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HomeMy WebLinkAboutACFR - Fiscal Year 2018 19 City of Saratoga, California Comprehensive Annual Financial Report For Fiscal Year Ended June 30, 2019 Community Art Projects Saratoga, California Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2019 City Council Manny Cappello .......................................................................................................... Mayor Howard Miller .................................................................................................... Vice-Mayor Rishi Kumar ............................................................................................... Council Member Mary-Lynne Bernald .................................................................................. Council Member Yan Zhao .................................................................................................... Council Member Presented under the direction of: James Lindsay, City Manager Finance & Administrative Services Department This page is intentionally blank. CITY OF SARATOGA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2019 5 TABLE OF C ONTENTS I NTRODUCTORY SECTION Letter of Transmittal ......................................................................................................... 9 GFOA Certificate of Achievement for Excellence in Financial Reporting ......................... 15 Principal Officers of the City .......................................................................................... 16 Organization Chart ......................................................................................................... 17 F INANCIAL SECTION Independent Auditors ’ Report ........................................................................................... 20 Management’s Discussion and Analysis (Required Supplementary Information) ............. 22 Basic Fin a ncial Statements: Government-Wide Financial Statements Statement of Net Position .......................................................................................... 38 Statement of Activities and Changes in Net Position .................................................. 39 Fund Financial Statements Governmental Funds: Balance Sheet ........................................................................................................... 40 Reconciliation of the Government Funds Balance Sheet to the Government-Wide Financial Statement of Net Position ............................... 41 Statement of Revenues, Expenditures and Changes in Fund Balances ......................... 4 2 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balanc e s to the Government-Wide Statement of Activities and Changes in Net Position ............................................. 4 3 Proprietary Funds: Statement of Net Position .......................................................................................... 4 4 Statement of Revenues, Expenses, and Changes in Fund Net Position ......................... 45 Statement of Cash Flows ........................................................................................... 46 Fiduciary Funds: Bal ance Sheet ........................................................................................................... 4 7 Basic Financial Statement Notes: Notes to the Basic Financial Statements ..................................................................... 4 8 Required Supplementary Information Budgetary Information .............................................................................................. 80 Modified Approach for City Streets Infrastructure Capital Assets ............................... 8 2 Pension Information .................................................................................................. 8 4 CITY OF SARATOGA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2019 6 TA B LE OF C ONTENTS CONTINUED S UPPLEMENTARY I NFORMATION: Non-Major Governmental Funds Combining Balance Sheets ........................................................................................ 8 8 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ........ 8 9 Combining Statement of Revenues, Expenditures and Changes in Fun d Balances – Budget and Actual: Capital Improvements .......................................................................................... 90 Landscape & Lighting Districts Special Revenue Funds........................................ 9 1 Library Bond Debt Service Fund .......................................................................... 9 2 Internal Service Funds Combining Statement of Net Position ........................................................................ 94 Combining Statement of Revenue s, Expenses, and Change in Fund Balance ............... 96 Combining Statement of Cash Flows ......................................................................... 98 Fiduciary Funds Combining Balance Sheet ........................................................................................ 102 Statement of Changes in Fiduciary Assets and Li abilities ......................................... 103 Capital Assets Used in the Operation of Governmental Funds C o mparative Schedule by Source ............................................................................. 107 Schedule by Function and Activity .......................................................................... 108 Schedule of Changes by Function and Activity ........................................................ 1 10 Statistical Section (Unaudited) Net Position by Component ..................................................................................... 114 Changes in Net Position .......................................................................................... 116 Fund Balance of Governmental Funds ...................................................................... 118 Governmental Activities Tax Revenues by Source ................................................... 1 20 Changes in Fund Balances of Governmental Funds .................................................. 1 22 Property Tax Rates - Direct and Overlapping Governments ...................................... 1 2 4 Assessed Value of Taxable Property ........................................................................ 1 2 6 Principal Property Taxpayers ................................................................................... 1 2 8 Property Tax Lev ies and Collections........................................................................ 1 2 9 Ratios of Outstanding Debt by Type ........................................................................ 1 30 Ratios of General Bonded Debt Outstanding ............................................................ 1 32 Legal Debt Margin Information ............................................................................... 1 3 4 Direct and Overlapping Governmental Activities Debt ............................................. 1 3 6 Demographic and Economic Statistics ..................................................................... 1 3 7 Principal E mployers ............................................................................................... 1 3 8 Full-Time Equivalent City Government Employees by Function ............................... 1 40 Operating Indicators by Function ............................................................................. 1 42 Capital Asset Statistics by Function ......................................................................... 1 4 4 7 INTRODUCTORY SECTION 8 This page is intentionally blank. 9 C ITY OF S ARATOGA C ITY H ALL 13777 F RUITVALE A VENUE S ARATOGA, C ALIFORNIA 95070 (408) 868-1200 December 18, 2019 Honorable Mayor, City Council, and Citizens of the City of Saratoga, California The Comprehensive Annual Financial Report (CAFR) of the City of Saratoga for the year ended June 30, 2019 is hereby submitted in accordance with mandated statutes. These statutes require that the City of Saratoga issue a report on its financial position and activity, and that an independent firm of certified public accountants audit the report. This annual report was prepared in accordance with accounting principles generally accepted in the United States of America. City Management is responsible for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures. To provide a reasonable basis for making these representations, the City has established internal controls to provide reasonable, rather than absolute, assurance that the financial statements will be free of material misstatement. To the best of our knowledge and belief, the enclosed data is accurate in all material respects and reported in a manner designed to present fairly the financial position and results of operations of the City’s various funds. This report intends to present the reader with a comprehensive view of the City’s financial position and the results of its operations for the fiscal year ending June 30, 2019, along with additional disclosures and financial information designed to enable the reader to gain an understanding of the City’s financial activities. The report was prepared as prescribed in Governmental Accounting Standards Board (GASB) Statement No. 34, Basic Financial Statements and Management’s Discussions and Analysis for State and Local Governments. To facilitate the public’s understanding and usefulness of the City of Saratoga’s financial statements, GASB Statement 34 requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). The design of this formal letter of transmittal is to complement the MD&A and should be read in conjunction with it. Unaudited sections of this document are presented to supplement the basic financial statements. While not audited, the supplemental information is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for operational, economic, and historical context. THE REPORTING ENTITY AND ITS SERVICES The City of Saratoga (City), incorporated in 1956, is located 40 miles south of San Francisco in the Santa Clara Valley. The City currently covers a land area of approximately 12 square miles and contains a population of 31,407 as of January 1, 2019, as reported by the California Department of Finance. The City is a general law city of the State of California and operates under a council-manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a Mayor, Vice Mayor, and three additional Council members. City Council members are elected at-large for staggered four- 10 year terms. The Mayor is selected annually by the City Council. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the City’s six advisory commissions and hiring the City Manager and City Attorney. The City Manager is responsible for implementing the policies and ordinances of the City Council and overseeing the daily operations of the City. The City provides a range of services including public safety, development regulation, public works, community and recreation activities and events, and general administrative functions. As a minimal service city, operations are supplemented with service contracts. Contracted services include, but are not limited to: public safety; infrastructure maintenance; engineering services; legal services; and recreation activities. The City is also committed to citizen participation in the evaluation, and enhancement of services. Saratoga residents who wish to assist the City Council in forming government policy may do so by serving on an advisory commission. The commissions act in an advisory capacity to the City Council, and are comprised of the Heritage Preservation Commission, Library Commission, Parks and Recreation Commission, Planning Commission, Traffic Safety Commission, and Youth Commission. The financial reporting entity (the City) includes all the fund activity of the primary government, as well as all of its component units. Component units are legally separated entities for which the City is fully accountable. The City does not currently report any Component Units. Blended component units, although legally separate entities, are in substance, part of the City’s operations and data from these units are combined with data of the City. Accordingly, the operations of the Landscaping and Lighting Assessment Districts, the West Valley Clean Water Program Authority (WVCWP) and the Arrowhead Community Facilities District (CFD) are reported in the City’s financial statements. ECONOMIC CONDITIONS AND OUTLOOK Saratoga is viewed as a desirable place to live in the Silicon Valley due to its highly-rated schools, beautiful neighborhoods nestled in the foothills at the western edge of the valley, and close proximity to many businesses associated with the high technology industry. Saratoga is predominantly a residential community with limited commercial or industrial activity within City boundaries. In general, the City is fiscally protected by the stability of its tax revenues. As is typical for California cities, the City of Saratoga’s largest funding sources are property tax, franchise fees, sales tax, and development fees and permits. It should be noted, however, that while development fees are a significant funding source, expense related to the intake of this fee-based revenue more than offset the revenue received. Property Tax Balancing the growing services provided to the community and the increasing costs to maintain aging public infrastructure has been manageable in recent years given the enhanced growth in property tax revenue. Property tax is the City’s most significant form of revenue making up 59% of total General Fund revenues. In the last seven years, property taxes have grown extraordinarily fast. In large part this is due to the return of the City’s full Tax Equity Allocation (TEA) and the addition of Educational Revenue Augmentation Fund (ERAF) allocations. In FY 2018/19, the fourth year of the five-year TEA full-funding plan, the City’s additional tax allocation of approximately $220,000 and ERAF revenues of $532,000 accounted for 62.5% of the $1.2 million growth in property tax revenue. Franchise Fees Franchise Fees are assessments on a number of utility services including gas, electricity, water, cable, and solid waste. These assessments are collected by the service companies and subsequently remitted to the City. The assessments are determined by easement formulas or a percentage of service costs and are a pass-through 11 fee on their utility billings. With most of these services considered necessities in an urban setting, there is little fluctuation in the revenue stream. Cable revenue has increased due to growth in the use of internet services. Over the last several years, solid waste franchise fee revenue has increased with the rise in service charges. Both of these fees are expected to remain fairly flat in the future. Sales Tax With Saratoga primarily a residential community with limited retail sources, Sales Tax revenue is small in comparison to other cities of similar size. In an average year, the City receives approximately $1 million in Sales Tax, which is derived primarily from restaurants, grocery and drug stores, and gas stations. Although spending habits are migrating towards online purchases, Saratoga’s Sales Tax revenue is anticipated to remain fairly steady due to the in-person or immediate need for basic goods and services purchased. Development Fees Development fee revenue is derived from services related to planning reviews, planning applications, building plan reviews, engineering reviews, building inspections, and all permits, fees and costs associated with performing these activities. These regulatory services ensure compliance with all applicable laws, and the health and safety of the community. Although the entire community benefits from an enforced regulatory program, the service requestor initiates the development change and benefits the most from it. Therefore, the service requestor pays for most, if not all, of the costs. While the financial strength of the Saratoga community has insulated this revenue source from minor economic fluctuations in the past, the recession years proved that development activity does correlate with strong economic ebbs and flows. Fiscal Outlook For Saratoga, these main funding sources continue to be stable and reliable. For the past seven fiscal years, Saratoga’s revenue has increased at a steady pace through a recovery being led by the Silicon Valley’s strong housing and labor markets. But with FY 2019/20 the last year of the TEA allocation boost, future budget years will reflect much slower revenue growth, coming only from increases in assessed valuation. Recognizing that the large increases in revenue growth have ended, is as critical to the long-term fiscal health of the City as is containing operating expenditure growth. Moving into the new normal of slower property tax revenue growth, additional sources of revenue must be considered in the future for the City to adjust to the changing needs in the community, retain a highly competent workforce, and maintain aging public infrastructure. During this time of financial stability, the City is exploring measured and careful approaches to expand services to address the needs of the community, become more inclusive, and respond to increasing mandates. The City is focused on maintaining its commitment to its basic obligations, while keeping safeguards in place that will allow the City to respond quickly and effectively in the event of a recession, without sacrificing core services. FINANCIAL INFORMATION AND MAJOR INITIATIVES Financial Controls City Management is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft, or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed benefits likely to be derived, and (2) the valuation of costs and benefits requires estimates and judgments by management. 12 As a recipient of federal, state and local financial assistance, the City is also responsible for guaranteeing that an adequate internal control structure is in place to ensure and document compliance with applicable laws and regulations related to these programs. This internal control structure is subject to periodic evaluation by City Management. For cash management, the City practices a passive approach to investments and maintains flexibility by managing a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturities planned to coincide with cash needs. Idle cash is invested in certain eligible securities as constrained by law and further limited by the City’s investment policy. The goals of the City’s investment policy are safety, liquidity, and yield. Cash management is tracked by fund and reconciled monthly. In addition, the City maintains extensive budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the general fund, special revenue funds, capital projects funds and debt service funds are included in the annual appropriation. The level of budgetary control (i.e., the level at which expenditures cannot exceed the appropriated amount) is at the fund level. The City also maintains an encumbrance accounting system as another method of maintaining budgetary control. Encumbered amounts lapse at year-end with the exception of the Capital Improvements Projects, which are multiple-year projects. On occasion, the responsible department at year- end reviews outstanding encumbrances of a material nature, and if deemed critical, a recommendation is made to the City Council to take action by Resolution to re-appropriate these funds into the following year’s budget. Major Initiatives The fiscal year 2018/19 budget was designed to enhance the quality of life for all Saratoga residents by focusing on the City Council’s priorities and enhancing community enrichment. Enhancements in healthy lifestyle programs, youth development programs, community engagement, and infrastructure maintenance were prioritized. In addition, the FY 2018/19 Budget contained a $1 million contribution for the City’s Tier I Unfunded Accrued Liability (UAL) payment, and another $50,000 to pay off the City’s Tier II and Tier III unfunded liabilities to proactively reduce the City’s UAL liability in the effort to mitigate pension funding impacts to City services in the future. In past fiscal years, the Council committed to an annual liability payment of $500,000 toward the Tier I liability, then increased that amount to $750,000 in fiscal year 2017/18 after several actuarial changes increased the liability by approximately 40%. The Tier II and Tier III liabilities occurred with the prior year’s actuarial changes and were paid off in full in fiscal year 2018/19. Additional financial challenges are expected in upcoming years as the City addresses a proportional share of the Santa Clara County Sheriff’s Office Public Safety required UAL contributions through increased service costs. Streets are one of the most visible and fundamental services provided by the City as they are used daily by residents going to work, school, or completing everyday errands. Consequently, improving the conditions of our local roads has been a top priority with the City Council continuing to support $2 million for roadway resurfacing and restoration in fiscal year 2018/19. The City reached this goal in fiscal year 2018/19 due in part to the passage of Senate Bill (SB) 1 and VTA’s Measure B, which raised the gas tax, vehicle registration fees, and the County sales tax. This is consistent with the Council’s strategic goal of maintaining the City’s infrastructure in a safe, sustainable, and cost-effective manner. In FY 2018/19, the City also increased its funding commitment for West Valley Community Services to provide additional case management work for Saratoga residents. West Valley Community Services provides a wide range of services, including benefits assistance (such as Covered California and CalFresh) for 13 low income and high-risk households, a food pantry that serves Saratoga and other neighboring communities, housing resources for homeless individuals and families or those at risk for losing their home, emergency financial assistance, educational programs, and more. Since 2015, West Valley Community Services has seen a 35% increase in demand for services. In FY 2018/19, the City began providing fiscal agent services to support two external community groups: the West Valley Clean Water Program Authority (WVCWP) and the Arrowhead Community Cooperative, Incorporated (ACCI). The WVCWP Joint Powers Authority provides facilitation of collaborative stormwater and pollution prevention efforts to assist the four West Valley cities comply with the municipal stormwater permit, and to improve water quality. ACCI represents a Community Facility District made up of thirty-nine parcels in a Saratoga hillside neighborhood. The City facilitated the issuance of the CFD’s bond for water infrastructure improvements, payments for the water infrastructure project, and the debt service related to the bond. For both of these entities, the City provides oversight for financial transactions, but does not manage the entity’s functions or activities. INDEPENDENT AUDIT The City engaged Chavan & Associates, LLP to express an opinion on the financial statements based on their audit. The audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. Generally accepted auditing standards set forth in the General Accounting Office’s Government Auditing Standards were used by the auditors in conducting the engagement. The City’s Annual Financial Report received an unmodified (clean) opinion from the auditors. The independent auditors’ report is presented as the first component of the financial section of this report. In addition to meeting the requirements set forth in statutes, the audit was also designed to meet the requirements of the federal Single Audit Act of 1984, as amended, and the related U.S. Office of Management and Budget’s Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. The City’s federal financial assistance program also received an unqualified (clean) opinion from the auditors. Awards The Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement to the City for its Excellence in Financial Reporting on the CAFR for the fiscal year ended June 30, 2018. In order to be awarded a Certificate of Achievement, the City published an easily readable and efficiently organized financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. The Certificate of Achievement is valid for a period of one year. We believe our current CAFR continues to meet the Certificate of Achievement program’s requirements, and plan on submitting it to the GFOA to determine its eligibility for another certificate. ACKNOWLEDGEMENTS This CAFR represents the culmination of numerous hours of hard work expended by many individuals in the Finance & Administrative Services Department. In particular, we would like to express our appreciation to Dennis Jaw, Finance Manager for his preparation of this annual financial report, and to our supporting staff 14 members: Ann Xu, Accountant; Karen Caselli, Lead Accounting Technician; Julie Ingraham, Accounting Technician; and Gina Scott, Administrative Analyst for their assistance with the audit and exemplary services throughout the year. Furthermore, we would like to thank Chavan & Associates, LLP Certified Public Accountants for their assistance in the preparation of this report. Finally, we would like to give credit to the City Council for their ongoing interest and support in planning, conducting and advising on the operations of the City in a responsible and representative manner. Respectfully submitted, James Lindsay Mary Furey City Manager Finance and Administrative Services Director 15 Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Saratoga California For its Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2018 Executive Director/CEO 16 CITY OF SARATOGA ELECTED OFFICIALS AND ADMINISTRATIVE PERSONNEL As of June 30, 2019 CITY COUNCIL Manny Cappello - Mayor Howard Miller - Vice-Mayor Rishi Kumar Mary-Lynne Bernald Yan Zhao CITY STAFF James Lindsay – City Manager Crystal Bothelio – Assistant City Manager Debbie Bretschneider –City Clerk Mary Furey – Administrative Services Director Debbie Pedro – Community Development Director John Cherbone – Public Works Director CITY ATTORNEY Richard S. Taylor – Shute, Mihaly & Weinberger, LLP INDEPENDENT AUDITORS Chavan & Associates, LLP Certified Public Accountants 17 18 This page is intentionally blank. 19 FINANCIAL SECTION CHAVAN & ASSOCIATES, LLP CERTIFIED PUBLIC ACCOUNTANTS 20 INDEPENDENT AUDITORS’ REPORT To the Honorable Mayor and Members of the City Council of the City of Saratoga Saratoga, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga (the “City"), as of and for the year ended June 30, 2019, and the related notes to the financial statements, which collectively comprise City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements The City’s management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America, the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Saratoga, as of June 30, 2019, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. CHAVAN & ASSOCIATES, LLP CERTIFIED PUBLIC ACCOUNTANTS 21 Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and other required supplementary information, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s financial statements as a whole. The introductory section, combining individual non- major fund statements and schedules, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the financial statements. The combining individual non-major fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 9, 2019 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. December 9, 2019 San Jose, California CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 22 INTRODUCTION The Management’s Discussion and Analysis (MD&A) is a required section of the City’s Comprehensive Annual Financial Report (CAFR), as shown in the overview below. The purpose of the MD&A is to present discussion and analysis of the City’s financial performance during the fiscal year that ended on June 30, 2019. This report will (1) focus on significant financial issues, (2) provide an overview of the City’s financial activity, (3) identify changes in the City’s financial position, (4) identify any individual fund issues or concerns, and (5) provide descriptions of significant asset and debt activity. This information. presented in conjunction with the annual Transmittal Letter and Basic Financial Statements is intended to provide a comprehensive understanding of the City’s operations and financial standing. Required Components of the Annual Financial Report FISCAL YEAR 2018/19 FINANCIAL HIGHLIGHTS • Total net position, or the City's assets plus deferred outflow of resources ($157.5 million) less its liabilities plus deferred inflow of resources ($23.7 million), was $133.8 million as of June 30, 2019. This is an increase of $4.5 million over the prior fiscal year, which is primarily due to an increase in property tax revenue and capital grants. • The City’s Net Pension Liability is $7.2 million. This is a decrease of $0.3 million over the prior fiscal year, primarily due to additional contributions made by the City to reduce this liability. • Net Position is comprised of $115.2 million for investment in capital assets, net of depreciation and related debt, $2.7 million restricted for specific purposes, and $15.8 million in Unrestricted Net Position (page 38). • Total City-wide revenues of $31.0 million consists of $21.8 million in general revenue and $9.2 million in program revenue (page 39). • City expenses total $26.6 million (page 39). Management’s Discussion & Analysis Government-Wide Financial Statements Fund Financial Statements Notes to the Financial Statements Basic Financial Statements CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 23 • The Governmental Funds fund balances total $20.5 million, with $14.7 million in the General Fund, $3.2 million in the Capital Improvement Funds, and $2.6 million in Other Governmental Funds. This represents an increase of $1.4 million from the prior year (page 40). • General Fund revenues total $24.1 million, while General Fund expenditures total $20.9 million (page 42). THE BASIC FINANCIAL STATEMENTS The Basic Financial Statements are comprised of 1) Government-Wide (City-wide) Financial Statements, and; 2) Fund Financial Statements. These two sets of financial statements provide the reader two different perspectives of the City's financial activities and financial position. Government-Wide Financial Statements provide a longer-term view of the City's activities as a whole and are comprised of the Statement of Net Position and the Statement of Activities. The Statement of Net Position provides summary level information about the financial position of the City, including all its capital assets and long-term liabilities on a full accrual basis, similar to that used by corporations. The Statement of Activities provides summary level information about the City's revenues and expenses, also on a full accrual basis, with the emphasis on measuring net revenues and/or expenses for each of the City's programs. The Statement of Activities illustrates the change in Net Position for the fiscal year. City financial activities are required to be grouped as either government activities or business-type activities. The amounts in the Statement of Net Position and the Statement of Activities are required to be separated into governmental activities or business-type activities in order to distinguish between the two types of activities. In the case of the City of Saratoga, there are no business-type activities as of June 30, 2019. Fund Financial Statements report the City's operations in more detail than Government-Wide statements and focus primarily on the short-term activities of the City's General Fund and other major funds. The Fund Financial Statements measure current revenues and expenditures and fund balances; they exclude capital assets, long-term debt, and other long-term amounts. Major funds account for the major financial activities of the City and are presented individually, while the activities of non-major funds are presented in summary with subordinate schedules presenting the detail for each of these other funds in the Supplementary Information section. Major funds are explained below. The Government-Wide Financial Statements Government-Wide financial statements are prepared on the accrual basis, which means they measure the flow of all economic resources of the City as a whole. The Statement of Net Position and the Statement of Activities present information about the following: Governmental Activities - All of the City's basic services are considered to be governmental activities, including general government, community development, public safety, transportation, and, culture and leisure. These services are supported by general City revenues such as taxes, and by specific program revenues such as development and recreation program fees. Business-Type Activities - This category includes enterprise activities such as water, sewer, and utilities. Unlike governmental services, these activities are meant to be fully supported by charges paid by users, based on the services used. The City of Saratoga currently does not have any business-type activities. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 24 Fund Financial Statements A fund represents a grouping of related accounts and is used to maintain control over resources that are segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Fund financial statements provide detailed information about each of the City's most significant funds, called major funds. The concept of major funds, and the determination of which funds are classified as major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non-major funds summarized and presented in a single column. Subordinate schedules present the detail of these non-major funds. Major funds present the major activities of the City for the fiscal year, and may change from year to year as a result of changes in the pattern of the City's activities. The City's funds are segregated into three types: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds - The City's basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances available at year-end. Financial statements are prepared on the modified accrual basis, which means they measure only current financial resources and uses. Carrying amounts for capital assets and other long-lived assets, along with long-term liabilities are not presented on the balance sheet in the governmental fund financial statements. Unlike the Government-Wide financial statements, Governmental Fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City's near-term financing requirements. Proprietary Funds – Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for liability/risk management, worker’s compensation, office equipment support services, information technology services, vehicle and building maintenance, and vehicle and information technology equipment replacement. Because internal service funds primarily benefit governmental functions, they have been included with the governmental activities in the Government-Wide financial statements. Fiduciary Funds – These funds account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. Fiduciary funds are not reflected in the government-wide financial statements because these resources are not available to support the City's programs. Beginning in Fiscal Year 2018/19, the City is reporting three new fiduciary funds: The West Valley Clean Water Program, the 2018 Arrowhead Community Facilities District (CFD) Bond, and the Arrowhead CFD Project. Additional information regarding these funds can be found in Note 1 of the financial statements. NOTES TO THE FINANCIAL STATEMENTS Notes to the Financial Statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes can be found immediately following the fund financial statements. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 25 REQUIRED SUPPLEMENTARY INFORMATION Required supplementary information, other than presented in this MD&A, follows the Notes Section and includes a budgetary comparison for the General Fund as presented in the Governmental Fund Financial Statements, and information on the modified approach for city streets and infrastructure. SUPPLEMENTARY INFORMATION Combining and individual fund statements and schedules are included to provide additional information on non-major governmental funds including special revenue, debt service, and capital project funds, as well as proprietary internal service fund information and uses of capital assets. An un-audited statistical section provides historical and current data on financial trends, revenue and debt capacity, demographic and economic information, and operating information. GOVERNMENT-WIDE FINANCIAL ANALYSIS Net Position serves over time as an indicator of the City's financial position. The City's Total Net Position increased $4,451,065 from $129,341,992 in Fiscal Year 2017/18 to $133,793,057 in Fiscal Year 2018/19. The primary reason for the increase in net position is an increase in property tax revenues and capital grants. The net pension liability decreased $0.3 million as a result of additional pension contributions made by the City. The most significant portion of the City's Net Position ($115,249,609 or 86.1%) accounts for its investment in capital assets, (e.g., land, buildings, general government infrastructure, equipment, etc.) less any related debt used to acquire those assets that are still outstanding. These capital assets represent infrastructure which provides services to the citizens, consequently, these assets are not available for future spending. Of the City’s Net Position, $2,718,008 or 2.0% is subject to external restrictions on how the funding may be used. Within the restricted Net Position total, $1,621,946 is for Landscape & Lighting districts, $932,880 is for repayment of long-term debt, and $163,182 is for environmental services. The remaining balance of $15,825,440, or 11.8% of the City's Net Position, is unrestricted and may be used to meet the City's ongoing obligations to citizens and creditors. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 26 Governmental Activities 2019 2018 Assets Current assets 29,599,639$ 26,959,576$ Capital assets 124,134,211 122,459,410 Total Assets 153,733,850 149,418,986 Deferred Outflow of Resources Deferred Outflow 3,728,611 3,711,379 Total Deferred Outflow of Resources 3,728,611 3,711,379 Liabilities Current liabilities 6,817,238 5,608,315 Long-term liabilities 15,754,010 16,635,186 Total Liabilities 22,571,248 22,243,501 Deferred Inflow of Resources Deferred Inflow 1,098,157 1,544,871 Total Deferred Inflow of Resources 1,098,157 1,544,871 Net Position Net investment in capital assets 115,249,609 113,052,916 Restricted for environmental services 163,182 213,182 Restricted for special assessment funds 1,621,946 1,385,339 Restricted for debt service 932,880 997,756 Unrestricted 15,825,440 13,692,799 Total Net Position 133,793,057$ 129,341,992$ Net Position CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 27 Governmental Activities Increase Functions/Programs 2019 2018 (Decrease) Program Revenues Charges for services 5,499,813$ 6,174,109$ (674,296)$ Operating grants and contributions 94,795 90,257 4,538 Capital grants and contributions 3,630,724 218,756 3,411,968 Total Program Revenues 9,225,332 6,483,122 2,742,210 General Revenues Property taxes 15,250,230 14,123,801 1,126,430 Sales taxes 1,207,471 1,124,647 82,825 Local taxes 896,420 960,363 (63,943) Franchise taxes 2,289,964 2,166,165 123,799 Motor vehicle in-lieu 15,089 16,091 (1,002) Intergovernmental revenues 1,222,823 801,748 421,075 Investment earnings 697,863 318,699 379,164 Other revenues 205,395 212,543 (7,148) Total General Revenues 21,785,255 19,724,056 2,061,199 Expenses General and intergovernmental services 6,465,250 6,009,582 455,668 Public safety 6,004,406 5,728,276 276,130 Public works 10,271,134 7,942,898 2,328,236 Community services 1,286,667 1,594,469 (307,802) Community development services 2,198,053 2,285,452 (87,399) Interest on long-term debt (unallocated)334,012 358,703 (24,691) Total Expenses 26,559,521 23,919,380 2,640,141$ Increase / (Decrease) in Net Position 4,451,065 2,287,798 2,163,267 Net Position, Beginning of Year 129,341,992 127,054,194 2,287,798 Net Position, End of Year 133,793,057$ 129,341,992$ 4,451,065$ Statement of Changes in Net Position As shown in the above Statement of Changes in Net Position schedule, program revenues increased by $2,742,210 from the prior fiscal year for governmental activities. General revenues increased by $2,061,199 from the prior year. This resulted in a total increase in revenues of $4,803,409. Expenses increased by $2,640,141 from the prior year primarily due to increased investment in capital outlay activity. With total program and general revenues for Fiscal Year 2018/19 at $31,010,587 and total expenses at $26,559,521, the net activity resulted in an increase in Net Position of $4,451,065. An analysis and graphical representation of the changes in revenues and expenditures by type of significant events follows: CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 28 Revenues For Fiscal Year 2018/19, the growth in property tax revenues reflect the ongoing strength of the San Francisco Bay Area economy. The increase in Capital Grants illustrate the City’s initiative to seek funding to improve infrastructure, as there was a significant increase in activity for grant-funded Public Works and Community Services capital projects. General Revenues increased by $2,061,199 from the prior year. The most significant changes include: • Property Tax revenue increased $1,126,430 over the prior year. The increase is due to the continuing demand for housing in the region, which has resulted in higher assessed valuations of property within the City upon turnover, plus the incremental TEA increase in the property tax allocation percentage. • Intergovernmental revenue increased $421,075 primarily due to increased Gas Tax and Road Repair and Accountability Act of 2017 revenues related to the Road Maintenance and Repair funding. Program Revenues increased by $2,742,210 from the prior year. The most significant changes include: • Capital Grants & Contributions increased $3,411,968 from the prior year primarily due to significant progress of the Prospect Road Improvements project, which is funded mostly by the Federal Highway Safety Improvement Program (HSIP) grant through Caltrans. • Charges for Services decreased by $674,296 from the prior year due to a significant decrease in construction and remodeling, resulting in a sharp decrease in building permit related fees. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 29 Expenses Fiscal Year 2018/19 expenses increased by $2,640,141, primarily due to capital outlay activity. Compared to the prior year, the GASB 68 pension expense adjustment decreased expenses by $1,541,216. This adjustment is broken down as follows: Increase 2019 2018 (Decrease) General and intergovernmental services (107,855) 394,051 (501,906) Public works (135,425) 522,948 (658,373) Community services (28,943) 111,074 (140,017) Community development services (47,852) 193,068 (240,920) Total Adjustment (320,075)$ 1,221,141$ (1,541,216)$ Share of Net Pension Liability Adjustment The following analysis includes the Net Pension Liability (NPL) adjustment decreases listed above: • Public Works expenses increased by $2,328,236 primarily due to capital outlay activity. • Public Safety increased by $276,130 due to increases in sheriff contract costs. • General Services increased by $455,668 primarily due to an increase in the annual additional payment made to reduce pension liability. • Community Services decreased by $307,802 primarily due to increased partnership with Los Gatos Saratoga Recreation (LGS) for recreational services offered by the City. • Community Development decreased by $87,399 primarily due to the aforementioned reduction in building activity. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 30 MAJOR AND OTHER GOVERNMENTAL FUNDS: CHANGE IN FUND BALANCE A summary of the changes in fund balance of the Major Funds and Other Governmental Funds is presented below: Other Capital Governmental General Improvement Funds Total Revenues 24,115,948$ 5,515,696$ 1,550,769$ Total Expenditures 20,887,805 7,458,141 1,404,038 Revenues Over (Under) Expenditures 3,228,143 (1,942,445) 146,731 Transfers in 158,391 2,127,626 25,000 Transfers out (1,840,867) (470,150) - Net change in fund balances 1,545,667 (284,969) 171,731 Beginning of year 13,133,917 3,537,026 2,383,095 End of year 14,679,584$ 3,252,057$ 2,554,826$ Major Funds The General Fund and the Capital Improvement Funds are listed as Major Funds in Fiscal Year 2018/19. The Other Governmental Funds include thirty Landscape and Lighting Districts and Storm Drain funds (presented as one combined fund in the financials) and the Library Bond Debt Service Fund. The total net change from fiscal year transactions, including Major Funds and Other Governmental Funds, was an increase of $1,432,429. General Fund As shown in the Major Funds table above, the net change in the General Fund's ending fund balance is an increase of $1,545,667. This is a result of the net operating revenues exceeding net operating expenditures. General Fund revenue increased from the prior year for a net revenue gain of $1,145,840. This is primarily due to significant increases in property tax ($1,202,647) as a result of the strength of the housing market. General Fund revenue budgets are conservatively based upon prior year experience and revenue specific information. Expenses are budgeted at anticipated program needs at not-to-exceed projected funding levels. However, the City has opted to commit additional funding towards the Unfunded Accrued Liability, or UAL, related to pensions. In Fiscal Year 2018/19, the City Council directed staff to make a $1,000,000 payment towards the UAL. This payment is in excess of the required minimum contribution amount required, thereby reducing the actual liability. As of June 30, 2019, the Net Pension Liability, or NPL, is approximately $7.2 million. This is a decrease of $0.3 million over the prior fiscal year, primarily due to this additional payment made. Capital Improvement Project Fund As shown in the table on the previous page, the net decrease of $284,969 in the Capital Improvement Funds occurred as additional progress was made on various capital projects, particularly for Annual Roadway Improvements and Prospect Road Improvements. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 31 Other Governmental Funds Of the net $171,731 increase in Other Governmental Funds, the collective 30 Landscaping & Lighting District and Storm Drain funds comprise $236,607 of the total. The Library Bond debt service fund balance decreased by $64,876 due to adjustments in property tax assessments regularly made as the bond matures. GENERAL FUND – BUDGETARY HIGHLIGHTS Changes from the City's General Fund original budget to the final budget are detailed in the Required Supplementary Information Section along with a comparison to actual activity for the fiscal year. Changes to the City's budget that increase or decrease appropriations in a fund must be approved by a resolution of the City Council. Modifications to the budget that are a realignment of fiscal activities with no impact to the fund's bottom line may be approved by the City Manager. Significant changes from the City’s original budget to the final budget are summarized as follows: Revenues and Transfers In The General Fund adopted and final revenue budget was $22,296,576 as shown in the schedule below: Adopted to Final Budget Fiscal Year Ended June 30, 2019 General Fund Revenues and Transfers In += Adopted Budget Final Budget Adjustments Budget Revenues 22,296,576$ - 22,296,576$ Transfers in -$ - -$ There were no revenue budget adjustments made in Fiscal Year 2018/19. Actual transfers into the General Fund in Fiscal Year 2018/19 was $158,391, as a result of the City’s policy to return unused capital project funds to the General Fund when a project is deemed completed or cancelled. Expenses and Transfers Out The final General Fund expense budget was $22,162,956 and final transfers out at $1,765,000, as shown in the schedule below: Adopted to Final Budget Fiscal Year Ended June 30, 2019 General Fund Expenditures & Transfers Out += Adopted Budget Final Budget Adjustments Budget Expenses 21,954,691$ 208,265 22,162,956$ Transfers out 1,270,000$ 495,000 1,765,000$ During the fiscal year, adjustments to the expense budget ($208,265) were due to a reallocation of certain CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 32 salary expenses to other funds. Transfers out were increased by $495,000 to fund various additional capital projects, including the Garden Patio/Bocce Ball Court and Senior Center Entrances Remodel projects. The original budgeted amount of $1,270,000 for transfers from the General Fund to the Capital Improvement Funds were allocated as follows: $832,000 for street, sidewalk, and storm drain repair; $100,000 for park and trail improvements; $288,000 for City facilities related projects, and $50,000 for various administrative projects. CAPITAL ASSETS The City of Saratoga elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting in which eligible infrastructure capital assets are not required to be depreciated if the following requirements are met: • The City manages the assets using an asset management system which requires that the City (1) perform an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate the annual amount to preserve the assets at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. City policy is to achieve a Pavement Condition Index (PCI) average rating of 70 for all streets, at minimum. As of June 30, 2019, the City’s overall rating was estimated to be 68 with 59% of streets rated “Very Good”, 21% rated as “Good”, 11% of streets rated “Poor,” and 9% of streets rated as "Very Poor." While the City Council continues to review infrastructure investment strategies, the City anticipates that the 2019 Pavement Management Project, which was not completed as of the date of the report, will bring the average PCI rating up to the target of 70. Overall, the City spent $6,389,281 to maintain and preserve eligible infrastructure assets during Fiscal Year 2018/19. It was estimated in the most recent pavement study that the five-year (2017-2021) cost to maintain street infrastructure would be $21,700,000. The amount that the City spent is reasonably in-line with this estimate. For more detailed information on Capital Assets activity, please refer to Note 4 in the section entitled "Notes to the Basic Financial Statements" and Note 2 in the "Required Supplementary Section." The latest assessment study was conducted in 2016, and an update is underway for 2019. As reflected in the following schedule, the City has $124,134,211 invested in a variety of capital assets as of June 30, 2019. This represents an increase of $1,674,801, or 1.37% from the prior year. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 33 Governmental Activities 2019 2018 Land 15,591,925$ 15,591,925$ Building and structures 15,051,122 15,695,317 Machinery and equipment 1,411,088 1,129,549 Infrastructure 81,760,030 83,067,805 Construction in progress 10,320,046 6,974,814 Total Capital Assets, Net of Depreciation 124,134,211$ 122,459,410$ Capital Assets at Year End Net of Depreciation The following reconciliation summarizes the changes in Capital Assets. Balance Balance June 30, 2018 Additions Retirements Reclassification June 30, 2019 Land 15,591,925$ -$ -$ -$ 15,591,925$ Building and structures 26,480,195 90,000 - - 26,570,195 Machinery and equipment 3,505,887 558,412 - - 4,064,299 Infrastructure 111,370,019 19,569 - - 111,389,588 Construction in progress 6,974,814 3,639,644 - (294,411) 10,320,047 Depreciation (41,463,430) (2,338,412) - - (43,801,842) Total Capital Assets, Net of Depreciation 122,459,410$ 1,969,213$ -$ (294,411)$ 124,134,211$ Changes in Capital Assets Major capital projects in progress during Fiscal Year 2018/19 included the following expenditures: • Citywide Signal Upgrades – Phase II - $76,677 • Prospect/Saratoga OBAG Improvements - $2,617,789 • Hakone Gardens Koi Pond Improvements - $180,244 • Saratoga-to-the-Sea Trail - $174,077 • Community Center Stage Renovation - $90,000 Additional information on Capital Assets is included in Note 4 to the financial statements. CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 34 DEBT AND OTHER LONG-TERM OBLIGATION ADMINISTRATION The net change in outstanding obligations for the City of Saratoga is a decrease of $468,154. Total long- term bonded debt, net of premium decreased by $521,892. Outstanding compensated absences increased by $53,738. Governmental Activities 2019 2018 2011 General obligation bond 8,600,000$ 9,100,000$ Net original issue premuim 284,602$ 306,494 Compensated absences 748,861$ 695,123 Total Outstanding long-term obligations 9,633,463$ 10,101,617$ Outstanding Long-Term Obligation at Year End The current portion of long-term debt ($525,000 for the refunded 2011 General Obligation Bonds for Fiscal Year 2019/20) and $21,892 of amortized net original premium are classified as a current liability in the City's Statement of Net Position. General Obligation Bonds On July 14, 2011 the City refunded the 2001 General Obligation Bonds and, in their place, issued 2011 General Obligation Bonds for $11,995,000. Interest rates on the bonds range from 2.0% to 4.0%, and the final payment is due August 1, 2031. Principal of $500,000 and interest of $341,210 were paid during the fiscal year. Compensated Absences Compensated absences are accrued liabilities for vested and unpaid vacation and sick pay. The compensated absences balance increased during the fiscal year by $53,738 due to a decrease in use of paid time-off. An estimated current liability of $569,234 is anticipated for the next fiscal year. Additional information on outstanding obligations can be found in Note 5 to the financial statements. ECONOMIC FACTORS The following economic indicators from Fiscal Year 2018/19 were taken into account when developing the budget for Fiscal Year 2019/20. • Taxable assessed value of property was $15.3 billion, an increase of 6.52% from the previous fiscal year. • The unemployment rate for the City was 2.2% versus 2.8% from the previous year. This aligns with the County rate of 2.2% and is considerably less that the State rate of 4.2%. • Per capita income was $85,392, an increase of 3.3% from the previous year. General Fund revenues available for appropriation in Fiscal Year 2019/20 are $23.1 million, an increase of $0.8 million over the final June /19 budget amount of $22.3 million. Property taxes, benefiting from CITY OF SARATOGA MANAGEMENT’S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 35 the rise in assessed valuation, lead this increase. The additional revenues will be used to accomplish the major initiatives outlined in the letter of transmittal. General Fund expenses available for appropriation in Fiscal Year 2019/20 are $22.8 million, an increase of $0.6 million over the final Fiscal Year 2018/19 budget amount of $22.2 million. Increases are anticipated in salaries and benefits due to cost-of-living adjustments. Increases will also be seen in contract services related to public safety. The budget will continue to address the City’s standing policy of reducing long-term liabilities related to pension obligations by maintaining the UAL payment of a total of $1 million, and building reserves to weather future downturns in the economy. OUTLOOK The City maintains a strong financial position. Services have been restored to pre-recessionary levels. The lessons learned from the “Great Recession” have led to a focus on long-term financial planning that will help the City through the next economic downturn with hopefully little impact to service levels. In the meantime, the City will continue to address its liabilities, deferred maintenance on infrastructure and facilities, and explore ways in which the City can refine Saratoga and make it an even better place for the people who live, work, and visit the community. REQUEST FOR FINANCIAL INFORMATION This financial report is designed to provide a general overview of the City of Saratoga's finances for all of Saratoga's residents, taxpayers, customers, investors, and creditors. This financial report seeks to demonstrate the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Administrative Services Department, 13777 Fruitvale Avenue, Saratoga, California 95070. 36 This page is intentionally blank. 37 BASIC FINANCIAL STATEMENTS CITY OF SARATOGA STATEMENT OF NET POSITION JUNE 30, 2019 38 Primary Government Governmental Activities ASSETS Current Assets: Cash and investments 25,989,588$ Restricted cash and investments 2,607,892 Receivables: Accounts 996,524 Prepaids 5,635 Total Current Assets 29,599,639 Noncurrent Assets: Capital Assets: Non-depreciable 78,595,210 Depreciable, net 45,539,001 Total Capital Assets 124,134,211 Total Noncurrent Assets 124,134,211 Total Assets 153,733,850 DEFERRED OUTFLOW OF RESOURCES Adjustments related to pension liability 3,728,611 Total Deferred Outflow of Resources 3,728,611 LIABILITIES Current Liabilities: Accounts payable 2,095,760$ Accrued payroll 192,451 Interest payable 141,473 Deposits payable 2,886,473 Claims payable 53,293 Long-term obligations - due within one year 1,116,126 Total Current Liabilities 6,817,238 Noncurrent Liabilities: Net pension liabilty 7,236,672 Long-term obligations - due in more than one year 8,517,338 Total Noncurrent Liabilities 15,754,010 Total Liabilities 22,571,248 DEFERRED INFLOW OF RESOURCES Adjustments related to pension liability 1,085,454 Deferred revenue 12,703 Total Deferred Inflow of Resources 1,098,157 Net Position Net investment in capital assets 115,249,609 Restricted for: Environmental funds 163,182 Special assessment funds 1,621,946 Debt service 932,880 Total Restricted 2,718,008 Unrestricted 15,825,440 Total Net Position 133,793,057$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF ACTIVITIES AND CHANGES IN NET POSITION FOR THE FISCAL YEAR ENDED JUNE 30, 2019 39 Net (Expense) Revenue and Changes in Program Revenues Net Position Primary Operating Capital Government Charges for Grants and Grants and Governmental Functions/Programs Expenses Services Contributions Contributions Total Activities Primary Government: Governmental Activities: General and intergovt'l services 6,465,250$ 106,711$ -$ -$ 106,711$ (6,358,540)$ Public safety 6,004,406 466,605 94,795 - 561,400 (5,443,006) Public works 10,271,134 2,375,765 - 3,630,724 6,006,489 (4,264,645) Community services 1,286,667 736,058 - - 736,058 (550,609) Community development services 2,198,053 1,814,675 - - 1,814,675 (383,378) Interest on long-term debt (unall.)334,012 - - - - (334,012) Total 26,559,522$ 5,499,813$ 94,795$ 3,630,724$ 9,225,333$ (17,334,190)$ General Revenues: Taxes Property taxes 15,250,230$ Sales taxes 1,207,471 Local taxes 896,420 Franchise taxes 2,289,964 Motor vehicle-in-lieu 15,089 Total taxes 19,659,174 Intergovernmental 1,222,823 Investment earnings 697,863 Other revenues 205,395 Total General Revenues 21,785,255 Change in Net Position 4,451,065 Net Position - Beginning of Year 129,341,992 Net Position - End of Year 133,793,057$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA GOVERNMENTAL FUNDS – BALANCE SHEET JUNE 30, 2019 40 Other Total Capital Governmental Governmental General Improvement Funds Funds ASSETS Cash and investments 18,244,900$ 4,045,177$ -$ 22,290,077$ Restricted cash and investments - - 2,607,892 2,607,892 Receivables: Accounts 556,553 429,237 4,082 989,872 Prepaid Items 5,635 - - 5,635 Total assets 18,807,088 4,474,414 2,611,974 25,893,476 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 777,036$ 1,201,582$ 57,148$ 2,035,766$ Accrued payroll 140,405 - - 140,405 Deposits payable 2,865,698 20,775 - 2,886,473 Other payable 331,662 - - 331,662 Total liabilities 4,114,801 1,222,357 57,148 5,394,306 DEFERRED INFLOW OF RESOURCES Unavailable Revenue 12,703 - - 12,703 Total deferred outflow of resources 12,703$ -$ -$ 12,703$ Fund Balances: Restricted: Environmental services 163,182 - - 163,182 Special assessment funds - - 1,621,946 1,621,946 Debt service - - 932,880 932,880 Committed: Capital improvement program - 3,252,057 - 3,252,057 Hillside stability 1,000,000 - - 1,000,000 Assigned: Future capital & efficiency 2,651,287 - - 2,651,287 Carryforwards 47,647 - - 47,647 Facility replacement 2,700,000 - - 2,700,000 Unassigned: Working capital 1,000,000 - - 1,000,000 Fiscal stabilization 3,150,000 - - 3,150,000 Compensated absences 249,620 - - 249,620 Development services - - - - Other unassigned 3,717,848 - - 3,717,848 Total fund balances 14,679,584 3,252,057 2,554,826 20,486,467 Total liabilities and fund balances 18,807,088$ 4,474,414$ 2,611,974$ 25,893,476$ The accompanying notes are an integral part of these financial statements Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION JUNE 30, 2019 41 Total Fund Balances - Total Governmental Funds 20,486,467$ Amounts reported for governmental activities in the statement of net position were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. The capital assets were adjusted as follows: Non-depreciable capital assets 78,595,210 Depreciable capital assets, net 44,921,164 Total Capital Assets 123,516,374 Interest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet.(141,473) Internal service funds are used by management to charge the costs of office stores, vehicle and equipment maintenance and replacement, information services and replacement, building maintenance, risk management, and workers compensation. The assets and liabilities of the internal service funds are included in the governmental activities in the statement of net position 4,158,667 Deferred outflow of resources are transactions that have already taken place but are not ready to be recognized on the financial statements as expenses Changes of Assumptions 825,002 Differences between Expected and Actual Experience 277,658 Differences between Projected and Actual Investment Earnings 35,776 Change in employer's proportion 952,995 Pension Contributions Made Subsequent to Measurement Date 1,637,179 3,728,611 Long-term obligations were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds Balance Sheet. The long-term liabilities were adjusted as follows: General obligation bonds (8,600,000) Net Pension Liability (7,236,672) Compensated absences (748,861) Net original issue premium (284,602) Total Long-Term Obligations (16,870,136) Deferred inflow of resources are transactions that have already taken place but are not ready to be recognized on the financial statements as revenues Changes of Assumptions (202,192) Differences between Expected and Actual Experience (94,485) Differences between Employer's Contributions and Proportionate Share of Contributions (553,812) Change in employer's proportion (234,967) (1,085,456) Net Position of Governmental Activities 133,793,057$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE FOR THE YEAR ENDED JUNE 30, 2019 42 Other Total Capital Governmental Governmental General Improvement Funds Funds REVENUES: Property taxes 14,166,178$ -$ 308,924$ 14,475,102$ Special assessments - - 1,205,028 1,205,028 Sales taxes 1,207,471 - - 1,207,471 Other local taxes 896,420 - - 896,420 Licenses & permits 1,909,022 451,300 - 2,360,322 Fines & forfeiture 118,293 8,210 - 126,503 Intergovernmental - Federal (11,219) 3,385,956 - 3,374,737 Intergovernmental - State 501,110 1,276,352 - 1,777,462 Intergovernmental - Other 43,166 197,557 - 240,723 Franchise fees 2,289,964 - - 2,289,964 Use of money and property 1,071,748 39,338 36,817 1,147,903 Other revenue 1,923,795 156,983 - 2,080,778 Total revenues 24,115,948 5,515,696 1,550,769 31,182,413 EXPENDITURES: Current: General and intergovernmental services 5,204,878 - - 5,204,878 Public safety 6,004,406 - - 6,004,406 Public works 5,972,517 - 562,828 6,535,345 Community services 1,396,746 - - 1,396,746 Community development services 2,309,258 - - 2,309,258 Capital outlay - 7,458,141 - 7,458,141 Debt service: Principal - - 500,000 500,000 Interest and fiscal charges - - 341,210 341,210 Total expenditures 20,887,805 7,458,141 1,404,038 29,749,984 REVENUES OVER (UNDER) EXPENDITURES 3,228,143 (1,942,445) 146,731 1,432,429 OTHER FINANCING SOURCES (USES): Transfers in 158,391 2,127,626 25,000 2,311,017 Transfers out (1,840,867) (470,150) - (2,311,017) Total other financing sources (uses)(1,682,476) 1,657,476 25,000 - Net change in fund balances 1,545,667 (284,969) 171,731 1,432,429 FUND BALANCES: Beginning of year 13,133,917 3,537,026 2,383,095 19,054,038 End of year 14,679,584$ 3,252,057$ 2,554,826 20,486,467$ The accompanying notes are an integral part of these financial statements. Major Funds CITY OF SARATOGA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE TO THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES AND CHANGES IN NET POSITION FOR THE FISCAL YEAR ENDED JUNE 30, 2019 43 Net Change in Fund Balances - Total Governmental Funds 1,432,429$ Amounts reported for governmental activities in the Statement of Activities and Changes in Net Position were different because: Governmental Funds report capital outlay as expenditures. However, in the Government-Wide Statement of Activities and Changes in Net Position, the cost of those assets was allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period.3,639,646 Depreciation expense on capital assets was reported in the Government-Wide Statement of Activities and Changes in Net Position, but it did not require the use of current financial resources. Therefore, depreciation expense was not reported as expenditures in the Governmental Funds.(2,171,515) Internal service funds are used by management to charge the costs of office stores, vehicle and equipment maintenance and replacement, information services and replacement, building maintenance, risk management, and workers' compensation. The net revenue or excess expenses of the internal service funds is reported with government activities.300,383 GASB 68 Adjustments to pension expense Change in net pension liability - current year 320,076 Amortization of changes in deferred outflows 17,232 Amortization of changes in deferred inflows 437,461 Adjustments to pension expense as a result of GASB 68 774,769 Long-term compensated absences and claims payables were reported in the Government-Wide Statement of Activities and Changes in Net Position, but they did not require the use of current financial resources. Therefore, long-term compensated absences and claims payable were not reported as expenditures in governmental funds. Compensated absences (53,738) Repayment of bond principal was an expenditure in governmental funds, but the repayment reduced long-term liabilities in the Government-Wide Statement of Net Position. Long-term debt repayments 500,000 Revenues resulting from the refunding of outstanding debt are not available to pay current-period expenditures and therefore, are revenue in the funds. Net original issue premium 21,892 Interest expense on long-term debt was reported in the Government-Wide Statement of Activities and Changes in Net Position, but it did not require the use of current financial resources. Therefore, interest expense was not reported as expenditures in governmental funds. The following amount represented the change in accrued interest from prior year.7,198 Change in Net Position of Governmental Activities 4,451,065$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2019 44 Governmental Activities - Internal Service Funds ASSETS Current assets: Cash and investments 3,699,511$ Accounts receivable 6,652 Total current assets 3,706,163 Noncurrent assets: Capital assets: Machinery and equipment 1,795,011 Less: accumulated depreciation (1,177,174) Total capital assets (net of accumulated depreciation) 617,837 Total assets 4,324,000 LIABILITIES Liabilities: Current liabilities: Accounts payable 59,994 Accrued payroll 52,046 Other payables 53,293 Total current liabilities 165,333 NET POSITION Net investment in capital assets 617,837 Unrestricted 3,540,830 Total net position 4,158,667$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS FOR THE FISCAL YEAR ENDED JUNE 30, 2019 45 Governmental Activities - Internal Service Funds Operating revenues: Charges for services 2,840,000$ Other operating revenues 73,170 Total operating revenues 2,913,170 Operating expenses: Cost of services 2,445,889 Depreciation 166,898 Total operating expenses 2,612,787 Operating income (loss)300,383 Change in net position 300,383 Total net position - beginning 3,858,284 Total net position - ending 4,158,667$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE FISCAL YEAR ENDED JUNE 30, 2019 46 Governmental Activities - Internal Service Funds Cash flows from operating activities: Receipts from customers and users 2,913,969$ Payments to suppliers (1,518,596) Payments to employees (950,954) Net cash provided (used) by operating activities 444,419 Cash flows from capital activities: Acquisition of capital assets (373,570) Net cash provided for the acquisition of capital assets (373,570) Net increase in cash and cash equivalents 70,849 Cash and cash equivalents, beginning of year 3,628,662 Cash and cash equivalents, ending of year 3,699,511 Reconciliation of operating income to net cash provided by operating activities: Operating income (loss)300,383 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation 166,898 Change in operating assets and liabilities: Accounts receivables 798 Accounts payable (19,668) Claims payable (22,708) Accrued payroll 18,716 Net cash provided (used) by operating activities 444,419$ The accompanying notes are an integral part of these financial statements CITY OF SARATOGA BALANCE SHEET FIDUCIARY FUNDS FOR THE FISCAL YEAR ENDED JUNE 30, 2019 47 Total Agency Funds ASSETS Cash and investments 1,262,400$ Total assets 1,262,400 LIABILITIES Accounts payable 57,618 Deposits payable 14,888 Due for debt service 280,736 Due to other agencies 909,158 1,262,400$ The accompanying notes are an integral part of these financial statements. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 48 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Saratoga, California (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental agencies. The Governmental Accounting Standards Boards (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting policies are described below. A. Financial Reporting Entity The City was incorporated as a municipal corporation in 1956 under the general laws of the State of California. The City is a largely residential community located in the foothills of the Santa Cruz Mountains with a population of 31,407 as of January 1, 2019. The City operates under the Council-Manager form of government, with five-elected Council members served by a full-time City Manager and staff. At June 30, 2019, the City's staff was comprised of 58 full- time or part-time employees, and numerous part-time temporary and seasonal employees. Staff is responsible for the following City services: • Public Safety - The City provides around-the-clock police services under a contract with the Santa Clara County Sheriff's offices. Emergency management and Fire services are provided by a special district. Code enforcement and inspection services are provided by City employee s. • Public Works/Maintenance - The City builds and maintains its parks, streets, curbs, gutters, and related public property with a force of 22 employees. Major projects may be contracted out to reduce costs. • Community Development - Zoning administration, plan checking and advance planning services are provided by 12 employees. • Culture, Recreation and Community Support services are provided by a total of 9 employees. • General Government services are provided by a total of 15 employees. As required by GAAP, these basic financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City Council acts as the governing board. In addition, the City staff performs all administrative and accounting functions for these entities and these entities provide their services entirely to the City. Blended component units, although legally separate entities, are, in substance, part of the City's operations and data from these units are combined with data of the City. Discretely presented component units, on the other hand, are reported in a separate column in the government-wide financial statements to emphasize their legal separation from the City. Each blended component unit has a June 30 year-end. The City has no discretely presented component units. The following entity is reported as blended component unit: Landscape & Lighting District - The Landscape & Lighting District (the District) was established in 1980 for the levy and the collection of assessments upon lots or parcels of land in the District, and for the construction or installation of improvements and maintenance. The District is reported as a blended component unit of the City because it has the same Governing Board as the City. The activity for the CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 49 District has been included in the accompanying basic financial statements and no separate financial statements are issued. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that are comprised of assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government-Wide Financial Statements The City's government-wide financial statements include a Statement of Net Position and a Statement of Activities and Changes in Net Position. These statements present summaries of governmental activities for the City. Fiduciary activities of the City are not included in these statements. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, long-term liabilities, and deferred inflows and outflows of resources are included in the accompanying Statement of Net Position. The Statement of Activities presents changes in net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions are reported as program revenues for the City in three categories: • Charges for services • Operating grants and contributions • Capital grants and contributions Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to inter-fund activities, payables, and receivables. All internal balances in the Statement of Net Position have been eliminated. The following inter-fund activities have been eliminated: • Transfers in/Transfers out • Internal Service Fund charges • Landscape and Lighting District Service Fees Deferred Outflow of Resources and Deferred Inflow of Resources Deferred outflow of resources is a consumption of net position by the City that is applicable to a future reporting period, such as deferred charges. Deferred inflow of resources is an acquisition of net position by the City that is applicable to a future reporting period, such as unavailable revenue and advance collections. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 50 Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and aggregated non-major funds. An accompanying schedule is presented to reconcile and explain the differences in net position as presented in these statements to the net position presented in the government -wide financial statements. The City has presented all major funds that met the applicable criteria. The following funds are major funds: General Fund The General Fund is used to account for all of the general resources of the City not specifically levied or collected for other City funds and related expenditures. The General Fund accounts for all financial resources of the City which are not accounted for in another fund. Capital Improvement Capital Projects Fund This fund accounts for resources used for the major capital acquisition and construction activities. All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets, deferred outflows of resources, current liabilities and deferred inflows of resources are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Accordingly, revenues are recorded when received in cash, except that revenues subject to accrual (up to 45 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Fines, forfeitures, licenses and permits and parking meter revenues are not susceptible to accrual because they are usually not measurable until received in cash. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Unearned revenues arise when potential revenues do not meet both the "measurable" and "available" criteria for recognition in the current period. Unearned revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods when both revenue recognition criteria are met or when the government has a legal claim to the resources, the unearned revenue is removed from the combined balance sheet and revenue is recognized. Reconciliation of the Fund Financial Statements to the Government-Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Proprietary Funds The City’s Internal Service Funds are proprietary funds. In the fund financial statements, proprietary funds are presented using the accrual basis of accounting. Revenues are recognized when they are earned, and expenses are recognized when the related goods or services are delivered. In the fund financial statements, proprietary funds are presented using the “economic resources measurement focus”. This means all assets and liabilities (whether current or noncurrent) associated with their activities are included CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 51 on their balance sheets. Proprietary fund type operating statements present increases (revenues) and decreases (expenses) in total net position. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal value. Non-operating revenues, such as subsidies, taxes, and investment earnings result from non-exchange transactions or ancillary activities. Amounts paid to acquire capital assets are capitalized as assets in the internal service funds financial statements. Internal Service Funds account for charges to City departments for services provided, on a cost reimbursement basis, in the following areas: general liability, workers’ compensation, office support, information technology services, vehicle maintenance, building maintenance, equipment replacement, and information technology replacement. Fiduciary Fund Financial Statements Fiduciary Funds Financial Statements include a Statement of Net Position and a Statement of Changes in Net Position for Trust Funds. The City's fiduciary funds include Agency Funds, which are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. The Agency Funds are accounted for on the accrual basis of accounting. Beginning in FY 2018/19, the City is reporting the following Agency Funds: West Valley Clean Water Program. The Cities of Campbell, Monte Sereno, Saratoga and the Town of Los Gatos, representing the West Valley Communities, joined together to create West Valley Clean Water Program (WVCWP) in 1994. Together they work to control discharge of polluted stormwater into local creeks and the San Francisco Bay. Their mission is to: • Reduce pollutants in stormwater and discharges from storm drains into creeks • Maximize the effectiveness of pollution prevention efforts and work toward repair of impaired waters • Help the four West Valley Communities meet State Water Resources Control Board & Federal Clean Water Act goals for clean and healthy local water bodies In late 2017, after notification from West Valley Sanitation District that the District would no longer be involved in or provide fiscal agent services for WVCWP after June 30, 2018, the four agencies decided to establish the operation as a legal entity by entering into a Joint Powers Agreement, consistent with what the agencies had already set up for the West Valley Solid Waste Management oversight activities. With this action, the West Valley Clean Water Program is now overseen by the same Board that includes Council representation from each of the four municipalities. The Clean Water Program’s dedicated program staff and contractors carry out the day-to-day operations. The JPA also collaborates with Santa Clara Valley Urban Runoff Pollution Prevention Program, West Valley Sanitation District, and the Santa Clara County Fire District in their operational activities. With the loss of West Valley Sanitation functioning as the fiscal agent for the group, the four cities determined one of the cities would take on this role. Effective July 1, 2018, the City of Saratoga began performing these duties, which are limited to payroll and vendor payment functions, in addition to financial reporting. The City does not oversee operational aspects of the WVCWP and is acting only in a fiduciary function CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 52 Arrowhead Bond and Project Funding. The Arrowhead Community Facilities District encompasses 39 homes located along the hillside between Rolling Hills Road and Blue Hills Lane, off of Prospect Road. Since 1951, this neighborhood has operated its own private water company (Arrowhead Cooperative Company Inc., aka ACCI). Over the years the number of Arrowhead Cooperative residents and water service meters have increased, to the extent that the water system infrastructure is no longer sufficient for water and fire protection needs. The potential of the fire danger situation prompted the Arrowhead Board to ask the City for assistance to issue a bond for the purpose of financing improvements to the water system. Subsequently, on December 21, 2016, the City Council approved the formation of the Arrowhead Community Facility District (CFD). On May 2, 2017, the CFD’s 39 residential parcel owners unanimously approved Measure L, which allowed for the assessment of a special tax levy to finance a bond. On October 17, 2018, the City Council authorized the issuance of the Saratoga Community Facilities District 2016-1 (Arrowhead Project) Special Tax Bonds, Series 2018, with the issue date of December 10, 2018. Debt service on the Special Tax Bond is payable only from special taxes levied annually on taxable properties within the CFD in the manner set forth in the Rate and Method of Apportionment (RMA) approved by the Council in connection with the formation of the District. The 2018 Bonds will not have any impact on the City’s General Fund or Government-wide financial statements, and these special financing district bonds are not assets or liabilities of the City for financial statement purposes. C. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. Deposit and Investment Risk Disclosures - In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB Statement No. 3), certain disclosure requirements, if applicable, for Deposits and Investment Risks in the following areas: • Interest Rate Risk • Credit Risk ▬ Overall ▬ Custodial Credit Risk ▬ Concentrations of Credit Risk • Foreign Currency Risk Other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments, credit quality at year-end and other disclosures. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in Structured Notes and Asset Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset-Backed Securities are subject to market risk as to change in interest rates. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 53 D. Inter-fund Transactions Inter -fund services provided and used are accounted for as revenue, expenditures or expenses, as appropriate. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursed fund. All other inter-fund transfers are reported as transfers. E. Capital Assets Capital assets, including land, buildings, improvements, furniture, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental activities in the government-wide financial statements. Capital assets were recorded at historical cost or estimated historical cost if actual cost was not available. Donated capital assets, donated works of art and similar items, and capital assets received in service concession agreement are reported at acquisition value. City policy has set the capitalization threshold for reporting capital assets at $10,000. The City has chosen the Modified Approach for reporting the streets subsystem of infrastructure capital assets. Depreciation is recorded on a straight-line basis over the useful lives of the assets as follows: Buildings and structures 40 Years Machinery and equipment 5 to 10 Years Infrastructure 15 to 50 Years In June 1999, GASB issued Statement No. 34 Basic Financial Statements – and Management’s Discussion and Analysis – for State and Local Governments which requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with Statement No. 34, the City has included the value of all infrastructure assets in its basic financial statements. The City defines infrastructure as the basic physical assets that allow the City to function, which includes the street system, park and recreation lands and improvements system; storm water conveyance and drainage system, buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. The City elected to use the Modified Approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets, concrete and asphalt pavements. The City commissioned a physical assessment of the streets condition as of June 30, 2016. This condition assessment was performed in 2017. A Pavement Condition Index (PCI) was assigned to each street segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to segments of street that have the physical characteristics of a new street. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 54 The following conditions were defined: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 The City's policy relative to maintaining the street assets is to achieve an average rating of 70 for all street segments. This acceptable rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. For all other infrastructure systems, the City elected to use the Basic Approach as defined by GASB Statement No. 34 for infrastructure reporting. An appraisal determined the original cost, which is defined as the actual cost to acquire new property in accordance with market prices at the time of first construction/acquisition. Original costs were developed in one of three ways: 1) historical records; 2) standard unit costs appropriate for the construction/acquisition date; or 3) present cost indexed by a reciprocal factor of the price increase from the construction/acquisition date to the current date. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line, unrecovered cost method was computed using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. F. Interest Payable In the government-wide financial statements, interest payable of long-term debt is recognized as an incurred liability for governmental fund types. The City has not allocated the interest on long-term debt to departments. In the fund financial statements, governmental fund types do not recognize the interest payable when the liability is incurred. Interest on long-term debt is recorded in the fund statements when payment is made. G. Claims Payable The City records a liability to reflect an actuarial estimate of ultimate uninsured losses for both general liability claims (including property damage claims) and workers' compensation claims. The estimated liability for workers' compensation claims and general liability claims includes "incurred but not reported" (IBNR) claims. There is no fixed payment schedule to pay these liabilities. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 55 H. Compensated Absences In the government-wide financial statements, compensated absences are recorded as incurred and the related expenses and liabilities are reported. In the fund financial statements, compensated absences are recorded as expenditures in the years paid, as it is the City's policy to liquidate any unpaid compensated absences at June 30 from future resources, rather than currently available financial resources. Only the amounts which become due at June 30 are reported in the fund financial statements as a liability. I. Long- Term Obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financial sources. Premiums received on debt issuance are reported as other financing sources while discounts on debt issuance reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. J. Fund Balances In February 2009, the Governmental Accounting Standards Board (GASB) issued Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. This standard left unchanged the total amount reported as fund balance, but substantially altered the categories and terminology used to describe its components. Rather than focus on financial resources available for appropriation, the new categories focus on “the extent for which the government is bound to honor constraints in the specific purposes for which amounts in the reserve can be spent”. The components of fund balance are now categorized as follows: “non-spendable fund balance”, resources that are inherently non-spendable from the vantage point of the current period; “restricted fund balance”, resources that are subject to enforceable legal restrictions; “committed fund balance”, resources whose specified use is constrained by limitations the government entity imposes upon itself through formal action at its highest level of decision making and remains binding unless removed in the same manner; “assigned fund balance”, resources that reflects a government’s intended general use of resources, such intent would have to be established at either the highest level of decision making, by a body, or an official designated for that purpose; and “unassigned fund balance”, net resources in excess of what can properly be classified in one of the other four categories. Currently, the City’s fund balance reserves fall into one of the four spendable categories; restricted, committed, assigned, or unassigned fund balance. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 56 The City maintains three restricted fund balances constrained by external legal restrictions that can be spent only for the stipulated purposes. Restrictions may effectively be changed or lifted only with the consent of resource providers. These fund balances are: • Special Assessments Fund Balance – collectively represents year-end fund balances of thirty Landscape & Lighting and Storm Drain zones which use is restricted to the individual district. • Environmental Services Fund Balance – represents surcharges collected on solid waste bills for use as supplemental funding of Environmental Services program fees for household hazardous waste fees, storm drain, street sweeping, and other pollution mitigation expenses related to integrated waste programs and storm water management. These funds are used to supplement environmental expenditures by using $50,000 per year. • Debt Service Fund Balance – represents funding collected for use in the City’s general obligation bond debt. The committed category, in which fund balance is constrained by limitations that the government imposes upon itself at its highest level of decision making by formal vote on a resolution of the City Council, and remains binding unless removed in the same manner, includes the following: • Capital Improvement Program (CIP) Fund Balance – represents the collective balance of funding appropriated for capital improvement projects. Capital Projects are funded through direct revenues or budgeted transfers for improvement work within the following program funds: Streets, Park & Trail, Facility, or Administrative & Technology Improvements. • Hillside Stability - funding set aside for use either in emergency repairs or high-cost and non- routine mitigation of hillside or landslide projects. In the assigned category, fund balance reflects an intended use as established by Council that is neither restricted nor committed. Use of Assigned Fund Balance is approved by formal vote of the Council or official authorized to assign amounts to a specific purpose, either through specific action, fund balance policy, or through budget direction and approval. This category includes the following reserves: • Future Capital & Efficiency Funding - represents General Fund funding set aside for capital and/or efficiency projects but not yet committed for a specific improvement project. • Facility Replacement Reserve – represents accumulated funding for the future replacement, major rehabilitation, or new construction of City-owned facilities. This funding is to be used for funding the construction or provide for the services of related debt, but is not yet committed for a specific improvement project. • Carryforward – represents either prior-year funds designated for one-time operational activities not yet completed by year-end, or to carryforward prior-year funding for specific activities as directed by Council. Carryforward funds are appropriated for use in the following fiscal year. The Unassigned Fund Balance category represents funding which may be held for specific types of uses or stabilization purposes, but is not yet directed to be used for a specific purpose. Reserve amounts are CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 57 determined by, and align with, fund policy direction. The General Fund is the only governmental fund that reports a positive unassigned fund balance. • Working Capital Reserve – Council policy is to maintain $1,000,000 to meet cash flow requirements. As of June 30, 2019, the Working Capital Reserve balance is $1,000,000. • Fiscal Stabilization Reserve – Council designates and annually revisits the level of undesignated funding for use at Council direction in case of disasters, emergencies, and economic downturns. As of June 30, 2019, the Fiscal Stabilization Reserve balance is $3,150,000. • Compensated Absences Reserve – represents reserve funding for employee payout compensation equal to one-third of the annual liability balance. This funding level is anticipated to be the maximum potential payout in excess of budgeted salary in a fiscal year. • Other Unassigned Fund Balance – represents funding not yet appropriated or assigned for use. Council policy is to maintain a minimum of $500,000 in unassigned funds as a buffer for unplanned expenditures or revenue shortfalls during the fiscal year. Flow Assumption / Spending Order Policy – When expenditures are incurred for purposes for which both restricted and unrestricted fund balance is available, the City considers restricted funds to be spent first. When expenditures are incurred for which committed, assigned, or unassigned fund balances are available, the City considers amounts to be spent first out of committed funds, then assigned funds, and finally unassigned funds, as needed, unless the City Council has directed otherwise. K. Net Position In the government-wide financial statements, net position is classified in the following categories: • Net Investment in Capital Assets – This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. In addition, deferred outflows of resources and deferred inflows of resources that are attributable to the acquisition, construction, or improvement of those assets or related debt also are included in the net investment in capital assets component of net position. • Restricted Net Position – This amount is restricted by external creditors, grantors, contributors, or laws or regulations of other governments. • Unrestricted Net Position – This amount is all net position that does not meet the definition of "invested in capital assets, net of related debt" or "restricted net position." L. Use of Restricted/Unrestricted Net Position When an expense is incurred for purposes for which both restricted and unrestricted net positions are available, the City's policy is to apply restricted net position first. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 58 M. Property Tax and Special Assessments County tax assessments include secured and unsecured property taxes and special assessments. "Unsecured" refers to taxes on personal property. These tax assessments are secured by liens on the property being taxed. Revenue is recognized in the period for which the tax and assessment is levied. The County of Santa Clara levies, bills and collects property taxes for the City, the County remits the entire amount levied and handles all delinquencies, retaining interest and penalties. Secured and unsecured property taxes are levied on January 1. Secured property tax is due in two installments on November 1 and February 1, and becomes a lien on those dates. It becomes delinquent on December 10 and April 10, respectively. Unsecured property tax is due on July 1 and becomes delinquent on August 31. N. Use of Estimates The preparation of basic financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. O. New GASB Pronouncements A. Implemented New Accounting Pronouncements Statement No. 83, Certain Asset Retirement Obligations This Statement addresses accounting and financial reporting for certain asset retirement obligations (AROs). An ARO is a legally enforceable liability associated with the retirement of a tangible capital asset. A government that has legal obligations to perform future asset retirement activities related to its tangible capital assets should recognize a liability based on the guidance in this Statement. As of June 30, 2019, this Statement did not have an impact on the City of Saratoga’s financial statements. GASB Statement No. 88, Certain Disclosures Related to Debt, Including Direct Borrowings and Direct Placements This Statement addresses additional information to be disclosed in the notes to the financial statements regarding debt, including unused lines of credit; assets pledged as collateral for the debt; and terms specified in debt agreements related to significant events of default with finance-related consequences, significant termination events with finance-related consequences, and significant subjective acceleration clauses. As of June 30, 2019, this Statement did not have a significant impact on the City of Saratoga’s financial statements. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 59 B. Upcoming Accounting and Reporting Changes GASB Statement No. 84, Fiduciary Activities The objective of this Statement is to improve guidance regarding the identification of fiduciary activities for accounting and financial reporting purposes and how those activities should be reported. This Statement establishes criteria for identifying fiduciary activities of all state and local governments. The focus of the criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included to identify fiduciary component units and postemployment benefit arrangements that are fiduciary activities. The requirements of this Statement are effective for financial statements for periods beginning after December 15, 2018. Earlier application is encouraged. The City of Saratoga is in the process of determining the impact this Statement will have on future financial statements. GASB issued Statement No. 87, Leases The objective of this statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. This statement increases the usefulness of governments’ financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. Under this statement, a lessee is required to recognize a lease liability and an intangible right-to-use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources, thereby enhancing the relevance and consistency of information about governments’ leasing activities. The requirements of this Statement are effective for financial statements for periods beginning after December 15, 2019. Earlier application is encouraged. The City of Saratoga does not believe that this statement will have a significant impact on the City’s financial statements. GASB Statement No. 89, Accounting for Interest Cost Incurred Before the End of the Construction Period This Statement addresses interest costs incurred before the end of a construction period be recognized as an expense in the period in which the cost is incurred for financial statements prepared using the economic resources measurement focus. As a result, interest cost incurred before the end of a construction period will not be included in the historical cost of a capital asset reported in a business- type activity or enterprise fund. The requirements of this Statement are effective for financial statements for periods beginning after December 15, 2019. Earlier application is encouraged. The City of Saratoga does not believe that this statement will have a significant impact on the City’s financial statements. GASB Statement No. 90, Majority Equity Interests - an Amendment of GASB Statements No. 14 and No. 61 The objectives of this Statement are to improve the consistency and comparability of reporting a government’s majority equity interest in a legally separate organization and to improve the relevance CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 60 of financial statement information for certain component units. This Statement also requires that a component unit in which a government has 100 percent equity interest account for its assets, deferred outflows of resources, liabilities, and deferred inflows of resources at acquisition value at the date the government acquired a 100 percent equity interest in the component unit. The requirements of this Statement are effective for financial statements for periods beginning after December 15, 2018. The requirements should be applied retroactively, except for the provisions related to (1) reporting a majority equity interest in a component unit and (2) reporting a component unit if the government acquires a 100 percent equity interest. Those provisions should be applied on a prospective basis. The City of Saratoga does not believe that this statement will have a significant impact on the City’s financial statements. GASB Statement No. 91, Conduit Debt Obligations The objectives of this Statement are to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. This Statement also clarifies the existing definition of a conduit debt obligation; establishing that a conduit debt obligation is not a liability of the issuer; establishing standards for accounting and financial reporting of additional commitment and voluntary commitments extended by issuers and arrangements associated with the debt obligations; and improving required note disclosures. The requirements of this Statement are effective for financial statements for periods beginning after December 15, 2020. Earlier application is encouraged. The City of Saratoga does not anticipate this Statement will have a significant impact on the City’s financial statements. P. Pensions For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City of Saratoga’s California Public Employees’ Retirement System (CalPERS) plans (Plans) and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. NOTE 2 - CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated to the funds based on average month-end cash and investment balances in these funds. The City has the following cash and investments at June 30, 2019: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 61 Primary Fiduciary Government Activities Total Cash and investments 28,597,480$ 764,561$ 29,362,041$ Cash and investments with Fiscal Agent - 497,839 497,839 Total Deposits and Investments 28,597,480 1,262,400 29,859,880 The City's Cash and Investments at June 30, 2019, in more detail: Cash and cash equivalents: Petty cash 1,300$ Demand deposits 1,035,423 With Fiscal Agent 497,838 Total Cash and Cash Equivalents 1,534,561 Investments: Local Agency Investment Fund (LAIF)28,325,319 Total Cash and Investments 29,859,880$ A. Cash Deposits The carrying amounts of the City's cash deposits were $1,035,423 at June 30, 2019. Bank balances before reconciling items were $1,084,237 at that date due to deposits in transit and outstanding checks. The total amount was collateralized or insured with securities held by the pledging financial institutions. The fiscal agent deposits are related to the Arrowhead bond and funding activities and are held with BNY Mellon. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest, and places the City ahead of general creditors of the institution. The market value of pledged securities must equal at least 110 percent of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes that have a value of 150 percent of the City's total cash deposits. The City has waived the collateral requirements for cash deposits which are fully insured to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Other accounts are insured up to $250,000 per custodian within agency. The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income from cash and investments with fiscal agents is credited directly to the related fund. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 62 B. Investments Under the provisions of the City's investment policy, and in accordance with California Government Code, the following investments are authorized: • Securities of the U.S. Government or its agencies. • Certificates of Deposit (or Time Deposits) placed with commercial banks and/or savings and loan companies. • Negotiable Certificates of Deposit. • California Local Agency Investment Fund. • Investment-grade obligations of State, local governments or public authorities. • Money market mutual funds. • Passbook savings account and demand deposits. In vestments are recorded at fair value in accordance with GASB Statement No. 72, Fair Value Measurement and Application. Accordingly, the change in fair value of investments is recognized as an increase or decrease to investment assets and investment income. This statement changed the definition of fair value and is effective for periods beginning after June 15, 2015. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction. In determining this amount, three valuation techniques are available: • Market approach - This approach uses prices generated for identical or similar assets or liabilities. The most common example is an investment in a public security traded in an active exchange such as the NYSE. • Cost approach - This technique determines the amount required to replace the current asset. This approach may be ideal for valuing donations of capital assets or historical treasures. • Income approach - This approach converts future amounts (such as cash flows) into a current discounted amount. Each of these valuation techniques requires inputs to calculate a fair value. Observable inputs have been maximized in fair value measures, and unobservable inputs have been minimized. GASB 72 established a hierarchy of inputs to the valuation techniques above. This hierarchy has three levels: • Level 1 inputs are quoted prices in active markets for identical assets or liabilities. • Level 2 inputs are quoted market prices for similar assets or liabilities, quoted prices for identical or similar assets or liabilities in markets that are not active, or other than quoted prices that are not observable. • Level 3 inputs are unobservable inputs, such as a property valuation or an appraisal. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 63 C. External Investment Pool The City's investments with LAIF at June 30, 2019 include a portion of the pool funds invested in Structured Notes and Asset-Backed Securities. These investments include the following: • Structured Notes - debt securities (other than asset-backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. • Asset-Backed Securities - the bulk of which are mortgage-backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMO's) or credit card receivables. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The approved investments policy is listed on the LAIF website, located at http://www.treasurer.ca.gov/pmia-laif/ . As of June 30, 2019, the City had $28,325,319 invested in LAIF. In accordance with GASB 72, a fair value factor of 1.001711790 was used to calculate the fair value of the investments in LAIF. GASB Statement No. 72, Fair Measure Value and Application requires investments held primarily for the purpose of income or profit and has a present service capacity based solely on its ability to generate cash or to be sold to generate cash to be measured at their fair value. D. Risk Disclosures Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the term of an investment’s maturity, the greater the sensitivity to changes in market interest rates. Although the City’s investment policy allows for a broad range of investment instruments with varying terms of maturity, investments are limited to the Local Agency Investment Fund (LAIF) which is managed by the State Treasurer Office and overseen by the Pooled Money Investment Board, the State Treasurer investment committee, and a Local Agency Advisory Board. Included in LAIF’s investment portfolio are U.S. Treasuries, Federal Agency obligations, time deposits, negotiable certificates of deposits, commercial paper, corporate bonds, and security loans. Funds are available for withdrawal on demand and are recorded on an amortized cost basis. At June 30, 2019, these investments had a weighted average maturity of 194 days. The City had the following invested in LAIF: Investment Maturities in Years Fair Less Than Value One Year State of California - Local Agency Investment Fund (LAIF)28,325,319$ 28,325,319$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 64 Credit Risk As of June 30, 2019, the City's investments in external investment pools are unrated. The City only invests in LAIF, therefore has no other policy relating to the credit risk of investments. Custodial Credit Risk For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City did not hold any securities through investment counterparties at the year ended June 30, 2019. NOTE 3 - FUND FINANCIAL STATEMENTS INTERFUND TRANSACTIONS Transfers In/Out Transfers for the year ended June 30, 2019 were as follows: Transfer in Transfer out Amount Capital Improvement Fund General Fund 1,840,866$ Capital Improvement Fund Landscape & Lighting District Special Revenue Fund 25,000 Capital Improvement Fund Capital Improvement Fund 286,760 General Fund Capital Improvement Fund 158,391 470,151 Total 2,311,017$ The Capital Improvement Funds received monies from the General Fund adopted in the Budget in the amount of $1,840,866. Of this amount, $1,037,866 was allocated for street, sidewalk, and storm drain repair, $100,000 for park and trail improvements, $653,000 for City facilities projects and $50,000 for various administrative projects. $286,760 was transferred between CIP projects and $158,391 was transferred to the General Fund from closed CIP projects during the fiscal year. $25,000 was transferred from the Landscape & Lighting District to fund a project in the Capital Improvement Fund. NOTE 4 - CAPITAL ASSETS Capital asset activity for the year ended June 30, 2019 is illustrated in the following table: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 65 Primary Government Balance Balance July 1, 2018 Additions Retirements Reclassifications June 30, 2019 Governmental activities: Capital assets, not being depreciated: Land and land improvements 15,591,925$ -$ -$ -$ 15,591,925$ Construction in progress 6,974,814 3,639,644 - (294,411) 10,320,046 Infrastructure: Street pavement system 52,663,670 19,569 - - 52,683,239 Total capital assets, not being depreciated 75,230,409 3,659,213 - (294,411) 78,595,210 Capital assets, being depreciated: Buildings and structures 26,480,195 90,000 - - 26,570,195 Machinery and equipment Governmental funds 2,084,447 184,842 - - 2,269,290 Internal service funds 1,421,441 373,570 - - 1,795,011 Infrastructure: Bridges 1,563,654 - - - 1,563,654 Signs and lights 2,463,676 - - - 2,463,676 Drainage system 40,140,053 - - - 40,140,053 Sidewalks 14,538,964 - - - 14,538,964 Total capital assets, being depreciated 88,692,431 648,412 - - 89,340,844 Accumulated depreciation: Buildings and structures (10,784,879) (734,194) - - (11,519,073) Machinery and equipment Governmental funds (1,366,063) (109,976) - - (1,476,039) Internal service funds (1,010,276) (166,898) - - (1,177,174) Infrastructure: Bridges (1,159,643) (19,136) - - (1,178,779) Signs and lights (1,321,592) (88,736) - - (1,410,328) Drainage system (18,741,776) (802,801) - - (19,544,577) Sidewalks (7,079,201) (416,671) - - (7,495,872) Total accumulated depreciation (41,463,430) (2,338,412) - - (43,801,843) Total capital assets, being depreciated, net 47,229,001 (1,690,000) - - 45,539,001 Governmental activities capital assets, net 122,459,410$ 1,969,213$ -$ (294,411)$ 124,134,211 In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Position. The City elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its pavement system. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the "Modified Approach" is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the Basic Approach whereby accumulated depreciation and depreciation expense have been recorded. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 66 NOTE 5 – LONG-TERM OBLIGATIONS A summary of the City's governmental long-term obligations for the year ended June 30, 2019, is presented below: Classification Balance Balance Due Within Due In More Description June 30, 2018 Additions Retirements June 30, 2019 One Year Than One Year Government Activities: General Obligation Bonds: 2011 Library bonds 9,100,000$ -$ (500,000)$ 8,600,000$ 525,000$ 8,075,000$ Net original issue premium 306,494 - (21,892) 284,602 21,892 262,710 Compensated absences 695,123 53,738 - 748,861 569,234 179,627 Total 10,101,617$ 53,738$ (521,892)$ 9,633,463$ 1,116,126$ 8,517,337$ General Obligation 2011 Library Bonds - Original Issue $11,995,000 On July 14, 2011, the City issued General Obligation Bonds Series 2011 in the amount of $11,995,000. The bonds were issued to fully refund the General Obligation 2001 Library Bonds. The bonds are payable from and secured by certain property taxes within the City. Interest on the bonds ranges from 2.0 percent to 4.0 percent and is payable on February 1 and August 1 of each year, commencing February 1, 2012. Principal is due annually beginning on August 1, 2012, in amounts ranging from $455,000 to $790,000, with a final payment on August 1, 2031 of $820,000. The bonds maturing on or before August 1, 2021 are not subject to redemption prior to their respective stated maturity dates. Bonds maturing on or after August 1, 2022 are subject to redemption prior to their respective stated maturity dates at the option of the city at the principal amount of the bonds called for redemption, together with interest accrued thereon to the date of redemption, without premium. The annual debt service requirements on these bonds are as follows: Year Ended Principal Interest Total 2020 525,000$ 319,035$ 844,035$ 2021 545,000 297,635 842,635 2022 565,000 278,260 843,260 2023 580,000 258,185 838,185 2024 610,000 234,385 844,385 2025-2029 3,405,000 803,623 4,208,623 2030-2032 2,370,000 144,600 2,514,600 Total 8,600,000$ 2,335,723$ 10,935,723$ Compensated Absences The City's liability for vested and unpaid compensated absences (accrued vacation and sick pay) has been accrued and amounts to $748,861 at June 30, 2019. The compensated absences liability will generally be liquidated through the General Fund. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 67 A summary of the Fiduciary Fund long-term obligations for the year ended June 30, 2019, is presented below: Classification Balance Balance Due Within Due In More Description June 30, 2018 Additions Retirements June 30, 2019 One Year Than One Year Fiduciary (Agency) Funds: Special Tax Bonds: 2018 Arrowhead CFD -$ 2,498,848$ -$ 2,498,848$ 89,531$ 2,409,317$ Total -$ 2,498,848$ -$ 2,498,848$ 89,531$ 2,409,317$ Arrowhead Community Facilities District Bond The Arrowhead Community Facilities District encompasses 39 homes located along the hillside between Rolling Hills Road and Blue Hills Lane, off of Prospect Road. Since 1951, this neighborhood has operated its own private water company (Arrowhead Cooperative Company Inc., aka ACCI). Over the years the number of Arrowhead Cooperative residents and water service meters have increased, to the extent that the water system infrastructure is no longer sufficient for water and fire protection needs. The potential of the fire danger situation prompted the Arrowhead Board to ask the City for assistance to issue a bond for the purpose of financing improvements to the water system. Subsequently, on December 21, 2016, the City Council approved the formation of the Arrowhead Community Facility District (CFD). On May 2, 2017, the CFD’s 39 residential parcel owners unanimously approved Measure L, which allowed for the assessment of a special tax levy to finance a bond. On October 17, 2018, the City Council authorized the issuance of the Saratoga Community Facilities District 2016-1 (Arrowhead Project) Special Tax Bonds, Series 2018, with the issue date of December 10, 2018. Debt service on the Special Tax Bond is payable only from special taxes levied annually on taxable properties within the CFD in the manner set forth in the Rate and Method of Apportionment (RMA) approved by the Council in connection with the formation of the District. The 2018 Bonds will not have any impact on the City’s General Fund or Government-wide financial statements, and these special financing district bonds are not assets or liabilities of the City for financial statement purposes. Bond terms are 30 years at 6.05% interest. The payment amounts may change over time if bond holders choose to pay off their share of the debt instead of following the bond’s payment schedule. The annual debt service requirements on these bonds are as follows: Year Ended Principal Interest Total 2020 89,531$ 148,472$ 238,003$ 2021 32,442 144,782 177,224 2022 34,405 142,760 177,165 2023 36,487 140,616 177,103 2024 38,694 138,341 177,035 2025-2029 231,550 652,476 884,026 2030-2034 310,598 571,037 881,635 2035-2039 416,630 461,797 878,427 2040-2044 558,862 315,263 874,125 2045-2049 749,649 118,705 868,354 Total 2,498,848$ 2,834,249$ 5,333,097$ CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 68 NOTE 6 - RISK MANAGEMENT The City participates in the following public entity risk pools: PLAN Joint Powers Authority - The City was a member of the Association of Bay Area Government (ABAG) Pooled Liability Assurance Network (PLAN), a self-insurance program pool since it was established in 1986. Following a merge with the Metropolitan Transportation Commission (MTC), ABAG eliminated the risk management pool oversight services to better align their charter of service. ABAG PLAN provided general liability, auto, property insurance, and risk management services to 28 cities within the Bay Area. Following the merger and elimination of ABAG PLAN, the 28 agency members joined together and formed a Joint Powers Authority (JPA) and contracted with Bickmore Risk Services for administrative support. Each member chooses a self-insured retention (SIR) ranging from $25,000 to $250,000, which is reflected in premium rates. The insurance pool pays claims up to a limit of $5 million. To extend this protection, the association purchases another $25 million of excess insurance coverage for a total of $30 million per occurrence limit. Coverage provides protection for Bodily Injury, Property Damage, Personal Injury, and Public Officials Errors and Omissions claims, and minimizes the City’s exposure to losses as a result of City policy or actions. The City’s annual premium allows for a self-coverage retention level of $25,000 per occurrence. The City continues to submit claim information to a third party administrator (TPA), York Insurance Services Group. York’s staff follows up with other parties and insurance firms, acting as the City’s insurance agent. In addition to insurance, PLAN JPA provides a variety of risk management services, including policy guidance to effectively identify, analyze, and minimize risks, guidance and training to promote best practices, and grant incentives for safety programs. PLAN Workers' Compensation Shared Agency Risk Pool (SHARP) – covers workers' compensation coverage up to $250,000 and excess coverage provides an employer liability limit of $5 million per occurrence, and workers’ compensation per occurrence limit to $100 million. The City has no deductible for these claims. During the fiscal year ended June 30, 2019, the City contributed $141,633 for current year coverage. The City's contribution equals the ratio of the City's payroll to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. There have been no significant reductions of insurance settlements that exceeded insurance coverage for the past three years. The workers’ compensation and general liability claims payable of $53,293 reported at June 30, 2019, is based on the requirements of GASB Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the basic financial statements indicates that it is probable that a liability has incurred at the date of the basic financial statements and the amount of the loss can be reasonably estimated. Changes in the claims payable amounts were as follows: The General Fund has been used in the prior years to liquidate the liability for claims and judgments. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 69 Year Ended Year Ended June 30, 2019 June 30, 2018 Claims payable, beginning of year 76,001$ 41,003$ Fiscal year claims and changes in estimates (15,404) 34,998 Claims payments (7,304) - Claims payable, end of year 53,293$ 76,001$ Each risk pool is governed by a board consisting of representatives from member municipalities. The board controls the operations of each risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on the Board. Audited financial information for each risk pool may be obtained from Bickmore at 1750 Creekside Oaks Dr., Ste. 200, Sacramento, California 95833. NOTE 7 - RETIREMENT PLANS Defined Benefit Pension Plan Plan Description – All CalPERS qualified employees are eligible to participate in the City’s Miscellaneous Employee Pension Plan (the Plan), a cost-sharing multiple-employer defined benefit pension plan administered by the California Public Employees’ Retirement System (CalPERS). CalPERS act as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by State statute and City ordinance. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website or copies of these reports may be obtained from their Executive Office located at 400 P Street, Sacramento, California 95811. Benefits Provided – CalPERS provides service retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 55. All members are eligible for non-duty disability benefits after 10 years of service. Death benefits include the 1959 Survivor Benefit and the Optional Settlement 2 Death Benefit. The cost of living adjustments for the Plan are applied as specified by the Public Employee’s Retirement Law. The Plan’s provisions and benefits in effect at June 30, 2019, are summarized as follows: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 70 New Employees Tier 1 Tier 2 PEPRA Hire Date Hired before May 12, 2012 Hired on or after May 12, 2012 Hired on or after January 1, 2013 Benefit formula 2% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 Years 5 Years 5 Years Benefit payments Monthly for Life Monthly for Life Monthly for Life Retirement age 55 60 62 Monthly benefits as a % of eligible compensation 2.0%2.0%2.0% Required employee contribution rates 7%7%6.5% Required employer contribution rates 10.15%8.35%7.27% Classic Employees Employees Covered – At June 30, 2019, the following employees were covered by the benefit terms for the Plan: Miscellaneous Active 59 Transferred 42 Separated 35 Retired 118 Total 254 Contributions – Section 20814(c) of California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers are determined on an annual basis by an actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. For the year ended June 30, 2019, the employer contributions, including the UAL payment of $1,000,000, recognized as part of pension expense for the Plan were as follows: Miscellaneous Contributions - employer $ 1,637,179 Contributions - employee 426,494 Total $ 2,063,673 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions - As of June 30, 2019, the City reported net pension liabilities for its proportionate share of the net pension liability of the Plan as follows: Miscellaneous Proportionate Share of Net Pension Liability/(Asset) $ 7,236,672 CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 71 The City’s net pension liability for the Plan is measured as the proportionate share of the Plan’s net pension liability. The net pension liability of the Plan is measured at June 30, 2019, and the total pension liability for the plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2018 rolled forward to June 30, 2019 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of the contributions to the pension plan relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability for the Plan as of June 30, 2018 and 2019 was as follows: Miscellaneous Proportion - June 30, 2018 0.19170% Proportion - June 30, 2019 0.19202% Change - Increase/(Decrease)0.00032% For the year ended June 30, 2019, the City recognized pension expense of $851,148. At June 30, 2019, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Changes of Assumptions 825,002$ 202,192$ Differences between Expected and Actual Experience 277,658 94,485 Differences between Projected and Actual Investment Earnings 35,776 - Differences between Employer's Contributions and Proportionate Share of Contributions - 553,812 Change in Employer's Proportion 952,995 234,967 Pension Contributions Made Subsequent to Measurement Date 1,637,179 - Total 3,728,611$ 1,085,456$ The City reported $1,637,179 as deferred outflows of resources related to contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ended June 30, 2020. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized as pension expense as follows: CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 72 634,533$ 446,434 (9,902) (65,090) - - 1,005,975$ 2024 2020 Thereafter Total 2021 2022 2023 Deferred Outflows/ (Inflows) of Resources Fiscal Year Ending June 30: Actuarial Assumptions – The total pension liabilities in the June 30, 2017 actuarial valuations were determined using the following actuarial assumptions: Valuation Date June 30, 2017 Measurement Date June 30, 2018 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.15% Inflation 2.50% Payroll Growth 2.75% Projected Salary Increase (1) Investment Rate of Return 7.15% (2) Mortality (3) (1) Varies by age and service (2) Net of pension plan investment expenses, including inflation (3) Derived using CalPERS' membership data for all funds CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 73 The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2017 valuation were based on the results of a January 2014 Actuarial Experience Study for the period 1997 to 2011. Further details of the Experience Study can be found on the CalPERS website. Discount Rate – The discount rate used to measure the total pension liability was 7.15 percent for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for the Plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans ran out of assets. Therefore, the current 7.15 percent discount rate is adequate, and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.15 percent will be applied to all plan in the Public Employees’ Retirement Fund (PERF). The stress test results are presented in the detailed report called “GASB Crossover Testing Report” that can be obtained from the CalPERS website. According to Paragraph 30 of Statement 68, the long-term discount rate should be determined without reduction for pension plan administrative expense. The 7.15 percent investment return assumption used in this accounting valuation is net of administrative expenses. Administrative expenses are assumed to be 15 basis points. Using this lower discount rate has resulted in a slightly higher Total Pension Liability and Net Pension Liability. CalPERS checked the materiality threshold for the difference in calculation and did not find it to be a material difference. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long- term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 74 Assumed Asset Real Return Real Return Asset Class (a)Allocation Years 1 - 10 (b)Years 11+ (c) Global Equity 50.00%4.80%5.98% Fixed Income 28.00%1.00%2.62% Inflation Sensitive 0.00%0.77%1.81% Private Equity 8.00%6.30%7.23% Real Estate 13.00%3.75%4.93% Liquidity 1.00%0.00%-0.92% Total 100.00% (a) In the System's CAFR, Fixed Income is included in Global Debt Securities; Liquidity Liquidity is included in Short-term Investments; Inflation Assets are included in both Global Equity Securities and Global Debt Securities. (b) An expected inflation of 2.0% used for this period. (c) An expected inflation of 2.92% used for this period. Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate – The following presents the City’s proportionate share of the net pension liability for the Plan, calculated using the discount rate for the Plan, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1- percentage point higher than the current rate: Miscellaneous 1% Decrease 6.15% Net Pension Liability 13,913,795$ Current 7.15% Net Pension Liability 7,236,672$ 1% Increase 8.15% Net Pension Liability 1,724,817$ Pension Plan Fiduciary Net Position – Detailed information about each pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 75 NOTE 8 - NET POSITION A. Net Investment in Capital Assets As of June 30, 2019, the net investment in capital assets consisted of the following: Capital assets, net 122,459,410$ 2011 general obligation library bonds (8,600,000) Net original issue premium (284,602) Net investment in capital assets 113,574,808$ B. Restricted Net Position As of June 30, 2019, the restricted net position consisted of the following: Environmental Special Debt Services Assessments Service Total Restricted Net Position 163,182$ 1,621,946$ 932,880$ 2,718,008$ Restricted For NOTE 9 - JOINT POWERS AGREEMENTS The City is a member of several Joint Power Agreements, as follows: The Santa Clara County Valley Transportation Authority (VTA) consists of various cities in the San Francisco Bay area. The Transportation Authority was formed in 1985, by a joint exercise of powers agreement between the County of Santa Clara and the cities of Santa Clara County for the purpose of financing highway capital improvements within the County to serve transportation needs. Financial statements may be obtained from the Traffic Authority at 1754 Technology Drive, Suite 224, San Jose, California 95110. The West Valley Solid Waste Management Joint Powers Authority consists of the West Valley cities of Campbell, Los Gatos, Monte Sereno, and Saratoga. The JPA was formed to coordinate efforts in carrying out solid waste collection and disposal activities, and in meeting the mandates of AB939, the States’ Integrated Waste Management Act. The Silicon Valley Regional Interoperability Authority (SVRIA) consists of Silicon Valley agencies formed to coordinate the design and implementation of an interoperable public safety communication system. The Santa Clara County Library System JPA consists of various member agencies as a policy making and governing body of the County’s library system. The Silicon Valley Clean Energy Authority (SVCEA) consists of various Silicon Valley agencies formed to address climate change by reducing energy related greenhouse gas emissions and securing energy supply and price stability, energy efficiencies and local economic benefits. CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 76 The West Valley Clean Water Program consists of the Cities of Campbell, Monte Sereno, Saratoga and the Town of Los Gatos, and works to control discharge of polluted stormwater into local creeks and the San Francisco Bay. These JPA's are governed by boards consisting of representatives from their members. The boards control the operations of each JPA, including selection of management and approval of operating budgets, independent of any influence by its members beyond their representation on the board. NOTE 10 - EXCESS EXPENDITURES OVER APPROPRIATIONS Excess of expenditures over appropriations in individual funds did not occur during Fiscal Year 2018/19. NOTE 11 - COMMITMENTS AND CONTINGENCIES A. Lawsuits The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are not expected to result in a material adverse financial impact on the City. Additionally, City management believes that the City's insurance programs are sufficient to cover any potential losses should an unfavorable outcome materialize. B. Federal and State Grant Programs The City participates in Federal and State grant programs. These programs are audited by the City's independent accountants in accordance with the provisions of the Federal Single Audit Act Amendments of 1996 and applicable State requirements. For Federal programs, the City reached the level of qualifying cost during the current fiscal year, so a single audit was required. Expenditures which may be disallowed, if any, by the granting agencies, cannot be determined at this time. The City expects such amounts, if any, to be immaterial. C. Commitments The City had outstanding contracts or planned construction projects as of June 30, 2019 totaling $1.9 million. Of this amount, $0.8 million was committed to Wattis Construction Company for the Prospect Road Improvement Project. In the opinion of City management, there were no additional outstanding matters that would have a significant effect on the financial position of the funds of the City as of June 30, 2019. NOTE 12 – TAX ABATEMENT DISCLOSURES A. Williamson Act and Mills Act The City enters into property tax abatement agreements with local property owners under the California Land Conservation Act of 1965, commonly referred to as the Williamson Act. Under the Act, local CITY OF SARATOGA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 77 entities may lower property tax assessments on private parcels that have been restricted to agricultural or open space land use. The Mills Act is a state law allowing cities to enter into contracts with the owners of historic structures. Such contracts require a reduction of property taxes in exchange for the continued preservation of the property. Property taxes are recalculated using a formula in the Mills Act and Revenue and Taxation Code. For the fiscal year ended June 30, 2019, the City abated property taxes totaling $19,684 under these programs. 78 This page is intentionally blank 79 REQUIRED SUPPLEMENTARY INFORMATION CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2019 80 NOTE 1 - BUDGETARY INFORMATION The following is the budget comparison schedule for General Fund. Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Property taxes 13,189,900$ 13,189,900$ 14,166,178$ 976,278$ Sales taxes 1,050,000 1,050,000 1,207,471 157,471 Other local taxes 930,000 930,000 896,420 (33,580) Licenses & permits 1,724,150 1,724,150 1,909,022 184,872 Fines & forfeitures 141,100 141,100 118,293 (22,807) Intergovernmental - Fed - - (11,219) (11,219) Intergovernmental - State 452,500 452,500 501,110 48,610 Intergovernmental - Other 35,000 35,000 43,166 8,166 Franchise fees 2,462,000 2,462,000 2,289,964 (172,036) Use of money & property 665,106 665,106 1,071,748 406,642 Other revenue 1,646,820 1,646,820 1,923,795 276,975 Total revenues 22,296,576 22,296,576 24,115,948 1,819,372 EXPENDITURES: Current: General and intergovernmental services 5,807,542 5,570,378 5,204,878 365,500 Public safety 6,003,634 6,003,634 6,004,406 (772) Public works 6,019,955 6,179,955 5,972,517 207,438 Community services 1,598,968 1,884,397 1,396,746 487,651 Community development services 2,524,592 2,524,592 2,309,258 215,334 Capital outlay - - - - Total expenditures 21,954,691 22,162,956 20,887,805 1,275,151 REVENUES OVER (UNDER) EXPENDITURES 341,885 133,620 3,228,143 3,094,523 OTHER FINANCING SOURCES (USES): Transfers in - - 158,391 158,391 Transfers out (1,270,000) (1,765,000) (1,840,867) (75,867) Total other financing sources (uses)(1,270,000) (1,765,000) (1,682,476) 82,524 Net change in fund balances (928,115)$ (1,631,380)$ 1,545,667 3,177,047$ FUND BALANCES: Beginning of year 13,133,917 End of year 14,679,584$ CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2019 81 Through the budget, the City Council sets the direction of the City, allocates its resources and establishes its priorities. The Annual Operating and Capital Budgets assure the efficient and effective uses of the City's economic resources, as well as establishing that the highest priority objectives are accomplished. The annual budgets are adopted for the period of July 1 to June 30, and prepared to accurately and openly communicate service and infrastructure priorities to the community, businesses, vendors, employees, and other public agencies. The Annual Operating Budget is developed on a program basis for all funds with fund level authority. It establishes the foundation of effective financial planning by providing resource planning, performance measures and controls that permit the evaluation and adjustment of the City's performance. The City adopts an annual budget for the capital projects as part of adopting the five-year Capital Improvement Plan. The annual capital budget is adopted on a project-by-project basis. The City follows these procedures in establishing the budgetary data reflected in the basic financial statements: a. The City Manager submits to the City Council a proposed operating budget and five-year capital improvements plan for the fiscal year commencing the following July 1. The operating and capital budgets include proposed expenditures and the means of financing them. b. Public hearings are conducted to obtain taxpayer comments. c. The budgets are legally enacted through the passage of a resolution. d. For the Operating Budget, the City Manager may authorize transfers of budget amounts within a fund. However, any revisions that increase the total budgeted expenditures of any fund must be approved by the City Council. Expenditures may not legally exceed budgeted appropriations at the fund level without City Council approval. e. As Capital Projects are adopted on a project basis, the City Council must approve increases or decreases of budgeted amounts or changes in project scope. Upon project completion, immaterial amounts are transferred to ongoing maintenance projects within the capital program. If remaining project funds are material, the project balance is brought back to Council for approval to transfer. f. Formal budgetary integration in the form of legally adopted budgets is employed as a management control device for all funds. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted expenditures reported are as amended by supplemental appropriations of the City Council. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, Special Revenue, Internal Service, and Capital funds. Unexpended and unencumbered appropriations automatically lapse at the end of the fiscal year. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2019 82 NOTE 2 - MODIFIED APPROACH FOR CITY STREETS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets that allow the City to function and those resources utilized primarily by the public which provide future economic benefits for a minimum of two years. Infrastructure can be defined as assets that are immovable and of value only to the government. Major infrastructure includes the street system, park and recreation lands and improvements; storm water conveyance and drainage systems, and buildings combined with site amenities such as parking and landscaping areas used by the City in the conduct of its business. Each major infrastructure system can be divided into subsystems. For example, the street system can be divided into concrete and asphalt pavements, concrete curb and gutters, sidewalks, medians, streetlights, traffic control devices (signs, signals and pavement markings), landscaping and land. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the "Modified Approach" as defined by GASB Statement No. 34 for infrastructure reporting for its Streets Pavement System. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: • The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up-to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. • The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City commissioned a physical assessment of the streets conditions with the final report received April 15, 2017. The study assists the City by providing current inspection data used to evaluate current pavement condition. This helps to maintain a City-defined desirable level of pavement performance while optimizing the expenditure of limited fiscal resources. The entire pavement network within the City is composed of approximately 141.1 centerline miles of paved surfaces. The City’s road system can be grouped by function class and includes 24.2 centerline miles of arterial, 23.2 centerline miles of collector, and 93.7 miles of residential. To determine the City’s street condition, a visual survey of all pavement segments is conducted to assess the existing surface condition of each of the individual pavement segments. Upon completion of the study, a Pavement Condition Index (PCI) is calculated for each segment in the City's pavement network to reflect the overall pavement condition. Rating between 0 and 100, a PCI of 0 would correspond to a badly deteriorated pavement with virtually no remaining life. A PCI of 100 would correspond to a pavement with proper engineering design and construction at the beginning of its life cycle. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2019 83 The following conditions were defined: Condition Rating Excellent 80 - 100 Very Good 70 - 79 Good 50 - 69 Poor 25 - 49 Very Poor 0 - 24 The City's policy is to achieve an average rating of 70 for all streets, which is a very good rating. This rating allows minor cracking and raveling of the pavement along with minor roughness that could be noticeable to drivers traveling at the posted speeds. As of May 31, 2018, the City's street system was rated at an estimated PCI index of 68 on average with the detail condition as follows: Percent of Condition Streets Very Good 59% Good 21% Poor 10% Very Poor 10% The City expended $2,957,167 on street maintenance for the year ended June 30, 2019. These projects include resurfacing, safety improvements, sidewalks, curbs and gutters, storm drain improvements, beautification projects, and various other routine maintenance projects help to delay deterioration and beautify the City’s roadway system. Council has established a goal for a minimum of $2,000,000 be budgeted for the CIP Streets program on an annual basis. $11,115,211 is budgeted for various street projects in the five-year CIP cycle beginning Fiscal Year 2019/20. As of June 2019, approximately 20 percent of the City's streets were rated below the average standard of “Good.” The City will continue to rehabilitate these segments of the streets. Total deficiencies (deferred maintenance) identified in the Pavement Management System Report at the end of a five-year period (2019-2023) will amount to approximately $21,700,000 for all streets and are expected to be rehabilitated with a minimum annual budget of $2,000,000. CITY OF SARATOGA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED JUNE 30, 2019 84 NOTE 3 – PENSION INFORMATION Miscellaneous Plan Plan Measurement Date 2014 2015 2016 2017 2018 Fiscal Year Ended 2015 2016 2017 2018 2019 Contractually Required Contributions 908,980$ 668,417$ 617,707$ 707,891$ 583,629$ Contributions in Relation to Contractually Required Contributions 4,203,599 1,109,589 1,016,197 1,289,450 1,637,179 Contribution Deficiency (Excess)(3,294,619)$ (441,172)$ (398,490)$ (581,559)$ (1,053,550)$ Covered Payroll 4,856,304$ 6,335,330$ 5,908,831$ 5,692,653$ 6,156,572$ Contributions as a % of Covered Payroll 86.56%17.51%17.20%22.65%26.59% Notes to Schedule: Valuation Date:June 30, 2017 Assumptions Used:Entry Age Method used for Actuarial Cost Method Level Percentage of Payroll and Direct Rate Smoothing 3.8 Years Remaining Amortization Period Inflation Assumed at 2.5% Investment Rate of Returns set at 7.15% Fiscal year 2015 was the first year of implementation, therefore only five years are shown. The CalPERS discount rate was increased from 7.5% to 7.65% in fiscal year 2016 and then decreased from 7.65% to 7.15% in fiscal year 2018. The CalPERS mortality assumptions was adjusted in fiscal year 2019. CalPERS mortality table based on CalPERS' experience and include 15 years of projected ongoing mortality improvement using 90 percent of Scale MP 2016 published by the Society of Actuaries. Schedule of Proportionate Share of Net Pension Liability Last 10 Fiscal Years Miscellaneous Plan Plan Measurement Date 2014 2015 2016 2017 2018 Fiscal Year Ended 2015 2016 2017 2018 2019 Proportion of Net Pension Liability (Misc Plan Only)0.28104%0.15551%0.18238%0.19170%0.19202% Proportionate Share of Net Pension Liability 6,945,916$ 4,266,268$ 6,335,606$ 7,556,748$ 7,236,672$ Covered Payroll 4,714,858$ 4,856,304$ 6,335,330$ 5,908,831$ 5,692,653$ Proportionate Share of NPL as a % of Covered Payroll 147.32%87.85%100.00%127.89%127.12% Plan's Fiduciary Net Position as a % of the TPL 81.15%90.52%85.60%84.66%85.34% Fiscal year 2015 was the first year of implementation, therefore only five years are shown. The CalPERS discount rate was increased from 7.5% to 7.65% in fiscal year 2016 and then decreased from 7.65% to 7.15% in fiscal year 2018. The CalPERS mortality assumptions was adjusted in fiscal year 2019. 85 SUPPLEMENTARY INFORMATION 86 This page is intentionally blank 87 NONMAJOR GO VERNMENTAL FUNDS Special Revenue Funds Landscape & Lighting District and Storm Drain Funds – These funds account for revenues and expenditures associated with maintaining the City’s 30 Landscape, Lighting, and Storm Drain zones which were approved by consent of property owners living along or within the boundaries of the zones. Debt Service Fund Library Bond - Santa Clara County general obligation bond tax revenues are accumulated in this fund to pay annual principal and interest payments on the refunded 2011 Library Improvement Bond. CITY OF SARATOGA COMBINING BALANCE SHEETS NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2019 88 Special Revenue Debt Service Lighting and Total Landscaping Other Assessment Library Governmental District Bond Funds ASSETS Cash and investments 1,677,784$ 930,108$ 2,607,892$ Receivables: Accounts 1,310 2,772 4,082 Total assets 1,679,094$ 932,880$ 2,611,974$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable 57,148$ -$ 57,148$ Total liabilities 57,148 - 57,148 Fund Balances: Restricted: Special revenue funds 1,621,946 - 1,621,946 Debt service - 932,880 932,880 Total fund balances 1,621,946 932,880 2,554,826 Total liabilities and fund balances 1,679,094$ 932,880$ 2,611,974$ CITY OF SARATOGA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2019 89 Special Debt Revenue Service Lighting and Total Landscaping Other Assessment Library Governmental District Bond Funds REVENUES: Property taxes 308,924$ -$ 308,924$ Special assessment 429,899 775,129 1,205,028 Use of money and property 35,612 1,205 36,817 Total revenues 774,435 776,334 1,550,769 EXPENDITURES: Current: General and ingov't services Public works 562,828 - 562,828 Debt service: Principal - 500,000 500,000 Interest and fiscal charges - 341,210 341,210 Total expenditures 562,828 841,210 1,404,038 REVENUES OVER (UNDER) EXPENDITURES 211,607 (64,876) 146,731 OTHER FINANCING SOURCES (USES): Proceeds from bond issuance - - - Transfers in 25,000 - 25,000 Transfers out - - - Total other financing sources (uses)25,000 - 25,000 Net change in fund balances 236,607 (64,876) 171,731 FUND BALANCES: Beginning of year 1,385,339 997,756 2,383,095 End of year 1,621,946$ 932,880$ 2,554,826$ CITY OF SARATOGA COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CAPITAL IMPROVEMENT FOR THE YEAR ENDED JUNE 30, 2019 90 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Licenses & permits 451,300$ 451,300$ 451,300$ -$ Fines & forfeitures - - 8,210 8,210 Intergovermental - Federal 6,551,779 6,551,779 3,385,956 (3,165,823) Intergovermental - State 1,251,790 1,251,790 1,276,352 24,562 Intergovermental - Other 695,000 695,000 197,557 (497,443) Use of money and property 35,000 35,000 39,338 4,338 Other revenue 561,920 561,920 156,983 (404,937) Total revenues 9,546,788 9,546,788 5,515,696 (4,031,092) EXPENDITURES: Capital outlay 14,402,925 15,360,182 7,458,141 7,902,041 Total expenditures 14,402,925 15,360,182 7,458,141 7,902,041 REVENUES OVER (UNDER) EXPENDITURES (4,856,137) (5,813,394) (1,942,445) 3,870,949 OTHER FINANCING SOURCES (USES): Transfers in 1,270,000 2,042,432 2,127,626 85,195 Transfers out - (302,432) (470,150) (167,719) Total other financing sources (uses)1,270,000 1,740,000 1,657,476 (82,524) Net change in fund balances (3,586,137)$ (4,073,394)$ (284,969) 3,788,425$ FUND BALANCES: Beginning of year 3,537,026 End of year 3,252,057$ CITY OF SARATOGA COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LANDSCAPE & LIGHTING DISTRICT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2019 91 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Property taxes 241,932$ 241,932$ 308,924$ 66,992$ Special assessments 434,626 434,626 429,899 (4,727) Use of money and property 7,693 7,693 35,612 27,919 Other revenue - - - - Total revenues 684,251 684,251 774,435 90,184 EXPENDITURES: Current: Public works 824,620 824,620 562,828 261,792 Total expenditures 824,620 824,620 562,828 261,792 REVENUES OVER (UNDER) EXPENDITURES (140,369) (140,369) 211,607 351,976 OTHER FINANCING SOURCES (USES): Transfers in 25,000 25,000 25,000 - Transfers out - - - - Total other financing sources (uses)25,000 25,000 25,000 - Net change in fund balances (115,369)$ (115,369)$ 236,607 351,976$ FUND BALANCES: Beginning of year 1,385,339 End of year 1,621,946$ CITY OF SARATOGA COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIBRARY BOND DEBT SERVICE FUND FOR THE YEAR ENDED JUNE 30, 2019 92 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Special assessments 717,539$ 717,539$ 775,129$ 57,590$ Use of money and property 7,500 7,500 1,205 (6,295) Total revenues 725,039 725,039 776,334 51,295 EXPENDITURES: Debt service: General and ingov't services Principal 500,000 500,000 500,000 - Interest and fiscal charges 341,535 341,535 341,210 325 Total expenditures 841,535 841,535 841,210 325 REVENUES OVER (UNDER) EXPENDITURES (116,496) (116,496) (64,876) 51,620 Net change in fund balances (116,496)$ (116,496)$ (64,876) 51,620$ FUND BALANCES: Beginning of year 997,756 End of year 932,880$ 93 INTERNAL SERVICE FUNDS Liability/Risk Management Insurance Fund – Accounts for insurance premiums, self-insurance portion of claims, and administrative cost associated with settling claims. Charges made to operating departments are based on liability risk and claim occurrence history. Worker’s Compensation Fund – Accounts for insurance premiums, self-insured portion of claims, and administrative costs associated with settling claims. Charges made to operating departments are based on liability risk and claim occurrence history. Office Support Fund - Photocopy equipment, postage and bulk mail meter expenses are controlled at one source point and expended to the departments as goods or services are utilized. Information Technology Services Fund – Supports the delivery of technology-based services and infrastructure, including desktop support, network systems, technology upgrades and initiatives, community systems, and associated information technology equipment. Vehicle & Equipment Maintenance Fund – Accounts for the cost of operating and maintaining automotive equipment used for service operations in various City departments. Building Maintenance Fund – Accounts for operating costs associated with building maintenance. Expenses include custodial supplies and services, maintenance and repair, utilities, and staffing costs. Vehicle & Equipment Replacement Fund – Established to accumulate funding for the replacement of vehicles and equipment. Replacement costs are charged to program over the asset’s life span, reflective of usage. Information Technology Equipment Replacement Fund – Established to accumulate funding for the replacement of information technology equipment. Replacement costs are charged to departments over the asset’s lifespan, reflective of usage. Facility Furniture, Fixtures & Equipment Replacement Fund – Established to accumulate funding for the replacement furniture, fixtures and equipment within city facilities. Replacement costs are charged to programs based on that program’s share of asset use over the asset’s lifespan, reflective of usage. CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF NET POSITION JUNE 30, 2019 94 Liability /Information Risk Workers'Office Technology Management Compensation Support Services ASSETS Current assets: Cash and investments 648,183$ 272,612$ 120,990$ 403,057$ Accounts receivable - 4,109 - 2,543 Total current assets 648,183 276,721 120,990 405,600 Noncurrent assets: Capital assets: Machinery and equipment - - - - Less: accumulated depreciation - - - - Total capital assets (net of accumulated depreciation) - - - - Total assets 648,183 276,721 120,990 405,600 LIABILITIES Liabilities: Current liabilities: Accounts payable - 490 612 2,083 Accrued payroll 15,608 1,314 - 11,692 Claims payable 53,293 - - - Total current liabilities 68,901 1,804 612 13,775 NET POSITION Investment in capital assets - - - - Unrestricted 579,282 274,917 120,378 391,825 Total net position 579,282$ 274,917$ 120,378$ 391,825$ 95 Information Building Vehicle Vehicle Technology Furniture & and Equipment Building and Equipment Equipment Fixtures Maintenance Maintenance Replacement Replacement Replacement Total 275,897$ 605,232$ 476,587$ 496,083$ 400,870$ 3,699,511$ - - - - - 6,652 275,897 605,232 476,587 496,083 400,870 3,706,163 - - 1,511,470 110,465 173,076 1,795,011 - - (1,053,372) (110,465) (13,337) (1,177,174) - - 458,099 - 159,739 617,837 275,897 605,232 934,686 496,083 560,609 4,324,000 5,846 23,248 - 6,400 21,315 59,994 3,953 19,479 - - - 52,046 - - - - - 53,293 9,799 42,727 - 6,400 21,315 165,333 - - 458,099 - 159,739 617,837 266,098 562,505 476,587 489,683 379,555 3,540,830 266,098$ 562,505$ 934,686$ 489,683$ 539,294$ 4,158,667$ CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION FOR THE YEAR ENDED JUNE 30, 2019 96 Liability /Information Risk Workers'Office Technology Management Compensation Support Services Operating revenues: Charges for services 350,000$ 175,000$ 40,000$ 575,000$ Other operating revenues 1,830 9,979 9,629 16,550 Total operating revenues 351,830 184,979 49,629 591,550 Operating expenses: Cost of services 326,455 207,436 46,215 563,989 Administration - - - - Depreciation - - - - Total operating expenses 326,455 207,436 46,215 563,989 Operating income 25,375 (22,457) 3,414 27,561 Transfers in - - - - Change in net position 25,375 (22,457) 3,414 27,561 Total net position - beginning 553,907 297,374 116,964 364,264 Total net position - ending 579,282$ 274,917$ 120,378$ 391,825$ 97 Information Building Vehicle Vehicle Technology Furniture & and Equipment Building and Equipment Equipment Fixtures Maintenance Maintenance Replacement Replacement Replacement Total 275,000$ 925,000$ 150,000$ 150,000$ 200,000$ 2,840,000$ (1) 3,029 32,156 - (2) 73,170 274,999 928,029 182,156 150,000 199,998 2,913,170 245,234 881,310 23,023 84,046 68,181 2,445,889 - - - - - - - - 151,538 2,023 13,337 166,898 245,234 881,310 174,561 86,069 81,518 2,612,787 29,765 46,719 7,595 63,931 118,480 300,383 - - - - - - 29,765 46,719 7,595 63,931 118,480 300,383 236,333 515,786 927,090 425,752 420,814 3,858,284 266,098$ 562,505$ 934,685$ 489,683$ 539,294$ 4,158,667$ CITY OF SARATOGA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2019 98 Liability /Information Risk Workers'Office Technology Management Compensation Support Services Cash flows from operating activities: Receipts from customers and users 351,830$ 187,281$ 49,629$ 590,046$ Payments to suppliers (252,295) (173,350) (46,100) (254,981) Payments to employees (86,988) (36,126) - (316,107) Other receipts - - - - Net cash provided by operating activities 12,547 (22,195) 3,529 18,958 Cash flows from capital activities: Acquisition of capital assets - - - - Net cash used for acquisition of capital assets - - - - Net increase (decrease) in cash and cash equivalents 12,547 (22,195) 3,529 18,958 Cash and cash equivalents, beginning of year 635,636 294,807 117,461 384,099 Cash and cash equivalents, ending of year 648,183$ 272,612$ 120,990$ 403,057$ Reconciliation of operating income to net cash provided by operating activities: Operating income (loss)25,375$ (22,457)$ 3,414$ 27,561$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation - - - - Change in operating assets and liabilities: Accounts receivables - 2,302 - (1,504) Accounts payable (2,606) (2,132) 115 (8,005) (Decrease) in deposits payable - - - - Claims payable (22,708) - - - Accrued payroll 12,486 92 - 906 Net cash provided (used) by operating activities 12,547$ (22,195)$ 3,529$ 18,958$ 99 Information Building Vehicle Vehicle Technology Furniture & and Equipment Building and Equipment Equipment Fixtures Maintenance Maintenance Replacement Replacement Replacement Total 274,999$ 928,029$ 182,156$ 150,000$ 199,999$ 2,913,969$ (144,220) (473,647) (26,553) (100,583) (46,867) (1,518,596) (101,620) (410,113) - - - (950,954) - - - - - - 29,159 44,269 155,603 49,417 153,132 444,419 - - (200,494) - (173,076) (373,570) - - (200,494) - (173,076) (373,570) 29,159 44,269 (44,891) 49,417 (19,944) 70,849 246,738 560,963 521,478 446,666 420,814 3,628,662 275,897$ 605,232$ 476,587$ 496,083$ 400,870$ 3,699,511$ 29,765$ 46,719$ 7,595$ 63,931$ 118,480$ 300,383$ - - 151,538 2,023 13,337 166,898 - - - - - 798 (1,142) (7,146) (3,530) (16,537) 21,315 (19,668) - - - - - - - - - - - (22,708) 536 4,696 - - - 18,716 29,159$ 44,269$ 155,603$ 49,417$ 153,132$ 444,419$ 100 This page is intentionally blank 101 FIDUCIARY FUNDS West Valley Clean Water Program – Accounts for all activities of the West Valley Clean Water Program Joint Powers Agreement. The City of Saratoga accounts for the JPA’s financial activities. Arrowhead Community Facilities District Bond – Accounts for the bond reserves and debt service for the Arrowhead District Arrowhead Community Facilities District Project Funding - Accounts for the financial activity related to the District’s capital outlay. CITY OF SARATOGA FIDUCIARY FUNDS COMBINING BALANCE SHEET FOR THE YEAR ENDED JUNE 30, 2019 102 West Valley Arrowhead Arrowhead Total Clean Water CFD CFD Agency Program Bond District Funds ASSETS Cash and investments 573,059$ 280,736$ 408,605$ 1,262,400$ Total assets 573,059 280,736 408,605 1,262,400 LIABILITIES Accounts payable 57,618 - - 57,618 Deposits payable 14,888 - - 14,888 Due for debt service - 280,736 - 280,736 Due to other agencies 500,553 - 408,605 909,158 573,059$ 280,736$ 408,605$ 1,262,400$ CITY OF SARATOGA FIDUCIARY FUNDS STATEMENT OF CHANGES IN FIDUCIARY ASSETS AND LIABILITIES FOR THE YEAR ENDED JUNE 30, 2019 103 Balance Balance West Valley Clean Water Program July 1, 2018 Additions Deductions June 30, 2019 ASSETS Cash and investments -$ 1,409,218$ (836,159)$ 573,059$ Total assets - 1,409,218 (836,159) 573,059 LIABILITIES Accounts Payable - 57,618 - 57,618 Deposits payable - 14,888 - 14,888 Due to other agencies -$ 500,553$ -$ 500,553 Total liabilities -$ 573,059$ -$ 573,059$ Balance Balance Arrowhead Community Facilities District Bond July 1, 2018 Additions Deductions June 30, 2019 ASSETS Cash and investments -$ 315,952$ (35,216)$ 280,736$ Total assets - 315,952 (35,216) 280,736 LIABILITIES Due for debt service - 315,952 (35,216) 280,736 Total liabilities -$ 315,952$ (35,216)$ 280,736$ Balance Balance Arrowhead Community Facilities District July 1, 2018 Additions Deductions June 30, 2019 ASSETS Cash and investments -$ 3,909,614$ (3,501,009)$ 408,605$ Total assets - 3,909,614 (3,501,009) 408,605 LIABILITIES Due to other agencies - 3,909,614 (3,501,009) 408,605 Total liabilities -$ 3,909,614$ (3,501,009)$ 408,605$ Balance Balance Total Agency Funds July 1, 2018 Additions Deductions June 30, 2019 ASSETS Cash and investments -$ 5,634,784$ (4,372,384)$ 1,262,400$ Total assets - 5,634,784 (4,372,384) 1,262,400 LIABILITIES Accounts Payable - 57,618 - 57,618 Deposits payable - 14,888 - 14,888 Due for debt service - 315,952 (35,216) 280,736 Due to other agencies - 4,410,167 (3,501,009) 909,158 Total liabilities -$ 4,798,625$ (3,536,225)$ 1,262,400$ 104 This page is intentionally blank 105 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 106 This page is intentionally blank CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS COMPARATIVE SCHEDULE BY SOURCE JUNE 30, 2019 AND 2018 107 2019 2018 Governmental Funds Capital Assets: Land and land improvements 15,591,925$ 15,591,925$ Buildings and structures 26,570,196 26,480,196 Machinery and equipment 2,269,291 2,084,447 Infrastructure 111,389,586 111,370,017 Construction in progress 10,320,046 6,974,813 Total Governmental Funds Capital Assets 166,141,044 162,501,398 Accumulated depreciation (42,624,670) (40,453,154) Total Governmental Funds Capital Assets, Net 123,516,374$ 122,048,244$ Investments in Governmental Funds Capital Assets by Source: General Fund 115,212,479$ 115,212,479$ Special revenue funds 960,972 960,972 Capital projects funds 49,120,244 45,480,598 Donations 847,348 847,348 Accumulated depreciation (42,624,670) (40,453,154) Total Governmental Funds Capital Assets 123,516,374$ 122,048,244$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded from the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY1 JUNE 30, 2019 108 Land Buildings and Land and Improvements Structures Function and Activity General and intergovernmental services: Management services -$ 564,632$ Administrative services - 521,073 Intergovernmental services 118,184 3,138,641 Total General and Intergovernmental Services:118,184 4,224,346 Public safety: Police services - - Code enforcement - - Total Public Safety:- - Public works: Streets and sidewalks 835,155 62,921 Parks/open space 4,718,585 3,275,380 Total Public Works:5,553,740 3,338,301 Community services 8,177,538 4,692,650 Community development services 1,742,463 14,314,899 Total Governmental Funds Capital Assets 15,591,925 26,570,196 Accumulated depreciation - (11,519,074) Total Governmental Funds Capital Assets, Net 15,591,925$ 15,051,122$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded form the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. 109 Machinery Construction and in Equipment Infrastructure Progress Total 624,241$ -$ 73,051$ 1,261,924$ 140,332 - - 661,405 22,225 - - 3,279,050 786,798 - 73,051 5,202,379 15,434 - - 15,434 7,548 - - 7,548 22,982 - - 22,982 315,276 111,262,349 7,142,684 119,618,385 151,110 - 3,000,165 11,145,240 466,386 111,262,349 10,142,849 130,763,625 916,773 127,237 104,146 14,018,344 76,352 - - 16,133,714 2,269,291 111,389,586 10,320,046 166,141,044 (1,476,040) (29,629,556) - (42,624,670) 793,251$ 81,760,030$ 10,320,046$ 123,516,374$ CITY OF SARATOGA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE OF CHANGE BY FUNCTION AND ACTIVITY JUNE 30, 2019 110 Governmental Governmental Funds Capital Funds Capital Assets Assets July 1, 2018 Additions Deletions June 30, 2019 Function and Activity General and intergovernmental services: Management services 1,261,924$ -$ -$ 1,261,924$ Administrative services 661,405 - - 661,405$ Intergovernmental services 3,279,050 - - 3,279,050$ Total General and Intergovernmental Services:5,202,379 - - 5,202,379$ Public safety: Police services 15,434 - - 15,434$ Code enforcement 7,548 - - 7,548$ Total Public Safety:22,982 - - 22,982$ Public works: Streets and sidewalks 116,758,760 2,879,194 (19,569) 119,618,385$ Parks/open space 10,572,461 572,779 - 11,145,240$ Total Public Works:127,331,221 3,451,973 (19,569) 130,763,625$ Community services 13,838,205 395,261 (215,122) 14,018,344$ Community development services 16,106,611 86,823 (59,720) 16,133,714$ Total Governmental Funds Capital Assets 162,501,398 3,934,057 (294,411) 166,141,044$ Accumulated depreciation (40,453,154) (2,171,516) - (42,624,670)$ Total Governmental Funds Capital Assets, Net 122,048,244$ 1,762,541$ (294,411)$ 123,516,374$ 1 This schedule presents only the capital asset balances related to governmental funds. Accordingly the capital assets reported in internal service funds are excluded form the above amounts. Generally, the capital assets of internal service funds are included as governmental activities in the statement of net position. 111 STATISTICAL SECTION 112 This page is intentionally blank 113 This part of the City of Saratoga's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the government's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well being have changed over time. 114-119 Revenue Capacity These schedules contain information to help the reader assess the government’s most significant local revenue source; property tax. 120-129 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. 130-136 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 137-138 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 140-145 The City of Saratoga implemented GASB Statement No. 34 in Fiscal Year 2001/02; schedules presenting government-wide information include information beginning in that year. The City of Saratoga implemented GASB Statement No. 44 in Fiscal Year 2007/08; newly required schedules presenting information in the Statistical Section include the earliest available information. CITY OF SARATOGA NET POSITION BY COMPONENT LAST TEN YEARS (ACCRUAL BASIS OF ACCOUNTING) 114 (amounts expressed in thousands) 2010 2011 2012 2013 Primary government Governmental activities Net investment in capital assets 108,966$ 110,016$ 111,201$ 112,353$ Restricted 5,519 5,830 1,938 1,971 Unrestricted 8,533 7,964 12,248 13,357 Total primary government 123,018$ 123,810$ 125,387$ 127,681$ Fiscal Year $100,000 $105,000 $110,000 $115,000 $120,000 $125,000 $130,000 $135,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Net Position by Component Net investment in capital assets Restricted Unrestricted 115 2014 2015 2016 2017 2018 2019 112,116$ 112,092$ 112,030$ 111,241$ 113,053$ 115,250$ 2,045 2,138 2,242 2,375 2,596 2,718 15,095 6,691 13,837 13,438 13,693 15,825 129,256$ 120,921$ 128,109$ 127,054$ 129,342$ 133,793$ CITY OF SARATOGA CHANGES IN NET POSITION LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 116 (amounts expressed in thousands) 2010 2011 2012 2013 Expenses: Governmental activities: General and intergovernmental services 3,729$ 4,368$ 3,486$ 4,143$ Public safety 4,339 4,457 4,300 4,382 Public works 6,535 6,645 9,121 6,922 Community services 1,711 1,846 1,996 1,804 Community development services 1,751 1,839 1,553 1,713 Interest on long-term debt (unallocated)677 656 453 410 Total governmental activities expenses 18,742 19,811 20,909 19,374 Program revenues: Charges for services: General and intergovernmental services 125 171 140 102 Public safety 425 561 594 607 Public works 2,535 2,771 2,079 3,316 Community services 917 1,020 890 946 Community development services 1,586 1,734 1,923 2,184 Operating grants and contributions 275 401 1,319 75 Capital grants and contributions 674 1,221 2,337 599 Total governmental activates program revenues 6,537 7,879 9,282 7,829 Net (expense) revenue and change in net position (12,205) (11,932) (11,627) (11,545) General revenue and other changes in net assets Taxes: Property taxes 8,371 8,199 8,457 9,153 Sales taxes 955 991 1,101 1,051 Local taxes 560 632 683 769 Franchise taxes 1,664 1,821 1,852 1,920 Motor vehicle in-lieu 101 146 16 16 Total Taxes 11,651 11,789 12,109 12,909 Intergovernmental 522 773 910 766 Investment earnings 101 65 67 51 Other revenues 91 97 118 113 Total general revenues 12,365 12,724 13,204 13,839 Change in net position 160 792 1,577 2,294 Net position - beginning of year 122,858 123,018 123,810 125,387 GASB 68 adjustment - - - - Net position - beginning of year, as adjusted 122,858 123,018 123,810 125,387 Net position - end of year 123,018$ 123,810$ 125,387$ 127,681$ Source: CAFR Fiscal Year 117 2014 2015 2016 2017 2018 2019 4,522$ 7,566$ 5,143$ 6,450$ 6,010$ 6,465$ 4,491 4,850 4,787 5,444 5,728 6,005 7,379 6,273 6,181 9,164 7,943 10,271 1,586 1,589 1,582 1,557 1,594 1,287 2,179 1,962 2,012 2,906 2,285 2,198 400 391 381 367 359 334 20,557 22,631 20,086 25,888 23,919 26,560 120 122 98 153 152 107 330 354 310 327 368 467 2,768 2,474 3,004 2,462 2,397 2,376 958 952 1,114 1,071 914 736 2,220 2,234 2,397 2,127 2,343 1,815 117 107 165 223 90 95 808 785 183 1,062 219 3,631 7,321 7,028 7,271 7,425 6,483 9,227 (13,236) (15,603) (12,815) (18,463) (17,436) (17,333) 9,737 10,669 11,549 12,264 14,124 15,250 941 1,224 1,189 1,185 1,125 1,207 822 866 898 857 960 896 1,949 2,070 2,069 2,171 2,166 2,290 14 13 12 13 16 15 13,463 14,842 15,717 16,490 18,391 19,658 981 1,023 718 589 802 1,223 62 67 101 124 319 698 305 237 273 205 212 205 14,811 16,169 16,809 17,408 19,724 21,784 1,575 566 3,994 (1,055) 2,288 4,451 127,681 129,256 120,921 128,109 127,054 129,342 - (8,901) 3,193 - - - 127,681 120,355 124,114 128,109 127,054 129,342 129,256$ 120,921$ 128,109$ 127,054$ 129,342$ 133,793$ CITY OF SARATOGA FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 118 (amounts expressed in thousands) 2010 2011 2012 2013 General fund: Restricted 563$ 513$ 513$ 463$ Committed 300 500 600 675 Assigned 196 667 3,161 792 Unassigned 6,952 5,804 4,655 7,989 Total general fund 8,011$ 7,484$ 8,929$ 9,919$ All other governmental funds: Restricted Special revenue funds 569$ 504$ 563$ 622$ Debt service 893 851 862 886 Committed Capital project funds 4,057 4,475 3,544 3,420 Total all other governmental funds 5,519$ 5,830$ 4,969$ 4,928$ Source: CAFR Fiscal Year Balances prior to fiscal year 2011 have been updated to conform with GASB 54 requirements $- $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 General - Restricted General - Committed General - Assigned General - Unassigned Debt Service Special Revenue Capital Projects Fund Balances of Governmental Funds 2010 2011 2012 2013 2014 2015 2016 2012 2018 2019 119 2014 2015 2016 2017 2018 2019 413$ 363$ 313$ 263$ 213$ 163$ 993 1,000 1,000 790 1,000 1,000 2,648 2,854 2,672 3,272 3,705 5,399 7,782 5,589 6,655 6,659 8,216 8,117 11,836$ 9,806$ 10,640$ 10,984$ 13,134$ 14,679$ 734$ 868$ 1,006$ 1,153$ 1,385$ 1,622$ 898 907 923 959 998 933 3,126 3,859 4,716 5,085 3,537 3,252 4,758$ 5,634$ 6,645$ 7,197$ 5,920$ 5,807$ CITY OF SARATOGA GOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCE LAST TEN YEARS (ACCRUAL BASIS OF ACCOUNTING) 120 (amounts expressed in thousands) 2010 2011 2012 2013 Tax revenues: Property taxes 8,371$ 8,199$ 8,457$ 9,153$ Special assessments 1,247 1,255 1,243 1,185 Sales taxes 955 991 1,101 1,051 Local taxes 560 632 683 769 Franchise taxes 1,664 1,821 1,852 1,920 Motor vehicle in-lieu 101 146 16 16 Total tax revenues 12,898$ 13,044$ 13,352$ 14,094$ Source: CAFR Fiscal Year $- $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 $14,000 $16,000 Property taxes Special assessments Sales taxes Local taxes Franchise taxes Motor vehicle in- lieu Tax Revenues by Source 2010 2011 2012 2013 2014 2015 2016 2012 2018 2019 121 2014 2015 2016 2017 2018 2019 9,737$ 10,669$ 11,549$ 12,264$ 13,247$ 14,475$ 1,207 1,220 1,222 1,270 1,333 1,205 941 1,224 1,189 1,185 1,125 1,207 822 866 898 857 960 881 2,024 2,069 2,068 2,171 2,166 2,290 14 13 12 14 16 15 14,745$ 16,061$ 16,938$ 17,761$ 18,847$ 20,073$ CITY OF SARATOGA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 122 (amounts expressed in thousands) 2010 2011 2012 2013 Revenues: Property taxes 8,371$ 8,199$ 8,457$ 9,153$ Special assessments 1,247 1,255 1,243 1,185 Sales taxes 954 991 1,101 1,051 Other local taxes 560 632 683 769 Licenses and permits 1,489 1,950 1,728 2,177 Fines and forfeitures 359 285 234 199 Intergovernmental - federal 430 1,033 1,915 975 Intergovernmental - state 1,258 1,480 1,728 1,142 Intergovernmental - other 258 337 73 269 Franchise fees 1,664 1,821 1,852 1,920 Use of money any property 595 550 589 527 Other revenues 1,794 2,169 2,199 2,421 Total tax revenues 18,979 20,702 21,802 21,788 Expenditures: Current: General and intergovernmental services 3,102 3,524 3,145 3,269 Public safety 4,349 4,467 4,310 4,392 Public works 4,730 4,717 4,751 4,966 Community services 1,223 1,322 1,269 1,318 Community development services 2,111 2,193 1,888 2,047 Capital outlay 2,584 3,704 5,179 3,979 Debt service: Principal 330 350 370 455 Interest and fiscal charges 685 665 551 414 Total expenditures 19,114 20,942 21,463 20,840 over (under) expenditures (135) (240) 339 948 Other financing sources (uses): Transfers in 1,172 1,725 510 510 Transfers out (1,017) (1,700) (485) (485) Total other financing sources (uses)155 25 25 25 Net change in fund balances 19$ (215)$ 364$ 973$ Debt as a percentage of noncapital expenditures 5.80%5.56%4.68%4.76% Source: CAFR Fiscal Year 123 2014 2015 2016 2017 2018 2019 9,737$ 10,669$ 11,549$ 12,264$ 13,247$ 14,475$ 1,207 1,220 1,222 1,270 1,333 1,205 941 1,224 1,189 1,185 1,125 1,207 823 866 898 857 960 896 2,023 1,613 2,216 1,908 2,677 2,360 196 175 248 171 127 127 796 651 158 954 181 3,375 1,410 1,538 1,182 1,053 1,253 1,777 129 97 76 222 136 241 1,949 2,070 2,068 2,171 2,166 2,290 521 557 647 651 779 1,148 2,547 2,589 2,709 2,203 2,397 2,081 22,279 23,269 24,162 24,909 26,381 31,182 3,247 6,624 4,246 4,372 4,585 5,205 4,491 4,860 5,226 5,444 5,705 6,005 5,243 5,381 5,701 6,002 6,085 6,535 1,383 1,328 1,475 1,573 1,292 1,397 2,182 2,087 2,193 2,324 2,247 2,309 3,096 3,253 2,591 3,450 4,747 7,458 - - 485 495 500 475 485 500 405 395 385 373 362 341 20,532 24,423 22,317 24,013 25,508 29,750 1,747 (1,154) 1,845 896 873 1,432 1,291 785 1,768 3,580 3,397 3,397 (1,291) (785) (1,768) (3,580) (3,397) (3,397) 220 - - - - - 1,967$ (1,154)$ 1,845$ 896$ 873$ 1,432$ 4.74%3.83%4.23%3.63%3.82%3.26% CITY OF SARATOGA PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN YEARS 124 (Property Tax Rates per $100 of Assessed Value) 2010 2011 2012 2013 General 1.0000 1.0000 1.0000 1.0000 County Retirement Levy 0.0388 0.0388 0.0388 0.0388 County Library 0.0024 0.0024 0.0024 0.0024 City of Saratoga 0.0094 0.0094 0.0088 0.0080 1.0506 1.0506 1.0500 1.0492 Campbell School District 0.0285 0.0249 0.0283 0.0246 County Bond 2008 Hospital 0.0122 0.0095 0.0047 0.0051 Co. Housing Bond 2016 - - - - Campbell Elementary 2002 0.0267 0.0298 0.0266 0.0220 Campbell Elementary 2010 - 0.0005 0.0003 0.0086 Campbell Elementary 2016 - - - - Campbell Union High 1999 0.0183 0.0196 0.0186 0.0165 Campbell Union High 2006 0.0131 0.0131 0.0156 0.0160 Campbell Union High 2016 - - - - West Valley Community College District 2004 0.0140 0.0139 0.0137 0.0139 West Valley Community College District 2012 - - - 0.0150 Santa Clara Valley Water District - State Water Project 0.0071 0.0070 0.0063 0.0069 Santa Clara Valley Water District - Zone W-1 0.0003 0.0002 0.0001 - Mid Peninsula Open Space 2014 - - - - 0.1202 0.1185 0.1142 0.1286 Total Tax Rate 1.1708 1.1691 1.1642 1.1778 Source: Muniservices, LLC Fiscal Year 125 2014 2015 2016 2017 2018 2019 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.0388 0.0388 0.0388 0.0388 0.0388 0.0388 0.0024 0.0024 0.0024 0.0024 0.0024 0.0024 0.0074 0.0070 0.0065 0.0060 0.0056 0.0046 1.0486 1.0482 1.0477 1.0472 1.0468 1.0458 0.0264 0.0235 0.0220 0.0294 0.0244 0.0175 0.0035 0.0091 0.0088 0.0086 0.0082 0.0072 - - - - 0.0127 0.0105 0.0288 0.0172 0.0196 0.0258 0.0148 0.0085 - 0.0145 0.0136 - 0.0158 0.0240 - - - - 0.0122 0.0172 0.0134 0.0130 0.0119 0.0126 0.0120 0.0111 0.0156 0.0154 0.0138 0.0126 0.0119 0.0108 - - - - 0.0280 0.0268 0.0125 0.0101 0.0118 0.0096 0.0096 0.0089 0.0130 0.0019 0.0114 0.0100 0.0104 0.0190 0.0070 0.0065 0.0057 0.0086 0.0062 0.0042 - - - - - - - - 0.0008 0.0006 0.0009 0.0018 0.1202 0.1112 0.1194 0.1178 0.1671 0.1675 1.1688 1.1594 1.1671 1.1650 1.2139 1.2133 CITY OF SARATOGA ASSESSED VALUE OF TAXABLE PROPERTY LAST TEN YEARS 126 (amounts expressed in thousands) Fiscal Year Total Ended Residential Commercial Industrial Other Unsecured Assessed June 30 Property Property Property Property Property Property 2010 9,724,687 120,769 9,656 327,898 58,210 10,241,220 2011 9,639,782 107,269 9,633 323,881 57,172 10,137,737 2012 9,834,082 111,232 9,706 323,563 55,535 10,334,118 2013 10,312,597 112,875 11,455 335,765 62,378 10,835,070 2014 11,158,775 113,915 11,684 352,830 59,684 11,696,888 2015 11,775,973 117,466 11,737 361,202 56,354 12,322,732 2016 12,581,463 134,321 11,143 397,318 50,193 13,174,438 2017 13,227,811 141,391 10,245 426,257 45,838 13,851,542 2018 14,000,116 154,592 10,449 440,188 39,751 14,645,096 2019 14,899,703 160,219 10,658 460,375 45,669 15,576,624 Source:Santa Clara County Assessor data, MuniServices, LLC $- $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total Assessed Property Unsecured Other Industrial Commercial Residential 127 Total Less:Total Taxable Direct Tax Exempt Assessed Tax Real Property Value Rate (230,127) 10,011,093 1.0506 (230,477) 9,907,260 1.0506 (230,868) 10,103,250 1.0476 (233,895) 10,601,175 1.0492 (238,683) 11,458,205 1.0486 (242,724) 12,080,008 1.0482 (232,693) 12,941,745 1.0477 (232,279) 13,619,263 1.1650 (244,172) 14,400,924 1.2139 (233,581) 15,343,043 1.2133 CITY OF SARATOGA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO JUNE 30, 2019 128 (amounts expressed in thousands) % of Total % of Total Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value Fellowship Plaza LP 47,861$ 1 0.31% Humboldt Fields LLC 45,900 2 0.30% SHP Quito Village LLC 35,210 3 0.23% San Jose Water Works 27,863 4 0.18%13,308 5 0.13% Keller Trustee 22,398 5 0.15% House Trustee 15,214 6 0.10%14,346 5 0.15% Osheanic Capital LLC 13,914 7 0.09% Stormin Norman, LLC 13,636 8 0.09% HJJ, LLC 13,390 9 0.09% Nupont Properties LLC 13,260 10 0.09% Cupertino Village Ass LLC 34,889 1 0.35% Quito Village Associates LLC 31,110 2 0.31% Sobrato Trustee 15,341 3 0.15% Gregpenn Properties, LLC 14,424 4 0.14% John Keller 12,201 6 0.12% Argonaut Assoc LLC 10,510 7 0.10% Krishnamurthi Ashok 10,439 8 0.10% Rakesh and Dipti Mathur 10,193 9 0.10% Stephen Luzco 10,043 10 0.10% Top Ten Total Assessed Value 248,646$ 1.6%176,804$ 1.8% City Total Assessed Value 15,343,045$ 10,011,093$ Source: Santa Clara County Assessor data, MuniServices, LLC 2019 2010 CITY OF SARATOGA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN YEARS 129 Fiscal Year Total Tax Collections in Ended Levy for Subsequent June 30 Fiscal Year Amount Percentage Years Amount Percentage 2010 8,371,396 8,371,396 100.0%- 8,371,396 100.0% 2011 8,199,341 8,199,341 100.0%- 8,199,341 100.0% 2012 8,456,687 8,456,687 100.0%- 8,456,687 100.0% 2013 9,152,865 9,152,865 100.0%- 9,152,865 100.0% 2014 9,737,144 9,737,144 100.0%- 9,737,144 100.0% 2015 10,669,281 10,669,281 100.0%- 10,669,281 100.0% 2016 11,549,213 11,549,213 100.0%- 11,549,213 100.0% 2017 12,263,575 12,263,575 100.0%- 12,263,575 100.0% 2018 13,247,030 13,247,030 100.0%- 13,247,030 100.0% 2019 14,475,102 14,475,102 100.0%- 14,475,102 100.0% Source: City of Saratoga Collected within the Fiscal Year of the Levy Total Collections to Date CITY OF SARATOGA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN YEARS 130 (amounts expressed in thousands, except per capita amounts) 2010 2011 2012 2013 Governmental activities General obligation bonds 12,955$ 12,605$ 11,995$ 11,540$ Net original issue premium - - 438 416 Total primary government 12,955$ 12,605$ 12,433$ 11,956$ Percentage of Personal Income1 0.54%0.57%0.57%0.53% Per capita2 405 417 409 389 Source: CAFR 1 US Census Bureau, adjusted for inflation, MuniServices LLC 2 Population information from California State Controller's Office Fiscal Year 131 2014 2015 2016 2017 2018 2019 11,055$ 10,560$ 10,060$ 9,585$ 9,100$ 8,600$ 394 372 350 328 306 285 11,449$ 10,932$ 10,410$ 9,913$ 9,406$ 8,885$ 0.49%0.47%0.45%0.40%0.35%0.32% 371 355 344 324 299 283 CITY OF SARATOGA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN YEARS 132 (amounts expressed in thousands, except per capita amounts) 2010 2011 2012 2013 General obligation bonds 12,955$ 12,605$ 11,995$ 11,540$ Net original issue premium - - 438 416 Less: Amount available in debt service fund (890) (848) (860) (885) Total primary government 12,065$ 11,757$ 11,135$ 10,655$ Percentage of actual taxable value of property 0.12%0.12%0.11%0.10% Per capita1 377 389 367 347 Source: CAFR 1Population information from California State Controller's Office Fiscal Year 133 2014 2015 2016 2017 2018 2019 11,055$ 10,560$ 10,060$ 9,585$ 9,100$ 8,600$ 394 372 350 328 306 285$ (898) (906) (923) (959) (998) (933) 10,551$ 10,026$ 9,487$ 8,954$ 8,408$ 7,952$ 0.09%0.08%0.07%0.07%0.06%0.05% 342 326 314 293 267 253 CITY OF SARATOGA LEGAL DEBT MARGIN INFORMATION LAST TEN YEARS 134 (amounts expressed in thousands) 2010 2011 2012 2013 Debt Limit 1,536,183$ 1,520,660$ 1,550,118$ 1,625,261$ Total net debt applicable to limit 12,065 11,757 11,135 10,655 Legal debt margin 1,524,118$ 1,508,903$ 1,538,983$ 1,614,606$ Total net debt applicable to the limit as a percentage of debt limit 0.79%0.77%0.72%0.66% Legal debt margin calculation Assessed value 10,011,093$ 9,907,259$ 10,103,250$ 10,601,175$ Add back: exempt real property 230,127 230,477 230,868 233,895 Total assessed value 10,241,220$ 10,137,736$ 10,334,118$ 10,835,070$ Debt limit (15% of total assessed value)1,536,183$ 1,520,660$ 1,550,118$ 1,625,261$ Debt applicable to limit: General obligation bonds 12,955$ 12,605$ 11,995$ 11,540$ Net original issue premium - - 438 416 Less: Amount available in debt service fund (890) (848) (860) (885) Total net debt applicable to limit 12,065$ 11,757$ 11,135$ 10,655$ Legal debt margin 1,524,118$ 1,508,903$ 1,538,983$ 1,614,606$ Source: CAFR Fiscal Year 135 2014 2015 2016 2017 2018 2019 1,754,233$ 1,848,410$ 1,976,166$ 2,077,731$ 2,196,764$ 2,336,494$ 10,157 9,654 9,137 8,626 8,102 7,667 1,744,076$ 1,838,756$ 1,967,029$ 2,069,105$ 2,328,827$ 2,328,827$ 0.58%0.52%0.46%0.42%0.33%0.33% 11,458,205$ 12,080,008$ 12,941,745$ 13,619,263$ 14,400,924$ 15,343,043$ 236,683 242,724 232,693 232,279 244,172 233,581 11,694,888$ 12,322,732$ 13,174,438$ 13,851,542$ 15,576,624$ 15,576,624$ 1,754,233$ 1,848,410$ 1,976,166$ 2,077,731$ 2,196,764$ 2,336,494$ 11,055$ 10,560$ 10,060$ 9,585$ 9,100$ 8,600$ 394 372 350 328 306 285$ (898) (906) (923) (959) (998) (933)$ 10,157$ 9,654$ 9,137$ 8,626$ 8,102$ 7,667$ 1,744,076$ 1,838,756$ 1,967,029$ 2,069,105$ 2,188,662$ 2,328,827$ CITY OF SARATOGA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT 136 (amount expressed in thousands) Estimated Estimated Share of Debt Percentage Overlapping Outstanding Applicable 1 Debt Direct Debt: City of Saratoga 8,885$ 100.000%8,885$ City of Saratoga Community Facilities District No. 2016-1 2,499 100.000%2,499 Total Direct Debt 11,384 Overlapping Tax and Assessment Debt: Santa Clara County 947,220 3.188%30,197 Foothill-De Anza Community College District 620,144 1.450%8,992 West Valley Community College District 635,310 9.209%58,506 Campbell Union High School District 389,345 5.621%21,885 Fremont Union High School District 562,210 3.203%18,008 Los Gatos-Saratoga Joint Union High School District 95,760 38.458%36,827 Campbell Union School District 194,775 6.826%13,295 Cupertino Union School District 274,238 5.709%15,656 Moreland School District 103,742 13.069%13,558 Saratoga Union School District 23,580 86.494%20,396 Saratoga Fire Protection District 2,743 97.660%2,679 Midpeninsula Regional Open Space District 92,460 5.377%4,972 Santa Clara Valley Water District Benefit Assessment 73,570 3.188%2,345 Total Overlapping Tax and Assessment Debt 247,316 Overlapping General Fund Debt: Santa Clara County General Fund Obligations 987,719$ 3.188%31,488$ Santa Clara County Pension Obligations 352,379 3.188%11,234 Santa Clara County Board of Education Certificates of Participation 4,255 3.188%136 Santa Clara County Vector Control District Certificates of Participation 2,245 3.188%72 Foothill-De Anza Community College District Certificates of Participation 26,723 1.450%387 West Valley-Mission College District General Fund Obligations 62,200 9.209%5,728 Campbell Union High School District Certificates of Participation 20,000 5.621%1,124 Los Gatos-Saratoga Joint Union High School District Certificates of Participation 3,538 38.458%1,361 Campbell Union High School District Certificates of Participation 2,680 6.826%183 Saratoga Union School District Certificates of Participation 3,535 86.494%3,058 Midpeninsula Open Space Park District General Fund Obligations 117,451 5.377%6,315 Total Overlapping General Fund Debt 61,086 Total Overlapping Tax & Assessment and General Fund Debt 308,402 Combined Total Debt2 319,786$ 1Percentage of overlapping agency's assessed valuation located within boundaries of the city. 2Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Source: Muniservices, LLC CITY OF SARATOGA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN YEARS 137 Personal Per Capita Fiscal City Income Personal Labor Unemployment Year Population1 (in thousands)2 Income2 Force 3 Rate 3 2010 31,997 2,401,151 75,043 13,200 5.6% 2011 30,195 2,211,963 73,256 13,400 5.0% 2012 30,363 2,119,463 69,804 14,000 4.4% 2013 30,706 2,179,904 70,993 13,900 4.2% 2014 30,887 2,243,458 72,634 14,200 3.4% 2015 30,799 2,248,481 73,005 15,100 2.7% 2016 30,219 2,239,926 74,123 14,700 2.9% 2017 30,569 2,374,919 77,690 14,600 2.7% 2018 31,435 2,597,561 82,706 15,000 2.8% 2019 31,407 2,681,900 85,392 15,000 2.0% Source:1Popluaton information from California State Controller's Office 2US Census Data, adjusted for inflation, MuniServices LLC 3EDD Labor Market Information Division, MuniServices LLC 10,000 15,000 20,000 25,000 30,000 35,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Labor Force vs. Population Population Labor Force CITY OF SARATOGA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO AT JUNE 30, 2019 138 Percentage Percentage of Total City of Total City Employer Employees Rank Employment Employees Rank Employment West Valley Community College 485 1 3.23%- Saratoga Retirement Community 295 2 1.97%- Saratoga Union School District 280 3 1.87%- Sub-Acute Saratoga Hospital 150 4 1.00%- Saratoga High School 135 5 0.90%- Prospect High School 125 6 0.83%- Our Lady Fatima Villa 121 7 0.81%- Safeway 70 8 0.47%65 2 0.49% City of Saratoga 56 9 0.37%- Saint Andrew's Episcopal School 49 10 0.33%- Gene's Fine Foods 85 1 0.64% Saratoga Country Club 65 3 0.49% Windmere SVP 27 4 0.20% Longs Drugs 20 5 0.15% Classic Car Wash 20 6 0.15% Harmonie European Day Spa 20 7 0.15% Hinshaw, Draa & Marsh 20 8 0.15% Jakes of Saratoga 20 9 0.15% Bella Saratoga 18 10 0.14% Total Top 10 Employers 1,766 11.8%360 2.7% Total City Employment1 15,000 13,200 1EDD Labor Market Information Division, MuniServices LLC 2019 2010 139 This page is intentionally blank CITY OF SARATOGA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 140 2010 2011 2012 2013 Function General government 11.75 11.45 10.80 10.90 Public works 21.75 21.65 21.55 20.65 Community development 12.00 12.00 12.00 11.00 Parks and recreation 9.35 9.50 9.50 9.60 Total 54.85 54.60 53.85 52.15 Source: City of Saratoga Budget Document Fiscal Year - 10 20 30 40 50 60 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Full -Time Equivalents General gov't Public works Comm Development Parks & Rec 141 2014 2015 2016 2017 2018 2019 13.65 13.70 13.70 13.65 14.55 14.65 20.75 20.65 20.65 20.65 21.15 21.75 12.00 12.00 12.00 12.00 12.50 12.00 9.60 9.55 9.55 8.35 8.30 8.70 56.00 55.90 55.90 54.65 56.50 57.10 CITY OF SARATOGA OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS 142 2010 2011 2012 2013 Function Part 1 crimes 1 173 373 287 277 Total incidents 39,942 41,642 35,664 40,141 Police reports 1,273 1,549 1,329 1,106 Public Works Street resurfacing (miles)3 - 6 6 Street lights repaired 24 25 41 29 Potholes filled (sq. ft.)10,000 11,000 10,000 12,060 Community Development Total permit valuation ($000)44,658 50,936 59,675 79,896 Parks and Recreation Classes, trips (enrollment) community events 4,366 6,135 5,479 5,365 Adult Exercise (e.g. JS Dance. Jazzerxcise)545 661 647 1,663 Sports programs (e.g. Adult basketball, softball)423 - - - Preschool programs (enrollment)161 142 132 188 Staffed Day/summer camps (enrollment)331 326 - 45 Teen/youth council (enrollment)2,110 1,323 787 605 1Part 1 Crimes are the following as reported to DOJ: homicide, rape, robbery, burglary, assault, theft, auto theft, and arson. Source: City of Saratoga various records Fiscal Year 143 2014 2015 2016 2017 2018 2019 408 315 463 301 190 289 41,228 40,695 39,213 38,893 32,222 31,955 978 917 1,334 1,295 927 885 4.3 2.5 15.2 0 - 8 34 39 33 37 15 12 11,000 10,500 21,010 13,000 9,000 11,000 79,702 89,929 75,599 106,631 128,062 82,722 6,235 8,390 5,898 5,081 5,769 3,632 2,173 1,650 2,099 2,824 2,082 731 - - - - - - 274 186 180 221 224 448 160 90 172 71 129 - 673 747 848 1,049 927 265 CITY OF SARATOGA CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS 144 2010 2011 2012 2013 Function Public safety Police Station - - - - Fire Station Saratoga Fire District 1 1 1 1 Central Fire District 1 1 1 1 Public Works Street Miles - Private 14 14 14 14 Street Miles - Public 140 140 140 141 West Valley Sanitation District Number of Connections 8,687 8,664 8,679 8,821 Length of Sewer Lines 127 127 127 127 Cupertino Valley Sanitation District Number of Connections 2,949 2,954 2,959 2,961 Length of Sewer Lines 37 37 37 37 Parks and Recreation Parks Acreage 84 84 84 84 Parks 15 15 15 15 Source: City of Saratoga various records Fiscal Year 145 2014 2015 2016 2017 2018 2019 - - - - - - 1 1 1 1 1 1 1 1 1 1 1 1 15 14.5 14.5 14.5 14.5 14.5 142 142 142 142 142 142 8,919 8,402 8,488 8,563 9,051 9,058 127 128 129 126 126 126 2,963 2,963 2,999 3,000 3,000 3,003 37 37 37 37 37 37 84 84 148 148 148 148 15 15 16 16 16 16