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HomeMy WebLinkAboutACFR - Fiscal Year 2016 17 The community celebrates Saratoga’s 60th anniversary as a city. Comprehensive Annual Financial Report For Fiscal Year Ended June 30, 2017 Cover photos courtesey of Maria Guldner Saratoga, California Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2017 City Council Emily Lo ..................................................................................................................... Mayor Mary-Lynne Bernald .......................................................................................... Vice Mayor Rishi Kumar ............................................................................................... Council Member Howard Miller ............................................................................................ Council Member Manny Cappello ......................................................................................... Council Member Presented under the direction of: James Lindsay, City Manager Finance & Administrative Services Department This page is intentionally blank. CITY OF SARATOGA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2017 5 T ABLE OF C ONTENTS I NTRODUCTORY SECTION Letter of Transmittal ......................................................................................................... 9 GFOA Certifi cate of Achievement for Excel lence in Financial Reporting ......................... 15 Pri ncipal Officers of the City .......................................................................................... 16 Organization Chart ......................................................................................................... 17 F INANCIAL S ECTION Independent Au ditor s ’ Report ........................................................................................... 20 Management’s Discussion and Analysis (Required Supplementary Information) ............. 22 Basic Financial Statements: Government -Wide Financial Statements Statement of Net Position .......................................................................................... 40 Statement of Acti vities and Changes in Net Position .................................................. 41 Fund Financial Statements Governmental Funds: Balance Sheet ........................................................................................................... 42 Reconciliation of the Government Funds Bal ance Sheet to the Government -Wide Financial Statement of Net Position ............................... 43 Statement of Revenues, Expenditures and Changes in Fund Balances ......................... 4 4 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Ba lances to the Government -Wide Statement of Activities and Changes in Net Position ............................................. 4 5 Proprietary Funds: Statement of Net Position .......................................................................................... 4 6 Statement of Revenues, Expenses, a nd Changes in Fund Net Position ......................... 47 Statement of Cash Flows ........................................................................................... 48 Basic Financia l Statement Notes: Notes to the Basic Financial Statements ..................................................................... 50 Required Supplementary Information Budgetary Information .............................................................................................. 8 4 Modified Approach for City Streets Infrastructure Capital Assets ............................... 8 6 Pension Information .................................................................................................. 8 8 CITY OF SARATOGA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2017 6 T ABLE OF C ONTENTS C ONTINUED S UPPLEMENTARY I NFORMATION : Non -Major Governmental Funds Combining Balance Sheets ....................................................................................... 9 2 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ........ 9 3 Schedule of Revenues, Exp enditures and Changes in Fun d Balances – Budget and Actual: Capit al Improvements .......................................................................................... 94 Lighting & Landscape Assessment Districts Special Revenue Funds ..................... 95 Library Bond Debt Service Fund .......................................................................... 96 Internal Service Funds Combining Statement of Net Position ........................................................................ 98 Combining Statement of Revenues, Expense s, and Change in Fund Balance ............. 100 Comb ining Statement of Cash Flows ....................................................................... 102 Capital Assets Used in the Operation of Governmental Funds Comparative Schedule by Source ............................................................................. 107 Schedule by Function and Activity .......................................................................... 108 Schedule of Changes by Function and Activity ........................................................ 109 Statistical Sec tion (Unaudited) Net Position by Component ..................................................................................... 114 Changes in Net Position .......................................................................................... 116 Fund Balance of Governmental Funds ...................................................................... 118 Governmental Activities Tax Revenues by Source ................................................... 1 20 Changes in Fund Balances of Governmental Funds .................................................. 1 22 Property Tax Rates - Direct and Ov erlapping Government s ...................................... 1 24 Assessed Value of Taxable Property ........................................................................ 1 26 Principal Property Taxpayers ................................................................................... 1 27 Property Tax Levies and Collections ........................................................................ 1 28 Ratio s of Outstanding Debt by Type ........................................................................ 130 Ratios of Ge neral Bonded Debt Outstanding ............................................................ 132 Legal Debt Margin Informati on ............................................................................... 1 34 Direct and Overlapping Governmental Activities Debt ............................................. 1 36 Demographic and Economic Statistics ..................................................................... 1 38 Principal Employers ............................................................................................... 1 40 Full -Time Equivalent City Government Employees by Function ............................... 1 38 Operating Indicators by Function ............................................................................. 1 40 Capital Asset Statisti cs by Function ......................................................................... 1 42 7 INTRODUCTORY SECTION 8 This page is intentionally blank. 9 C ITY OF S ARATOGA C ITY H ALL 13777 F RUITVALE A VENUE S ARATOGA , C ALIFORNIA 95070 (408) 868 -1200 December 20, 2017 Honorable Mayor, City Council, and Citizens of the City of Saratoga, California The Comprehensive Annual Financial Report (CAFR) of the City of Saratoga for the year ended June 30, 2017 is hereby submitted in accordance with mandated statutes. These statutes require the City of Saratoga to issue a report on its financial position and activity and that an independent firm of certified public accountants audits the report. This annual report was prepared in accordance with accounting principles generally accepted in the United States of America. City Management is responsible for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures. To provide a reasonable basis for making these representations, the City has established internal controls to provide reasonable, rather than absolute, assurance that the financial statements will be free of material misstatement. To the best of our knowledge and belief, the enclosed data is accurate in all material respects and reported in a manner designed to present fairly the financial position and results of operations of the City’s various funds. This report intends to present the reader with a comprehensive view of the City’s financial position and the results of its operations for the fiscal year ending June 30, 2017, along with additional disclosures and financial information designed to enable the reader to gain an understanding of the City’s financial activities. The report was prepared as prescribed in Governmental Accounting Standards Board (GASB) Statement No. 34, Basic Financial Statements and Management’s Discussions and Analysis for State and Local Governments. To facilitate the public’s understanding and usefulness of the City of Saratoga’s financial statements, GASB Statement 34 requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). The design of this formal letter of transmittal is to complement the MD&A and should be read in conjunction with it. Unaudited sections of this document are presented to supplement the basic financial statements. While not audited, the supplemental information is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for operational, economic, and historical context. THE REPORTING ENTITY AND ITS SERVICES The City of Saratoga (City), incorporated in 1956, is located 40 miles south of San Francisco in the Santa Clara Valley. The City currently covers a land area of approximately 12 square miles and contains a population of 30,569 as of January 1, 2017, as reported by the California Department of Finance. The City is a general law city of the State of California and operates under a council-manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a Mayor, Vice 10 Mayor, and three additional Council members. City Council members are elected at-large for staggered four- year terms. The Mayor is selected annually by the City Council. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the City’s six advisory commissions and hiring the City Manager and City Attorney. The City Manager is responsible for implementing the policies and ordinances of the City Council, and overseeing the daily operations of the City. The City provides a range of services including public safety, development regulation, public works, community and recreation activities and events, and general administrative functions. As a minimal service city, activities are supplemented through numerous contracts with others. Contracted services include, but are not limited to, public safety, infrastructure maintenance, engineering services, legal services and recreation activities. The City is also committed to citizen participation in the evaluation, and enhancement of services. Saratoga residents who wish to assist the City Council in forming government policy may do so by serving on an advisory commission. The commissions act in an advisory capacity to the City Council, and are comprised of the Heritage Preservation Commission, Library Commission, Parks and Recreation Commission, Planning Commission, Traffic Safety Commission, and Youth Commission. The financial reporting entity (the City) includes all the fund activity of the primary government, as well as all of its component units. Component units are legally separated entities for which the City is fully accountable. The City’s Saratoga Public Financing Authority (PFA) component unit which provided financial oversight of local bond obligations was finalized in fiscal year 2005/06. The Authority’s final financial report was issued for fiscal year 2006/07. Blended component units, although legally separate entities, are in substance, part of the City’s operations and data from these units are combined with data of the City. Accordingly, the operations of the Landscaping and Lighting Assessment Districts are reported in the City’s financial statements. ECONOMIC CONDITIONS AND OUTLOOK Saratoga is viewed as a desirable place to live in the Silicon Valley due to its highly rated schools, beautiful neighborhoods nestled in the foothills at the western edge of the valley, and close proximity to many businesses associated with the high technology industry. Saratoga is predominantly a residential community with limited commercial or industrial activity within City boundaries. In general, the City is fiscally protected by the stability of its tax revenues. As is typical for California cities, the City of Saratoga’s largest funding sources are property tax, franchise fees, sales tax, and development fees and permits. It should be noted, however, that while development fees are a significant funding source, expense related to the intake of this fee-based revenue more than offset the revenue received. Property Tax Property tax assessments represent the largest source of revenue for the City. Historically, the City, along with the neighboring cities of Cupertino, Los Altos Hills, and Monte Sereno, has received less than the minimum 7% allocation that is allowed under State law due to special legislation enacted 30 years ago. Throughout the years, the Cities have launched collaborative lobbying efforts to introduce and pass legislation that would treat the four Cities as equal to the other no/low tax Cities, and receive the minimum 7% of the property tax collected in the respective Cities. SB 107, enacted in September 2015, 11 restored the 7% minimum property tax allocation to the Cities phased in over 5 years in increments of 20%. Franchise Fees Franchise Fees are assessments on a number of utility services, including gas, electricity, water, cable, and solid waste. These assessments are integrated into the utility agreements, to be collected and remitted by the service companies. The assessments are determined by easement formulas or a percentage of service costs and are a pass-through fee on their utility billings. With most of these services considered necessities in an urban setting, there is little fluctuation in the revenue stream. Cable revenue has increased due to growth in the use of internet services. Over the last several years, solid waste franchise fee revenue has increased with the rise in service charges. Both of these fees are expected to remain fairly flat in the future. Sales Tax With Saratoga primarily a residential community with limited retail sources, sales tax revenue is small in comparison to other cities of similar size. In an average year, the City receives approximately $1 million in sales tax, which is derived primarily from restaurants, grocery and drug stores, and gas stations. Although spending habits are migrating towards online purchases, revenue is anticipated to remain steady from sales tax resulting from the basic goods and services the community requires. Development Fees Development fee revenue is derived from services related to planning reviews, planning applications, building plan reviews, engineering reviews, building inspections, and all permits, fees and costs associated with performing these activities. These regulatory services ensure compliance with all applicable laws, and the health and safety of the community. Although the entire community benefits from an enforced regulatory program, the service requestor initiates the development change and benefits the most from it. Therefore, the service requestor should pay most, if not all, of the costs. While the financial strength of the Saratoga community has insulated this revenue source from minor economic fluctuations in the past, the last few years have proven that development activity does strongly correlate with economic ebbs and flows. Fiscal Outlook For Saratoga, these main funding sources continue to be stable and reliable. The City’s property and sales tax performances have weathered the storm of the “Great Recession” caused by the economic downturn of 2008 with only a small revenue decline overall. For the past four fiscal years, Saratoga’s revenue has increased at a steady pace through a recovery being led by the Silicon Valley’s strong housing and labor markets. General fund property tax revenues increased more than 6% in fiscal year 2016/17 as the region’s assessed value of properties continues to exceed expectations. While property tax revenue continues to grow, there are signs that the housing market has tempered its pace, prompting conservative property tax revenue projections of 3% for the following budget year and into the near future. Franchise Fee revenue remained stable throughout the recession due to the nature of the revenue. With no expectation for growth, minimal revenue increases are projected each year, in line with service fee increases. Fiscal year 2016/17 sales tax revenue was flat from the prior year. While the overall strength of the economy remained strong in the region, minimal actual revenue growth is expected in future years as the City’s land use structure consists primarily of built-out residential neighborhoods and a small number of commercial developments, thereby limiting large sales tax revenue generating sources. As a result of increasing housing prices, turnover, and remodeling activity, development fee revenues have returned to pre-recession levels. However, in fiscal year 2016/17, a slowdown in construction activity led to revenues decreasing from the prior year. In addition, $100,000 of development fees continues to be directed 12 to fund long-term planning services. Although California’s economy has fully recovered from the “Great Recession,” economists expect that another downturn in employment and real estate values is inevitable. The City has placed a long-term emphasis on developing careful and thoughtful budget and fiscal policies to ensure financial stability in present and future years. FINANCIAL INFORMATION AND MAJOR INITIATIVES Financial Controls City Management is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft, or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed benefits likely to be derived, and (2) the valuation of costs and benefits requires estimates and judgments by management. As a recipient of federal, state and local financial assistance, the City is also responsible for guaranteeing that an adequate internal control structure is in place to ensure and document compliance with applicable laws and regulations related to these programs. This internal control structure is subject to periodic evaluation by City Management. For cash management, the City practices a passive approach to investments and maintains flexibility by managing a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturities planned to coincide with cash needs. Idle cash is invested in certain eligible securities as constrained by law and further limited by the City’s investment policy. The goals of the City’s investment policy are safety, liquidity, and yield. Cash management is tracked by fund and reconciled monthly. In addition, the City maintains extensive budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the general fund, special revenue funds, capital projects funds and debt service funds are included in the annual appropriation. The level of budgetary control (i.e., the level at which expenditures cannot exceed the appropriated amount) is at the fund level. The City also maintains an encumbrance accounting system as another method of maintaining budgetary control. Encumbered amounts lapse at year-end with the exception of the Capital Improvements Projects, which are multiple-year projects. On occasion, the responsible department at year- end reviews outstanding encumbrances of a material nature, and if deemed critical, a recommendation is made to the City Council to take action by Resolution to re-appropriate these funds into the following year’s budget. Major Initiatives The fiscal year 2016/17 budget was designed to enhance the quality of life for all Saratoga residents by focusing on the City Council’s priorities, including improving local roads, restoring funding for a Code Compliance Officer, creating a Public Information Office, and enhancing community enrichment. The Budget continued to address the City’s Unfunded Accrued Liability (UAL) by making an additional $381,815 payment over the minimum required by CalPERS to reduce the outstanding liability even further. 13 Because of the recession, the City deferred maintenance of infrastructure, such as paving of local roads. Consequently, the conditions of the roadways deteriorated. In 2016, the City Council increased dedicated funding for roadway improvements to $1.3 million and increased the minimum funding goal to $2 million in anticipation of additional funding becoming available through State legislation and County revenue measures. This is consistent with the Council’s strategic goal of maintaining the City’s infrastructure in a safe, sustainable, and cost-effective manner. In 2011, the City vacated the Code Compliance officer position. Code compliance duties were then distributed among Community Development Department staff. As the economy improved, the demand for planning and building services increased, resulting in less staff time available to address code compliance issues. The City entered into an agreement for code compliance services to respond to complaints, conduct inspections, and enforce regulations. Oversight of general code compliance was temporarily transferred to the City Manager’s Office. Upon further review and discussion, the City Council authorized restoring funding for the Code Compliance Officer position. Another City Council strategic goal is to increase community engagement by providing residents with access to timely, useful, and important information. Improving communication channels allows residents to feel more integrated into the community and increases opportunities for resident feedback on City activities. The City Council authorized the creation of the Public Information Office to enhance communication and engagement with the mission of increasing interest and participation in City services, projects, and activities. The Public Information Office maintains the City’s website, social media accounts, Median Banner Program, newsletters, and videos. Continuing the focus on enhancing community enrichment, the fiscal year 2016/17 Capital Improvement Plan (CIP) Budget includes funding for 10 new projects. Some funded projects include roadway and infrastructure improvements to residential streets, storm drains, and retaining walls. Park & trail improvements at city parks include Koi Pond improvements at Hakone Gardens and additional trail improvements to Quarry Park. Facility improvements include ADA upgrades to the Senior and Community Center restrooms. A citywide transportation needs assessment was also funded to determine the transportation needs and destination patterns of all Saratoga residents, including the senior population. INDEPENDENT AUDIT The City engaged Chavan & Associates, LLP to express an opinion on the financial statements based on their audit. The audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. Generally accepted auditing standards set forth in the General Accounting Office’s Government Auditing Standards were used by the auditors in conducting the engagement. The City’s Annual Financial Report received an unmodified (clean) opinion from the auditors. The independent auditors’ report is presented as the first component of the financial section of this report. In addition to meeting the requirements set forth in statutes, the audit was also designed to meet the requirements of the federal Single Audit Act of 1984, as amended, and the related U.S. Office of Management and Budget’s Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. The City’s federal financial assistance program also received an unqualified (clean) opinion from the auditors. 14 Awards The Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement to the City for its Excellence in Financial Reporting on the CAFR for the fiscal year ended June 30, 2016. In order to be awarded a Certificate of Achievement, the City published an easily readable and efficiently organized financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. The Certificate of Achievement is valid for a period of one year. We believe our current CAFR continues to meet the Certificate of Achievement program’s requirements, and plan on submitting it to the GFOA to determine its eligibility for another certificate. ACKNOWLEDGEMENTS This CAFR represents the culmination of numerous hours of hard work expended by many individuals in the Finance & Administrative Services Department. In particular, we would like to express our appreciation to Anthony McFarlane, Finance Manager for his preparation of this annual financial report, and to our supporting staff members: Ann Xu, Accountant; Julie Ingraham, Karen Caselli, and Gina Scott, Accounting Technicians for their assistance with the audit and exemplary services throughout the year. Furthermore, we would like to thank Chavan & Associates, LLP Certified Public Accountants for their helpful assistance in the preparation of this report. Finally, we would like to give credit to the City Council for their ongoing interest and support in planning, conducting and advising on the operations of the City in a responsible and representative manner. Respectfully submitted, James Lindsay Mary Furey City Manager Finance and Administrative Services Director 15 Government Finance Officers Association Certificate of Achievem ent for Excellence in Financial Reporting Presented to City of Saratoga California For its Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2016 Executive Director/CEO 16 CITY OF SARATOGA ELECTED OFFICIALS AND ADMINISTRATIVE PERSONNEL As of June 30, 2017 CITY COUNCIL Emily Lo - Mayor Mary-Lynne Bernald – Vice-Mayor Rishi Kumar Howard Miller Manny Cappello CITY STAFF James Lindsay – City Manager Crystal Bothelio – City Clerk/Asst to the City Manager Mary Furey – Administrative Services Director Erwin Ordonez – Community Development Director John Cherbone – Public Works Director Michael Taylor – Recreation & Facilities Director CITY ATTORNEY Richard S. Taylor – Shute, Mihaly & Weinberger INDEPENDENT AUDITORS Chavan & Associates, LLP Certified Public Accountants 17 FY 2016/17 City of Saratoga - Organization Chart City AttorneyCity Manager Community Development Department Community Development Director Facilities Division 1 Facility Maint.Manager 1 Facility Maint. Leadworker 1 Facility Maint. Workers .60 Facility Coordinator Planning Division 1 Senior Planner 2 Planners 1 Senior Arboristr 1 Office Specialist Engineering Division 1 Sr. Civil Engineer 1 Engineer .90 Administrative Analyst .75 Office Specialist Parks Division 1 Manager -Parks 2 Park Maint. Leadworker 8 Park Maint. Workers .50 Office Specialist Finance Services Division 1 Finance Manager .90 Accountant 3 Accounting Technicians Information Technology Division 1 IT Administrator 1 IT Technician Finance & Administrative Services Department Finance & Administrative Services Director Recreation & Facilities Department Recreation & Facilities Director Public Works Department Public Works Director Recreation Services Division 1.90 Recreation Supervisor .75 Recreation Coordinators 1 Office Specialist Streets and Fleet Division 1 Manager -Streets and Fleet 2 Street Maint. Leadworker 7 Street Maint. Workers .50 Office Specialist Building Division 1 Sr. Building Inspector 2 Building Inspectors 1 Plan Check Engineer 1 Permit Technician 1 Office Specialist Citizen Advisory Commissions & Committees Citizens of Saratoga Elected City Council Human Resources Division 1 HR Manager .75 HR Technician City Manager's Office 1 Administrative Analyst .50 Executive Assistant Office of the City Clerk 1 City Clerk .50 Deputy City Clerk 18 This page is intentionally blank. 19 FINANCIAL SECTION 20 INDEPENDENT AUDITORS’ REPORT To the Honorable Mayor and Members of the City Council of the City of Saratoga Saratoga, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga (the “City"), as of and for the year ended June 30, 2017, and the related notes to the financial statements, which collectively comprise City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements The City’s management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America, the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga, as of June 30, 2017, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. 21 Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and other required supplementary information, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s financial statements as a whole. The introductory section, combining individual non- major fund statements and schedules, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the financial statements. The combining individual non-major fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated November 7, 2017 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. November 7, 2017 San Jose, California CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 22 INTRODUCTION The Management’s Discussion and Analysis (MD&A) is a required section of the City’s Comprehensive Annual Financial Report (CAFR), as shown in the overview below. The purpose of the MD&A is to present discussion and analysis of the City’s financial performance during the fiscal year that ended on June 30, 2017. This report will (1) focus on significant financial issues, (2) provide an overview of the City’s financial activity, (3) identify changes in the City’s financial position , (4) identify any individual fund issues or concerns, and (5) provide descriptions of significant asset and debt activity. This information, presented in conjunction with the annual Transmittal Letter and Basic Financial Statements is intended to provide a comprehensive understanding of the City’s operations and financial standing. Required Components of the Annual Financial Report FISCAL YEAR 2016/17 FINANCIAL HIGHLIGHTS  Total net position decreased by $1.05 million over last fiscal. A significant portion of this decrease is related to the net $1.56 million GASB 68 adjustment to pension expense.  The City’s Net Pension Liability is $6.34 million. An increase of $2.01 million over last fiscal year.  The City's assets plus deferred outflow of resources exceeds its liabilities plus deferred inflow of resources by almost $ 127.05 million, with total assets plus deferred outflow of resources of $149.33 million less liabilities plus deferred inflow of resources of $ 22.28 million.  Net Position is comprised of $111.24 million for investment in capital assets, net of depreciation and related debt; $2.38 million restricted for specific purposes; and $13.44 million in unrestricted Net Position (reference pg. #40).  Total City-wide revenues of $24.83 million consisting of $17.40 million in general revenue and $7.43 million in program revenue (reference pg. #41).  City expenses total $25.89 million (reference pg. #41). Management’s Discussion & Analysis Government-Wide Financial Statements Fund Financial Statements Notes to the Financial Statements Basic Financial Statements CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 23  The Governmental Fund’s fund balances total $18.18 million, with $10.99 million in the General Fund, $5.10 million in the Capital Improvement Funds, and $2.11 million in the Other Governmental Funds. This represents an increase of $0.90 million from last year (reference pg. #42).  General Fund revenues total $21.11 million, while General Fund expenditures total $19.20 million (reference pg. #44). THE BASIC FINANCIAL STATEMENTS The Basic Financial Statements are comprised of 1) Government-Wide (City-wide) Financial Statements, and; 2) Fund Financial Statements. These two sets of financial statements provide the reader two different perspectives of the City's financial activities and financial position. Government-Wide Financial Statements provide a longer-term view of the City's activities as a whole, and are comprised of the Statement of Net Position and the Statement of Activities. The Statement of Net Position provides summary level information about the financial position of the City, including all its capital assets and long-term liabilities on a full accrual basis, similar to that used by corporations. The Statement of Activities provides summary level information about the City's revenues and expenses, also on a full accrual basis, with the emphasis on measuring net revenues and/or expenses for each of the City's programs. The Statement of Activities illustrates the change in Net Position for the fiscal year. City financial activities are required to be grouped as either government activities or business-type activities. The amounts in the Statement of Net Position and the Statement of Activities are required to be separated into governmental activities or business-type activities in order to distinguish between the two types of activities. In the case of the City of Saratoga, there are no business-type activities as of June 30, 2017. Fund Financial Statements report the City's operations in more detail than Government-Wide statements and focus primarily on the short-term activities of the City's general fund and other major funds. The Fund Financial Statements measure current revenues and expenditures and fund balances; they exclude capital assets, long-term debt, and other long-term amounts. Major funds account for the major financial activities of the City and are presented individually, while the activities of non-major funds are presented in summary, with subordinate schedules presenting the detail for each of these other funds in the Supplementary Information section. Major funds are explained below. The Government-Wide Financial Statements Government-Wide financial statements are prepared on the accrual basis, which means they measure the flow of all economic resources of the City as a whole. The Statement of Net Position and the Statement of Activities present information about the following: Governmental Activities - All of the City's basic services are considered to be governmental activities, including general government, community development, public safety, transportation, and, culture and leisure. These services are supported by general City revenues such as taxes, and by specific program revenues such as development and recreation program fees. Business-Type Activities - This category includes enterprise activities such as water, sewer, and utilities. Unlike governmental services, these activities are meant to be fully supported by charges paid by users, based CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 24 on the services used. The City of Saratoga does not have any business-type activities at this time. Fund Financial Statements A fund represents a grouping of related accounts and is used to maintain control over resources that are segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Fund financial statements provide detailed information about each of the City's most significant funds, called major funds. The concept of major funds, and the determination of which funds are classified as major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non-major funds summarized and presented in a single column. Subordinate schedules present the detail of these non-major funds. Major funds present the major activities of the City for the fiscal year, and may change from year to year as a result of changes in the pattern of the City's activities. The City's funds are segregated into three types: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds - The City's basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances available at year-end. Financial statements are prepared on the modified accrual basis, which means they measure only current financial resources and uses. Carrying amounts for capital assets and other long-lived assets, along with long-term liabilities are not presented on the balance sheet in the governmental fund financial statements. Unlike the Government-Wide financial statements, Governmental Fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City's near-term financing requirements. Proprietary Funds – Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for liability insurance and risk management, worker’s compensation, office equipment support services, information technology services, vehicle and building maintenance, and vehicle and information technology equipment replacement. Because internal service funds primarily benefit governmental functions, they have been included with the governmental activities in the Government-Wide financial statements. Fiduciary Funds – These funds account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. Fiduciary funds are not reflected in the government-wide financial statements because these resources are not available to support the City's programs. Currently the City does not have any fiduciary funds. NOTES TO THE FINANCIAL STATEMENTS Notes to the Financial Statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes can be found immediately following the fund financial statements. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 25 REQUIRED SUPPLEMENTARY INFORMATION Required supplementary information, other than presented in this MD&A, follows the Notes Section and includes a budgetary comparison for the General Fund as presented in the Governmental Fund financial statements, and information on the modified approach for city streets and infrastructure. SUPPLEMENTARY INFORMATION Combining and individual fund statements and schedules are included to provide additional information on non-major governmental funds including special revenue, debt service, and capital project funds, as well as proprietary internal service fund information and uses of capital assets. An un -audited statistical section provides historical and current data on financial trends, revenue and debt capacity, demographic and economic information, and operating information. GOVERNMENT-WIDE FINANCIAL ANALYSIS Net Position serves over time as an indicator of the City's financial position. The City's Total Net Position decreased ($1,054,924) from $128,109,118 in fiscal year 2015/16 to $127,054,194 in fiscal year 2016/17. The primary reason for the decrease in net position is due to the GASB 68 adjustment to pension expense. Pension expense increased $2,069,338 to record the increase in the City’s Net Pension Liability and $525,067 to record the increase in Deferred Inflows of Resources. The increase in Deferred Outflow of Resources decreased pension expense by ($1,033,752.) Combined, the GASB 68 adjustment resulted in a net increase to pension expense of $1,560,653. The most significant portion of the City's Net Position ($111,240,629 or 87.6%) accounts for its investment in capital assets, (e.g., land, buildings, general government infrastructure, equipment, etc.) less any related debt used to acquire those assets that are still outstanding. These capital assets represent infrastructure which provides services to the citizens, consequently, these assets are not available for future spending. $2,375,373 or 1.9%, of the City's Net Position is subject to external restrictions on how the funding may be used. Within the restricted Net Position total, $1,152,869 is for lighting and landscaping assessment districts, $959,322 is for repayment of long-term debt, and $263,182 is for environmental services. The remaining balance of $13,438,191, or 10.5% of the City's Net Position, is unrestricted and may be used to meet the City's ongoing obligations to citizens and creditors. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 26 Governmental Activities 2017 2016 Assets Current assets 25,253,696$ 23,518,788$ Capital assets 121,154,015 122,440,335 Total Assets 146,407,711 145,959,123 Deferred Outflow of Resources Deferred Outflow 2,931,316 1,896,625 Total Deferred Outflow of Resources 2,931,316 1,896,625 Liabilities Current liabilities 4,977,344 4,489,830 Long-term liabilities 15,921,773 14,326,643 Total Liabilities 20,899,117 18,816,473 Deferred Inflow of Resources Deferred Inflow 1,385,717 930,158 Total Deferred Inflow of Resources 1,385,717 930,158 Net Position Net investment in capital assets 111,240,629 112,030,057 Restricted for environmental services 263,182 313,182 Restricted for special assessment funds 1,152,869 1,005,791 Restricted for debt service 959,322 922,952 Unrestricted 13,438,191 13,837,137 Total Net Position 127,054,194$ 128,109,117$ Net Position CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 27 Governmental Activities Increase Functions/Programs 2017 2016 (Decrease) Program Revenues Charges for services 6,143,525$ 6,922,602$ (779,077)$ Operating grants and contributions 223,319 165,278 58,041 Capital grants and contributions 1,062,479 182,888 879,591 Total Program Revenues 7,429,323 7,270,768 158,555 General Revenues Property taxes 12,263,575 11,549,213 714,362 Sales taxes 1,185,035 1,189,398 (4,363) Local taxes 857,050 897,761 (40,711) Franchise taxes 2,170,870 2,068,401 102,469 Motor vehicle in-lieu 13,538 12,427 1,111 Intergovernmental revenues 588,719 717,926 (129,207) Investment earnings 124,679 101,233 23,446 Other revenues 200,597 273,121 (72,524) Total General Revenues 17,404,063 16,809,480 594,583 Expenses General and intergovernmental services 6,449,934 5,143,155 1,306,779 Public safety 5,443,759 4,786,568 657,191 Public works 9,164,282 6,180,812 2,983,470 Community services 1,557,673 1,582,337 (24,664) Community development services 2,905,718 2,011,787 893,931 Interest on long-term debt (unallocated)366,948 380,844 (13,896) Total Expenses 25,888,313 20,085,503 5,802,811$ Increase / (Decrease) in Net Position (1,054,924) 3,994,745 (5,049,669) Net Position, Beginning of Year 128,109,118 120,921,347 7,187,771 Prior Period Adjustment - GASB 68 - 3,193,024 - Net Poistion, Beginning of Year, As Adjsuted 128,109,118 124,114,371 7,187,771 Net Position, End of Year 127,054,194$ 128,109,116$ (1,054,922)$ Statement of Changes in Net Position As shown in the above Statement of Changes in Net Position schedule, program revenues increased by $158,555 from the prior fiscal year for governmental activities. General revenues increased by $594,583 from the prior year. This resulted in a total increase in revenues of $753,408. Expenses increased by $5,802,811 from the prior year. With total program and general revenues for fiscal year 2016/17 at $24,833,386 and total expenses at $25,888,313, the net activity resulted in a decrease in Net Position of ($1,054,924.) A significant increase in expenses is due to adjustments related to pension expense and capital outlay activity. An analysis and graphical representation of the changes in revenues and expenditures by type of significant events follows: CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 28 Revenues For fiscal year 2016/17, the growth in property tax revenues reflect the ongoing strength of the San Francisco Bay Area economy. The increase in Capital Grant revenue offset the decrease in Charges for Services revenue, as there was a significant increase in activity for grant-funded Public Works and Community Services capital projects. CHART OF REVENUE INCREASE OR (DECREASE) Increase in Revenues General Revenues increased $594,853 from the prior year. The most significant changes include:  Property Tax revenue increased $714,362 as demand for housing in the region has resulted in higher assessed valuations of property within the City upon turnover, plus the incremental TEA increase in the property tax allocation percentage.  Intergovernmental revenue decreased ($129,207) due to reduced Gas Tax revenues of $94,558 and state mandated cost reimbursements of $34,649. Program Revenues increased $158,555 overall as the increase in Capital Grants & Contributions was offset by a decrease in Charges for Services:  Capital Grants & Contributions increased $879,591 from the prior year, due to a significant increase in grant reimbursed capital project activity. Grant revenues from Public Works increased $703,407 and Community Services increased $176,184. Specific projects include Hwy 9 Safety Improvements and the Senior Center Restroom ADA Upgrade. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 29  Charges for Services decreased ($779,077) from the prior year due to reduced activity in Community Development and Public Works. Community Development revenues decreased $260,087 due to a slowdown in construction activity that resulted in decreased permit and plan check activity. Public Works revenues decreased $549,910 due to the lack of subdivision development activity as occurred in Fiscal Year 2015/16. Expenses Fiscal year 2016/17 expenses increased $5,802,811. Compared to the prior year, the GASB 68 pension expense adjustment increased expenses by $3,129,268. Capital Outlay activity adjustments increased expenses by $1,513,955. Operational expenses increased by $1,028,924. Operating expenses were consistent with the plan developed in the Fiscal Year 2016/17 Operating and Capital Improvement Plan Budget. CHART OF EXPENSE INCREASE OR (DECREASE) Increases in Expenses The GASB 68 adjustment increased pension expense in all categories by $1,560,653 and was $3,129,268 higher than the prior year adjustment reduction of ($1,568,615.) Capital Outlay expense of $4,882,533, including depreciation of $2,086,475, was $1,513,955 higher than the prior year expense of $3,368,578.  Public Works increased $1,295,219  General Services increased $359,228 Expenses from operations in all categories increased $1,028,924 CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 30  Public Works increased $337,249 primarily due to cost of living adjustments in salaries and benefits of $32,814, street and tree maintenance costs related to winter storm clean-up resulting in a Federal Disaster Declaration in February 2017 of $152,486, and a reallocation of costs from capital projects to the general fund for part-time engineer salaries of $120,662 and traffic engineering contract costs of $54,836  Public Safety increased $217,905 primarily due to increases in sheriff contract costs of $203,435, and animal control services, $14,412.  General Services increased $197,640 primarily due to increases in legal services of $87,638, election costs of $43,445, Public Information Office costs of $32,432, community events grants of $19,602, and cost of living adjustments in salaries and benefits of $9,586.  Community Services increased $144,926 primarily due to cost of living adjustments in salaries and benefits $5,593 plus additional expenses related to administrating sports field rentals of $115,500 as administration of sports field rentals was a function of Public Works in prior years. Building maintenance and facility replacement costs increased $46,560.  Community Development increased $131,204 primarily due to cost of living adjustments in salaries and benefits and filling of vacant positions of $180,162 offset by a reduction in supplies and services of ($49,549.) Decreases in Expenses There were no significant decreases in expense from the prior year: MAJOR AND OTHER GOVERNMENTAL FUNDS: CHANGE IN FUND BALANCE A summary of the changes in fund balance of the Major Funds and Other Governmental Funds is presented below: Other Capital Governmental General Improvement Funds Total Revenues 21,112,412$ 2,254,293$ 1,542,512$ Total Expenditures 19,203,460 3,450,314 1,359,064 Revenues Over (Under) Expenditures 1,908,952 (1,196,021) 183,448 Transfers in 55,384 1,834,590 - Transfers out (1,620,648) (269,326) - Net change in fund balances 343,688 369,243 183,448 Beginning of year 10,640,623 4,716,064 1,928,743 End of year 10,984,311$ 5,085,307$ 2,112,191$ Major Funds Included in the Major Funds are the General Fund and the Capital Improvement Funds. The Other Governmental Funds include twenty-eight Lighting and Landscape Assessment Districts (accounted for as one fund in the financials) and the Library Bond Debt Service Fund. The total net change from fiscal year transactions, including Major Funds and Other Governmental Funds, was an increase of $896,379. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 31 General Fund As shown in the Major Funds table on the previous page, the net change in the General Fund's ending fund balance is an increase of $343,688. A Net Increase is a result of the net operating revenues exceeding net operating expenditures. General Fund revenue, most notably property tax revenue, increased from the prior year for a net revenue gain of $329,818. General Fund Revenue budgets are conservatively based upon prior year experience and revenue specific information. The year ended ahead of budget due to the strength of the housing market. Expenses are budgeted at anticipated program needs at not-to-exceed projected funding levels. However, the City has opted to commit additional funding towards the Unfunded Accrued Liability, or UAL, related to pensions. In fiscal year 2014/15, the City Council directed staff to make annual $500,000 payments towards the UAL beginning in fiscal year 2015/16. This payment is excess of the required minimum contribution amount required, thereby reducing the UAL. As of June 30, 2017, the Net Pension Liability, or NPL, is approximately $6.3 million. Capital Improvement Project Fund As shown in the table on the previous page, the net change in the Capital Improvement Fund increased by $369,243 as revenue and funding transfers for new Capital Improvement Projects exceeded expenses for the year. Other Governmental Funds Of the net $183,448 increase in Other Governmental Funds, the collective 28 Landscaping & Lighting funds comprise $147,078 of the total. The Library Bond debt service fund accounts for the remaining $36,370 of the increase. Both net gains represent a small excess of revenue over expenditures in the normal course of operations. GENERAL FUND – BUDGETARY HIGHLIGHTS Changes from the City's General Fund original budget to the final budget are detailed in the Required Supplementary Information Section along with a comparison to actual activity for the year ended. Changes to the City's budget that increase or decrease appropriations in a fund must be approved by a resolution of the City Council. Modifications to the budget that are a realignment of fiscal activities with no impact to the fund's bottom line may be approved by the City Manager. Significant changes from the City’s original budget to the final budget are summarized as follows: CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 32 Revenues and Transfers In The General Fund adopted revenue budget was $20,223,886 as shown in the first column in the schedule below: Adopted to Final Budget Fiscal Year Ended June 30, 2017 += Adopted Budget Final Budget Adjustments Budget Revenues 20,223,886$ - 20,223,886$ There were no adjustments to the revenue budget during the fiscal year. Expenses and Transfers Out The General Fund expense budget was adopted at $19,709,395 and adopted transfers out at $1,410,648, as shown in the first column in the schedule below: Adopted to Final Budget Fiscal Year Ended June 30, 2017 += Adopted Budget Final Budget Adjustments Budget Expenses 19,709,395$ 263,856 19,973,251$ Transfers out 1,410,648$ 210,000 1,620,648$ During the fiscal year, adjustments to the expense budget of $263,856 were allocated as follows; $100,000 for temporary building inspection services, $70,770 for a one-time payment for field rentals, $35,000 for additional traffic consultant services, $30,000 for additional tree maintenance services and, $28,086 for carryover items from fiscal year 2015/16. Transfers out were increased by $210,000 to fund repairs for a retaining wall that was failing. The original budgeted amount of $1,410,648 for transfers from the General Fund to the Capital Improvement funds were allocated as follows; $1,095,000 for street, sidewalk, and storm drain repair, $75,000 for park and trail improvements, $190,648 for various facility improvements, and $50,000 for various administrative projects. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 33 CAPITAL ASSETS The City of Saratoga elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting in which eligible infrastructure capital assets are not required to be depreciated if the following requirements are met:  The City manages the assets using an asset management system which requires that the City (1) perform an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate the annual amount to preserve the assets at the established condition assessment level.  The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. City policy is to achieve a Pavement Condition Index (PCI) average rating of 70 for all streets, at minimum. The City’s overall rating was 71 with 0% of streets rated as Excellent, 81% of streets rated as “Very Good” to "Good," 16% of streets rated “Poor,” and 3% of streets rated as "Very Poor." With the overall rating below target, the City has begun the process to review infrastructure investment strategies. Overall, the City spent $2,772,821 to maintain and preserve eligible infrastructure assets. For more detailed information on Capital Assets activity, please refer to Note 4 in the section entitled "Notes to the Basic Financial Statements" and Note 2 in the "Required Supplementary Section". The latest assessment study was conducted during the fall of 2015. As reflected in the following schedule, the City has $121,154,015 invested in a variety of capital assets as of June 30, 2017. This represents a decrease of ($1,286,320) or a -1.05% decrease from the prior year. Governmental Activities 2017 2016 Land 15,591,925$ 15,591,925$ Building and structures 15,919,233 16,624,254 Machinery and equipment 1,039,184 1,076,503 Infrastructure 80,453,463 81,651,698 Construction in progress 8,150,210 7,495,955 Total Capital Assets, Net of Depreciation 121,154,015$ 122,440,335$ Capital Assets at Year End Net of Depreciation The following reconciliation summarizes the changes in Capital Assets. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 34 Balance Balance July 1, 2016 Additions Retirements Reclassification June 30, 2017 Land 15,591,925$ -$ -$ -$ 15,591,925$ Building and structures 25,986,754 - - - 25,986,754 Machinery and equipment 3,028,109 145,899 - - 3,174,008 Infrastructure 107,491,011 - - - 107,491,011 Construction in progress 7,495,955 1,610,129 - (955,873) 8,150,211 Depreciation (37,153,419) (2,086,475) - - (39,239,894) Total Capital Assets, Net of Depreciation 122,440,335$ (330,447)$ -$ (955,873)$ 121,154,015$ Changes in Capital Assets Major capital projects in progress during fiscal year 2016/17 included the following expenditures:  Highway 9 Improvements - $847,078  Senior Center ADA Improvements - $178,229  Prospect Median Improvements - $177,496  Village Sidewalk Improvements - $68,243  Electric Vehicle (EV) Fast-Charge Station - $66,700 Additional information on Capital Assets is included in Note 4 to the financial statements. DEBT AND OTHER LONG-TERM OBLIGATION ADMINISTRATION The net change in outstanding obligations for the City of Saratoga is a decrease of $515,951. Total long term bonded debt, net of premium decreased by $496,892. Outstanding compensated absences increased $41,524. Governmental Activities 2017 2016 2011 General obligation bond 9,585,000$ 10,060,000$ Net original issue premuim 328,386 350,278 Compensated absences 671,965 630,441 Total Outstanding long-term obligations 10,585,351$ 11,040,719$ Outstanding Long-Term Obligation at Year End The current portion of long-term debt ($485,000 for the refunded 2001 General Obligation Bonds for fiscal year 2017/18) and $21,892 of amortized net original premium, are classified as a current liability in the City's Statement of Net Position. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 35 General Obligation Bonds The City refunded the 2001 General Obligation Bonds and in their place issued 2011 General Obligation Bonds for $11,995,000 on July 14, 2011 with interest rates on the bonds ranging from 2.0% to 4.0%, with final payment due August 1, 2031. Principal of $475,000 and interest of $383,335 were paid during the fiscal year. Compensated Absences Compensated absences are accrued liabilities for vested and unpaid vacation and sick pay. The compensated absences balance increased during the fiscal year by $41,524 due to a decrease in use and payouts of unused compensated absences to retiring, separated, and general employees. An estimated current liability of $492,292 is anticipated for the next fiscal year. Additional information on outstanding obligations can be found in Note 5 to the financial statements. GASB 68 ADJUSTMENTS TO PENSION EXPENSE CalPERS provided a GASB 68 accounting valuation report with the City’s proportionate share of the plan’s net pension liability. The liabilities were actuarially determined with a valuation date of June 30, 2015. These amounts were rolled forward along with the changes in net pension liability recognized during the measurement period between June 30, 2015 and June 30, 2016. With the provided liability and asset information, the total pension liability, net pension liability, and pension expense were developed for the measurement date of June 30, 2016. The City is responsible for determining the difference between the actual and allocated contributions, changes in proportion and the appropriate treatment of any contributions made during the measurement period and subsequent to the measurement date. DEFERRED OUTFLOW OF RESOURCES Deferred outflow of resources related to pensions increased by a net of $1,034,692 because of differences between projected and actual earnings, differences between actual contribution and proportionate share, changes in proportions, and increased amortization and pension contributions made subsequent to the measurement date as reported by CalPERS. 2017 2016 Reclassify pension contribution 1,016,197$ 996,855$ Difference between projected and actual earnings 970,904 862,977 Difference between employer's contribution and proportionate share 897,830 - Change in employer's proportion 29,040 - Differences between expected and actual experience 15,200 35,586 Prepaid 2,146 1,207 Total Deferred outflow of resources 2,931,317$ 1,896,625$ Deferred Outflow of Resources at Year End An adjustment to pension expense to record contributions made subsequent to the measurement date resulted in a reduction of ($1,033,752.) Additional information on pension disclosures can be found in Note 7 of the Financial Statements. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 36 DEFERRED INFLOW OF RESOURCES Deferred inflow of resources increased by $455,559 as result of changes in assumptions, differences between projected and actual earnings, difference between employer’s contribution and proportionate shares, and changes in proportionate share during the measurement period as reported by CalPERS. 2017 2016 Change of assumptions 186,545$ 336,681$ Difference between projected and actual earnings 1,031,759 Difference between employer's contribution and proportionate share 790,652 (507,792) Change in proportionate share 408,518 - Unearned 2 69,510 Total deferred inflow of resources 1,385,717$ 930,158$ Deferred Inflow of Resources at Year End An adjustment to pension expense to record the proportionate share of activity in the pension plan during the measurement period and subsequent to the measurement date amounted to a net increase of $525,067. Additional information on pension disclosures can be found in Note 7 of the Financial Statements. NET PENSION LIABILITY The City’s net pension liability increased by $2,069,338 from the prior year. 2017 2016 Net Pension Liability 6,335,606$ 4,266,268$ Total net pension liability 6,335,606$ 4,266,268$ Net Pension Liability at Year End The net increase to pension expense to record the City’s proportionate share of changes in Net Pension Liability and related ratios for the measurement period ending June 30, 201 6 in accordance with GASB 68 is $1,560,653. Additional information on pension disclosures can be found in Note 7 of the Financial Statements. ECONOMIC FACTORS The following economic indicators from fiscal year 2016/17 were taken into account when developing the budget for fiscal year 2017/18.  Taxable assessed value of property was $12.9 billion, an increase of 7.1% from the previous fiscal year.  The unemployment rate for the City was 2.9% versus 2.7% from the previous year. This compares favorably with the county rate of 4.2% and the state rate of 5.5%.  Per capita income was $74,123, an increase of 1.5% from the previous year. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2017 37 General Fund revenues available for appropriation in fiscal year 2017/18 are $20.8 million, an increase of $.5 million over the final 2016/17 budget amount of $20.2 million. Property taxes, benefiting from the increase in assessed valuation and an additional increase in the City’s allocation percentage lead this increase. This increase in revenues will be used to improve local roads, fund a Deputy City Manager position, and continued enhancement of community enrichment efforts. General Fund expenses available for appropriation in fiscal year 2017/18 are $20.4 million, an increase of $400,000 over the final budget amount of $20 million. Increases are anticipated in salaries and benefits due to the addition of a Deputy City Manager position, and cost-of-living adjustments. Increases will also be seen in contract services related to public safety. The budget will continue to address the city’s standing policy of reducing long-term liabilities related to pension obligations by increasing the UAL payment by an additional $250,000 and building reserves to weather future downturns in the economy. As for the City’s capital budget, the focus continues to be on improving local roads. A total of $2.7 million is allocated for street repair and resurfacing and sidewalks, curbs and storm drains. For the City’s parks and trails: $100,000 is allocated to improve the infrastructure of the City’s parks, trails, grounds, and medians; $100,000 is allocated for Koi Pond Improvements at Hakone Gardens; and $250,000 is allocated toward the Saratoga-to-the-Sea Trail. OUTLOOK The City maintains a strong financial position. With restoration of the Code Compliance Officer, service s have been restored to pre-recessionary levels. The lessons learned from the “Great Recession” have led to a focus on long-term financial planning that will help the City through the next economic downturn with hopefully little impact to service levels. In the meantime, the City will continue to address its liabilities, like the UAL, deferred maintenance on infrastructure and facilities, as well as, exploring ways in which the City can refine Saratoga and make it an even better place for the people who li ve, work, and visit the community. REQUEST FOR FINANCIAL INFORMATION This financial report is designed to provide a general overview of the City of Saratoga's finances for all of Saratoga's residents, taxpayers, customers, investors, and creditors. This financial report seeks to demonstrate the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Administrative Services Department, 13777 Fruitvale Avenue, Saratoga, California 95070. 38 This page is intentionally blank. 39 BASIC FINANCIAL STATEMENTS CITY OF SARATOGA STATEMENT OF NET POSITION JUNE 30, 2017 40 Primary Government Governmental Activities ASSETS Current Assets: Cash and investments 20,694,096$ Restricted cash and investments 2,137,865 Receivables: Accounts 2,421,735 Total Current Assets 25,253,696 Noncurrent Assets: Capital Assets: Non-depreciable 75,361,974 Depreciable, net 45,792,042 Total Capital Assets 121,154,015 Total Noncurrent Assets 121,154,015 Total Assets 146,407,711 DEFERRED OUTFLOW OF RESOURCES Contribution and adjustments related to pension liability 2,929,170 Prepaid 2,146 Total Deferred Outflow of Resources 2,931,316 LIABILITIES Current Liabilities: Accounts payable 1,092,161$ Accrued payroll 190,791 Interest payable 151,703 Deposits payable 2,204,767 Claims payable 41,003 Long-term obligations - due within one year 999,184 Total Current Liabilities 4,977,344 Noncurrent Liabilities: Net pension liabilty 6,335,606 Long-term obligations - due in more than one year 9,586,167 Total Noncurrent Liabilities 15,921,773 Total Liabilities 20,899,117 DEFERRED INFLOW OF RESOURCES Adjustments related to pension liability 1,385,715 Deferred revenue 2 Total Deferred Inflow of Resources 1,385,717 Net Position Net investment in capital assets 111,240,629 Restricted for: Environmental funds 263,182 Special assessment funds 1,152,869 Debt service 959,322 Total Restricted 2,375,373 Unrestricted 13,438,191 Total Net Position 127,054,194$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF ACTIVITIES AND CHANGES IN NET POSITION FOR THE FISCAL YEAR ENDED JUNE 30, 2017 41 Net (Expense) Revenue and Changes in Program Revenues Net Position Primary Operating Capital Government Charges for Grants and Grants and Governmental Functions/Programs Expenses Services Contributions Contributions Total Activities Primary Government: Governmental Activities: General and intergovtl services 6,449,934$ 157,673$ -$ -$ 157,673$ (6,292,261)$ Public safety 5,443,759 326,585 129,324 - 455,909 (4,987,850) Public works 9,164,282 2,462,050 93,995 884,250 3,440,295 (5,723,987) Community services 1,557,673 1,070,561 - 178,229 1,248,790 (308,883) Community development services 2,905,718 2,126,656 - - 2,126,656 (779,062) Interest on long-term debt (unall.)366,948 - - - - (366,948) Total 25,888,313$ 6,143,525$ 223,319$ 1,062,479$ 7,429,323$ (18,458,990)$ General Revenues: Taxes Property taxes 12,263,575$ Sales taxes 1,185,035 Local taxes 857,050 Franchise taxes 2,170,870 Motor vehicle-in-lieu 13,538 Total taxes 16,490,068 Intergovernmental 588,719 Investment earnings 124,679 Other revenues 200,597 Total General Revenues 17,404,063 Change in Net Position (1,054,924) Net Position - Beginning of Year 128,109,118 Prior Period Adjustment - Net Position - Beginning of Year as Adjusted 128,109,118 Net Position - End of Year 127,054,194$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA GOVERNMENTAL FUNDS – BALANCE SHEET JUNE 30, 2017 42 Other Total Capital Governmental Governmental General Improvement Funds Funds ASSETS Cash and investments 13,576,828$ 3,729,314$ -$ 17,306,142$ Restricted cash and investments 2,137,865 2,137,865 Receivables: Accounts 611,265 1,805,244 3,809 2,420,318 Interest - - - - Total assets 14,188,093$ 5,534,558$ 2,141,674$ 21,864,325$ DEFERRED OUTFLOW OF RESOURCES Prepaid Items 2,146 - - 2,146 Total deferred outflow of resources 2,146$ -$ -$ 2,146$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 545,842$ 449,020$ 29,483$ 1,024,345$ Accrued payroll 157,584 231 - 157,815 Deposits payable 2,204,767 - - 2,204,767 Other payable 297,735 - - 297,735 Total liabilities 3,205,928 449,251 29,483 3,684,661 DEFERRED INFLOW OF RESOURCES Deferred Revenue - - - - Total deferred outflow of resources -$ -$ -$ -$ Fund Balances: Restricted: Environmental services 263,182 - - 263,182 Special assessment funds - - 1,152,869 1,152,869 Debt service - - 959,322 959,322 Committed: Capital improvement program - 5,085,307 - 5,085,307 Hillside stability 790,000 - - 790,000 Assigned: Future capital & efficiency 1,564,589 - - 1,564,589 Carryforwards 7,242 - - 7,242 Facility replacement 1,700,000 - - 1,700,000 Unassigned: Working capital 1,000,000 - - 1,000,000 Fiscal stabilization 2,500,000 - - 2,500,000 Compensated absences 209,937 - - 209,937 Development services 719,562 - - 719,562 Other unassigned 2,229,800 - - 2,229,800 Total fund balances 10,984,311 5,085,307 2,112,191 18,181,810 Total liabilities and fund balances 14,190,239$ 5,534,558$ 2,141,674$ 21,866,471$ The accompanying notes are an integral part of these financial statements Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION JUNE 30, 2017 43 Total Fund Balances - Total Governmental Funds 18,181,810$ Amounts reported for governmental activities in the statement of net position were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. The capital assets were adjusted as follows: Non-depreciable capital assets 75,361,974 Depreciable capital assets, net 45,431,727 Total Capital Assets 120,793,701 Interest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet.(151,703) Internal service funds are used by management to charge the costs of office stores, vehicle and equipment maintenance and replacement, information services and replacement, building maintenance, risk management, and workers compensation. The assets and liabilities of the internal service funds are included in the governmental activities in the statement of net assets 3,607,889 Long-term receivables were not current available resources and therefore, were offset by a deferred revenue amount equal to the net receivable in the governmental funds.(2) Deferred outflow of resources are transactions that have already taken place but are not ready to be recognized on the financial statements as expenses Reclassify FY 2016/17 pension contribution 1,016,197 Adjustment due to difference between expected and actual experiences 15,200 Differences between projected and actual investment earnings 970,904 Differences between employer's contributions and proportionate share 897,830 Change in employer's proportion 29,040 2,929,170 Long-term obligations were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds Balance Sheet. The long-term liabilities were adjusted as follows: General obligation bonds (9,585,000) Net Pension Liability (6,335,606) Compensated absences (671,965) Net original issue premium (328,386) Total Long-Term Obligations (16,920,958) Deferred inflow of resources are transactions that have already taken place but are not ready to be recognized on the financial statements as revenues Adjustment due to change in assumptions (186,545) Differences between employer's contributions and proportionate share (790,652) Change in employer's proportion (408,518) (1,385,715) Net Position of Governmental Activities 127,054,194$ CITY OF SARATOGA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE FOR THE YEAR ENDED JUNE 30, 2017 44 Other Total Capital Governmental Governmental General Improvement Funds Funds REVENUES: Property taxes 12,003,942$ -$ 259,633$ 12,263,575$ Special assessments - - 1,270,373 1,270,373 Sales taxes 1,185,035 - - 1,185,035 Other local taxes 857,050 - - 857,050 Licenses & permits 1,455,455 452,200 - 1,907,655 Fines & forfeiture 161,398 9,776 - 171,174 Intergovernmental - Federal 93,995 860,305 - 954,300 Intergovernmental - State 446,244 607,010 - 1,053,254 Intergovernmental - Other 44,241 178,229 - 222,470 Franchise fees 2,170,870 - - 2,170,870 Use of money and property 596,963 41,301 12,505 650,769 Other revenue 2,097,219 105,472 1 2,202,693 Total revenues 21,112,412 2,254,293 1,542,512 24,909,218 EXPENDITURES: Current: General and intergovernmental services 4,372,235 - - 4,372,235 Public safety 5,443,759 - - 5,443,759 Public works 5,490,258 - 511,179 6,001,437 Community services 1,573,144 - - 1,573,144 Community development services 2,324,064 - - 2,324,064 Capital outlay - 3,450,314 - 3,450,314 Debt service: Principal - - 475,000 475,000 Interest and fiscal charges - - 372,885 372,885 Total expenditures 19,203,460 3,450,314 1,359,064 24,012,838 REVENUES OVER (UNDER) EXPENDITURES 1,908,952 (1,196,021) 183,448 896,380 OTHER FINANCING SOURCES (USES): Transfers in 55,384 1,834,590 - 1,889,974 Transfers out (1,620,648) (269,326) - (1,889,974) Total other financing sources (uses)(1,565,264) 1,565,264 - - Net change in fund balances 343,688 369,243 183,448 896,380 FUND BALANCES: Beginning of year 10,640,623 4,716,064 1,928,743 17,285,430 End of year 10,984,311$ 5,085,307$ 2,112,191 18,181,810$ The accompanying notes are an integral part of these financial statements. Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE TO THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES AND CHANGES IN NET POSITION FOR THE FISCAL YEAR ENDED JUNE 30, 2017 45 Net Change in Fund Balances - Total Governmental Funds 896,380$ Amounts reported for governmental activities in the Statement of Activities and Changes in Net Position were different because: Governmental Funds report capital outlay as expenditures. However, in the Government-Wide Statement of Activities and Changes in Net Position, the cost of those assets was allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period.654,256 Depreciation expense on capital assets was reported in the Government-Wide Statement of Activities and Changes in Net Position, but it did not require the use of current financial resources. Therefore, depreciation expense was not reported as expenditures in the Governmental Funds.(1,989,726) Internal service funds are used by management to charge the costs of office stores, vehicle and equipment maintenance and replacement, information services and replacement, building maintenance, risk management, and workers' compensation. The net revenue or excess expenses of the internal service funds is reported with government activities.483,510 GASB 68 Adjustments to pension expense Reclassify 2017 pension contribution to deferred outflows 1,016,197 Change in net pension liability - current year (2,069,338) Amortization of changes in deferred outflows 17,555 Amortization of changes in deferred inflows (525,067) Adjustments to pension expense as a result of GASB 68 (1,560,653) Long-term compensated absences and claims payables were reported in the Government-Wide Statement of Activities and Changes in Net Position, but they did not require the use of current financial resources. Therefore, long-term compensated absences and claims payable were not reported as expenditures in governmental funds. Compensated absences (41,524) Repayment of bond principal was an expenditure in governmental funds, but the repayment reduced long-term liabilities in the Government-Wide Statement of Net Position. Long-term debt repayments 475,000 Revenues resulting from the refunding of outstanding debt are not available to pay current-period expenditures and therefore, are revenue in the funds. Net original issue premium 21,892 Interest expense on long-term debt was reported in the Government-Wide Statement of Activities and Changes in Net Position, but it did not require the use of current financial resources. Therefore, interest expense was not reported as expenditures in governmental funds. The following amount represented the change in accrued interest from prior year.5,938 Change in Net Position of Governmental Activities (1,054,924)$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2017 46 Governmental Activities - Internal Service Funds ASSETS Current assets: Cash and investments 3,387,954$ Accounts receivable 1,416 Total current assets 3,389,370 Noncurrent assets: Capital assets: Machinery and equipment 1,219,313 Less: accumulated depreciation (858,999) Total capital assets (net of accumulated depreciation) 360,314 Total assets 3,749,684 LIABILITIES Liabilities: Current liabilities: Accounts payable 67,816$ Accrued payroll 32,976 Other payables 41,003 Total current liabilities 141,795 NET POSITION Net investment in capital assets 360,314 Unrestricted 3,247,575 Total net position 3,607,889$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS FOR THE FISCAL YEAR ENDED JUNE 30, 2017 47 Governmental Activities - Internal Service Funds Operating revenues: Charges for services 2,750,000$ Other operating revenues 73,003 Total operating revenues 2,823,003 Operating expenses: Cost of services 2,242,746 Administration - Depreciation 96,749 Total operating expenses 2,339,495 Operating income (loss)483,508 Transfers in - Change in net position 483,508 Total net position - beginning 3,124,381 Total net position - ending 3,607,889$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE FISCAL YEAR ENDED JUNE 30, 2017 48 Governmental Activities - Internal Service Funds Cash flows from operating activities: Receipts from customers and users 2,823,820$ Payments to suppliers (1,363,955) Payments to employees (878,251) Net cash provided (used) by operating activities 581,614 Cash flows from capital activities: Acquisition of capital assets (145,900) Net cash provided for the acquisition of capital assets (145,900) Net increase in cash and cash equivalents 435,714 Cash and cash equivalents, beginning of year 2,952,240 Cash and cash equivalents, ending of year 3,387,954$ Reconciliation of operating income to net cash provided by operating activities: Operating income (loss)483,508$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation 96,749 Other receipts 2 Change in operating assets and liabilities: Accounts receivables 817 Accounts payable 9,607 Claims payable (17,960) Accrued payroll 8,891 Net cash provided (used) by operating activities 581,614$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 49 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Saratoga, California, (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental agencies. The Governmental Accounting Standards Boards (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting policies are described below. A. Financial Reporting Entity The City was incorporated as a municipal corporation in 1956 under the general laws of the State of California, and had a population of 30,569 at June 30, 2017. The City is a largely residential community located in the foothills of the Santa Cruz Mountains. The City operates under the Council-Manager form of government, with five-elected Council members served by a full-time City Manager and staff. At June 30, 2017, the City's staff was comprised of 57 full- time or part-time employees, and numerous part-time temporary and seasonal employees. Staff is responsible for the following City services:  Public Safety - The City provides round-the-clock police services under a contract with the Santa Clara County Sheriff's offices. Emergency management and Fire services are provided by a special district. Code enforcement and inspection services are provided by City employees.  Public Works/Maintenance - The City builds and maintains its parks, streets, curbs, gutters, and related public property with a force of 21 employees. Major projects may be contracted out to reduce costs.  Community Development - Zoning administration, plan checking and advance planning services are provided by 12 employees.  Culture, Recreation and Community Support services are provided by a total of 10 employees.  General Government services are provided by a total of 14 employees. As required by GAAP, these basic financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City Council acts as the governing board. In addition, the City staff performs all administrative and accounting functions for these entities and these entities provide their services entirely to the City. Blended component units, although legally separate entities are, in substance, part of the City's operations and data from these units are combined with data of the City. Discretely presented component units, on the other hand, are reported in a separate column in the government-wide financial statements to emphasize their legal separateness from the City. Each blended component unit has a June 30 year-end. The City had no discretely presented component units. The following entity is reported as blended component unit: Lighting and Landscaping Assessment District - The Lighting and Landscaping Assessment District (the District) was established in 1980, for the levy and the collection of assessments upon the several lots or parcels of land in the District, and for the construction or installation of improvements, including maintenance. The District is reported as a blended component unit of the City because it has the same CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 50 Governing Board as the City. The activity for the District has been included in the accompanying basic financial statements and no separate financial statements are issued. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government-Wide Financial Statements The City's government-wide financial statements include a Statement of Net Position and a Statement of Activities and Changes in Net Position. These statements present summaries of governmental activities for the City. Fiduciary activities of the City are not included in these statements. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, long-term liabilities, and deferred inflows and outflows of resources are included in the accompanying Statement of Net Position. The Statement of Activities presents changes in net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions are reported as program revenues for the City in three categories:  Charges for services  Operating grants and contributions  Capital grants and contributions Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to inter-fund activities, payables, and receivables. All internal balances in the Statement of Net Position have been eliminated. The following inter-fund activities have been eliminated:  Transfers in/Transfers out  Internal Service Fund charges  Land and Lighting District Service Fees Deferred Outflow of Resources and Deferred Inflow of Resources Deferred outflow of resources is a consumption of net position by the City that is applicable to a future reporting period, such as prepaid items and deferred charges. Deferred inflow of resources is an acquisition of net position by the City that is applicable to a future reporting period, such as unearned revenue and advance collections. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 51 Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non-major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net position as presented in these statements to the net position presented in the government-wide financial statements. The City has presented all major funds that met the applicable criteria. The following funds are major funds: General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and the related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets , deferred outflows of resources, current liabilities and deferred inflows of resources are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Accordingly, revenues are recorded when received in cash, except that revenues subject to accrual (up to 45 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Fines, forfeitures, licenses and permits and parking meter revenues are not susceptible to accrual because they are usually not measurable until received in cash. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Unearned revenues arise when potential revenues do not meet both the "measurable" and "available" criteria for recognition in the current period. Unearned revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods when both revenue recognition criteria are met or when the government has a legal claim to the resources, the unearned revenue is removed from the combined balance sheet and revenue is recognized. Reconciliation of the Fund Financial Statements to the Government -Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Proprietary Funds The City’s internal service funds are proprietary funds. In the fund financial statements, proprietary funds are presented using the accrual basis of accounting. Revenues are recognized when they are earned and expenses are recognized when the related goods or services are delivered. In the fund financial statements, proprietary funds are presented using the “economic resources measurement focus”. This means all assets and liabilities (whether current or noncurrent) associated with their activities are included CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 52 on their balance sheets. Proprietary fund type operating statements present increases (revenues) and decreases (expenses) in total net position. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal value. Non-operating revenues, such as subsidies, taxes, and investment earnings result from non-exchange transactions or ancillary activities. Amounts paid to acquire capital assets are capitalized as assets in the internal service funds financial statements. Internal service funds account for charges to City departments fo r services provided, on a cost reimbursement basis, in the following areas: general liability, workers’ compensation, office stores, information technology services, vehicle maintenance, building maintenance, equipment replacement, and information technology replacement. Fiduciary Fund Financial Statements During fiscal year 2016/17 the City has no fiduciary responsibility as prior reported agency funds have been transferred to other outside government agencies. C. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. Deposit and Investment Risk Disclosures - In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB Statement No. 3), certain disclosure requirements, if applicable, for Deposits and Investment Risks in the following areas:  Interest Rate Risk  Credit Risk ▬ Overall ▬ Custodial Credit Risk ▬ Concentrations of Credit Risk  Foreign Currency Risk Other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments, credit quality at year-end and other disclosures. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in Structured Notes and Asset Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset-Backed Securities are subject to market risk as to change in interest rates. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 53 D. Inter-fund Transactions Inter-fund services provided and used are accounted for as revenue, expenditures or expenses, as appropriate. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursed fund. All other inter-fund transactions, except for inter-fund services provided and used and reimbursements, are reported as transfers. Nonrecurring or non -routine permanent transfers of equity are reported as residual equity transfers. All other inter-fund transfers are reported as transfers. E. Capital Assets Capital assets, including land, buildings, improvements, furniture, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental activities in the government-wide financial statements. Capital assets were recorded at historical cost or estimated historical cost if actual cost was not available. Donated capital assets, donated works of art and similar items, and capital assets received in service concession agreement are reported at acquisition value. City policy has set the capitalization threshold for reporting capital assets at $10,000. The City has chosen the Modified Approach for reporting the streets subsystem of infrastructure capital assets. Depreciation is recorded on a straight-line basis over the useful lives of the assets as follows: Buildings and structures 40 Years Machinery and equipment 5 to 10 Years Infrastructure 15 to 50 Years In June 1999, GASB issued Statement No. 34 Basic Financial Statements – and Management’s Discussion and Analysis – for State and Local Governments which requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with Statement No. 34, the City has included the value of all infrastructure assets in its basic financial statements. The City defines infrastructure as the basic physical assets that allow the City to function, which includes the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. The City elected to use the Modified Approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets, concrete and asphalt pavements. The City commissioned a physical assessment of the streets condition as of June 30, 2013. This condition assessment was performed in the fall of 2013 with the final report presented in March, 2014. A Pavement Condition Index (PCI) was assigned to each street segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to segments of street that have the physical characteristics of a new street. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 54 The following conditions were defined: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 The City's policy relative to maintaining the street assets is to achieve an average rating of 70 for all street segments. This acceptable rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. For all other infrastructure systems, the City elected to use the Basic Approach as defined by GASB Statement No. 34 for infrastructure reporting. An appraisal determined the original cost, which is defined as the actual cost to acquire new property in accordance with market prices at the time of first construction/acquisition. Original costs were developed in one of three ways: 1) historical records; 2) standard unit costs appropriate for the construction/acquisition date; or 3) present cost indexed by a reciprocal factor of the price increase from the construction/acquisition date to the current date. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line, unrecovered cost method was computed using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. F. Interest Payable In the government-wide financial statements, interest payable of long-term debt is recognized as an incurred liability for governmental fund types. The City has not allocated the interest on long -term debt to departments. In the fund financial statements, governmental fund types do not recognize the interest payable when the liability is incurred. Interest on long-term debt is recorded in the fund statements when payment is made. G. Claims Payable The City records a liability to reflect an actuarial estimate of ultimate uninsured losses for both general liability claims (including property damage claims) and workers' compensation claims. The estimated liability for workers' compensation claims and general liability claims includes "i ncurred but not reported" (IBNR) claims. There is no fixed payment schedule to pay these liabilities. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 55 H. Compensated Absences In the government-wide financial statements, compensated absences are recorded as incurred and the related expenses and liabilities are reported. In the fund financial statements, compensated absences are recorded as expenditures in the years paid, as it is the City's policy to liquidate any unpaid compensated absences at June 30 from future resources, rather than currently available financial resources. Only the amounts which become due at June 30 are reported in the fund financial statements as a liability. I. Long- Term Obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financial sources. Premiums received on debt issuance are reported as other financing sources while discounts on debt issuance reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. J. Fund Balances In February 2009, the Governmental Accounting Standards Board (GASB) issued Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. This standard left unchanged the total amount reported as fund balance, but substantially altered the categories and terminology used to describe its components. Rather than focus on financial resources available for appropriation, the new categories focus on “the extent for which the government is bound to honor constraints in the specific purposes for which amounts in the reserve can be spent”. The components of fund balance are now categorized as follows: “non-spendable fund balance”, resources that are inherently non-spendable from the vantage point of the current period; “restricted fund balance”, resources that are subject to enforceable legal restrictions; “committed fund balance”, resources whose specified use is constrained by limitations the government entity imposes upon itself through formal action at its highest level of decision making and remains binding unless removed in the same manner; “assigned fund balance”, resources that reflects a government’s intended general use of resources, such intent would have to be established at either the highest level of decision making, by a body, or an official designated for that purpose; and “unassigned fund balance”, net resources in excess of what can properly be classified in one of the other four categories. Currently, the City’s fund balance reserves fall into one of the four spendable categories; restricted, committed, assigned, or unassigned fund balance. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 56 The City maintains three restricted fund balances constrained by external legal restrictions that can be spent only for the stipulated purposes. These fund balances are:  Special Assessments Fund Balance – collectively represents year-end fund balances of twenty- five landscape and/or lighting assessment districts which use is restricted to the individual district.  Environmental Services Fund Balance – represents surcharges collected on solid waste bills for use as supplemental funding of Environmental Services program fees for household hazar dous waste fees, storm drain, street sweeping, and other pollution mitigation expenses related to integrated waste programs and storm water management. These funds are used to supplement environmental expenditures by using $50,000 per year.  Debt Service Fund Balance – represents funding collected for and use in the City’s general obligation bond debt. The committed category, in which fund balance is constrained by limitations that the government imposes upon itself at its highest level of decision making by formal vote on a resolution of the City Council, and remains binding unless removed in the same manner, includes the following:  Capital Improvement Program (CIP) Fund Balance – represents the collective balance of funding appropriated for specific capital improvement projects. Capital Projects are funded through direct revenues or budgeted transfers for improvement work within the following program funds: Streets, Park & Trail, Facility, or Administrative Improvements.  Hillside Stability - funding set aside for use either in emergency repairs or high-cost and non- routine mitigation of hillside or landslide projects. In the assigned category, fund balance reflects an intended use as established by Council. Use of Assigned Fund Balance is approved by formal vote of the Council or official authorized to assign amounts to a specific purpose, either through specific action, fund balance policy, or through budget direction and approval. This category includes the following reserves:  Future Capital & Efficiency Funding - represents General Fund funding set aside for capital and/or efficiency projects but not yet committed for a specific improvement project.  Facility Replacement Reserve – represents accumulated funding for the future replacement, major rehabilitation, or new construction of City-owned facilities. This funding is to be used for funding the construction or provide for the services of related debt, but is not yet committed for a specific improvement project.  Carryforward – represents either prior-year funds designated for one-time operational activities not yet completed by year-end, or to carryforward prior-year funding for specific activities as directed by Council. Carryover funds are appropriated for use in the following fiscal year. The Unassigned Fund Balance category represents funding which may be held for specific types of uses or stabilization purposes, but is not yet directed to be used for a specific purpose. Reserve amounts are determined by, and align with, fund policy direction. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 57  Working Capital Reserve – Council policy is to maintain $1,000,000 to meet cash flow requirements. As of June 30, 2017, the Working Capital Reserve balance is $1,000,000.  Fiscal Stabilization Reserve – Council policy is to maintain $2,500,000 for use by Council direction in case of disasters, emergencies, and economic downturns. As of June 30, 2017, the Fiscal Stabilization Reserve balance is $2,500,000.  Development Services Reserve– represents reserve funds collected for development services to be used to support multi-year funding levels for zoning administration, inspection services, and development regulation programs during periods where expenditures exceed revenues.  Compensated Absences Reserve – represents reserve funding for employee payout compensation equal to the one-third of annual liability balance. This funding level is anticipated to be the maximum potential payout in excess of budgeted salary in a fiscal year.  Other Unassigned Fund Balance – represents funding not yet appropriated or assigned for use. Council policy is to maintain a minimum of $500,000 in unassigned funds as a buffer for unplanned expenditures or revenue shortfalls. Flow Assumption / Spending Order Policy – When expenditures are incurred for purposes for which both restricted and unrestricted fund balance is available, the City considers restricted funds to be spent first. When expenditures are incurred for which committed, assigned, or unassigned fund balances are available, the City considers amounts to be spent first out of committed funds, then assigned funds, and finally unassigned funds, as needed, unless the City Council has directed otherwise. K. Net Position In the government-wide financial statements, net position is classified in the following categories:  Net Investment in Capital Assets – This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. In addition, deferred outflows of resources and deferred inflows of resources that are attributable to the acquisition, construction, or improvement of those assets or related debt also are included in the net investment in capital assets component of net position.  Restricted Net Position – This amount is restricted by external creditors, grantors, contributors, or laws or regulations of other governments.  Unrestricted Net Position – This amount is all net position that does not meet the definition of "invested in capital assets, net of related debt" or "restricted net position." L. Use of Restricted/Unrestricted Net Position When an expense is incurred for purposes for which both restricted and unrestricted net positions are available, the City's policy is to apply restricted net position first. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 58 M. Property Tax and Special Assessments County tax assessments include secured and unsecured property taxes and special assessments. "Unsecured" refers to taxes on personal property. These tax assessments are secured by liens on the property being taxed. Revenue is recognized in the period for which the tax and assessment is levied. The County of Santa Clara levies, bills and collects property taxes for the City, the County remits the entire amount levied and handles all delinquencies, retaining interest and penalties. Secured and unsecured property taxes are levied on January 1. Secured property tax is due in two installments on November 1 and February 1, and becomes a lien on those dates. It becomes delinquent on December 10 and April 10, respectively. Unsecured property tax is due on July 1 and becomes delinquent on August 31. N. Use of Estimates The preparation of basic financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. O. Subsequent Events Management has reviewed subsequent events and transactions that occurred after the date of the financial statements through the date of issuance. The financial statements include all events or transactions, including estimates, required to be recognized in accordance with generally accepted accounting principles. Management has determined that there are no non-recognized subsequent events that require additional disclosure. P. New GASB Pronouncements A. Implemented New Accounting Pronouncements GASB Statement No. 73, Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements No. 67 and No. 68. Issue date: 06/15. Effective date: the requirements of this Statement take effect in fiscal years beginning after June 15, 2015—except those provisions that address employers and governmental non-employer contributing entities for pensions that are not within the scope of Statement 68, which are effective for fiscal years beginning after June 15, 2016. The objective of this Statement is to improve the usefulness of information about pensions included in the general purpose external financial reports of state and local governments for making decisions and assessing accountability. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits with regard to providing decision-useful information, supporting assessments of accountability and inter-period CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 59 equity, and creating additional transparency. This Statement also clarifies the application of certain provisions of Statements 67 and 68 with regard to the following issues:  Information that is required to be presented as notes to the 10-year schedules of required supplementary information about investment-related factors that significantly affect trends in the amounts reported  Accounting and financial reporting for separately financed specific liabilities of individual employers and non-employer contributing entities for defined benefit pensions  Timing of employer recognition of revenue for the support of non -employer contributing entities not in a special funding situation. The implementation of this statement did not have a significant impact on the City of Saratoga’s financial statements and did not result in any prior period restatement of adjustments. GASB Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans. Issue date: 06/15. Effective date: the requirements of this Statement take effect in fiscal years beginning after June 15, 2016. The objective of this Statement is to improve the usefulness of information about postemployment benefits other than pensions (other postemployment benefits or OPEB) included in the general purpose external financial reports of state and local governmental OPEB plans for making decisions and assessing accountability. This Statement replaces Statements No. 43, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, as amended, and No. 57, OPEB Measurements by Agent Employers and Agent Multiple-Employer Plans. It also includes requirements for defined contribution OPEB plans that replace the requirements for those OPEB plans in Statement No. 25, Financial Reporting for Defined Benefit Pension Plans and Note Disclosures for Defined Contribution Plans, as amended, Statement 43, and Statement No. 50, Pension Disclosures. The scope of this Statement includes OPEB plans—defined benefit and defined contribution— administered through trusts that meet the following criteria:  Contributions from employers and non-employer contributing entities to the OPEB plan and earnings on those contributions are irrevocable.  OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms.  OPEB plan assets are legally protected from the creditors of employers, non-employer contributing entities, and the OPEB plan administrator. If the plan is a defined benefit OPEB plan, plan assets also are legally protected from creditors of the plan members. The implementation of this statement did not have a significant impact on the City of Saratoga’s financial statements and did not result in any prior period restatement of adjustments. GASB Statement No. 77, Tax Abatement Disclosures Issue date: 08/15. Effective date: the requirements of this Statement take effect in reporting periods beginning after December 15, 2015. This Statement requires governments that enter into tax abatement agreements to disclose the following information about the agreements: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 60  Brief descriptive information, such as the tax being abated, which tax abatements are provided, eligibility criteria, the mechanism by which taxes are abated, provisions for recapturing abated taxes, and the types of commitments made by tax abatement recipients  The gross dollar amount of taxes abated during the period  Commitments made by a government, other than to abate taxes, as part of a tax abatement agreement. The implementation of this statement did not have a significant impact on the City of Saratoga’s financial statements and did not result in any prior period restatements or adjustments. GASB Statement No. 78, Pensions Provided through Certain Multiple-Employer Defined Benefit Pension Plans. Issue date: 12/15. Effective date: The requirements of this Statement take effect in fiscal years beginning after December 15, 2015. Earlier application is encouraged. The objective of this Statement is to address a practice issue regarding the scope and applicability of GASB Statement No. 68, Accounting and Financial Reporting for Pensions. This issue is associated with pensions provided through certain multiple-employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. Prior to the issuance of this GASB 78, the requirements of GASB 68 applied to the financial statements of all state and local governmental employers whose employees are provided with pensions through pension plans that are administered through trusts that meet the criteria in paragraph 4 of that statement. GASB 78 amends the scope and applicability of GASB 68 to exclude pensions provided to employees of state or local governmental employers through a cost-sharing multiple-employer defined benefit pension plan that (1) is not a state or local governmental pension plan, (2) is used to provide defined benefit pensions both to employees of state or local governmental employers and to employees of employers that are not state or local governmental employers, and (3) has no predominant state or local governmental employer (either individually or collectively with other state or local governmental employers that provide pensions through the pension plan). This Statement establishes requirements for recognition and measurement of pension expense, expenditures, and liabilities; note disclosures; and required supplementary information for pensions that have the characteristics described above. The implementation of this statement did not have a significant impact on the City of Saratoga’s financial statements and did not result in any prior period restatements or adjustments. GASB Statement No. 80, Blending Requirements for Certain Component Units – An Amendment of GASB Statement No. 14. Issue date: 01/16. Effective date: The requirements of this Statement take effect in fiscal years beginning after June 15, 2016. This Statement amends the blending requirements for the financial statement presentation of component units of all state and local governments. The additional criterion requires blending of a component unit incorporated as a not - for-profit corporation in which the primary government is the sole corporate member. The additional criterion does not apply to component units included in the financial reporting entity pursuant to the provisions of Statement No. 39, Determining Whether Certain Organizations Are Component Units. The implementation of this statement did not have a significant impact on the City of Saratoga’s financial statements and did not result in any prior period restatements or adjustments. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 61 B. Upcoming Accounting and Reporting Changes GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. Issue date: 06/15. Effective date: The requirements of this Statement will take effect for financial statements starting with the fiscal year that ends June 30, 2017. The primary objective of this Statement is to improve accounting and financial reporting by state and local governments fo r postemployment benefits other than pensions (other postemployment benefits or OPEB). It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities. This Statement replaces the requirements of Statements No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions, as amended, and No. 57, OPEB Measurements by Agent Employers and Agent Multiple- Employer Plans, for OPEB. Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, establishes new accounting and financial reporting requirements for OPEB plans. The scope of this Statement addresses accounting and financial reporting for OPEB that is provided to the employees of state and local governmental employers. This Statement establishes standards for recognizing and measuring liabilities, deferred outflows of resources, deferred inflows of resources, and expense/expenditures. For defined benefit OPEB, this Statement identifies the methods and assumptions that are required to be used to project benefit payments, discount projected benefit payments to their actuarial present value, and attribute that present value to periods of employee service. Note disclosure and required supplementary information requirements about defined benefit OPEB also are addressed. In addition, this Statement details the recognition and disclosure requirements for employers with payables to defined benefit OPEB plans that are administered through trusts that meet the specified criteria and for employers whose employees are provided with defined contribution OPEB. This Statement also addresses certain circumstances in which a non-employer entity provides financial support for OPEB of employees of another entity. In this Statement, distinctions are made regarding the particular requirements depending upon whether the OPEB plans through which the benefits are provided are administered through trusts that meet the following criteria:  Contributions from employers and non-employer contributing entities to the OPEB plan and earnings on those contributions are irrevocable.  OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms.  OPEB plan assets are legally protected from the creditors of employers, non-employer contributing entities, the OPEB plan administrator, and the plan members. The City of Saratoga doesn’t believe this statement will have a significant impact on the City of Saratoga’s financial statements. GASB Statement No. 81, Irrevocable Split-Interest Agreements. Issue date: 03/16. Effective date: The requirements of this Statement will take effect for financial statements starting with the fiscal CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 62 year that ends December 31, 2017, and should be applied retroactively. Earlier application is encouraged. The objective of this Statement is to improve accounting and financial reporting for irrevocable split - interest agreements by providing recognition and measurement guidance for situations in which a government is a beneficiary of the agreement. Split-interest agreements are a type of giving agreement used by donors to provide resources to two or more beneficiaries, including governments. Split-interest agreements can be created through trusts—or other legally enforceable agreements with characteristics that are equivalent to split-interest agreements—in which a donor transfers resources to an intermediary to hold and administer for the benefit of a government and at least one other beneficiary. Examples of these types of agreements include charitable lead trusts, charitable remainder trusts, and life-interests in real estate. This Statement requires that a government that receives resources pursuant to an irrevocable spli t- interest agreement recognize assets, liabilities, and deferred inflows of resources at the inception of the agreement. Furthermore, this Statement requires that a government recognize assets representing its beneficial interests in irrevocable split-interest agreements that are administered by a third party, if the government controls the present service capacity of the beneficial interests. This Statement requires that a government recognize revenue when the resources become applicable to the reporting period. The City of Saratoga doesn’t believe this statement will have a significant impact on the City of Saratoga’s financial statements. GASB Statement No. 82, Pension Issues - an amendment of GASB Statements No. 67, No. 68, and No. 73 Issue date: 03/16. Effective date: The requirements of this Statement will take effect for financial statements starting with the fiscal year that ends June 30, 2017, except for the requirements of this statement for the selection of assumptions in a circumstance in which an employer’s pension liability is measured as of a date other than the employer’s most recent fiscal year-end. In that circumstance, the requirements for the selection of assumptions are effective for that employer in the first reporting period in which the measurement date of the pension liability is on or after June 15, 2017. Earlier application is encouraged. The objective of this Statement is to address certain issues that have been raised with respect to Statements No. 67, Financial Reporting for Pension Plans, No. 68, Accounting and Financial Reporting for Pensions, and No. 73, Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68. Specifically, this Statement addresses issues regarding (1) the presentation of payroll-related measures in required supplementary information, (2) the selection of assumptions and the treatment of deviations from the guidance in an Actuarial Standard of Practice for financial reporting purposes, and (3) the classification of payments made by employers to satisfy employee (plan member) contribution requirements. The City of Saratoga doesn’t believe this statement will have a significant impact on the City of Saratoga’s financial statements. GASB Statement No. 83, Certain Asset Retirement Obligations. Issue date: 11/16. Effective date: The requirements of this Statement will take effect for financial statements for periods beginning after CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 63 December 15, 2018. Earlier application is encouraged. This Statement addresses accounting and financial reporting for certain asset retirement obligations (AROs). An ARO is a legally enforceable liability associated with the retirement of a tangible capital asset. A government that has legal obligations to perform future asset retirement activities related to its tangible capital assets should recognize a liability based on the guidance in this Statement. Earlier application is encouraged. The City of Saratoga doesn’t believe this statement will have a significant impact on the City of Saratoga’s financial statements. GASB Statement No. 84, Fiduciary Activities Issue date: 01/16. Effective date: The requirements of this Statement will take effect for financial statements for periods beginning after December 15, 2018. Earlier application is encouraged. The objective of this Statement is to improve guidance regarding the identification of fiduciary activities for accounting and financial reporting purposes and how those activities should be reported. This Statement establishes criteria for identifying fiduciary activities of all state and local governments. The focus of the criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included to identify fiduciary component units and postemployment benefit arrangements that are fiduciary activities. The City of Saratoga doesn’t believe this statement will have a significant impact on the City of Saratoga’s financial statements. GASB Statement No. 85, Omnibus 2017. Issue date: 03/17. Effective date: The requirements of this Statement will take effect for fiscal years beginning after June 15, 2017. The objective of this Statement is to address practice issues that have been identified during implementation and application of certain GASB Statements. This Statement addresses a variety of topics including issues related to blending components, goodwill, fair value measurement and application, and post- employment benefits (pensions and other post-employment benefits [OPEB]). Specifically, this Statement will address the following topics:  Blending a component unit in circumstances in which the primary government is a business-type activity that reports in a single column for financial statement presentation.  Reporting amounts previously reported as goodwill or “negative” goodwill  Classifying real estate held by insurance entities  Measuring certain money market investments and participating interest-earning investment contracts at amortized cost  Timing of the measurement of pension or OPEB liabilities and expenditures recognized in financial statements prepared using the current financial resources measurement focus  Recognizing on-behalf payments for pensions or OPEB in employer financial statements  Presenting payroll-related measures in required supplementary information for purposes of reporting by OPEB plans and employers that provide OPEB  Classifying employer-paid member contributions for OPEB  Simplifying certain aspects of the alternative measurement method for OPEB  Accounting and financial reporting for OPEB provided through certain multiple-employer defined benefit OPEB plans CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 64 The requirement of this Statement will enhance consistency in the application of accounting and financial reporting requirements. Consistent reporting will improve the usefulness of information for users of state and local government financial statements The City of Saratoga is currently evaluating the impact of this Statement on the City of Saratoga’s financial statements. GASB Statement No. 86, Certain Debt Extinguishment Issues. Issue date: 05/17. Effective date: The requirements of this Statement will take effect for fiscal years beginning after June 15, 2017. The primary objective of this Statement is to improve consistency in accounting and financial reporting for in-substance defeasance of debt by providing guidance for transactions in which cash and other monetary assets acquired with only existing resources—resources other than the proceeds of refunding debt—are placed in an irrevocable trust for the sole purpose of extinguishing debt. This Statement also improves accounting and financial reporting for prepaid insurance on debt that is extinguished and notes to financial statements for debt that is defeased in substance. Earlier application is encouraged. The City of Saratoga doesn’t believe this Statement will have a significant impact on the City of Saratoga’s financial statements. GASB Statement No. 87, Leases. Issue date: 06/17. Effective date: The requirements of this Statement will take effect for financial statements for periods beginning after December 15, 2019. The primary objective of this Statement is to increase the usefulness of governments’ financial statement by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. Under this Statement, a lessee is required to recognize a lease liability and an intangible right-to-use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources, thereby enhancing the relevance and consistency of information about governments’ leasing activities. Earlier application is encouraged. The City of Saratoga is currently evaluating the impact of this Statement on the City of Saratoga’s financial statements and ensuring the required data will be available for disclosure. Q. Pensions For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Local Government of Example’s California Public Employees’ Retiremen t System (CalPERS) plans (Plans) and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 65 NOTE 2 - CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated to the funds based on average month-end cash and investment balances in these funds. The City has the following cash and investments at June 30, 2017: Statement of Net Position Governmental Activities Cash and investments 22,831,961$ The City's Cash and Investments at June 30, 2017, in more detail: Cash and cash equivalents: Petty cash 1,300$ Demand deposits 545,001 Total Cash and Cash Equivalents 546,301 Investments: Local Agency Investment Fund (LAIF)22,285,660 Total Cash and Investments 22,831,961$ A. Cash Deposits The carrying amounts of the City's cash deposits were $186,757 at June 30, 2017. Bank balances before reconciling items were $439,293 at that date due to deposits in transit and outstanding checks. The total amount was collateralized or insured with securities held by the pledging financial institutions. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest, and places the City ahead of general creditors of the institution. The market value of pledged securities must equal at least 110 percent of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes that have a value of 150 percent of the City's total cash deposits. The City has waived the collateral requirements for cash deposits which are fully insured to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Other accounts are insured up to $250,000 per custodian within agency. The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income from cash and investments with fiscal agents is credited directly to the related fund. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 66 B. Investments Under the provisions of the City's investment policy, and in accordance with California Government Code, the following investments are authorized:  Securities of the U.S. Government or its agencies.  Certificates of Deposit (or Time Deposits) placed with commercial banks and/or savings and loan companies.  Negotiable Certificates of Deposit.  California Local Agency Investment Fund.  Investment-grade obligations of State, local governments or public authorities.  Money market mutual funds.  Passbook savings account and demand deposits. Investments are recorded at fair value in accordance with GASB Statement No. 72, Fair Value Measurement and Application. Accordingly, the change in fair value of investments is recognized as an increase or decrease to investment assets and investment income. This statement changed the definition of fair value and is effective for periods beginning after June 15, 2015. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction. In determining this amount, three valuation techniques are available:  Market approach - This approach uses prices generated for identical or similar assets or liabilities. The most common example is an investment in a public security traded in an active exchange such as the NYSE.  Cost approach - This technique determines the amount required to replace the current asset. This approach may be ideal for valuing donations of capital assets or historical treasures.  Income approach - This approach converts future amounts (such as cash flows) into a current discounted amount. Each of these valuation techniques requires inputs to calculate a fair value. Observable inputs have been maximized in fair value measures, and unobservable inputs have been minimized. GASB 72 established a hierarchy of inputs to the valuation techniques above. This hierarchy has three levels:  Level 1 inputs are quoted prices in active markets for identical assets or liabilities.  Level 2 inputs are quoted market prices for similar assets or liabilities, quoted prices for identical or similar assets or liabilities in markets that are not active, or other than quoted prices that are not observable  Level 3 inputs are unobservable inputs, such as a property valuation or an appraisal. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 67 C. External Investment Pool The City's investments with LAIF at June 30, 2017, include a portion of the pool funds invested in Structured Notes and Asset-Backed Securities. These investments include the following:  Structured Notes - debt securities (other than asset-backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options.  Asset-Backed Securities - the bulk of which are mortgage-backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMO's) or credit card receivables. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The approved investments policy is listed on the LAIF website, located at http://www.treasurer.ca.gov/pmia-laif/ As of June 30, 2017, the City had $22,285,660 invested in LAIF. In accordance with GASB 72, a fair value factor of 0.998940671 was used to calculate the fair value of the investments in LAIF. GASB Statement No. 72, Fair Measure Value and Application requires investments held primarily for the purpose of income or profit, and has a present service capacity based solely on its ability to generate cash or to be sold to generate cash are to be measured at their fair value. D. Risk Disclosures Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the term of an investment’s maturity, the greater the sensitivity to changes in market interest rates. Although the City’s investment policy allows for a broad range of investment instruments with varying terms of maturity, investments are limited to the Local Agency Investment Fund (LAIF) which is managed by the State Treasurer Office and overseen by the Pooled Money Investment Board, the State Treasurer investment committee, and a Local Agency Advisory Board. Included in LAIF’s investment portfolio are U.S. Treasuries, Federal Agency obligations, time deposits, negotiable certificates of deposits, commercial paper, corporate bonds, and security loans. Funds are available for withdrawal on demand, and are recorded on an amortized cost basis. At June 30, 2017, these investments had a weighted average maturity of 194 days. The City had the following invested in LAIF: Investment Maturities in Years Fair Less Than Value One Year State of California - Local Agency Investment Fund (LAIF)22,285,660$ 22,285,660$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 68 Credit Risk As of June 30, 2017, the City's investments in external investment pools are unrated. The City only invests in LAIF, therefore has no other policy relating to the credit risk of investments. Custodial Credit Risk For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City did not hold any securities through investment counterparties at the year ended June 30, 2017. NOTE 3 - FUND FINANCIAL STATEMENTS INTERFUND TRANSACTIONS Transfers In/Out Transfers for the year ended June 30, 2017 were as follows: Transfer in Transfer out Amount Capital Improvement Fund General Fund 1,620,648$ 1,620,648 Capital Improvement Fund Capital Improvement Fund 213,942 General Fund Capital Improvement Fund 55,384 269,326 Total 1,889,974$ The Capital Improvement Funds received monies from the General Fund adopted in the Budget in the amount of $1,620,648. $1,088,760 was allocated for street, sidewalk, and storm drain repair, $295,000 for park and trail improvements, $53,896 for various facility improvements, and $400,000 for various administrative projects. $213,942 was transferred between CIP projects and $55,384 was transferred to the General Fund from closed CIP projects during the fiscal year. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 69 NOTE 4 - CAPITAL ASSETS Capital asset activity for the year ended June 30, 2017 is illustrated in the following table: Primary Government Balance Balance July 1, 2016 Additions Retirements Reclassifications June 30, 2017 Governmental activities: Capital assets, not being depreciated: Land and land improvements 15,591,925$ -$ -$ -$ 15,591,925$ Construction in progress 7,495,955$ 1,610,129$ -$ (955,873.25)$ 8,150,210$ Infrastructure: Street pavement system 51,619,838$ -$ -$ -$ 51,619,838$ Total capital assets, not being depreciated 74,707,718$ 1,610,129$ -$ (955,873.25)$ 75,361,974$ Capital assets, being depreciated: Buildings and structures 25,986,754$ -$ -$ -$ 25,986,754$ Machinery and equipment Governmental funds 1,954,697$ -$ -$ -$ 1,954,697$ Internal service funds 1,073,414$ 145,899$ -$ -$ 1,219,313$ Infrastructure: Bridges 1,563,654$ -$ -$ -$ 1,563,654$ Signs and lights 1,835,143$ -$ -$ -$ 1,835,143$ Drainage system 40,100,053$ -$ -$ -$ 40,100,053$ Sidewalks 12,372,322$ -$ -$ -$ 12,372,322$ Total capital assets, being depreciated 84,886,037$ 145,899$ -$ -$ 85,031,936$ Accumulated depreciation: Buildings and structures (9,362,499)$ (705,022)$ -$ -$ (10,067,521)$ Machinery and equipment Governmental funds (1,189,358)$ (86,469)$ -$ -$ (1,275,827)$ Internal service funds (762,249)$ (96,749)$ -$ -$ (858,999)$ Infrastructure: Bridges (1,119,878)$ (19,883)$ -$ -$ (1,139,760)$ Signs and lights (1,183,254)$ (62,040)$ -$ -$ (1,245,294)$ Drainage system (17,137,374)$ (802,001)$ -$ -$ (17,939,375)$ Sidewalks (6,398,807)$ (314,311)$ -$ -$ (6,713,118)$ Total accumulated depreciation (37,153,420)$ (2,086,475)$ -$ -$ (39,239,895)$ Total capital assets, being depreciated, net 47,732,617$ (1,940,576)$ -$ -$ 45,792,041$ Governmental activities capital assets, net 122,440,335$ (330,447)$ -$ (955,873.25)$ 121,154,015$ In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Position. The City elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its pavement system. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the "Modified Approach" is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the Basic Approach whereby accumulated depreciation and depreciation expense have been recorded. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 70 NOTE 5 – LONG-TERM OBLIGATIONS A summary of the City's long-term obligations transactions for the year ended June 30, 2017, is presented below: Classification Balance Balance Due Within Due In More Description July 1, 2016 Additions Retirements June 30, 2017 One Year Than One Year General Obligation Bonds: 2011 Library bonds 10,060,000 - (475,000) 9,585,000 485,000 9,100,000 Net original issue premium 350,278 - (21,892) 328,386 21,892 306,494 Compensated absences 630,441 41,524 - 671,965 492,292 179,673 Total 11,040,719$ 41,524$ (496,892)$ 10,585,351$ 999,184$ 9,586,167$ General Obligation 2011 Library Bonds - Original Issue $11,995,000 On July 14, 2011, the City issued General Obligation Bonds Series 2011 in the amount of $11,995,000. The bonds were issued to fully refund the General Obligation 2001 Library Bonds. The bonds are payable from and secured by certain property taxes within the City. Interest on the bonds ranges from 2.0 percent to 4.0 percent and is payable on February 1 and August 1 of each year, commencing February 1, 2012. Principal is due annually beginning on August 1, 2012, in amounts ranging from $455,000 to $790,000, with a final payment on August 1, 2031 of $820,000. The bonds maturing on or before August 1, 2021 are not subject to redemption prior to their respective stated maturity dates. Bonds maturing on or after August 1, 2022 are subject to redemption prior to their respective stated maturity dates at the option of the city at the principal amount of the bonds called for redemption, together with interest accrued thereon to the date of redemption, without premium. The annual debt service requirements on these bonds are as follows: Year Ended Principal Interest Total 2018 485,000$ 356,810$ 841,810$ 2019 500,000 339,535 839,535 2020 525,000 319,035 844,035 2021 545,000 297,635 842,635 2022 565,000 278,260 843,260 2023-2027 3,160,000 1,049,750 4,209,750 2028-2032 3,805,000 391,043 4,196,043 Total 9,585,000$ 3,032,068$ 12,617,068$ Compensated Absences The City's liability for vested and unpaid compensated absences (accrued vacation and sick pay) has been accrued and amounts to $671,965 at June 30, 2017. The compensated absences liability will generally be liquidated through the General Fund. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 71 NOTE 6 - RISK MANAGEMENT The City participates in the two following public entity risk pools: ABAG Plan Corporation (ABAG PLAN) - covers general liability claims up to a limit of $5 million and purchases an additional $15 million of excess insurance coverage, for a total of $20 million per occurrence limit. The City has a deductible or uninsured liability of up to $25,000 per claim. Once the City's deductible is met, ABAG PLAN becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2017, the City contributed $166,255 for current year coverage and received no refund of prior year excess contributions. ABAG Workers' Compensation Pool Insurance Authority (ABAG POOL) – covers workers' compensation coverage up to $250,000 and excess coverage provides an employer liability limit of $5 million per occurrence, and workers’ compensation per occurrence limit to $100 million. The City has no deductible for these claims. During the fiscal year ended June 30, 2017, the City contributed $153,163 for current year coverage. The City's contribution equals the ratio of the City's payroll to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. There have been no significant reductions of insurance settlements that exceeded insurance coverage for the past three years. The workers’ compensation and general liability claims payable of $41,003 reported at June 30, 2017, are based on the requirements of GASB Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the basic financial statements indicates that it is probable that a liability has incurred at the date of the basic financial statements and the amount of the loss can be reasonably estimated. Changes in the claims payable amounts were as follows: The General Fund has been used in the prior years to liquidate the liability for claims and judgments. Year Ended Year Ended June 30, 2017 June 30, 2016 Claims payable, beginning of year 58,963$ 134,254$ Fiscal year claims and changes in estimates (17,960) (75,291) Claims payments - - Claims payable, end of year 41,003$ 58,963$ Each risk pool is governed by a board consisting of representatives from member municipalities. The board controls the operations of each risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on the Board. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 72 The following represents summary audited financial information of ABAG Plan Corporation and the ABAG Workers’ Compensation Pool Insurance Authority for the fiscal year ended June 30, 2016 (most recent available): Plan Comp Shared Corporation Risk Pool Total Assets 49,656,263$ 5,070,105$ Total Liabilities 20,980,127 994,564 Net Position 28,676,136$ 4,075,541$ Total Revenues 10,484,703$ 808,809$ Total Expenses 6,062,245 499,207 Net Increase in Net Position 4,422,458$ 309,602$ Audited financial information for each risk pool may be obtained from ABAG at 375 Beale St., San Francisco, California 94105. NOTE 7 - RETIREMENT PLANS Defined Benefit Pension Plan Plan Description – All CalPERS qualified employees are eligible to participate in the City’s Miscellaneous Employee Pension Plan (the Plan), a cost-sharing multiple-employer defined benefit pension plan administered by the California Public Employees’ Retirement System (CalPERS). CalPERS act as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by State statute and City ordinance. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website or copies of these reports may be obtained from their Executive Office located at 400 P Street, Sacramento, California 95811. Benefits Provided – CalPERS provides service retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 55. All members are eligible for non-duty disability death benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1959 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the Plan are applied as specified by the Public Employee’s Retirement Law. The Plan’s provisions and benefits in effect at June 30, 2017, are summarized as follows: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 73 New Employees Tier 1 Tier 2 PEPRA Hire date Before May 12, 2012 Hired on or after May 12, 2012 Hired on or after January 1, 2013 Benefit formula 2% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 Years 5 Years 5 Years Benefit payments Monthly for Life Monthly for Life Monthly for Life Retirement age 55 60 62 Monthly benefits as a % of eligible compensation 2.0%2.0%2.0% Required employee contribution rates 8%7%6.50% Required employer contribution rates 15.58%8.77%6.70% Classic Employees Employees Covered – At June 30, 2017, the following employees were covered by the benefit terms for the Plan: Miscellaneous Inactive employees receiving benefits 114 Inactive employees entitiled to but not receiving benefits 82 Active members 58 Total 254 Contributions – Section 20814(c) of California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers are determined on an annual basis by an actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. For the year ended June 30, 2017, the contributions, including the UAL payment of $500 thousand, recognized as part of pension expense for the Plan were as follows: Miscellaneous Contributions - employer $ 1,016,197 Contributions - employee 408,673 CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 74 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2017, the City reported net pension liabilities for its proportionate share of the net pension liability of the Plan as follows: Proportionate Share of Net Pension Liability Miscellaneous Plan $ 6,335,606 Total Net Pension Liability $ 6,335,606 The City’s net pension liability for the Plan is measured as the proportionate share of the Plan’s net pension liability. The net pension liability of the Plan is measured at June 30, 2016, and the total pension liability for the plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2015 rolled forward to June 30, 2016 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long -term share of the contributions to the pension plan relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability for the Plan as of June 30, 2015 and 2016 was as follows: Miscellaneous Proportion - June 30, 2015 0.1555% Proportion - June 30, 2016 0.1824% Change 0.0269% For the year ended June 30, 2017, the City recognized pension expense of $2,576,849. At June 30, 2017, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources 1,016,197$ -$ 15,200 - Changes of assumptions - 186,545 investment earnings 970,904 897,830 790,652 29,040 408,518 2,929,171$ 1,385,715$ Pension contributions subsequent to measurement date Differences between projected and actual Change in employer's proportion Total Differences between employer's contribution and and proportionate share of contributions Differences between expected and actual experience CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 75 The City reported $1,016,197 as deferred outflows of resources related to contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ended June 30, 2017. The City reported $15,200 as deferred outflows of resources related to the difference between expected and actual experience subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ended June 30, 2017. The City reported $970,904 as deferred outflow of resources related to the differenc es between projected and actual investment earnings subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ended June 30, 2017. The City reported $186,545 as deferred inflows of resources related to changes of assumptions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ended June 30, 2017. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized as pension expense as follows; For the differences between employer’s contribution and proportionate share of contributions. Measurement Periods Ended June 30: Deferred Outflows 2018 (103,638)$ 2019 288,318 2020 (77,502) 2021 - 2022 - Total 107,178$ For the change in employer’s proportion Measurement Periods Ended June 30: Deferred Inflows 2018 (197,759)$ 2019 (181,501) 2020 (219) 2021 - 2022 - Total (379,479)$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 76 Actuarial Assumptions – The total pension liabilities in the June 30, 2016 actuarial valuations were determined using the following actuarial assumptions: Miscellaneous Valuation Date June 30, 2015 Measurement Date June 30, 2016 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.65% Inflation 2.75% Payroll Growth 3.00% Projected Salary Increase Varies (1) Mortality (2) (2) Derived using CalPERS' membership data for all funds (1) Depending on age, service and type of employment The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2016 valuation were based on the results of a January 2014 actuarial experience study for the period 1997 to 2011. Further details of the Experience Study can be found on the CalPERS website. Discount Rate – The discount rate used to measure the total pension liability was 7.65 percent for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for the Plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans ran out of assets. Therefore, the current 7.65 percent discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.65 percent will be applied to all plan in the Public Employees’ Retirement Fund (PERF). The stress test results are presented in the detailed report called “GASB Crossover Testing Report” that can be obtained from the CalPERS website. According to Paragraph 30 of Statement 68, the long-term discount rate should be determined without reduction for pension plan administrative expense. The 7.65 percent investment return assumption used in this accounting valuation is net of administrative expenses. Administrative expenses are assumed to be 15 basis points. An investment return excluding administrative expenses would have been 7.65 percent. Using this lower discount rate has resulted in a slightly higher Total Pension Liability and Net Pension Liability. CalPERS checked the materiality threshold for the difference in calculation and did not find it to be a material difference. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 77 CalPERS is scheduled to review all actuarial assumptions as part of its regular Asset Liability Management (ALM) review cycle that is scheduled to be completed in February 2018. Any changes to the discount rate will require Board action and proper stake holder outreach. For these reason, CalPERS expects to continue using a discount rate net of administrative expenses for GASB 67 and GASB 68 calculations through at least fiscal year 2017/2018. CalPERS will continue to check the materiality of the difference in calculation until such time as we have changed our methodology. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short -term and long- term returns. The expected rate of return was then set equivalent to the singl e equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. New Strategic Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 47.00%5.25%5.71% Global Fixed Income 19.00%0.99%2.43% Inflation Sensitive 6.00%0.45%3.36% Private Equity 12.00%6.83%6.95% Real Estate 11.00%4.50%5.13% Infrastructure and Forestland 3.00%4.50%5.09% Liquidity 2.00%-0.55%-1.05% Total 100.00% (b) An expected inflation of 3.0% used for this period. (a) An expected inflation of 2.5% used for this period. Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate – The following presents the City’s proportionate share of the net pension liability for the Plan, calculated using the discount rate for the Plan, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1- percentage point higher than the current rate: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 78 Miscellaneous 1% Decrease 6.65% Net Pension Liability $ 12,259,343 Current Discount Rate 7.65% Net Pension Liability $ 6,335,606 1% Increase 8.65% Net Pension Liability $ 1,439,931 Pension Plan Fiduciary Net Position – Detailed information about each pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. NOTE 8 - NET POSITION A. Net Investment in Capital Assets As of June 30, 2017, the net investment in capital assets consisted of the following: Capital assets, net 121,154,015$ 2011 general obligation library bonds (9,585,000) Net original issue premium (328,386) Net investment in capital assets 111,240,629$ B. Restricted Net Position As of June 30, 2017, the restricted net position consisted of the following: Environmental Special Debt Services Assessments Service Total Restricted Net Position 263,182$ 1,152,869$ 959,322$ 2,375,373$ Restricted For CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 79 NOTE 9 - JOINT POWERS AGREEMENTS The City is a member of several Joint Power Agreements, as follows: The Santa Clara County Valley Transportation Authority (VTA) consists of various cities in the San Francisco Bay area. The Transportation Authority was formed in 1985, by a joint exercise of powers agreement between the County of Santa Clara and the cities of Santa Clara County for the purpose of financing highway capital improvements within the County to serve transportation needs. Financial statements may be obtained from the Traffic Authority at 1754 Technology Drive, Suite 224, San Jose, California 95110. The West Valley Solid Waste Management Joint Powers Authority consists of the west valley cities of Campbell, Los Gatos, Monte Sereno, and Saratoga. The JPA was formed to coordinate efforts in carrying out solid waste collection and disposal activities, and in meeting the mandates of AB939, the States’ Integrated Waste Management Act. The Silicon Valley Regional Interoperability Authority (SVRIA) consists of Silicon Valley agencies formed to coordinate the design and implementation of an interoperable public safety communication system. The Santa Clara County Library System JPA consists of various member agencies as a policy making and governing body of the County’s library system. The Silicon Valley Clean Energy Authority (SVCEA) consists of various Silicon Valley agencies formed to address climate change by reducing energy related greenhouse gas emissions and securing energy supply and price stability, energy efficiencies and local economic benefits. These JPA's are governed by boards consisting of representatives from their members. The boards control the operations of each JPA, including selection of management and approval of operating budgets, independent of any influence by its members beyond their representation on the board. NOTE 10 - EXCESS EXPENDITURES OVER APPROPRIATIONS There was no excess of expenditures over appropriations in individual funds during fiscal year 2016/17. NOTE 11 - COMMITMENTS AND CONTINGENCIES A. Lawsuits The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are not expected to result in a material adverse financial impact on the City. Additionally, City management believes that the City's insurance programs are sufficient to cover any potential losses should an unfavorable outcome materialize. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 80 B. Federal and State Grant Programs The City participates in Federal and State grant programs. These programs are audited by the City's independent accountants in accordance with the provisions of the Federal Single Aud it Act Amendments of 1996 and applicable State requirements. For Federal programs, the City reached the level of qualifying cost during the current fiscal year so a single audit was required. Expenditures which may be disallowed, if any, by the granting agencies, cannot be determined at this time. The City expects such amounts, if any, to be immaterial. C. Commitments The City had several outstanding contracts or planned construction projects as of June 30, 2017. These projects are evidenced by contractual commitments with contractors and include: Guerra Construction Group 1,203,867$ 29,600$ Bellecci & Associates 152,849 46,694 BKF Engineers 33,203 9,089 Peele Technologies 252,160 25,230 Mike Brown Electric Co.32,159 32,159 NBS - Government Finance Group 28,500 21,125 Cotton Shires & Associates 75,724 44,679 Gradetech, Inc 146,000 146,000 Brian's Welding 5,859 5,859 BP-PAK, Inc 154,787 6,947 Engineered Soil Repairs, Inc 84,120 15,044 CivicPlus 55,868 27,934 Metro Design Group 15,000 2,163 Enviroscience, Inc 9,985 999 Union Pacific Railroad 10,000 4,933 Labor Consultants 6,545 6,545 TJKM 3,845 3,793 City of Cupertino 67,127 16,940 Musson Theatrical, Inc 40,604 4,060 Flint Trading, Inc 9,500 9,500 W-Trans 5,000 4,545 Silicon Constellations, Inc 30,812 30,812 PCA Global 1,500 1,500 Zeiger Engineers, Inc 8,300 554 2,433,315$ 496,703$ Vendor Original Commitment Commitment Remaining CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2017 81 In the opinion of City management, there were no additional outstanding matters that would have a significant effect on the financial position of the funds of the City as of June 30, 2017. NOTE 12 – TAX ABATEMENT DISCLOSURES A. Williamson Act The City enters into property tax abatement agreements with local property owners under the California Land Conservation Act of 1965, commonly referred to as the Williamson Act. Under the Act, local entities may lower property tax assessments on private parcels that have been restricted to agricultural or open space land use. For the fiscal year ended June 30, 2017, the City abated property taxes totaling $9,045 under this program. There were no agreements that exceeded 10 percent of the total amount abated. 82 This page is intentionally blank 83 REQUIRED SUPPLEMENTARY INFORMATION CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2017 84 NOTE 1 - BUDGETARY INFORMATION The following is the budget comparison schedules for General Fund. Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Property taxes 11,331,350$ 11,331,350$ 12,003,942$ 672,592$ Sales taxes 1,125,000 1,125,000 1,185,035 60,035 Other local taxes 920,000 920,000 857,050 (62,950) Licenses & permits 1,470,180 1,470,180 1,455,455 (14,725) Fines & forfeitures 144,525 144,525 161,398 16,873 Intergovernmental - Fed - - 93,995 93,995 Intergovernmental - State 402,000 402,000 446,244 44,244 Intergovernmental - Other 35,000 35,000 44,241 9,241 Franchise fees 2,075,000 2,075,000 2,170,870 95,870 Use of money & property 552,714 552,714 596,963 44,249 Other revenue 2,168,117 2,168,117 2,097,219 (70,898) Total revenues 20,223,886 20,223,886 21,112,412 888,526 EXPENDITURES: Current: General and intergovernmental services 4,724,422 4,752,508 4,372,235 380,273 Public safety 5,451,665 5,451,665 5,443,759 7,906 Public works 5,427,362 5,492,362 5,490,258 2,104 Community services 1,609,452 1,680,222 1,573,144 107,078 Community development services 2,496,494 2,596,494 2,324,064 272,430 Capital outlay - - - - Total expenditures 19,709,395 19,973,251 19,203,460 769,791 REVENUES OVER (UNDER) EXPENDITURES 514,491 250,635 1,908,952 1,658,317 OTHER FINANCING SOURCES (USES): Transfers in - - 55,384 55,384 Transfers out (1,410,648) (1,620,648) (1,620,648) - Total other financing sources (uses)(1,410,648) (1,620,648) (1,565,264) 55,384 Net change in fund balances (896,157)$ (1,370,013)$ 343,688 1,713,701$ FUND BALANCES: Beginning of year 10,640,623 End of year 10,984,311$ CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2017 85 Through the budget, the City Council sets the direction of the City, allocates its resources and establishes its priorities. The Annual Operating and Capital Budgets assure the efficient and effective uses of the City's economic resources, as well as establishing that the highest priority objectives are accomplished. The annual budgets are adopted for the period of July 1 to June 30, and prepared to accurately and openly communicate service and infrastructure priorities to the community, businesses, vendors, employees, and other public agencies. The Annual Operating Budget is developed on a program basis for all funds with fund level authority. It establishes the foundation of effective financial planning by providing resource planning, performance measures and controls that permit the evaluation and adjustment of the City's performance. The City adopts an annual budget for the capital projects as part of adopting the five-year Capital Improvement Plan. The annual capital budget is adopted on a project-by-project basis. The City follows these procedures in establishing the budgetary data reflected in the basic financial statements: a. The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating and capital budgets include proposed expenditures and the means of financing them. b. Public hearings are conducted to obtain taxpayer comments. c. The budgets are legally enacted through the passage of a resolution. d. For the Operating Budget, the City Manager may authorize transfers of budget amounts within a fund. However, any revisions that increase the total budgeted expenditures of any fund must be approved by the City Council. Expenditures may not legally exceed budgeted appropriations at the fund level without City Council approval. e. As Capital Projects are adopted on a project basis, the City Council must approve increases or decreases of budgeted amounts or changes in project scope. Upon project completion, immaterial amounts are transferred to ongoing maintenance projects within the capital program. If remaining project funds are material, the project balance is brought back to Council for approval to transfer. f. Formal budgetary integration in the form of legally adopted budgets is employed as a management control device for all funds. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted expenditures reported are as amended by supplemental appropriations of the City Council. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, Special Revenue, Internal Service, and Capital funds. Unexpended and unencumbered appropriations automatically lapse at the end of the fiscal year. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2017 86 NOTE 2 - MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets that allow the City to function and those resources utilized primarily by the public which provide future economic benefits for a minimum of two years. Infrastructure can be defined as assets that are immovable and of value only to the government. Major infrastructure includes the street system, park and recreation lands and improvements; storm water conveyance and drainage systems, and buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be divided into concrete and asphalt pavements, concrete curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its Streets Pavement System. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements:  The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level.  The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City commissioned a physical assessment of the streets conditions with the final report received April 15, 2017. The study assists the City by providing current inspection data used to evaluate current pavement condition. This helps to maintain a City-defined desirable level of pavement performance while optimizing the expenditure of limited fiscal resources. The entire pavement network within the City is composed of approximately 141.1 centerline miles of paved surfaces. The City’s road system can be grouped by function class and includes 24.2 centerline miles of arterial, 23.2 centerline miles of collector, and 93.7 miles as residential. A visual survey of all pavement segments was conducted to assess the existing surface condition of each of the individual pavement segments. Upon completion of the study, a Pavement Condition Index (PCI) was calculated for each segment in the City's pavement network to reflect the overall pavement condition. Rating between 0 and 100, a PCI of 0 would correspond to a badly deteriorated pavement with virtually no remaining life. A PCI of 100 would correspond to a pavement with proper engineeri ng design and construction at the beginning of its life cycle. The assessment study was conducted during the fall of 2016. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2017 87 The following conditions were defined: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 The City's policy is to achieve an average rating of 70 for all streets, which is a very good rating. This rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. As of June 30, 2017, the City's street system was rated at a PCI index of 71 on average with the detail condition as follows: Percent of Condition Streets Very Good 61% Good 21% Poor 11% Very Poor 8% The City expended $2,772,821 on street maintenance for the year ended June 30, 2017. These projects include resurfacing, safety improvements, sidewalks, curbs and gutters, storm drain improvements, beautification projects, and various other routine maintenance projects help to delay deterioration and beautify the City’s roadway system. Council has established a goal requiring a minimum of $2,000,000 be budgeted for the CIP Streets program on an annual basis. $12,343,172 is budgeted for various projects in the five-year CIP cycle for fiscal year 2017/18. A schedule of estimated annual amount calculated to maintain and preserve its streets at the current level compared to actual expenditures for street maintenance for the last ten years is presented below: Funded By Fiscal Actual Other Gas Tax Total PCI Year Budget Expenditures Sources Fund Funded Index 2007/08 2,246,152 1,691,466 1,252,709 438,757 1,691,466 70 2008/09 2,680,504 1,574,485 1,148,650 425,835 1,574,485 70 2009/10 1,811,130 771,386 575,710 195,676 771,386 70 2010/11 4,770,782 1,847,221 1,449,686 397,535 1,847,221 76 2011/12 4,683,078 2,856,603 1,622,401 1,234,202 2,856,603 76 2012/13 4,826,265 2,417,444 1,660,028 757,416 2,417,444 76 2013/14 11,191,684 2,079,413 1,651,156 428,256 2,079,413 69 2014/15 10,799,852 2,261,620 1,275,681 985,939 2,261,620 69 2015/16 11,176,888 1,397,415 1,001,104 396,311 1,397,415 69 2016/17 12,006,796 2,772,821 1,927,723 845,098 2,772,821 71 CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2017 88 As of June 2017, approximately 19 percent of the City's streets were rated below the average standard of “Good.” The City will continue to rehabilitate these segments of the streets. Total deficiencies (deferred maintenance) identified in the Pavement Management System Report at the end of a five-year period (2017-2021) will amount to approximately $21,700,000 for all streets and are expected to be rehabilitated with a minimum annual budget of $1,000,000. NOTE 3 – PENSION INFORMATION Schedule of Proportionate Share of Net Pension Liability Last Three Fiscal Years 2017 2016 2015 City's Proportion of Net Pension Liability 0.18238%0.15551%0.28104% City's Proportionate Share of Net Pension Liability 6,335,606$ 4,266,268$ 6,945,916$ City's Covered Employee Payroll 5,908,831$ 6,335,330$ 4,856,304$ City's Proportionate Share of NPL as a % of Covered Employee Payroll 107.22%67.34%143.03% Plan's Fiduciary Net Position as a % of the TPL 72.69%78.40%83.03% ** Fiscal year 2015 was the first year of implementation, therefore only two years are shown. Schedule of Contributions - Pension Plans Last Three Fiscal Years 2017 2016 2015 Contractually Required Contributions (Actuarially Determined)1,016,197$ 3,904,479$ 548,895$ Contributions in Relation to Actuarially Determined Contributions 1,016,197 3,904,479 548,895 Contribution Deficiency (Excess)- - - Covered Employee Payroll 5,908,831$ 6,335,330$ 4,856,304$ Contributions as a Percentage of Covered Payroll 17.20%61.63%11.30% Notes to Schedule: Valuation Date:June 30, 2015 Assumptions Used:Entry Age Method used for Actuarial Cost Method Level Percentage of Payroll (Closed) Used Amortization Method 3.7 Years Remaining Amortization Period Inflation Assumed at 2.75% Investment Rate of Returns set at 7.65% CalPERS mortality table using 20 years of membership data for all funds ** Fiscal year 2015 was the first year of implementation, therefore only two years are shown. 89 This page is intentionally blank 90 SUPPLEMENTARY INFORMATION 91 NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Lighting and Landscape Assessment District Funds – These funds account for revenues and expenditures associated with maintaining the City’s 28 Landscape and Lighting districts which were approved by consent of property owners living along or within the boundaries of the Districts. Debt Service Fund Library Bond - Santa Clara County general obligation bond tax revenues are accumulated in this fund to pay annual principal and interest payments on the refunded 2011 Library Improvement Bond. CITY OF SARATOGA COMBINING BALANCE SHEETS NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2017 92 Special Revenue Debt Service Lighting and Total Landscaping Other Assessment Library Governmental District Bond Funds ASSETS Cash and investments 1,181,286$ 956,579$ 2,137,865$ Receivables: Accounts 1,066 2,743 3,809 Interest - - - Total assets 1,182,352$ 959,322$ 2,141,674$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 29,483$ -$ 29,483$ Total liabilities 29,483 - 29,483 Fund Balances: Restricted: Special revenue funds 1,152,869 - 1,152,869 Debt service - 959,322 959,322 Total fund balances 1,152,869 959,322 2,112,191 Total liabilities and fund balances 1,182,352$ 959,322$ 2,141,674$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2017 93 Special Debt Revenue Service Lighting and Total Landscaping Other Assessment Library Governmental District Bond Funds REVENUES: Property taxes 259,633$ -$ 259,633$ Special assessment 390,596 879,777 1,270,373 Use of money and property 8,028 4,477 12,505 Other revenue 1 1 2 Total revenues 658,258 884,255 1,542,513 EXPENDITURES: Current: General and ingov't services Public works 511,179 - 511,179 Debt service: Principal - 475,000 475,000 Interest and fiscal charges - 372,885 372,885 Total expenditures 511,179 847,885 1,359,064 REVENUES OVER (UNDER) EXPENDITURES 147,078.55 36,370 183,449 OTHER FINANCING SOURCES (USES): Transfers in - - - Transfers out - - - Total other financing sources (uses)- - - Net change in fund balances 147,079 36,370 183,448 FUND BALANCES: Beginning of year 1,005,791 922,952 1,928,743 End of year 1,152,869$ 959,322$ 2,112,191$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CAPITAL IMPROVEMENT FOR THE YEAR ENDED JUNE 30, 2017 94 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Licenses & permits 451,300$ 451,300$ 452,200$ 900$ Fines & forfeitures - - 9,776 9,776 Intergovermental - federal 6,394,489 6,394,489 860,305 (5,534,184) Intergovermental - state 662,814 662,814 607,010 (55,804) Intergovermental - other 921,964 1,075,243 178,229 (897,014) Use of money and property 35,000 35,000 41,301 6,301 Other revenue 242,869 292,553 105,472 (187,081) Total revenues 8,708,436 8,911,399 2,254,293 (6,657,106) EXPENDITURES: Capital outlay 14,682,682 15,095,645 3,450,314 11,645,331 Total expenditures 14,682,682 15,095,645 3,450,314 11,645,331 REVENUES OVER (UNDER) EXPENDITURES (5,974,246) (6,184,246) (1,196,021) 4,988,225 OTHER FINANCING SOURCES (USES): Transfers in 1,552,792 1,762,792 1,834,590 71,798 Transfers out (142,144) (142,144) (269,326) (127,182) Total other financing sources (uses)1,410,648 1,620,648 1,565,264 (55,384) Net change in fund balances (4,563,598)$ (4,563,598)$ 369,243 4,932,841$ FUND BALANCES: Beginning of year 4,716,064 End of year 5,085,307$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIGHTING & LANDSCAPING ASSESSMENT DISTRICT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2017 95 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Property taxes 228,560$ 228,560$ 259,633$ 31,073$ Special assessments 394,173 394,173 390,596 (3,577) Use of money and property 2,278 2,278 8,028 5,750 Other revenue - - - - Total revenues 625,011 625,011 658,257 33,246 EXPENDITURES: Current: Public works 714,930 714,930 511,179 203,751 Total expenditures 714,930 714,930 511,179 203,751 REVENUES OVER (UNDER) EXPENDITURES (89,919) (89,919) 147,078 236,997 OTHER FINANCING SOURCES (USES): Transfers in - - - - Transfers out - - - - Total other financing sources (uses)- - - - Net change in fund balances (89,919)$ (89,919)$ 147,078 236,997$ FUND BALANCES: Beginning of year 1,005,791 End of year 1,152,869$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIBRARY BOND DEBT SERVICE FUND FOR THE YEAR ENDED JUNE 30, 2017 96 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Special assessments 800,000$ 800,000$ 879,777$ 79,777$ Use of money and property 1,300 1,300 4,478 3,178 Total revenues 801,300 801,300 884,255 82,955 EXPENDITURES: Debt service: General and ingov't services Principal 475,000 475,000 475,000 - Interest and fiscal charges 372,960 372,960 372,885 75 Total expenditures 847,960 847,960 847,885 75 REVENUES OVER (UNDER) EXPENDITURES (46,660) (46,660) 36,370 83,030 Net change in fund balances (46,660)$ (46,660)$ 36,370 83,030$ FUND BALANCES: Beginning of year 922,952 End of year 959,322$ 97 INTERNAL SERVICE FUNDS Liability/Risk Management Insurance Fund – Accounts for insurance premiums, self-insurance portion of claims, and administrative cost associated with settling claims. Charges made to operating departments are based on liability risk and claim occurrence history. Worker’s Compensation Self-insurance Fund – Accounts for insurance premiums, self-insured portion of claims, and administrative costs associated with settling claims. Charges made to operating departments are based on liability risk and claim occurrence history. Office Stores Fund - Photocopy equipment, postage and bulk mail meter expenses are controlled at one source point and expended to the departments as goods or services are utilized. Information Technology Services Fund – Supports the delivery of technology based services and infrastructure, including desktop support, network systems, technology upgrades and initiatives, community systems, and associated information technology equipment. Vehicle & Equipment Maintenance Fund – Accounts for the cost of operating and maintaining automotive equipment used for service operations in various City departments. Building Maintenance Fund – Accounts for operating costs associated with building maintenance. Expenses include custodial supplies and services, maintenance and repair, utilities, and staffing costs. Vehicle & Equipment Replacement Fund – Established to accumulate funding for the replacement of vehicles and equipment. Replacement costs are charged to program over the asset’s life span, reflective of usage. Information Technology Equipment Replacement Fund – Established to accumulate funding for the replacement of information technology equipment. Replacement costs are charged to departments over the asset’s lifespan, reflective of usage. Facility Furniture, Fixtures & Equipment Replacement Fund – Established to accumulate funding for the replacement furniture, fixtures and equipment within city facilities. Replacement costs are charged to programs based on that program’s share of asset use over the asset’s lifespan, reflective of usage. CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF NET POSITION JUNE 30, 2017 98 Liability /Information Risk Workers'Office Technology Management Compensation Stores Services ASSETS Current assets: Cash and investments 550,458$ 295,825$ 111,023$ 320,601$ Accounts receivable -$ -$ -$ 605$ Total current assets 550,458$ 295,825$ 111,023$ 321,206$ Noncurrent assets: Capital assets: Machinery and equipment -$ -$ -$ -$ Less: accumulated depreciation -$ -$ -$ -$ Total capital assets (net of accumulated depreciation) -$ -$ -$ -$ Total assets 550,458$ 295,825$ 111,023$ 321,206$ LIABILITIES Liabilities: Current liabilities: Accounts payable 2,049$ 635$ 1,218$ 3,357$ Accrued payroll 2,927$ 1,138$ -$ 9,777$ Claims payable 41,003$ -$ -$ -$ Total current liabilities 45,979$ 1,773$ 1,218$ 13,134$ NET POSITION Investment in capital assets -$ -$ -$ -$ Unrestricted 504,479$ 294,052$ 109,805$ 308,072$ Total net position 504,479$ 294,052$ 109,805$ 308,072$ 99 Information Building Vehicle Vehicle Technology Furniture & and Equipment Building and Equipment Equipment Fixtures Maintenance Maintenance Replacement Replacement Replacement Total 201,266$ 489,527$ 601,284$ 317,854$ 500,116$ 3,387,954$ -$ 811$ -$ -$ -$ 1,416$ 201,266$ 490,338$ 601,284$ 317,854$ 500,116$ 3,389,370$ -$ -$ 1,108,848$ 110,465$ -$ 1,219,313$ -$ -$ (754,601)$ (104,398)$ -$ (858,999)$ -$ -$ 354,247$ 6,067$ -$ 360,314$ 201,266$ 490,338$ 955,531$ 323,921$ 500,116$ 3,749,684$ 21,045$ 19,912$ 15,297$ 2,556$ 1,747$ 67,816$ 3,312$ 15,822$ -$ -$ -$ 32,976$ -$ -$ -$ -$ -$ 41,003$ 24,357$ 35,734$ 15,297$ 2,556$ 1,747$ 141,795$ -$ -$ 354,247$ 6,067$ -$ 360,314$ 176,909$ 454,604$ 585,987$ 315,298$ 498,369$ 3,247,575$ 176,909$ 454,604$ 940,234$ 321,365$ 498,369$ 3,607,889$ CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION FOR THE YEAR ENDED JUNE 30, 2017 100 Liability /Information Risk Workers'Office Technology Management Compensation Stores Services Operating revenues: Charges for services 350,000$ 175,000$ 50,000$ 525,000$ Other operating revenues 42,698 4,954 9,868 6,057 Total operating revenues 392,698.00 179,954 59,868 531,057 Operating expenses: Cost of services 264,705 190,303 46,235 497,208 Administration - - - - Depreciation - - - - Total operating expenses 264,705 190,303 46,235 497,208 Operating income 127,993 (10,349) 13,633 33,849 Transfers in - - - - Change in net position 127,993 (10,349) 13,633 33,849 Total net position - beginning 376,486 304,401 96,172 274,223 Total net position - ending 504,479$ 294,052$ 109,805$ 308,072$ 101 Information Building Vehicle Vehicle Technology Furniture & and Equipment Building and Equipment Equipment Fixtures Maintenance Maintenance Replacement Replacement Replacement Total 275,000$ 925,000$ 125,000$ 125,000$ 200,000$ 2,750,000$ 1 9,424 1 - - 73,003 275,001 934,424 125,001 125,000 200,000 2,823,003 264,042 850,535 4,824 84,041 40,853 2,242,746 - - - - - - - - 92,704 4,045 - 96,749 264,042 850,535 97,528 88,086 40,853 2,339,495 10,959 83,889.00 27,473 36,914 159,147 483,508 - - - - - - 10,959 83,889 27,473 36,914 159,147 483,508 165,950 370,715 912,761 284,451 339,222 3,124,381 176,909$ 454,604$ 940,234$ 321,365$ 498,369$ 3,607,889$ CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2017 102 Liability /Information Risk Workers'Office Technology Management Compensation Stores Services Cash flows from operating activities: Receipts from customers and users 393,227$ 180,356$ 59,868$ 530,967$ Payments to suppliers (201,038) (161,124) (45,928) (239,348) Payments to employees (79,618) (28,094) - (257,903) Net cash provided by operating activities 112,571 (8,862) 13,940 33,716 Cash flows from capital activities: Acquisition of capital assets - - - - Net cash used for acquisition of capital assets - - - - Net increase (decrease) in cash and cash equivalents 112,571 (8,862) 13,940 33,716 Cash and cash equivalents, beginning of year 437,887 304,687 97,083 286,885 Cash and cash equivalents, ending of year 550,458$ 295,825$ 111,023$ 320,601$ Reconciliation of operating income to net cash provided by operating activities: Operating income (loss)127,993$ (10,349)$ 13,633$ 33,849$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation - - - - Other receipts - - - - Change in operating assets and liabilities: Accounts receivables 529 402 - (90) Accounts payable 1,506 635 307 (1,338) Claims payable (17,960) - - - Accrued payroll 503.00 450 - 1,295 Net cash provided (used) by operating activities 112,571$ (8,862)$ 13,940$ 33,716$ 103 Information Building Vehicle Vehicle Technology Furniture & and Equipment Building and Equipment Equipment Fixtures Maintenance Maintenance Replacement Replacement Replacement Total 275,001$ 934,400$ 125,000$ 125,001$ 200,000$ 2,823,820$ (159,550) (425,077) (4,601) (88,183) (39,106) (1,363,955) (86,008) (426,628) - - - (878,251) 29,443 82,695 120,399 36,818 160,894 581,614 - - (145,900) - - (145,900) - - (145,900) - - (145,900) 29,443 82,695 (25,501) 36,818 160,894 435,714 171,823 406,832 626,785 281,036 339,222 2,952,240 201,266$ 489,527$ 601,284$ 317,854$ 500,116$ 3,387,954$ 10,959$ 83,889$ 27,473$ 36,914$ 159,147$ 483,508$ - - 92,704 4,045 - 96,749 - - 2 - - 2 - (24) - - - 817 17,707 (7,036) 220 (4,141) 1,747 9,607 - - - - - (17,960) 777 5,866 - - - 8,891 29,443$ 82,695$ 120,399$ 36,818$ 160,894$ 581,614$ 104 This page is intentionally blank 105 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 106 This page is intentionally blank CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS COMPARATIVE SCHEDULE BY SOURCE JUNE 30, 2017 AND 2016 107 2017 2016 Governmental Funds Capital Assets: Land and land improvements 15,591,925$ 15,591,925$ Buildings and structures 25,986,754 25,986,754 Machinery and equipment 1,954,696 1,954,696 Infrastructure 107,491,009 107,491,009 Construction in progress 8,150,210 7,495,955 Total Governmental Funds Capital Assets 159,174,594 158,520,339 Accumulated depreciation (38,380,896) (36,391,170) Total Governmental Funds Capital Assets, Net 120,793,698$ 122,129,168$ Investments in Governmental Funds Capital Assets by Source: General Fund 115,212,479$ 115,212,479$ Special revenue funds 960,970 960,970 Capital projects funds 42,153,797 41,499,541 Donations 847,348 847,348 Accumulated depreciation (38,380,896) (36,391,170) Total Governmental Funds Capital Assets 120,793,698$ 122,129,168$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded from the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY1 JUNE 30, 2017 108 Land Buildings and Land and Improvements Structures Function and Activity General and intergovernmental services: Management services -$ 564,632$ Administrative services - 521,073 Intergovernmental services 118,184 3,138,641 Total General and Intergovernmental Services:118,184 4,224,346 Public safety: Police services - - Code enforcement - - Total Public Safety:- - Public works: Streets and sidewalks 835,155 62,921 Parks/open space 4,718,585 2,971,928 Total Public Works:5,553,740 3,034,848 Community services 8,177,537 4,412,660 Community development services 1,742,464 14,314,899 Total Governmental Funds Capital Assets 15,591,925 25,986,754 Accumulated depreciation - (10,067,521) Total Governmental Funds Capital Assets, Net 15,591,925$ 15,919,233$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded form the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. 109 Machinery Construction and in Equipment Infrastructure Progress Total 624,241$ -$ 8,283$ 1,197,156$ 140,332 - - 661,405 22,225 - - 3,279,050 786,798 - 8,283 5,137,611 15,434 - - 15,434 7,548 - - 7,548 22,982 - - 22,982 315,275 107,363,771 5,441,065 114,018,186 151,110 - 2,355,624 10,197,246 466,385 107,363,771 7,796,689 124,215,433 661,899 127,237 317,621 13,696,955 16,632 - 27,617 16,101,612 1,954,696 107,491,009 8,150,210 159,174,594 (1,275,827) (27,037,548) - (38,380,896) 678,869$ 80,453,461$ 8,150,210$ 120,793,698$ CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE OF CHANGE BY FUNCTION AND ACTIVITY JUNE 30, 2017 110 Governmental Governmental Funds Capital Funds Capital Assets Assets July 1, 2016 Additions Deletions June 30, 2017 Function and Activity General and intergovernmental services: Management services 1,663,095$ -$ (465,939)$ 1,197,156$ Administrative services 661,405 - - 661,405$ Intergovernmental services 3,279,050 - - 3,279,050$ Total General and Intergovernmental Services:5,603,550 - (465,939) 5,137,611$ Public safety: Police services 15,434 - - 15,434$ Code enforcement 7,548 - - 7,548$ Total Public Safety:22,982 - - 22,982$ Public works: Streets and sidewalks 112,933,216 1,084,971 - 114,018,187$ Parks/open space 7,841,623 2,355,624 - 10,197,247$ Total Public Works:120,774,838 3,440,595 - 124,215,433$ Community services 15,972,063 - (2,275,107) 13,696,956$ Community development services 16,146,904 - (45,293) 16,101,611$ Total Governmental Funds Capital Assets 158,520,338 3,440,595 (2,786,339) 159,174,594$ Accumulated depreciation (36,391,170) (1,989,726) - (38,380,896)$ Total Governmental Funds Capital Assets, Net 122,129,168$ 1,450,869$ (2,786,339)$ 120,793,698$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded form the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. 111 STATISTICAL SECTION 112 This page is intentionally blank 113 This part of the City of Saratoga's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the government's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well being have changed over time. 114-119 Revenue Capacity These schedules contain information to help the reader assess the government’s most significant local revenue source; property tax. 120-129 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. 130-136 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 137-138 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 139-145 The City of Saratoga implemented GASB Statement No. 34 in fiscal year 2001/02; schedules presenting government-wide information include information beginning in that year. The City of Saratoga implemented GASB Statement No. 44 in fiscal year 2007/08; newly required schedules presenting information in the Statistical Section include the earliest available information. CITY OF SARATOGA NET POSITION BY COMPONENT LAST TEN YEARS (ACCRUAL BASIS OF ACCOUNTING) 114 (amounts expressed in thousands) 2008 2009 2010 2011 Primary government Governmental activities Net investment in capital assets 109,818$ 108,818$ 108,966$ 110,016$ Restricted 5,940 5,281 5,519 5,830 Unrestricted 9,710 8,759 8,533 7,964 Total primary government 125,468$ 122,858$ 123,018$ 123,810$ Source: CAFR Fiscal Year $95,000 $100,000 $105,000 $110,000 $115,000 $120,000 $125,000 $130,000 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Net Position by Component Net investment in capital assets Restricted Unrestricted 115 2012 2013 2014 2015 2016 2017 111,201$ 112,353$ 112,116$ 112,092$ 112,030$ 111,241$ 1,938 1,971 2,045 2,138 2,242 2,375 12,248 13,357 15,095 6,691 13,837 13,438 125,387$ 127,681$ 129,256$ 120,921$ 128,109$ 127,054$ CITY OF SARATOGA CHANGES IN NET POSITION LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 116 (amounts expressed in thousands) 2008 2009 2010 2011 Expenses: Governmental activities: General and intergovernmental services 6,293$ 5,595$ 3,729$ 4,368$ Public safety 4,166 4,211 4,339 4,457 Public works 5,325 7,643 6,535 6,645 Community services 1,286 1,634 1,711 1,846 Community development services 2,032 2,000 1,751 1,839 Interest on long-term debt (unallocated)714 697 677 656 Total governmental activities expenses 19,816 21,780 18,742 19,811 Program revenues: Charges for services: General and intergovernmental services 1,787 133 125 171 Public safety 411 520 425 561 Public works 1,705 2,379 2,535 2,771 Community services 911 935 917 1,020 Community development services 2,110 1,802 1,586 1,734 Operating grants and contributions 151 228 275 401 Capital grants and contributions 1,715 339 674 1,221 Total governmental activates program revenues 8,790 6,336 6,537 7,879 Net (expense) revenue and change in net assets (11,026) (15,444) (12,205) (11,932) General revenue and other changes in net assets Taxes: Property taxes 8,099 8,336 8,371 8,199 Sales taxes 1,058 1,043 955 991 Local taxes 694 663 560 632 Franchise taxes 1,625 1,657 1,664 1,821 Motor vehicle in-lieu 149 116 101 146 Total Taxes 11,625 11,815 11,651 11,789 Intergovernmental 841 474 522 773 Investment earnings 1,057 397 101 65 Other revenues 348 148 91 97 Total general revenues 13,871 12,834 12,365 12,724 Change in net position 2,845 (2,610) 160 792 Net position - beginning of year 122,623 125,468 122,858 123,018 GASB 68 adjustment - - - - Net position - beginning of year, as adjusted 122,623 125,468 122,858 123,018 Net position - end of year 125,468$ 122,858$ 123,018$ 123,810$ Source: CAFR Fiscal Year 117 2012 2013 2014 2015 2016 2017 3,486$ 4,143$ 4,522$ 7,566$ 5,143$ 6,450$ 4,300 4,382 4,491 4,850 4,787 5,444 9,121 6,922 7,379 6,273 6,181 9,164 1,996 1,804 1,586 1,589 1,582 1,557 1,553 1,713 2,179 1,962 2,012 2,906 453 410 400 391 381 367 20,909 19,374 20,557 22,631 20,086 25,888 140 102 120 122 98 153 594 607 330 354 310 327 2,079 3,316 2,768 2,474 3,004 2,462 890 946 958 952 1,114 1,071 1,923 2,184 2,220 2,234 2,397 2,127 1,319 75 117 107 165 223 2,337 599 808 785 183 1,062 9,282 7,829 7,321 7,028 7,271 7,425 (11,627) (11,545) (13,236) (15,603) (12,815) (18,463) 8,457 9,153 9,737 10,669 11,549 12,264 1,101 1,051 941 1,224 1,189 1,185 683 769 822 866 898 857 1,852 1,920 1,949 2,070 2,069 2,171 16 16 14 13 12 13 12,109 12,909 13,463 14,842 15,717 16,490 910 766 981 1,023 718 589 67 51 62 67 101 124 118 113 305 237 273 205 13,204 13,839 14,811 16,169 16,809 17,408 1,577 2,294 1,575 566 3,994 (1,055) 123,810 125,387 127,681 129,256 120,921 128,108 - - - (8,901) 3,193 - 123,810 125,387 127,681 120,355 124,114 128,108 125,387$ 127,681$ 129,256$ 120,921$ 128,108$ 127,054$ CITY OF SARATOGA FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 118 (amounts expressed in thousands) 2008 2009 2010 2011 General fund: Restricted 679$ 613$ 563$ 513$ Committed - 550 300 500 Assigned 1,258 322 196 667 Unassigned 8,459 6,744 6,952 5,804 Total general fund 10,396$ 8,229$ 8,011$ 7,484$ All other governmental funds: Restricted Special revenue funds 318$ 484$ 569$ 504$ Debt service 854 931 893 851 Committed Capital project funds 4,768 3,866 4,057 4,475 Total all other governmental funds 5,940$ 5,281$ 5,519$ 5,830$ Source: CAFR Balances prior to fiscal year 2011 have been updated to conform with GASB 54 requirements Fiscal Year $- $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 General - Restricted General - Committed General - Assigned General - Unassigned Debt Service Special Revenue Capital Projects Fund Balances of Governmental Funds 2008 2009 2010 2011 2012 2013 2014 2012 2016 2017 119 2012 2013 2014 2015 2016 2017 513$ 463$ 413$ 363$ 313$ 263$ 600 675 993 1,000 1,000 790 3,161 792 2,648 2,854 2,672 3,272 4,655 7,989 7,782 5,589 6,655 6,659 8,929$ 9,919$ 11,836$ 9,806$ 10,640$ 10,984$ 563$ 622$ 734$ 868$ 1,006$ 1,153$ 862 886 898 907 923 959 3,544 3,420 3,126 3,859 4,716 5,085 4,969$ 4,928$ 4,758$ 5,634$ 6,645$ 7,197$ CITY OF SARATOGA GOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCE LAST TEN YEARS (ACCRUAL BASIS OF ACCOUNTING) 120 (amounts expressed in thousands) 2008 2009 2010 2011 Tax revenues: Property taxes 8,099$ 8,336$ 8,371$ 8,199$ Special assessments 1,392 1,368 1,247 1,255 Sales taxes 1,058 1,043 955 991 Local taxes 694 663 560 632 Franchise taxes 1,625 1,657 1,664 1,821 Motor vehicle in-lieu 149 116 101 146 Total tax revenues 13,017$ 13,183$ 12,898$ 13,044$ Source: CAFR Fiscal Year $- $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 $14,000 Property taxes Special assessments Sales taxes Local taxes Franchise taxes Motor vehicle in-lieu Tax Revenues by Source 2008 2009 2010 2011 2012 2013 2014 2012 2016 2017 121 2012 2013 2014 2015 2016 2017 8,457$ 9,153$ 9,737$ 10,669$ 11,549$ 12,264$ 1,243 1,185 1,207 1,220 1,222 1,270 1,101 1,051 941 1,224 1,189 1,185 683 769 822 866 898 857 1,852 1,920 2,024 2,069 2,068 2,171 16 16 14 13 12 14 13,352$ 14,094$ 14,745$ 16,061$ 16,938$ 17,761$ CITY OF SARATOGA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 122 (amounts expressed in thousands) 2008 2009 2010 2011 Revenues: Property taxes 7,877$ 8,335$ 8,371$ 8,199$ Special assessments 1,566 1,368 1,247 1,255 Sales taxes 1,058 1,043 954 991 Other local taxes 773 663 560 632 Licenses and permits 1,671 1,460 1,489 1,950 Fines and forfeitures 344 360 359 285 Intergovernmental - federal - - 430 1,033 Intergovernmental - state 1,641 1,283 1,258 1,480 Intergovernmental - other 777 290 258 337 Franchise fees 1,622 1,657 1,664 1,821 Use of money any property 924 794 595 550 Other revenues 326 1,966 1,794 2,169 Current services charges 4,184 - - - Total tax revenues 22,763 19,219 18,979 20,702 Expenditures: Current: General and intergovernmental services 4,083 3,330 3,102 3,524 Public safety 4,166 4,206 4,349 4,467 Public works 4,717 4,700 4,730 4,717 Community services 1,262 1,424 1,223 1,322 Community development services 2,026 2,450 2,111 2,193 Capital outlay 4,246 4,060 2,584 3,704 Debt service: Principal 295 310 330 350 Interest and fiscal charges 721 705 685 665 Total expenditures 21,515 21,185 19,114 20,942 Excess of revenues 1,248 (1,966) (135) (240) Other financing sources (uses): Transfers in 2,241 2,043 1,172 1,725 Transfers out (2,241) (2,043) (1,017) (1,700) Total other financing sources (uses)- - 155 25 Net change in fund balances 1,248$ (1,967)$ 20$ (215)$ Debt as a percentage of noncapital expenditures 5.63%4.89%5.80%5.56% Source: CAFR Fiscal Year CITY OF SARATOGA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 123 2012 2013 2014 2015 2016 2017 8,457$ 9,153$ 9,737$ 10,669$ 11,549$ 12,264$ 1,243 1,185 1,207 1,220 1,222 1,270 1,101 1,051 941 1,224 1,189 1,185 683 769 823 866 898 857 1,728 2,177 2,023 1,613 2,216 1,908 234 199 196 175 248 171 1,915 975 796 651 158 954 1,728 1,142 1,410 1,538 1,182 1,053 73 269 129 97 76 222 1,852 1,920 1,949 2,070 2,068 2,171 589 527 521 557 647 651 2,199 2,421 2,547 2,589 2,709 2,203 - - - - - - 21,802 21,788 22,279 23,269 24,162 24,909 3,145 3,269 3,247 6,624 4,246 4,372 4,310 4,392 4,491 4,860 5,226 5,444 4,751 4,966 5,243 5,381 5,701 6,002 1,269 1,318 1,383 1,328 1,475 1,573 1,888 2,047 2,182 2,087 2,193 2,324 5,179 3,979 3,096 3,253 2,591 3,450 370 455 485 495 500 475 551 414 405 395 385 373 21,463 20,840 20,532 24,423 22,317 24,013 339 948 1,747 (1,154) 1,845 896 510 1,291 785 1,768 3,580 3,580 (485) (1,291) (785) (1,768) (3,580) (3,580) 25 220 - - - - 364$ 1,168$ 1,747$ (1,154)$ 1,845$ 896$ 4.68%4.76%4.58%3.92%4.21%3.63% CITY OF SARATOGA PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN YEARS 124 (Property Tax Rates per $100 of Assessed Value) 2008 2009 2010 2011 General 1.0000 1.0000 1.0000 1.0000 County Retirement Levy 0.0388 0.0388 0.0388 0.0388 County Library 0.0024 0.0024 0.0024 0.0024 City of Saratoga 0.0113 0.0104 0.0094 0.0094 1.0525 1.0516 1.0506 1.0506 Campbell School District 0.0475 0.0524 0.0285 0.0249 County Bond 2008 Hospital 0.0000 0.0000 0.0122 0.0095 Campbell Elementary 2002 0.0000 0.0000 0.0267 0.0298 Campbell Elementary 2010 0.0000 0.0000 0.0000 0.0005 Campbell Union High 1999 0.0285 0.0299 0.0183 0.0196 Campbell Union High 2006 0.0000 0.0000 0.0131 0.0131 Cupertino Elementary School District 0.0337 0.0306 0.0000 0.0000 Moreland Elementary School District 0.0569 0.0565 0.0000 0.0000 Saratoga School District 0.0363 0.0363 0.0000 0.0000 Campbell Union High School District 0.0285 0.0299 0.0000 0.0000 Fremont Union High School District 0.0241 0.0339 0.0000 0.0000 Los Gatos-Saratoga Joint Union High School District 0.0345 0.0330 0.0000 0.0000 Foothill-DeAnza Community College District 0.0113 0.0123 0.0000 0.0000 West Valley Community College District 2004 0.0118 0.0032 0.0140 0.0139 West Valley Community College District 2012 0.0000 0.0000 0.0000 0.0000 Mid Peninsula Open Space 2014 0.0000 0.0000 0.0000 0.0000 Saratoga Fire District 0.0053 0.0053 0.0000 0.0000 Santa Clara Valley Water District - State Water Project 0.0067 0.0059 0.0071 0.0070 Santa Clara Valley Water District - Zone W-1 0.0040 0.0002 0.0003 0.0002 0.3291 0.3294 0.1202 0.1185 Total Tax Rate 1.3816 1.3810 1.1708 1.1691 Source: Muniservices, LLC Fiscal Year 125 2012 2013 2014 2015 2016 2017 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.0388 0.0388 0.0388 0.0388 0.0388 0.0388 0.0024 0.0024 0.0024 0.0024 0.0024 0.0024 0.0088 0.0080 0.0074 0.0070 0.0065 0.0060 1.0500 1.0492 1.0486 1.0482 1.0477 1.0472 0.0283 0.0246 0.0264 0.0235 0.0220 0.0294 0.0047 0.0051 0.0035 0.0091 0.0088 0.0086 0.0266 0.0220 0.0288 0.0172 0.0196 0.0258 0.0003 0.0086 0.0000 0.0145 0.0136 0.0000 0.0186 0.0165 0.0134 0.0130 0.0119 0.0126 0.0156 0.0160 0.0156 0.0154 0.0138 0.0126 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0137 0.0139 0.0125 0.0101 0.0118 0.0096 0.0000 0.0150 0.0130 0.0019 0.0114 0.0100 0.0000 0.0000 0.0000 0.0008 0.0008 0.0006 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0063 0.0069 0.0070 0.0057 0.0057 0.0086 0.0001 0.0000 0.0000 0.0000 0.0000 0.0000 0.1142 0.1286 0.1202 0.1112 0.1194 0.1178 1.1642 1.1778 1.1688 1.1594 1.1671 1.1650 CITY OF SARATOGA ASSESSED VALUE OF TAXABLE PROPERTY LAST TEN YEARS 126 (amounts expressed in thousands) Fiscal Year Total Ended Residential Commercial Industrial Other Unsecured Assessed June 30 Property Property Property Property Property Property 2008 9,025,628 208,369 9,281 210,269 35,775 9,489,322 2009 9,605,309 213,951 9,467 223,190 43,933 10,095,850 2010 9,724,687 120,769 9,656 327,898 58,210 10,241,220 2011 9,639,782 107,269 9,633 323,881 57,172 10,137,737 2012 9,834,082 111,232 9,706 323,563 55,535 10,334,118 2013 10,312,597 112,875 11,455 335,765 62,378 10,835,070 2014 11,158,775 113,915 11,684 352,830 59,684 11,696,888 2015 11,775,973 117,466 11,737 361,202 56,354 12,322,732 2016 12,581,463 134,321 11,143 397,318 50,193 13,174,438 2017 13,227,811 141,391 10,245 426,257 45,838 13,851,542 Source:Santa Clara County Assessor data, MuniServices, LLC $- $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Total Assessed Property Unsecured Other Industrial Commercial Residential 127 Total Less:Total Taxable Direct Tax Exempt Assessed Tax Real Property Value Rate (159,369) 9,329,953 1.0525 (161,488) 9,934,362 1.0516 (230,127) 10,011,093 1.0506 (230,477) 9,907,260 1.0506 (230,868) 10,103,250 1.0476 (233,895) 10,601,175 1.0492 (238,683) 11,458,205 1.0486 (242,724) 12,080,008 1.0482 (232,693) 12,941,745 1.0477 (232,279) 13,619,263 1.1650 CITY OF SARATOGA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO JUNE 30, 2017 128 (amounts expressed in thousands) % of Total % of Total Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value SHP Saratoga II LLC 71,088$ 1 0.52% San Jose Water Works 21,929 2 0.16%11,460 6 0.12% House Trustee 17,162 3 0.13%15,127 5 Keller Trustee 14,923 4 0.11% Argonaut Associates, LLC 13,740 5 0.10%10,102 9 0.11% Stormin Norman, LLC 13,107 6 0.10% HJJ, LLC 12,870 7 0.09% Paramount Venture LLC 12,000 8 0.09% Coyote Properties IV, LLC 11,457 9 0.08% Krishnamurthi Trustee 11,000 10 0.08%10,034 10 0.11% Cupertino Village Ass LLC 33,535 1 0.36% Sobrato Trustee 19,175 2 0.21% Quito Village Group, LLC 17,658 3 0.19% Gregpenn Properties, LLC 15,288 4 0.16% Luczo Trustee 10,478 7 0.11% Morrison Trustee 10,184 8 0.11% Top Ten Total Assessed Value 199,276$ 153,041$ City Total Assessed Value 13,619,263$ 9,272,766$ Source: Santa Clara County Assessor data, MuniServices, LLC 2017 2008 CITY OF SARATOGA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN YEARS 129 Fiscal Year Total Tax Collections in Ended Levy for Subsequent June 30 Fiscal Year Amount Percentage Years Amount Percentage 2008 8,108,364$ 8,108,364$ 100.0%-$ 8,108,364$ 100.0% 2009 8,332,184 8,332,184 100.0%- 8,332,184 100.0% 2010 8,371,396 8,371,396 100.0%- 8,371,396 100.0% 2011 8,199,341 8,199,341 100.0%- 8,199,341 100.0% 2012 8,456,687 8,456,687 100.0%- 8,456,687 100.0% 2013 9,152,865 9,152,865 100.0%- 9,152,865 100.0% 2014 9,737,144 9,737,144 100.0%- 9,737,144 100.0% 2015 10,669,281 10,669,281 100.0%- 10,669,281 100.0% 2016 11,549,213 11,549,213 100.0%- 11,549,213 100.0% 2017 12,263,575 12,263,575 100.0%- 12,263,575 100.0% Source: City of Saratoga Collected within the Fiscal Year of the Levy Total Collections to Date CITY OF SARATOGA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN YEARS 130 (amounts expressed in thousands, except per capita amounts) 2008 2009 2010 2011 Governmental activities General obligation bonds 13,595$ 13,285$ 12,955$ 12,605$ Net original issue premium - - - - Total primary government 13,595$ 13,285$ 12,955$ 12,605$ Percentage of Personal Income 1 0.74%0.76%0.54%0.57% Per capita 2 430 419 405 417 Source: CAFR 1US Census Bureau, adjusted for inflation, MuniServices LLC 2Population information from California State Controller's Office Fiscal Year 131 2012 2013 2014 2015 2016 2017 11,995$ 11,540$ 11,055$ 10,560$ 10,060$ 9,585$ 438 416 394 372 350 328 12,433$ 11,956$ 11,449$ 10,932$ 10,410$ 9,913$ 0.57%0.53%0.49%0.47%0.45%0.40% 409 389 371 355 344 324 CITY OF SARATOGA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN YEARS 132 (amounts expressed in thousands, except per capita amounts) 2008 2009 2010 2011 General obligation bonds 13,595$ 13,285$ 12,955$ 12,605$ Net original issue premium - - - - Less: Amount available in debt service fund (854) (926) (890) (848) Total primary government 12,741$ 12,359$ 12,065$ 11,757$ Percentage of actual taxable value of property 0.14%0.12%0.12%0.12% Per capita1 403 390 377 389 Source: CAFR 1Population information from California State Controller's Office Fiscal Year 133 2012 2013 2014 2015 2016 2017 11,995$ 11,540$ 11,055$ 10,560$ 10,060$ 9,585$ 438 416 394 372 350 328 (860) (885) (898) (906) (923) (959) 11,573$ 11,071$ 10,551$ 10,026$ 9,487$ 8,954$ 0.11%0.10%0.09%0.08%0.07%0.07% 381 361 342 326 314 293 CITY OF SARATOGA LEGAL DEBT MARGIN INFORMATION LAST TEN YEARS 134 (amounts expressed in thousands) 2008 2009 2010 2011 Debt Limit 1,423,398$ 1,514,378$ 1,536,183$ 1,520,660$ Total net debt applicable to limit 12,741 12,359 12,065 11,757 Legal debt margin 1,410,657$ 1,502,019$ 1,524,118$ 1,508,903$ Total net debt applicable to the limit as a percentage of debt limit 0.90%0.82%0.79%0.77% Legal debt margin calculation Assessed value 9,329,953$ 9,934,362$ 10,011,093$ 9,907,259$ Add back: exempt real property 159,369 161,488 230,127 230,477 Total assessed value 9,489,322$ 10,095,850$ 10,241,220$ 10,137,736$ Debt limit (15% of total assessed value)1,423,398$ 1,514,378$ 1,536,183$ 1,520,660$ Debt applicable to limit: General obligation bonds 13,595$ 13,285$ 12,955$ 12,605$ Net original issue premium - - - - Less: Amount available in debt service fund (854) (926) (890) (848) Total net debt applicable to limit 12,741$ 12,359$ 12,065$ 11,757$ Legal debt margin 1,410,657$ 1,502,019$ 1,524,118$ 1,508,903$ Source: CAFR Fiscal Year 135 2012 2013 2014 2015 2016 2017 1,550,118$ 1,625,261$ 1,754,233$ 1,848,410$ 1,976,166$ 2,077,731$ 11,135 10,655 10,157 9,654 9,137 8,626 1,538,983$ 1,614,606$ 1,744,076$ 1,838,756$ 1,967,029$ 2,069,105$ 0.72%0.66%0.58%0.52%0.46%0.42% 10,103,250$ 10,601,175$ 11,458,205$ 12,080,008$ 12,941,745$ 13,619,263$ 230,868 233,895 236,683 242,724 232,693 232,279 10,334,118$ 10,835,070$ 11,694,888$ 12,322,732$ 13,174,438$ 13,851,542$ 1,550,118$ 1,625,261$ 1,754,233$ 1,848,410$ 1,976,166$ 2,077,731$ 11,995$ 11,540$ 11,055$ 10,560$ 10,060$ 9,585$ 438 416 394 372 350 328 (860) (885) (898) (906) (923) (959) 11,135$ 10,655$ 10,157$ 9,654$ 9,137$ 8,626$ 1,538,983$ 1,614,606$ 1,744,076$ 1,838,756$ 1,967,029$ 2,069,105$ CITY OF SARATOGA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT 136 (amount expressed in thousands) Estimated Estimated Share of Debt Percentage Overlapping Outstanding Applicable1 Debt Direct Debt: City of Saratoga 9,585$ 100.000%9,585$ Total Direct Debt 9,585 Overlapping Tax and Assessment Debt: Santa Clara County 784,845 3.264%25,617 Foothill-De Anza Community College District 649,079 1.510%9,801 West Valley Community College District 407,296 9.496%38,677 Campbell Union High School District 215,895 5.565%12,015 Fremont Union High School District 364,345 3.365%12,260 Los Gatos-Saratoga Joint Union High School District 114,990 38.642%44,434 Campbell Union School District 181,299 6.747%12,232 Cupertino Union School District 281,214 5.738%16,136 Moreland School District 111,312 13.039%14,514 Saratoga Union School District 30,006 86.512%25,959 Saratoga Fire Protection District 3,165 97.584%3,089 Midpeninsula Regional Open Space District 44,225 5.585%2,470 Santa Clara Valley Water District Benefit Assessment 90,945 3.264%2,968 Total Overlapping Tax and Assessment Debt 220,172 Overlapping General Fund Debt: Santa Clara County General Fund Obligations 634,190$ 3.264%20,700$ Santa Clara County Pension Obligations 362,471 3.264%11,831 Santa Clara County Board of Education Certificates of Participation 5,690 3.264%186 Santa Clara County Vector Control District Certificates of Participation 2,685 3.264%88 Foothill-De Anza Community College District Certificates of Participation 30,831 1.510%466 West Valley-Mission College District General Fund Obligations 63,715 9.496%6,050 Campbell Union High School District Certificates of Participation 15,165 5.565%844 Los Gatos-Saratoga Joint Union High School District Certificates of Participation 5,495 38.642%2,123 Campbell Union High School District Certificates of Participation 3,090 6.747%208 Saratoga Union School District Certificates of Participation 4,260 86.512%3,685 Midpeninsula Open Space Park District General Fund Obligations 112,144 5.585%6,263 Total Overlapping General Fund Debt 52,444 Total Overlapping Tax & Assessment and General Fund Debt 272,616 Combined Total Debt2 282,201$ 1Percentage of overlapping agency's assessed valuation located within boundaries of the city. 2Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Source: Muniservices, LLC CITY OF SARATOGA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN YEARS 137 Personal Per Capita Fiscal City Income Personal Labor Unemployment Year Population1 (in thousands)2 Income2 Force3 Rate 3 2008 31,592 1,843,425 58,351 13,100 3.2% 2009 31,679 1,747,699 55,169 13,300 6.0% 2010 31,997 2,401,151 75,043 13,200 5.6% 2011 30,195 2,211,963 73,256 13,400 5.0% 2012 30,363 2,119,463 69,804 14,000 4.4% 2013 30,706 2,179,904 70,993 13,900 4.2% 2014 30,887 2,243,458 72,634 14,200 3.4% 2015 30,799 2,248,481 73,005 15,100 2.7% 2016 30,219 2,239,926 74,123 14,700 2.9% 2017 30,569 2,374,919 77,690 14,600 2.7% Source:1Popluaton information from California State Controller's Office 2US Census Data, adjusted for inflation, MuniServices LLC 3EDD Labor Market Information Division, MuniServices LLC 10,000 15,000 20,000 25,000 30,000 35,000 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Labor Force vs. Population Population Labor Force CITY OF SARATOGA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO AT JUNE 30, 2017 138 Percentage Percentage of Total City of Total City Employer Employees Rank Employment Employees Rank Employment West Valley Community College 408 1 2.79%- Saratoga Retirement Community 290 2 1.99%- Saratoga Union School District 240 3 1.64%- Sub-Acute Saratoga Hospital 146 4 1.00%- Saratoga High School 124 5 0.85%- Our Lady Fatima Villa 107 6 0.73%- Prospect High School 100 7 0.68%- Safeway 85 8 0.58%65 2 0.50% City of Saratoga 68 9 0.47%- Gene's Fine Foods 60 10 0.41%85 1 0.65% Saratoga Country Club 65 3 0.50% 24 Hour Fitness 20 4 0.15% Longs Drugs 20 5 0.15% Classic Car Wash 20 6 0.15% Harmonie European Day Spa 20 7 0.15% Hinshaw, Draa & Marsh 20 8 0.15% Jakes of Saratoga 20 9 0.15% Bella Saratoga 18 10 0.14% Total City Employment1 14,600 13,100 1EDD Labor Market Information Division, MuniServices LLC 2017 20081 139 This page is intentionally blank CITY OF SARATOGA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 140 2008 2009 2010 2011 Function General government 13.00 12.00 11.75 11.45 Public works 22.75 21.75 21.75 21.65 Community development 14.00 14.00 12.00 12.00 Parks and recreation 10.60 10.60 9.35 9.50 Total 60.35 58.35 54.85 54.60 Source: City of Saratoga Budget Document Fiscal Year - 10 20 30 40 50 60 70 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Full-Time Equivalents Parks & Rec Comm Development Public works General gov't 141 2012 2013 2014 2015 2016 2017 10.80 10.90 13.65 13.70 13.70 13.65 21.55 20.65 20.75 20.65 20.65 20.65 12.00 11.00 12.00 12.00 12.00 12.00 9.50 9.60 9.60 9.55 9.55 8.35 53.85 52.15 56.00 55.90 55.90 54.65 CITY OF SARATOGA OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS 142 2008 2009 2010 2011 Function Part 1 crimes1 381 282 173 373 Total incidents 41,243 41,384 39,942 41,642 Police reports 1,941 1,949 1,273 1,549 Public Works Street resurfacing (miles)- 6 3 - Street lights repaired 12 25 24 25 Potholes filled (sq. ft.)7,000 10,000 10,000 11,000 Community Development Total permit valuation ($000)70,442 61,117 44,658 50,936 Parks and Recreation Classes, trips (enrollment) community events 4,782 4,698 4,366 6,135 Adult Exercise (e.g. JS Dance. Jazzerxcise)362 515 545 661 Sports programs (e.g. Adult basketball, softball)591 459 423 - Preschool programs (enrollment)225 171 161 142 Staffed Day/summer camps (enrollment)242 225 331 326 Teen/youth council (enrollment)94 419 2,110 1,323 Senior center (enrollment/attendance days)17,826 16,325 16,533 14,640 1Part 1 Crimes are the following as reported to DOJ: homicide, rape, robbery, burglary, assault, theft, auto theft, and arson. Source: City of Saratoga various records Fiscal Year 143 2012 2013 2014 2015 2016 2017 287 277 408 315 463 301 35,664 40,141 41,228 40,695 39,213 38,893 1,329 1,106 978 917 1,334 1,295 6 6.2 4.3 2.5 15.2 0 41 29 34 39 33 37 10,000 12,060 11,000 10,500 21,010 13,000 59,675 79,896 79,702 89,929 75,599 106,631 5,479 5,365 6,235 8,390 5,898 5,081 647 1,663 2,173 1,650 2,099 2,824 - - - - - - 132 188 274 186 180 221 - 45 160 90 172 71 787 605 673 747 848 1,049 15,221 12,269 12,941 10,786 10,063 24,336 CITY OF SARATOGA CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS 144 2008 2009 2010 2011 Function Public safety Police Station - - - - Fire Station Saratoga Fire District 1 1 1 1 Central Fire District 1 1 1 1 Public Works Street Miles - Private 13 14 14 14 Street Miles - Public 137 140 140 140 West Valley Sanitation District Number of Connections 8,651 8,683 8,687 8,664 Length of Sewer Lines 127 127 127 127 Cupertino Valley Sanitation District Number of Connections 2,927 2,938 2,949 2,954 Length of Sewer Lines 36 37 37 37 Parks and Recreation Parks Acreage 81 84 84 84 Parks 15 15 15 15 Source: City of Saratoga various records Fiscal Year 145 2012 2013 2014 2015 2016 2017 - - - - - - 1 1 1 1 1 1 1 1 1 1 1 1 14 14 14.5 14.5 14.5 14.5 140 141 142 142 142 142 8,679 8,821 8,919 8,402 8,488 8,563 127 127 127 128 129 126 2,959 2,961 2,963 2,963 2,963 2,963 37 37 37 37 37 37 84 84 84 84 148 148 15 15 15 15 16 16