other - - 27,728 27,728 Use of money and property - - 22,882 22,882 Current service charges 62,100 124,200 124,200 - Transfer in - - 15,000 15,000 Amount available for appropriation 72,200 198,699 281,056 82,357 CHARGES TO APPROPRIATIONS (OUTFLOWS): Community services - - 71,970 (71,970) Total charges to appropriations - - 71,970 (71,970) FUND BALANCES - ENDING 72,200$ 198,699$ 209,086$ 10,387$ Budgeted Amounts 70 City of Saratoga Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Library Expansion Capital Projects Fund For the year ended June 30, 2007 Variance with Final Budget Actual Positive Original Final Amounts (Negative) FUND BALANCES - BEGINNING 813,200$ 720,045$ 704,004$ (16,041)$ RESOURCES (INFLOWS): Use of money and property 29,700 19,500 19,423 (77) Amount available for appropriation 842,900 739,545 723,427 (16,118) CHARGES TO APPROPRIATIONS (OUTFLOWS): Capital outlay 57,500 55,624 38,874 16,750 Total charges to appropriations 57,500 55,624 38,874 16,750 FUND BALANCES - ENDING 785,400$ 683,921$ 684,553$ 632$ Budgeted Amounts 71 72 Agency Funds Cable T.V. Trust - This fund accounts for funds of the Saratoga Community Access T.V. Foundation. Assessment Districts Bonds - This fund accumulates the monies for payment of bonds for Village Parking Districts #2 and #3, the Leonard Road Improvement District and the Saratoga Public Financing Authority which are financed by assessments placed on the County tax roll. FIDUCIARY FUND FINANCIAL STATEMENTS 73 City of Saratoga Combining Statement of Fiduciary Net Assets Agency Funds June 30, 2007 Total Cable T.V. Assessment Agency Trust District Bonds Funds ASSETS Cash and investments 63,882$ 1,230$ 65,112$ Account receivable 152 - 152 Interest receivable 829 - 829 Total assets 64,863$ 1,230$ 66,093$ LIABILITIES Deposits payable 64,863$ 1,230$ 66,093$ Total liabilities 64,863$ 1,230$ 66,093$ 74 City of Saratoga Combining Statement of Changes in Assets and Liabilities Agency Funds For the year ended June 30, 2007 Balance Balance July 1, 2006 Additions Deductions June 30, 2007 Assets: Cash and investments 60,842$ 3,040$ -$ 63,882$ Accounts receivable - 152 - 152 Interest receivable 689 140 - 829 Total assets 61,531$ 3,332$ -$ 64,863$ Liabilities: Deposits payable 61,531$ 3,332$ 64,863$ Assets: Cash and investments 1,061$ 169$ -$ 1,230$ Total assets 1,061$ 169$ -$ 1,230$ Liabilities: Deposits payables 1,061$ 169$ 1,230$ Total liabilities 1,061$ 169$ -$ 1,230$ Assets: Cash and investments 61,903$ 3,209$ -$ 65,112$ Accounts receivable - 152 - 152 Interest receivable 689 140 - 829 Total assets 62,592$ 3,501$ -$ 66,093$ Liabilities: Deposits payable 62,592$ 3,501$ -$ 66,093$ Total liabilities 62,592$ 3,501$ -$ 66,093$ Cable T.V. Trust Assessment District Bonds Total Agency Funds 75 76 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 77 City of Saratoga Capital Assets Used in the Operation of Governmental Funds Comparative Schedules by Source June 30, 2007 and 2006 2007 2006 GOVERNMENTAL FUNDS CAPITAL ASSETS: Land and land improvements 9,887,095$ 9,887,095$ Buildings and structures 23,066,577 20,502,349 Machinery and equipment 1,835,003 1,426,309 Infrastructure 102,364,233 98,917,810 Construction in progress 4,798,318 8,520,821 Total governmental funds capital assets 141,951,226 139,254,384 Accumulated depreciation (19,958,980) (17,984,014) Total governmental funds capital assets, net 121,992,246$ 121,270,370$ INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE: General Fund 116,056,016$ 109,636,671$ Special revenue funds 1,418,730 1,418,730 Capital projects funds 24,379,132 28,101,635 Donations 97,348 97,348 Accumulated depreciation (19,958,980) (17,984,014) Total governmental funds capital assets 121,992,246$ 121,270,370$ 78 City of Saratoga Capital Assets Used in the Operation of Governmental Funds Schedule by Function and Activity June 30, 2007 Land and Buildings Machinery Construction Land and and in Improvements Structures Equipment Infrastructure Progress Total FUNCTION AND ACTIVITY General and intergovernmental services: Management services -$ 271,631$ 47,837$ -$ 42,737$ 362,205$ Administrative services - 167,585 452,698 - - 620,283 Intergovernmental services 118,184 3,096,786 67,606 - (2,640,768) 641,808 Total general and intergovernmental services 118,184 3,536,002 568,141 - (2,598,031) 1,624,296 Public safety: Police services - - 27,813 - - 27,813 Code enforcement - - 22,548 - - 22,548 Total public safety - - 50,361 - - 50,361 Public works: Streets and sidewalks 134,695 30,628 606,115 102,364,233 4,354,303 107,489,974 Parks/open space 2,529,529 2,656,850 338,913 - (419,890) 5,105,402 Total public works 2,664,224 2,687,478 945,028 102,364,233 3,934,413 112,595,376 Community services 5,362,223 2,543,198 227,811 - 2,635,068 10,768,300 Community development services 1,742,464 14,299,899 43,662 - 826,868 16,912,893 Total governmental funds capital assets 9,887,095 23,066,577 1,835,003 102,364,233 4,798,318 141,951,226 Accumulated depreciation - (3,836,845) (1,389,093) (14,733,042) - (19,958,980) Total governmental funds capital assets, net 9,887,095$ 19,229,732$ 445,910$ 87,631,191$ 4,798,318$ 121,992,246$ 79 City of Saratoga Capital Assets Used in the Operation of Governmental Funds Schedule of Changes by Function and Activity For the year ended June 30, 2007 Governmental Governmental Funds Capital Funds Capital Assets Assets July 1, 2006 Additions Deletions June 30, 2007 FUNCTION AND ACTIVITY General and intergovernmental services: Management services 362,205$ -$ -$ 362,205$ Administrative services 211,589 408,694 - 620,283 Intergovernmental services 3,282,576 - (2,640,768) 641,808 Total general and intergovernmental services 3,856,370 408,694 (2,640,768) 1,624,296 Public safety: Police services 27,813 - - 27,813 Code enforcement 22,548 - - 22,548 Total public safety 50,361 - - 50,361 Public works: Streets and sidewalks 104,705,396 3,446,423 (661,845) 107,489,974 Parks/open space 2,961,064 4,785,106 (2,640,768) 5,105,402 Total public works 107,666,460 8,231,529 (3,302,613) 112,595,376 Community services 10,768,300 - - 10,768,300 Community development services 16,912,893 - - 16,912,893 Total governmental funds capital assets 139,254,384 8,640,223 (5,943,381) 141,951,226 Accumulated depreciation (17,984,014) (1,974,966) - (19,958,980) Total governmental funds capital assets, net 121,270,370$ 6,665,257$ (5,943,381)$ 121,992,246$ 80 Contents Page Financial Trends 82-86 Revenue Capacity 87-92 Debt Capacity 93-96 Demographic and Economic Information 97-98 Operating Information 99-102 This part of the City of Saratoga's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the government' overall financial health. These schedules contain trend information to help the reader understand how the government's financial performance and well being have changed over time. These schedules contain information to help the reader assess the government's most significant local revenue source, the property tax. STATISTICAL SECTION (Unaudited) These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 81 City of Saratoga Net Assets by Component Last Three Fiscal Years (accrual basis of accounting) (amounts expressed in thousands) 2005 2006 2007 Primary government Governmental activities Invested in capital assets, net of related debt 105,784$ 107,100$ 108,102$ Restricted 6,328 5,370 5,928 Unrestricted 6,789 9,955 8,593 Total primary government 118,901$ 122,425$ 122,623$ Source: CAFR Fiscal Year 82 City of Saratoga Changes in Net Assets Last Three Fiscal Years (accrual basis of accounting) (amounts expressed in thousands) Fiscal Year 2005 2006 2007 Expenses Govermental Activities: General government 4,160$ 3,473$ 4,532$ Public safety 3,736 3,427 3,844 Enviromental 379 465 487 Public works 3,450 4,287 5,938 Community services 1,929 1,395 1,437 Community development services 2,349 2,226 1,993 Interest on long-term debt (Unallocated) 760 754 768 Total Governmental Activities Expenses 16,763$ 16,027$ 18,999$ Program Revenues Governmental activities: Charges for services General government -$ 31$ 452$ Public safety 141 122 - Enviromental 504 509 - Public works 8 12 257 Community services 757 1,008 604 Community development services 1,890 2,665 1,328 Operating grants and contributions 1,218 1,549 2,155 Capital grants and contributions 865 1,568 1,282 Total governmental activities program revenues 5,383 7,464 6,078 Total primary government program revenues (11,380)$ (8,563)$ (12,921)$ Net (expense)/revenue: Governmental activities (11,380)$ (8,563)$ (12,921)$ Total primary government net expense (11,380)$ (8,563)$ (12,921)$ General Revenue and Other Changes in Net Assets Governmental activities: Property taxes 4,841$ 5,652$ 5,772$ Special assessments 302 348 - Voter approved property taxes 1,174 1,021 271 Sales taxes 1,011 988 995 Local taxes 1,143 1,288 1099 Franchise taxes 995 1,040 1187 Motor vehicle in-lieu 420 718 177 Total taxes 9,886 11,055 9,501 Intergovernmental 673 Investment earnings 283 709 2813 Other revenues 193 162 132 Total Governmental activities 10,362 11,926 13,119 Total primary government 10,362$ 11,926$ 13,119$ Change in Net Assets Governmental activities (1,018)$ 3,363$ 198$ Total primary government (1,018)$ 3,363$ 198$ Source: CAFR 83 Fiscal Year 2005 2006 2007 Property Taxes 4,841$ 5,652$ 5,772$ Special Assessment 302 348 - Voters Approved Property Taxes 1,174 1,021 271 Sales Taxes 1,011 988 995 Local Taxes 1,143 1,288 1,099 Motor Vehicle In-lieu 420 718 177 Franchise Tax 995 1,040 1,187 Total 9,886$ 11,055$ 9,501$ Source: City of Saratoga (amounts expressed in thousands) City of Saratoga Governmental Activities Tax Revenues by Source Last Three Fiscal Years (accrual basis of accounting) 84 City of Saratoga Fund Balances of Governmental Funds Last Three Fiscal Years (modified accrual basis of accounting) (amounts expressed in thousands) 2005 2006 2007 General Fund Reserved -$ 1$ 64$ Unreserved 6,976 10,378 9,097 Total General Fund 6,976$ 10,379$ 9,161$ All other governmental funds Reserved 855$ 865$ 746$ Unreserved, reported in: Special revenue funds 201 919 844 Debt service funds - - - Capital Project funds 5,322 3,586 4,338 Total all other governmental funds 6,378$ 5,370$ 5,928$ Source: CAFR Fiscal Year 85 City of Saratoga Changes in Fund Balances of governmental funds Last Three Fiscal Years (modified accrual basis of accounting) (amounts expressed in thousands) 2005 2006 2007 Revenues Property Taxes 6,304$ 7,022$ 6,043$ Other Local Taxes 1,862 2,275 2,121 Licenses and permits 100 79 1,340 Fines and forfeitures 162 259 396 Intergovernmental-State 1,375 2,660 3,631 Intergovernmental-Federal 90 - - Intergovernmental-Other 671 976 629 Franchise Fees 1,294 1,041 1,187 Use of money and property 664 752 2,813 Other Revenues 153 1,719 151 Current Service Charge 3,093 2,715 900 Total Revenues 15,768 19,498 19,211 Expenditures General Government 3,238 3,346 3,806 Public Safety 3,731 3,423 3,824 Environmental Services 379 462 444 Public Works 2,220 3,039 5,270 Community Services 1,875 1,210 1,381 Community Development 1,990 1,847 1,962 Capital Outlay 1,777 2,908 2,130 Debt Service Principal 255 270 280 Interest 766 760 774 Total Expenditures 16,231 17,265 19,871 Excess of revenues over (under) expenditures (463) 2,233 (660) Other financing sources (uses) Transfers in 2,492 499 3,422 Transfers out (2,492) (499) (3,422) Total other financing sources (uses) - - - Net change in fund balances (463)$ 2,233$ (660)$ Debt as a percentage of noncapital expenditures 7.06% 7.17% 5.94% Source: CAFR Fiscal Years 86 Fiscal Year 2005 2006 2007 Property Taxes 4,841$ 5,652$ 5,772$ Special Assessment 302 348 - Voters Approved Property Taxes 1,174 1,021 271 Sales Taxes 1,011 988 995 Local Taxes 1,143 1,288 1,099 Motor Vehicle In-lieu 420 718 177 Franchise Tax 995 1,040 1,187 Total 9,886$ 11,055$ 9,501$ Source: City of Saratoga (amounts expressed in thousands) City of Saratoga Governmental Activities Tax Revenues by Source Last Three Fiscal Years (modified accrual basis of accounting) 87 City of Saratoga Assessed Value and Estimated Actual Value of Taxable Property Last Three Fiscal Years (amounts expressed in thousands) Fiscal Total Year Total Less: Total Taxable Direct Ended Residental Commerical Industrial Institu- Vacant Other Unsecured Assessed Tax Exempt Assessed Tax June 30 Property Property Property tional Land Property Property Value Real Property Value Rate 2005 7,114,095$ 166,071$ 8,746$ 33,509$ 70,276$ 35,127$ 42,965$ 7,470,789$ (76,932)$ 7,393,857$ 1.0560 2006 7,883,965 177,149 8,921 38,027 90,611 32,858 46,874 8,278,405 (133,951) 8,144,454 1.0529 2007 8,467,894 187,142 9,099 45,706 107,228 39,536 39,764 8,896,369 (140,859) 8,755,510 1.0412 Source: HdL Coren & Cone, Santa Clara County Assessor 2006/2007 Combined Tax Rolls Other Property includes: Irrigated, Dry Farm, Recreational, Government, SBE Nonunitary, Unknown & Miscellanous 88 City of Saratoga Property Tax Rates Direct and Overlapping Governments Last Three Fiscal Years 2005 2006 2007 General 1.00000 1.00000 1.00000 County Retirement 0.0388 0.0388 0.0388 County Library 0.0024 0.0024 0.0024 Campbell School District 0.0529 0.0512 0.0508 Cupertino Elementary School District 0.036 0.035 0.0289 Moreland Elementary School District 0.0612 0.0561 0.0556 Saratoga School District 0.0361 0.0356 0.0351 Campbell Union High School District 0.0197 0.0224 0.0198 Fremont Union High School District 0.0268 0.026 0.0243 Los Gatos-Saratoga Joint Union High School District 0.0409 0.0371 0.0351 Foothill-DeAnza Community College District 0.0129 0.0119 0.0346 West Valley-Mission Community College District 0 0.014 0.0126 City of Saratoga 0.01484 0.0117 0.00955 Saratoga Fire District 0.0017 0.0052 0.0049 Santa Clara Valley Water District – State Water Project (Land and Improvem 0.0086 0.0069 0.007 Santa Clara Valley Water District – Zone W-1 (Land and Improvement) 0.0006 0.0009 0.0002 Source: Caifornia Municipal Statistics, Inc Fiscal Year 89 City of Saratoga Principal Property Taxpayers 6/30/2007 (amounts expressed in thousands) 2005 2006 % of Total % of Total Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Primary Use Value Rank Value Value Rank Value Cupertino Village Associates LLC Commercial Quito Village Group LLC Commercial 16,640$ 2 0.23% 16,640$ 2 0.20% John M. Sobrato Residental Gregpenn Property Residental San Jose Water Works Miscellaneous 9,904 4 0.13% 9,904 4 0.12% Coyote Properties LLC Vacant Land David L. House Vacant Land 8,872 9 0.12% 8,872 9 0.11% Argonaut Associates LLV Commercial 11,427 3 0.15% 11,427 3 0.14% Ashok Krishnamurthi, Et.Al. Residental David J. & Terri E. Morrison Commercial 9,606 5 0.13% 9,606 5 0.12% Public Storage Props IX Inc Commercial 8,530 10 0.12% 8,530 10 0.10% Saratoga Office Center Partners LLC Commercial 19,300 1 0.26% 19,300 1 0.24% David C. & Roxanne N. Peterschmidt Residental 9,173 7 0.12% 9,173 7 0.11% Deloise A. Jordan Residental 9,020 8 0.12% 9,020 8 0.11% Total 102,472 102,472 Assessed value 7,393,858 8,144,454 Source: HdL Coren & Cone, Santa Clara County Assessor 2006/2007 Combined Tax Rolls 90 2007 % of Total Taxable Taxable Assessed Assessed Value Rank Value 19,850$ 1 0.23% 16,973 2 0.19% 16,299 3 0.19% 14,280 4 0.16% 10,778 5 0.12% 10,197 6 0.12% 9,773 7 0.11% 9,710 8 0.11% 9,644 9 0.11% 9,791 10 0.11% 127,295 8,755,510 91 Fiscal Year Total Tax Collections in Ended Levy for Subsequent June 30 Fiscal Year Amount Percentage Years1 Amount Percentage 2005 4,972,875$ 4,839,668$ 97% 133,207 4,972,875$ 3% 2006 5,243,038 5,112,766 98% 130,272 5,243,038 2% 2007 N/A N/A N/A N/A N/A N/A Source: County of Santa Clara Assessor Office Note:1 Information presented differs from the information required per GASB 44. Data for collected and deliquent tax collections by levy year is not available from the County of Santa Clara Assessor's Office. Data for the collections in subsequent years represents total deliquent amount received during the fiscal year. It does not reflect the actual fiscal year of the tax levy. N/A= Not available Collected within the Fiscal Year of the Levy1 Total Collections to Date City of Saratoga Property Tax Levies and Collections Last Three Fiscal Years 92 City of Saratoga Ratios of Outstanding Debt by Type Last Three Fiscal Years (amounts expressed in thousands, except per capita amount) Fiscal Year 2005 2006 2007 Governmental Activities General Obligation Bonds 14,440$ 14,170$ 13,890$ Special Assessment Bonds - - - Capital Leases - - - Total Primary Government 14,440$ 14,170$ 13,890$ Percentage of Personal Income N/A N/A N/A 1 Per Capita 468 460 430 Source: CAFR Note: 1. Information for the City of Saratoga not available 93 City of Saratoga Ratios of General Bonded Debt Outstanding Last Three Fiscal Years (amounts expressed in thousands, except per capita amount) Fiscal Year 2005 2006 2007 General Obligation Bonds 14,440$ 14,170$ 13,900$ Less Amount Available in Debt Service Fund (855) (865) (747) Total 13,585$ 13,305$ 13,153$ Percentage of Estimated Actual Taxable Value of Property 0.18% 0.16% 0.15% Per Capita 440 431 427 Source: CAFR & California Municipal Statistics, Inc 94 City of Saratoga Direct and Overlaping Governmental Activities Debt As of June 30, 2007 (amounts expressed in thousands) Estimated Estimated Share of Debt Percentage Overlapping Outstanding Applicable Debt Overlapping Tax and Assessment Debt: Foothill-De Anza Community College District $486,687 1.78% $8,668 West Valley Community College District 91,585 11.847 10,850 Campbell Union High School District 115,790 5.569 6,448 Fremont Union High School District 135,495 3.807 5,158 Los Gatos-Saratoga Joint Union High School District 67,790 41.244 27,959 Campbell Union School District 1,057,377 6.984 7,385 Cupertino Union School District 121,617 6.281 7,639 Moreland School District 103,473 12.916 13,365 Saratoga Union School District 53,795 85.964 46,244 Saratoga Fire Protection District 5,564 97.685 5,435 City of Saratoga 13,890 100.00 13,890 Santa Clara Valley Water District Benefit Assessment District 173,070 3.718 6,435 Total Overlapping Tax and Assessment Debt $159,476 Direct and Overlapping General Fund Debt: Santa Clara County General Fund Obligations $831,605 3.72% $30,919 Santa Clara County Board of Education Certificates of Participation 16,325 3.718 607 Foothill-DeAnza Community College District Certificates of Participation 29,700 1.781 529 West Valley Community College District Certificates of Participation 33,920 11.847 4,019 Los Gatos-Saratoga Joint Union High School District Certificates of Participation 3,985 41.244 1,644 Cupertino Union School District Certificates of Participation 3,475 6.281 218 Saratoga Union School District Certificates of Participation 7,130 85.964 6,129 Midpeninsula Regional Open Space Park District General Fund Obligations 108,465 6.559 7,114 Total Direct and Overlapping General Fund Debt $51,179 Combined Total Debt 210,655$ 1 Source: California Municipal Statistics, Inc. 1 Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City of Saratoga. This process recognizes that, when considering the government's ability to issue and repay long-term debt, the entire debt burden borne by residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. 95 City of Saratoga Legal Debt Margin Information Last Three Fiscal Years (amounts expressed in thousands) 2005 2006 2007 Debt Limit 1,120,618.4$ 1,241,760.8$ 1,334,455.4$ Total net debt applicable to limit 13,585 13,305 13,143 Legal debt margin 1,107,033 1,228,456 1,321,312 Total net debt applicable to the limit as a percentage of debt limit 1.21% 1.07% 0.98% Legal Debt Margin Calculation Assessed value1 7,393,857 8,144,454 8,755,510 Add back: exempt real property 1 76,932 133,951 140,859 Total assessed value1 7,470,789 8,278,405 8,896,369 Debt limit (15% of total assessed value) 1,120,618 1,241,761 1,334,455 Debt applicable to limit: General obligation bonds 14,440 14,170 13,890 Less: Amount set aside for repayment of general obligation debt (855) (865) (747) Total net debt applicable to limit 13,585 13,305 13,143 Legal debt margin 1,107,033.4$ 1,228,455.8$ 1,321,312.4$ 1Source: Santa Clara County Note: Under state finance law, the City's outstanding debtshould not exceed 15 percent of total assessed property value. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. Fiscal Year 96 City of Saratoga Demographic and Economic Statistics Last Three Fiscal Years Per Capita Fiscal City Personal Income Personal Labor Unemployment Year Population 4 (in thousands) Income 2 Force Rate 2005 30,850 88,404 50,373 12,600 2.5% 2006 30,835 N/A 2 N/A 12,700 3 2.1%3 2007 32,308 179,963 4 N/A 12900 4 2.3% 4 Notes: 1 Source: State of California Department of Finance 2 Information for the City of Saratoga information not available. Source :http://www.bea.gov/bea 3 Annual Average. Source is EDD http://www.labormarketinfo.edd.ca.gov 4 source: http://esri.com.data.community_data/index.html Personal income and per Capita Personal Income for the San Jose-Sunnyvale-Santa Clara Metropolitan area 97 City of Saratoga Principal Employers Last Three Fiscal Years Percentage Percentage of Total City of Total City Employer Employees Rank Employment1 Employees Rank Employment1 Gene's Fine Foods 85 1 1.39% 85 1 1.39% Safeway 65 2 1.06% 65 2 1.06% Saratoga Country Club 65 3 1.06% 65 3 1.06% 24 Hour Fitness 30 4 0.49% 30 4 0.49% Windemere SVP 27 5 0.44% 27 5 0.44% Longs Drugs 20 6 0.33% 20 6 0.33% Classic Car Wash 20 7 0.33% 20 7 0.33% Harmonie European Day Spa 20 8 0.33% 20 8 0.33% Hinshaw, Draa & Marsh 20 9 0.33% 20 9 0.33% Bella Saratoga 20 10 0.33% 20 10 0.33% Jakes of Saratoga 20 11 0.33% 20 11 0.33% La Fondue 20 12 0.33% 20 12 0.33% The Plumed Horse 20 13 0.33% 20 13 0.33% Viaggio 20 14 0.33% 20 14 0.33% Source: California Employment Development Department, Labor Market Information Division www.labormarketinfo.edd.ca.gov Per Janice at EDD-Total average employment 3rd Qtr. 2005 6129 6129 City of Saratoga Business License database 20062005 98 Percentage of Total City Employees Rank Employment 85 1 1.39% 65 2 1.06% 65 3 1.06% 30 4 0.49% 27 5 0.44% 20 6 0.33% 20 7 0.33% 20 8 0.33% 20 9 0.33% 20 10 0.33% 20 11 0.33% 20 12 0.33% 20 13 0.33% 20 14 0.33% 2007 99 City of Saratoga Full-Time Equivalent City Government Employees by Function Last Three Fiscal Years Function 2005 2006 2007 General Government 12.65 10.75 10 Public Works 20.8 20.75 24 Community Development 13 13 16 Parks And Recreation 10.3 10.35 6 Total 56.75 54.85 56 Source: City of Saratoga Budget Document Fiscal Year 100 City of Saratoga Operating Indicators by Function Last Three Fiscal Years 2005 2006 2007 Function Public Safety Part 1 crimes1 463 426 426 Total Incidents 42,011 40,567 40,567 Police reports 1,767 1,659 1,659 Public Works Street resurfacing (miles) N/A 5 5 Street lights repaired 2 3 3 Potholes filled (sq. ft.) N/A 5,000 5,000 Community Development Total permit valuation3 ($000)74,668 94,485 94,485 Parks and Recreation Classes, Trips (enrollment) Community events 6,579 6,458 6,458 Sports Programs (e.g. basketball, softball) 470 473 473 Child Care programs (Enrollment) 189 163 163 Day/Summer Camps (Enrollment) 301 287 287 Teen/Youth Council (Enrollment) 2,506 3,798 3,798 Danc3e Program (Four quarters) 432 452 452 Senior Center (Enrollment/attendance days) 22,312 22,591 22,591 Notes: Indicators are not available for the general government function. Source: City of Saratoga various records 1Part 1 Crimes are the following as reported to DOJ: homicide, rape, robbery, burglary, assault, theft, auto theft, and arson. Fiscal Year 101 City of Saratoga Capital Asset Statistics by Function as of June 30, 2007 Function 2005 2006 2007 Public Safety Police Station 1 1 1 Fire Station Saratoga Fire District 1 1 1 Central Fire District 1 1 1 Public Works Streets Miles - Private 13 13 13 Streets Miles - Public 137 137 137 West Valley Sanitation District Number of Connections 8601 8621 8621 Length of Sewer Lines 20 20 20 Cupertino Sanitation District Number of Connections 2118 2118 2118 Length of Sewer Lines 36 36 36 Parks and Recreation Parks acreage 81 81 81 Parks 15 15 15 Source: City of Saratoga various records Note: No capital asset indicators are available for the general government or community development functions. 102